Trending Articles

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An Introduction to PAPSS – Pan African Payment and Settlement System

Perficient

In existence since just July of 2019, the Pan African Payment and Settlement System (PAPSS) has in many ways surpassed the payment and settlement process of the western banking world. PAPSS enables the efficient flow of money securely across African borders to minimize risk and thereby contributing to financial integration of the African continent. PAPSS core service is provided by the PAPSS Instant Payment system (“PIP”).

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We Can Improve Your ROA – Test Us

South State Correspondent

The banking industry’s average return on assets (ROA) for Q1/25 was 1.16% – an improvement from the prior quarter and the one before that. Community banks between $100mm and $10Bn in assets recognized 1.13% ROA. Community banks are facing several primary challenges. If your community bank management team aims to improve your bank’s financial performance, then we might have an interesting proposition for you.

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4 Reasons Why You Could Be Losing Money on Exception Deposit Pricing

South State Correspondent

You set deposit pricing targets, and in veritably, you must deal with customers (and bankers) who want to exceed those targets. While this primarily occurs in certificates of deposit and money market accounts, it also occurs in savings accounts, analyzed transaction accounts, and interest-bearing transaction accounts. The question is – when do you grant an exception, and at what level?

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New survey: Fraud may be down but the stakes for financial institutions remain high

Abrigo

New survey: Fraud may be down, but the stakes for financial institutions remain high Fraud isn't only a risk to manage within financial institutions; it's quickly becoming one of the most critical tests of trust between banks and credit unions and their clients. As fraud continues to be a climbing concern at reported losses of $12.5 billion in 2024, consumer expectations for their financial institutions remain high.

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Why Tech-Forward Tax and Accounting Firms Have the Inside Track to the Future

Speaker: Joe Wroblewski, Sales Engineer Manager

Automating time-consuming manual tasks can save your firm hundreds of hours–and thousands of dollars. But it can also have longer-lasting benefits, like helping you attract and retain the next generation of CPAs, and we don’t need to tell you how important that is amid the current generational staffing crisis in the tax and accounting profession. You'll want to save your seat for this new webinar with industry expert Joe Wroblewski, where we'll explore how to: Maximize ROI with Cost-Effective Te

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JPMorgan, Amex flash new cards

Payments Dive

Skip to main content CONTINUE TO SITE ➞ Dont miss tomorrows Payments industry news Let Payments Dives free newsletter keep you informed, straight from your inbox. By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. You can unsubscribe at anytime. Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from JPMorgan, Amex flash new cards Both compa

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World’s largest banks pledged $869bn to fossil fuel firms in 2024, new report finds

TheGuardian

Two-thirds of the biggest 65 banks increased financing by $162bn from 2023 to 2024, walking back climate promises The world’s largest banks boosted the amount of financing given to fossil fuel companies last year, committing $869bn to those involved in coal, oil and gas despite the worsening climate crisis and the banks’ own, fraying, environmental commitments, a new report has found.

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Senate stablecoin bill would unleash crypto banks nationwide

American Banker

As the Senate stands poised to pass a landmark bill establishing rules for stablecoin issuers, a provision allowing state-chartered uninsured banks to operate in states without prior approval is drawing concern from observers and opposition from state regulators.

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CFPB, consumer groups clash over BNPL

Payments Dive

The battle over buy now, pay later — whether it’s helpful or hurtful to users — persists even after the Consumer Financial Protection Bureau last month withdrew its rule regulating such services.

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Banking Groups Urge Treasury to Strengthen Cybersecurity

Banking Exchange

The associations put forward recommendations after a series of major cyber incidents Risk Management Feature Feature3 Cyberfraud/ID Theft Cybersecurity Security

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Case Study: Anchor Loans Cuts Doc Prep Time by 90% with GoDocs Automation

Anchor Loans, one of the nation’s top private lenders, turned to GoDocs to modernize its document preparation process and keep pace with growing loan volume. By automating doc generation and integrating seamlessly with internal systems, Anchor Loans drastically reduced prep time and minimized risk—without adding headcount. Learn how GoDocs helped Anchor Loans begin finalizing loan packages in just minutes, enabling faster, more scalable lending with real-time compliance across 48 states.

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Bank unveils green loans plan to unlock trillions for climate finance

TheGuardian

IADB’s proposals involve lenders using public money to buy up renewable energy loans in poor countries An innovative plan to use public money to back renewable energy loans in the developing world could liberate cash from the private sector for urgently needed climate finance. Avinash Persaud, a special adviser on climate change to the president of the Inter-American Development Bank (IADB), who developed the proposals, believes the plan could drive tens of billions of new investment in the fled

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JPMorgan tests deposit token on blockchain linked to Coinbase

The Paypers

JPMorgan Chase has launched a pilot program for a token representing dollar deposits, indicating that financial institutions are venturing into digital assets.

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A Better Way to MBA for the Next Generation of Borrowers

SWBC's LenderHub

Table of Contents: Why Younger Borrowers Need Proactive Protection How our Maintenance Benefit Agreement Benefits Borrowers and Builds Loyalty A Smart Fit for Students, Families, and Future Borrowers The Bonus Advantage: GAP with ADR Protection Position Your Institution as a Partner, Not Just a Lender When it comes to building lasting relationships with your borrowers, you must think beyond the loan.

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Adyen and Booking.com: A global merchants selection framework on LPM expansion

Payments Dive

Local payment methods are outpacing traditional options. Discover how strategic payment choices are becoming revenue drivers, not just costs, for global businesses.

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Live Demo - Supercharge your Month End Close

Automation generally supercharges any process and brings its value to the forefront. See how infusing automation such as ART (our month-end close solution), into your close can get you to the next level of closing. We will share a live demo of SkyStem's solution, ART and share the key elements of month-end close automation. Through ART, we'll take a look at: What month-end close automation entails Which process steps can and should be automated Benefits of achieving process automation, and Why i

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Beyond Credit Reports: Exploring the Expanding Universe of Business Information

Trade Credit & Liquidity Management

Get ready for a front-row seat to the transformation of business information. In this episode of Credit on the Go , host David Schmidt sits down with Rich Ferrara, former Dun & Bradstreet executive and business data consultant, to unpack how digital innovation, AI, and fintech are reshaping the industry. Discover why the explosion of new data vendors and emerging use cases, from credit and supplier risk to KYC and fraud prevention, compliance, and B2B marketing, are changing how companies as

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‘We’re being attacked all the time’: how UK banks stop hackers

TheGuardian

Devastating attacks at M&S, the Co-op and Harrods highlight risks as lenders say cybersecurity is biggest expense It is every bank boss’s worst nightmare: a panicked phone call informs them a cyber-attack has crippled the IT system, rapidly unleashing chaos across the entire UK financial industry. As household names in other industries, including Marks & Spencer, grapple with the fallout from such hacks, banking executives will be acutely aware that, for them, the stakes are even higher.

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Here comes the latest race to the bottom in consumer finance

American Banker

The removal of the Consumer Financial Protection Bureau as a viable regulator has thrown the doors open to the kind of unscrupulous behavior that triggered the last major financial crisis.

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Omnichannel Banking: Meeting Customers Where They Are

ATM Marketplace

In today’s banking landscape, delivering seamless, secure, and resilient customer experiences across both digital and physical channels is no longer optional — it’s essential.

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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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Credit card bill crusade persists

Payments Dive

Sens. Dick Durbin and Roger Marshall may have lost their latest bid to win a congressional vote on the Credit Card Competition Act, via stablecoin legislation, but proponents are undeterred.

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Are Your Collection Emails Getting Results?

Trade Credit & Liquidity Management

A properly managed Accounts Receivables (AR) portfolio is essential to maintain the liquidity your company needs to sustain its business and grow. This requires efficient and effective collection practices, a well-trained staff, and some degree of process automation. Reaching out to customers by email to collect open balances is a key element in a comprehensive collection approach.

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UK bank TSB could be sold off by Spanish owner Sabadell

TheGuardian

Owner says it has received expressions of interest as it battles £9.4bn hostile approach from local rival BBVA Business live – latest updates The Spanish bank Sabadell has said it has received interest from prospective buyers of its UK division TSB, and said it would assess any firm offers it may receive. Sabadell wants to sell TSB as it battles to fend off an €11bn (£9.4bn) hostile approach from its Spanish rival BBVA.

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How JPMorgan's 'deposit token' shakes up crypto payments

American Banker

The banking giant's JPMD sounds like a stablecoin, but it isn't exactly the same thing. Here's why that matters.

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State of AI in Sales & Marketing 2025

AI adoption is reshaping sales and marketing. But is it delivering real results? We surveyed 1,000+ GTM professionals to find out. The data is clear: AI users report 47% higher productivity and an average of 12 hours saved per week. But leaders say mainstream AI tools still fall short on accuracy and business impact. Download the full report today to see how AI is being used — and where go-to-market professionals think there are gaps and opportunities.

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Podcast: Staying close to clients amid tariff-driven volatility

ABA Community Banking

Amid tariff-related volatility, how are small and midsize businesses and the banks that serve them faring? The post Podcast: Staying close to clients amid tariff-driven volatility appeared first on ABA Banking Journal.

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Tensec raises $12M to boost growth

Payments Dive

Skip to main content CONTINUE TO SITE ➞ Dont miss tomorrows Payments industry news Let Payments Dives free newsletter keep you informed, straight from your inbox. By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. You can unsubscribe at anytime. Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Dive Brief Tensec raises $12M to boost gr

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Zūm Rails partners with Western Union Canada

The Paypers

Subscribe News | Interviews | Voice of the Industry | Watch & Learn | Reports | Cross Border Ecommerce Research | Company Database | Events News Zūm Rails partners with Western Union Canada Tuesday 17 June 2025 15:15 CET | News Zūm Rails has announced its partnership with Western Union Canada in order to support real-time cross-border money movement.

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Don’t Let Your PR Go on Summer Vacation: How to Keep the Media’s Attention Throughout the Season

William Mills

Summer might be slow, but your PR shouldn’t be. While competitors are sitting on the beach and ghosting their inboxes, your brand has a golden opportunity to stand out.

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Future-Proof Your Firm: Smarter Tech for Stronger Returns & Simpler Workflows

Speaker: Joe Wroblewski, Senior Sales Engineer

Is your tech stack working for you—or are you working for it ? 🤖 In today’s world of automation and AI, technology should simplify workflows—not add complexity. Seamless integration and interconnectivity are key to maximizing productivity, optimizing workflows, and improving collaboration. Join expert Joe Wroblewski for a practical and insightful session on how you can build a smarter, more connected tech stack that drives efficiency and long-term success!