Trending Articles

Visa Accelerates Tokenization Of Credentials On File For Digital Payments


Visa announced today the commercial expansion of its Visa Token Service for “credential-on-file token requestors.”

Customer intelligent marketing is not a scary thing

Chris Skinner

I grew up as a marketing guy. My first career roles were in marketing. I was trained by Kotler and Drucker, and still hold true to first principles of marketing: the 4 P’s or, if you’re not a marketing person, product, price, place and promotion.

Open Banking has arrived, whether you like it or not

Chris Skinner

Ten years ago, I was presenting the concept of Banking-as-a-Service, with the idea that I could find a wide range of plug-and-play software in a cloud-based marketplace, and build my own bank by bringing these pieces of code together into an easy-to-use banking service.

Your everything IBM at Sibos guide

Insights on Business

The Sibos conference in Sydney is less than a week away. It’s time to pack those bags and hop on a plane. While you’re planning, make sure to book some time with IBM.

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This ICU Day, Let’s Aim for Engagement!

Credit Union Geek

I’m a huge fan of the credit union mission and all it contributes to our communities. You’d know that if you’ve read more than a few lines of any previous post. Of course, you’d also know that I’m not afraid to call out things when they could be improved. On that note, I have just […].

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Leveraging digital wallets to tap into revenue opportunities

Mobile Payments Today

A recent study conducted by ath Power Consulting revealed that banks and credit unions are the most favored providers of digital payment services. How can financial institutions capitalize on it

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Fraudsters Prize Payment Via iTunes, Walmart Gift Cards


A new report from the Federal Trade Commission (FTC) says that fraudsters are increasingly requesting to be paid with gift cards, with some even asking for certain brands such as Google Play and iTunes gift cards.

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More Trending

Transforming payments and creating new value chains with open banking

Insights on Business

Open banking at its core is about empowering the end customers as the owners of their data and enabling organizations to work together — through APIs — creating new value chains to produce better products and services. It is that simple.

Blockchain, Inc: A Look At The Ownerless Company Of Tomorrow

CB Insights

It’s no secret that everyone from small startups to m ajor corporations is jumping on the blockchain trend.

Carrier billing in 2018: Middle East & North Africa

Mobile Payments Today

This market report gives an overview of the mobile payments landscape of the Middle East and North Africa. It covers 10 markets where Fortumo has coverage. These markets are (by population): Egypt, Turkey, Algeria, Iraq, Morocco, Saudi Arabia, Tunisia, United Arab Emirates, Kuwait and Bahrain

Mastercard Will No Longer Require Signatures On Cards, Receipts


Mastercard, the payments company, announced on Thursday (Oct. 18) that cardholder signatures will now be optional for the back of credit cards and receipts. In a press release , Mastercard said it is making the changes due to advancements in technology and security.

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Capitalizing on Open Banking as a catalyst for digital transformation

Insights on Business

There’s a new normal in financial services. Regulations such as the second payment services directive (PSD2) and the Open Banking project spearheaded by the UK’s Competition and Market Authority (CMA) are driving disruption in the banking value chain.

21 Lessons From Jeff Bezos’ Annual Letters To Shareholders

CB Insights

Today, Amazon is a hugely successful, precedent-breaking company. The online bookseller didn’t turn a profit for six years — today, it’s the second publicly traded company ever to hit a $1T market cap. GET THE 64-PAGE AMAZON strategy REPORT.

Crowdfunding, investing, & listing – DESICO for STOs

Daily Fintech

Interesting times! I am not referring to politics but financial markets both the traditional stakeholders and the disruptors. From Roubini lashing out on the crypto ecosystem, to Morgan Stanley gearing up to trade crypto derivatives, and Circle buying crowdfunding and broker-dealer Seedinvest.

Menswear Brands Get An Online Spotlight With Deal-Of-The-Day Platforms


Small menswear brands, even some that are considered to be medium or large, might face a challenge when it comes to marketing: How do they get in front of consumers?

Banks can learn from airlines

Chris Skinner

The CEO of Australian bank Westpac says that we could all learn something from the airline industry. I agree, so here’s a learning story from United Airlines. Last week, I was having a moan on twitter about them.

Money — and cloud transformation — never sleeps

Insights on Business

A leading financial services institution knew its cloud transformation execution wasn’t hitting on all cylinders. The CIO had made modest gains in cloud adoption, using virtual machines in the data center and some off-premise cloud platform services for customer engagement.

Consumers Would Be Comfortable Using Google or Apple For Taking Out Loans, Survey Finds

Bank Innovation

Banks need not fear large technology companies like Google or Apple taking their business.

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Strategic Decisions Impact Data Breach Protection | POS | Security | Trends | Retail | Customer Experience Strategy

Mobile Payments Today

This infographic looks at some of the strategic considerations and concerns present today regarding data breach protection, including how time is critical, why some firms do not deploy data security measures and what the biggest threats are. Download your copy now

Tipalti On Automating The Yin And Yang Of B2B Payments


Call it the yin and yang of B2B payments — inseparable and contradictory opposites. Buyers want to hang onto payables, saving cash in the till until the very last minute. Suppliers, of course, want to collect on receivables outstanding, getting cash into accounts for goods and services provided.

Things worth reading: 19th October 2018

Chris Skinner


Know Your Country: Keeping pace with the sanctions tsunami

Insights on Business

During the last few months, the current U.S. administration has repeatedly utilized economic sanctions to further its foreign policy objectives.

LOS Automation Allows Kings Federal Credit Union to Lend Large

CU Direct

When credit union executives think of liquidity management tools, loan origination software isn’t typically the first thing that comes to mind. But that’s exactly how Kings Federal, a SEG-based credit union in Hanford, Calif., is using CU Direct’s Lending 360 loan origination system (LOS).

Suddenly, Everyone’s Focused On Cybersecurity

CB Insights

Keeping enterprise data secure is one of the biggest challenges corporations now face. Corporations increased the number of times they mentioned cybersecurity on earnings calls nearly three-fold since 2014, according to CB Insights data.

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Worldpay Finds Contactless Payments Surpass Chip, Pin Card Purchases


Worldpay, the payment technology company, announced Tuesday (Oct. 16) that for the first time, contactless payments have become more popular than chip and pin card purchases when paying in-store in the U.K.

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11:FS launches Banking-as-a-Service

Chris Skinner

I don’t normally share press releases or advertorial, because this is my blog and it’s meant to be neutral and independent, but I have a stake in 11:FS and so this is different.

Don’t miss these IBM sessions at Money20/20

Insights on Business

As we head into Money20/20 next week, I want to make sure you are aware of the best ways to engage with IBM at the conference.

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Member Business Lending is Much More Than That

CU Direct

Across the United States, small business is anything but “small” business. According to the U.S. Small Business Administration (SBA), small businesses (defined as businesses with fewer than 500 employees) account for over 99% of all American businesses and close to sixty million employees.

Would Your Customers Switch to the Bank of Amazon?

Bank Innovation

It's safe to say most of the financial services world is curious to know if and when a "Bank of Amazon" will become a reality. The question banks are perhaps most anxious about is how will this impact their customer base? Should they be worried about customer attrition?

How Much Of The Consumer’s Paycheck Goes To Amazon?


In 2009, consumers first coined the term “Whole Paycheck” as a tongue-in-cheek way to describe the sticker shock many felt when looking at their receipts after a shopping trip to Whole Foods. Whole Foods is, of course, the organic grocery chain that Amazon bought for $13.7 billion in June 2017.

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Things worth reading: 16th October 2018

Chris Skinner

Disrupting Trick-Or-Treat: 80+ Investor-Backed Candy Brands Taking On Halloween

CB Insights

From costumes to decorations, spending on Halloween in the United States is projected to reach $9B in 2018. Candy alone is projected to reach $2.6B in sales. While M&Ms, Hersheys, and Twix dominate Halloween candy sales, old and new players are reinventing the candy experience for consumers.

Lending 360 Upgrades Southwest Airlines FCU’s Lending Experience to First Class

CU Direct

New technology systems always make at least some employees feel apprehensive. That’s understandable; most people don’t like change. The $555 million Southwest Airlines FCU kept this in mind as it prepared to launch the Lending 360 loan origination system (LOS) two years ago.

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How learning processes in Artificial intelligence (AI) can improve business decisions


In today’s IT world, everything is about being fast, flexible and efficient. We work agile, build prototypes and use fast-scaling adoptive cloud infrastructure.

Venmo Raises Rate For Instant Transfers


Venmo , the digital payment unit of PayPal , has raised the fee for instant transfers when moving money from their account to a traditional bank account, according to reports.

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Things worth reading: 15th October 2018

Chris Skinner

HSBC Bank USA to Launch Roboadvisor

Bank Innovation

HSBC Bank USA will join the likes of Betterment, and Acorns by stepping into roboadvisor territory. For the task, HSBC has tapped Providence, R.I.-based