Perficient

NOVEMBER 21, 2024

Artificial intelligence (AI) is poised to affect every aspect of the world economy and play a significant role in the global financial system, leading financial regulators around the world to take various steps to address the impact of AI on their areas of responsibility.

Regulation 221

Regulation Guidelines Study System 221

Chris Skinner

JUNE 29, 2020

This means this is not the end … The post BaaS works, it’s the regulations that don’t appeared first on Chris Skinner's blog. And I said, we learn from our mistakes. Progress never stops. Wirecard won’t shut down FinTech. It will amend it.

Regulation 537

Regulation Fintech Digital Banking 537

Perficient

NOVEMBER 8, 2024

Artificial intelligence (AI) is poised to affect every aspect of the world economy and play a significant role in the global financial system, leading financial regulators around the world to take various steps to address the impact of AI on their areas of responsibility.

Regulation 221

Regulation Risk Management Policies Compliance 221

Perficient

NOVEMBER 4, 2024

Artificial intelligence (AI) is poised to affect every aspect of the world economy and play a significant role in the global financial system, leading financial regulators around the world to take various steps to address the impact of AI on their areas of responsibility.

FDIC 170

FDIC Regulation Risk Management Compliance 170

Abrigo

MARCH 7, 2025

Learn the ins and outs of Regulation E Even if youre not in the banking industry, you've likely heard the term Regulation E compliance (Reg E). Key topics covered in this post: Requirements for Regulation E compliance How to avoid fines and reputational harm What is Regulation E?

Compliance 195

Compliance Regulation System Guidelines 195

Payments Dive

SEPTEMBER 19, 2023

The state is instituting new lending regulations that are likely to apply to some earned wage access providers starting next month.

Connecticut 448

Connecticut Regulation Lending 448

Perficient

MARCH 17, 2021

However, companies within certain industries may be more hesitant to incorporate a nearshore delivery model into their software development projects due to federal regulations around information and data security. based companies in a variety of regulated industries. What to Look for in a Nearshore Team. Traceability. Experience.

Software 508

Software Regulation Industry United States 508

Payments Dive

JANUARY 3, 2024

Kathy Hochul is seeking to require buy now, pay later providers to obtain a license to operate in the state, in addition to other potential regulations for the industry. New York Gov.

Regulation 433

Regulation New York Operations Industry 433

Perficient

DECEMBER 18, 2023

Legal Obligations and Regulatory Frameworks It is well-known that financial institutions operate within a complex web of laws and regulations. By streamlining processes and ensuring compliance with regulations, banks can reduce the likelihood of errors, fraud, and other operational inefficiencies that could threaten their stability.

Regulation 473

Regulation Compliance Exercises Guidelines 473

Payments Dive

NOVEMBER 20, 2023

Adapting to regulation could be a costly endeavor for BNPL companies already facing losses and more expensive funding costs, Moody’s analysts said.

Regulation 395

Regulation Company 395

Payments Dive

APRIL 15, 2024

and European regulators have joined forces to monitor digital payment concerns, including those related to buy now, pay later financing and big tech market participation.

Regulation 284

Regulation US Payments Marketing 284

Payments Dive

JUNE 10, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Fiserv CEO embraces stablecoins The processor is developing an infrastructure that would let its merchant customers make use of the digital assets, Mike Lyons said.

Milwaukee 452

Milwaukee cryptocurrency New York City Policies 452

Payments Dive

SEPTEMBER 16, 2022

The Biden administration wants the Securities and Exchange Commission and the Commodity Futures Trading Commission to “aggressively pursue investigations and enforcement actions against unlawful practices in the digital assets space.”

Regulation 367

Regulation Security 367

Payments Dive

JANUARY 16, 2025

The digital payments provider agreed to pay penalties to the Consumer Financial Protection Bureau and a group of states under settlements that alleged the company violated banking laws.

Regulation 435

Regulation Groups Payments Company 435

ABA Community Banking

APRIL 9, 2025

The Treasury Department intends to play a greater role in bank regulation with more regulatory tailoring for community banks, which could include exempting them from some requirements entirely, Treasury Secretary Scott Bessent said.

Regulation 90

Regulation Community Bank Community Policies 90

Payments Dive

APRIL 5, 2024

“Attempts to regulate EWA as credit threaten worker access to this innovative and consumer-friendly financial tool,” writes one earned wage access industry CEO.

Regulation 243

Regulation Tools Innovation Industry 243

TheGuardian

APRIL 1, 2025

Financial Conduct Authority tells supreme court the 44bn bill could spook businesses and threaten UK investment A court of appeal ruling that has left lenders fearing PPI-level compensation bills over the motor finance commission scandal goes too far, the City regulator said on Monday.

Regulation 113

Regulation 113

Payments Dive

JUNE 16, 2025

The battle over buy now, pay later — whether it’s helpful or hurtful to users — persists even after the Consumer Financial Protection Bureau last month withdrew its rule regulating such services.

Groups 293

Groups Regulation 293

Payments Dive

MAY 11, 2022

The coin, which relies on an algorithm rather than being backed by dollar reserves, plummeted to 23 cents Wednesday, according to CoinDesk.

Regulation 396

Regulation 396

Payments Dive

APRIL 8, 2025

State regulators say they’re updating their rules and are best-suited to oversee licensed money transmitters — and a new U.S. payments charter isn’t needed.

Regulation 221

Regulation Fintech Payments 221

Payments Dive

FEBRUARY 5, 2024

The company’s customers may experience a drop in quality thanks to EU regulation slated to take effect next month, said Tim Cook, chief executive of the tech giant.

Regulation 243

Regulation Apple Company 243

TheGuardian

JANUARY 8, 2025

Bank of England says it is rowing back on overcooked regulations introduced after financial crisis The Bank of England plans to slash the reporting burden on UK banks and allow insurers to make riskier investments without initial approval, as it comes under government pressure to ease regulations introduced after the financial crisis.

Regulation 82

Regulation Report Industry 82

TheGuardian

NOVEMBER 15, 2024

New remit given to FCA by chancellor raises fears of a weakening of rules meant to avert another financial crisis The financial regulator has been ordered to encourage more risk-taking across the City, raising concerns that the Labour government is in danger of watering down rules meant to avoid another financial crisis.

Regulation 111

Regulation Management 111

TheGuardian

FEBRUARY 21, 2025

HSBC, Citi and Morgan Stanley among five banks CMA investigated for competition law breaches between 2009-13 Four major banks including HSBC and Citi have been fined more than 100m by the UK competition regulator after it found traders were using Bloomberg chatrooms to share sensitive information about government bonds.

Regulation 91

Regulation Marketing 91

TheGuardian

DECEMBER 29, 2024

From 1 January, the Bank of England and the Financial Conduct Authority will be handed powers to regulate companies that are becoming a crucial part of the day-to-day operations of the increasingly digital banking and payments sector. Continue reading.

Regulation 90

Regulation Google Digital Banking Operations 90

Perficient

OCTOBER 15, 2024

Lets talk about data governance in banking and financial services, one area I have loved working in and in various areas of it … where data isn’t just data, numbers aren’t just numbers … They’re sacred artifacts that need to be protected, documented, and, of course, regulated within an inch of their lives.

Tools 221

Tools Data Compliance Regulation 221

Payments Dive

JUNE 27, 2025

New York’s regulation of buy now, pay later will be based on data and BNPL firms' input, DFS boss tells fintech conference amid industry disapproval.

New York 195

New York Conference Regulation Fintech 195

Chris Skinner

FEBRUARY 13, 2020

A decade ago, we talked about the financial crisis, technology, regulations and compliance.

Technology 501

Technology Compliance Regulation Digital Banking 501

Banking Exchange

JULY 7, 2025

Regulators will engage BNPL providers to refine New York’s BNPL Act after concerns arose Payments Feature3 Feature Compliance Duties Compliance/Regulatory

New York 75

New York Regulation Compliance Payments 75

Chris Skinner

FEBRUARY 6, 2020

I often talk about how banks have five times more regulation than technology firms.

America 520

America Regulation Technology 520

Abrigo

NOVEMBER 18, 2024

Prepare for regulator scrutiny on interest rate risk & liquidity Banks and credit unions that aren't paying attention to these critical issues can expect a tough review. With the uncertain economic outlook, regulators and examiners have been regularly conveying their top priorities for banks and credit unions.

Risk Management 195

Risk Management Regulation Policies Management 195

Accenture: Banking

APRIL 26, 2022

Now, regulations that would improve the transparency of ESG ratings have just moved closer. The International Regulatory Strategy Group (IRSG), in the UK, has declared its support for the regulation…. But too often these sustainability assessments are opaque and inconsistent.

Regulation 479

Regulation Strategy Groups Company 479

Payments Dive

JUNE 10, 2025

“The bill tackles the fundamental question that has paralyzed our industry: what exactly is a stablecoin, and who gets to regulate it?” ” writes one Tulane University professor.

Regulation 320

Regulation Industry 320

ABA Community Banking

MARCH 28, 2025

Banking regulators announced they intend to rescind the 2023 Community Reinvestment Act final rule in light of pending litigation. The post Banking regulators to rescind 2023 Community Reinvestment Act rule appeared first on ABA Banking Journal. They will instead reinstate the CRA framework that was in place before the rule.

Community 69

Community Regulation FDIC Community Bank 69

Perficient

MARCH 22, 2023

We’re putting this into practice and offering our predictions concerning what regulations may arise once the dust has settled. The Tier 1 leverage capital ratio of the firm was 8.11%, more than twice the 4.00% required by regulators. But the fault is the regulators’, right? It’s better to learn from other people’s mistakes.”

Report 474

Report Regulation Capital Management 474