Want a decent analysis of #Brexit from an EU view?

Chris Skinner

As a result, Theresa May is trying to keep the Conservative Party … The post Want a decent analysis of #Brexit from an EU view?

DocuSign Invests $15M In Seal Software For AI Contract Analysis


San Francisco-based DocuSign has invested $15 million in Seal Software , a contract discovery and analysis startup, to help with the development of artificial intelligence (AI) that can read and analyze contracts, according to reports.

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Analysis for Success

Independent Banker

This analysis should consider the purpose of accounts, actual or anticipated number and type of transaction activity in accounts, the nature of a customer’s business or occupation, a customer’s location and the types of products and services he or she uses.

Bitcoin Daily: HTC’s Exodus Blockchain Phone Now Supports Bitcoin Cash; Parsiq Offers Blockchain Data Analysis


Bitcoin BCH bitcoin Bitcoin Cash Blockchain blockchain phone crypto data analysis exodus HTC Neufund News Parsiq Retail Spencer Dinwiddie tokens What's Hot

How Faster Underwriting, Credit Analysis Unlock Faster Loan Payments


Recent Federal Reserve data indicates that 61 percent of U.S. adults do not have $400 in savings on hand to cover unexpected expenses.

Tip: Dashboard Page for CIP Account Analysis in Cloud Projects

Perficient Financial Servies

One in particular is the Dashboard Page for CIP Account Analysis. If run out of the box, the Dashboard Page for CIP Account Analysis will complete in error (summarized below): ERROR. When standing up a new Cloud Projects environment some of the analytics are not ready for prime time.

Analysis Claims $88.6M Laundered Via Crypto Exchanges


And now, in a new analysis of 2,500 suspected crypto crimes that made use of bitcoin and Ethereum, The Wall Street Journal claimed that nearly $90 million worth of reportedly criminal proceeds have gone through crypto intermediaries in a two-year period. According to its analysis, which it is said only included “a narrow slice of suspected criminal behavior,” $88.6 For years, law enforcement has feared that bitcoin could make money laundering easier.

Answering unanticipated questions: Moving from reporting to true analysis

Insights on Business

This solution gives clients the ability to ask unanticipated questions and move from reporting to true analysis. It seems like just yesterday when complying with regulation was the end goal in itself.

CECL methodology – vintage analysis application


Vintage analysis is an allowance for loan lease losses (ALLL) calculation methodology that has been suggested as being the new minimum standard for CECL compliance. If you are interested in an introduction to Vintage Analysis before looking at how it’s applied, read CECL methodology – introduction to vintage analysis. The table below illustrates the usefulness of vintage analysis as a forecasting tool.

Patent Analysis: Top US Banks Prioritize Payments

CB Insights

The post Patent Analysis: Top US Banks Prioritize Payments appeared first on CB Insights Research. Bank of America, JPMorgan Chase, and Wells Fargo are the three largest banks in the US by assets, with businesses spanning investment services, consumer banking, and merchant services.

ICC Taps Global Credit Data To Broaden Trade Risk Analysis


The addition of data from Global Credit Data will enhance that risk analysis and visibility for financial institutions (FIs) ahead of the release of the next Trade Register report, expected early next year.

The 5 Types of Data Analysis Every Financial Institution Marketer Should Know


The post The 5 Types of Data Analysis Every Financial Institution Marketer Should Know appeared first on Deluxe FI. The old saying “a picture is worth a thousand words” is no less true today than it was decades ago, even though that simple picture has been replaced by myriad types of imagery.

3 Global cash flow analysis tips


However, it is important for institutions to remain disciplined during this growth, all the way down to the global cash flow analysis of a loan. Credit analysis is more challenging with complex borrowers – those with multiple people, businesses, real estate properties, etc.

IBM Ties Analytics Into LevaData Procurement Spend Analysis


Supply chain and procurement optimization solution provider LevaData is collaborating with IBM to augment its data analytics capabilities, the firms said in a Thursday (Oct. 17) press release. Together the companies are rolling out the DirectSpend IQ solution, which deploys IBM managed services solutions with LevaData’s Cognitive Sourcing Platform.

Lending to nonprofits: Considerations for credit analysis


Therefore repayment analysis needs to be based on unrestricted funds.” Using a streamlined credit analysis for nonprofit borrowers can help provide loan officers with a more accurate assessment of creditworthiness and can consistently measure and document the risk in the borrower.

Looking at New Tech? Don’t Forget the Cost Analysis, Ally CIO Says

Bank Innovation

An old-school cost analysis will do, according to Michael Read More. Banks have been fairly active in tapping into new technologies recently, either through partnerships or with internal innovation groups.

CECL Methodology - Introduction to Vintage Analysis


According to Sageworks whitepaper, “ The Basics of Vintage Analysis ,” vintage analysis accounts for expected losses by allowing an institution to calculate the cumulative loss rates of a given loan pool and in so doing, to determine that loan pool’s lifetime expected loss experience. Vintage analysis is a method of evaluating the credit quality of a loan portfolio by analyzing net charge-offs in a homogeneous loan pool where the loans share the same origination period.

Square, Domo partner on merchant data analysis

Payments Source

Merchants with multiple Square accounts will have a new app designed to help analyze business data and trends through Square's partnership with business management company Domo. Mobile point-of-sale Payment processing Alternative acquirers Square

The power of precision: AI-driven predictive analysis versus Amazon’s HQ2 decision [Sponsored]

Bank Innovation

Making sense of massive amounts of unstructured data from news and other sources is complicated, but artificial intelligence can be leveraged to process large datasets to make intelligent predictions.

Bitcoin Daily: Venezuelan Department Stores To Launch Blockchain POS; Blockchain Analysis Firm Debuts Real-Time Fraud Alerts


And blockchain analysis firm Chainalysis announced the launch of suspicious cryptocurrency transaction alerts in Chainalysis Know Your Transaction (KYT).

2019 ATM and Self-service Software Trends and Analysis

ATM Marketplace

Download the 2019 edition of the ATM and Self-Service Software Trends report. Now in its 12th edition, our study again finds the ATM industry in a state of flux

Upload data quickly from QuickBooks Online for financial analysis, valuations


Sageworks’ users can set automatic data refreshes to keep client information up to date, and they can set up an automated narrative financial analysis report to be emailed to them every month for each client using QuickBooks Online, making it easier to share the insight and analysis with the client.

Trend analysis within your Watch List


A trend analysis for the Watch List may be analyzed on a variety of fronts including. A standard component of monthly board meetings is an update on the performance and volume of the institution’s Watch List, the group of adversely classified loans under close supervision due to past nonperformance.

Integrating political analysis into portfolio risk calculations


“Political risk? ” With the global economy continuing to grow steadily without evidence of a strong upsurge in inflation, recent market corrections have increasingly been driven by concerns about political developments. Whether these appear in the form of a tweet from the US

Data Analysis and Machine Learning Causing Evolution in Direct Marketing


The post Data Analysis and Machine Learning Causing Evolution in Direct Marketing appeared first on Deluxe FS. Marketing Insights data analysis Direct Mail Direct Marketing machine learning Trends

[LIVE WEBINAR]: 2019 ATM and Self-service Software Trends and Analysis

ATM Marketplace

Date: September 12th, 2019 | Time: 2:00 PM EST | Duration: 1 Hour | Join us for a webinar with KAL and learn the latest insights from their report. Register now

Understanding commingled entities through global analysis


With a K-1, the credit analysis see the distributions, capital gains and interest income – which are critically important for making accurate, double-counting adjustments and generating a realistic debt service coverage ratio (DSCR). The main philosophy behind a global cash flow (GCF) is to spread all parts of a relationship (people, businesses and related real estate) to measure their financial health and cash flow individually, then collectively on a “global” level.

Checking Analysis: The Betamax of Bank Products

Jeff For Banks

If we did, would we continue to offer Analysis Checking or some variation of it? Because of Reg Q, in place for over 80 years, banks created Business Analysis Checking, where a business earns credits to offset fees based on their balances. Don't think about how it is.

Cash flow analysis: Providing value to business owners


CashSage , for example, is a cash flow analysis solution provided by Sageworks to help business advisors and their clients uncover key business drivers and generate recommendations that will increase cash. CashSage is simple enough that advisors can illustrate to non-finance/non-accounting business owners how they can increase cash, and it works hand in hand with ProfitCents if the advisor wants to go deeper into the financial analysis.

FinTech Foresights Vol.2: IoT Deep-Dive Analysis in FinServ

Let's Talk Payments

Financial institutions for long have been riding on their strengths such as infrastructure, trust, and vast customer base. For decades, they dictated the terms and shaped the financial lives of. Fintech Insights Asia Europe insights US

Urban FT Joins Financial Health Analysis Project


Urban FT joins other financial services companies including Coastal Federal Credit Union, EverFi, Guaranty Bank, LendStreet, NetSpend and Sunrise Banks as beta partners in the financial health analysis initiative. Digital banking solutions provider Urban FT has joined the Center for Financial Services Innovation in an effort to help the finserv industry better gauge consumer financial health.

Credit2B Launches Real-Time Business Risk Analysis Tool


Commercial credit risk solutions provider Credit2B is rolling out a portal for trade credit suppliers to share and access information about B2B payment experiences in real time. The company said Wednesday (Feb. 14) that it has launched the Credit2B Global Platform, which aggregates data of 250 million businesses across 225 countries, enabling suppliers to access key information about payment experiences, receivables metrics and trade references to analyze trade credit risk.

5 Common errors in global cash flow analysis


When combining personal financial information, the analysis can get even more complex. To more objectively calculate a global risk assessment of the borrower, institutions often perform a global cash flow analysis. Institutions that don’t perform a global cash flow analysis correctly – or at all – face several risks, including pricing loans incorrectly, making incorrect loan decisions, or overstating cash position, debt or income.

Our Analysis of 156 #InsurTech Ventures During Cambrian Explosion

Bank Innovation

A year ago we wrote “not that many InsuranceTech startups – yet”. We found 11 ventures. People added 4 more in comments, exciting ventures that we went on to profile – making 15 total. A year is an eon in startup land. Today we found over 150. That is Read More. Newswire InsurTech

What Our Bank Learned From Customer Text Analysis

Banker to Banker

Last week we pulled everything that was said about banks on social media (Twitter, Facebook, and Instagram) and ran it through a text analytics engine to see what we could learn.

How technology is making bank fee analysis more efficient


Bank fee analysis remains a topic that is mundane yet extremely vital for treasurers. Essentially, bank fee analysis involves taking a meticulous look at your current and future fee structure from the relationships you have with banks and attempting to mitigate fees where possible.

4 Lessons to be covered in Sageworks Credit Analysis User Groups


Each event will feature 2 tracks: one for users of Sageworks Credit Analysis and one for users of Sageworks ALLL. Here are 4 key lessons to be covered during the Sageworks Credit Analysis User Groups.

Treasury Body Slams CFPB’s Arbitration Analysis

New York's State of Mind

So you can bet it went apoplectic yesterday when it received a Treasury analysis of its arbitration rule. The CFPB proudly proclaims that it is a data driven regulator for the 21st Century. The report is a well-reasoned explanation of why the CFPB over-stated the value of class action lawsuits and did so at the […]. General New York State CFPB paid family leave

Clueless LinkedIn Analysis

CB Insights

LinkedIn and chill Hi there, Lots of startups, private companies and tech giants had ads during the Super Bowl last night including companies backed by Y Combinator, Accel, Index Ventures, Softbank, Comcast Ventures, Forerunner Ventures, IVP, Strand Equity and Baseline … Continued. Newsletter Archive

Here Is What We Learned Using Text Analysis On Credit Memos

Banker to Banker

Text analysis is the mining of data contained in natural language done to derive bias, sentiment, sentence structure and word usage. If you have seen a “word cloud” you have seen the basic building block of text analysis.

The most asked questions on global cash flow analysis: passive v. non-passive income/loss


During a recent Sageworks webinar , Linda Keith, CPA, covered the top questions she gets from bankers on k-1’s, pass-throughs and global cash flow analysis. Keith collected data from her website, where articles answering these questions collectively received over 66,700 views. Keith’s most viewed article on her site, with over 21,400 views, is “What does it mean when the k-1 income/loss is listed as ‘passive’ instead of ‘non-passive’”?

How to Build a Simple, but Telling Competitive Analysis

SWBC's LenderHub

Can I get a copy of your competitive analysis?” eurovector | Shutterstock. During my days as an independent consultant, companies most often asked me to help them build their strategic direction. My first question was as reflexive as swatting a mosquito on the back of my neck.

How AI-Powered Sentiment Analysis Supercharges Your CX Strategy

The Financial Brand

The post How AI-Powered Sentiment Analysis Supercharges Your CX Strategy appeared first on The Financial Brand. Refining customer experience by artificial-intelligence-supported listening helps retain relationships with small and medium-sized businesses.