Trending Articles

If Facebook launch a cryptocurrency, will US government shut it down?

Chris Skinner

I’m writing more and more about Facebook launching its own cryptocurrency lately: Will Facebook become the world’s central bank? March 2019) Will a global platform connect all of our money?

Tim Berners-Lee On Building The World Wide Web 2.0


For Sir Tim Berners-Lee, the man credited with inventing and giving away the World Wide Web protocol that shaped the internet as we know it today, the web at its best has always been about being decentralized. The decision to make the Web an open system was necessary for it to be universal.

Five phases of FinTech (2005-2027)

Chris Skinner

Three years ago, I blogged about three phases of FinTech. Three years later, I can expand on that theme and talk about five phases of FinTech.

Cashless payment shows disparate impact in vending machines than in traditional retail

Mobile Payments Today

Research confirms that cashless readers do not undermine cash sales in a vending machine. In fact, the cashless technology serves to improve both cashless and cash activity, particularly for machines doing lower volume sales

Retail 234

Embracing the future of fraud prevention in the multi-(cloud) verse

Insights on Business

Riddle me this? What do a large Australian bank, a leading U.S. financial payment solutions provider, and a major New Zealand bank all have in common?

Fraud 169

ATM numbers shrink as cashless trend grows in major markets

Bank Innovation

As a growing number of consumers swap out cash for mobile or card payments, ATM numbers globally have begun to fall. based consultancy and research firm RBR reported today that the number of ATMs worldwide fell for the first time. It claims global ATM numbers fell by 1% in 2018 to 3.24

ATM 141

Apple's Supreme Court defeat could signal significant changes in mobile app sales

Mobile Payments Today

Apple's defeat in a high-profile Supreme Court case could open competition in the mobile app consumer market

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More Trending

How banks are using incentive compensation management to help increase revenue and drive growth

Insights on Business

In a competitive financial marketplace, banks are turning to incentive compensation management (ICM) solutions for competitive advantage.

Azlo Partners with Kabbage on Small Business Loans to the Underserved

Bank Innovation

Business banking startup Azlo and digital lender Kabbage are teaming up to offer loans to small business customers, including those underserved by the big banks. The two companies inked the partnership, called Mission Street Capital, late last week.

Tools 141

Banking for Humanity?

Chris Skinner

I was asked to speak to the theme of Banking for Humanity at a conference the other day, and it made me realise that the five areas I’ve recently been blogging about came together nicely. First, there’s financial inclusion which is the theme of Digital Human.

End of life for certain POS terminals and the looming risk to retailers

Mobile Payments Today

Retailers need to be sure their point-of-sale systems are fully compliant, not only to avoid becoming obsolete, but to protect against fraud

Fraud 155

Online Retailers Face New Threats From Hackers


Death, taxes and data breaches – those are perhaps the only sure things in life, and new evidence is emerging that hackers are finding increasing profit in targeting online retailers.

Retail 270

You can’t manage what you don’t measure

Insights on Business

“I don’t have enough data,” is something that I have never heard from a client. The real challenge today is finding the right data. Fundamental to sales performance management (SPM) is what we call Sales Performance Measurement.

Wells Fargo Taps TransferMate for Cross-Border B2B Payments

Bank Innovation

Cross-border B2B payments provider TransferMate announced today that Wells Fargo will use its Global Invoice Connect platform to provide the bank’s U.S.-based based commercial banking clients the ability to receive payments in U.S. dollars from their global customers.

Are you focused on the right customer?

Chris Skinner

Another few articles I’ve picked up this week have focused upon the new generation of consumer: Gen Z. I would call them the iGen but that’s too branded, so marketers call them Gen Z. Who are the Z Gen?

Recognize Customers During Self-Service Experience

Mobile Payments Today

Imagine the power of personalized self-service experiences. Consumer's appreciate acknowlegment and personalization. With IoT-connected self-service devices and Artificial Intelligence, brands can better understand and satisfy customers

NY Seizes Municipal Credit Union After Embezzlement


New York’s Department of Financial Services seized Municipal Credit Union , New York’s oldest credit union, on Friday (May 17), saying it is facing “unsafe and unsound” conditions.

Startup Continent: The Most Well-Funded Tech Startups In Latin America

CB Insights

Since 2012, more than $5.7B has been invested across over 520 equity deals to tech startups in Latin America. This includes investment in leading tech companies such as on-demand delivery startup Rappi in Colombia and online food delivery platform iFood in Brazil.

Lyft, Mastercard Partner to Offer Instant Payment, Banking for Drivers

Bank Innovation

Lyft drivers will now be able to get paid immediately and plug into a broader banking and personal savings ecosystem. The ride-hailing service is working with Mastercard and payments company Payfare on a co-branded debit card called Lyft Direct Debit.

Lessons from leaders: Satya Nadella, CEO, Microsoft

Chris Skinner

Twenty years ago, I was doing a lot of work on business transformation and business process re-engineering (BPR). Most of the firms didn’t do transformation and viewed it as too risky. Instead they went for BPR for BPI … business process improvements. Incremental benefits rather than radical results.

Carrier billing in Latin America - 2019 market report by Fortumo

Mobile Payments Today

Fortumo's latest market report gives an overview of the mobile payments landscape in Latin America: Brazil, Mexico, Argentina, Colombia, Peru, Chile and Ecuador

Trump Blacklist Prompts Google To Cut Some Ties With Huawei


Google is halting a business relationship with Huawei , the Chinese telecommunications company, in what is seen as a blow to the company that has been on the radar of the U.S. government.

Google 239

How 3 Perficient Colleagues Took Their Careers to New Heights

Perficient Financial Servies

Opportunities to grow as a professional come from all corners at Perficient. Here, we spotlight three colleagues who have taken charge of their careers and risen to new levels of success.

Study finds mobile surpasses PC enrollments

Bank Innovation

Mobile enrollments made some major leaps this year, surpassing even computer enrollments. According to a study from IDology, an identity verification and fraud prevention company, 61% of Americans used a smartphone to enroll in some sort of an account this year, while 56% used a computer or laptop.

Study 158

The Finanser’s Week: 13th May – 19th May 2019

Chris Skinner

The main blog headlines are … Five phases of FinTech (2005-2027) Three years ago, I blogged about three phases of FinTech. Three years later, I can expand on that theme and talk about five phases of FinTech.

Top 7 Crypto Exchanges for IEOs

Daily Fintech

Last week our theme was “Bitcoin going parabolic. ALT Season is Almost Here!“ Our theme for this week is “Top 10 Crypto Exchanges for IEOs”. Initial Exchange Offerings (IEOs) are picking up steam, capturing the interest of investors, project teams, and exchanges.

Taco Bell To Open ‘The Bell’ Hotel


To provide consumers with an immersive way to experience its brand, Taco Bell is launching The Bell: A Taco Bell Hotel and Resort in Palm Springs, California for a limited time this summer.

The future of cards, contactless and biometrics in payments

ATM Marketplace

With big players like Mastercard and Visa now mandating that all new cards and payment terminals issued must be contactless-enabled, global growth of the technology is set to soar in the next few years. This sets the stage perfectly for biometric payment cards

Cards 86

Canadian Startup KOHO raises C$42m to Expand Banking Services

Bank Innovation

KOHO, a Toronto-based digital banking startup, has raised C$42 million (US$31 million) in a Series B round to add new products and services. KOHO, with its millennial friendly aesthetic and messaging, currently offers its users debit cards, personal finance management tools and cashback features.

Things worth reading: 17th May 2019

Chris Skinner

Metro 180

7 Participatory Budgeting use cases: CivicTech is global

Daily Fintech

It was only last week that I took my first deep dive into CivicTech, thanks to the Costa Vayenas , the director of the Procivis Think Tank and author of the book Democracy in the Digital Age.

Looking Toward Unattended Retail’s ‘Bright Future’ At The Kiosk


Vending machines, increasingly, are ditching the dollar bills in favor of payments rendered in bits and bytes. Kiosks are increasingly becoming part of the retail landscape.

Retail 224

How Uber And Lyft Could Transform Healthcare

CB Insights

Uber and Lyft have been in the news lately for their enormous IPOs. The two companies have raised $10B+ combined in the process, and their valuations total more than $75B. Still, the companies are far from profitabile, with Uber sporting a cash burn rate of over $10B per year.

Finastra Hires Mark Miller as CFO

Bank Innovation

Banking technology giant Finastra has hired Mark Miller as chief financial officer. He replaces Rob Binns, who recently stepped down from the role. Miller previously served as chief financial officer at Marketo, a marketing automation software company that was acquired by Adobe in October 2018.

Things worth reading: 16th May 2019

Chris Skinner

Things we’re reading today include … World’s Largest Banks 2019: U.S.

US 178

What is the real difference between Data Science and Software Engineering Teams?


Although there are lots of similarities across Software Development and Data Science , they also have three main differences: processes, tooling and behavior. Find out. In my previous article, I talked about model governance and holistic model management.

Why Visa Brought Earthport Into Its Orbit


In payments, to gain technology, reach and new use cases (and, sometimes, all of the above at once), the debate has always boiled down to “build or buy.” To that end, Visa has taken the “buy” path, and said last week that it gained control of Earthport , having bought the U.K.-based