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PayPal user policy sparks Republican ire

Payments Dive

Congressional Republicans this week demanded more details from PayPal over a proposed user policy that threatened to take users to task over “misinformation.”

Policies 398
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Food for Thought: A Policy on Credit Exceptions

Abrigo

When and how to cite credit exceptions A policy on credit exceptions can address many factors that can lead financial institutions to diverge from loan policy and miss signs of potential trouble. Takeaway 3 A credit exception policy should spell out what one is, when it can be used, and how to clear it.

Policies 195
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Unifying monetary and macroprudential policy

BankUnderground

Julia Giese, Michael McLeay, David Aikman and Sujit Kapadia Central banks have been using a range of monetary policy and macroprudential tools to maintain monetary and financial stability. Financial crises and macroprudential policy The global financial crisis of 2007–08 highlighted major deficiencies in macrofinancial policy frameworks.

Policies 114
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Create and Maintain an Effective Loan Policy

Abrigo

Confident Risk Management Begins with Sound Loan Policy A risk-based approach to loan policy can effectively improve your institution's profitability. You might also like this webinar on loan policy best practices. Loan policies make up the foundation for managing that credit risk. . When and how to update your policy.

Policies 195
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Fiserv adopts new executive severance policy

Payments Dive

The payments company’s board adopted the executive severance policy this week even though it opposed a similar shareholder proposal in May.

Policies 195
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Visa appoints advisory council for policy institute

Payments Dive

The new council is tasked with providing “strategic guidance” to the San Francisco-based card giant’s Washington think tank, but none of the initial members are based in the U.S.

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The transmission of macroprudential policy in the tails

BankUnderground

Álvaro Fernández-Gallardo, Simon Lloyd and Ed Manuel Since the 2007–09 Global Financial Crisis, central banks have developed a range of macroprudential policies (‘macropru’) to address fault lines in the financial system. So we construct a macropru policy index using the MacroPrudential Policies Evaluation Database (MaPPED).

Policies 103