Trending Articles

Blockchain: Payments Execs Unpack The Hope From The Hype


Remember when blockchain was the new technology buzzword on the … block? Still buzzy, if not so new in the nomenclature. Now blockchain is on everyone’s lips, and has been for a while.

Access to Credit Widens with Help from AI, Blockchain, and Mobile Data

Bank Innovation

For years, as financial services became increasingly digital, credit scoring remained stubbornly unchanged, but there are indications, from the regulators on down to startups, that this is finally changing.

Cybersecurity Still Keeps Bank Execs Up at Night

Bank Innovation

Even more than winning on mobile, banks would like to minimize security threats. Banks lost $16.8 billion to fraudsters last year, according to a Javelin report, and the number of U.S. customers victimized by such attacks increased to 16.7 million, up from 15.4 million in 2016.

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5 for 5: Top reasons to attend the ICX Summit

Mobile Payments Today

There are a multitude of reasons to attend the upcoming ICX Summit being held in Dallas in June. Here are five top reasons not to miss the annual event from Networld Media Group, which publishes Mobile Payments Today

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Last year, we hosted the 2017 MVP Awards across three of our sites. In order to get ready for this year’s coming awards across even more of our sites, we’re catching up with some of our judges from the previous awards who offered their time and insight to make the awards even better. Take a look!

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Could Digital Identity Solve the Onboarding Issue for Banks?

Bank Innovation

With all the digitization efforts (PSD2 went live in January and GDPR will take effect in two days) in the banking sector, European traditional banks still face a problem with onboarding new retail customers: prospective customers drop out before they complete the onboarding process.

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Carrier billing in Latin America: 2018 market report by Fortumo

Mobile Payments Today

Fortumo's latest market report gives an overview of the mobile payments landscape in Latin America. It covers 9 of the biggest countries in the region by population where Fortumo has coverage: Brazil, Mexico, Colombia, Argentina, Peru, Chile, Ecuador, Guatemala and Bolivia

Alibaba becomes Top 10 Global Bank

Disruptive Finance

A few years ago, I wrote about the inexorable rise of Google and Amazon in finance.

Do customers really want ‘invisible banking’?

Chris Skinner

Quite a few people talk about invisible banking today. The idea is that banking transactions and services should be invisible as if they are noticeable, as in visible, then that means you have pain and friction which should have been removed. A good example of invisible banking is the iTunes … The post Do customers really want ‘invisible banking’? appeared first on Chris Skinner's blog. Digital Bank Grid

NEW DATA: The Commerce Channel 58 Percent of Consumers Now Use – And Like


The age of contextual commerce has arrived – even if many mainstream customers aren’t aware of it. While they may not call it “engaging in contextual commerce,” nearly 60 percent of consumers have done just that – and most of those shoppers say they enjoyed the experience and would try it again.

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IBM and Crédit Mutuel Demonstrate AI Can Help Bank Employees, Not Just Customers

Bank Innovation

Many banks have started using artificial intelligence to enhance customer service, whether through chatbots, customer acquisition or money management capabilities.

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How cash and digital payments can coexist going forward

Mobile Payments Today

One clear conclusion we can make, based on recent trends in the financial services industry, is that the increasing prevalence of new transaction methods does not necessarily mean that more traditional payment mechanisms are being left behind

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Lending Strategies That Generate a Quick Return (Part 2 of 2)

CU Direct

Your credit union has set its 2018 budget, but it has some limited extra funds to invest in the short-term. Where should it invest right now to get the most bang for the ROI? In part one of our two-part article series, we discussed how optimizing existing systems can be a smart lending strategy that.

Some day my DLT will come

Chris Skinner

So, I’m presenting at a Corporate Treasury event, and we get into talking about distributed ledger technology (DLT) and blockchain. Comments are made around so many tests and proofs of work and concept, but so little production. At this point, someone made the comment that it will happen from the … The post Some day my DLT will come appeared first on Chris Skinner's blog. Blockchain Digital Bank Fintech Grid Opinion

TRENDING: Inside GDPR’s Enforcement Strategies


Cyberattacks on American financial institutions are at an all-time high, with more and more cybercriminals eyeing consumers’ financial data and other sensitive information.

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Tokenization vs. Encryption Cheat Sheet

Mobile Payments Today

Tokenization and encryption are often mentioned together because they both cipher sensitive card data; however, they are not interchangeable terms

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Here’s Who’s Talking About Europe’s GDPR Digital Privacy Law — And Who’s Staying Silent

CB Insights

Following high-profile incidents like the Cambridge Analytica breach, internet data privacy concerns are at a tipping point. As more consumers find their data being misused by firms, regulators are globally stepping up to protect them.

The Finanser’s Week: 21st May 2018 – 27th May 2018

Chris Skinner

The main blog headlines are … Dubai: cutting edge or bleeding edge? I travel a lot and go to several countries that have smart leadership and smart cities. These cities and countries – you know who you are – are in the forefront of innovation and claim to be visionary. … The post The Finanser’s Week: 21st May 2018 – 27th May 2018 appeared first on Chris Skinner's blog. Blog Index Grid Reading

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How Much Can Technology Improve Healthcare Payments?


Among the latest hopes for healthcare payments is blockchain. Touted by observers and industry players as one of the top trends that could impact medical billing and data management for 2018, the technology is increasingly being viewed as part of the path to better efficiency in payments.

Small Business Banking Catching Up in Innovation Race

Bank Innovation

There are quite a few lending solutions these days for small businesses -- Funding Circle, OnDeck, Kabbage, and Square Capital, to name a just a few -- but innovation and digitization are lagging in other areas, such as digital account opening.

The Software Vendor’s Guide to Faster EMV

Mobile Payments Today

As the use of chip cards becomes more prevalent, consumers are able to pay more securely, but not necessarily more quickly (or conveniently). Chip card transactions can take up to 15 seconds. When time is money, 15 seconds can feel like an eternity

Memorial Day: Two to Remember

Jeff For Banks

Life is tough. It is difficult to step back and take perspective on tough. We have an inbox full of e-mails to attend to, meetings to prepare for, and customers to serve. We cherish the three day Memorial Day Weekend to step away from it all, if only temporarily.

Dubai: cutting edge or bleeding edge?

Chris Skinner

I travel a lot and go to several countries that have smart leadership and smart cities. These cities and countries – you know who you are – are in the forefront of innovation and claim to be visionary. So, I was surprised when I was planning a trip to one … The post Dubai: cutting edge or bleeding edge? appeared first on Chris Skinner's blog. Grid Humour Opinion

FBI Says Russian Hackers Have Compromised Routers


authorities said Friday (May 25) that Russian hackers had “compromised hundreds of thousands of home and office routers and could collect user information or shut down network traffic,” according to a report from Reuters. The new follows warnings earlier this week about a potential massive cyberattack timed to a soccer match in the Ukraine.

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Bank Branches: Between Digital Transformation and Uncertainty

Bank Innovation

The changing bank branch is a twofold story of innovation and closures. The physical bank branch is by no means dead, but is trending toward consolidation or closure, as in the case of Iberia Bank in Louisiana. Earlier this week, the regional bank announced the closure of 22 branches.

FSS Toggle

Mobile Payments Today

Instant Card Control at Your Fingertips

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Hangzhou bets for blockchain and looks for the next Alibaba

Daily Fintech

Li Xiaolai, the Chinese cryptocurrency celebrity has just gained a new title for himself a month ago – founding partner of Grand Shores Capital. Why is it special? Because it is jointly funded by Hangzhou Yuhang District Government, Future Sci-Tech City Management Commission and Tunlan Investment.

Things worth reading: 25th May 2018

Chris Skinner

Things we’re reading today include … Amazon can go big in finance but is unlikely to open a bank, Goldman says Bank ready to act if UK faces disorderly Brexit, Mark Carney says The World’s Most Profitable Banks Can Be Found in India Trump signs the biggest rollback of bank … The post Things worth reading: 25th May 2018 appeared first on Chris Skinner's blog. Reading


European Banks Want More Regulation Of Large Tech Companies


Some of the biggest banks in Europe are urging regulators to increase oversight of large technology companies that are moving into the financial services market. The Financial Times , citing some of the banks, reported that the new open banking rules that require European Union lenders to provide account access of customers to third parties has resulted in concerns on the part of bankers that Chinese and U.S.

Payments Competition Heats Up as Adyen Confirms IPO

Bank Innovation

The payments technology space just keeps getting hotter. Last week, U.S. payments business PayPal bought iZettle, while today Dutch payments platform Adyen confirmed its plans to go public. These significant moves confirm that the large players in the space are getting larger.

Survey Reveals Variations in Card Use at Unattended Terminals | Kiosks | POS | Meters | Vending

Mobile Payments Today

This infographic looks at the results of a survey, commissioned by TNS, which explores the attitudes to and willingness of adults to make card payments at a variety of unattended terminals. Download for insights into willingness to buy food/drink, clothing and electronics, as well as acceptance of a charge to make a card payment

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84 banks announce IMM eSign integration

The Paypers

(The Paypers) US-based eSignature platform IMM has announced that 84 banks have recently adopted IMM eSign

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The Finanser’s Week: 14th May 2018 – 20th May 2018

Chris Skinner

The main blog headlines are … Big bank thinking and the danger of the technology testing hole Building on Friday’s blog about small bank thinking, there’s another anomaly that occurs with big banks which is their usual response to technology is to test it. The problem with testing technology is … The post The Finanser’s Week: 14th May 2018 – 20th May 2018 appeared first on Chris Skinner's blog. Blog Index Grid Reading

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TRENDING: Can Crowdshipping Solve Delivery’s Last Mile?


Whether it’s buying the latest fitness wristband or a smart toy for the toddler, it can often be like wrestling between the desire to pick up on the latest trend or waiting to see its demand and security issues play out in the news.

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