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Brad M. Bolton: Putting the “community” in community banking

Independent Banker

People want to be a part of something bigger than themselves, and community banks provide that opportunity. Community banking is about serving the greater good. As community continuators, we are part of something bigger than ourselves. Photo by Chris Williams.

Community 203
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Scottsdale Community Bank: Making microloans

Independent Banker

Inspired by the entrepreneurship of lemonade stands, Scottsdale Community Bank created a microloan program. By William Atkinson Name: Scottsdale Community Bank Assets: $28 million Location: Scottsdale, Ariz. The $28 million-asset community bank in Scottsdale, Ariz.,

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Brad M. Bolton: Community continuation

Independent Banker

Community continuation is not about checking a regulatory box; it means putting a name to the people who will be the future of our banks. In our bank, we have retired the phrase “succession planning” and replaced it with “community continuation.” Photo by Chris Williams.

Community 252
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Perficient’s Agile Community Serves Colleagues of All Backgrounds

Perficient

Perficient’s Agile Community is one of the latest ways colleagues can connect with each other, breaking down walls and collaborating globally in a whole new way. “It Who Benefits from the Agile Community? Growing a Global Agile Community.

Community 509
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How to Attract Multiple Generations to Open New Accounts and Apply for Loans

The experiences of every generation are characterized by their behaviors involving finances. Understanding these attitudes and using them to inform marketing messages enables community banks, regional banks and credit unions to better serve their customers.

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Community Bank Hedging Options

South State Correspondent

Over the last 15 years, an ever greater percentage of community banks have embraced some form of interest rate hedging. However, about one in five community banks offer some form of loan-by-loan hedging products. The table below compares and contrasts community bank hedging options.

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The Difference Between a Community Bank and a Big Bank

Jeff For Banks

I recently spoke to a community group, and subsequently a community bank all-staff meeting regarding the definition of a community bank. But the FDIC did confess that a community bank was not easily defined. A community bank lends depositor money here.

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Putting the ‘Community’ into Community Banking

ABA Community Banking

Banks contribute to their communities and local organizations in ways that matter a lot during the pandemic. The post Putting the ‘Community’ into Community Banking appeared first on ABA Banking Journal.

Community 122
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OCC Releases Community Reinvestment Act (CRA) Evaluations

Perficient

The Office of the Comptroller of the Currency (OCC) has released 15 Community Reinvestment Act (CRA) performance evaluations. Community National Bank & Trust. Financial Services Community Reinvestment Act compliance CRA OCC

Community 285
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Community Banks Accelerate FinTech Integrations

PYMNTS

For more community banks, the latter strategy can fast-track digitization initiatives. Finastra Chosen by Community FI. Community bank Five Star Bank is strengthening its card offerings through a partnership with Coserv , according to a recent press release.

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Quick Guide to Digital Lending for Regional & Community Banks

Ever wonder how some regional and community banks are able to outperform their larger rivals? One of the biggest keys to this success lies in digital transformation. In fact, digital lending technologies are helping banks make the transition faster so they can compete more effectively. Read this eBook to learn how to use lending technology to transform your bank’s outcomes, too!

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New ICBA chairman Derek Williams’ commitment to community

Independent Banker

wanted to be a financier before finding his way to community banking. Photo by Harold Daniels Derek Williams, president and CEO of Century Bank & Trust in Georgia, is bringing his passion for community banking to his term as ICBA chairman for 2023/24.

Community 172
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Survey: Small businesses seeking loan opportunities from community banks

ABA Community Banking

More than half of community bankers in a recent survey cited small business loans as a high priority in 2022, with most small business owners saying in the same poll that they plan to borrow an average of $2 million over the next two years.

Survey 111
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Best Community Banks to Work For 2022

Independent Banker

Community Financial Services Bank, Benton, Ky.; In our annual workplace survey, employees of ICBA’s best community banks to work for told us they benefit from engaging cultures, opportunities for advancement and innovative benefits. Community Financial Services Bank.

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Perficient Colleague Fights Food Insecurity in Mr. Pleasant, Michigan Community

Perficient

Through Perficient’s kindness campaign , the philanthropy our colleagues provided touched tens of thousands of people in communities large and small. Pleasant, Michigan Community.

Michigan 468
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How to Evaluate Business Lending Software for Your Bank

Business lending is a community bank’s secret weapon to increase total revenue and provide a great experience for their valued small business clients. But how can you get the right platform for your bank to issue business loans digitally? This eBook explains the features of a Business Lending Platform you need to make your top priority.

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Perficient Gives Back to Hometown Community of St. Louis

Perficient

The people of Perficient are big believers in giving back to the communities in which we live and work. Louis, there is an opportunity to invest in the surrounding community that Perficient takes seriously. .

St. Louis 502
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Podcast: Seeing Results from Community Bank Advocacy

ABA Community Banking

On the latest episode of the ABA Banking Journal Podcast, Ohio bank CEO Mike Vynalek discusses his own journey in community bank advocacy and how he's getting emerging leaders at his bank involved in advocacy.

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FDIC names new community banking committee members

ABA Community Banking

The FDIC has appointed seven new members to its Advisory Committee on Community Banking. The post FDIC names new community banking committee members appeared first on ABA Banking Journal. Community Banking Newsbytes Policy Advisory board Community banking

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The community bank guide to FedNow resources

Independent Banker

As community banks navigate this process, there are plenty of resources available to answer questions and provide guidance. Three sources of information on FedNow As community banks look to take advantage of this new opportunity, they seek resources to help them navigate the journey.

Resources 115
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5 Reasons Banks Need a Digital SBA Lending Program Now

A digital-first strategy for SBA loans is required for community banks that want to grow.

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Brad M. Bolton: Advancing our communities

Independent Banker

As community bankers, our customers depend on us to keep their dreams alive. Thankfully, that glass-half-full attitude comes naturally for community bankers. As community bankers, our customers depend on us to keep their dreams alive. has a community bank on which it can rely.

Community 182
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3 Ways Financial Institutions Can Step Up for Underserved Communities

Perficient

The financial services industry must consider its customer experience game while also grappling with a sense of distrust from many communities due to systematic barriers, maintaining utmost accessibility due to the essentiality of the business, and the lack of financial literacy across the country.

Community 267
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4 Ways Insurers Can Help Communities Affected by Hurricane Ian

Perficient

Here are some ways insurance companies can step up for everyone in their communities (those they serve and the uninsured) in the wake of natural disasters. Community outreach.

Community 267
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Podcast: Celebrating Bankers’ Community Commitment

ABA Community Banking

The ABA Banking Journal Podcast continues a pre-Thanksgiving tradition by interviewing the winners of ABA's 2020 Community Commitment Awards. The post Podcast: Celebrating Bankers’ Community Commitment appeared first on ABA Banking Journal.

Community 111
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Personalized Digital Engagement Is Essential Yet Undervalued in Financial Services

Download this perspective to learn about the: - Necessity of marketing automation - Importance of reviewing and utilizing customer data - Benefits of optimizing collected analytics - Growing need for digital engagement

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A Look at DevOps in 2020: Sonatype’s Community Survey

Perficient

Sonatype recently released findings from its seventh annual DevOps Community Survey that examines the differences between mature and evolving DevOps practices, but with a new lens – how maturity levels impact developer happiness and culture.

Survey 497
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Community bank execs see recession in near future

ABA Community Banking

A recent survey of community bank leaders found that nearly all believe that a recession is just around the corner, with more than half of respondents blaming the Federal Reserve. The post Community bank execs see recession in near future appeared first on ABA Banking Journal.

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Market your community bank with first-party data

Independent Banker

Community banks own an enviable amount of data, but not all are leveraging it to its fullest extent. By Mindy Charski People share important data about themselves with their community bank in myriad ways. Community banks can welcome customers by name when they log in.

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The Path Less Taken to the Community Bank C-Suite

ABA Community Banking

The post The Path Less Taken to the Community Bank C-Suite appeared first on ABA Banking Journal. Community Banking Featured Human Resources Diversity LeadershipNot many bank CEOs can say their first bank job was. being CEO.

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The Threat That Could End Community Banking & What To Do About It

A critical risk now facing community banks from the technology world and how to solve it.

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The Community Bank Contrarian

ABA Community Banking

Whether it’s buying a mortgage division in 2009 or building a diversified product set in an age of nichification, community bank CEO Luanne Cundiff zigs when pundits say to zag. The post The Community Bank Contrarian appeared first on ABA Banking Journal.

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Community banks are thriving in Texas

Independent Banker

Here’s how four community banks are thriving in this environment. Clearly, community banks in the region have plenty of opportunities to do what they do best: forge deep and lasting relationships with their customers and communities. The Pearl community.

Texas 182
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The top-performing community banks of 2021

Independent Banker

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. Q: What does your community bank do really well?

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Podcast: How a community bank boosted its consumer mortgage program

ABA Community Banking

How does a community bank whose bread and butter was mortgage lending make the business sustainable in a time when mortgages have increasingly moved to the nonbank sector? The post Podcast: How a community bank boosted its consumer mortgage program appeared first on ABA Banking Journal.

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Level Setting and Peering Around the Corner— Tips for Success in Your Organization

Speaker: Steve Andrews, President & CEO of the Western Bankers Association 

This pandemic has tested the foundation of banks and the strength of the dollar. With all of us facing the same crisis, we are left with the same key questions, "Where are we now?" "Where are we going?" "How are we going to get there?" and "What impediments must we overcome?" Join Steve Andrews, President & CEO of the Western Bankers Association, for CBB's groundbreaking webinar! This exclusive webinar will go over the insider information your bank needs for level setting and peering around the corner. Steve will provide actionable insights, best practices, and real-world examples of the changing landscape of community banking.