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Community banks are thriving in Texas

Independent Banker

With the record growth of San Antonio, Houston and Austin, southern Texas is becoming a hub for business. increase, while the San Antonio metro, up 19.4%, ranked 12th. Those in south central Texas, which includes San Antonio, supported an estimated 211,000 jobs and contributed nearly $25.2 By Mindy Charski.

Texas 182
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Building the engine alongside the brakes: Acting Comptroller Hsu’s remarks discuss impact of artificial intelligence and tokenization in banking

CFPB Monitor

Hsu, Acting Comptroller of the Currency delivered remarks to the American Bankers Association Risk and Compliance Conference in San Antonio, Texas. On June 16, 2023, Michael J. In his remarks, Hsu discussed both the benefits and risks of artificial intelligence (“AI”) and tokenization.

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Fast-growing Texas bank buying branches in Austin, San Antonio

American Banker

Spirit of Texas Bancshares is acquiring four branches and a loan production office from Simmons First National Corp. as part of an aggressive expansion in its home state.

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Why Cullen/Frost remains full speed ahead on growth

American Banker

The San Antonio bank reported a 14% increase in noninterest expenses and a 7% jump in loans. We're not trying to be successful by shrinking," said CEO Phil Green.

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Best practices for implementing crypto services at banks

BankInovation

SAN ANTONIO — With the use cases for cryptocurrency ranging from embedded payment and trading platforms to fiat-backed stablecoins that have real-world lending applications, banks are focusing on safely meeting a growing consumer appetite.

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Full Skope announces its turnkey, rapid launch SkopeLend loan origination solution

BankInovation

SAN ANTONIO, Texas – Full Skope LLC has launched a new version of its SkopeLend loan origination system (LOS), a modern loan origination platform that builds upon the success of Full Skope’s previous LOS, which over the last twelve months processed more than 10,000 Paycheck Protection Program (PPP) loans for over 15 financial institutions across […]. (..)

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As house prices soar, Frost offers mortgages to lower-income Texans

American Banker

The San Antonio-based lender is introducing new products targeted at borrowers who make less than 80% of their county's median income. The loans, which will qualify for Community Reinvestment Act credit, could help expand access to the state's increasingly expensive housing market.