PYMNTS

SEPTEMBER 18, 2018

Sixty years ago today (Sept. 18), a San Francisco startup launched by sending roughly 60,000 credit cards to consumers living in northern California. This startup was a bank, and its innovation was a single card that could be used by consumers to purchase things on credit from many different merchants. The card eliminated the need for consumers to establish credit with multiple merchants, then carry multiple cards issued by each of those merchants to pay for purchases over time.

San Francisco 159

San Francisco Payments California America 159

Chris Skinner

SEPTEMBER 17, 2018

I received a really interesting report from the law firm DLA Piper last week.

cryptocurrency 153

cryptocurrency Report Marketing Digital Banking 153

Chris Skinner

SEPTEMBER 12, 2018

I recently did an interview with my American friend Jim Marous over on The Financial Brand. It’s a good interview so I thought I would post my answers here. Feel free to comment!

Branding 204

Branding Digital Banking Fintech 204

Insights on Business

SEPTEMBER 17, 2018

Banks and financial services continually face growing demands to improve customer experience.

Management 130

Management Video Data Analytics 130

Bank Innovation

SEPTEMBER 13, 2018

Mastercard announced a new B2B payments platform for merchants yesterday, built using Microsoft Azure, the software company's cloud computing service.

Software 200

Software Payments Company America 200

Insights on Business

SEPTEMBER 12, 2018

IBM RegTech Innovations. Riddle me this?

Las Vegas 141

Las Vegas Los Angeles Nevada Payments 141

Bank Innovation

SEPTEMBER 17, 2018

The advent of AI technology, with innumerable use cases for financial services, will also have a great impact on cost savings and output for companies. By 2030 the global growth rate for use of automation technology in companies, including fintech and financial services, will stand at 15%.

Study 152

Study Technology Company Innovation 152

Mobile Payments Today

SEPTEMBER 13, 2018

Suresh Ramamurthi, chairman and CTO of CBW Bank, opened the annual Bank Customer Experience conference with a keynote speech detailing his financial institution's unique journey

Conference 122

Conference Customer Experience Digital Banking Fintech 122

PYMNTS

SEPTEMBER 18, 2018

Silver linings. Blessings in disguise. Opportunities are knocking. Pick a favorite cliché — it’s OK — and feel free to apply it to this current phase of global economic volatility.

Strategy 141

Strategy Software Risk Management Marketing 141

Insights on Business

SEPTEMBER 13, 2018

If Charles Darwin were still alive, I wonder what he would think about the evolution of banks? Once again, banks are being forced to evolve or die. And financial institutions that fail or refuse to become cognitive and digital will get left behind. It’s survival of the fittest at its finest.

Case Study 130

Case Study Customer Experience Study Security 130

Bank Innovation

SEPTEMBER 18, 2018

Bank Innovation and its sister accelerator INV Fintech are holding a meetup next week featuring two executives from USAA: Darrius Jones, VP of Innovation, and Pat Kelly, AVP Emerging Channels. The two will discuss how customer engagement will evolve as banking becomes increasingly digital.

Innovation 130

Innovation social media Online Fintech 130

Mobile Payments Today

SEPTEMBER 18, 2018

Networld Media Group, publisher of ATM Marketplace, Mobile Payments Today and World of Money, presented four awards on the evening of Thursday, Sept. 13, during a banquet held as part of the 6th annual Bank Customer Experience Summit in Chicago

Customer Experience 100

Customer Experience Chicago ATM Groups 100

Chris Skinner

SEPTEMBER 16, 2018

Bitcoin 146

Bitcoin Operations Marketing 146

PYMNTS

SEPTEMBER 18, 2018

Americans spent some $682 billion on groceries in 2017 alone. The bulk of that spending took place at brick-and-mortar grocery stores and supermarkets, but all of that is changing as consumers turn to digital channels.

Report 141

Report Trends Online Regional 141

Insights on Business

SEPTEMBER 12, 2018

IBM RegTech Innovations. Riddle me this?

Las Vegas 130

Las Vegas Los Angeles Nevada Fraud 130

Bank Innovation

SEPTEMBER 18, 2018

Ripple brought onboard National Commercial Bank Saudi Arabia to its blockchain payment network, RippleNet, the company announced yesterday. With $120 billion in assets, NCB is the second-largest financial institution in the Middle East.

Security 130

Security Company cryptocurrency Operations 130

Mobile Payments Today

SEPTEMBER 18, 2018

India is the second largest smartphone market in the world. Learn more about the digital ecosystem of the country from Fortumo's latest market report

Report 100

Report Marketing 100

Chris Skinner

SEPTEMBER 17, 2018

Things we’re reading today include … Fewer than 2pc of bank chiefs worldwide are women despite value of female executives, says IMF Why Is This Supersafe Bank Scaring the Fed?

Fintech 138

Fintech 138

PYMNTS

SEPTEMBER 14, 2018

Everyone is looking for more these days: more sales, more experiences, more commerce touchpoints, more security, more seamlessness. Consumers want faster authentication methods, buyers want to onboard more suppliers faster and businesses want more incentives to keep good employees.

Innovation 158

Innovation Retail Data Report 158

CU Direct

SEPTEMBER 17, 2018

Indirect lending provides credit unions with the unique ability to offer a convenient method of financing to members, while also having the opportunity to grow their member base.

Lending 130

Lending 130

Bank Innovation

SEPTEMBER 18, 2018

Starting today, TD Bank launched a payments solution enabling its small business customers to make and customize electronic B2B payments. The service, unveiled today, will be provided through payments company Bottomline Technologies' Paymode-X with Visa Payables Solutions.

Payments 130

Payments Company Operations Online 130

Mobile Payments Today

SEPTEMBER 17, 2018

The way we pay is changing. Consumers are now using their PC, smartphones, wearable devices and even cars to buy goods and services

Cards 100

Cards 100

Chris Skinner

SEPTEMBER 15, 2018

The main blog headlines are … Ten years since Lehmans collapsed and the GFC started It’s September 14. It’s exactly ten years since Lehman Brothers collapsed. It’s ten years since the touchpaper was lit that sparked the Global Financial Crisis (GFC).

Maine 146

Maine 146

PYMNTS

SEPTEMBER 17, 2018

Data 141

Data Analytics Tools Operations 141

CU Direct

SEPTEMBER 17, 2018

Lending is top priority for credit unions who wish to thrive in today’s market, and to do so, innovative practices are key. The faster a credit union is able to originate and approve a loan, the more loans they will fund.

Lending 130

Lending Innovation System Marketing 130

Bank Innovation

SEPTEMBER 13, 2018

Only months after launching a digital prepaid card for its corporate customers, Bank of America Merrill Lynch continues to expand its digital offerings for its corporate clients. As of today, corporate cardholders in the U.S.

America 142

America Mobile US Samsung 142

Mobile Payments Today

SEPTEMBER 17, 2018

Card-on-file is fundamental to the digital commerce ecosystem, as it facilitates the delivery of payment methods such as one-click ordering and recurring payments

Cards 100

Cards Payments 100

Chris Skinner

SEPTEMBER 13, 2018

It’s September 14. It’s exactly ten years since Lehman Brothers collapsed. It’s ten years since the touchpaper was lit that sparked the Global Financial Crisis (GFC).

Case Study 153

Case Study Study 153

PYMNTS

SEPTEMBER 17, 2018

Paper checks have long been used in the B2B industry, serving as one of the few ubiquitous payment methods in an otherwise highly fragmented market. Now, many businesses are looking to change that. Checks are still common, but given the choice, many companies would prefer to pay in a different way.

Payments 141

Payments Data Survey Fraud 141

CU Direct

SEPTEMBER 17, 2018

As credit unions continue to increase their presence in the auto lending marketplace, dealer engagement only becomes more essential.

Marketing 130

Marketing Technology Lending 130

Bank Innovation

SEPTEMBER 12, 2018

Payments giant PayPal unveiled a new feature that gives merchants realtime access to funds from completed sales. The feature, revealed today, is aptly called Funds Now. Like Uber’s Instant Pay, PayPal’s Funds Now feature gives select businesses across the U.S.,

US 142

US Video Operations Capital 142

Mobile Payments Today

SEPTEMBER 12, 2018

Research puts the top three industries targeted by malware as accommodation and food services, public administration and retail. This infographic gives key insights into how malware is being used by criminals to target the point-of-sale and how this phenomenon shows no signs of waning

Industry 100

Industry Retail Security Data 100

Chris Skinner

SEPTEMBER 12, 2018

Things we’re reading today include … U.S.

cryptocurrency 153

cryptocurrency Security US 153

PYMNTS

SEPTEMBER 13, 2018

Though much of retail has been buoyed by a rising tide of strengthened sales and renewed consumer confidence, some sellers out there continue to struggle to grab a foothold during changing times. Guitar Center, founded in 1959, is one such business. Sales have fallen off sharply in recent years, which, while a problem on its own, is compounded by the fact that brand finds itself sitting under $1 billion in outstanding debt.

Branding 158

Branding Training Resources Groups 158