Regional Banks Accelerate Modernization Through FinTech


The Core-as-a-Service (CaaS) provider will integrate its core banking technology within the Tennessee-based regional bank, with First Horizon pointing to growing competitive forces within the regional banking arena.

Pandemic shifts regional bank’s tech roadmap

Bank Innovation

Happy State Bank, which has holdings of $3.8 billion, is prioritizing interactive teller machines (ITM) to help bridge the gap between human interaction and social distancing as it revamps its digital product roadmap to better support customers during the pandemic.


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The Re-bundling rhythm varies by region

Daily Fintech

The post The Re-bundling rhythm varies by region appeared first on Daily Fintech. Efi Pylarinou is the founder of Efi Pylarinou Advisory and a Fintech/Blockchain influencer – No.3

Regional Banks Guide Corporates To Future-Proof Accounts Payable


As organizations turn their banks and other finserv providers to support that implementation process, Sigovitch said regional banks are facing a future in which corporates rely on them for more value-added advisory services.

Why Regional Supermarkets Need To Change Their Strategy


Toilet paper and bleach may be flying off the shelves right now, but regional grocers are fighting to stay alive. Some ideas for those have been published in a study by Bain & Company, The Future of Retail: A Survival Guide for Regional Grocers.

MENA Region Holds Regulatory Clues For Merchants


In regions where open banking and other electronic payments pilots are becoming common, such as the Middle East-North Africa (MENA) region, pandemic-era payments are all about privacy, security and trust, particularly in B2B transactions.

Regional, Community Banks Face Digital Challenges Post-Pandemic

Banking Exchange

Greenwich Associates reports widening gap in digital investment between national and regional banks Community Banking Feature3 Feature Technology Retail Banking Covid19 PPP Customers Tech Management Mobile Online.

How Regions Bank Provides an Amazon-like Experience

Bank Innovation

Regions Bank tied with in a recent ranking of web experiences. How does a super-regional bank match the efforts of one the most sophisticated digital companies in the world, one that obsesses over customer experience? Compliance Mobile Online Retail Technology amazon online banking Regions“Our customers ask for the same thing they did 20 years ago,” Andy Hernandez, EVP and head Read More.

Bitcoin Daily: Bithumb Restricts Crypto Trading In Regions Without AML Rules; Crypto Wallet Experiences Outage


Bithumb has banned users from nations without proper anti-money laundering (AML) rules, The Korea Herald reported Tuesday (March 9). The ban extends to 21 countries, which are all on the Financial Action Task Force ’s (FATF) watchlist for not having AML rules in place.

Regions Bank Teams Up with Marketplace Lender Avant

Bank Innovation

Regions Bank teamed up with online marketplace lender Avant Inc. Beginning in the second half of 2016, customers can apply for an unsecured loan on the Regions Bank website through the Avant platform, which will carry Read More. Innovations Lending Mobile Avant marketplace lending regions bankto provide customers with a streamlined loan application and underwriting “experience,” the companies announced this morning.

MercadoLibre Earnings Show Power Of ‘Digital Front Door’ For Developing Regions


It all makes the LATAM region a fascinating use case in how eCommerce and payments can not only invigorate economies but also allow regional players to expand more assertively cross-border by leveraging the network effects and digital exactitude inherent in online marketplaces.

Major Core Vendors Are Failing Regional Banks


Rapid consolidation in the banking industry is creating a growing band of regional banks that find themselves stuck in a solution provider market that isn’t fully capable of serving them. Let’s imagine how concerning and tenuous it must be for a regional bank CIO looking to execute and innovate in today’s vendor market with the following options available to them: FIS leads, but where’s the client soul?

Regions to ‘Refresh’ Digital Offerings as Avant Comes Online

Bank Innovation

Regions Financial Corp. The Regions-Avant partnership was announced last April. Cards Lending Marketing Mobile Online Retail apps Avant ios marketplace lending regions bank Regions Financialis using its upcoming Avant deployment as an opportunity to “refresh” its digital offerings. The bank’s CEO, Grayson Hall, said yesterday during the company’s earnings call that the Avant loan application service will go live next month.

Regions prioritizes tech amid move to cut expenses


based Regions Bank is throwing its weight behind technology as the bank pulls back in other areas to keep overall expenses flat. “We Innovation Strategy earnings Premium regions bankBirmingham, Ala.-based

Regions not interested in bank M&A, CEO says

American Banker

The Alabama company is instead on the hunt for nonbank acquisition candidates as well as employees or clients it could lure away from regional banks that have announced merger deals recently, John Turner says. Regions Bank Stress tests M&A Regional banks

Deposit glut ties Regions' hands

American Banker

Regions Bank Net interest margin Liquidity Deposits Earnings Regional banksDeposits are soaring while loan demand lags and mortgage-backed securities offer weak returns. So the Alabama company has parked loads of cash at the Fed in hopes the economy will pick up steam before profit margins suffer.

BAS 2020: Regions taps IBM Watson to upgrade call center


Regions Bank is using AI technology from IBM Watson to improve its customer service. Automation customer service HSBC IBM Watson Premium regions bank TSB Bank

Currencycloud Links Regional Banks To X-Border B2B Tech


To provide regional and community banks with a full-scale solution to manage and grow their FX programs, FinTech firm Derivative Path, Inc. and global payments platform Currencycloud have partnered.

Regions Rolls Out Financial Education Program

Banking Exchange

The bank has launched Regions Next Step to offer free online tools and resources for customers The Economy Feature Financial Trends Duties Technology Community Banking Feature3 Fintech PPP Covid19.

BAS 2020: Regions upgrades consumer lending system with automation


Regions Bank is overhauling its consumer lending system to keep its competitive edge. “We Automation BAS20 Consumer Lending omnichannel Premium regions bank secured lending unsecured lending

FinTechs Take A Regional Approach To SMB COVID-19 Relief


Below, PYMNTS rounds up the latest solutions that FinTechs and lenders are developing to ease the PPP lending process for SMBs and FIs alike, with many initiatives focused on enabling regional and community banks to maintain a competitive edge against the biggest banks.

Deposit glut weighs on regional banks

American Banker

Regional banks Commercial lendingHarris Simmons of Zions Bancorp. warned that excess deposits could suppress loan demand and pose an inflation threat, while Darren King of M&T tried to reassure investors that deposits will be less volatile than some fear once the economy improves.

Regions’ Duggirala to present at Banking Automation Summit


Regions Bank’s enterprise chief operations and technology officer, Amala Duggirala, will take the virtual stage at the Banking Automation Summit to discuss best practices for automation project implementation. Automation Banking Automation Summit regions bank

Kroger, Ocado To Build Regional High-Tech Fulfillment Centers


Through our strategic partnership, we are engineering a model for these regions, leveraging advanced robotics technology and creative solutions to redefine the customer experience.”. The Kroger Family of Companies, the nation’s largest supermarket chain, and Ocado Supermarket Co.,

Regions to buy equipment finance firm Ascentium

American Banker

The acquisition of the Texas-based lender will help Regions expand its offerings to small businesses while adding about $2 billion of loans to the bank's balance sheet. Regions Bank M&A Commercial lending Commercial banking Small business

CFPB investigating Regions’ overdraft practices

American Banker

Regions Bank Overdrafts CFPB Law and regulationThe bank disclosed in a regulatory filing that it is in the process of responding to a civil subpoena from the Consumer Financial Protection Bureau. It is the latest bank to come under regulatory scrutiny for the fees charged to consumers who overdraw their accounts.

Contactless payments volume soars in Nordic region

Payments Source

Contactless payment volume surged during the first four months of 2020 in Denmark, Norway, Sweden and Finland, accounting for about 70% of all transactions, according to new data from Copenhagen-based payments technology firm Nets. Contactless payments Norway Finland Network rules Sweden Denmark

Regions' plan to boost lending in 2020

American Banker

Total loans at Regions Financial fell slightly last year, but executives say a shift in consumer lending priorities and more aggressive C&I lending will start to pay off this year. Earnings Regional banks Consumer lending Marketplace lending Regions Bank SoFi

Truist is first regional bank to issue a social bond. It won’t be the last.

American Banker

billion bond is a sign that regionals want to attract progressive institutional investors — and burnish their images. Corporate governance ESG Regional banks Truist Financial Bonds

Regions using AI to make most of customer feedback

American Banker

Digital banking Regions Bank Customer experience Digital Banking 2020Over the past year, the Alabama bank has been developing new tools that analyze survey responses, phone interactions and social media posts to identify opportunities to improve digital offerings.

Marriott Sees ‘Improving Trends’ In Greater China As Region’s Travel Begins Recovery


Marriott CEO and President Arne Sorenson said on a Monday (May 11) earnings call that, overall, “negative trends appear to have bottomed in most regions around the world. As the coronavirus pandemic moved throughout the world, Marriott International Inc.

Your Bank’s Social Media Strategy Needs to Drive the Consumer Experience (and Revenue), Says Regions Bank

Bank Innovation

Exclusive Online Social Media online banking regions bank Sapient Razorfish TwitterEXCLUSIVE—Social media strategy is a must for all areas of business in today’s world, including banks—who, fighting against entrenched perceptions of their legacy institutions, often rely on social media platforms to reach their younger customers. However, it’s not enough just to establish a presence on social media (the bare minimum of being considered alive, in.Read More.

Regionals aren’t rushing to repurchase shares

American Banker

Comerica, Regions and KeyCorp executives say their companies will proceed with caution despite the green light from the Federal Reserve to buy back stock in case they have to cover a surge in loan growth as the economy recovers.

Community Banks Boost Regional Presence with New Branches

Banking Exchange

Greenwoods buys branches from Town Bank, while Santa Cruz County Bank and Mountain America Credit Union announce openings Community Banking Feature3 Feature Management M&A. 1Community Banking

Pack of regionals can satisfy stress tests with minimum buffer

American Banker

Six of the eight regional banks that announced their stress capital buffers on Tuesday said they will need just a 2.5% Capital Federal Reserve Stress tests Regional banks Coronavirus