Trending Articles

Nevada Gov Sisolak Wants Blockchain-Based Cities


Nevada Gov. Steve Sisolak has laid out guidelines for technology companies to develop whole cities based on blockchain, The Wall Street Journal (WSJ) reported. Sisolak's plan entails "innovation zones" which would let new cities run their own governments based on technology.

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Four keys to boosting digital fluency (and bonus: becoming more agile)


As I introduced in my previous blog post, digital fluency is essential for banks’ performance in the near-term (to support remote and hybrid working) and long-term (to unlock the full benefit of digital transformation). But what does it look like in practice?


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Facebook Mulls 2021 Launch Of Facial Recognition Glasses With Ray-Ban


A Facebook executive confirmed that the social media giant could release facial recognition glasses this year in partnership with Luxottica , the maker of Ray-Ban, Buzzfeed reported on Thursday (Feb.

E-wallets guide for current and future trends

Mobile Payments Today

Although initially viewed mainly as an alternative to a credit or debit card for online or in-store purchases, e-wallets have now expanded out into many different areas ranging from loyalty programs to direct-carrier billing

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Realizing the Benefits of Automated Machine Learning

How are organizations using machine learning and artificial intelligence (AI) to derive business value? Renowned author and professor Tom Davenport explains the rise of automated machine learning, its benefits, and success stories from businesses that are already using it.

BNY Mellon sees a global role for banks to manage digital dollars

Payments Source

Governments are digitizing money, creating a need for banks to provide rails to connect consumers and central banks. Digital currencies BNY Mellon Cryptocurrencies

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Rebeca Romero Rainey: The power of our stories

Independent Banker

Our marketing efforts as community banks often center on the stories we tell, and they resonate because they unveil the beauty of our joint community experience. The art of storytelling began as a way to solidify cultural history and preserve details for future generations.

Europeans are skeptical about their banks. Here’s what the data tells us


After surveying over 47,000 consumers across the globe, our recently released 2020 Banking Consumer Study surfaces important consumer trends, behaviours and beliefs. As the lead for Strategy and Consulting in Europe, I wanted to narrow the scope of our research to talk specifically about the region.

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SEC heat on Ripple gives MoneyGram pause, even as digital channel grows

Payments Source

With the SEC probing Ripple, MoneyGram sidelines its partner to nurture online operations, which hit a milestone by surpassing in-store Walmart remittances in December. Remittances Earnings Ripple MoneyGram Cryptocurrencies

This Week in Fintech ending 26 February 2021

Daily Fintech

This week our experts brought you the following insights based on their experience as investors, entrepreneurs & executives.

The Best Sales Forecasting Models for Weathering Your Goals

Every sales forecasting model has a different strength and predictability method. It’s recommended to test out which one is best for your team. This way, you’ll be able to further enhance – and optimize – your newly-developed pipeline. Your future sales forecast? Sunny skies (and success) are just ahead!

Walmart Sharpens FinTech Super App Ambition, Poaches Goldman Bankers


Walmart is enlisting the help of two Goldman Sachs executives to help roll out a new FinTech startup as the retail giant gets into banking, Bloomberg reports. The executives are Omer Ismail and David Stark , the report says.

What Your Loan Pipeline Data Is Telling You

Banker to Banker

If you’re a bank that keeps a loan pipeline report, chances are you have some excellent data that will form the basis of making your bank more efficient. Of the key performance indicators (KPI), tracking length of time to close, approval rates, fall out rates and lost rates are likely on the top of your list to manage to. In this article, we look at some typical rates, what they might mean for your bank and how to improve the ever-important throughput

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Hone Your Edge: Why Digital Fluency is Key to Banking Performance


Which musical artist has had the longest-running streak at the top of the Billboard Hot 100 list? If you guessed The Beatles, Madonna or Prince, guess again. The answer: Lil Nas X. The singer-rapper holds the record with “Old Town Road.”


Zelle teams with Clearing House to speed P2P payments — and woo small banks

Payments Source

Early Warning's person-to-person payment network predicts that faster settlement through The Clearing House's Real Time Payments will enhance its appeal. Real-time payments ACH Payment processing

How to Choose an AI Vendor

This report explores why it is so challenging to choose an AI vendor and what you should consider as you seek a partner in AI.

A fight is won long before you step into the ring

Daily Fintech

Since last week, bitcoin’s price dropped over 25 percent, from a high over $58k to around $44k, as I write this post. This is its worst drop in a week, in nearly a year, since March 2020.

Square Doubles Down On Bitcoin; Generates $1.7 Billion In Crypto Revenue


At Square , it’s getting hard to separate bitcoin from dollars. The company’s fourth-quarter financials reported on Tuesday (Feb.

Market Commentary: Week of February 22, 2021

SWBC's LenderHub

Last Week: Last week was dominated by the surge in long-term interest rates and a steepening of the yield curve. The 10-year Treasury jumped 13 basis points, while the two-year remained firmly anchored.

Take care of your people to take care of your bank


Middle market banks have done so much to help their employees during the pandemic. They’ve reskilled branch workers to process PPP loans. They’ve helped call center staff transition to remote work. They’ve supported employee health and well-being. But none of this surprises me.

B2B Pocket Playbook: End-to-End Guide to Sales Enablement

Sales enablement is the strategic process of providing sales teams with the content, guidance, and mentorship needed to engage targeted buyers. It’s all about equipping sales professionals with the tools they need to put their best-selling foot forward. And if sales teams want to continuously sell better -- and faster -- their sales enablement process must have a game-winning strategy. It's time for you to start selling smarter - and hitting your sales number - with the best B2B database in the market. Get started today.

Amex offers restaurants a lifeline via National Trust for Historic Preservation

Payments Source

The organizations are working to deliver $1 million in grants to help some of the most treasured and vulnerable restaurants in the U.S. get through the pandemic. Corporate philanthropy American Express

Alt Lending Week Ending 26th February 2021

Daily Fintech

Bitcoin Plunges $10,000. Writing about lending encompasses the whole world of risk taking with other peoples money. After all what does a bank do or supposed to do? Take in deposits ie surplus money and lend it to people who need it.

State Bank Of India Joins Liink, JPMorgan’s Blockchain Network


The State Bank of India (SBI) is joining Liink , J.P. Morgan’s peer-to-peer blockchain-based data network, according to a report from The Economic Times. The partnership will help SBI increase the speed of customer transactions, including cross-border payments, and lower the costs.

Are We Reflating Yet?

SWBC's LenderHub

You can almost hear the nervous laughter reverberating across financial markets with the jump in yields on the longer end of the yield curve. Since the end of January, yields on the 10-year Treasury note have jumped over 25 basis points, blasting through the 1% barrier. Capital Markets

MLOps 101: The Foundation for Your AI Strategy

Machine Learning Operations (MLOps) allows organizations to alleviate many of the issues on the path to AI with ROI by providing a technological backbone for managing the machine learning lifecycle through automation and scalability.

The State of SBA 7(a) Lending in Fiscal 2021

Strategically Speaking

Since its origins in the early 1950s, 7(a) lending has been the flagship program of the Small Business Administration (SBA). Given the economic conditions emerging in the wake of the pandemic, 2021 is likely to be a critical year for the program and the businesses it serves. Lending

More than half of Square’s revenue now comes from bitcoin trading

Payments Source

The fintech that gave life to the mobile point of sale market is seeing that business overshadowed by the ever-rising popularity of cryptocurrency. Square Earnings Bitcoin

The Internet Of (Insured) Things Part 3: Commercial Lines

Daily Fintech

Commercial insurance plays a crucial role in global economies. It shields businesses from failure by assuming risks in production of goods and services. In USA alone, there are over seven million small businesses, ranging from construction firms to grocery stores to home-based businesses.

Digital Dollar Exploration Gets Backing From Treasury Secretary Yellen


Full steam ahead for the digital dollar — but no go for bitcoin as (widespread) transaction mechanism? Treasury Secretary Janet Yellen said at a virtual conference held Monday (Feb. 22) by the New York Times that central banks should examine creating and issuing sovereign digital currencies.

Pressure Points: How to Ensure Your B2B Pipeline Passes Inspection

This eBook highlights best practices for developing a pipeline management process that helps sales leaders and their team C.L.O.S.E (you’ll see what we mean in this eBook) more revenue through data-driven prospecting, stage analysis, and subsequent sales enablement.