BankUnderground

NOVEMBER 8, 2023

Francesca Diluiso, Barbara Annicchiarico and Marco Carli While climate change is often seen as a long-term concern, climate mitigation policies can have different short-term effects, since they affect the transmission mechanism of conventional macroeconomic shocks.

Policies 67

Policies Regulation Taxes Compliance 67

Payments Dive

APRIL 11, 2019

The move by Amazon to reverse policies for its cashierless Amazon Go stores is being seen as a response to growing economic and political pushback against the impact of Silicon Valley on major segments of U.S. and global societies.

Policies 370

Policies 370

CFPB Monitor

APRIL 7, 2023

In the CFPB’s second attempt to define “abusive” acts or practices, the first being guidance rescinded a year after it was given in 2020, the CFPB has issued a new policy statement in which it turns to statutory analysis and past enforcement actions to provide a framework for determining what constitutes abusive conduct. . Continue Reading

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Policies Analysis 148

PYMNTS

JANUARY 21, 2021

The European Central Bank (ECB) held this year’s first monetary policy meeting, and said in a statement on Thursday (Jan. The central bank’s governing council said that Eurozone interest rates will stay at record lows, as would other policies instituted during the pandemic. percent.

Policies 226

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PYMNTS

SEPTEMBER 22, 2019

While the company had rolled back the policy in April, it has decided to reinstate collecting the initial 2.9 Earlier this year, PayPal updated its User Agreement to change our refund policy,” a PayPal spokesperson told The Verge. “In The policy change is going into effect beginning on Oct. 11, 2019.”. “We

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Policies Payments Industry US 180

BankUnderground

JUNE 1, 2023

Sangyup Choi, Tim Willems and Seung Yong Yoo How does monetary policy really affect the real economy? What kinds of firms or industries are more sensitive to changes in the stance of monetary policy, and through which exact channels? ’), which is why we are interested in creating a broad database of such shocks.

Policies 114

Policies Industry Data Lending 114

PYMNTS

JANUARY 25, 2021

Xi asked for a global effort to fortify the coordination of macroeconomic policy and bolster the G20’s role in economic governance. Formed in 1999, the G20 — the Group of 20 — is an informal gathering of world economies to discuss and coordinate global policy on trade, health, climate and other issues.

Policies 231

Policies Maine Report Security 231

BankUnderground

JULY 13, 2022

Policy, meanwhile, was pulled in multiple directions by multiple objectives – employment, price and financial stability and debt sustainability. Asking what role macroeconomic policy played in interwar Britain is not a new topic, so why revisit it? What do I do?

Policies 107

Policies Taxes Comparison United States 107

PYMNTS

JUNE 10, 2020

TikTok , the popular Chinese short-form mobile video app, is facing more scrutiny over its privacy policies, Bloomberg reported. Last month, the data-protection commission in the Netherlands opened an investigation into TikTok’s policies to protect children’s data, noting the app is popular with Dutch youth, Bloomberg reported.

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Policies Data social media New York 253

BankUnderground

AUGUST 20, 2020

So it follows that monetary policy decisions can affect happiness too. In a recent working paper we use a novel approach to assess how the unprecedented loosening in monetary policy in response to the 2008 global financial crisis affected the well-being of UK households. Most studies have found the effects to be small. is utility, ??

Policies 126

Policies Analysis Survey Study 126

PYMNTS

APRIL 17, 2020

As the COVID-19 pandemic forces cancellations and postponements of events amid lockdowns, Ticketmaster is being criticized over its refund policy. He said its new refund policy is making it harder for customers to get their money back. He said its new refund policy is making it harder for customers to get their money back.

Policies 131

Policies New York National Online 131

PYMNTS

APRIL 9, 2020

Amid millions lost in box office receipts and production costs due to the coronavirus pandemic, Hollywood studios are now aiming to collect on their insurance policies. The insurance industry provides policies that protect studios from unforeseen circumstances.”.

Policies 167

Policies Report Industry Company 167

PYMNTS

JANUARY 14, 2021

The apps that were found to violate our user safety policies were immediately removed from the Store, and we have asked the developers of the remaining identified apps to demonstrate that they comply with applicable local laws and regulations,” Google India said in a Thursday (Jan. 14) blog post. “In

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Policies Google Lending Apple 150

BankUnderground

AUGUST 18, 2022

Since 2009, when policy rates reached their effective lower bound, quantitative easing (QE) has become an important instrument of central bank monetary policy. These models allow us to decompose movements in the curve into two effects: policy rate expectations; and term premia. Iryna Kaminska and Haroon Mumtaz. What we find.

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Policies Analysis Maine Marketing 122

South State Correspondent

DECEMBER 14, 2020

With FDA approval and the first shipments of the COVID-19 vaccine start to hit our communities this week, the question comes up over should banks have a policy around if the vaccine should be mandated, recommended, supported, and acknowledged in the workplace?

Policies 195

Policies Community 195

Bank Innovation

FEBRUARY 8, 2018

EXCLUSIVE—Payment processor Visa has not changed any policies related to the purchasing of bitcoin, the company told Bank Innovation. The company still allows Visa cardholders to make cryptocurrency purchases with “credit, debit, and certain prepaid Visa products,” it said in a statement.

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Bitcoin Policies cryptocurrency Cards 225

Chris Skinner

AUGUST 5, 2018

Also released last week, the EU document has a different focus to the US one, which allowed national FinTech charter bank licenses to be … The post The EU’s policy on FinTech competition is … appeared first on Chris Skinner's blog.

Fintech 208

Fintech Policies National US 208

PYMNTS

JANUARY 29, 2021

New policy changes on Google Play will enable gambling apps to be available in its store in more countries effective March 1, extending availability to the U.S. Google Play is further updating its policies to allow global developers the ability to create sustainable businesses that keep consumer safety in mind.

Policies 168

Policies Google Rhode Island West Virginia 168

BankUnderground

FEBRUARY 11, 2021

So can recipient countries employ prudential policies to offset monetary policy changes in centre countries? In line with those observations, we uncover evidence of a ‘London Bridge’ in cross-border lending: the way French banks channel funds to the UK is responsive to prudential policies in the rest of the world.

Policies 102

Policies Lending Capital Analysis 102

PYMNTS

JANUARY 22, 2020

With the new IBM Policy Lab, IBM is looking to regulate artificial intelligence (AI) development in a way that is safe, but does not infringe upon the creation of new technology, reports said. The think tank will gather leaders in several fields — from public policy, academia, civil society and technology. The Policy Lab will be busy.

Policies 131

Policies Regulation Risk Management Innovation 131

Payments Dive

NOVEMBER 29, 2023

PayPal is attacking illegitimate customer returns with new policies after a rise in e-commerce activity has fueled that type of fraud across the industry.

Fraud 373

Fraud Policies Industry 373

PYMNTS

AUGUST 7, 2020

Microsoft and Facebook are grumbling publicly about fellow tech giant Apple ‘s policies restricting access to coveted slots in its App Store, as well as the access given to iPhone and iPad users. 15, Microsoft plans to release Project xCloud , a streaming service that will allow users to play any of roughly 100 games.

Policies 166

Policies Apple Guidelines Mobile 166

PYMNTS

SEPTEMBER 17, 2020

In notes on its most recent (August) meeting of the bank’s Payments System Board, the members said that “at present there is not a strong public-policy case for issuance in Australia, given that the electronic payments system in Australia compares very favorably with those in many other countries and access to cash remains good.”.

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Policies Payments ATM blockchain 181

BankUnderground

OCTOBER 26, 2021

The Bank of England co-organised a ‘ History and Policy Making Conference ‘ in late 2020. History offers policymakers and academics useful case studies that can serve as distant mirrors beyond the study of crises and policy responses to them. Monetary theory and policy in Medieval France. Nathan Sussman.

Policies 110

Policies Taxes cryptocurrency National 110

American Banker

JUNE 8, 2023

Federal bank regulators issued proposed guidelines for banks and other mortgage lenders to craft policies around reconsideration of value requests. The move is the latest aimed at rooting out bias in home appraisals.

Regulation 68

Regulation Policies Guidelines Compliance 68

CFPB Monitor

NOVEMBER 9, 2023

The CFPB recently issued a policy statement in which it provided a framework for determining what constitutes abusive conduct under the CFPA. Continue Reading

Policies 78

Policies 78

BankBazaar

JANUARY 11, 2022

If you don’t have a good insurance policy, now is a good time to get one. Here are a few tips to make sure you get the most out of your policy so that you’re always ahead of the game: Age Matters. Additional Reading: How Good Is A Standard Individual Benefit-Based Coronavirus Health Insurance Policy? For Existing Policy Holders.

Policies 122

Policies Cards Report US 122

BankUnderground

OCTOBER 6, 2022

Occasionally, economic shocks are global in nature and so monetary policy can move in tandem across the world. But how common have directional changes in monetary policy been across the world over recent decades? To answer this, we developed a monetary policy diffusion index (MPDI) to illustrate the breadth of monetary policy changes.

Policies 86

Policies Analysis Marketing Tools 86

CFPB Monitor

OCTOBER 6, 2022

The CFPB, in a notice published in the Federal Register on September 27, 2022 , announced that it was rescinding its No-Action Letter and Compliance Assistance Sandbox policies (Policies). The CFPB also determined that the existing Policies failed to meet appropriate standards for transparency and stakeholder participation.

Policies 78

Policies Compliance Innovation Operations 78

Abrigo

OCTOBER 11, 2017

Policies are “the cornerstones for sound lending and loan administration,” and risk rating policies are a key component. Regulatory agencies lay out elements that loan policies should cover, such as what types of loans an institution will make and what information will be required from borrowers, but they rarely dictate the details.

Policies 150

Policies Lending Regulation Examples 150

BankUnderground

JULY 27, 2021

This fact has motivated a large body of literature to assess the role that macroprudential (MacroPru) policies play in mitigating the severity of recessions. In reality, this policy often takes the form of minimum capital or liquidity requirements. Policy implications. This probability is about 1.1

Policies 101

Policies Capital Regulation Analysis 101

Dataconomy

MARCH 30, 2022

Are you interested in creating or modifying a data retention policy? A company’s data retention policy describes how it saves data for compliance or regulatory reasons and destroys information once it is no longer required. A basic data retention policy should describe the formatting and storage system or devices for.

Policies 98

Policies Data Compliance System 98

American Banker

NOVEMBER 6, 2023

The small businesses that drive the U.S. economy and local economies throughout our nation are being "hung out to dry" by regulators' push for increased capital requirements, according to the head of the Small Business & Entrepreneurship Council.

Policies 92

Policies Regulation Capital National 92

BankBazaar

AUGUST 3, 2020

The most important difference between these two insurance plans is that while Corona Kavach policy is an indemnity-based plan in that only the insurer will only reimburse your hospital bill, the Corona Rakshak policy on the other hand, is a benefit-based plan where the insurer will pay 100% of the sum assured to the policyholder.

Policies 78

Policies Cards Payments Company 78

BankUnderground

AUGUST 17, 2021

There is ample evidence that a monetary policy tightening triggers a decline in consumer price inflation and a simultaneous contraction in investment and consumption (eg Erceg and Levin (2006) and Monacelli (2009) ). Chart 1 shows the impulse responses to an unexpected rise in the policy rate.

Policies 97

Policies Capital Lending Comparison 97

CFPB Monitor

OCTOBER 31, 2022

The CFPB characterized these fees as “unanticipated” because financial institutions use overdraft assessment policies and processes that are “unintelligible for many consumers and that consumers cannot control,” such as settlement timing, posting order, funds availability, and balance used for overdraft fees.

Policies 78

Policies FDIC Cards Fraud 78

PYMNTS

JULY 8, 2020

The Pittsburgh Pirates unveiled their reimbursement and credit policies at a time when it is not known if PNC Park will have the ability to host spectators for this year’s season amid the pandemic, according to a statement. Sports teams are offering to provide credits or refunds to their fans.

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Policies Survey Community US 132