Global cash flow analysis – common mistakes & helpful hints

Abrigo

Avoid common mistakes in your global cash flow analysis Get proficient in your global cash flow analysis efforts. Not analyzing (or requesting) all of the necessary tax forms Tax returns and their supporting schedules are vital to performing a GCF analysis correctly.

Want a decent analysis of #Brexit from an EU view?

Chris Skinner

As a result, Theresa May is trying to keep the Conservative Party … The post Want a decent analysis of #Brexit from an EU view? Another key theme of the weekend conference was Brexit, best summed up by one panellist as a decision made by a confused population about an issue their politicians can’t agree with, don’t want to implement and has no support. appeared first on Chris Skinner's blog. Brexit Grid

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Commercial Credit Analysis 101: Back to Basics

Abrigo

The basics of commercial credit analysis Learn the foundations of credit analysis, including key data analysis strategies and best practices. . For more information on the basics of credit analysis, check out this webinar: WATCH NOW. Credit Analysis Training.

Beyond Peer Analysis: Adopting a Benchmarking Mindset

Independent Banker

Bank regulators created the UBPR “peer analysis” to help further their own mission of prudential regulation, and it’s not a great substitute for the bank’s own performance benchmarking. Peer analysis vs. benchmarking? Peer analysis” complete.

How Preparation and Strategy Can Be Used to Fight and Defeat Any Ransomware Attack

Speaker: Karl Camilleri, Cloud Services Product Manager at phoenixNAP

Through a detailed analysis of major attacks and their consequences, Karl Camilleri, Cloud Services Product Manager at phoenixNAP, will discuss the state of ransomware and future predictions, as well as provide best practices for attack prevention and recovery.

How Social Media Data Drives Market Trend Analysis

Dataconomy

Market trend analysis is an indispensable tool for companies these days. Rapidly changing business conditions require deep insight, and a market trend analysis report is a critical tool. Aside from future-proofing businesses, trend analysis reports also.

Wells Fargo Invests $5M In Blockchain Analysis Startup Elliptic

PYMNTS

Wells Fargo Strategic Capital (WFSC) is backing the London-based blockchain analysis firm Elliptic with a $5 million investment, bringing the startup’s Series B round to $28 million, Elliptic announced in a press release on Thursday (Feb.

JAGGAER Release Upgrades AI Capabilities For Suppliers, Risk Analysis

PYMNTS

Also, the release will offer the Intelligent Award Navigator (IAN), which the press release says is an extension of JAGGAER's Source Optimizer, and which will help with analysis in sourcing of categories like transportation, MRO, facility services, packaging and warehousing.

Congress faces criticism over bigtech M&A analysis

Bobsguide

According to Scott Marcus, senior fellow at think tank Bruegal, the House of Representatives antitrust subcommittee’s report on bigtech mergers highlights crucial structural issues, but falls short in justifying its claims. The report - an investigation of competition in digital markets

DocuSign Invests $15M In Seal Software For AI Contract Analysis

PYMNTS

San Francisco-based DocuSign has invested $15 million in Seal Software , a contract discovery and analysis startup, to help with the development of artificial intelligence (AI) that can read and analyze contracts, according to reports. We are thrilled by DocuSign’s confidence in Seal Software as a partner and now as a strategic investor, as we build the next generation of agreement discovery and analysis tools using artificial intelligence,” said Co-founder and CEO Ulf Zetterberg.

How ZoomInfo Enhances Your Database Management Strategy

Forward-thinking marketing organizations have continuously invested in a database strategy for enabling marketing processes. Download this ebook to learn how to maintain a strategy that includes refreshed information, database cleanses, and an accurate analysis at the same time.

2021 ATM and Self-service Software Trends and Analysis

ATM Marketplace

For the 14th consecutive year, ATM Marketplace and KAL ATM Software have partnered to publish the ATM industry's most influential and insightful annual guide, "ATM and Self-service Software Trends and Analysis

Fed Analysis Shows Banks Can Stay Strong Amid ‘Harshest Shocks’

PYMNTS

” The different cases presented in the analysis included a U-shaped recession and recovery, a W-shaped double-dip recession, and a V-shaped recession and recovery.

AI reveals the analysis that can beat bank payment fraud

Payments Source

Banking Risk Fraud Payment processing

CECL methodology – vintage analysis application

Abrigo

Vintage analysis is an allowance for loan lease losses (ALLL) calculation methodology that has been suggested as being the new minimum standard for CECL compliance. If you are interested in an introduction to Vintage Analysis before looking at how it’s applied, read CECL methodology – introduction to vintage analysis. The table below illustrates the usefulness of vintage analysis as a forecasting tool.

Pressure Points: How to Ensure Your B2B Pipeline Passes Inspection

This eBook highlights best practices for developing a pipeline management process that helps sales leaders and their team C.L.O.S.E (you’ll see what we mean in this eBook) more revenue through data-driven prospecting, stage analysis, and subsequent sales enablement.

Avoid the stock market casino by doing real company analysis

Daily Fintech

The post Avoid the stock market casino by doing real company analysis appeared first on Daily Fintech. Fred Schwed was a professional trader who wrote Where Are the Customers’ Yachts? after losing a bundle in the 1929 stock market crash.

Combating ATOs With Multifactor Authentication, Behaviors Analysis And Customer Education

PYMNTS

Customers cannot afford to let fraudsters compromise their bank accounts under any circumstances, but the current economic climate makes attacks all the more painful.

XBRL News: risk disclosures, RegTech and analysis software certification

Daily Fintech

The post XBRL News: risk disclosures, RegTech and analysis software certification appeared first on Daily Fintech. Here is our pick of the 3 most important XBRL news stories this week.

People's United Bank On How ML And Rules-Based Analysis Work In Tandem For Fraud Prevention

PYMNTS

Stopping such fraud can be a tall order, Boyer said, but machine learning (ML) and rules-based analysis can do their parts to bring it to heel. ML also plays a role in fraud analysis, but Boyer said banks must account for its limitations.

Bitcoin Daily: HTC’s Exodus Blockchain Phone Now Supports Bitcoin Cash; Parsiq Offers Blockchain Data Analysis

PYMNTS

Bitcoin BCH bitcoin Bitcoin Cash Blockchain blockchain phone crypto data analysis exodus HTC Neufund News Parsiq Retail Spencer Dinwiddie tokens What's HotHTC has announced it is partnering with Bitcoin.com to add bitcoin cash support for its Exodus 1 blockchain phone, which will come with Bitcoin.com’s preinstalled wallet and be rolled into the Exodus 1 software update. Bitcoin.com will also sell the Exodus 1 and all future versions.

ICC Taps Global Credit Data To Broaden Trade Risk Analysis

PYMNTS

The addition of data from Global Credit Data will enhance that risk analysis and visibility for financial institutions (FIs) ahead of the release of the next Trade Register report, expected early next year. “This agreement with GCD, which is at the forefront of data collection and analysis, will allow us to further develop and evolve the ICC Trade Register as the go-to source for quality and trusted data, which can be used for robust analysis.”

CECL Methodology - Introduction to Vintage Analysis

Abrigo

According to Sageworks whitepaper, “ The Basics of Vintage Analysis ,” vintage analysis accounts for expected losses by allowing an institution to calculate the cumulative loss rates of a given loan pool and in so doing, to determine that loan pool’s lifetime expected loss experience. Vintage analysis is a method of evaluating the credit quality of a loan portfolio by analyzing net charge-offs in a homogeneous loan pool where the loans share the same origination period.

ABA Releases Core Provider Information, Banker Analysis

ABA Community Banking

In the latest update from ABA’s banker-led Core Platforms Committee, ABA today shared information it has received from four major core processors as well as an analysis of the cores’ responses by bankers on the committee.

3 Global cash flow analysis tips

Abrigo

However, it is important for institutions to remain disciplined during this growth, all the way down to the global cash flow analysis of a loan. Credit analysis is more challenging with complex borrowers – those with multiple people, businesses, real estate properties, etc. – and a global cash flow analysis is required to properly assess the creditworthiness of the whole entity. Unfortunately, applying a global cash flow analysis isn’t always easy.

Analysis finds security flaws in 94 popular banking apps

BankInovation

A security analysis of 107 banking apps released last week has found security flaws in 88 percent of the apps — some of which might be avoided through automation.

Checking Analysis: The Betamax of Bank Products

Jeff For Banks

If we did, would we continue to offer Analysis Checking or some variation of it? Because of Reg Q, in place for over 80 years, banks created Business Analysis Checking, where a business earns credits to offset fees based on their balances. See a Union Bank of Richmond, VA description of a typical Business Analysis Checking account. And because highlighting a problem without proposing a solution is whining, I propose the JFB Alternative to Business Checking Analysis.

Looking at New Tech? Don’t Forget the Cost Analysis, Ally CIO Says

Bank Innovation

An old-school cost analysis will do, according to Michael Read More. Banks have been fairly active in tapping into new technologies recently, either through partnerships or with internal innovation groups. But with the rapid acceleration of the fintech space, how should banks decide if a new space or tech is worth pursuing? Corporate Innovations Mobile Operations Technology Wealth Management Ally Financial innovation new tech robos TradeKing

How Faster Underwriting, Credit Analysis Unlock Faster Loan Payments

PYMNTS

Recent Federal Reserve data indicates that 61 percent of U.S. adults do not have $400 in savings on hand to cover unexpected expenses. That reflects a steady increase from 2013’s measure — 50 percent — and indicates that many Americans may need loans to deal with financial disruptions like medical emergencies or vehicle repairs. . Faster payment services could help such consumers get much-needed funds, as long as lenders can access equally fast underwriting tools.

FDIC Analysis Examines Community Bank Economies of Scale

ABA Community Banking

The post FDIC Analysis Examines Community Bank Economies of Scale appeared first on ABA Banking Journal. The FDIC today released a new staff study highlighting how economies of scale developed at community banks (those with $10 billion or less in assets) between 2000 and 2019.

Lending to nonprofits: Considerations for credit analysis

Abrigo

Therefore repayment analysis needs to be based on unrestricted funds.” Using a streamlined credit analysis for nonprofit borrowers can help provide loan officers with a more accurate assessment of creditworthiness and can consistently measure and document the risk in the borrower. Having a streamlined credit analysis process for nonprofits ensures that the bank can make safe loans while the nonprofits can continue their mission with support from the community bank.

IBM Ties Analytics Into LevaData Procurement Spend Analysis

PYMNTS

Supply chain and procurement optimization solution provider LevaData is collaborating with IBM to augment its data analytics capabilities, the firms said in a Thursday (Oct. 17) press release. Together the companies are rolling out the DirectSpend IQ solution, which deploys IBM managed services solutions with LevaData’s Cognitive Sourcing Platform.

Analysis for Success

Independent Banker

This analysis should consider the purpose of accounts, actual or anticipated number and type of transaction activity in accounts, the nature of a customer’s business or occupation, a customer’s location and the types of products and services he or she uses. Two steps to help manage for Bank Secrecy Act compliance. By Jim Deitch. Time and again, banks struggle with complying with the data-intensive requirements of the Bank Secrecy Act. How can a bank get this area of compliance right?

Urban FT Joins Financial Health Analysis Project

PYMNTS

Urban FT joins other financial services companies including Coastal Federal Credit Union, EverFi, Guaranty Bank, LendStreet, NetSpend and Sunrise Banks as beta partners in the financial health analysis initiative. Digital banking solutions provider Urban FT has joined the Center for Financial Services Innovation in an effort to help the finserv industry better gauge consumer financial health.

What Our Bank Learned From Customer Text Analysis

South State Correspondent

Last week we pulled everything that was said about banks on social media (Twitter, Facebook, and Instagram) and ran it through a text analytics engine to see what we could learn. This was over 1,000 posts, largely retail-focused, where we looked at word choice, subject, sentiment, style and tendencies. Our takeaway lessons are distilled below and some of the findings may help you be more proactive in heading off potential problems. . Anger.

Trend analysis within your Watch List

Abrigo

A trend analysis for the Watch List may be analyzed on a variety of fronts including. A standard component of monthly board meetings is an update on the performance and volume of the institution’s Watch List, the group of adversely classified loans under close supervision due to past nonperformance.