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Visa Accelerates Tokenization Of Credentials On File For Digital Payments
PYMNTS
OCTOBER 17, 2018
Visa announced today the commercial expansion of its Visa Token Service for “credential-on-file token requestors.”
Trending Articles
Customer intelligent marketing is not a scary thing
Chris Skinner
OCTOBER 19, 2018
I grew up as a marketing guy. My first career roles were in marketing. I was trained by Kotler and Drucker, and still hold true to first principles of marketing: the 4 P’s or, if you’re not a marketing person, product, price, place and promotion.
Open Banking has arrived, whether you like it or not
Chris Skinner
OCTOBER 17, 2018
Ten years ago, I was presenting the concept of Banking-as-a-Service, with the idea that I could find a wide range of plug-and-play software in a cloud-based marketplace, and build my own bank by bringing these pieces of code together into an easy-to-use banking service.
Your everything IBM at Sibos guide
Insights on Business
OCTOBER 17, 2018
The Sibos conference in Sydney is less than a week away. It’s time to pack those bags and hop on a plane. While you’re planning, make sure to book some time with IBM.
This ICU Day, Let’s Aim for Engagement!
Credit Union Geek
OCTOBER 17, 2018
I’m a huge fan of the credit union mission and all it contributes to our communities. You’d know that if you’ve read more than a few lines of any previous post. Of course, you’d also know that I’m not afraid to call out things when they could be improved. On that note, I have just […].
Leveraging digital wallets to tap into revenue opportunities
Mobile Payments Today
OCTOBER 16, 2018
A recent study conducted by ath Power Consulting revealed that banks and credit unions are the most favored providers of digital payment services. How can financial institutions capitalize on it
Fraudsters Prize Payment Via iTunes, Walmart Gift Cards
PYMNTS
OCTOBER 17, 2018
A new report from the Federal Trade Commission (FTC) says that fraudsters are increasingly requesting to be paid with gift cards, with some even asking for certain brands such as Google Play and iTunes gift cards.
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Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
More Trending
Transforming payments and creating new value chains with open banking
Insights on Business
OCTOBER 15, 2018
Open banking at its core is about empowering the end customers as the owners of their data and enabling organizations to work together — through APIs — creating new value chains to produce better products and services. It is that simple.
Blockchain, Inc: A Look At The Ownerless Company Of Tomorrow
CB Insights
OCTOBER 18, 2018
It’s no secret that everyone from small startups to m ajor corporations is jumping on the blockchain trend.
Carrier billing in 2018: Middle East & North Africa
Mobile Payments Today
OCTOBER 17, 2018
This market report gives an overview of the mobile payments landscape of the Middle East and North Africa. It covers 10 markets where Fortumo has coverage. These markets are (by population): Egypt, Turkey, Algeria, Iraq, Morocco, Saudi Arabia, Tunisia, United Arab Emirates, Kuwait and Bahrain
Mastercard Will No Longer Require Signatures On Cards, Receipts
PYMNTS
OCTOBER 18, 2018
Mastercard, the payments company, announced on Thursday (Oct. 18) that cardholder signatures will now be optional for the back of credit cards and receipts. In a press release , Mastercard said it is making the changes due to advancements in technology and security.
Capitalizing on Open Banking as a catalyst for digital transformation
Insights on Business
OCTOBER 16, 2018
There’s a new normal in financial services. Regulations such as the second payment services directive (PSD2) and the Open Banking project spearheaded by the UK’s Competition and Market Authority (CMA) are driving disruption in the banking value chain.
21 Lessons From Jeff Bezos’ Annual Letters To Shareholders
CB Insights
OCTOBER 16, 2018
Today, Amazon is a hugely successful, precedent-breaking company. The online bookseller didn’t turn a profit for six years — today, it’s the second publicly traded company ever to hit a $1T market cap. GET THE 64-PAGE AMAZON strategy REPORT.
Crowdfunding, investing, & listing – DESICO for STOs
Daily Fintech
OCTOBER 15, 2018
Interesting times! I am not referring to politics but financial markets both the traditional stakeholders and the disruptors. From Roubini lashing out on the crypto ecosystem, to Morgan Stanley gearing up to trade crypto derivatives, and Circle buying crowdfunding and broker-dealer Seedinvest.
Menswear Brands Get An Online Spotlight With Deal-Of-The-Day Platforms
PYMNTS
OCTOBER 16, 2018
Small menswear brands, even some that are considered to be medium or large, might face a challenge when it comes to marketing: How do they get in front of consumers?
Banks can learn from airlines
Chris Skinner
OCTOBER 15, 2018
The CEO of Australian bank Westpac says that we could all learn something from the airline industry. I agree, so here’s a learning story from United Airlines. Last week, I was having a moan on twitter about them.
Money — and cloud transformation — never sleeps
Insights on Business
OCTOBER 12, 2018
A leading financial services institution knew its cloud transformation execution wasn’t hitting on all cylinders. The CIO had made modest gains in cloud adoption, using virtual machines in the data center and some off-premise cloud platform services for customer engagement.
Consumers Would Be Comfortable Using Google or Apple For Taking Out Loans, Survey Finds
Bank Innovation
OCTOBER 18, 2018
Banks need not fear large technology companies like Google or Apple taking their business.
Strategic Decisions Impact Data Breach Protection | POS | Security | Trends | Retail | Customer Experience Strategy
Mobile Payments Today
OCTOBER 17, 2018
This infographic looks at some of the strategic considerations and concerns present today regarding data breach protection, including how time is critical, why some firms do not deploy data security measures and what the biggest threats are. Download your copy now
Tipalti On Automating The Yin And Yang Of B2B Payments
PYMNTS
OCTOBER 15, 2018
Call it the yin and yang of B2B payments — inseparable and contradictory opposites. Buyers want to hang onto payables, saving cash in the till until the very last minute. Suppliers, of course, want to collect on receivables outstanding, getting cash into accounts for goods and services provided.
Know Your Country: Keeping pace with the sanctions tsunami
Insights on Business
OCTOBER 17, 2018
During the last few months, the current U.S. administration has repeatedly utilized economic sanctions to further its foreign policy objectives.
LOS Automation Allows Kings Federal Credit Union to Lend Large
CU Direct
OCTOBER 18, 2018
When credit union executives think of liquidity management tools, loan origination software isn’t typically the first thing that comes to mind. But that’s exactly how Kings Federal, a SEG-based credit union in Hanford, Calif., is using CU Direct’s Lending 360 loan origination system (LOS).
Suddenly, Everyone’s Focused On Cybersecurity
CB Insights
OCTOBER 18, 2018
Keeping enterprise data secure is one of the biggest challenges corporations now face. Corporations increased the number of times they mentioned cybersecurity on earnings calls nearly three-fold since 2014, according to CB Insights data.
Worldpay Finds Contactless Payments Surpass Chip, Pin Card Purchases
PYMNTS
OCTOBER 16, 2018
Worldpay, the payment technology company, announced Tuesday (Oct. 16) that for the first time, contactless payments have become more popular than chip and pin card purchases when paying in-store in the U.K.
11:FS launches Banking-as-a-Service
Chris Skinner
OCTOBER 17, 2018
I don’t normally share press releases or advertorial, because this is my blog and it’s meant to be neutral and independent, but I have a stake in 11:FS and so this is different.
Don’t miss these IBM sessions at Money20/20
Insights on Business
OCTOBER 16, 2018
As we head into Money20/20 next week, I want to make sure you are aware of the best ways to engage with IBM at the conference.
Member Business Lending is Much More Than That
CU Direct
OCTOBER 18, 2018
Across the United States, small business is anything but “small” business. According to the U.S. Small Business Administration (SBA), small businesses (defined as businesses with fewer than 500 employees) account for over 99% of all American businesses and close to sixty million employees.
Would Your Customers Switch to the Bank of Amazon?
Bank Innovation
OCTOBER 12, 2018
It's safe to say most of the financial services world is curious to know if and when a "Bank of Amazon" will become a reality. The question banks are perhaps most anxious about is how will this impact their customer base? Should they be worried about customer attrition?
How Much Of The Consumer’s Paycheck Goes To Amazon?
PYMNTS
OCTOBER 15, 2018
In 2009, consumers first coined the term “Whole Paycheck” as a tongue-in-cheek way to describe the sticker shock many felt when looking at their receipts after a shopping trip to Whole Foods. Whole Foods is, of course, the organic grocery chain that Amazon bought for $13.7 billion in June 2017.
Disrupting Trick-Or-Treat: 80+ Investor-Backed Candy Brands Taking On Halloween
CB Insights
OCTOBER 15, 2018
From costumes to decorations, spending on Halloween in the United States is projected to reach $9B in 2018. Candy alone is projected to reach $2.6B in sales. While M&Ms, Hersheys, and Twix dominate Halloween candy sales, old and new players are reinventing the candy experience for consumers.
Lending 360 Upgrades Southwest Airlines FCU’s Lending Experience to First Class
CU Direct
OCTOBER 18, 2018
New technology systems always make at least some employees feel apprehensive. That’s understandable; most people don’t like change. The $555 million Southwest Airlines FCU kept this in mind as it prepared to launch the Lending 360 loan origination system (LOS) two years ago.
How learning processes in Artificial intelligence (AI) can improve business decisions
Dataconomy
OCTOBER 14, 2018
In today’s IT world, everything is about being fast, flexible and efficient. We work agile, build prototypes and use fast-scaling adoptive cloud infrastructure.
Venmo Raises Rate For Instant Transfers
PYMNTS
OCTOBER 14, 2018
Venmo , the digital payment unit of PayPal , has raised the fee for instant transfers when moving money from their account to a traditional bank account, according to reports.
HSBC Bank USA to Launch Roboadvisor
Bank Innovation
OCTOBER 17, 2018
HSBC Bank USA will join the likes of Betterment, and Acorns by stepping into roboadvisor territory. For the task, HSBC has tapped Providence, R.I.-based
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