Trending Articles

How Applebee’s Sees Digital Ordering Shaping Casual Dining


“Fast” and “on the go” aren’t just the buzzwords of QSRs anymore. Even casual dining restaurants are hopping on the mobile ordering bandwagon.

Fintech Unfiltered: N26 Decides Against Banking License for U.S. Launch [PODCAST]

Bank Innovation

Should fintech companies with banking ambition get a license or partner with a bank for one? This is an important distinction for a challenger bank, almost an existential question. Berlin, Germany-based challenger bank N26, which has a banking license in Europe, has decided to go with the partnership route for the license in the U.S., […].

Metro 100

Big Or Small, Pharmacy Success Often Equates To Offering Convenience


In the pharmacy business, convenience is often seen as the key to success. Industry giants like CVS Health, Walgreens and Express Scripts, Inc. have become household names, enabling more than 50 percent of prescription drug sales in the U.S.

Online 218

Get Ready for the Bank of the Gig Economy

Bank Innovation

PREMIUM — What do Under Armour and Apple’s Beats by Dre have in common? Talent has been recruited from both companies to kick-start a bank that’s a non-bank. “We We don’t want to call ourselves a 'bank'; we want to be called Cogni,” said Archie Ravishankar CEO of Cogni.

Apple 157

Evolution through digital reinvention in banking

Insights on Business

Today’s banking systems evolved from the first merchants bartering and carrying goods between early villages and towns. From there, banking expanded across the world in the form of lenders supporting trade across the Silk Road in ancient Greece, the Roman Empire, and the Han Dynasty.

More Trending

Blockchain-based instant Messaging Might be the Next Cool Thing

Daily Fintech

After the alleged Facebook – Cambridge Analytica scandal, people are getting increasingly concerned regarding the malicious use of their personal data.

A closer look behind Sweden's cashless crusade

Mobile Payments Today

Sweden's apparent move toward becoming the planet's first cashless state is clearly neither accidental nor simply the outcome of choices made by the Swedish public


Who has the best digital offer in the UK: challenger or big banks?

Chris Skinner

I just found a really interesting analysis of the state of mobile banking in the UK which, if you bear in mind has lots of new challenger banks, makes for interesting reading about features and functionality of Monzo versus N26 versus Starling versus Atom and so on. It’s almost as … The post Who has the best digital offer in the UK: challenger or big banks? appeared first on Chris Skinner's blog. Digital Bank Grid Numbers

NEW REPORT: Can Digital Escrow Drive Big-Ticket eCommerce?


It’s easy for consumers to buy just about anything online these days. But big-ticket items – such as used vehicles, agricultural equipment and valuable artwork – require more than a point and a click to add an item to a digital shopping cart.

Report 169

Credit Unions Move (Slowly) Toward Zelle

Bank Innovation

PREMIUM - Millennials have Venmo, banks have Zelle, but what’s the P2P payments preference for credit unions? It’s not that credit unions cannot connect to the bank-backed (and bank-owned) payments system that is Zelle.

Blockchain Found a Shortcut to the Universal Sharing Economy


Today, we have the liberty to source an apartment space globally, with AirBnB, or to find a qualified person for manual labor via TaskRabbit. In spite of this accessibility, there are still gaping inefficiencies for users of these systems.

Mobile Wallet Comparison Guide 2018: NFC smartphone payments stall

Mobile Payments Today

Mobile Payments Today Editor Will Hernandez previews the latest guide from Networld Media Group

Bank reincarnation: the best way to become a digital bank

Chris Skinner

There was an interesting discussion at #Money2020 about Business Reincarnation. It’s a rather dramatic term, especially if you don’t believe in reincarnation, but it does help visualise the idea. Like a Phoenix from the ashes, a bank needs to die and reincarnate itself to survive this digital revolution. This theme … The post Bank reincarnation: the best way to become a digital bank appeared first on Chris Skinner's blog. Digital Bank Future Grid Innovation Opinion

ISVs And Future-Proofing Payments Integrations


If one thing is certain about the future, it’s that nothing can be certain – so it’s best to be prepared for everything. But when it comes to payments technology, that can be easier said than done.

Starling Is the U.K.’s First Bank to Offer Google Pay In-App [VIDEO]

Bank Innovation

Mobile-only challenger bank Starling announced last week that Google Pay has been added to their mobile app for Android. Users can establish an account in-app, within minutes. They can also link a Starling debit card and start spending before the card even arrives. Starling is the first U.K.

Video 152

ICOs Have Raised Billions — But Now VCs Are Swooping In

CB Insights

Bypassing the skepticism and more onerous process of traditional VC financing, blockchain teams raised more than $18B over the past year through initial coin offerings (ICOs), often with little more than a white paper.

Who is Driving Adoption of Card Payments at Unattended Terminals? | New Report | Mobile | Wearables | Digital Wallets | Trends | Survey

Mobile Payments Today

70% of consumers want unattended terminals to accept both card and cash payments, and a significant number are willing to use wearable devices or digital wallets at these locations. Download our new report, which highlights the key findings of an independent survey TNS commissioned into non-cash payments at unattended terminals

Survey 100

(Some) Big Bank CEOs believe that banks must reincarnate or die

Chris Skinner

It’s interesting to hear bank CEOs talking about the threat of technology to their business, and the fact that more and more CEOs are talking about it. Jamie Dimon and Francisco Gonzalez of JPMorgan and BBVA were the first to start the call to action five years ago. Jamie talked … The post (Some) Big Bank CEOs believe that banks must reincarnate or die appeared first on Chris Skinner's blog. Digital Bank Fintech Future Grid Opinion

Chubb And Sure To Offer Ride-Hailing Passengers Insurance


Chubb, the insurance company, has partnered up with Sure Inc., a startup, to sell insurance to users of ride-hailing apps including Uber. The Wall Street Journal reported that Sure has created a product that gives passengers of ride-hailing apps accident and death coverage on a per-day basis. The insurance can be purchased on demand via a mobile app and will protect the passenger from any injuries he or she received while in the vehicle.

Where is PayU Headed? Follow the Money

Bank Innovation

Emerging markets payments platform PayU is building an in-house data science team. The company’s latest rounds of investment and acquisitions pointed to something big, and this seems to be part of it.

The Future Of Housing: From Home Building To City Planning, Tech Giants & Startups Are Reimagining Where & How We Live

CB Insights

Technology companies have infiltrated the home. Smart home products and personal digital assistants sit on our coffee tables. We can use mobile apps and voice commands to control our lighting, temperature, and home security.

FSS Risk Analytics As-a-Service

Mobile Payments Today

With growth in omni-channel payments, avenues for fraud are growing FSS Risk Analytics As-A-Service incorporates, machine learning and event correlation to proactively contain risk

The Amazonisation of Banking

Chris Skinner

Last week, our good friend Dave Birch posted a great blog about the Amazonisation of Banking, most of which I agreed with. So I asked Dave if I could repost it here and he said “yes, of course” Thanks Dave. Enjoy! The Amazonisation of Banking… …is very different from Amazon being … The post The Amazonisation of Banking appeared first on Chris Skinner's blog. Case Studies Digital Bank Grid Technology

TRENDING: An Inside Look At Applebee’s Mobile Order Ahead Strategy


From QSRs to casual dining operations, restaurants are tapping into mobile ordering to capture busy customers with no time to dine in.

Banks Embrace Conservative Use of Social Media in Wake of Data Scandals

Bank Innovation

PREMIUM —Banks appear to have recoiled from the deep, detailed use of social media data in their marketing. One taking a conservative approach is U.S. Bank tends to be more conservative than most banks, which can be frustrating for markets,” said U.S.

Android of the Auto Industry? How Baidu May Race Ahead Of Google, Tesla, And Others In Autonomous Vehicles

CB Insights

Baidu has become the “dark horse” in the autonomous vehicle arms race. In an effort to play catch up to frontrunners in the US and gain an edge on emerging players in China, Baidu has taken a novel approach to developing self-driving software. LIVE briefing: DISRUPTING THE CAR.

Chargeback Resource Guide

Mobile Payments Today

When a cardholder sends a chargeback dispute to their bank, they are requesting that the cost of a transaction on their credit statement to be refunded to them. This is because they believe the transaction is invalid

Things worth reading: 12th June 2018

Chris Skinner

Things we’re reading today include … Indian billionaire ‘on the run over a alleged bank fraud’ seeks asylum in Britain Bank of Chile trading down after hackers rob millions in cyberattack Blockchain Cannot Yet Support Financial Market Infrastructure Fintech threatens to eclipse banks that do not adapt digitally HSBC’s new … The post Things worth reading: 12th June 2018 appeared first on Chris Skinner's blog. Reading

FBI Arrests 74 People For Business Email Compromise Scams


Federal authorities including the Department of Justice and the FBI announced Monday (June 11) that law enforcement arrested 74 people in the U.S. and overseas for engaging in international business email compromise schemes aimed at intercepting and stealing wire transfers from individuals and businesses.

The Facebook Files: HUD Investigation Into Facebook Data Practices Appears to Continue

Bank Innovation

The Department of Housing and Urban Development’s investigation into data usage at Facebook related to housing and financial services advertising appears to continue, despite signs that it had been halted earlier this year.

Data 149

Russian banks are trailing Bitcoin and crypto portfolios

The Paypers

(The Paypers) Two of Russia’s largest banks have announced piloting cryptocurrency portfolios for their private clients, CoinDesk cited the Kommersant newspaper

Microsoft’s Xbox Fortifies Gaming Empire With Recent Acquisitions And Product Developments

CB Insights

Each year, game developers, console manufacturers, and industry enthusiasts gather in Los Angeles for the annual Electronic Entertainment Expo, known popularly as E3. At the event, the best developers and manufacturers showcase their upcoming products.

The Finanser’s Week: 11th June 2018 – 17th June 2018

Chris Skinner

The main blog headlines are … Bank reincarnation: the best way to become a digital bank There was an interesting discussion at #Money2020 about Business Reincarnation. It’s a rather dramatic term, especially if you don’t believe in reincarnation, but it does help visualise the idea. Like a Phoenix from the … The post The Finanser’s Week: 11th June 2018 – 17th June 2018 appeared first on Chris Skinner's blog. Blog Index Grid Reading

The Mobile Magic Of Summer Vacation


Summer means all kinds of things: trips to the beach, visits to national parks, road trips and, of course, Disneyland — the classic.

Mobile 130