INDUSTRY INSIGHTS YOUR PEERS ARE READING
economic policy ????? The FED ! Alright here's an easy quiz for Wednesday morning: WHICH FAMOUS ROCK AND ROLL BAND IS "THE HOUSE BAND" FOR THE FEDERAL RESERVE? C'mon don't peek yet! Which band is both 1) named after and 2) sings about U.S. DIRE STRAITS !!! and "Money For Nothing" !! Opinion MORE
After making changes to its Android app and terms of service, MoviePass is adding another modification to its platform: Subscribers can now only watch a particular movie through its movie ticket subscription service one time, Android Central reported. “We We recently updated our Terms of Service to reflect that MoviePass subscribers are only permitted to see a select movie in theaters once with your MoviePass,” the company wrote on its website. “We MORE
Kenya’s National Treasury has published the 2018 budget policy statement (BPS) – titled “The Big Four” – creating jobs, transforming lives. The post Kenya 2018 Budget Policy and the Big Four appeared first on Bankelele. MORE
Apple CEO Tim Cook and IBM CEO Ginni Rometty have been appointed to President Donald Trump’s advisory board that aims to direct the future of workforce policy. Regulation Advisory Board AI Apple Donald Trump Education IBM jobs News policy regulation What's Hot workforce MORE
Google is reviewing its privacy policies after a report showed that contractors were given sensitive audio information, including private conversations and personal information that could identify users, according to a report by TechCrunch. MORE
While this time of year is filled with cheer and celebration, it’s also important to make sure your company’s policies reflect fairness, equality and safety. Tip #2: Make sure your policies work with diverse religious beliefs. Blog HR Policies‘Tis the season! MORE
trade policy is the largest risk externally that companies face. trade policy will have a negative impact during the next six months, while 20 percent said the impact will be very negative, and 66 percent of Asia-Pacific-based CFOs said the U.S. President Donald Trump’s tax reform — signed into law late last year — was a boon for the stock market, but his tough trade stance is pressuring stocks so far in 2018. MORE
If you close your account before May 7, 2019, the changes will not apply to you,” the company wrote in the policy update. Sellers aren’t happy with some of the changes that PayPal has made to its user agreement. MORE
Bafin, the German financial watchdog that is monitoring Deutsche Bank’s involvement in the Danske Bank money laundering scandal, has asked the bank to review some of its correspondent banking policies, according to a report from Reuters. MORE
Uber is changing its policy on bug bounties, payments to people who expose data security problems, Reuters reported on Thursday (April 26). “We’re The company is revising its policy to specify it won’t pursue legal action against good-faith hackers who submit flaws through its bug bounty portal, which is hosted by HackerOne. MORE
Her Majesty’s Revenue and Customs (HMRC) has refused to delay a “loan charge” policy for tens of thousands of individuals in the U.K. The policy has not been well-received, and has even been linked to two suicides in the country. MORE
In Kenya, the Capital Markets Authority (CMA) has issued its “FinTech Sandbox Guidance Note,” which is now finalized as policy. MORE
based technology group, issued a report Thursday (March 16) in which it said China’s mercantilist industrial policIes put the entire global economy and trading system at risk and called for countries to increase the pressure on China to “reset” its policies, reported Reuters. to work with Australia, Canada, Germany, Japan, South Korea, the United Kingdom and the European Union to come together to pressure China into what the group called a “fundamental economic policy reset.”. MORE
19) announced a new policy tool aimed at boosting lending to small and private companies. The central bank in China went on to note that it plans to continue to put in place a “prudent and neutral” monetary policy that will ensure liquidity. MORE
The post Social Media Policies: Four Steps to Effectiveness appeared first on Deluxe FS. Note: Nothing in this post is legal advice and should not be construed as such. As of March 2018, there are more than 3 billion social media users worldwide. It’s a certainty that at least some of those users work for your organization. These users, and all your employees, need to know the rules. Regulatory Compliance engagement marketer marketers Marketing Social Media Technology website MORE
For monetary policy and those interested in inflation dynamics, the implication is that retail prices are becoming less ‘insulated’ from these common nationwide shocks,” Cavallo wrote in the paper. The aforementioned impact of shorter-duration pricing at retailers has implications for monetary policies, according to Bloomberg, as automatic adjustments to what are known as external shocks means that interest rate adjustments by the central bank may lose potency. MORE
and global growth prospects, and in the ability of policy authorities to offset weak growth.” Bob Dylan’s big Nobel Prize win means that this week’s Insights piece features a Dylan-esque theme. MORE
And as a form of data sharing, a form of record keeping, a direct conduit in transactions, some proponents say that decentralized ledger technology (DLT) can be a salve for an issue front-and-center, as Turkey proves a recent example of daily life roiled by rapid currency devaluation and panic: Namely, monetary policy. At its most basic form, monetary policy resides in the hands of governments, and currencies are rooted in the notion of “fiat.” MORE
(The Paypers) CAIT , the Confederation of All India Trades, has announced the introduction of an ecommerce policy to prevent corruption in the market MORE
Options include legislation to study the risk of leveraged loans, more aggressive action by the Financial Stability Oversight Council and additional capital buffers. Policymakers may also choose to do nothing. MORE
President Donald Trump announced over the weekend that U.S. Treasurer Jovita Carranza is his pick to lead the Small Business Administration (SBA), after its current chief, Linda McMahon, announced on Friday (March 29) that she will leave the post. MORE
What consumers want mostly is choice – and they tend to prefer retailers and service providers that offer it to them. MORE
Microsoft is happy to cater to these demands by announcing the availability of retention policies for Microsoft Teams. Teams admins now can use Office 365 Security and Compliance to set retention policies for Teams chats and team channels. Technology is a beautiful thing! MORE
(The Paypers) UK-based Curve has introduced a purchase protection policy that can reimburse supported claims within 24-hours on eligible purchases of up to GBP 100,000 made with a Curve card MORE
To take on apps that don’t give users information on the use of their personal data, Apple is introducing a new requirement: At the beginning of October, apps will have to have a privacy policy – even those that are in testing, according to reports. 3, 2018, App Store Connect will require a privacy policy for all new apps and app updates in order to be submitted for distribution on the App Store or through TestFlight external testing,” a statement on Apple’s website reads. “In MORE
Her term ends in October, so she’s working a report that will lead competition policies in the digital era, according to a report by the AP. Margrethe Vestager, the European Union’s top antitrust cop, is coming to the end of her term as antitrust enforcer, but not before she plans to release a report laying out a long-term plan to police the world’s largest tech companies. Vestager has tussled with many of the big name tech companies, including Google, Apple, Amazon and Facebook. MORE
The new per-transaction threshold complements the bank’s existing policy of not charging an overdraft fee if a customer’s available balance and ending account balance is overdrawn by $5 or less and no items are returned for non-sufficient funds at the end of processing for that business day. Aiming to boost its reputation after a fake account scandal last year, Wells Fargo announced Tuesday (Nov. 14) the launch of a new overdraft feature that will reduce the hit to customers. MORE
According to a report in Bloomberg , the social media giant is spelling out how it collects and uses data in its Terms of Service and Data Use Policy. The updated policy discusses not only how data is used on the Facebook site, but also how it is used across other social media platforms, such as Instagram and Facebook Messenger. Users have found Facebook’s policies confusing in the past, especially pertaining to apps the company owns. MORE
Taking a page from the old Tom Petty Handbook, Target CEO Brian Cornell has officially determined that the retailer will not back down on its inclusive bathroom policy. million signatures argue that “Target’s policy is exactly how sexual predators get access to their victims.” Cornell buttressed that message on a mid-week CNBC appearance during which he affirmed there would be no reversing its policy. “We’ve Retail Target Target Bathroom policy MORE
The move by Amazon to reverse policies for its cashierless Amazon Go stores is being seen as a response to growing economic and political pushback against the impact of Silicon Valley on major segments of U.S. MORE
The Consumer Financial Protection Bureau (CFPB) has announced changes to policies on Civil Investigative Demands (CIDs), which are investigational subpoenas issued by the CFPB. CFPB Civil Investigative Demands investigation law enforcement News policy violation What's Hot MORE
It’s official. Insurance has moved on. It is very big business and new technologies have changed how agencies offer their products – as well as how customers buy their cover. It’s a revolution that demands modernization. The $1.2trn insurance industry understands MORE
Morning scan Trump administration Monetary policy AML Mobile payments Consumer banking Dodd-FrankThe president says the Fed is giving China a competitive advantage; bank stocks gained after tariffs on Mexican imports nixed. MORE
Also released last week, the EU document has a different focus to the US one, which allowed national FinTech charter bank licenses to be … The post The EU’s policy on FinTech competition is … appeared first on Chris Skinner's blog. I cannot post a 222-page PDF from the US Government on FinTech and competition without also posting a 136-page PDF from the European Commission on FinTech and competition. MORE
EXCLUSIVE—Payment processor Visa has not changed any policies related to the purchasing of bitcoin, the company told Bank Innovation. The company still allows Visa cardholders to make cryptocurrency purchases with “credit, debit, and certain prepaid Visa products,” it said in a statement. MORE
Karan Bhatia, vice president of global public policy and government relations at Google, said there should be common rules when it comes to regulating technology on a global basis. MORE
Chief Executive Officer John Neal said that the 330-year-old insurance market is in discussions with automakers about different policies as car ownership changes. Lloyd’s of London is looking into its auto coverage options to prepare for the impending rise in driverless technology. MORE
The Dutch Data Protection Authority (DDPA) in the Netherlands has released its own General Data Protection Regulation (GDPR) fining policy, according to reports , and is the first European Union (EU) country to do so. MORE
The Bank makes clear it’s not the opinions of the institution … The post Could central bank digital currencies kill monetary policy? I didn’t realise until the other day that the Bank of England has a blog Bank Underground. Finally, a boring old British bank with a blog. MORE
(more…) (more…). Retail and Transit Transit and Travel MORE
After discovering that its customers have been misusing its generous return policy, L.L. Prior to the change in policy, L.L. But customers have been abusing the policy, making it hard for the retailer to continue offering a lifetime return window. Bean’s flexible return policy might not have worked for the retailer, in general, consumers are thinking of returns prior to placing an order. And the preferred policy for U.S. MORE
Policies Related Topics Mobile Payments Today
APRIL 11, 2019
The move by Amazon to reverse policies for its cashierless Amazon Go stores is being seen as a response to growing economic and political pushback against the impact of Silicon Valley on major segments of U.S.
PYMNTS
APRIL 24, 2019
The Consumer Financial Protection Bureau (CFPB) has announced changes to policies on Civil Investigative Demands (CIDs), which are investigational subpoenas issued by the CFPB. CFPB Civil Investigative Demands investigation law enforcement News policy violation What's Hot
PYMNTS
JUNE 18, 2019
Chief Executive Officer John Neal said that the 330-year-old insurance market is in discussions with automakers about different policies as car ownership changes. Lloyd’s of London is looking into its auto coverage options to prepare for the impending rise in driverless technology.
PYMNTS
JULY 11, 2019
Google is reviewing its privacy policies after a report showed that contractors were given sensitive audio information, including private conversations and personal information that could identify users, according to a report by TechCrunch.
PYMNTS
MARCH 14, 2019
The Dutch Data Protection Authority (DDPA) in the Netherlands has released its own General Data Protection Regulation (GDPR) fining policy, according to reports , and is the first European Union (EU) country to do so.
PYMNTS
APRIL 7, 2019
If you close your account before May 7, 2019, the changes will not apply to you,” the company wrote in the policy update. Sellers aren’t happy with some of the changes that PayPal has made to its user agreement.
PYMNTS
FEBRUARY 14, 2019
Apple CEO Tim Cook and IBM CEO Ginni Rometty have been appointed to President Donald Trump’s advisory board that aims to direct the future of workforce policy. Regulation Advisory Board AI Apple Donald Trump Education IBM jobs News policy regulation What's Hot workforce
PYMNTS
AUGUST 27, 2018
For monetary policy and those interested in inflation dynamics, the implication is that retail prices are becoming less ‘insulated’ from these common nationwide shocks,” Cavallo wrote in the paper. The aforementioned impact of shorter-duration pricing at retailers has implications for monetary policies, according to Bloomberg, as automatic adjustments to what are known as external shocks means that interest rate adjustments by the central bank may lose potency.
PYMNTS
DECEMBER 18, 2018
In Kenya, the Capital Markets Authority (CMA) has issued its “FinTech Sandbox Guidance Note,” which is now finalized as policy.
PYMNTS
MARCH 26, 2019
Her Majesty’s Revenue and Customs (HMRC) has refused to delay a “loan charge” policy for tens of thousands of individuals in the U.K. The policy has not been well-received, and has even been linked to two suicides in the country.
PYMNTS
APRIL 27, 2018
After making changes to its Android app and terms of service, MoviePass is adding another modification to its platform: Subscribers can now only watch a particular movie through its movie ticket subscription service one time, Android Central reported. “We We recently updated our Terms of Service to reflect that MoviePass subscribers are only permitted to see a select movie in theaters once with your MoviePass,” the company wrote on its website. “We
PYMNTS
NOVEMBER 15, 2017
The new per-transaction threshold complements the bank’s existing policy of not charging an overdraft fee if a customer’s available balance and ending account balance is overdrawn by $5 or less and no items are returned for non-sufficient funds at the end of processing for that business day. Aiming to boost its reputation after a fake account scandal last year, Wells Fargo announced Tuesday (Nov. 14) the launch of a new overdraft feature that will reduce the hit to customers.
PYMNTS
AUGUST 31, 2018
To take on apps that don’t give users information on the use of their personal data, Apple is introducing a new requirement: At the beginning of October, apps will have to have a privacy policy – even those that are in testing, according to reports. 3, 2018, App Store Connect will require a privacy policy for all new apps and app updates in order to be submitted for distribution on the App Store or through TestFlight external testing,” a statement on Apple’s website reads. “In
BankThink
JUNE 11, 2019
Morning scan Trump administration Monetary policy AML Mobile payments Consumer banking Dodd-FrankThe president says the Fed is giving China a competitive advantage; bank stocks gained after tariffs on Mexican imports nixed.
Perficient Financial Servies
MAY 14, 2018
Microsoft is happy to cater to these demands by announcing the availability of retention policies for Microsoft Teams. Teams admins now can use Office 365 Security and Compliance to set retention policies for Teams chats and team channels. Technology is a beautiful thing!
PYMNTS
APRIL 9, 2019
President Donald Trump announced over the weekend that U.S. Treasurer Jovita Carranza is his pick to lead the Small Business Administration (SBA), after its current chief, Linda McMahon, announced on Friday (March 29) that she will leave the post.
Chris Skinner
AUGUST 5, 2018
Also released last week, the EU document has a different focus to the US one, which allowed national FinTech charter bank licenses to be … The post The EU’s policy on FinTech competition is … appeared first on Chris Skinner's blog. I cannot post a 222-page PDF from the US Government on FinTech and competition without also posting a 136-page PDF from the European Commission on FinTech and competition.
Chris Skinner
AUGUST 31, 2016
The Bank makes clear it’s not the opinions of the institution … The post Could central bank digital currencies kill monetary policy? I didn’t realise until the other day that the Bank of England has a blog Bank Underground. Finally, a boring old British bank with a blog.
PYMNTS
JANUARY 21, 2019
Her term ends in October, so she’s working a report that will lead competition policies in the digital era, according to a report by the AP. Margrethe Vestager, the European Union’s top antitrust cop, is coming to the end of her term as antitrust enforcer, but not before she plans to release a report laying out a long-term plan to police the world’s largest tech companies. Vestager has tussled with many of the big name tech companies, including Google, Apple, Amazon and Facebook.
PYMNTS
DECEMBER 18, 2017
While this time of year is filled with cheer and celebration, it’s also important to make sure your company’s policies reflect fairness, equality and safety. Tip #2: Make sure your policies work with diverse religious beliefs. Blog HR Policies‘Tis the season!
PYMNTS
DECEMBER 19, 2018
19) announced a new policy tool aimed at boosting lending to small and private companies. The central bank in China went on to note that it plans to continue to put in place a “prudent and neutral” monetary policy that will ensure liquidity.
PYMNTS
FEBRUARY 15, 2019
Bafin, the German financial watchdog that is monitoring Deutsche Bank’s involvement in the Danske Bank money laundering scandal, has asked the bank to review some of its correspondent banking policies, according to a report from Reuters.
BankThink
JULY 3, 2019
Policymaking Interest rates Monetary policy Federal ReserveChristopher Waller is a conventional choice drawn from within the Fed’s own ranks. Judy Shelton has spent decades outside mainstream economics. But both are expected to echo the president’s call for lowering interest rates.
ForwardBanker
SEPTEMBER 24, 2018
The post Social Media Policies: Four Steps to Effectiveness appeared first on Deluxe FS. Note: Nothing in this post is legal advice and should not be construed as such. As of March 2018, there are more than 3 billion social media users worldwide. It’s a certainty that at least some of those users work for your organization. These users, and all your employees, need to know the rules. Regulatory Compliance engagement marketer marketers Marketing Social Media Technology website
PYMNTS
JANUARY 10, 2019
What consumers want mostly is choice – and they tend to prefer retailers and service providers that offer it to them.
PYMNTS
JUNE 21, 2018
trade policy is the largest risk externally that companies face. trade policy will have a negative impact during the next six months, while 20 percent said the impact will be very negative, and 66 percent of Asia-Pacific-based CFOs said the U.S. President Donald Trump’s tax reform — signed into law late last year — was a boon for the stock market, but his tough trade stance is pressuring stocks so far in 2018.
PYMNTS
AUGUST 21, 2018
And as a form of data sharing, a form of record keeping, a direct conduit in transactions, some proponents say that decentralized ledger technology (DLT) can be a salve for an issue front-and-center, as Turkey proves a recent example of daily life roiled by rapid currency devaluation and panic: Namely, monetary policy. At its most basic form, monetary policy resides in the hands of governments, and currencies are rooted in the notion of “fiat.”
The Paypers
FEBRUARY 28, 2019
(The Paypers) UK-based Curve has introduced a purchase protection policy that can reimburse supported claims within 24-hours on eligible purchases of up to GBP 100,000 made with a Curve card
The Paypers
SEPTEMBER 18, 2018
(The Paypers) CAIT , the Confederation of All India Trades, has announced the introduction of an ecommerce policy to prevent corruption in the market
PYMNTS
APRIL 26, 2018
Uber is changing its policy on bug bounties, payments to people who expose data security problems, Reuters reported on Thursday (April 26). “We’re The company is revising its policy to specify it won’t pursue legal action against good-faith hackers who submit flaws through its bug bounty portal, which is hosted by HackerOne.
Bobs Guide
MAY 8, 2019
It’s official. Insurance has moved on. It is very big business and new technologies have changed how agencies offer their products – as well as how customers buy their cover. It’s a revolution that demands modernization. The $1.2trn insurance industry understands
Bankelele
JANUARY 28, 2018
Kenya’s National Treasury has published the 2018 budget policy statement (BPS) – titled “The Big Four” – creating jobs, transforming lives. The post Kenya 2018 Budget Policy and the Big Four appeared first on Bankelele.
BankThink
JUNE 6, 2019
Options include legislation to study the risk of leveraged loans, more aggressive action by the Financial Stability Oversight Council and additional capital buffers. Policymakers may also choose to do nothing.
SWBC's LenderHub
OCTOBER 17, 2016
and global growth prospects, and in the ability of policy authorities to offset weak growth.” Bob Dylan’s big Nobel Prize win means that this week’s Insights piece features a Dylan-esque theme.
Tomorrow's Transactions
JULY 15, 2019
(more…) (more…). Retail and Transit Transit and Travel
BankThink
JUNE 4, 2019
The trade organization is promoting deputy general counsel John Court to succeed Jeremy Newell in July. Career advancement Career moves Policymaking Greg Baer Covington & Burling The Clearing House Association
PYMNTS
APRIL 5, 2018
According to a report in Bloomberg , the social media giant is spelling out how it collects and uses data in its Terms of Service and Data Use Policy. The updated policy discusses not only how data is used on the Facebook site, but also how it is used across other social media platforms, such as Instagram and Facebook Messenger. Users have found Facebook’s policies confusing in the past, especially pertaining to apps the company owns.
Jim Blaine
OCTOBER 12, 2016
economic policy ????? The FED ! Alright here's an easy quiz for Wednesday morning: WHICH FAMOUS ROCK AND ROLL BAND IS "THE HOUSE BAND" FOR THE FEDERAL RESERVE? C'mon don't peek yet! Which band is both 1) named after and 2) sings about U.S. DIRE STRAITS !!! and "Money For Nothing" !! Opinion
PYMNTS
MAY 13, 2016
Taking a page from the old Tom Petty Handbook, Target CEO Brian Cornell has officially determined that the retailer will not back down on its inclusive bathroom policy. million signatures argue that “Target’s policy is exactly how sexual predators get access to their victims.” Cornell buttressed that message on a mid-week CNBC appearance during which he affirmed there would be no reversing its policy. “We’ve Retail Target Target Bathroom policy
PYMNTS
FEBRUARY 10, 2019
Karan Bhatia, vice president of global public policy and government relations at Google, said there should be common rules when it comes to regulating technology on a global basis.
PYMNTS
FEBRUARY 9, 2018
After discovering that its customers have been misusing its generous return policy, L.L. Prior to the change in policy, L.L. But customers have been abusing the policy, making it hard for the retailer to continue offering a lifetime return window. Bean’s flexible return policy might not have worked for the retailer, in general, consumers are thinking of returns prior to placing an order. And the preferred policy for U.S.
PYMNTS
MARCH 17, 2017
based technology group, issued a report Thursday (March 16) in which it said China’s mercantilist industrial policIes put the entire global economy and trading system at risk and called for countries to increase the pressure on China to “reset” its policies, reported Reuters. to work with Australia, Canada, Germany, Japan, South Korea, the United Kingdom and the European Union to come together to pressure China into what the group called a “fundamental economic policy reset.”.
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