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Why Africa Is eCommerce’s Next Great Frontier
PYMNTS
JANUARY 14, 2019
Africa as next great eCommerce frontier? The ingredients for a revolution in payments across the region, fueled by demographics and technology, seem to be there.
January, 2019
How financial institutions are embracing blockchain
Mobile Payments Today
JANUARY 4, 2019
What's holding the blockchain back? What can make it more secure? Panelists at Financial Services Data Security Summit, sponsored by Thales and Networld Media Group, shared thoughts on these issues
The new FinTech bank
Chris Skinner
JANUARY 13, 2019
For years, I’ve been wondering why people in business operations couldn’t align their needs with the people delivering technology in the organisation. The CIO would sit outside the business, watching and responding to requests.
Risk management in the cloud: A strategic imperative
Insights on Business
JANUARY 3, 2019
For financial institutions, the benefits of moving away from legacy in-house systems to the cloud are obvious. A cloud environment offers financial institutions greater speed and agility than their current environments.
Will Digital Technology Save Citi More Than $1 Billion Over the Next 3 Years?
Bank Innovation
JANUARY 15, 2019
Citigroup CEO Michael Corbat touted roughly $200 million in cost savings the bank found in 2018 by going digital and taking on other related initiatives. It seems $200 million is only the beginning.
Apple Is Going After The Healthcare Industry, Starting With Personal Health Data
CB Insights
JANUARY 8, 2019
As Apple CEO Tim Cook has said, the healthcare market makes the smartphone market look small. In fact, with over $7 trillion in health spending per year, it’s already almost 10% of global GDP.
Amazon Plans Whole Foods Expansions In Closed Sears Stores
PYMNTS
JANUARY 10, 2019
Amazon has its eyes on expansion for its Whole Foods brand in closed Sears and Kmart stores, according to a report by Yahoo! Finance. The recent woes of Sears and other struggling retailers are seen as an opportunity for the online retail giant. Sources told Yahoo!
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FinTech Forecasts for 2019
Chris Skinner
JANUARY 8, 2019
There are many pundits predicting change in banking and FinTech this year. Here’s a review of a few of the ones that have some depth. American Banker published seven FinTech predictions for 2019 by Bob Legters, Chief Product Officer of Banking and Payments at FIS.
Quantum computing finds a home in risk management
Insights on Business
JANUARY 8, 2019
At school, we were taught classical physics. The laws of Newtonian gravity dominated our studies and life seemed so simple – everything moved in a straight line unless acted on by an external force and F=ma, mass x acceleration. Then it all changed.
JPMorgan Chase Adds 2 Million Mobile Users While Closing 30 Branches in 4Q
Bank Innovation
JANUARY 15, 2019
JPMorgan Chase & Co. saw an impressive 11% year-over-year growth of active mobile users, now totaling over 33.2 million, the bank disclosed today. To put that growth into perspective, Wells Fargo today revealed 7% YOY growth in active mobile users during that period.
What Are Smart Cities?
CB Insights
JANUARY 9, 2019
Cities are evolving at a rapid pace. Over half the world’s population currently lives in urban areas. By 2050, that number is expected to jump to 70%. . Along with a growing population, new challenges are emerging as cities look to improve everything from infrastructure to connectivity.
mPOS At 37,000 Feet
PYMNTS
JANUARY 2, 2019
With the global mobile point of sale (mPOS) market projected to experience a compound annual growth rate (CAGR) of 18.8 percent from 2017 to 2026, many solution providers are looking to use partnerships as a boost to snag a bigger share of the growing market.
Looking ahead: Setting expectations for banking and mobile payments in 2019
Mobile Payments Today
JANUARY 11, 2019
The banking industry is facing multiple challenges in the face of stiff competition from fintech startups and disruptive applications that provide direct access to loans, credit and other critical services
Ten Top Trends for 2019
Chris Skinner
JANUARY 6, 2019
Hello, hello and hello again. Welcome to 2019. A brand new, fresh, shiny year, and just out of the starting gate. Having said that, yes we are still talking Brexit and we still find a group of shady bankers knocking off billions. Same s**t, different day, as Stephen King would say.
Time done your way: Using calendars in IBM ICM
Insights on Business
JANUARY 14, 2019
In the world of Incentive Compensation Management (ICM), flexibility, audibility, and reporting are major pillars upon which a good system is built. The use of calendars in IBM ICM is at the heart of the platform, helping establish a foundation for success.
Wells Fargo’s 4Q Performance a Mixed Bag, But Reflects More Digital Migration
Bank Innovation
JANUARY 15, 2019
Wells Fargo & Company saw modest growth in online and mobile customers in its fourth quarter earnings report released today. The bank had 29.2 million active digital (online and mobile) users as of the fourth quarter of 2018. That’s up 1% from 29 million last quarter and 4% from 28.1
32 Corporate Innovation Labs In Retail
CB Insights
JANUARY 6, 2019
The impending “death of retail” has been projected for decades. But, in an increasingly digital world, brick-and-mortar retail shops are embracing new ways to disrupt the system and get an edge on customer attention. One popular choice: retail innovation labs.
Alipay In X-Border Blockchain Pact
PYMNTS
JANUARY 10, 2019
The new year has dawned with a number of cross-border payment pacts, done across blockchain and other means.
The Future of Fintech Video Series: Joust
Mobile Payments Today
JANUARY 14, 2019
This interview is part of a video series, “The Future of Fintech,” produced by Mobile Payments Today and powered by Galileo Processing
My view of 2019
Chris Skinner
JANUARY 10, 2019
So, I’ve been summarising other people’s views of the year ahead from a variety of sources, but I also wrote two outline pieces for my friends at The Banker magazine and Jim Marous’s The Financial Brand.
2019: An artificial intelligence-enhanced AML odyssey
Insights on Business
JANUARY 9, 2019
Welcome to the brave new world of regulatory technology.
Fewer Deals But More Dollars Flowed from VCs to Fintech Startups in 2018
Bank Innovation
JANUARY 11, 2019
Fewer but larger venture capital deals in 2018 translated into some big payoffs for fintechs. Fintech-related funding jumped 38% to nearly $11 billion in 2018, according to the 4Q18 MoneyTree Report from PwC and CB Insights. Deal activity in the space rose to 627 transactions, up from 571 in 2017.
How Smart Cities Will Vacuum Up Data — And Attempt To Protect It
CB Insights
JANUARY 3, 2019
Cities are undergoing a digital transformation. As technologies emerge to make these urban spaces more connected, a lot of data is being generated. But the data collected is most useful if all of its sources — from traffic lights to parking meters — work together.
In 2019, Mobilize The Commercial Card: JPMorgan
PYMNTS
JANUARY 2, 2019
While commercial card innovation certainly accelerated in 2018, progress can always continue. One area of development that J.P. Morgan Managing Director and Head of Commercial Card Product Management Naney Pandit says should be a focus this year is in mobilizing the corporate card.
The Future of Fintech Video Series: Card.com
Mobile Payments Today
JANUARY 7, 2019
This interview is part of a video series, “The Future of Fintech,” produced by Mobile Payments Today and powered by Galileo Processing
Crypto Forecasts for 2019
Chris Skinner
JANUARY 9, 2019
There has been a lot of thinking and rethinking during 2018 about blockchain, cryptocurrencies, bitcoin and everything digital currency related. I wrote about the challenges getting blockchains implemented for example, and was surprised to find myself enduing up as a network meme.
4 Ways to Measure Marketing Campaigns You (Probably) Haven’t Considered
Dataconomy
JANUARY 11, 2019
When we need to measure marketing campaigns, most of us have cracked online campaign tracking – we have a cookie or a user ID that we can use to clearly track user behaviour through to conversions, and develop robust datasets. But out in the offline world, there are powerful channels.
At Citigroup, Mobile User Growth Outshines Online Activity by Nearly 3x
Bank Innovation
JANUARY 14, 2019
Mobile and digital users grew at Citigroup last quarter, with mobile growth outpacing overall digital growth, the bank reported today.
3 Data Points That Suggest The IPO Market May Never Come Back
CB Insights
JANUARY 2, 2019
The number of IPOs over time is often cited in reference to the health of the tech market. The conventional thinking is that more IPOs correlates with health. So we regularly look at lofty IPO numbers from 1999-2000 and say, “Look — there are less now. This is bad.”.
2019: Big Payment, Commerce And Tech IPOs Loom On The Horizon
PYMNTS
JANUARY 1, 2019
Tech companies are taking more time to reach their initial public offerings, with the median gap between their early financing and their IPOs hitting 10.1 years in 2017, up from 6.9 years in 2013, according to a recent estimate.
3DS 2.0 - A Stepped up approach to Payment Authentication
Mobile Payments Today
JANUARY 11, 2019
3D Secure 2.0, a risk-based approach to authentication, can help issuers mitigate fraud and deliver a fast-lane, frictionless checkout experience to customers
Set the people free
Chris Skinner
JANUARY 14, 2019
I’ve been grappling with what sets apart the banks that I think are truly digital from the rest, and realised the other day that it is because they have digital to the core of the bank.
In the Digital Evolution of Entertainment, Data Gets a Starring Role
Dataconomy
JANUARY 10, 2019
The digital revolution has completely changed the way we buy and rent movies. Netflix, Amazon, Apple, Google and other on-demand entertainment service providers have made the brick-and-mortar video stores irrelevant.
Distributed Ledgers Expected to be Most Prominent Financial Technology in 2019, Poll Finds
Bank Innovation
JANUARY 11, 2019
Distributed ledger technology will be crucial to innovation in digital banking this year, according to a poll conducted by Bank Innovation.
Cherry Home CEO: The Future Of Smart Homes And Independent Senior Living
PYMNTS
JANUARY 9, 2019
When talking about advances in home automation and artificial intelligence (AI)-guided systems for consumers, the conversation has a natural tendency to drift toward younger consumers, particularly millennials.
The Future of Fintech Video Series: Amazon Pay
Mobile Payments Today
JANUARY 14, 2019
This interview is part of a video series, “The Future of Fintech,” produced by Mobile Payments Today and powered by Galileo Processing
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