Accenture: Banking

OCTOBER 4, 2024

In our discussions with banking executives, a common theme is how the lending market is changing and constantly giving rise to threats and opportunities, as covered in our Commercial Banking Top Trends for 2024. Confronting these changes is essential, but it also requires banks to be willing to reinvent to stay ahead.

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Lending Trends Marketing Banking Trends 383

Accenture: Banking

FEBRUARY 23, 2022

Opportunities for embedded lending and leasing appeared first on Accenture Banking Blog. This new offering is becoming pervasive across all asset types, from laptops to lift trucks, and including services such as vacation travel, on B2C, B2B and even P2P shopping sites. The post Finance now!

Lending 434

Lending Online 434

Perficient

MAY 5, 2022

While it was once expected and acceptable for lenders to enforce standardized payment due dates and policies, COVID-19 brought the impracticality and ineffectiveness of a “one-size-fits-all” approach to credit and lending to light. The IDC Market Glance offers an overview of the landscape for consumer and small business digital lending.

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Lending Strategy Marketing Big Data 354

Accenture: Banking

SEPTEMBER 17, 2024

Drawing from our Commercial Banking Top Trends for 2024, this series explores how banks can modernize their lending business and differentiate the customer experience by integrating AI, machine learning and other advanced tools.

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Lending Customer Experience Trends Tools 299

PYMNTS

NOVEMBER 10, 2020

It’s here now and being used to make good banks better — whether to eliminate discrimination in lending decisions, add stability to existing screening systems or drive loan growth and profits. The rest will go toward developing partnerships with governments and regulators “to raise the bar” when it comes to modern, unbiased lending.

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Lending Software Compliance System 345

Accenture: Banking

AUGUST 2, 2024

As you start strategic planning this August, consider this: automated, data-driven lending is no longer a future vision—it’s happening now. In our Commercial Banking Top Trends for 2024, we spotlight this critical trend shaping the industry’s future.

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Lending Trends Industry Data 261

Accenture: Banking

MAY 26, 2022

They recognize that sustainable lending is critical for the well-being of their own…. The post Four steps for banks to master sustainable lending appeared first on Accenture Banking Blog. These banks, among others, are using their allocation of credit to encourage sustainable business practices.

Lending 313

Lending 313

Abrigo

NOVEMBER 13, 2024

Bank and credit union leaders can use data to inform small business lending Small businesses are showing resilience. As rates stay high, concerns about credit risk and borrower health are top of mind for bank and credit union leaders, especially as it relates to lending to small businesses. Interest coverage ratios have stayed strong.

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Lending Meeting Data Risk Management 221

PYMNTS

NOVEMBER 24, 2020

24) that it is launching a lending service that allows users to lend cryptocurrency to SBI and earn 1 percent interest, according to Cointelegraph. The platform, VC Trade Lending, will support just bitcoin initially, but has plans to add Ether and XRP support. To participate, users must lend a minimum of 0.1

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Bitcoin Lending cryptocurrency Capital 339

Jack Henry

JULY 8, 2025

Smarter lending starts with AI, open finance, and data. Download the Strategy Benchmark to discover how banks and credit unions can drive loan growth in 2025.

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Lending Data Strategy 97

Abrigo

FEBRUARY 25, 2025

Automating the key steps that often occur in the back office leads to faster decisions, stronger customer or member relationships, and more profitable lending to small businesses. This article covers these key topics: Cultivating fertile ground for small business lending Do large lenders have an advantage in small business lending?

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Lending FDIC Policies Analysis 195

Abrigo

APRIL 25, 2024

Recent data and trends of the small business lending market SMB Lending Insights is a snapshot of current financial trends and metrics that impact small and medium-sized business (SMB) lending and financial institutions. You might also like this guide for smarter, faster small business lending.

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Lending Trends Capital Strategy 221

Abrigo

MAY 2, 2024

Boost your small business lending efforts from the bottom up Small businesses play a crucial role in our economy, and one of the critical factors in their success is access to funding. You might also like this guide for smarter, faster small business lending.

Lending 221

Lending Strategy Analysis Policies 221

Abrigo

SEPTEMBER 23, 2024

Visualize your data, access benchmarks, and streamline reporting learn more talk with an expert Webinar Commercial Lending Credit Risk Management Lending & Credit Risk When good loans go bad: Managing problem and distressed loans Learn More Webinar Commercial Lending Lending & Credit Risk Small Business Lending Answering your top CFPB 1071 (..)

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Lending Trends Risk Management Data 221

Abrigo

DECEMBER 22, 2023

The most-read lending & credit blogs in 2023 Probability of default, CECL model validation, and stress testing were among Abrigo's top blogs on ALM, CECL, and portfolio risk this year. Takeaway 2 The top lending and credit blog posts focused on the benefits of banking technology, interest rate management, and developing risk ratings.

Lending 221

Lending Risk Management Community Management 221

Abrigo

DECEMBER 29, 2023

Abrigo's most popular whitepapers and checklists on lending and credit risk Abrigo experts' insights on CFPB 1071, loan policies, and risk ratings were popular with banking professionals. Watch NOW Takeaway 1 Abrigo's experts produced many pieces on lending and credit risk to provide strategies and tools to help banking professionals.

Resources 221

Resources Lending Risk Management Policies 221

Abrigo

FEBRUARY 12, 2025

Understand and meet borrower expectations For community financial institutions (CFIs), small business lending presents both a challenge and an opportunity. Understanding what small businesses need from a lending partner is the first step in improving loan decisioning. According to Kirby, speed is the top priority.

Lending 195

Lending Risk Management Community Fintech 195

Abrigo

FEBRUARY 6, 2024

Develop an MBL program while mitigating risk Credit unions looking for alternate paths to growth in today's rising rate environment may be primed to leverage member business lending. Takeaway 3 The specific policy areas outlined below should be carefully considered by credit unions engaged in member business lending.

Lending 221

Lending How To Risk Management Policies 221

Abrigo

JULY 20, 2024

Ready to catch the next wave of lending growth? Commercial and industrial lending (C&I) will be the next big performance driver for banks and credit unions. You might also like this paper on how institutions can produce smarter, faster lending. C&I lending will be the next “bomb.”

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Lending Risk Management Management Capital 195

Abrigo

JUNE 12, 2025

Lenders can find that data within Abrigo's Sageworks lending and credit platform, thanks to a partnership with Equifax. Continuously refreshed models, driven by the latest data and analytics, are essential for providing accurate and reliable insights.

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Lending Analytics Data Customer Experience 195

Payments Dive

NOVEMBER 8, 2024

The digital payment company’s leader, Jack Dorsey, aims to create lending services that will appeal to millions of U.S. adults who haven’t had access to other forms of credit.

Cards 521

Cards Lending Payments Company 521

Payments Dive

JULY 10, 2025

As premium credit card fees climb, “it does create a little more room for us to compete in between,” the regional bank’s head of lending said.

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Regional Lending US Cards 221

Abrigo

MARCH 21, 2025

The latest CRA framework categorizes banks (CRA requirements are not extended to credit unions) into three tiers based on asset size, with differing compliance requirements: Small banks (assets under $600 million) Can opt-in to the new CRA tests or remain on a streamlined lending test that focuses on retail activities.

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Compliance Strategy Data Lending 195

Perficient

MARCH 22, 2022

In their recent webinar, The ROI on Transforming Credit and Lending Customer Outreach , Perficient’s Byron Gifford and Scott Albahary discussed tried and true debt collecting methods, why they’re important, and how financial services institutions can implement these tactics into their debt collection practices.

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Lending Customer Experience Mobile Management 294

South State Correspondent

JUNE 25, 2024

In this article, we provide a concrete example of how product management in lending might work. Product Management in Lending – The Strategy of a Loan-Level Hedging Program The goal of product management in lending strategy is to create value versus your competition in credit.

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Lending Management Community Bank Community 195

Payments Dive

SEPTEMBER 19, 2023

The state is instituting new lending regulations that are likely to apply to some earned wage access providers starting next month.

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Connecticut Regulation Lending 448

Payments Dive

OCTOBER 5, 2023

The Financial Technology Association is backing a bill that would clarify that loans made through the Small Business Administration’s flagship lending program can be used to pay for fintech services.

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Fintech Financial Technology Lending Technology 459

TheGuardian

MAY 5, 2025

Senior executives from HSBC, NatWest and Lloyds are expected to explain how they will meet the governments mission to increase lending after criticism from business groups about the lack of credit available after the pandemic. Continue reading.

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Meeting Lending Strategy Groups 76

Abrigo

APRIL 11, 2025

For example, if cattle lending occurs across four markets, reviewing it holistically requires manual effort just to piece together a universe from which to draw a sample. For the first time, we could evaluate lending segments independently of the bank's organization.

Tools 195

Tools Lending Data Risk Management 195

South State Correspondent

JULY 7, 2024

In commercial banking, lending optionality occurs for liquidity, credit, or interest rates. Another example of interest rate lending optionality is a lack of prepayment protection on loans. Conclusion Bankers need to be able to quantify and charge for the benefits of lending optionality held by their customers.

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Lending Community Bank Community Exercises 195