Card … short for Cardbored

Chris Skinner

I’ve been finding it increasingly frustrating on my travels, thanks to one of my credit card companies. My travelling depends on two credit cards: a bank issued corporate MasterCard and American Express.

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Upgrade Card Turns Credit Cards Into Installment Lending Products

PYMNTS

Twelve years ago, LendingClub Founder Renaud Laplanche built a business to help consumers manage the $800 million in outstanding credit card debt. The Upgrade Card is tied to a line of credit that can be used everywhere that Visa cards are accepted. The Upgrade Card.

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Apple Card Officially Released In US

PYMNTS

The Apple Card, a credit card created in partnership by the technology company, was officially released in the U.S. Apple said the process only takes minutes and that customers can start using the card immediately.

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Apple Debuts Apple Card, A Virtual (And Physical) Credit Card

PYMNTS

And so a tech giant gets into the credit card game. And not just any tech giant – it’s Apple, the company whose payment services were touted (by at least some) as a credit card killer. For the physical card, the cash back rate is 1 percent.

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How Apple Card Brings ‘Existential Crisis’ To Smaller FIs

PYMNTS

With the recent launch of the Apple Card , Apple has sent a signal that they seek to offer a better user experience than banks. In fact, their slogan for the card is “Created by Apple, Not a Bank?.” And the card is no longer just a payment instrument; it’s more than the card itself.”.

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Mastercard Introduces True Name Card

PYMNTS

To address a major pain point for the LGBTQIA+ community, Mastercard is introducing the True Name card. The product will allow for chosen names to appear on the front of the card, according to news from Mastercard.

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The Competitive Advantage Of Commercial Card Acceptance

PYMNTS

Commercial cards account for only a portion of corporates’ overall spend, as checks stick around and ACH gains ground. Yet, the issue of vendor card acceptance remains the often-cited hurdle hampering the commercial card from gaining deeper traction.

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Card Payment Use Rises Globally

PYMNTS

The number of merchants accepting card payments around the world grew by 13 percent in 2017, to 69.2 RBR, a research and consulting firm for banking and retail, released a forecast of payment card data through 2023, and found that card payment acceptance is growing at a fast rate.

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Mastercard Lauds Apple Card Security

PYMNTS

Apple Card, a new kind of credit card created by Apple, is being applauded by Mastercard for its enhanced security, simplicity, transparency and privacy, CNBC reported on Tuesday (Aug. The new iPhone-integrated credit card has teamed with both Goldman Sachs and Mastercard.

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BofA Debuts Digital Debit Card

PYMNTS

Bank of America (BofA) announced on Tuesday (June 25) that it’s launching a digital debit card, according to a release by the company. This digital debit card has the same protections and benefits of a physical debit card and is immediately available to use in the mobile app.

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Apple Expands Apple Card Testing

PYMNTS

Apple has expanded the test phase of its credit card with Goldman Sachs to its retail employees, according to a report by Bloomberg. The card can be used directly from the iPhone, though there’s also a physical card available, too.

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Apple Reinvents (Improves?) the Credit Card

Credit Union Geek

the Credit Card appeared first on Credit Union Geek. Articles "On the other side of the screen it all looks so easy." - Flynn - Tron apple apple card ApplePay challenges credit cards credit union experience data security mobile app mobile wallet privacy

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Fleet Cards Caught In Crosshairs Of Corporate Card Fee Debate

PYMNTS

Fleet payments company FLEETCOR is facing criticism over fees associated with its fleet cards, according to reports in Bloomberg last week, which small businesses (SMBs) say are too high. There are also fees linked to paying card bills via wire transfer, and fees if the fleet cards go unused.

Cards 220

Nilson Report: U.S. Payment Card Market Tops $6T 

PYMNTS

Commercial and consumer cards issued in the U.S. Commercial card spending is up 11.7 percent, compared to consumer card spending, which grew by 10.1 Commercial card spending was $1.39 Consumer card spending was $4.74 Visa ’s commercial card was 43.2

Cards 259

Bending Card Rails For B2B Payments Optimization

PYMNTS

When the commercial card first came on the scene, executives thought of the payment tool in limited terms: a piece of plastic their employees could use to make one-off purchases at the office supply or hardware store, buy a coffee while on a business trip or take a client out to dinner.

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Visa Chip Cards Reduced Counterfeit Fraud By 87 Pct

PYMNTS

Visa announced that since their inception, chip cards have reduced counterfeit fraud by 87 percent. . Chip cards are increasingly becoming the norm as usage and acceptance has continued to grow since the EMV standard was first introduced in 2011,” the company said.

Fraud 273

Citigroup Makes Credit Card Push

PYMNTS

Even as the economy in the United States softens, Citigroup has been making a push for credit cards. Customers can transfer their debt from a competitor’s card onto Citi’s plastic for a small charge and not pay any interest for 21 months.

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CPI Card Group Launches Second Wave Cards For New Markets

PYMNTS

CPI Card Group announced that it has launched Second Wave cards for markets including transit, hospitality, entertainment and more. Cards are a staple in a multitude of sectors, from transportation and travel to hospitality and entertainment.

Groups 130

Apple Debuts Apple Card, A Virtual (And Physical) Credit Card

PYMNTS

And so a tech giant gets into the credit card game. And not just any tech giant – it’s Apple, the company whose payment services were touted (by at least some) as a credit card killer. For the physical card, the cash back rate is 1 percent.

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Viral tweet about Apple Card leads to Goldman Sachs probe

Bank Innovation

s credit card practices after a viral tweet from a tech entrepreneur alleged gender discrimination in the new Apple Card’s algorithms when determining credit limits. Bloomberg Carousel Compliance & Regulation Payments Product Design Retail Banking Apple Apple Card Goldman Sachs

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Amex Adds New Incentives To Amazon SMB Credit Card

PYMNTS

American Express has announced a new incentive for small businesses to sign up for its Amazon Business Prime American Express Card. B2B Payments Amazon American Express B2B cash back credit card gift cards News PRIME Rewards SMBs What's Hot In B2B

Cards 238

Adyen Adds Card Issuing By Merchant Demand

PYMNTS

Dutch global payments platform Adyen announced it is launching card-issuing services to its customers. Adyen Issuing will enable clients to provide customers with virtual and/or physical cards that can be used online, in-app or in-store.

Cards 130

daVinci Payments Launches CNY Funded Prepaid Cards

PYMNTS

Illinois-based daVinci Payments has announced it is releasing a Chinese Yuan (CNY) corporate-funded prepaid card for employees or customers of multi-national corporations. The CNY cards will enable cardholders to make immediate purchases in stores and online.

Cards 226

Oversight Broadens Spend Analytics To Fleet Cards

PYMNTS

Spend management firm Oversight Systems is rolling out a new module designed to analyze spend on fleet cards. 19) that its Fleet module is now available to users of its artificial intelligence (AI) analytics platform that automates fleet card transaction analysis.

Coinbase Launches Crypto Debit Card In The UK

PYMNTS

Coinbase , the cryptocurrency exchange operator, announced Wednesday (April 10) the launch of the Coinbase Card in the U.K., which is a Visa debit card that lets customers in the U.K. Customers are able to use the card in millions of places around the world.

Cards 270

Amazon launches secured card for underbanked customers

Bank Innovation

Amazon has added a secured credit card to its suite of financial services offerings today, the latest effort to entice underbanked and low-income customers to shop with the e-tailing giant.

Cards 164

How PFM could be a differentiator for card companies

Bank Innovation

According to a Deloitte study, perks like cash back and discounts are continuing to drive the loyalty of credit card customers. Carousel Customer Experience Payments credit cards Deloitte

Mastercard Launches V-Card Acceptance Tool

PYMNTS

Mastercard is launching a new service designed to make it easier for B2B vendors to accept virtual cards. This offers an alternative to the traditional methods that virtual card payment information is submitted to a vendor, which often occurs via fax or email.

Tools 247

Chase Card Services President On Why It’s Time For Cards To Tap And Go

PYMNTS

To that end, Chase , the largest card issuer in the U.S., 14) that it’s rolling out tap-to-pay functionality across its Chase Visa card portfolio. Tapping the plastic card is much more familiar than some other form factors.”. How to speed the checkout process?

Cards 257

Asia Corporates Replacing ACH With Cards, Citi Finds

PYMNTS

Corporates across the Asia Pacific region are increasing their use of commercial card products, according to a new report from Citi. Businesses increased their spend on commercial cards by 24 percent in 2017, Citi’s analysis found.

Cards 275

Apple Card And The FinTech, TechFin Conundrum

PYMNTS

So far, the young life of the Apple Card has turned out pretty — perhaps even spectacularly — good, depending on the source. The recent news about Apple Card includes a big thumbs-up from Goldman Sachs CEO David Solomon. Is a card an enabler for commerce or for Apple?

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Mastercard Tackles ‘Greening’ Plastic Cards

PYMNTS

To push that goal, Mastercard — in partnership with the world’s three largest card manufacturers, Gemalto , Giesecke & Devrient and IDEMIA — has officially launched the Greener Payments Partnership to establish environmental best practices and reduce first-use PVC plastic in card manufacturing. Going green, historically, in cards has been linked to purchases, If the customer spends X amount in dollars, the card donates a set amount to an environmental cause.

Cards 198

Amazon Launches Card For Prime Users With Bad Credit

PYMNTS

Amazon is linking with Synchrony Financial to offer a new credit card for Amazon Prime members who have bad credit. Upon establishing credit, those users can obtain other Amazon cards, which may be unsecured cards.

Cards 267

Q1 2019: US credit card issuer snapshot

Accenture

Each quarter, Ryan Douglas from the Card Issuing group compiles key metrics on US consumer credit cards, tracking spend, receivables, loss rates and returns reported by the largest US banks. Stay tuned for next quarter’s report on US consumer credit card trends.

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Southwest Launches Credit Card For SMBs

PYMNTS

Southwest Airlines is introducing a credit card for small business owners aimed at enhanced travel rewards. B2B Payments B2B Commercial Card News small business credit card Southwest Airlines What's Hot In B2B

Cards 209

How Card-On-File Is Changing Online Consumer Shopping

PYMNTS

When it comes to online shopping, one of the greatest frustrations for consumers — and friction points for merchants — is having to manually enter credit or debit card information for each purchase.

Online 271

Report: Minding The Mobile Card Services Interest Vs Usage Gap

PYMNTS

They can also let consumers know something arguably more important: when a purchase posts to their credit cards or cards they share with partners or dependents. This is just one the many useful functions of Mobile Card Services (MCS) — the Swiss Army knife of card management.

Cards 204

Sephora Launches Its First Credit Card

PYMNTS

Sephora, the beauty retailer, announced on Thursday (March 14) the launch of a new credit card program. The credit cards will provide customers with more ways to earn rewards for their purchases, the retailer said in the release.

Cards 254

Why Card Replacement Is Every Bank’s ‘Moment Of Truth’

PYMNTS

An issuer suspects a card has been compromised, or a consumer remembers that their debit card is in their jacket pocket only after leaving it at the cleaners. Either way, a card is cancelled and replaced with a new one. In BV’s experience, heavily used cards are replaced 1.7

Cards 244

Square Launches Free Business Debit Card

PYMNTS

17) the Square Card, a business debit Mastercard aimed at helping businesses manage cash flow. In a press release , the payments company said Square Card users get a 2.75 Users can also export Square Card transaction data into formats for accounting.

Cards 255

NatWest Is Testing Biometric Credit Cards

PYMNTS

bank NatWest has started a three-month trial of a biometric credit card that will use a fingerprint in lieu of a PIN. If the purchase is more than £100, then the card needs to be put into a terminal with the fingerprint as additional verification. .

Cards 180

Apple Card Applications Open To Select Customers

PYMNTS

As Apple makes a broader push to expand its services business, the technology company has invited certain customers to apply for the Apple Card. And, for the new credit card, Mastercard will provide the payment network.

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Mesh Eyes Virtual Cards For Global B2B Payments

PYMNTS

Though credit cards were not originally designed to address the needs of corporate payers, advances in commercial card technology have positioned the payment tool as one that’s gaining traction in the accounts payable department.

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