Five Key Takeaways From PYMNTS’ BNPL Study

PYMNTS

According to PYMNTS’ new study, Buy Now, Pay Later: Millennials and the Shifting Dynamics of Online Credit , which surveyed nearly 15,000 U.S. BNPL may not be widely used today compared to other online payment options, but the same cannot be said for BNPL’s market potential, the study said.

Study 163

Study: 69 Percent Of Consumers Say They Want Subscription Bundles

PYMNTS

Th e study also found that consumers with the most subscription plans more commonly prefer subscription bundles. Subscription bundles are making a comeback, especially as consumers spend more time at home under lockdown measures as the number of COVID-19 cases continues to rise.

Study 204
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Study: COVID-19 Fraud Reaches $100M

PYMNTS

Maine led the pack, where monthly complaints of coronavirus scams and identity theft quadrupled from March through July, the study said. SocialCatfish.com, the identity verification nonprofit, reported U.S.

Study 237

Study: Manual AR Processes Slow Payments Collection By As Much As 67 Percent

PYMNTS

This is the key takeaway from a study of 2,203 small to large businesses representing a variety of sectors. B2B Payments accounts receivable American Express automation B2B Payments Innovation Readiness Playbook DSO Invoices Main Feature News PYMNTS Study

Study 229

How Banks Are Winning with AI and Automated Machine Learning

Banks have always relied on predictions to make their decisions. Estimating the risks or rewards of making a particular loan, for example, has traditionally fallen under the purview of bankers with deep knowledge of the industry and extensive expertise. But times are changing. Today, banks realize that data science can significantly speed up these decisions with accurate and targeted predictive analytics. By leveraging the power of automated machine learning, banks have the potential to make data-driven decisions for products, services, and operations. Read the white paper, How Banks Are Winning with AI and Automated Machine Learning, to find out more about how banks are tackling their biggest data science challenges.

Telekom Slovenije Google Play & Fortumo case study

Mobile Payments Today

Telekom Slovenije Google Play & Fortumo case study: doubling Google Play spend limits

Singapore Case Study: One Wallet. Multiple Uses.

Mobile Payments Today

This case study focuses on how Telepin was able to help a large Signapore telecommunications company provide mobile financial services to an economically diverse clientel

Study finds mobile surpasses PC enrollments

Bank Innovation

According to a study from IDology, an identity verification and fraud prevention company, 61% of Americans used a smartphone to enroll in some sort of an account this year, while 56% used a computer or laptop. The study also found a 19% jump […]. Mobile enrollments made some major leaps this year, surpassing even computer enrollments.

Study 183

FIs Expect Cybersecurity Spending To Increase In 2021, Study Finds

PYMNTS

And in another recent study, J.P. Financial firms expect that the cost to defend against cyberattacks will continue to increase in 2021, according to Bloomberg , citing a survey done by Deloitte & Touche LLP.

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Study Reveals Consumers’ Mobile Shopping Behaviors

PYMNTS

However, according to the Remote Payments Study conducted by PYMNTS in September 2018, behavior habits are shared by consumers based on income, age and gender. Mobile Commerce consumer behavior mcommerce Mobile Payments Mobile shopping News Payment Methods Remote Payments Study Retail SmartphonesConsumer dependence on smartphones is often derided as a distraction, but they have also become a vital mobile shopping and buying tool – whether in-store or from a living room sofa.

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Best Practices for a Marketing Database Cleanse

As frustrating as contact and account data management can be, this is still your database – a massive asset to your organization, even if it is rife with holes and inaccurate information. Entrusting a vendor to help maintain its accuracy and completeness is no ordinary engagement. Download ZoomInfo’s latest data-driven eBook aimed to help marketing leaders understand the best practices around choosing a B2B contact data provider.

FSS Digital Banking Case study

Mobile Payments Today

Engaging customers over digital channels has become table stakes in financial services, A leading bank in India has deployed Mobile Pay, our Digital Banking Solution, to build an expansive partner ecosystem to engage customers and achieve services differentiation

X9 forms real-time payments study group

Payments Source

The Accredited Standards Committee X9 is forming a group to study faster and real-time payments activity in the financial industry and eventually recommend new X9 standards and upgrades that would enhance interoperability and adoption. Real-time payments Compliance

Study 77

US Government Aid Lessened Bankruptcies In 2020, Study Finds

PYMNTS

Government pandemic aid helped bankruptcy filings hit a 35-year low in 2020, according to legal service firm Epiq. In Epiq's report on 2020 bankruptcy statistics, the firm found that 2020 had the lowest numbers since 1989, with 529,068 over all chapters, according to a press release.

Study 172

Study Shows Americans Struggling As Savings Dry Up

PYMNTS

University of Chicago economist Peter Ganong studied the data and told the New York Times that American are surviving on the leftover crumbs from the CARES Act as the country heads into the holiday season and winter weather.

Study 203

How Banks Are Winning with AI and Automated Machine Learning

Banks have always relied on predictions to make their decisions. Estimating the risks or rewards of making a particular loan, for example, has traditionally fallen under the purview of bankers with deep knowledge of the industry and extensive expertise. But times are changing. Today, banks realize that data science can significantly speed up these decisions with accurate and targeted predictive analytics. By leveraging the power of automated machine learning, banks have the potential to make data-driven decisions for products, services, and operations. Read the white paper, How Banks Are Winning with AI and Automated Machine Learning, to find out more about how banks are tackling their biggest data science challenges.

Brainard says Fed studying potential for US digital currency

Bank Innovation

central bank is studying the feasibility of a digital currency, said Federal Reserve Governor Lael Brainard. The U.S. Given the dollar’s important role, it is essential that we remain on the frontier of research and policy development regarding” central bank digital currency, or CBDC, Brainard said Wednesday in the text of a speech prepared for […].

Study 183

EasyPark & Fortumo case study: carrier billing for mobile parking

Mobile Payments Today

This case study looks at how Europe’s leading provider of digital parking services EasyPark implemented Fortumo’s carrier billing platform to collect payments from drivers

Get An Education Loan For Your Kid’s Higher Studies

BankBazaar

An education loan will cover tuition fees, exam and library fees, the cost of books, accommodation costs, travelling expenses for overseas study, equipment charges like the cost of a laptop, and any other education-related expenses. Education Loans Funding studies Higher education Loans

Study 78

FDIC Publishes Wide-Ranging Community Banking Study

ABA Community Banking

The FDIC today released a large-scale Community Banking Study that examines community bank performance between year-end 2011 and year-end 2019. The post FDIC Publishes Wide-Ranging Community Banking Study appeared first on ABA Banking Journal.

Five Essential Pieces of a Prospecting Solution

As organizations chase new revenue targets, B2B sales leaders must examine cutting edge prospecting solutions that proactively help reps identify, connect with, and close qualified buyers faster. This eBook aims to help B2B sales leaders better understand the five essential features your prospecting solution must include.

Case Studies in Loan Restructuring

Banker to Banker

We have been writing on the various strategies available to community banks when structuring commercial loans in this current challenging business and credit environment. With the flat and low yield curve, we have discussed how banks may offer commercial loans through the ARC hedge program using two different strategies: 1) embedded floors, and 2) forward starting floaters

Aftonbladet & Fortumo case study: direct carrier billing for digital publishers

Mobile Payments Today

This case study looks at how Aftonbladet (part of Schibsted Media Group) uses telco solutions for subscriber and revenue growth

New Study Shows Retailers Are Stepping Up For Safety

PYMNTS

With the most recent COVID-19 studies from PYMNTS reinforcing the need for health and safety in the retail world, some retailers are stepping up to accommodate consumers’ concerns. Drugstores excelled at providing protective barriers at checkout (92 percent of locations examined) and were at parity with the grocery industry, the study found. The PYMNTS studies suggest that the 90-day estimate may be conservative.

Study 126

Banks not meeting needs of SME clients, Forrester study says

Bank Innovation

As big banks focus on attracting more small business clients, they should be leaning more on digital than human, according to a recent Forrester Research study. Peter Wannemacher, principal analyst at Forrester and an author of the study, said banks should be investing more in digital services that make onboarding processes simpler for their small […].

Financial Services Security Outcomes Study

Cisco

Every year, Cisco conducts the Security Outcomes Study (SOS), a fully anonymous survey of over 4,800 active IT, security, and privacy professionals from around the world. Of the 4,800 participants in the larger study, 589 represented firms in the financial services sector.

Study 72

Banks struggling to maintain profits amid payments transformation: Study

Mobile Payments Today

A report by Aite Group shows that banks are struggling to turn a profit on their existing payments business, amid an industrywide transition to a real-time payments environment. Banks will be forced to make significant changes in how those businesses continue to operate moving forward

Study 219

PSCU Study Shows Overall Spending Down Amid Coronavirus Pandemic

PYMNTS

As the coronavirus pandemic continues to disrupt personal finances, a study by credit union service organization (CUSO) PSCU shows that overall credit card spending is down 29 percent for the week ending April 5, compared to the same period in 2019. Credit Unions Consumer Spending Coronavirus COVID-19 credit cards credit union service organization debit cards News PSCU Retail study What's Hot

Study 125

PYMNTS Study Tracks COVID-19 Changing Life In America

PYMNTS

The first study in the series went into the field on March 6-7 and revealed that the public had moved with greater speed than government health officials by engaging in protective behavior that was more stringent than official guidance in the early weeks. Coronavirus Navigating The COVID-19 Pandemic News pandemic study

Study 125

Fed Study: Wholesale Payments Vulnerable In Bank Cyberattack

PYMNTS

In the scenarios offered in the study, one assumption is that an attacked institution receives payments but is unable to send them for a single full day. Safety and Security cyberattacks Cybersecurity Editors' Picks federal reserve News report study wholesale paymentsA pre-mortem analysis sounds … ominous. Mortem, after all, is Latin for “dead.” And the term is attached to a report from the New York Federal Reserve detailing the dangers of cyberattacks.

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Study: UK's Restaurant Subsidies Helped Boost Spread Of COVID-19

PYMNTS

A new study, however, said the program may have also contributed to boosting the spread of COVID-19, Bloomberg reported. The study , conducted by the University of Warwick, found that the program may have pumped up coronavirus cases from 8 percent to 17 percent during the summer alone.

Study 151

Tigo Case Study: Seamless Transition to Faster Service

Mobile Payments Today

Read the full case study to learn how In Tanzania, Telepin transparently replaced an existing mobile money platform and helped Tigo Tanzania drive revenue growth — actually doubling Tigo Tanzania’s transactions per second, and provided them with a platform that can support their growth.

Study: New COVID Restrictions Could Permanently Close A Third Of US Restaurants

PYMNTS

Some U.S. chefs and industry advocates fear new rules to stem the spread of COVID-19 could be the final straw, the Financial Times (FT) reported. Some of the country's highest-profile chefs said they expect to see a wave of failures, according to FT.

Study 247

Paytronix Study Shows Drop In Holiday Gift Card Sales For Restaurants

PYMNTS

Customer experience management platform provider Paytronix released its holiday gift card report on Tuesday (Jan. 12) and found a mixed bag for restaurant sales of gift cards. Its research found that overall card sales ended the year down 31.8 percent when compared with 2019.

Study 170

Citi study shows mobile banking is vital to consumers

Mobile Payments Today

Of the 2,000 U.S. adults surveyed, mobile banking app use ranked third (31 percent) behind only social media (55 percent) and weather apps (33 percent), respectively

Study 260

Compliance Concerns Remain an Obstacle to Tech Upgrades, Study Finds

Bank Innovation

Indeed, in a study released by Fenergo, the client lifecycle management software company, one of every five C-suite executives don’t think their bank’s technology allows them to invest in disruptive innovation. Despite the importance bank executives place on innovation, a significant number believe their banks lack the technology to invest in disruptors.