INDUSTRY INSIGHTS YOUR PEERS ARE READING
And recently, the European Union set out guidelines about its thoughts on how the sharing economy — AKA companies like Uber, Lyft and Airbnb — should be regulated. This new set of guidelines is only advisory and has no true regulatory powers. What the commission will do is use this series of guidelines to help government legislation form a better framework so that national laws don’t violate any of the EU laws. MORE
For many decades, despite the government’s best efforts, a vast segment of the Indian market was underserved in terms of financial services, including basic banking services. In this context, and. Fintech Mobile Wallet Payments Asia Europe insights US MORE
banks and financial technology firms have worked together to create a set of guidelines to improve the relationship between FinTech startups and financial institutions (FIs). Top U.K. MORE
Guidelines for patents on self-driving car technology and internet-enabled vehicles have put tech firms and automakers at odds, according to a report by Reuters. The guidelines by the two industries differ in the way licensing fees get calculated, and the rules for using patented tech. MORE
Rather than ban screen scraping, financial institutions should improve secure account connectivity so that consumers can share data with the apps they want to use. Data security Data mining APIs Digital banking Payment processing MORE
The 30-page draft guidelines published by the National Development and Reform Commission (NDRC) aim to reverse a slowdown of economic growth partially caused by the U.S. MORE
The China Banking and Insurance Regulatory Commission (CBIRC) has released new guidelines aimed at getting banks to increase lending to small businesses. According to a report in Financial Times , the new directives were announced Wednesday (March 13) as China looks to overcome financing roadblocks in an effort to get the economy growing again. Economists have pointed to a lack of financing for small and privately owned businesses as the reason for the slowdown in growth. MORE
Companies that do not have any guidelines on the use of cloud computing face the risk of cloud sprawl, where the proliferation of cloud instances, services and service providers grow out of control. 12 Factor App guidelines – customized to the PaaS environment. MORE
There are guidelines you MUST have in place in order to stay compliant with your social media strategies, however. Marketing/Social Media Comments Complaints Encompass FFIEC Guidelines Policies Risk Managementby: Matt Wilhelm. MORE
While the Consumer Financial Protection Bureau was careful to note that the principles were not binding, the industry should still adopt the guidelines going forward. Data ownership Customer data Data transparency Digital banking Payment processing MORE
Proposal to consider changes to guidelines adds complication Compliance Blogs Common Sense Compliance Fair Lending Mortgage/CRE Residential. 1Common Sense Compliance MORE
The Center For Financial Services Innovation has released a framework it says is designed to spur safe data sharing between banks, fintechs and third-party data aggregators. breaking_news consumer-finance data mobile pfm apis sailthru-no-lead bank-technology MORE
In response, Walmart is replacing the delivery time window concept with a delivery guidelines program it announced in August called “on time, in full” (OTIF). Walmart suppliers will also face monthly evaluations under the new delivery guidelines, meaning they will first begin seeing the effects of the new policy when they are invoiced at the end of September. MORE
Regulation amendment data data collection Government guidelines lawmakers News NSA regulation Surveillance warrant What's HotTwo lawmakers want to pass an amendment that aims to stop a massive data collection program run by the National Security Agency (NSA). MORE
The CFPB recently posted on its website revised Home Mortgage Disclosure Act (HMDA) examination guidelines. The revised guidelines address the exemption adopted in the Economic Growth, Regulatory Relief, and Consumer Protection Act (also known as S.2155) applicable to the new HMDA data categories added by Dodd-Frank and the HMDA rule adopted by the CFPB in October 2015. MORE
In Japan, the Fair Trade Commission said last week that it has draft guidelines in place that would promote tighter regulation of larger tech firms. The guidelines would address concerns over customer data and would impact companies such as Facebook, Apple and Amazon, among others. MORE
To promote the sustainable, broad-based and versatile growth of FinTech. To innovate on the distribution of banking products and services in ways that can directly impact the consumer. There are. Banking India Insights Asia FreeCharge insights Paytm MORE
The Hong Kong Monetary Authority has released draft guidelines for virtual banks looking to set up in the region, the South China Morning Post reported today. MORE
Reevaluating lending guidelines, relaxing lower credit minimums, and allowing for higher loan-to-value (LTV) gives financial institutions more opportunities to bring on new borrowers. The post Developing refinance guidelines that work appeared first on CUInsight. MORE
(The Paypers) The national food regulator Food Safety and Standards Authority of India (FSSAI) has issued revised guidelines to step up scrutiny of ecommerce food companies MORE
(The Paypers) Hong Kong Monetary Authority has issued a set of guidelines on open API framework for banking sector to help lenders develop services for customers MORE
12 Payments messaging standards provider Swift has established a new group to help it promote and assure smooth migration of the cross-border ISO 20022 standard. Network rules Cross border payments MORE
Is the best way to protect American citizens from cyberattacks to maximize the amount of information that companies can freely share with the federal government or should we instead place restrictions on anyone’s ability to access computer information? This question is at the forefront of the news this morning and its answer has very practical […]. Compliance General Regulatory technology Apple CISA cybersecurity MORE
A Cabinet document laid out the guidelines for registrations, fares, employment of drivers and how much they should get paid. Uber, which has operations in greater than 60 cities in China, was happy about the news, saying in a statement that it looks forward to working with both the national and local government in the region to put the new guidelines into practice, while Didi called the rules a milestone in China’s march to develop the ridesharing industry. MORE
(The Paypers) The European Banking Authority (EBA) has published its final Guidelines on security measures for operational and security risks of payments services under PSD2 MORE
In the ever so evolutionary space of FinTech, the journey of a market starts with payments and slowly moves on to lending and so on. They come in various shapes. Banking Fintech Insights Lending Loans P2P Asia Europe India insights US MORE
This time, Linda will be discussing "The C's of Credit Guidelines for Tax Return Analysis." When Linda Keith asks a guidelines question in Tax Return Analysis training, she generally hears different answers throughout the room, even among attendees from the same bank. To the extent your lending professionals do not agree on the guidelines, they cannot treat loan requests in a consistent manner. Should your guidelines be flexible or are they hard and fast rules? MORE
Facebook is asking global regulators to write new data sharing guidelines after the company was compelled to revamp its own approach to the issue, according to a report in the Financial Times. MORE
McLain told PYMNTS that the guidelines the card schemes or PSPs offer to merchants can assist with the technical heavy lifting that can help balance security and commerce. The guidelines could help a merchant capitalize on the maximum number of exemptions that are available as part of PSD2. MORE
Even with FinCEN's new guidelines on cryptocurrency, there are still many gray areas. Robert A. Misiala Jr., counsel at BakerHostetler provides some clarity in a Q&A MORE
(The Paypers) The European Banking Authority (EBA) has published its final Guidelines on fraud reporting under the revised Payment Services Directive (PSD2 MORE
(The Paypers) The Open Banking Implementation Entity ( OBIE ) has announced the publication of its Operational Guidelines and accompanying Checklist MORE
(The Paypers) India has proposed a series of consumer safeguards that forbid ecommerce companies to influence pricing or misrepresent the quality of goods and services MORE
The post Fintech Business Model Spotlight: Guideline appeared first on CB Insights Research. GET THE 106-PAGE FINTECH TRENDS REPORT. Download the free report to learn about the biggest trends from fintech in 2018 and ones to watch for 2019. Email. Want the full post? Become a CB Insights customer. If you’re already a customer, login here. Core Intelligence MORE
The Bulletin rescinds and replaces an attachment to OCC Bulletin 1996-11 entitled “Community Reinvestment Act: Guidelines for Requesting Designation as a Wholesale or Limited-Purpose Institution.” MORE
In April, the Federal Financial Institutions Examination Council released updated security guidelines for mobile banking and payments. Michael Lynch, the chief strategy officer for InAuth, highlights some important parts of the new document that banks need to keep in mind going forward MORE
The European Union (EU) has officially declared AI as an important constituent of their economic growth and have put forth rules and guidelines to “trust” the AI system. It’s here. MORE
The Reserve Bank of India has released guidelines for what it calls the “tokenization” of debit and credit card transactions, according to reports. MORE
European Commission guidelines on the implementation of artificial intelligence (AI) and machine learning (ML) has given developers a green light and quashed industry hesitancy to experiment with new AI solutions, though care must be taken to limit the data needed to train them, say vendors MORE
To that end, the National Institute of Standards and Technology (NIST) has just updated its guidelines — spanning four volumes — on digital identity services. The drafts were finalized after 74,000 unique visitors took a look and weighed in on suggestions overhauling previous guidelines (this is the third iteration and the first in four years). . We learned a lot … it was obvious that [previous] guidelines” which have worked well over the past 10 years, needed changes. MORE
The Reserve Bank of India (RBI) has set forth guidelines for “on tap” authorization for various payment systems, including the Bharat Bill Payment Operating Unit (BBPOU), Trade Receivables Discounting System (TReDS) and White Label ATMs (WLAs). The Economic Times is reporting that the guidelines include the minimum amount of net worth required, among other guidelines, in an attempt to foster innovation and competition. MORE
(The Paypers) SIMalliance has published a set of guidelines to enable mobile network operators (MNOs) deploy Mobile Connect services which use an authentication application provisioned on the user`s SIM card MORE
The agencies said that the interagency guidelines state that the banks should “avoid or reconcile” what is credited to a customer account and how much was deposited. On Wednesday (May 18), the Consumer Financial Protection Bureau said that it, along with four other federal regulatory agencies, issued guidance covering the oversight of consumer deposit discrepancies. MORE
As GDPR continues to take root, having an impact in Europe and beyond the confines of the continent, news came late last month that the European Data Protection Board has published draft guidelines that touch on the data protection regulation’s territorial scope. MORE
Guidelines Related Topics 
PYMNTS
JULY 14, 2019
The 30-page draft guidelines published by the National Development and Reform Commission (NDRC) aim to reverse a slowdown of economic growth partially caused by the U.S.
PYMNTS
JUNE 18, 2019
Regulation amendment data data collection Government guidelines lawmakers News NSA regulation Surveillance warrant What's HotTwo lawmakers want to pass an amendment that aims to stop a massive data collection program run by the National Security Agency (NSA).
PYMNTS
DECEMBER 3, 2018
As GDPR continues to take root, having an impact in Europe and beyond the confines of the continent, news came late last month that the European Data Protection Board has published draft guidelines that touch on the data protection regulation’s territorial scope.
PYMNTS
OCTOBER 15, 2019
The Reserve Bank of India (RBI) has set forth guidelines for “on tap” authorization for various payment systems, including the Bharat Bill Payment Operating Unit (BBPOU), Trade Receivables Discounting System (TReDS) and White Label ATMs (WLAs). The Economic Times is reporting that the guidelines include the minimum amount of net worth required, among other guidelines, in an attempt to foster innovation and competition.
PYMNTS
NOVEMBER 8, 2018
banks and financial technology firms have worked together to create a set of guidelines to improve the relationship between FinTech startups and financial institutions (FIs). Top U.K.
PYMNTS
SEPTEMBER 4, 2019
Facebook is asking global regulators to write new data sharing guidelines after the company was compelled to revamp its own approach to the issue, according to a report in the Financial Times.
Perficient Financial Servies
MAY 9, 2019
The European Union (EU) has officially declared AI as an important constituent of their economic growth and have put forth rules and guidelines to “trust” the AI system. It’s here.
PYMNTS
SEPTEMBER 3, 2019
In Japan, the Fair Trade Commission said last week that it has draft guidelines in place that would promote tighter regulation of larger tech firms. The guidelines would address concerns over customer data and would impact companies such as Facebook, Apple and Amazon, among others.
PYMNTS
JUNE 12, 2019
Guidelines for patents on self-driving car technology and internet-enabled vehicles have put tech firms and automakers at odds, according to a report by Reuters. The guidelines by the two industries differ in the way licensing fees get calculated, and the rules for using patented tech.
Bank Innovation
FEBRUARY 6, 2018
The Hong Kong Monetary Authority has released draft guidelines for virtual banks looking to set up in the region, the South China Morning Post reported today.
CB Insights
APRIL 2, 2019
The post Fintech Business Model Spotlight: Guideline appeared first on CB Insights Research. GET THE 106-PAGE FINTECH TRENDS REPORT. Download the free report to learn about the biggest trends from fintech in 2018 and ones to watch for 2019. Email. Want the full post? Become a CB Insights customer. If you’re already a customer, login here. Core Intelligence
Bobsguide
APRIL 15, 2019
European Commission guidelines on the implementation of artificial intelligence (AI) and machine learning (ML) has given developers a green light and quashed industry hesitancy to experiment with new AI solutions, though care must be taken to limit the data needed to train them, say vendors
Let's Talk Payments
APRIL 18, 2017
For many decades, despite the government’s best efforts, a vast segment of the Indian market was underserved in terms of financial services, including basic banking services. In this context, and. Fintech Mobile Wallet Payments Asia Europe insights US
PYMNTS
JUNE 3, 2016
And recently, the European Union set out guidelines about its thoughts on how the sharing economy — AKA companies like Uber, Lyft and Airbnb — should be regulated. This new set of guidelines is only advisory and has no true regulatory powers. What the commission will do is use this series of guidelines to help government legislation form a better framework so that national laws don’t violate any of the EU laws.
PYMNTS
MARCH 13, 2019
The China Banking and Insurance Regulatory Commission (CBIRC) has released new guidelines aimed at getting banks to increase lending to small businesses. According to a report in Financial Times , the new directives were announced Wednesday (March 13) as China looks to overcome financing roadblocks in an effort to get the economy growing again. Economists have pointed to a lack of financing for small and privately owned businesses as the reason for the slowdown in growth.
Let's Talk Payments
OCTOBER 5, 2017
In the ever so evolutionary space of FinTech, the journey of a market starts with payments and slowly moves on to lending and so on. They come in various shapes. Banking Fintech Insights Lending Loans P2P Asia Europe India insights US
PYMNTS
JULY 29, 2016
A Cabinet document laid out the guidelines for registrations, fares, employment of drivers and how much they should get paid. Uber, which has operations in greater than 60 cities in China, was happy about the news, saying in a statement that it looks forward to working with both the national and local government in the region to put the new guidelines into practice, while Didi called the rules a milestone in China’s march to develop the ridesharing industry.
CFPB Monitor
APRIL 11, 2019
The CFPB recently posted on its website revised Home Mortgage Disclosure Act (HMDA) examination guidelines. The revised guidelines address the exemption adopted in the Economic Growth, Regulatory Relief, and Consumer Protection Act (also known as S.2155) applicable to the new HMDA data categories added by Dodd-Frank and the HMDA rule adopted by the CFPB in October 2015.
American Banker
OCTOBER 24, 2016
The Center For Financial Services Innovation has released a framework it says is designed to spur safe data sharing between banks, fintechs and third-party data aggregators. breaking_news consumer-finance data mobile pfm apis sailthru-no-lead bank-technology
Mobile Payments Today
JUNE 10, 2016
In April, the Federal Financial Institutions Examination Council released updated security guidelines for mobile banking and payments. Michael Lynch, the chief strategy officer for InAuth, highlights some important parts of the new document that banks need to keep in mind going forward
PYMNTS
MAY 19, 2016
The agencies said that the interagency guidelines state that the banks should “avoid or reconcile” what is credited to a customer account and how much was deposited. On Wednesday (May 18), the Consumer Financial Protection Bureau said that it, along with four other federal regulatory agencies, issued guidance covering the oversight of consumer deposit discrepancies.
Let's Talk Payments
OCTOBER 4, 2017
To promote the sustainable, broad-based and versatile growth of FinTech. To innovate on the distribution of banking products and services in ways that can directly impact the consumer. There are. Banking India Insights Asia FreeCharge insights Paytm
ABA Community Banking
MARCH 30, 2016
Proposal to consider changes to guidelines adds complication Compliance Blogs Common Sense Compliance Fair Lending Mortgage/CRE Residential. 1Common Sense Compliance
Abrigo
FEBRUARY 18, 2016
This time, Linda will be discussing "The C's of Credit Guidelines for Tax Return Analysis." When Linda Keith asks a guidelines question in Tax Return Analysis training, she generally hears different answers throughout the room, even among attendees from the same bank. To the extent your lending professionals do not agree on the guidelines, they cannot treat loan requests in a consistent manner. Should your guidelines be flexible or are they hard and fast rules?
CU Insight
DECEMBER 14, 2016
Reevaluating lending guidelines, relaxing lower credit minimums, and allowing for higher loan-to-value (LTV) gives financial institutions more opportunities to bring on new borrowers. The post Developing refinance guidelines that work appeared first on CUInsight.
New York's State of Mind
FEBRUARY 17, 2016
Is the best way to protect American citizens from cyberattacks to maximize the amount of information that companies can freely share with the federal government or should we instead place restrictions on anyone’s ability to access computer information? This question is at the forefront of the news this morning and its answer has very practical […]. Compliance General Regulatory technology Apple CISA cybersecurity
PYMNTS
AUGUST 10, 2017
To that end, the National Institute of Standards and Technology (NIST) has just updated its guidelines — spanning four volumes — on digital identity services. The drafts were finalized after 74,000 unique visitors took a look and weighed in on suggestions overhauling previous guidelines (this is the third iteration and the first in four years). . We learned a lot … it was obvious that [previous] guidelines” which have worked well over the past 10 years, needed changes.
The Paypers
FEBRUARY 4, 2019
(The Paypers) The Open Banking Implementation Entity ( OBIE ) has announced the publication of its Operational Guidelines and accompanying Checklist
PYMNTS
JANUARY 10, 2019
McLain told PYMNTS that the guidelines the card schemes or PSPs offer to merchants can assist with the technical heavy lifting that can help balance security and commerce. The guidelines could help a merchant capitalize on the maximum number of exemptions that are available as part of PSD2.
CFPB Monitor
AUGUST 9, 2019
The Bulletin rescinds and replaces an attachment to OCC Bulletin 1996-11 entitled “Community Reinvestment Act: Guidelines for Requesting Designation as a Wholesale or Limited-Purpose Institution.”
Payments Source
NOVEMBER 1, 2017
While the Consumer Financial Protection Bureau was careful to note that the principles were not binding, the industry should still adopt the guidelines going forward. Data ownership Customer data Data transparency Digital banking Payment processing
Perficient Financial Servies
APRIL 30, 2019
Companies that do not have any guidelines on the use of cloud computing face the risk of cloud sprawl, where the proliferation of cloud instances, services and service providers grow out of control. 12 Factor App guidelines – customized to the PaaS environment.
Payments Source
APRIL 4, 2019
Payments messaging standards provider Swift has established a new group to help it promote and assure smooth migration of the cross-border ISO 20022 standard. Network rules Cross border payments
The Paypers
JULY 19, 2018
(The Paypers) The European Banking Authority (EBA) has published its final Guidelines on fraud reporting under the revised Payment Services Directive (PSD2
The Paypers
AUGUST 6, 2019
(The Paypers) India has proposed a series of consumer safeguards that forbid ecommerce companies to influence pricing or misrepresent the quality of goods and services
The Paypers
DECEMBER 28, 2018
(The Paypers) The national food regulator Food Safety and Standards Authority of India (FSSAI) has issued revised guidelines to step up scrutiny of ecommerce food companies
CU Insight
JUNE 12, 2015
There are guidelines you MUST have in place in order to stay compliant with your social media strategies, however. Marketing/Social Media Comments Complaints Encompass FFIEC Guidelines Policies Risk Managementby: Matt Wilhelm.
Payments Source
JULY 24, 2018
Rather than ban screen scraping, financial institutions should improve secure account connectivity so that consumers can share data with the apps they want to use. Data security Data mining APIs Digital banking Payment processing
The Paypers
AUGUST 13, 2018
(The Paypers) Hong Kong Monetary Authority has issued a set of guidelines on open API framework for banking sector to help lenders develop services for customers
PYMNTS
SEPTEMBER 5, 2017
In response, Walmart is replacing the delivery time window concept with a delivery guidelines program it announced in August called “on time, in full” (OTIF). Walmart suppliers will also face monthly evaluations under the new delivery guidelines, meaning they will first begin seeing the effects of the new policy when they are invoiced at the end of September.
Mobile Payments Today
JUNE 4, 2019
Even with FinCEN's new guidelines on cryptocurrency, there are still many gray areas. Robert A. Misiala Jr., counsel at BakerHostetler provides some clarity in a Q&A
The Paypers
DECEMBER 6, 2016
(The Paypers) SIMalliance has published a set of guidelines to enable mobile network operators (MNOs) deploy Mobile Connect services which use an authentication application provisioned on the user`s SIM card
The Paypers
DECEMBER 13, 2017
(The Paypers) The European Banking Authority (EBA) has published its final Guidelines on security measures for operational and security risks of payments services under PSD2
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