PYMNTS

MARCH 7, 2018

LendingPoint Merchant Solutions combines LoanHero’s merchant onboarding, program management and reporting technology with LendingPoint’s credit underwriting, risk management and customer service expertise. Since its founding in 2014, LendingPoint has issued nearly $500 million in consumer loans to more than 70,000 borrowers.

Retail 100

Retail San Diego Georgia Risk Management 100

Fintech Labs Insights

MAY 18, 2016

In the case of Scalable Capital, what’s new and noteworthy about their effort to make investing easier is its proprietary risk management technology. Give average investors the same level of risk management as wealthier investors and watch the investment returns for individual investors improve. Stefan Mittnik.

Risk Management 20

Risk Management Capital Management Retail 20

Abrigo

NOVEMBER 2, 2016

Banks operating in oil and gas intensive areas of the U.S. And participants at Sageworks’ 2016 Risk Management Summit had an opportunity to discuss with peers their institutions’ challenges and best practices related to oil and gas loan concentrations. Image credit: Clinton Steeds , Flickr CC.

Comparison 150

Comparison Regional Study Risk Management 150

PYMNTS

JULY 22, 2016

It feels like 2014 again with the ongoing popularity of alternative lending startups. Investors seem confident in the industry’s startups and their ability to provide adequate risk management and underwriting for their loans; VCs provided more than $11.5 Accounts Receivable Management. ezyCollect.

Lending 100

Lending Regulation Big Data Risk Management 100

Independent Banker

SEPTEMBER 25, 2014

As David Barr, spokesperson for the FDIC, points out, “a vast majority of community banks remain well-rated and exhibit satisfactory corporate governance programs and compliance management systems.”. Be aware of existing or emerging risk concerns. increased operational risks. percent over the same time period, he says.

Compliance 101

Compliance Regulation Community Bank Community 101

Abrigo

FEBRUARY 2, 2015

Risk management issues were also a high-ranking hurdle to growing banks, with 26 percent calling it a concern for 2015. More than three-quarters of the bankers surveyed offered that anywhere between five and 20 percent of their total operating costs are driven by regulations. That number is up about four percent from 2013.

Community Bank 150

Community Bank Community Regulation Survey 150

Independent Banker

MAY 24, 2016

Direct payments made to farmers disappeared with the 2014 farm bill. This leaves federal crop insurance support as a key risk-management tool. It’s a crucial risk-management tool” for 1.7 Producers use the federal crop insurance program extensively to manage risk on their operations.”.

Community Bank 70

Community Bank Kansas City Community Iowa 70

PYMNTS

JULY 25, 2017

Retailers and merchants are losing more than $3 for every dollar of fraud incurred as recently as 2014, and that number was up from $2.79 This is a certification given to retailers requiring advanced fraud and risk management smart technology for regular fraud checks. . the year before.

Fraud 120

Fraud Retail Cards National 120

Jack Henry

JULY 2, 2014

Ten or fifteen years ago, losing a key IT employee might have put some projects at risk, but not the entire bank. The more people you need to answer to, the more essential it becomes that all of your processes and procedures are sound and managed by a competent team.

Cyber Security 102

Cyber Security Compliance Security FDIC 102

Gonzobanker

DECEMBER 22, 2020

Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. Remember that? Then, in 90 days, COVID-19 turned everything on its head. Everything. We compressed about five years of change into about six months. Drum roll please…. Nicely done!

Idaho 181

Idaho Community Industry Strategy 181

CFPB Monitor

AUGUST 22, 2016

Lynn Drysdale, Managing Attorney, Consumer Law Unit, Jacksonville Area Legal Aid, Inc., Arjan Schutte, Founder and Managing Partner, Core Innovation Capital, Los Angeles, CA. Dion Kidd Johnson, President, Chief Operating Officer and Chief Risk Officer, Western Bank, Alamogordo, NM. Jacksonville, FL. Ian Ayres, William K.

San Antonio 60

San Antonio Kansas City Groups CA 60

PYMNTS

OCTOBER 1, 2018

By using funds managed by LCA to benefit its parent company, LCA and Laplanche failed to do so.”. We have full confidence in our new management team and we are a better company today.”. Riding a wave of market enthusiasm, LendingClub filed and completed its IPO in 2014, raising $900 million, the biggest tech IPO of that year.

Lending 135

Lending Fraud Management San Francisco 135

Gonzobanker

DECEMBER 22, 2014

It’s time for the 2014 GonzoBanker Awards! Rise of the Analytics Organization in a Dog-Eat-Dog World – Brush off your resumes Gonzoanalysts, at our client roundtables we heard about analytics organizations being formed and analysts and managers being hired to head them. but let’s just dive into it! THE BANKING AWARDS.

Los Angeles 101

Los Angeles Apple Risk Management California 101

PYMNTS

AUGUST 30, 2018

When myPOS launched in 2014, cash was still mostly king among small businesses. Paying for payments is singularly unappealing for most small businesses, Byrne noted – and in the cases of some independent operators, it doesn’t make economic sense. In fact, as Andrew Byrne, COO at myPOS , told Karen Webster, in some places it still is.

ATM 105

ATM Cards Payments Case Study 105

Jeff For Banks

APRIL 10, 2015

In 2014, our GDP growth was +2.4%; in the fourth quarter, it was +2.2% Oil Steals the Show The biggest story of the past year in the markets has to be the plunging price of oil, down 50% in 2014 to below $50 per barrel. The US has led the world in energy and oil production from its shale and fracking operations. Stay tuned!

Philadelphia 60

Philadelphia US Study Boston 60

Jeff For Banks

JANUARY 16, 2016

They used to hold reserves of $4 trillion in 2014. CERN, the operator of the Collider, is eyeing its own future construction of a bigger machine to triple its distance. China is paying the price for these actions. Between February and November, 2015, foreign capital was pulled out of the country to the tune of $843 billion. Stay tuned!

Community Bank 60

Community Bank Atlanta Data Marketing 60

Jeff For Banks

JULY 9, 2012

Dimon and his bank have long been viewed as one of the best run banks in the world and leaders in risk management. They are even credited with developing one of the premier risk measurement systems called Value-at-Risk to measure daily losses that can occur at designated standard deviation intervals. Stay tuned!

Taxes 66

Taxes Washington Risk Management Marketing 66

Perficient

MAY 17, 2022

million vehicles from the average of 17 million vehicles each year since 2014. And if all this wasn’t enough to keep a credit risk manager from sleeping well at night, consider this: A recent Consumer Reports study found that auto loan portfolios may be riskier than previously thought. Sales increased 3.1%

Strategy 294

Strategy Customer Experience Study Technology 294

Insights on Business

APRIL 29, 2019

GM relied on four separate systems to support its audit, risk and control activities, which made it difficult to gain a real-time view of and understand relationships between risks, controls and issues across the company. The organization invests time and resources into identifying, mitigating and monitoring risk.

Technology 79

Technology Risk Management System Management 79

Abrigo

AUGUST 28, 2022

Takeaway 3 Better ag lending workflows streamline document collection and management and increase credit analysis accuracy. . Whether the institution offers an ag operating loan, an ag real estate loan, or a loan for farm equipment, it can create a better ag lending process with these seven best practices: Provide a mobile experience.

Lending 195

Lending Analysis System Data 195

CB Insights

DECEMBER 5, 2017

The same group completed fewer than 25 investments in aggregate between 2012 and 2014. AIG’s investment in workplace wearable safety startup HCS is a play in reducing the risk of commercial claims, while its investment in cyber investigation firm K2 is meant to develop products to reduce client cyber risks. Allianz Ventures.

Strategy 28

Strategy Marketing Analytics Innovation 28

CB Insights

JULY 16, 2017

The same group completed 20 investments in aggregate between 2012 and 2014. AIG’s investment in workplace wearable safety startup HCS is a play in reducing the risk of commercial claims, while its investment in cyber investigation firm K2 is meant to develop products to reduce client cyber risks. Allianz Ventures.

Strategy 28

Strategy Marketing Analytics Innovation 28

Fintech Labs Insights

JUNE 18, 2015

What rarely gets mentioned in the coverage is just how complicated platform payments can be, given myriad operational, regulatory, and risk prevention requirements. Canfield: Combatting fraud requires extensive risk management, and a cornerstone of risk management is using data to inform controls and decisions.

Security 12

Security Payments San Jose Fraud 12

Tefkin

MAY 5, 2014

Marc Andreessen (@pmarca) February 9, 2014. Oscar’s minimum capital requirement for operating as a health insurer in the state of New York is USD 45M : [link] , most/all of which will need to be kept aside. This leads to more operational margins being taken to ensure you are operating within regulation.

Software 28

Software Capital Lending Examples 28

Abrigo

NOVEMBER 29, 2021

million customers over "deceptive" overdraft enrollment practices between 2014 and 2018, Banking Dive noted in a recent article about growth in overdraft fees. A recent study by the Cleveland Fed noted that traditionally, noninterest income is only 30% to 40% of small banks’ operating revenue, compared with over half of large banks’ revenue.

Community Bank 195

Community Bank Community FDIC Trends 195

FICO

MARCH 6, 2020

I also manage the partner channels and programs for our financial crime compliance solutions. In 2014, I joined Tonbeller as Head of Sales & Channel Operations and became Management Board member shortly thereafter. FICO brings AI and advanced analytics to risk management, fraud detection, collections and much more.

Compliance 81

Compliance Technology Fraud Analytics 81

Abrigo

APRIL 26, 2016

We use it to manage our daily lives – recognizing people and common situations by finding patterns in everyday occurrences. Erik Kobayashi-Solomon has held prominent roles in operational risk control at Morgan Stanley Japan and market risk management for several hedge funds.

Training 150

Training Analysis US Risk Management 150

PYMNTS

AUGUST 29, 2018

There are many tools that international companies can use to protect themselves from FX risks, but most businesses lack the resources and expertise they need to design and enact effective hedging strategies. So when it comes to FX risk, many international businesses are operating in the dark. USD/£1 to $0.96

Report 100

Report Case Study Resources Study 100

Jeff For Banks

APRIL 5, 2012

Last summer, they went where no Fed has gone before and “promised” to keep rates low until 2013, then earlier this year extended the “promise” until the end of 2014. This manipulation adds to their “promise” and “Operation Twist” and distorts the yield curve even further. Stay tuned. Thanks for reading!

Security 75

Security Taxes Marketing Policies 75

CB Insights

OCTOBER 6, 2017

In financial markets, global risk and asset management firm BlackRock laid off around 40 employees earlier this year, including portfolio managers and stock managers. Early-stage food-preparation startups using robotics and AI are proliferating, and operating in both B2B and B2C models. in funding.

Software 69

Software Industry Retail United States 69

CB Insights

OCTOBER 4, 2018

As the financial affiliate of Chinese e-commerce giant Alibaba Group , Ant Financial encapsulates a fintech ecosystem that starts with its dominant mobile payments service, Alipay, and expands into credit scoring, wealth management, insurance, and lending. Wealth management. In October 2014, Alipay was rebranded as Ant Financial.

US 78

US Fintech Mobile Regulation 78

Fintech Labs Insights

APRIL 6, 2016

This week Scalable Capital , a company that seeks to democratize investment management, closed on $7.9 Our goal is to become the leading digital investment manager in Europe.”. The risk in every client portfolio is controlled by daily projections and portfolios are readjusted if the risk limit has been breached.

Capital 12

Capital Risk Management Management Operations 12

CB Insights

APRIL 7, 2018

Lights-out manufacturing refers to factories that operate autonomously and require no human presence. Famously, the Japanese robotics maker FANUC has been operating a “lights-out” factory since 2001, where robots are building other robots completely unsupervised for nearly a month at a time. Blockchain for resource tracking.

Technology 78

Technology blockchain Industry Software 78

CFPB Monitor

JANUARY 14, 2021

The OCC eliminated this criterion from the final rule “[t]o focus the rule on the fairness of the covered banks’ decision-making processes and utilization of prudent risk management principles, as well as to facilitate the OCC’s administration of this rule.”.

Handbook 78

Handbook Risk Management Examples Industry 78