Trending Articles

Will biometrics be the future of payments?

Payments Dive

The use of biometrics to authenticate payments is poised to bring more security and speed to transactions, but some say broad adoption on the part of consumers and merchants is still far from reach

The Fed and Their Forecasts

South State Correspondent

The Fed and Their Forecasts. Now that the FOMC meeting has come and gone, and the Treasury and equity markets have resumed their selling as a consequence, let’s take a look at those forecasts and see what they might tell us.

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Our top 10 cloud transformation lessons for banks in 2022

Accenture

As Yogi Berra once famously said, there is no difference, in theory, between theory and practice— but in practice, there is. That’s certainly true for tech transformation projects at banks. Most banks by now are well aware of the benefits of moving their tech stacks into the cloud.

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Why construction loan risk management software is so valuable

Abrigo

Driving efficiency and reducing risk Construction loan risk management software leverages technology and sound process management to pull construction lending away from its manual roots. You might also like this webinar, "How to manage a high-performing construction loan portfolio." WATCH.

Powering Personalization Through Customer Data

Finding the right CDP can help unlock the value of your customer data. This eBook offers guidance on choosing, deploying, and utilizing a CDP, along with a case study on how one bank put data into action to forge stronger connections with customers.

Auriga and 5B’s Cybersecurity Experts Will Speak at BankSec 2022

Bobsguide

Auriga is sponsoring and speaking at this year’s BankSec 2022 conference on 4th and 5th October in Park Plaza Victoria Hotel, London.

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More Trending

Fed Hikes Rates With Promises of More to Come

South State Correspondent

Fed Now Projects Fed Funds Rate to Peak at 4.50% – 4.75%.

Why CBDC stands to benefit—not harm—banks

Accenture

Central bank digital currency (CBDC) has met with sustained skepticism, in particular from certain financial institutions. Opponents fear it may disrupt the banking system and undermine existing banks’ business models.

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How banks can measure return on experience

ATM Marketplace

Everyone is familiar with return-on-investment, but at times that may not be the best or only thing a bank or company should measure. A panel at the Bank Customer Experience Summit discussed how banks can measure return on experience

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Prometeia again in the top 75 of the IDC FinTech Rankings

Bobsguide

Prometeia has ranked 72nd in the worldwide 2022 IDC FinTech Rankings, an annual ranking of the 100 biggest hardware, software and service providers to the financial services industry from around the world. Prometeia has been named in the list for the third consecutive year.

Digitally Transforming the Engagement Experience for Financial Institutions

Customer experience has become a key differentiator. Learn how to launch your digital transformation by incorporating two customer experience trends into your digital transformation strategy: self-service & personalization.

Extra costs biggest reason shoppers ditch online carts

Payments Dive

With cart abandonment costing online retailers up to $136 billion annually, Coresight Research’s findings suggest they might want to focus on total purchase price more closely matching shopper expectations

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10 Big Bank Marketing Lessons from the ABA Bank Marketing Conference

South State Correspondent

Last week, the American Banking Association (ABA) held its annual Bank Marketing Conference in Denver, receiving rave reviews. The theme was – developing your marketing superpowers.

Is there any limit to how much banks can innovate?

Accenture

When banks move past the status quo and adopt an “everything is possible” attitude, they have the power to do truly transformative things. This is evident each year at the Qorus-Accenture Banking Innovation Awards, formerly the Efma-Accenture Banking Innovation Awards.

CFPB Issues RFI on Mortgage Refinances and Forbearances

CFPB Monitor

The CFPB recently issued a Request for Information Regarding Mortgage Refinances and Forbearances (RFI ) Comments on the RFI will be due 60 days after publication in the Federal Register.

The New 7 Facts on Housing Interest Rates and What Banks Can Do About It

The CRE multifamily sector has created tremendous momentum that won’t be slowed by interest rate hikes. Check out the facts right here!

TS Imagine Enhances Executive Team with Three Key Hires

Bobsguide

NEW YORK, September 20, 2022 – TS Imagine , a global leader in trading, portfolio, and risk management solutions for capital markets, today announced three executive leadership hires to support the firm’s rapid growth.

House lawmakers add credit card competition bill

Payments Dive

Members of Congress on Monday introduced the House companion to a Senate bill seeking to rein in the Visa-Mastercard credit network “duopoly &rdquo

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Fixed Rate Loan Risk – Rethinking The 5-Year Offering

South State Correspondent

For decades community banks have taken on fixed rate loan risk mostly through the offering of five-year, fixed-rate, commercial term loans. This is probably the most popular structure for real estate-secured term credit at community banks.

What happens when your exchange rips you off?

Daily Fintech

This week’s post was inspired by “What happens when the bank robber is the bank,” an article posted by Chris Skinner last week. The post refers to the situation in Lebanon where people are robbing their banks to get their own money. Let me start with a couple of stories.

The Threat That Could End Community Banking & What To Do About It

A critical risk now facing community banks from the technology world and how to solve it.

Trade groups react to FTC’s proposed Motor Vehicle Dealers Trade Regulation Rule as public comment period closes

CFPB Monitor

Expressing a range of concerns, several key industry groups submitted comments to the Federal Trade Commission (“FTC”) last week regarding its proposed rule that would impose new substantive and disclosure obligations on auto-dealers in the auto finance process.

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Trapped in a web of debt? Inefficiencies from corporate debt and the potential case for macroprudential intervention

BankUnderground

Emily Clayton and Martina Fazio. Debt creates threads between the financial system and the real economy. These threads transmit shocks across a web of connections, meaning that financial shocks may pose risks to households and businesses, and real-economy shocks may jeopardise financial stability.

MoneyGram CEO bullish on stablecoins

Payments Dive

The money transfer company’s brick-and-mortar business is being displaced by digital payments, mobile wallets and use of stablecoins as bridge assets

Fed Week Arrives

South State Correspondent

Fed Week Arrives. With another hawkish FOMC announcement due on Wednesday afternoon, Treasuries are not waiting around as the selling has already begun this morning. The 2yr Treasury is yielding 3.94%, a new cycle high, while the 10yr Treasury is trying to push above 3.50%.

How to Choose the Best Automated Documentation System for Commercial Loans

Not all automated loan doc prep solutions are created equal. That is why we have put together a checklist to help you evaluate potential partners and find the best-automated documentation system for your requirements and needs.

Bank execs share innovative services at BCX Summit

ATM Marketplace

Four presenters shared elevator pitches for innovative banking services products at the Bank Customer Experience Summit, held in Chicago from Aug. 31 to Sept 1

3 Ideas on Bank Branching

Jeff For Banks

I moderated a strategic discussion at a recent banking conference. In that meeting, the CEO of a community bank said he offsets his branch costs by leasing branches out to unrelated businesses, like a masseuse. I thought he was joking. He wasn't.

Corporate One Federal Credit Union Provides More Than 750 of America’s Credit Unions New Digital Solutions at Scale

BankInovation

Corporate One Federal Credit Union is a leading wholesale financial services provider for more than 750 of America’s credit unions.

Klarna seeks to shed more workers

Payments Dive

In acknowledging the pursuit of further downsizing, a Klarna spokesperson cited changes being made by company executive Camilla Giesecke assuming COO duties

The 5 Stages of Account-Based Marketing — and How to Win Them All

Successfully complete the five stages of ABM: define, identify, engage, convert, and connect. We’ll show you how to create a unified system with your sales team to help them land more qualified opportunities and connect with prospects like never before.