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A bank-merger moratorium isn’t just bad policy. It’s illegal.
American Banker
JANUARY 5, 2022
M&A Politics and policy
Policies Related Topics 
Monetary policy and happiness
BankUnderground
AUGUST 20, 2020
So it follows that monetary policy decisions can affect happiness too. In a recent working paper we use a novel approach to assess how the unprecedented loosening in monetary policy in response to the 2008 global financial crisis affected the well-being of UK households.
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Partisan battle brewing over FDIC's bank merger policy
American Banker
DECEMBER 9, 2021
FDIC Politics and policy
How climate risk is already creeping into banking policy
American Banker
OCTOBER 20, 2021
Climate change Politics and policy
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Le Pont de Londres: monetary policy spillovers, prudential policies and the financial centre effect
BankUnderground
FEBRUARY 11, 2021
So can recipient countries employ prudential policies to offset monetary policy changes in centre countries? Many people (most notably Hélène Rey’s 2013 Jackson Hole paper ) have advocated taking macroprudential policies to offset this destabilising effect.
Challenges to monetary policy: lessons from Medieval Europe
BankUnderground
OCTOBER 26, 2021
The Bank of England co-organised a ‘ History and Policy Making Conference ‘ in late 2020. History offers policymakers and academics useful case studies that can serve as distant mirrors beyond the study of crises and policy responses to them. Nathan Sussman.
Progressives urge bank regulators to toughen climate change policies
American Banker
DECEMBER 1, 2021
Compliance Biden Administration Politics and policy
PayPal Changes Seller Refund Fee Policy
PYMNTS
SEPTEMBER 22, 2019
While the company had rolled back the policy in April, it has decided to reinstate collecting the initial 2.9 Earlier this year, PayPal updated its User Agreement to change our refund policy,” a PayPal spokesperson told The Verge. “In In line with industry practice, and according to our updated policy, we do not charge fees to process refunds, but when a seller refunds a transaction to a buyer, the fees originally paid will not be returned to the seller.
Slow recoveries, endogenous growth and macroprudential policy
BankUnderground
JULY 27, 2021
This fact has motivated a large body of literature to assess the role that macroprudential (MacroPru) policies play in mitigating the severity of recessions. In reality, this policy often takes the form of minimum capital or liquidity requirements. Policy implications.
Monetary policy, sectoral comovement and the credit channel
BankUnderground
AUGUST 17, 2021
There is ample evidence that a monetary policy tightening triggers a decline in consumer price inflation and a simultaneous contraction in investment and consumption (eg Erceg and Levin (2006) and Monacelli (2009) ). Chart 1 shows the impulse responses to an unexpected rise in the policy rate.
Unemployment risk, liquidity traps and monetary policy
BankUnderground
JULY 6, 2021
We study optimal monetary policy conduct through the lens of a Heterogeneous Agents New Keynesian ( HANK ) model with frictions in the labour market, imperfect unemployment insurance, and an occasionally binding ZLB constraint (ie the interest rate may hit the ZLB during a downturn).
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Quantifying the full impact of country-specific policies on trade flows
BankUnderground
JANUARY 12, 2022
Most economists rely upon the structural gravity model as a best tool to analyse the impact of trade policies on bilateral trade flows. This is problematic, as in practice many policy-relevant trade costs are country-specific. International Economics Gravity Trade policy
Why the Fed should reengineer its monetary policy
American Banker
APRIL 30, 2021
Economic indicators Monetary policy Federal Reserve
Revisiting the New Keynesian policy paradoxes under QE
BankUnderground
JUNE 3, 2021
This fact has motivated new research to understand, both theoretically and empirically, the impact of monetary policies when the nominal policy rate is at the ELB. Policy paradoxes at the effective lower bound of short-term rates. Policy implications.
Amazon Go policy shift seen as response to legislative pushback
Mobile Payments Today
APRIL 11, 2019
The move by Amazon to reverse policies for its cashierless Amazon Go stores is being seen as a response to growing economic and political pushback against the impact of Silicon Valley on major segments of U.S. and global societies
Public policy can't slow distributed finance
Payments Source
APRIL 20, 2021
Blockchain Digital payments Cryptocurrencies
EU Shakes Up Digital Policy To Get Competitive In Tech
PYMNTS
FEBRUARY 19, 2020
The proposed plan to revamp the region’s digital market policy also includes measures to limit data control by Google, Facebook, Amazon and other Big Tech firms. Europe Big Tech data digital policy EU European Commission News What's Hot
IBM Announces Policy Lab To Help Ensure ‘Trustworthy’ Tech
PYMNTS
JANUARY 22, 2020
With the new IBM Policy Lab, IBM is looking to regulate artificial intelligence (AI) development in a way that is safe, but does not infringe upon the creation of new technology, reports said. Leclerc is also chairman of the Software Alliance’s Europe, Middle East and Africa Policy Committee.
Covid-19 briefing: monetary policy strategy post-Covid
BankUnderground
NOVEMBER 16, 2020
This post summarises the key literature on the immediate monetary policy response to the shock, including both tools and short to medium-term strategy issues (but leaving aside the longer-term question of fiscal-monetary interactions). Monetary Policy Covid-19 monetary policy
TikTok?s Data Privacy Policies Draw Eyes Of EU Authorities
PYMNTS
JUNE 10, 2020
TikTok , the popular Chinese short-form mobile video app, is facing more scrutiny over its privacy policies, Bloomberg reported.
Monetary Policy Lacks Realism
FluentBanking
AUGUST 11, 2021
Realistic assumptions and sound hypotheses are critical for devising policies and setting targets, as they form the basis for subsequent actions and interventions. The overall credit growth target in the monetary policy has been set at 17.80
CFPB Updates Policy For Civil Investigative Demands
PYMNTS
APRIL 24, 2019
The Consumer Financial Protection Bureau (CFPB) has announced changes to policies on Civil Investigative Demands (CIDs), which are investigational subpoenas issued by the CFPB. As a result of the policy changes, CIDs will now provide more information about the laws that might have been violated, as well as specify the activities subject to the CFPB’s authority. CFPB Civil Investigative Demands investigation law enforcement News policy violation What's Hot
Banks should revamp overdraft policies before Congress does it for them
American Banker
OCTOBER 13, 2021
Fee disclosures Consumer banking Politics and policy
JPMorgan bond deal is paused by Louisiana over gun policy
American Banker
OCTOBER 22, 2021
ESG Politics and policy
New Facial Recognition Policy Signed Into Law In Washington State
PYMNTS
APRIL 1, 2020
Washington State Governor Jay Inslee signed a bill on Tuesday (March 31) establishing specific rules – backed by Microsoft – governing facial recognition software, according to a blog by Bill Smith, president of Microsoft.
Fireworks over OCC nominee distract from bigger policy issue
American Banker
NOVEMBER 17, 2021
Digital banking Regulatory reform Politics and policy
ECB Policy Maker Says Banks Must Find Libra Alternatives
PYMNTS
JANUARY 2, 2020
A European Central Bank (ECB) policy maker is urging banks in the area to find alternatives to Facebook’s proposed cryptocurrency Libra, according to a report by Bloomberg. Cryptocurrency cryptocurrency european central bank Libra monetary policy News What's Hot
Ticketmaster Under Fire Over Refund Policy
PYMNTS
APRIL 17, 2020
As the COVID-19 pandemic forces cancellations and postponements of events amid lockdowns, Ticketmaster is being criticized over its refund policy. He said its new refund policy is making it harder for customers to get their money back.
Uncertainty and voting in monetary policy committees
BankUnderground
MARCH 2, 2021
The right stance for monetary policy is highly uncertain, and so it is no surprise that members of monetary policy committees – like the Bank of England’s Monetary Policy Committee (MPC) – regularly disagree about the best course of action. Alastair Firrell and Kate Reinold.
Know Differences Between Corona Kavach Policy And Corona Rakshak Policy
BankBazaar
AUGUST 3, 2020
Corona Kavach Policy or the COVID Standard Health Policy will be mandatorily offered by all general and Health Insurance companies. Life Insurance companies cannot offer this policy. On the other hand, one can approach any insurer to buy the Corona Rakshak Policy.
Should Your Bank Have A Workplace Vaccine Policy?
Banker to Banker
DECEMBER 14, 2020
With FDA approval and the first shipments of the COVID-19 vaccine start to hit our communities this week, the question comes up over should banks have a policy around if the vaccine should be mandated, recommended, supported, and acknowledged in the workplace?
How to Explain EVE Policy Exceptions to Your Board
Strategically Speaking
JULY 8, 2021
Economic Value of Equity (or “net economic value” for credit unions) is the difference between the fair value of assets and the fair value of liabilities. Economic value of equity (EVE) is a longer term look at interest rate risk.
Google India Boots Loan Apps Breaking Safety Policies
PYMNTS
JANUARY 14, 2021
The apps that were found to violate our user safety policies were immediately removed from the Store, and we have asked the developers of the remaining identified apps to demonstrate that they comply with applicable local laws and regulations,” Google India said in a Thursday (Jan.
Monetary Policy Transmission: Borrowing Constraints Matter!
BankUnderground
MAY 26, 2020
How does the transmission of monetary policy depend on the distribution of debt in the economy? Our findings also suggest that the overall impact of monetary policy partly depends on the behaviour of house prices, and might not be symmetric for interest rate rises and falls.
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