PYMNTS

MARCH 23, 2018

In financial services today, security and innovation can work with each other, and against each other. FinServ cybersecurity is, of course, a prime target for innovation. Mastercard president of global enterprise risk and security, Ajay Bhalla, recently explored the relationship between financial services innovation and security, telling PYMNTS how these two dynamics can complement each other while guiding the FinServ space in its journey to a better service offering.

Innovation 198

Innovation Security Analytics Customer Experience 198

PYMNTS

SEPTEMBER 10, 2018

Long before innovators began talking about the power of ecosystems to transform commerce, scientists spent centuries studying them under microscopes in their labs. Decomposer for innovator large or small, established or emerging.

Innovation 192

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Chris Skinner

DECEMBER 15, 2017

After all, it’s easy to call out banks for doing banking as usual but, if I … The post Look East for innovation appeared first on Chris Skinner's blog. Digital Bank Fintech Future Grid Innovation Opinion

Innovation 204

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Chris Skinner

APRIL 28, 2017

I love this thesis, as it really shows why it’s incredibly hard to innovate internally. The internal innovator is like some strange virus infecting the organisation. It is the reason why innovators have their dilemma. Grid Innovation

Innovation 220

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Chris Skinner

APRIL 6, 2017

I was listening to a financier talking about FinTech the other day, and claiming that they are all sustaining innovations and not disruptive. Disruptive innovation creates new markets separate to the mainstream; markets that are unknowable at the time of the technologies conception.

Innovation 219

Innovation Marketing Industry Fintech 219

Chris Skinner

OCTOBER 4, 2017

I get lots of input from many sources, and one of the ones I like is the innovation survey of banking produced annually by EFMA with Accenture. Digital Bank Fintech Future Grid Innovation Technology Uncategorized

Trends 236

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Bank Innovation

JULY 23, 2018

Bank Innovation is pleased to announce its first conference for the coming year, Bank Innovation Ignite 2019. Bank Innovation Ignite is designed for fintech professionals and innovation executives at banks to learn about emerging technologies.

Innovation 159

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PYMNTS

AUGUST 8, 2018

Successful innovation is all about operationalization. The good news is that the path to operationalizing innovation looks remarkably similar for all financial institutions (FIs). What does it mean to make innovation a mindset, in concrete terms?

Innovation 164

Innovation Report Innovation Strategies Survey 164

Chris Skinner

JANUARY 14, 2018

You may find it gratifying that most of … The post Innovation with compliance is difficult appeared first on Chris Skinner's blog. Grid Innovation Regulation UncategorizedI’ve been at a few conferences this week, and was amused by an audience poll at one event. The moderator first of all asked: Do you believe that the regulators are in the incumbent’s pockets and protect the industry from new competition?

Compliance 167

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Bank Innovation

APRIL 9, 2018

Come join Bank Innovation’s Telegram Group. Bank Innovation‘s Telegram channel was created to foster discussion and collaboration among the fintech community on the latest trends, insights and events […]. Exclusive APIs Bank Innovation BlockChain fintech fintechs Telegram

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PYMNTS

OCTOBER 23, 2017

When IT Becomes a Drag on Innovation. FIs want to innovate – 97 percent of banks and credit unions surveyed told PYMNTS they have focused on innovation over the past three years. What’s more, FIs with flexible IT infrastructures are twice as likely to be successful at innovating.

Innovation 224

Innovation Trends Survey Innovation Strategies 224

Chris Skinner

APRIL 10, 2018

The general consensus around the table … The post The innovator’s view of Open Banking appeared first on Chris Skinner's blog. Digital Bank Fintech Grid InnovationI hosted a dinner focused upon Open Banking recently and what it means to FinTech firms and start-ups. There were no bankers at the table, but a lot of firms who consult, provide systems or are deploying new businesses in FinTech at the table.

Innovation 181

Innovation System Digital Banking Fintech 181

Chris Skinner

MARCH 23, 2017

They manage the Fintech Istanbul program, and are the powerhouse behind many of the innovations we’ve seen in Turkey from mobile wallets to contactless payments. We may describe Turkish banking sector as strong, innovative, modern and well-regulated.

Innovation 172

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Insights on Business

JULY 26, 2018

IBM RegTech Innovations. One of the best things about working at IBM—and in the RegTech field in particular—is meeting daily with the engineers and developers who are driving technological innovation in the financial industry. IBM driving innovation.

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Celent Banking

MARCH 28, 2017

Over the past few weeks we have been previewing various content themes we will be discussing at our Insight and Innovation Day in Boston on April 4th. I would like to finish this series of posts by looking at the new Model Bank category we introduced this year – Emerging Innovation. When we added this category, we weren’t quite sure what to expect, but we certainly hoped to see the banks’ efforts at the “bleeding edge” of innovation.

Innovation 149

Innovation Boston social media Tools 149

PYMNTS

DECEMBER 14, 2017

Not innovating is not an option. Perhaps in the early days of digital banking and mobile apps, innovative technology was a “nice to have,” but that is no longer the case. According to Johnson, the key takeaways are as follows: Innovation is a “must,” and it should not happen in a lab.

Innovation 222

Innovation Branding Payments Survey 222

PYMNTS

MARCH 15, 2017

The big day has finally arrived — no thanks to Mother Nature, who decided to throw a disruption of her own at the year’s biggest celebration of innovation in the shape of a blizzard named Stella. The fifth anniversary of Innovation Project in Harvard Square today being one extremely tenacious example. Go to Innovation Project, aka “The Davos of Payments,” for two days of closed-door, off-the-record conversations on the campus of Harvard University.

Innovation 132

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Bank Innovation

MARCH 16, 2018

The word “innovation” get thrown around a lot in banking these days (ah-hem!), but Lara Druyan, managing director, head of innovation, west coast, for the Royal Bank of Canada warned that without metrics, it is easy for innovation efforts to get “squishy.”

Video 196

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PYMNTS

APRIL 26, 2018

Which is a tall order, particularly when it comes to things like building better ATM self-service technology , where the pace of innovation is oftentimes uneven. Top-performing financial institutions can roll out new innovations a full 2.5 Finding solutions that work is great.

Innovation 130

Innovation Cards ATM Mobile 130

PYMNTS

NOVEMBER 4, 2016

The seed of FinTech innovation often comes from a desire to do things differently. But as finance and payments tech expands, these traditional FIs are learning that perhaps the best way to meet the demands of their corporate clients isn’t to compete with FinTech innovators but to collaborate with them. In B2B payments, that can mean discontent in the way traditional banks and FIs do business or a need for disruptive technologies to come to market faster than banks can offer.

Innovation 209

Innovation Management Resources Tools 209

CU Direct

SEPTEMBER 17, 2018

Lending is top priority for credit unions who wish to thrive in today’s market, and to do so, innovative practices are key. Discover how Affinity Plus Credit Union– the recipient of CU Direct’s 2018 Innovation in.

Lending 130

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Bank Innovation

FEBRUARY 16, 2018

EXCLUSIVE – Lara Druyan, managing director and head of innovation at Royal Bank of Canada, has joined the speaker faculty for Bank Innovation 2018. Bank Innovation 2018 will take place March 5-6 in San Francisco.

Innovation 152

Innovation San Francisco Management Payments 152

Bank Innovation

JULY 10, 2018

“Innovation” is a term that is frequently used to describe fintech businesses, whether it’s an innovative culture, an innovative product, or how they’re creating innovation within the industry.

Innovation 159

Innovation Fintech Industry Marketing 159

Chris Skinner

JULY 19, 2017

I just attended an EFMA conference where the opening presentation talked about the most innovative banks in the world. Case Studies Digital Bank Fintech Grid InnovationThey may or may not be, you can decide, as I’m posting some of their stories here.

Innovation 228

Innovation Case Study Study Capital 228

Bank Innovation

SEPTEMBER 27, 2017

Exclusive Features Innovations Mobile Online Payments 10 Most Innovative CEOs artificial intelligence Citi Fintech clinc Mobile banking online banking Starling Bank UK fintech

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Chris Skinner

JANUARY 25, 2017

Last year, one of my most read blog entries was this one: The top ten trends in banking innovation (February 2016). This was a summary of the top trends in banking innovation, and … The post The biggest innovations in retail banking (research) appeared first on Chris Skinner's blog. Grid Innovation Technology Uncategorized

Innovation 209

Innovation Retail Trends Technology 209

PYMNTS

AUGUST 29, 2018

NACHA ‘s Payments Innovation Alliance has gained a new member. 28), NACHA announced that the New England Automated Clearing House (NEACH) has joined the Alliance, an initiative that promotes collaboration between volunteers to achieve innovation and progress in the payments industry. “NEACH is pleased to participate in the Payments Innovation Alliance, and though our active participation, seek to be an advocate for positive change,” said Casali.

Innovation 109

Innovation Payments Resources Industry 109

Bank Innovation

JANUARY 26, 2018

Bank Innovation 2018 will be. Exclusive Innovations Bank Innovation 2018 Propel Ventures Ryan GilbertShouldn’t banks be more like Apple stores? And shouldn’t fintech conferences be more like Apple stores?

Innovation 224

Innovation San Francisco Meeting Apple 224

Chris Skinner

JUNE 5, 2016

Friday’s blog was all about bank innovation labs and structures. The thing is that as I walk into these hallowed places of bank sponsored creation, it feels like a very formal version of a FinTech … The post Keep Calm and Innovate appeared first on Chris Skinner's blog.

Innovation 158

Innovation blockchain Fintech 158

Chris Skinner

FEBRUARY 27, 2018

I recently wrote this piece for Raconteur’s Sunday Times supplement, and thought it might interest The Finanser’s readers: ‘When we in the West look to America for innovation, we are looking the wrong way’ I often talk about the world of change we are going through and how Europe and America are … The post Don’t look to America for innovation appeared first on Chris Skinner's blog. Grid Innovation

America 147

America Innovation 147

Bank Innovation

JUNE 22, 2017

Now that the industry is (mostly) clear on the fintech “friend or foe” issue, startups are busy pitching their products to the eager incumbents and their innovation teams. Startups, beware of “innovation tourists.” Exclusive Innovations Operations Startups Technology Wealth Management fintech startups GoldBean innovation Jane Barratt

Innovation 188

Innovation Fintech Industry Operations 188

Bank Innovation

MAY 30, 2018

It turns out nations beyond America today are increasingly generating more significant financial technology innovation, especially in artificial intelligence. DataBank Exclusive Online Open Fintech Startups Canadian fintech Chinese fintechs innovation startups Zhong AnLocation matters.

Innovation 189

Innovation Fintech America Examples 189

Bank Innovation

FEBRUARY 28, 2018

As the innovations of these startups seems set to continue, 2017 seemed to mark the year that banks set themselves with.Read More.

Innovation 219

Innovation blockchain Industry Technology 219

Chris Skinner

JUNE 2, 2016

So I just attended a really interesting two day meeting that covered all things blockchain, regulations, innovation and more. The Regulatory Sandbox was announced at … The post Regulations, Innovations, Sandboxes and #RegTech appeared first on Chris Skinner's blog.

Regulation 178

Regulation Innovation blockchain Meeting 178

PYMNTS

SEPTEMBER 14, 2018

But as digital identities become more central, necessity has a way of forcing innovations, particularly in a “more is more” type of world. Today In Data authentication commerce data consumers digital identity fraud News payments data retail data retail innovation Security

Innovation 158

Innovation Retail Data Report 158

PYMNTS

JUNE 22, 2016

From hackathons to startup pitches, startup accelerators and innovation labs, there are no shortage of ideas – and, it seems, the money to keep a steady stream of them flowing. But as Pauling wisely remarked, starting with a ton of what could be great ideas doesn’t in any way guarantee that you’ll end up with a ton of exciting and meaningful innovation as a result. In response to the question, “how do you decide which meetings to take, and then which innovators to invite back?”

Innovation 150

Innovation Video Meeting Leadership 150

PYMNTS

APRIL 25, 2018

The latest Index, covering the first quarter of 2018, examined what the best innovators are doing and found it’s not enough to be just diving into digital — though that’s a start, given the generally poor state of QSR innovation. So what makes an innovative restaurant?

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Study Innovation Survey Analysis 188

Insights on Business

AUGUST 22, 2018

IBM RegTech Innovations. Regulatory change is growing in size and IBM’s innovative end-to-end GRC solution , powered by Watson, is enabling the financial services industry to meet this challenge. An innovative, end-to-end approach. A Portrait of GRC innovation.

Compliance 130

Compliance Innovation Technology Policies 130

Bank Innovation

JUNE 8, 2018

What is the state of banking innovation today? This year, the pressure for banks to innovate is high, as banks no longer […]. Each year, we poll the industry to find out.

Innovation 171

Innovation Bitcoin Industry Technology 171

PYMNTS

SEPTEMBER 14, 2018

But in a commerce world increasingly driven by multi-channel experiences, the largely young professional female audience that La Ligne serves has shown a developing preference for high-touch, high-curation fashion retail, and the innovatively old-school twist of the trunk show serves that niche in a novel way. Retail apparel direct-to-consumer ecommerce fashion fashion retail News retail innovation Shop Talk

Innovation 116

Innovation Retail Branding social media 116