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If you’re API and you know it, block aggregators
Chris Skinner
FEBRUARY 18, 2020
I bumped into a real API marketplace the other day.
Trending Articles
Four digital banking trends to watch in 2020
Mobile Payments Today
FEBRUARY 19, 2020
In 2020 and beyond, it will critical for banks and credit unions to reevaluate their digital strategies
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LendingClub breaks ground with Radius Bank acquisition
Bank Innovation
FEBRUARY 19, 2020
LendingClub, the publicly traded digital-lending marketplace, announced Tuesday that it is acquiring Boston-based Radius Bank, which has $1.4 billion in assets and is partnered with several fintech companies.
Mastercard: Collaboration Is Key To Scaling Real-Time Payments
PYMNTS
FEBRUARY 19, 2020
With speed being the most obvious value proposition of real-time payments capabilities, it’s not difficult to imagine that corporate payers would be eager to embrace faster payments functionality in their accounts payable (AP) departments.
Using Floors On Commercial Loans
Banker to Banker
FEBRUARY 19, 2020
In our last blog, we reviewed ZIRP (zero interest rate policy) strategies deployed by various central banks. We discussed how ZIRP strategies had been deemed by many economists to be ineffective over the long-term to stimulate economic growth and stoke inflation
Things worth reading: 19th February 2020
Chris Skinner
FEBRUARY 18, 2020
Things we’re reading today include … HSBC to slash investment bank, 35,000 jobs in strategy overhaul What’s gone wrong at HSBC?
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Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
More Trending
Moody’s: I-Banks spend $72B annually to fend off fintechs
Bank Innovation
FEBRUARY 19, 2020
Global investment banks are making major digital investments to keep pace with fintechs, Moody’s Investors Service reported in a research note this week.
Financial Stability Board Calls For Current Crypto Education
PYMNTS
FEBRUARY 20, 2020
Financial Stability Board (FSB) Chair Randal Quarles has warned global financial regulators that they must accelerate the creation of a framework for cryptocurrency and other forms of digital money, Reuters reported on Wednesday (Feb.
The Benefits of Leveraging a CRM to Be More Community-Focused
Abrigo
FEBRUARY 13, 2020
Key Takeaways To better serve their community, as well as stay competitive in this fast-moving environment, savvy CFIs are carefully blending digital innovations with their hallmark relationship banking practices.
Bank Wars, Episode XX: The Rise of FinTech
Chris Skinner
FEBRUARY 16, 2020
Over the years, a few people have likened me to the Yoda of banking. Yoda is one of the most likable characters in the Star Wars franchise, but I’m not sure if I like the comparison. Yoda is seriously old, speaks in riddles and is tiny and wrinkled.
Banks embrace cash recycling, ITMs to enhance branch ops
Mobile Payments Today
FEBRUARY 14, 2020
Cash recycling and interactive teller machines are allowing banks and credit unions to create significant efficiencies at the branch level, with reduced staffing costs, increased productivity and reduced cash exposure, according to experts speaking at a panel on branch transformation at ATMIA's annual U.S. conference in Houston.
Banking startup Level enters the high-yield savings race
Bank Innovation
FEBRUARY 19, 2020
Level, a digital banking startup based in San Francisco Calif., is trying to hook customers with a 2.1% savings account annual percentage yield.
If Elected, Bloomberg To Divest Media Company
PYMNTS
FEBRUARY 19, 2020
Democratic presidential candidate Mike Bloomberg plans to sell his multibillion-dollar financial data and media company Bloomberg L.P. if he wins the presidency, The Wall Street Journal (WSJ) reported on Tuesday (Feb.
Three steps to implementing digital process automation in your bank
Accenture
FEBRUARY 18, 2020
Guest bloggers Richard Gillespie-Brown, Helen Bayliss and Nicholas Kitson explain how a bank’s centre of excellence can unlock customer and colleague value by overcoming hurdles to automating digital processes.
Banking is what we do and technology is how we do it
Chris Skinner
FEBRUARY 13, 2020
A decade ago, we talked about the financial crisis, technology, regulations and compliance.
TD Bank addresses the evolution of POS
Mobile Payments Today
FEBRUARY 13, 2020
Mike Rittler, general manager of retail card services and personal lending at TD Bank, shares his insight on trends, transformative innovation and how the 'traditional check out' experience is on its way out
WorldRemit links with Alipay on one-tap global payments to China
Bank Innovation
FEBRUARY 17, 2020
WorldRemit is partnering with Alipay to reduce friction in cross-border payment transactions. The integration allows WorldRemit customers to send money to Chinese recipients by connecting with their Alipay accounts. The service has been available since January.
POS Financing: There’s A Lending Marketplace For That
PYMNTS
FEBRUARY 19, 2020
In the roughly six decades the card networks have been powering payments at the physical and digital points of sale, it’s hard to imagine that their ubiquity wasn’t always a given. The 1.0
How Australia’s banks can rediscover lost purpose
Accenture
FEBRUARY 16, 2020
In their quest for growth, Australia’s financial services (FS) firms spent decades acquiring and merging with a range of businesses to become one-stop shops. The aim?
Things worth reading: 20th February 2020
Chris Skinner
FEBRUARY 19, 2020
Things we’re reading today include … Don’t use natwest.co.uk for online banking, Natwest bank tells baffled customer LendingClub stock down after buying a bank The Bank for International Settlements (BIS) appoints FinTech Heads in Singapore and Switzerland.
The State Of Fintech: Investment & Sector Trends To Watch
CB Insights
FEBRUARY 18, 2020
2019 saw fintech reach an inflection point on a global scale, pulling in $34.5B across 1,913 deals. REPORT HIGHLIGHTS: Q4’19 saw approximately $9.4B invested across 452 deals. Funding saw a boost from mega-rounds ($100M+) including a $1.7B
LendingClub plans to become a bank with $185M Radius buy
Bank Innovation
FEBRUARY 19, 2020
LendingClub Corp. got its start replacing old-school bankers with machines that match borrowers and investors. Almost 15 years later, it’s planning to become a bank itself.
FinTech LendingClub Buys Radius Bank For $185M
PYMNTS
FEBRUARY 18, 2020
FinTech LendingClub is purchasing Radius Bancorp for $185 million in cash and stock, according to a report by CNBC. LendingClub provides personal lending online, and it wants access to funding that is more stable and not as expensive. Radius is based in Boston and has in the neighborhood of $1.4
Regulators extend CRA comment period, bowing to congressional pressure
American Banker
FEBRUARY 19, 2020
In a sudden reversal, the OCC and FDIC said they would push back the deadline to April for groups to weigh in on the proposal to modernize the Community Reinvestment Act. FDIC OCC Maxine Waters CRA Regulatory reform Regulatory relief Joseph Otting
JUST HODL IT
Chris Skinner
FEBRUARY 17, 2020
Another day, another conference, another meeting. This time we’re chatting and talking with a group of people from banks, and I’m wearing one of my favourite new t-shirts, emblazed with the message: Just hodl it! Before taking stage, someone asked me what hodl meant. I was surprised.
Breaking Down Artificial Intelligence in Financial Service Firms
Perficient Financial Servies
FEBRUARY 19, 2020
Artificial intelligence (AI) has the ability to revolutionize a multitude of functions at financial services firms.
RBC fuses payments and messaging for business clients
Bank Innovation
FEBRUARY 17, 2020
Royal Bank of Canada is using digital money transfer service Interac to help corporate clients follow up with their customers on outstanding debts. The bank announced the feature, “Interac e-Transfer: Bulk Request Money,” last week to help clients collect payments faster.
How Ghost Kitchens Keep Digital Ordering Alive
PYMNTS
FEBRUARY 19, 2020
Speedy delivery wowed hungry consumers in the 2010s, but diners have since adjusted their desires and expectations for the coming decade.
Bloomberg tacks left on financial regulation. Should banks be worried?
American Banker
FEBRUARY 18, 2020
Years after criticizing the Dodd-Frank Act, the Democratic presidential candidate and former New York City Mayor Michael Bloomberg is now taking a page from the Elizabeth Warren playbook. Volcker Rule Election 2020 Elizabeth Warren Bernie Sanders CFPB Regulatory reform FSOC
The Finanser’s Week: 10th February 2020 – 16th February 2020
Chris Skinner
FEBRUARY 15, 2020
The main blog headlines are … Banking is what we do and technology is how we do it A decade ago, we talked about the financial crisis, technology, regulations and compliance.
Stripe Teardown: How The $35B Payments Company Plans To Supercharge Online Retail
CB Insights
FEBRUARY 13, 2020
As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years.
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