Fri.Oct 22, 2021

Rising X-Border Remittances Stoke Case for Crypto and Blockchain Payments


Consumers are increasingly using cryptocurrencies for remittances.

Is Affirm ($AFRM) the growth star of Fintech 50 Index due to winning in the BNPL (Buy Now, Pay Later) market? 

Daily Fintech

Affirm is a publicly traded stock in the Fintech 50 Index that could be the winner in the BNPL (Buy Now, Pay Later) segment of the Fintech market. Affirm was not the first innovator in BNPL. That prize goes to Klarna which we first covered in 2014 (mentioning Affirm as a follower).


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Trending Sources

Consumers Mull Switching Rewards to Cryptocurrency


Where there is a will, there is a way. Provided there is also a clear understanding of what’s at the heart of a consumer’s interest in making a change. That seems to be the case today with consumers and cryptocurrency.

This Week in Fintech ending 22 October 2021

Daily Fintech

This week our experts brought you the following insights based on their experience as investors, entrepreneurs & executives.

The Role of Artificial Intelligence in Pandemic Response: Lessons Learned From COVID-19

In March 2020, the world was hit with an unprecedented crisis when the COVID-19 pandemic struck. This whitepaper reviews lessons learned from applying AI to the pandemic’s response efforts, and insights to mitigating the next pandemic.

Up for Grabs: Restaurants and Grocers See Path to Picking up 200 Million New Customers


The weekly trip to the grocery store was once a common fixture in the lives of United States consumers, but that all changed when the pandemic struck.

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More Trending

Payments APIs Fast Track Merchant’s Time-to-First-Payment


Consumers in today’s digital-first economy are accustomed to the easy, convenient experience of shopping and paying for their purchases on platforms and online aggregators such as Amazon, DeliveryHero, Etsy and Rappi.

Bowman: Regulatory Framework Must Not Constrain New Bank Formation

ABA Community Banking

In a recent speech, Federal Reserve Gov. Michelle Bowman addresses the lack of new bank formations in the last decade and what can be done to encourage more de novo banks. The post Bowman: Regulatory Framework Must Not Constrain New Bank Formation appeared first on ABA Banking Journal.

Proactive Approach to Regulation Best Outcome for Crypto Industry, Pros Tell PYMNTS


Cryptocurrencies face an uncertain and perhaps even tenuous evolution in commercial transactions.

Finastra partners with Bakkt to offer crypto services to community banks, credit unions  


Financial services software provider Finastra has tied up with Atlanta-based crypto exchange Bakkt to offer digital asset trading solutions and services to community banks and credit unions.

The Importance of PCI Compliance and Data Ownership When Issuing Payment Cards

This eBook provides a practical explanation of the different PCI compliance approaches that payment card issuers can adopt, as well as the importance of both protecting user PII and gaining ownership and portability of their sensitive data.

French Retailer Carrefour Pursues Quick eCommerce Ambitions in Europe With Uneven Q3 Growth Performance


French retail giant Carrefour announced uneven growth performance in Europe in its third quarter financial results, generating about 20.4 billion euros ($23.7 billion), a 4% quarter-on-quarter increase in sales revenue across all its markets.

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Morgan Stanley’s robot Libor lawyers saved 50,000 hours of work


Untangling trillions of dollars worth of loans and other financial contracts from Libor is a complex, expensive and time-consuming job.

Google Makes Social Commerce Push with Meesho Investment 


Search engine behemoth Google and social commerce company Meesho are exploring the details of a possible $50 million to $75 million investment by the former, according to media reports on Friday (Oct. 22). .

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5 Questions With … Mastercard Head of Cross-border Services Stephen Grainger


As the scale of cross-border transactions continues to grow, Mastercard is betting on its recent acquisitions of international payments provider HomeSend and global payments company TransFast to help it gain a lead in the space.

AI in Manufacturing

Manufacturers want to deliver the best products on the market as quickly and ethically as possible. Learn how to solve your most urgent manufacturing and business needs with an enterprise AI platform.

Hasbro Partners With WAX on Power Rangers NFT Collection 


Toy and entertainment company Hasbro, Inc. announced Friday (Oct. 22) during Hasbro Pulse Con that it has teamed up with The Worldwide Asset eXchange (WAX) for its first non-fungible token (NFT) collection, featuring the Power Rangers, according to an Action Figure Insider report. .

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Can You Challenge A Hardship Declaration?

New York's State of Mind

When the New York State Legislature gathered in early September and approved legislation extending New York’s foreclosure and eviction moratorium until January 15, 2022 for individuals suffering a COVID related hardship, it included a provision permitting landlords and lenders to challenge the validity of a person’s hardship claim. At the time that this bill was […].

Hot Dog Chain Sees Hot IPO as Differentiated In-Restaurant Experience Offsets Mid-Tier Digital Efforts


Villa Park, Illinois-based hot dog chain Portillo’s, which operates around 70 locations across nine states, is generating huge interest from investors following its initial public offering (IPO) Thursday (Oct.

'We went big and bold': BMO's Ernie Johansson

American Banker

Women in Banking


Make Payment Optimization a Part of Your Core Payment Strategy

Everything you need to know about payment optimization – an easy-to-integrate, PCI-compliant solution that enables companies to take control of their PSPs, minimize processing costs, maximize approval rates, and keep control over their payments data.

Snap Says Its Ad Business Dropped After Apple Changed Rules


Snap is seeing its shares suffer after saying its growth might be stunted for the current quarter as a result of Apple’s recent privacy changes, a report from The Wall Street Journal (WSJ) says.

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Sainsbury’s ends talks on sale of banking operation


Supermarket concludes expressions of interest do not offer better value for shareholders than keeping unit Sainsbury’s has called off the potential sale of its banking operation after concluding that talks with suitors had failed to result in an offer that would be good value for shareholders.

Latest Personal Loan Provider Ranking Not Its Usual Settled Self This Month 


It’s an expensive world. Recent PYMNTS research finds a great many high-earning people in younger demographic groups living paycheck-to-paycheck, for example. . This is where personal loans can enter the frame, with some helpful bridge financing. . Pretty self-explanatory when you think about it.

Buy now/pay later ‘is not a threat’ to credit cards: Amex CEO

American Banker

Earnings Payments

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Build Trustworthy AI With MLOps

Machine learning operations (MLOps) helps companies deliver machine learning applications in production at scale. Discover the importance of secure MLOps in the four critical areas of model deployment, monitoring, lifecycle management, and governance.

New Coupon App Provider Ranking Saves Tons of Money Amid Chart Changes 


Nothing lets the air out of your tires like inflation. We’ve all watched the price of everything from groceries to gasoline steadily climb to the point where we need a hand. . Fortunately for our readers, there’s PYMNTS Provider Ranking of Coupon Apps.

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Energy banks predict higher oil prices will lead to lending rebound

American Banker

ESG Commercial banking Politics and policy

Walmart Rolls Out First Installation of Bitcoin ATMs


Walmart is bringing bitcoin ATMs to 200 locations across the U.S. via a partnership with coin-cashing machine company Coinstar and crypto-cash exchange Coinme.

Fraudsters prey on bank customers returning to tourist hot spots

American Banker

Fraud detection

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The Business Value of MLOps

As machine learning models are put into production and used to make critical business decisions, the primary challenge becomes operation and management of multiple models. This report highlights some of the most impactful benefits of MLOps tools.