Whereas mostly a concept only really understood by early adopter and tech enthusiasts a few years ago, these days mobile wallets have gone mainstream enough to feel a bit commonplace to consumers. Most people have at least heard of mobile wallets at this point — driven in part to the ever-lengthening list of retailers that are offering them in some form or other. Merchants are thinking about mobile wallets. MORE

12) that it has launched the Western Union mobile app with omnichannel options in Mexico, enabling customers in that country to send digital money transfers to more than 200 countries and territories. With the app, customers in Mexico can send money through the Western Union mobile app and choose from payment options that include card in-app or cash and pay at a retail location. “We MORE

According to Jonathan Donovan, chief product officer at mobile ticketing and payment technology provider Masabi , one only needs to fish out a cell phone to put these troubles to rest. They could then present their mobile tickets to conductors when boarding the train. A mobile future MORE

The popularity of mobile is on an upswing—so much so, in fact, that many banking clients now choose to do the entirety of their banking through their mobile device. DataBank Databank Mobile Online Mobile banking mobile-only banking Monkey Insights online banking MORE

The shift to digital and mobile forms of payments and commerce is undeniable across various areas such as retailing, banking and B2B payments. But that does not mean a proactive mindset reigns when it comes to mobile security and innovation. The discussion took place, not only as consumers place more importance on privacy and security issues, but as the benefits of mobile payments and mobile wallet integration gain more attention. Mobile Innovation. MORE

Fueling up vehicles and mobile apps seems, on the surface, like a natural, obvious pairing. So why not rely on a mobile app for directions to the nearest gas station with the best prices, along with paying for the purchase? According to “ Paying At The Pump Report: What Drives Mobile Adoption ” from PYMNTS in collaboration with GasBuddy, a survey of 10,000 consumers showed that only 5.9 Part of the reason is worry about the security of using mobile apps for gas purchases. MORE

As early mobile order-add adopting restaurants are reaping the benefits of the technology, other merchants are looking to add their own mobile services. Around the mobile order-ahead world. Shaking up mobile ordering, one restaurant at a time. MORE

The popularity of mobile commerce in Africa is a well-known — and ongoing — story. Now, global health experts are paying more attention to the prospect of using mobile payments , perhaps bundled with insurance services, to make it easier for people to get well. But mobile payments are emerging as a promising candidate to help reverse such trends, especially when it comes to low-income consumers. Mobile Expansion. Mobile Health. MORE

According to Google , the mobile payment technology will be integrated into the service of the banks’ own mobile apps, making it the first time Android Pay is being made available within mobile banking apps, TechCrunch reported. While the integration may vary depending on the specific mobile banking app, the essential focus will be on enabling cards to be added to Android Pay from within the banking app. Bank has lent support for mobile B2B payments. MORE

Can Apple do mobile ads ? Were Apple to get further into mobile ads, it would come as spending on that form of marketing is set to surpass TV advertising, according to a recent eMarketer report. This year, driven by display ads, mobile will account for 69.9 ad spend, mobile will pass TV as the leading advertising medium in the world’s largest ad market — and we expect that share will grow to a whopping 47.9 MORE

Quick-service restaurants (QSRs) are pushing ahead with their digital efforts, with mobile-ahead ordering among the hottest areas for that. But there is a fine line between preventing QSR fraud and making sure your mobile order-ahead offerings or other digital features work smoothly, and without too many roadblocks for consumers. “If Consumers seem unlikely to stand by QSRs that fail to up their digital and mobile games, given the immense competition out there. MORE

Millennial consumers are ready to be brand ambassadors — especially when engaging in mobile commerce with private-label debit programs. Millennials are the real drivers of adoption when it comes to mobile payments and rewards programs in general,” she said, “and more and more of our merchant partners are looking to us” to make those connections with consumers. Part of the reason is worry about the security of using mobile apps for gas purchases. MORE

Mobile Payments Today is preparing the 2018 edition of the Mobile Wallet Comparison Guide. If your company provides a mobile wallet, you're eligible for a free listing in the guide MORE

Bank of America is adding mobile wallet functionality to its suite of commercial card products, the bank said Wednesday (Sept. In a press release , Bank of America said its corporate cards are now compatible with mobile wallets including Apple Pay, Google Pay and Samsung Pay, citing business travelers’ mobile payment needs as a stop motivation behind the initiative. MORE

He was talking about it in the context of “platformification,” but it got me to thinking about how we might leverage a similar analogy in discussing mobile wallets. MORE

His app, which started as an apartment search engine, began offering a simple and universal mobile payment option for renters across the country, 16 months ago. However, even as mobile payments became a more accepted and trusted currency, there was another problem to solve. “If MORE

As the world entered 2017, we reached a major technological milestone: The first decade for mobile apps had passed. trillion mobile sessions, the year 2016 saw an average of 11 percent year-over-year (YoY) growth in mobile app usage and 69 percent year-over-year growth in terms of average time spent on apps. Messaging and social mobile apps say there was 394 percent growth in time spent in 2016, while mobile games, on the other end, saw a 4 percent decline in time spent. MORE

Dunkin’ Donuts wants to take more control over its mobile payments. That’s the thinking behind a deal announced on July 26 with mobile wallet provider CARDFREE that gives the chain a “perpetual license to the software used to build and operate the (Dunkin’) mobile ordering and payment platform.”. The deal represents the latest move in the never-ending competition between Dunkin’ Donuts and Starbucks to please coffee-loving consumers who love their mobile phones. MORE

Now, with a huge boost from mobile technology, restaurants — from coffee shops like Starbucks to burger joints like Red Robin — have embraced advance ordering powered by devices like smartphones and tablets. MORE

It can provide food to customers who have trouble driving due to age or mobility issues, as well as to those who may live in an area with limited transportation access or that is outside of a traditional service area. Food delivery is a $13 billion business in the U.S., MORE

In an effort to make checkout easier for customers, Macy’s plans to roll out mobile checkout in its brick-and-mortar stores. The technology, which is powered by the retailer’s mobile app, is expected to be deployed to all of Macy’s full-line stores by the end of the year, CNBC reported. Retail AR brick and mortar checkout Macy’s Merchant Innovation mobile apps Mobile Payments News shopping What's Hot MORE

The growing popularity of mobile order-ahead is hardly news in the restaurant industry, where customers — especially millennials — crave the convenience, speed and personalization of a mobile ordering experience both in quick-service restaurants (QSRs), coffee shops and fast-casual dining environments. Here at PYMNTS, we’ve followed the trend closely, both in our regular coverage and in our Mobile Order-Ahead Tracker. MORE

Increasingly, merchants are turning to mobile apps to reach and connect with consumers and offer personalized or controllable experiences. Most mobile apps are built on the idea of convenience, or giving customers the ability to get what they want, when they want it. MORE

Be it through mobile or online, keeping consumers coming back through the doors requires quick-service restaurants (QSRs) to offer experiences tailored to their diners’ preferences. Restaurants understand that and are now using mobile ordering solutions to cater to customized ordering habits. MORE

After something of a slow start, mobile eCommerce is set to make up half of all online sales by the year 2020 — worth nearly $250 billion annually. That forecast comes care of “A Mobile Mindset,” the second volume in the five-part series, “The 2017 UPS Pulse of the Online Shopper.” The survey projects that mobile eCommerce sales will represent 48.5 Retail brick and mortar consumer preferences e-commerce M-Commerce Millennials mobile News online sales What's Hot MORE

Global tech startup Beam Wallet is ready to launch a new mobile payment solution, which will link smartphones and blockchain technology to enable faster and simpler retail payments. Take a place like the UAE, where the phone penetration rate is much higher than average at 228 percent, you’ll find higher rates of mobile payment adoption. In Dubai, for example, we have seen consumers willing to pay using their mobile when incentivized to do so. MORE

With the mobile order-ahead market projected to be worth $55 billion in the next five years, it is now certainly more than just a flash in the (frying) pan. Around the Mobile Order-Ahead World. Behind Slim Chickens’ Mobile Ordering Play. MORE

In an update to its standalone product, Weebly unveiled multiple eCommerce features for its mobile app. The rollout comes as Weebly seeks to make the mobile phone a “new back office ,” according to reports. With the new features on mobile, users reply to customer queries through Facebook Messenger, make branded coupon codes, print labels and give approval to customer reviews. Mobile Applications eCommerce platform mobile app News partnership Square Weebly What's Hot MORE

The mobile industry today encompasses so much more than it did 20 years ago, and even just 10 years ago. From hailing a cab to finding a pet sitter and more, mobile has helped to, for lack of better words, mobilize nearly every other industry around it. In today’s Today in Data piece, we focus on the various announcements attached to mobile-related endeavors. 43 percent | Percentage of Canadians now using mobile banking . MORE

Let's take a look at the what blockchain is, and how it can help transform the mobile payments industry MORE

It seems strange to see mobile digital technology working in conjunction with centuries-old traditions. ” Traders are welcoming cashless payments using mobile phones. Sellers have partnered with telecoms, such as Orange, Vodafone and MTN from South Africa, so that buyers can transact with their mobile phones bypassing the banks. Mobile payments first appeared in Kenya in 2007 and have helped the unbanked throughout Africa. MORE

Consumers still did not adopt mobile payments en masse at the physical point of sale. But even though mobile payments did not blow up the cash registers this year, it would be unfair to say nothing happened. So, what were the mobile payments highlights? In the early days of the war for mobile supremacy, the assumed position was that the wallets and their providers were essentially competing with each other; by the end of 2016, the takeaway is somewhat different. MORE

Mobility as a Service” is the moniker for the digital interfaces that blend planning information, booking tools and, of course, payments – all with the goal of enabling an efficient and enjoyable time in the city, whether users are staying for a day, a week or indefinitely. Judge said Mastercard’s recent integration with Uber is another early chapter in the story of digital urban interfaces and Mobility as a Service, especially as Uber branches out into car rentals and bike sharing. MORE

In an effort to take advantage of mobile phone penetration, Postbank Kenya has launched a new banking service. The mobile offering, which is called M-Chama, is geared toward small groups, KBC reported. As of now, over 45 million people in Kenya have a mobile phone. Banks are tapping into mobile banking, as telcos have rolled out services such as Eazzy and M-Pesa to reach consumers. MORE

It is now offering more than 500,000 student loan customers access to its BankMobile Disbursements tools and Vibe checking accounts, and nearly 90 percent of its customers at the University of Texas, the University of Arkansas and 34 others have elected to receive mobile disbursements. Student Loans Go Mobile. More than 60 percent of Americans regularly use mobile banking apps, a figure largely driven by the 75 percent of consumers aged 18 to 34. “We MORE

These are location-specific use cases that QSRs are looking to address with new mobile order-ahead solutions aimed at customers on the go. And with that in mind, many are even changing their store design to accommodate the surge in mobile ordering foot traffic. MORE

Recent days have brought the debut of the “first mobile-enable lottery card” in the state, according to the companies behind the card, Linq3 and Blackhawk Network. Mobile Lottery Product. Nor do these mobile-enabled lottery cards represent Ohio’s first attempt to keep its edge when it comes to state lotteries. ” Worries about addiction also have come up with the launch of the mobile-enabled lottery cards in Ohio. MORE

From QSRs to casual dining operations, restaurants are tapping into mobile ordering to capture busy customers with no time to dine in. Around the Mobile Order-Ahead World. Businesses are also seeing potential in using mobile ordering for far more than just to-go meals. MORE

In terms of mobile initiatives, 1.3 billion transactions are going through mobile channels a quarter. In addition, Athanasia said that the bank has enhanced its mobile app with Zelle. Citi has been ramping up its development of its mobile apps: “The pace of new features on our various mobile banking platforms increased dramatically over the past 12 to 18 months,” Citigroup Chief Financial Officer John Gerspach said at the Morgan Stanley conference on Wednesday (June 13.) MORE

Another year, another chance for mobile wallet players to convince consumers to give up their plastic cards and utilize the phone as a payments form factor. The most-used mobile wallet in the U.S. Mobile adoption in the U.S. That roughly 50-fold difference in size denotes that in the U.S — and to a somewhat lesser extent, Western Europe — mobile payment is an emerging option that is still finding footing with use cases. MORE

Not every consumer wants to add yet another app to their mobile phone. That’s a problem for fast-casual and quick-service restaurants (QSRs), which are betting on apps to boost mobile ordering. Around The Mobile Order-Ahead World. MORE

Consumers have come to expect speed, convenience and ease of payment through mobile order-ahead offerings at their favorite restaurants. restaurant visits that were paid for through mobile apps rose 50 percent over the last year, and 60 percent of surveyed U.S. MORE

Bank is mobilizing Mastercard commercial card products, the financial institution (FI) announced on Wednesday (April 11). Bank Corporate Travel Card said it will now support mobile payments for corporate customers using business travel cards that run on the Mastercard network. Our clients who have adopted mobile commercial payments are responding with great enthusiasm to its use for business travel,” said Jeff Rankin, U.S. MORE