Abrigo

AUGUST 10, 2023

Probability of Default/Loss Given Default analysis is a method used by generally larger institutions to calculate expected loss. PD is typically calculated by running a migration analysis of similarly rated loans, over a prescribed time frame, and measuring the percentage of loans that default.

Analysis 195

Analysis Industry Maine Software 195

Abrigo

OCTOBER 10, 2023

How industry analysis can improve your credit risk management Understanding your customers' businesses leads to better loan pricing, structure, and risk management. WATCH WEBINARS Takeaway 1 All businesses perform industry analysis, but financial institutions in particular must know their customers' competitive landscape.

Analysis 195

Analysis Industry Risk Management Lending 195

Perficient

JUNE 29, 2020

In Cognos Analytics, the visualizations possible through Charts and graphs are quite intuitive. It offers various insights into the data that you have. Through this blog, a special category of Bar-chart and the construction behind it is highlighted.

Analytics 322

Analytics Analysis Data Examples 322

South State Correspondent

DECEMBER 14, 2023

” This article explores the methodology and shows you what this analysis means for a typical bank. How RFM Customer Segmentation Analysis Works Recency, Frequency, and Monetary value are each aspect of a customer trait that denotes some value in banking. Which customer segments drive our churn rate?

Analysis 195

Analysis How To Marketing Data 195

Payments Dive

MAY 6, 2025

The Democratic lawmakers blasted the central bank’s “analysis, or lack thereof,” arguing the Fed “parroted assertions made by Capital One.”

Capital 195

Capital Analysis 195

South State Correspondent

SEPTEMBER 4, 2023

In this article, we provide a quantitative analysis to support this conclusion. The table below shows a summary of our analysis (community banks are defined as banks under $10B in assets). The post Loan Performance Analysis – Hedged vs. Unhedged Loans appeared first on SouthState Correspondent Division.

Analysis 195

Analysis Community Bank Community Training 195

Payments Dive

APRIL 2, 2020

The best analysis shows that digital commerce and cash need to work in tandem to serve a wide variety of consumers and businesses. The debate over whether cash can continue amid growing acceptance of digital payments is a flawed debate, according to PPRO.

Payments 516

Payments Analysis 516

Abrigo

MARCH 31, 2025

Lenders and credit analysts must organize into one cohesive credit memo the following: borrower information, financial ratios, any global cash flow analysis, the assigned risk rating, proposed loan pricing, and terms of the proposed loan. The rating for a loan should represent the sum of the earlier information and analysis provided.

Analysis 195

Analysis Risk Management Management Data 195

Perficient

APRIL 24, 2024

Uncovering the Challenge: Relying on Spreadsheets for Portfolio Analysis A leading wealth and asset management firm recently sought our financial services expertise for a critical challenge. Relying on complex spreadsheets for portfolio analysis, the firm faced operational hurdles due to immense computing demands.

Strategy 440

Strategy Data Analysis Operations 440

Perficient

MARCH 12, 2021

Forrester based its analysis of service providers on two factors: market presence and services type and capability. Capabilities where GSIs have a high segment functionality are: Application portfolio analysis. Automated code analysis. Application modernization execution. Private cloud migration execution. Legacy rearchitecting.

Report 473

Report Omaha Analysis Software 473

Abrigo

APRIL 24, 2025

Those practices include conducting portfolio stress testing and sensitivity analysis, market analysis, and having an effective credit risk review function. Ongoing, independent analysis by loan reviewers represents a critical link in an institutions defense against concentration risk.

Management 195

Management St. Louis Risk Management Analysis 195

South State Correspondent

APRIL 27, 2025

The goal of our analysis was to investigate if community banks can improve their performance by utilizing a hedging program. Conclusion The results of this analysis should be of interest to all community bankers. We compared community bank profitability on hedged commercial loans to those same banks reported return.

Community Bank 195

Community Bank Study Community Analysis 195

Perficient

AUGUST 22, 2022

As of now, some of the cloud data sources we can connect through Power BI Live Connection are: Azure Analysis Services. SQL Server Analysis Services Tabular. SQL Server Analysis Service Multi-Dimensional. Open a Power BI Desktop, click Get Data, and select Analysis Services. Select the model from Analysis Services.

Analysis 332

Analysis Data Report Examples 332

Chris Skinner

FEBRUARY 9, 2020

Financial System: A Pre-Mortem Analysis from The New York Fed and released in January. One report you may have missed was this one: CyberRisk and the U.S.

System 423

System US New York Payments 423

Payments Dive

AUGUST 6, 2019

AI and machine learning for banking are getting a huge amount of attention these days, but the question remains: can these technologies truly replace human interaction and in-depth analysis of data?

Analysis 378

Analysis Data Technology 378

Abrigo

JANUARY 21, 2025

They provide an in-depth analysis of each alert or case and the reason behind their decision to clear it or escalate. As the Abrigo team has had the opportunity to work with many institutions and their regulators, they understand what is needed in analysis and documentation to ensure a seamless examination.

Fraud 221

Fraud Training Analysis Compliance 221

Chris Skinner

JUNE 10, 2020

I spotted a really interesting analysis of cash and bank notes the other day. For those who follow this blog, you’ll know that I love bank notes. I collect them. Each country has different coloured bank notes with different art on its cash that reflect their ethos and society.

Analysis 76

Analysis Payments 76

Abrigo

MARCH 21, 2025

Data collection and analysis will be key to complying with the CRAs expectations for enhanced data collection, expanded assessment areas, and tiered performance evaluations, Transform CECL data into stress testing insight. Regular audits and reviews: Implement periodic internal and external audits to assess compliance with CRA requirements.

Compliance 195

Compliance Strategy Data Lending 195

Perficient

DECEMBER 22, 2020

Predictive Analysis : Tap into predictive actions rather than reactive reactions. No Vendor lock-in: This is getting tricky in today’s world. Often depends on the long term vision and criticality of the business needs. Ex: multi-cloud strategy. . Data Lake: Preserve raw data to perform a variety of actions and enable different use cases.

Data 493

Data Training Analysis Tools 493

Accenture: Banking

DECEMBER 2, 2020

The findings presented here all come from the new Accenture Payments Disruptability Index, which was created through analysis…. This time, we’ll look at how these trends will actually impact the industry by geography and by payments instrument. The post Dimensions of disruption in payments appeared first on Accenture Banking Blog.

Payments 368

Payments Analysis Trends Industry 368

South State Correspondent

APRIL 1, 2025

In this article, we will explore how banks can leverage RCS, the potential risks and rewards involved and provide an analysis between RCS and SMS. Banks are now putting RCS on their marketing and product development road map. What is Rich Communication Services?

Marketing 195

Marketing Security Analytics User Experience 195

Accenture: Banking

DECEMBER 9, 2021

On top of the bold predictions and fresh analysis you’re…. We’ll be hard at work putting the finishing touches on our 2022 version over the holidays. It will be unusual in more ways than one. The post Hit or miss? Our Top 10 Banking Trends, reviewed. appeared first on Accenture Banking Blog.

Banking Trends 358

Banking Trends Trends Analysis Report 358

Accenture: Banking

JUNE 29, 2023

Deciding what to do about tech debt usually involves an analysis of the tradeoffs between different approaches. Technical debt is a well-known issue in the software world, but it is becoming increasingly top of mind for banks—particularly banks undertaking a cloud transformation. What is tech debt? Tech debt occurs when either: 1.

Software 353

Software Analysis System 353

Gonzobanker

OCTOBER 17, 2024

Machine Learning Has a Problem, As Well Annoyingly, many people use the term “machine learning” when referring to regression analysis or some other form of statistical analysis. Regression analysis and most other forms of statistical analyses lack a model optimization process.

Apple 167

Apple Examples Tools Analysis 167

Abrigo

FEBRUARY 25, 2025

Manual back-end steps bog down loan approvals Financial institutions can make financial analysis, risk rating, pricing, and other steps for processing small business loans less painful. Financial analysis Manual data entry related to financial statements and tax forms is like filling a jar with tweezerspainstakingly slow.

Lending 195

Lending FDIC Policies Analysis 195

Perficient

JANUARY 26, 2021

Confirm the API level analysis by pulling detailed link data. Here is what our analysis of the technology market sector websites found: Moz reported the most linking pages 78% of the time and the most linking domains 67% of the time. Our evaluation considered both linking domains and linking pages found.

Study 529

Study Tools Data Analysis 529

Perficient

SEPTEMBER 22, 2020

Azure analytics and data storage was rebuilt from the ground up cloud first to support real-time analysis of Petabytes of data. Azure Orbital allows you to control your satellite and analyze the data coming from the satellite. NASA and Lockheed are using Azure Mixed Reality build the latest space craft with near flawless precision.

Analytics 593

Analytics Meeting Data Video 593

Accenture: Banking

MAY 31, 2024

In our recent analysis of the top trends shaping the industry in 2024, we argue that each one is influenced to some degree by generative AI. We’re all still trying to get our heads around the big question confronting all commercial bankers right now: how and where will generative AI have the greatest impact?

Analysis 296

Analysis Trends Industry Banking Trends 296

Accenture: Banking

DECEMBER 2, 2021

Banks that are mastering data-driven analysis to unlock a detailed understanding of their customers are using that information to drive tenfold returns on investment. Any advantage in knowledge and strategy can be potentially crucial to increasing profits.

Data 347

Data Analysis Tools Strategy 347

Perficient

JANUARY 26, 2022

In the most simple terms, journey science encompasses research, analysis, strategy, and experimentation – everything that you need to identify opportunities to improve the customer experience.”. On February 2, Perficient’s Colletti will moderate a webinar that will feature GM Financial and Adobe.

Customer Experience 484

Customer Experience Strategy Digital Strategies Analytics 484

Abrigo

FEBRUARY 21, 2025

Here are five ways financial institutions can make the most of their CECL data to help with competitive positioning, more effective pricing, asset/liability management (ALM), and other decision-making: Peer analysis and comparison We often categorize data into two types: raw/input data and the output, or enriched data.

Data 195

Data Comparison Study Trends 195

Perficient

DECEMBER 16, 2020

Encourage analysis on your Lakes ! – Leverage the Object Stores and open them up for analysis for the various stake holders (Serverless options are plenty and cheap nowadays). If that does not exist – conduct a few POCs to draw out the picture – should not take more than 3 week. Apply some Data Quality rules.

Analytics 354

Analytics Data Analysis US 354