Abrigo

NOVEMBER 2, 2016

Banks operating in oil and gas intensive areas of the U.S. And participants at Sageworks’ 2016 Risk Management Summit had an opportunity to discuss with peers their institutions’ challenges and best practices related to oil and gas loan concentrations. Image credit: Clinton Steeds , Flickr CC.

Comparison 150

Comparison Regional Study Risk Management 150

Perficient

MAY 27, 2022

Since 2014, New York has only allowed crypto companies to operate in the state if they obtain a BitLicense, and even then, licensed companies are limited in the types of digital assets they can sell. Maintaining a service provider oversight program to address risks to service provider relationships. dollars.

cryptocurrency 332

cryptocurrency Regulation Management Bitcoin 332

Fintech Labs Insights

MAY 18, 2016

In the case of Scalable Capital, what’s new and noteworthy about their effort to make investing easier is its proprietary risk management technology. Give average investors the same level of risk management as wealthier investors and watch the investment returns for individual investors improve. . Stefan Mittnik.

Risk Management 20

Risk Management Capital Management Retail 20

Abrigo

FEBRUARY 2, 2015

Risk management issues were also a high-ranking hurdle to growing banks, with 26 percent calling it a concern for 2015. More than three-quarters of the bankers surveyed offered that anywhere between five and 20 percent of their total operating costs are driven by regulations. That number is up about four percent from 2013.

Community Bank 150

Community Bank Community Regulation Survey 150

Independent Banker

SEPTEMBER 25, 2014

Be aware of existing or emerging risk concerns. increased operational risks. Bland of the OCC agrees that “one of the biggest issues” for bank examiners is evaluating operational risk, especially with eyes toward the current financial environment where loan underwriting terms are changing. in Kent, Ohio.

Compliance 101

Compliance Regulation Community Bank Community 101

Independent Banker

MAY 24, 2016

Direct payments made to farmers disappeared with the 2014 farm bill. This leaves federal crop insurance support as a key risk-management tool. It’s a crucial risk-management tool” for 1.7 Producers use the federal crop insurance program extensively to manage risk on their operations.”.

Community Bank 70

Community Bank Kansas City Community Iowa 70

PYMNTS

JULY 25, 2017

Retailers and merchants are losing more than $3 for every dollar of fraud incurred as recently as 2014, and that number was up from $2.79 This is a certification given to retailers requiring advanced fraud and risk management smart technology for regular fraud checks. . the year before.

Fraud 120

Fraud Retail Cards National 120

PYMNTS

JULY 22, 2016

It feels like 2014 again with the ongoing popularity of alternative lending startups. Investors seem confident in the industry’s startups and their ability to provide adequate risk management and underwriting for their loans; VCs provided more than $11.5 Accounts Receivable Management. Seed funding for U.S.-based

Lending 100

Lending Regulation Big Data Risk Management 100

Jack Henry

JULY 2, 2014

Today, a proper IT risk management infrastructure has a direct impact on the character and value of a financial institution which places an unprecedented value on key IT employees. If you set expectations and communicate clearly, these regulations will continue to operate as a baseline from which your infrastructure can launch.

Cyber Security 102

Cyber Security Compliance Security FDIC 102

Gonzobanker

DECEMBER 22, 2014

It’s time for the 2014 GonzoBanker Awards! and Operations center in a building they recently purchased as they look to double in size over the next five years: Cornerstone: Do you think you should build out your I.T. Last year, we gave Salesforce the Big Buzz award and it moved well beyond that in 2014. THE BANKING AWARDS.

Los Angeles 101

Los Angeles Apple Risk Management California 101

CFPB Monitor

AUGUST 22, 2016

Dion Kidd Johnson, President, Chief Operating Officer and Chief Risk Officer, Western Bank, Alamogordo, NM. Raynor Zillgitt, Vice President Risk Management and General Counsel, Lake Trust Credit Union, Brighton, MI. Cal Ratcliff, Senior Vice President, Chief Compliance Officer, Bank of North Carolina, High Point, NC.

San Antonio 60

San Antonio Kansas City Groups CA 60

Gonzobanker

DECEMBER 22, 2020

While institutions wax poetically about spinning up data architectures and leveraging robotics, Citizens CEO David Brager and Chief Operations Officer David Harvey have led the usage of transparent cross-sales data to drive the leading commercial relationship banking culture at CBB. Award for Who’s Buying the Champagne?

Idaho 172

Idaho Community Industry Strategy 172

PYMNTS

OCTOBER 1, 2018

Riding a wave of market enthusiasm, LendingClub filed and completed its IPO in 2014, raising $900 million, the biggest tech IPO of that year. It was, as Karen Webster noted in February of 2016, a very attractive model for many investors. “So, Within five days of that IPO, LendingClub’s value had grown to $10 billion. So, Now What?

Lending 135

Lending Fraud Management San Francisco 135

Jeff For Banks

APRIL 10, 2015

In 2014, our GDP growth was +2.4%; in the fourth quarter, it was +2.2% Oil Steals the Show The biggest story of the past year in the markets has to be the plunging price of oil, down 50% in 2014 to below $50 per barrel. The US has led the world in energy and oil production from its shale and fracking operations.

Philadelphia 60

Philadelphia US Study Boston 60

PYMNTS

AUGUST 30, 2018

When myPOS launched in 2014, cash was still mostly king among small businesses. Paying for payments is singularly unappealing for most small businesses, Byrne noted – and in the cases of some independent operators, it doesn’t make economic sense. In fact, as Andrew Byrne, COO at myPOS , told Karen Webster, in some places it still is.

ATM 105

ATM Cards Payments Case Study 105

Jeff For Banks

JANUARY 16, 2016

They used to hold reserves of $4 trillion in 2014. CERN, the operator of the Collider, is eyeing its own future construction of a bigger machine to triple its distance. China is paying the price for these actions. Between February and November, 2015, foreign capital was pulled out of the country to the tune of $843 billion. Stay tuned!

Community Bank 60

Community Bank Atlanta Data Marketing 60

Jeff For Banks

JULY 9, 2012

Dimon and his bank have long been viewed as one of the best run banks in the world and leaders in risk management. They are even credited with developing one of the premier risk measurement systems called Value-at-Risk to measure daily losses that can occur at designated standard deviation intervals. Thanks for reading!

Taxes 66

Taxes Washington Risk Management Marketing 66

Insights on Business

APRIL 29, 2019

GM relied on four separate systems to support its audit, risk and control activities, which made it difficult to gain a real-time view of and understand relationships between risks, controls and issues across the company. The organization invests time and resources into identifying, mitigating and monitoring risk.

Technology 79

Technology Risk Management System Management 79

Fintech Labs Insights

JUNE 18, 2015

What rarely gets mentioned in the coverage is just how complicated platform payments can be, given myriad operational, regulatory, and risk prevention requirements. Canfield: Combatting fraud requires extensive risk management, and a cornerstone of risk management is using data to inform controls and decisions.

Security 12

Security Payments San Jose Fraud 12

Abrigo

AUGUST 28, 2022

Whether the institution offers an ag operating loan, an ag real estate loan, or a loan for farm equipment, it can create a better ag lending process with these seven best practices: Provide a mobile experience. Inconsistencies in the application of institutional lending policies are a recipe for risk management challenges.

Lending 195

Lending Analysis System Data 195

Perficient

MAY 17, 2022

million vehicles from the average of 17 million vehicles each year since 2014. And if all this wasn’t enough to keep a credit risk manager from sleeping well at night, consider this: A recent Consumer Reports study found that auto loan portfolios may be riskier than previously thought. Sales increased 3.1%

Strategy 294

Strategy Customer Experience Study Technology 294

Tefkin

MAY 5, 2014

Marc Andreessen (@pmarca) February 9, 2014. Oscar’s minimum capital requirement for operating as a health insurer in the state of New York is USD 45M : [link] , most/all of which will need to be kept aside. This leads to more operational margins being taken to ensure you are operating within regulation.

Software 28

Software Capital Lending Examples 28

CB Insights

JULY 16, 2017

The same group completed 20 investments in aggregate between 2012 and 2014. And most recently, Allianz made a strategic investment in US online homeowners and renters insurance carrier Lemonade , which currently operates in New York, Illinois, and California.

Strategy 28

Strategy Marketing Analytics Innovation 28

Abrigo

NOVEMBER 29, 2021

million customers over "deceptive" overdraft enrollment practices between 2014 and 2018, Banking Dive noted in a recent article about growth in overdraft fees. A recent study by the Cleveland Fed noted that traditionally, noninterest income is only 30% to 40% of small banks’ operating revenue, compared with over half of large banks’ revenue.

Community Bank 195

Community Bank Community FDIC Trends 195

CB Insights

DECEMBER 5, 2017

The same group completed fewer than 25 investments in aggregate between 2012 and 2014. Operating since 2010, AmFam Ventures has made a number of investments primarily in two thematic areas: connected home and connected car technologies and alternative insurance distribution. Allianz Ventures. American Family Ventures. Aviva Ventures.

Strategy 28

Strategy Marketing Analytics Innovation 28

Abrigo

APRIL 26, 2016

Erik Kobayashi-Solomon has held prominent roles in operational risk control at Morgan Stanley Japan and market risk management for several hedge funds.

Training 150

Training Analysis US Risk Management 150

FICO

MARCH 6, 2020

I also manage the partner channels and programs for our financial crime compliance solutions. In 2014, I joined Tonbeller as Head of Sales & Channel Operations and became Management Board member shortly thereafter. FICO brings AI and advanced analytics to risk management, fraud detection, collections and much more.

Compliance 81

Compliance Technology Fraud Analytics 81

PYMNTS

AUGUST 29, 2018

There are many tools that international companies can use to protect themselves from FX risks, but most businesses lack the resources and expertise they need to design and enact effective hedging strategies. So when it comes to FX risk, many international businesses are operating in the dark. USD/£1 to $0.96

Report 100

Report Case Study Resources Study 100

Jeff For Banks

APRIL 5, 2012

Last summer, they went where no Fed has gone before and “promised” to keep rates low until 2013, then earlier this year extended the “promise” until the end of 2014. This manipulation adds to their “promise” and “Operation Twist” and distorts the yield curve even further. Thanks for reading!

Security 75

Security Taxes Marketing Policies 75

CB Insights

OCTOBER 6, 2017

Early-stage food-preparation startups using robotics and AI are proliferating, and operating in both B2B and B2C models. Robot-run warehouses are already in operation. Some of the earliest deals to startups using AI for software development & debugging went to companies like Gigster , Applitool , and Wacul in 2014 – 15.

Software 69

Software Industry Retail United States 69

CB Insights

OCTOBER 4, 2018

This summer, Reuters reported that in 5 years, tech services (including online risk management and fraud prevention for financial institutions) will make up 65% of Ant’s revenue, compared to 34% in 2017. Between 2008 and 2014, China’s mobile internet users grew from 118M to 557M. Ant’s financial products.

US 78

US Fintech Mobile Regulation 78

Fintech Labs Insights

APRIL 6, 2016

In a press release, Adam French, co-founder and Managing Director of Scalable Capital stated plans for the funding: “This new capital will allow us to continue building our business in the UK, as well as support our operations in Germany and expand selectively into new markets. The post Scalable Capital Scores $7.9

Capital 12

Capital Risk Management Management Operations 12

CB Insights

APRIL 7, 2018

Lights-out manufacturing refers to factories that operate autonomously and require no human presence. Famously, the Japanese robotics maker FANUC has been operating a “lights-out” factory since 2001, where robots are building other robots completely unsupervised for nearly a month at a time. But with the complexity comes opportunity.”.

Technology 78

Technology blockchain Industry Software 78

CFPB Monitor

JANUARY 14, 2021

The OCC eliminated this criterion from the final rule “[t]o focus the rule on the fairness of the covered banks’ decision-making processes and utilization of prudent risk management principles, as well as to facilitate the OCC’s administration of this rule.”.

Handbook 78

Handbook Risk Management Examples Industry 78