PYMNTS

SEPTEMBER 28, 2018

And now, in a new analysis of 2,500 suspected crypto crimes that made use of bitcoin and Ethereum, The Wall Street Journal claimed that nearly $90 million worth of reportedly criminal proceeds have gone through crypto intermediaries in a two-year period. According to its analysis, which it is said only included “a narrow slice of suspected criminal behavior,” $88.6 For years, law enforcement has feared that bitcoin could make money laundering easier.

Analysis 179

Analysis New York cryptocurrency Groups 179

PYMNTS

OCTOBER 8, 2018

The addition of data from Global Credit Data will enhance that risk analysis and visibility for financial institutions (FIs) ahead of the release of the next Trade Register report, expected early next year.

Analysis 183

Analysis Data Policies Tools 183

Insights on Business

DECEMBER 13, 2017

In the current interest rate environment, the pension funds and insurance firms’ appetite for credit-augmented market risk analysis is understandable. How can risk managers, treasury and ALM teams consistently act upon insights they can gain from integrated market and credit risk analysis?

Analysis 141

Analysis Marketing Risk Management Management 141

Independent Banker

FEBRUARY 16, 2015

This analysis should consider the purpose of accounts, actual or anticipated number and type of transaction activity in accounts, the nature of a customer’s business or occupation, a customer’s location and the types of products and services he or she uses.

Analysis 130

Analysis Exercises Community Bank ATM 130

Sageworks

FEBRUARY 16, 2017

Vintage analysis is an allowance for loan lease losses (ALLL) calculation methodology that has been suggested as being the new minimum standard for CECL compliance. If you are interested in an introduction to Vintage Analysis before looking at how it’s applied, read CECL methodology – introduction to vintage analysis. The table below illustrates the usefulness of vintage analysis as a forecasting tool.

Analysis 100

Analysis Examples Data Regional 100

Dataconomy

JANUARY 18, 2017

The post Data Mining for Predictive Social Network Analysis appeared first on Dataconomy. Big Data Data Science Understanding Big Data Data Mining data science predictive analytics python social media Social Network Analysis

Analysis 83

Analysis Data Big Data Online 83

ForwardBanker

JUNE 5, 2017

The post The 5 Types of Data Analysis Every Financial Institution Marketer Should Know appeared first on Deluxe FI. The old saying “a picture is worth a thousand words” is no less true today than it was decades ago, even though that simple picture has been replaced by myriad types of imagery.

Analysis 73

Analysis Data Marketing US 73

Sageworks

NOVEMBER 12, 2014

However, it is important for institutions to remain disciplined during this growth, all the way down to the global cash flow analysis of a loan. Credit analysis is more challenging with complex borrowers – those with multiple people, businesses, real estate properties, etc.

Analysis 151

Analysis Taxes Guidelines Examples 151

Bobs Guide

NOVEMBER 19, 2018

Bank fee analysis remains a topic that is mundane yet extremely vital for treasurers. Essentially, bank fee analysis involves taking a meticulous look at your current and future fee structure from the relationships you have with banks and attempting to mitigate fees where possible.

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Dataconomy

JANUARY 18, 2017

The post Data Mining for Predictive Social Network Analysis appeared first on Dataconomy. Big Data Data Science Understanding Big Data Data Mining data science predictive analytics python social media Social Network Analysis

Analysis 71

Analysis Data Big Data Online 71

Sageworks

FEBRUARY 1, 2017

According to Sageworks whitepaper, “ The Basics of Vintage Analysis ,” vintage analysis accounts for expected losses by allowing an institution to calculate the cumulative loss rates of a given loan pool and in so doing, to determine that loan pool’s lifetime expected loss experience. Vintage analysis is a method of evaluating the credit quality of a loan portfolio by analyzing net charge-offs in a homogeneous loan pool where the loans share the same origination period.

Analysis 100

Analysis Data Capital Cards 100

Sageworks

FEBRUARY 16, 2016

Therefore repayment analysis needs to be based on unrestricted funds.” Using a streamlined credit analysis for nonprofit borrowers can help provide loan officers with a more accurate assessment of creditworthiness and can consistently measure and document the risk in the borrower.

Analysis 130

Analysis Lending Community Bank Taxes 130

The Paypers

AUGUST 30, 2018

(The Paypers) Market Research Mentor (MRM) has launched a market analysis that covers assessment on the current state of the trade finance industry and growth rate of the market

Analysis 52

Analysis Industry Marketing 52

Dataconomy

MAY 31, 2017

The post Frequency Distribution Analysis using Python Data Stack – Part 1 appeared first on Dataconomy. Data Science Resources Frequency Distribution Analysis Matplotlib Numpy Pandas python

Analysis 79

Analysis Data Report Management 79

Dataconomy

MAY 26, 2017

The post Amazon Kinesis vs. Apache Kafka For Big Data Analysis appeared first on Dataconomy. Big Data Data Science Amazon Kinesis Apache Kafka aws big data analysis Data Pipeline streaming data

Analysis 78

Analysis Big Data Data 78

PYMNTS

FEBRUARY 15, 2018

Commercial credit risk solutions provider Credit2B is rolling out a portal for trade credit suppliers to share and access information about B2B payment experiences in real time. The company said Wednesday (Feb. 14) that it has launched the Credit2B Global Platform, which aggregates data of 250 million businesses across 225 countries, enabling suppliers to access key information about payment experiences, receivables metrics and trade references to analyze trade credit risk.

Analysis 125

Analysis Tools Company Data 125

PYMNTS

JUNE 29, 2016

Urban FT joins other financial services companies including Coastal Federal Credit Union, EverFi, Guaranty Bank, LendStreet, NetSpend and Sunrise Banks as beta partners in the financial health analysis initiative. Digital banking solutions provider Urban FT has joined the Center for Financial Services Innovation in an effort to help the finserv industry better gauge consumer financial health.

Analysis 119

Analysis Survey Digital Banking Data 119

Dataconomy

JUNE 7, 2017

This is the continuation of the Frequency Distribution Analysis using Python Data Stack – Part 1 article. The post Frequency Distribution Analysis using Python Data Stack – Part 2 appeared first on Dataconomy.

Analysis 68

Analysis Survey Data Resources 68

Dataconomy

JULY 31, 2017

Introduction A couple of months ago a client of mine asked me the following question: “What is the faster data structure object in Python for Big Data analysis today?” Big Data Data Science Resources big data analysis Numba Numpy python

Big Data 87

Big Data Analysis Data Resources 87

Jeff For Banks

DECEMBER 4, 2017

If we did, would we continue to offer Analysis Checking or some variation of it? Because of Reg Q, in place for over 80 years, banks created Business Analysis Checking, where a business earns credits to offset fees based on their balances. Don't think about how it is.

Analysis 52

Analysis Resources Operations Examples 52

Cal Bank Trust

JULY 20, 2017

Analysis 130

Analysis 130

Dataconomy

JANUARY 13, 2017

The post How to avoid the 7 most common mistakes of Big Data analysis appeared first on Dataconomy. Big Data Data Science Data Science 101 Understanding Big Data big data analysis data science Risk Assesment Risk Management

Big Data 101

Big Data Analysis Data Industry 101

ForwardBanker

FEBRUARY 22, 2018

The post Data Analysis and Machine Learning Causing Evolution in Direct Marketing appeared first on Deluxe FS. Marketing Insights data analysis Direct Mail Direct Marketing machine learning Trends

Analysis 52

Analysis Marketing Data Industry 52

Sageworks

FEBRUARY 20, 2016

Sageworks’ users can set automatic data refreshes to keep client information up to date, and they can set up an automated narrative financial analysis report to be emailed to them every month for each client using QuickBooks Online, making it easier to share the insight and analysis with the client.

Analysis 130

Analysis Online Taxes Data 130

FICO

MARCH 16, 2018

Social Network Analysis (SNA) tools hold the potential to help tax and revenue agencies identify non-compliance and tax fraud. Social Networking Analysis Explained. A Social Network Analysis can automatically compare the new registration in real-time to previously closed businesses.

Analysis 56

Analysis Taxes Fraud Tools 56

Bank Innovation

FEBRUARY 10, 2017

An old-school cost analysis will do, according to Michael Read More. Banks have been fairly active in tapping into new technologies recently, either through partnerships or with internal innovation groups.

Analysis 211

Analysis Groups Fintech Operations 211

Bobs Guide

MAY 8, 2018

“Political risk? ” With the global economy continuing to grow steadily without evidence of a strong upsurge in inflation, recent market corrections have increasingly been driven by concerns about political developments. Whether these appear in the form of a tweet from the US

Analysis 82

Analysis US Marketing 82

Sageworks

FEBRUARY 13, 2015

A trend analysis for the Watch List may be analyzed on a variety of fronts including. A standard component of monthly board meetings is an update on the performance and volume of the institution’s Watch List, the group of adversely classified loans under close supervision due to past nonperformance.

Analysis 109

Analysis Trends Policies Training 109

Sageworks

MARCH 17, 2017

CashSage , for example, is a cash flow analysis solution provided by Sageworks to help business advisors and their clients uncover key business drivers and generate recommendations that will increase cash. CashSage is simple enough that advisors can illustrate to non-finance/non-accounting business owners how they can increase cash, and it works hand in hand with ProfitCents if the advisor wants to go deeper into the financial analysis.

Analysis 100

Analysis eBook Examples Study 100

CB Insights

OCTOBER 25, 2018

The post 5G Partnership Analysis: The Wireless Carriers, Chipmakers, & Equipment Makers Pushing The Spectrum Forward appeared first on CB Insights Research. As mobile network operators (MNOs) like Verizon , T-Mobile , Sprint , and AT&T race to offer 5G services, they have recently begun partnering with equipment manufacturers like Ericsson and Nokia to develop the underlying infrastructure.

Analysis 65

Analysis Google Mobile Operations 65

Banker to Banker

JUNE 21, 2016

Last week we pulled everything that was said about banks on social media (Twitter, Facebook, and Instagram) and ran it through a text analytics engine to see what we could learn.

Analysis 130

Analysis social media Analytics Retail 130

Let's Talk Payments

MAY 16, 2017

Financial institutions for long have been riding on their strengths such as infrastructure, trust, and vast customer base. For decades, they dictated the terms and shaped the financial lives of. Fintech Insights Asia Europe insights US

Analysis 106

Analysis Fintech US 106

Sageworks

JUNE 11, 2015

With a K-1, the credit analysis see the distributions, capital gains and interest income – which are critically important for making accurate, double-counting adjustments and generating a realistic debt service coverage ratio (DSCR). The main philosophy behind a global cash flow (GCF) is to spread all parts of a relationship (people, businesses and related real estate) to measure their financial health and cash flow individually, then collectively on a “global” level.

Analysis 100

Analysis Capital Maine Examples 100

PYMNTS

JUNE 27, 2016

Financial services firm Jet Capital is focusing on speed. In an announcement by the company on Friday (June 24), Jet revealed upgrades to its software suite that target the speed at which small businesses can access working capital loans. The new software accelerates application evaluations, and enables Jet to provide a company with loans within 24 hours, the firm said.

Analysis 119

Analysis Software Texas System 119

Banker to Banker

JUNE 6, 2016

Text analysis is the mining of data contained in natural language done to derive bias, sentiment, sentence structure and word usage. If you have seen a “word cloud” you have seen the basic building block of text analysis.

Analysis 130

Analysis Big Data Analytics Survey 130

Sageworks

OCTOBER 13, 2015

When combining personal financial information, the analysis can get even more complex. To more objectively calculate a global risk assessment of the borrower, institutions often perform a global cash flow analysis. Institutions that don’t perform a global cash flow analysis correctly – or at all – face several risks, including pricing loans incorrectly, making incorrect loan decisions, or overstating cash position, debt or income.

Analysis 100

Analysis Guidelines Taxes Policies 100

The Paypers

AUGUST 23, 2018

(The Paypers) UK-based online trading platform Infinox has announced the launch of its free sentiment analysis tool using AI technology

Analysis 40

Analysis Tools Online Technology 40

Sageworks

JANUARY 13, 2016

Each event will feature 2 tracks: one for users of Sageworks Credit Analysis and one for users of Sageworks ALLL. Here are 4 key lessons to be covered during the Sageworks Credit Analysis User Groups.

Analysis 130

Analysis Groups Los Angeles Philadelphia 130

The Paypers

NOVEMBER 17, 2017

(The Paypers) Forter , an ecommerce fraud prevention company has announced the launch of its End-to-End Identity-based Fraud Protection solution which includes buying patterns analysis

Analysis 52

Analysis Fraud Company 52

Sageworks

JUNE 29, 2017

During a recent Sageworks webinar , Linda Keith, CPA, covered the top questions she gets from bankers on k-1’s, pass-throughs and global cash flow analysis. Keith collected data from her website, where articles answering these questions collectively received over 66,700 views. Keith’s most viewed article on her site, with over 21,400 views, is “What does it mean when the k-1 income/loss is listed as ‘passive’ instead of ‘non-passive’”?

Analysis 100

Analysis Guidelines Taxes Training 100

CB Insights

FEBRUARY 8, 2016

LinkedIn and chill Hi there, Lots of startups, private companies and tech giants had ads during the Super Bowl last night including companies backed by Y Combinator, Accel, Index Ventures, Softbank, Comcast Ventures, Forerunner Ventures, IVP, Strand Equity and Baseline … Continued. Newsletter Archive

Analysis 40

Analysis Company 40

FICO

SEPTEMBER 4, 2017

PSPs will be allowed to manage this balance by securing payments using transaction risk analysis (TRA) – as long as they can keep their fraud rates low enough (see the transaction value table from the regulatory technical standard, below).

Analysis 60

Analysis Fraud Security Payments 60

New York's State of Mind

OCTOBER 24, 2017

So you can bet it went apoplectic yesterday when it received a Treasury analysis of its arbitration rule. The CFPB proudly proclaims that it is a data driven regulator for the 21st Century. The report is a well-reasoned explanation of why the CFPB over-stated the value of class action lawsuits and did so at the […]. General New York State CFPB paid family leave

Analysis 40

Analysis Regulation Data Report 40