Perficient

JUNE 26, 2020

Sonatype recently released findings from its seventh annual DevOps Community Survey that examines the differences between mature and evolving DevOps practices, but with a new lens – how maturity levels impact developer happiness and culture. This year’s survey was comprised of 34 questions of Sonatype’s DevOps community between Jan.

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South State Correspondent

FEBRUARY 4, 2025

In this article, we highlight some Gen AI strategy insights for community banks and provide tools to help bankers advance their programs. Few community banks have the resources to accomplish both, and both are sizeable efforts. The post What Does and Gen AI Strategy Look Like for a Community Bank?

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Perficient

AUGUST 9, 2022

The financial services industry must consider its customer experience game while also grappling with a sense of distrust from many communities due to systematic barriers, maintaining utmost accessibility due to the essentiality of the business, and the lack of financial literacy across the country. Trust and Transparency. .

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South State Correspondent

JULY 15, 2024

We conducted a loan performance analysis for over 5,000 individual hedged commercial loans originated by almost 400 community and regional banks across the country. Our analysis demonstrates that loan-level hedging has offered community banks a strong competitive advantage in the current interest rate environment and competitive landscape.

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South State Correspondent

SEPTEMBER 16, 2024

In Q2/24 the average return on assets (ROA) for community banks (under $10B in assets) was 1.08%, with an average ROE of 10.44%. But within the community banking sector, performance varied among banks significantly. The Data Behind The Drivers of ROA In Q2/24 the number of FDIC-reporting community banks was about 4,100.

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Perficient

OCTOBER 7, 2022

Here are some ways insurance companies can step up for everyone in their communities (those they serve and the uninsured) in the wake of natural disasters. Community outreach.

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South State Correspondent

OCTOBER 30, 2024

In our previous article ( here ) we analyzed the data on community bank M&A and performance, and we concluded that there is no relationship between community bank size and profitability, as measured by return on equity (ROE). We analyzed various community bank asset bands (under $10B size).

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South State Correspondent

MARCH 24, 2025

Our analysis shows that an average community bank can expect $9.7mm NPV of income (about 1% ROA) on a $100mm loan portfolio when the average loan life is seven years, versus only $5mm NPV of income (about 0.50% ROA) on the same portfolio where the average loan life is 2.3 years (both portfolios measured over a ten-year life).

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Abrigo

MARCH 21, 2025

Partnering with local organizations to promote the health of their economic communities is often a top priority for banks. In recent years, financial institutions have faced increasing regulations regarding their efforts to serve the needs of diverse communities. This includes geospatial mapping tools to identify underserved areas.

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South State Correspondent

DECEMBER 17, 2024

Community banks (under $10B in assets) serve a key role for borrowers, local communities, and the broader US economy. Community banks are better positioned than many other creditors to follow and adapt to local economies, industries and trends, thereby, being better stewards of capital.

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Abrigo

FEBRUARY 26, 2025

Community banks have a unique opportunity to strengthen their deposit base by embracing digital transformation, optimizing customer engagement, and enhancing their product offerings. Investing in digital solutions not only improves the customer experience but also positions community banks as forward-thinking financial partners.

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ABA Community Banking

MARCH 28, 2025

Banking regulators announced they intend to rescind the 2023 Community Reinvestment Act final rule in light of pending litigation. The post Banking regulators to rescind 2023 Community Reinvestment Act rule appeared first on ABA Banking Journal. They will instead reinstate the CRA framework that was in place before the rule.

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Jeff For Banks

MARCH 3, 2025

Our recognition as the #3 community bank in the state by GOBankingRates in 2025 reflects our commitment to Growing, Together with the communities we serve. To stay ahead, we must blend our community roots with cutting-edge innovation. Market ourselves as a tech-savvy community bank. What is Microsoft Copilot?

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South State Correspondent

FEBRUARY 26, 2025

We work with hundreds of community banks across the country that utilize forward rate locks to decrease risk, increase fee income, and stave off competition from national and regional banks. However, hundreds of community banks are now using this same strategy to retain existing clients, win new business, reduce risk, and increase fee income.

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Perficient

MARCH 3, 2021

Perficient developed the La Puerta portal framework as a way of giving back to the Detroit community and to pave the way for students to benefit from a college education. The Michigan Hispanic Collaborative’s goal to improve the economic strength of the Hispanic community in Michigan. “We ” In Michigan, only 15.7%

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South State Correspondent

MARCH 10, 2025

While we are supporters of community banks using loan-level hedging, we continue to see community banks struggle to properly implement and successfully utilize a back-to-back swap (B2B) program. We understand why, and what community banks need to address to make such a program a success.

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Payments Dive

SEPTEMBER 9, 2024

How open finance enables efficient and secure technology, greater flexibility, and scalability.

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Perficient

DECEMBER 15, 2020

As a leading digital consultancy with more than 4,500 global colleagues, Perficient is committed to expanding the expertise of each colleague and creating more opportunities for career growth in the communities where we live and work. This, while also closing the gap in opportunities for STEM careers and education across our communities.

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South State Correspondent

JANUARY 6, 2025

Example of a Credit Tenant Loan A community bank that we work with was lamenting that the competition was undercutting pricing on a CTL by about 10 to 20bps (depending on the term shown). Neither our community bank nor the competitor was properly analyzing this credit opportunity.

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Perficient

JANUARY 14, 2021

Hundreds of our colleagues used their $100 and creativity to tackle food insecurity in their communities, contributing tens of thousands of dollars to the fight against hunger. Local and national non-profits were both represented, and many colleagues chose to give back to organizations that were unique to their community. .

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Abrigo

APRIL 16, 2025

And while the project doesnt directly apply to traditional lending portfolios, it nevertheless offers useful insight for community banks and credit unions. Implications for community financial institutions The proposed changes are narrowly targeted and not directly applicable to traditional lending portfolios. We can help.

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Perficient

JANUARY 11, 2021

That generosity inspired others to spread kindness in their communities in their own ways, including Perficient’s professional sports partnerships. Perficient are big believers in giving back to the communities in which we live and work, and we have the opportunity to empower our colleagues to pay it forward and spread some much-needed joy.

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ABA Community Banking

JANUARY 14, 2025

On the inaugural episode of the ABA Fraudcast, former ABA Chair Dan Robb, president and CEO of Jonesburg State Bank in Missouri, describes the recent targeting of his bank by fraudsters who texted thousands of residents of his community, seeking access to customer accounts.

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Perficient

DECEMBER 29, 2020

During our “Make a December Difference” campaign , each of our 4,500 employees across the world received $100 to pay it forward toward the charity, fund, community, or cause that is most meaningful to them. It’s our hope that these single acts of giving and gratitude leave individual marks on the communities in which we live and work.

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Perficient

SEPTEMBER 16, 2020

Connect with the community in the Community Connect – There are table top topics for community discussion. After Ignite I hope to meet you at the Ignite Community Meetup. It’s essentially like a favorite function. Realistically will people use it?

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Perficient

DECEMBER 8, 2020

People & Communities. Differently Abled Communities. Perficient are big believers in giving back to the communities in which we live and work, and we have the opportunity to empower our colleagues to pay it forward and spread some much-needed joy. Healthcare. Animal Rescue. Environment & Planet. Children & Youth.

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Perficient

NOVEMBER 20, 2020

Individually and collectively, we’re big believers in giving back to the communities where we live and work. I have been personally inspired by our colleagues and their determination to continue helping one another and their communities. Together, we’re granting nearly $500,000 to those in our communities in need.

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Perficient

MARCH 1, 2021

Perficient is committed to focusing on advancing women in technology to facilitate STEM career growth, and building a technology community dedicated to supporting diversity. See open jobs or join our talent community for career tips, job openings, company updates, and more!

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Abrigo

JUNE 28, 2024

Rising-rate environment Planning ALM strategies In today's volatile economic landscape, managing interest rate risk has become a top priority for community banks. Engage in continuous dialogue with regulators and stakeholders: Keeping open lines of communication can provide valuable insights and ensure compliance with evolving standards.

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Perficient

DECEMBER 9, 2020

Comprised of more than 200 colleagues worldwide, our WIT group strives to connect women and their allies across Perficient, facilitate career growth, and build a community dedicated to supporting fellow colleagues. See open jobs or join our talent community for career tips, job openings, company updates, and more!

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