Payments Dive

MAY 6, 2025

The biggest U.S. card network is setting up partnerships and innovating behind the scenes to develop stablecoins for cross-border uses.

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Payments Innovation Cards 400

Perficient

MARCH 25, 2025

A mid-sized bank I was consulting with for their data warehouse modernization project finally realized that data isn’t just some necessary but boring stuff the IT department hoards in their digital cave. It’s the new gold, the ticking time bomb of risk, and the bane of every regulatory report that’s ever come back with more red flags than a beach during a shark sighting.

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Data Case Study Compliance Regional 221

South State Correspondent

APRIL 9, 2025

At present, we track 150+ AI agent platforms that households and business can use right now to manage banking products. While the public is currently focused on booking travel, restaurants and events, soon they will be using agents to optimize their banking. These agents can now compare different banking products, to include researching fees, and then open an account in under ten minutes.

How To 221

How To Data Security Management 221

Abrigo

APRIL 30, 2025

6 questions & answers on how generative AI is shifting the landscape Abrigo's Director of Applied AI, Sriram Tirunellayi , shares advice and insight into AI, its role, and how it can power the future of banking. Generative AI for safer, smarter growth As a seasoned leader in data science and AI for financial services, Sriram Tirunellayi brings a practical perspective to the evolving role of artificial intelligence in banking.

Compliance 221

Compliance Risk Management Lending Data 221

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Why Legacy Lending Workflows Are Costing You More Than You Think Legacy systems and manual workflows might feel familiar, but they come with growing risks—compliance gaps, costly delays, and lost opportunities. This guide breaks down why clinging to traditional processes is no longer sustainable and how automation can help lenders regain control, improve efficiency, and reduce risk across the closing process.

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Accenture: Banking

FEBRUARY 25, 2025

The use of AI in the payments industry is not a new phenomenon. In fact, Accentures recent Payments Technology Reinvention Study shows that leading banks are already investing significantly in AI and generative AI and have managed to automate 40% of manual tasks in their payments business. Advancements in speech recognition, image generation and machine The post Unlocking the value of generative AI in commercial payments appeared first on Accenture Banking Blog.

Payments 195

Payments Study Industry Management 195

BankUnderground

FEBRUARY 7, 2025

Benjamin Kingsmore Central banks do a lot of things: they implement monetary policy, regulate financial institutions, manage payment systems and analyse economic developments. Many of their tasks are crucial to the functioning of a modern economy. And to make all this happen in practice, armies of unseen officials do the necessary implementing, regulating, managing and analysing.

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System Data US Comparison 109

ABA Community Banking

JANUARY 9, 2025

The ABA Foundation offers resources for bank customers and employees on how to recover financially from disasters and on how to avoid scammers who prey on disaster victims and people seeking to donate to recovery efforts. The post Resources for banks to assist customers, employees affected by California wildfires appeared first on ABA Banking Journal.

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Resources California How To Community Bank 111

Jeff For Banks

MAY 5, 2025

In a discussion today, I asked a bank CEO and Chief Banking Officer: Why can't we design a business checking account that uses technology to determine the average balance that receives interest over a certain amount instead of this Analysis Checking product? Instead of applying all of these transactions to burn down what would be interest paid to the customer.

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Management Analysis FDIC Marketing 96

American Banker

MAY 16, 2025

Legacy payment systems won't cut it as autonomous software agents begin transacting and collaborating at scale. New payment rails that take advantage of blockchain technology will be vital in the future.

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System Payments blockchain Software 99

Advertiser: Trellis

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

Data

Payments Dive

MAY 15, 2025

Financial institutions battling an increase in fraud, particularly push-payment scams, have been stymied in sharing information that might help them better protect customers.

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Fraud Payments 349

Payments Dive

MAY 5, 2025

The Senate Finance Committee chair urged colleagues to support Frank Bisignano to become head of the Social Security Administration when they vote on his nomination this week.

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Security 368

Payments Dive

MAY 14, 2025

The senator urged the Justice Department’s new antitrust czar, who's expressed concern over the creation of too-big-to-fail firms, to take action.

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Capital 334

Payments Dive

MAY 2, 2025

The P2P payments experienced technical troubles Friday as Fiserv cited an "internal issue" that disrupted its service.

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Payments 326

Advertiser: ZoomInfo

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Marketing

Payments Dive

MAY 9, 2025

The payments processor sharpens its focus on how to squeeze $600 million in “cost synergies” from its $24 billion purchase of Worldpay.

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Payments How To 288

Payments Dive

MAY 5, 2025

The payment processor has signed thousands of restaurants in Europe and expects to delve deeper into that business.

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Payments 274

Payments Dive

MAY 2, 2025

The tech giant schemed to limit competition and protect its payment revenues from app developers despite the court’s 2021 order, a federal judge said.

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Apple Payments 271

Payments Dive

MAY 15, 2025

Meanwhile, U.S. credit card balances declined and credit card aggregate limits inched up from the prior quarter, the New York Fed said.

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Cards New York 244

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South State Correspondent

MAY 7, 2025

When it comes to bank performance, there are lots of metrics to manage. The two that we would submit are the most important, are risk-adjusted return on capital (RAROC) and customer relevancy. While we have spoken at length about managing loans, deposits and customers around RAROC, in this article we focus on measuring relevance. Producing a RAROC above your cost of capital needs to be balanced with creating a bank that impresses your customers so much that they engage with you and talk about yo

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Survey Examples Groups Management 195

South State Correspondent

MARCH 4, 2025

Banks face a big set of challenges ahead. To gain a competitive advantage, having an effective and efficient systematic approach that is repeatable and can be part of your bank’s culture would be helpful. In this article, we provide a five-step AI-enabled process that will help your bank with solving strategic challenges. 5S Framework Overview for Solving Strategic Challenges The “4S” problem-solving framework is largely attributed to authors Garrette, Phelps, and Sibony in the

Examples 221

Examples Capital Data Case Study 221

South State Correspondent

MAY 11, 2025

During first-quarter updates, many US banks amended their expectations because of economic uncertainty and a possible business downturn. How should community banks interpret the current economic uncertainty, the possible reset to the business environment, and how should managers address risks? Economic Uncertainty We considered two bellwether indices that measure policy-related economic uncertainty.

Community Bank 195

Community Bank Community Policies Risk Management 195

Payments Dive

MAY 15, 2025

The Financial Technology Association will seek to protect a Consumer Financial Protection Bureau open banking rule after receiving a federal judge’s permission to intervene.

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Financial Technology Technology 222

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Technology

South State Correspondent

MARCH 24, 2025

In a previous article ( HERE ) we discussed how a portfolio of commercial loans with various expected average lives resulted in different net present value (NPV) of income over a ten-year period. Our analysis shows that an average community bank can expect $9.7mm NPV of income (about 1% ROA) on a $100mm loan portfolio when the average loan life is seven years, versus only $5mm NPV of income (about 0.50% ROA) on the same portfolio where the average loan life is 2.3 years (both portfolios measured

Lending 195

Lending Community Bank Community Management 195

South State Correspondent

MARCH 19, 2025

With 80+ acquisitions that make up our Bank, we have a strong collection of leaders that we have assimilated. These leaders have risen to the top of their previous organization and proven their value to the market by having a successful sale of their bank thereby quantifying the definitive value creation. They have proven to not only be a solid cultural fit for our organization but have also produced impressive results within our larger Bank.

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Leadership How To Las Vegas Management 195

Abrigo

FEBRUARY 28, 2025

Can your AML/CFT and fraud staff recognize these fraud typologies? The technology used to perpetrate financial crimes may be changing, but these common fraud typologies aren't going anywhere. This article covers these key topics: Why familiarizing staff with fraud typologies matters Common fraud schemes Fraud risk management best practices 3 Steps financial institutions can take to prevent fraud Why familiarizing staff with fraud typologies matters in 2025 In 2023, the Federal Bureau of Investig

Fraud 221

Fraud social media Training Community 221

South State Correspondent

APRIL 2, 2025

“Liberation Day” brought a 10% baseline tax on all imports plus a 15% to 49% tariff rate on a defined set of nations (below). The move shook the markets, threatening to upend much of the architecture of the global economy and fueled broader trade wars. The recent uncertain shifts in trade policies, particularly increased tariffs on imports from China, Canada, and Mexico, have introduced specific uncertainties for community banks.

Community Bank 221

Community Bank Community Policies National 221

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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

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