Study Sees BEC Scams Gaining Ground

PYMNTS

A pair of studies have shown that companies are increasingly being targeted through methods both sophisticated and decidedly mundane. New year, new reason to fear fraud — especially through digital means?

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Cyberattacks On Track To Lead Corporate Insurance Claims: Study

PYMNTS

The global insurance technology ( InsurTech ) market is slated to become a $1.1 billion industry by 2023, analysts have predicted, with growing analytics and artificial intelligence (AI) functionality accelerating innovation in the insurance market.

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Study: Automation Will Hurt Manufacturing-Heavy Midwest

PYMNTS

Manufacturing-heavy states in the Midwest will be hit hardest by the rise of artificial intelligence (AI) and automation for lower-skilled jobs, according to a new study by Brookings Institution researchers.

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Study: China To Generate More Data Than U.S. By 2025

PYMNTS

in data generation by 2025, according to a study reported by CNBC. Data and information are becoming an increasingly important currency in the global economy – not only currently, but especially in the future – and China is set to overtake the U.S.

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Study Finds New Store Openings Lead To Boost In Online Traffic

PYMNTS

According to a recent ICSC study, “ The Halo Effect: How Bricks Impact Clicks ,” when retailers invest in brick-and-mortar stores, their online presence grows. Retail brick and mortar customer loyalty ICSC News online shopping Retail Study Store Openings What's Hot

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Singapore Case Study: One Wallet. Multiple Uses.

Mobile Payments Today

This case study focuses on how Telepin was able to help a large Signapore telecommunications company provide mobile financial services to an economically diverse clientel

Intuit Study: A Third Of Small Businesses Grapple With Late Payments

PYMNTS

Intuit found through a study that, across the globe, as much as 61 percent of small businesses (SMBs) face difficulties when it comes to managing cash flow. Cash flow is steady when accounts payable and accounts receivable are well managed.

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Study: Merchants To Lose $130B In Digital CNP Fraud

PYMNTS

A new study has revealed that retailers will lose around $130 billion in digital CNP (Card-not-Present) fraud between 2018 and 2023.

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Study: Lyft Growing 2x As Fast As Uber

PYMNTS

A new report has found that Lyft is growing twice as fast as its chief rival Uber. While both companies grew their revenue since last year, according to Second Measure , Lyft’s grew 32 percent — two times faster than Uber. As of October, Uber and Lyft together owned almost 98 percent of the U.S.

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FinTech Bud Funding A Study In Bonds Between Banks?

PYMNTS

Bud, a FinTech startup based in the United Kingdom, said Monday (Feb. 4) that it has grabbed $20 million in funding. This latest round, the company said, was co-led by HSBC and Goldman Sachs.

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Study Shows Strong Relationship Between Credit Score Review and Credit Score Increase

Bank Innovation

Can regularly checking your credit score actually help improve your results? We wanted to know the answer to that critical question, so Credit Sesame partnered with Megan Hunter Antill and Jessica Yu, Ph.D., candidates in Quantitative Marketing at Stanford Graduate School of Business, to find out.

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Tigo Case Study: Seamless Transition to Faster Service

Mobile Payments Today

Read the full case study to learn how In Tanzania, Telepin transparently replaced an existing mobile money platform and helped Tigo Tanzania drive revenue growth — actually doubling Tigo Tanzania’s transactions per second, and provided them with a platform that can support their growth.

EasyPark & Fortumo case study: carrier billing for mobile parking

Mobile Payments Today

This case study looks at how Europe’s leading provider of digital parking services EasyPark implemented Fortumo’s carrier billing platform to collect payments from drivers

Study: Americans Overestimate Their Financial Literacy

PYMNTS

A new study reveals that while Americans are generally overconfident in their financial knowledge, only a few could score a top grade on a financial quiz. The “ Financial Literacy: Prosperity Begins with Knowledge ” study from Raddon, a provider of innovative research, also found that the vast majority have never attended a financial education program, although many think such a program would be extremely or very valuable.

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UPS Study: eCommerce Changes Customer Habits

PYMNTS

According to a new study put out by UPS, eCommerce isn’t just changing the “where” of commerce activity for Americans — it is also shifting much of the “how” and the “why” as well. The UPS Pulse of the Online Shopper study indicates that 51 percent of all purchases made by respondents were made online — a 4-percent increase from last year, when that figure was 48 percent. Retail UPS study

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Study: Financially Self-Sufficient Millennials Are Happier

PYMNTS

A 10-year study by the National Endowment for Financial Education shows that millennials who are no longer relying on mom and dad for financial help are more confident and happier overall. The study found that those who were no longer relying on their parents for financial support and were paying their own bills were more likely to be employed full time, married and starting families.

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Chatbots Overlooked When SMBs Invest In Tech: Study

PYMNTS

A new survey of small business owners suggests that small businesses are struggling to find the right targets for their technology investments. Research from Capterra published on Tuesday (Nov.

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Digicel Case Study: Mobile wallet helps reach unbanked and underbanked customers

Mobile Payments Today

Read the full case study to learn how The largest mobile service provider in the Caribbean and South Pacific used mobile transactions to reach unbanked and underbanked customers — Telepin was able to help Digicel reduce operational costs and increase revenue.

Fed Study: Noncash Payments Fraud Outpacing Growth Overall

Bank Innovation

outpaced growth in noncash payments overall between 2012 and 2015, according to a Federal Reserve Payments Study released this week. The study’s survey of depository institutions found noncash payments fraud increased 37%, from $6.1 Noncash payments fraud in the U.S.

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NEW STUDY: What Innovative Restaurants Are Doing Right Now

PYMNTS

The research further finds that even while some restaurants are making strides at becoming more innovative, too many are focusing on the wrong improvements rather than the ones that really move the needle for consumers, according to the finding of the PYMNTS study.

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The Buyers: Studying Chinese Consumers’ Online Interactions

PYMNTS

When it comes to the ramifications for the retail industry, a Deloitte study found that 56 cents of every dollar spent in retail stores today is influenced by digital interactions. s study , Digital Lifestyles in China , zeroed in on online Chinese consumer behavior as it relates to social networks, shopping preferences and video content consumption. Studies about new consumer behaviors are revealing new details on a weekly basis.

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Most Bank Website Content is ‘Inaccessible’ to Average Americans, Study Finds

Bank Innovation

A new study by software provider VisibleThread found that 58% of nearly 5,000 pages of website content for 50 U.S. Even the most readable websites studied were more difficult to read than Moby Dick, the report said.

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NEW STUDY: Why Fast Food Isn’t Innovating Fast Enough

PYMNTS

To complete the Index, PYMNTS studied 178 QSRs, including six large restaurant chains, in 10 different segments and two groups of restaurants. Quick service restaurants (QSRs) are known for getting customers their food fast.

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Mitek Study Criticizes Banks for Charging for Remote Deposit Capture

Bank Innovation

Earlier last week a study was released by Mitek that ranked fifteen of the world’s banks from best to worst in one teeny tiny category: customer experience with the banks’ mobile deposit features.

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Studies Generate Cross-Border Insight For Tipalti

PYMNTS

San Mateo startup Tipalti, a firm that automates accounts payable and payments cash flow, has partnered on two recent global payment method studies. Those studies, according to Rob Israch, Tipalti CMO, have unearthed some encouraging and surprising findings for the company’s mission. Tipalti conducted the second study itself, looking at trends and patterns across the $4 billion in transactions going through its system each year.

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Citi study shows mobile banking is vital to consumers

Mobile Payments Today

Of the 2,000 U.S. adults surveyed, mobile banking app use ranked third (31 percent) behind only social media (55 percent) and weather apps (33 percent), respectively

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Study Says Millennials Business-Savvy Over Selfies

PYMNTS

Whether you’re annoyed that they take selfies or that they would rather share than own things, plenty of people knock millennials, especially when it comes to work ethic. That may be more stereotype than truth. That’s according to the recent Small Business Indicator report from Nationwide. Believe it or not, the report found that millennial business owners are not only forward-focused in the market, but they’re also the most prepared when starting and owning a business.

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Study: Tech Companies Could Be Running Afoul Of GDPR

PYMNTS

The study took place in June a month after the rule went into effect, noted Bloomberg. The European Union’s (EU) new data privacy law isn’t being followed by some of the globe’s biggest technology companies, according to research from the EU Institute.

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Nielsen Study: Facebook Apps Tops In 2016

PYMNTS

In a recent study, the research firm took a look at the top trends. “There’s [still] an app for that,” as they say, and there were even more in 2016. According to Nielsen, last year was a big year for digital — including new devices, new apps and the market for virtual reality (VR) devices. The research shows Facebook was yet again topping smartphone app category with 146 million average unique monthly users, up 14 percent over last year.

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Study: 30 Pct Of Prof Svc Firms’ Expense Reports Flagged

PYMNTS

When it comes to expense reports — and specifically, rejection of expense reports — professional service firms top the list. A survey released this week from AppZen showed that vertical — which is comprised, at least in part, by accountants and financial advisors, among others — have expenses rejected most often upon their submission.

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Not Even Millennials Care About Mobile Payments, Studies Show

Bank Innovation

Turns out even millennials don’t care that much about mobile payments.

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Cash Is Extremely Expensive For Small Biz, Study Says

PYMNTS

Sage researchers, for another report, its annual Payments Landscape study, also found that the importance of cash is on the wane. Health of Cash Study revealed that 84 percent of U.S. Cash may be king, but for small businesses, cash is expensive. New research from Sage finds that small businesses in the U.K. are losing out on $11.8 billion every year because of their cash transactions. Those costs can rack up in a number of ways, researchers found.

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Study Shows Teens Returning To The Mall

PYMNTS

A new study released by William Blair finds that teens and young adults — the demographic whose indifference almost slayed both Aéropostale and PacSun this year — are actually visiting the mall more than they were even a year ago. Some good news to start the week for mall operators in need of some. Apparently, the desire of teenagers to hang out at the mall may be withstanding the test of time and digital commerce.

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The Fed’s Fraud Study Reveals the Expected and Unexpected

ForwardBanker

Nonetheless, the Federal Reserve’s newly issued fraud study is packed with valuable information. The post The Fed’s Fraud Study Reveals the Expected and Unexpected appeared first on Deluxe FS. Deluxe Fraud Prevention Payments card check Deluxe Exchange Federal Reserve Fraud studyThe high-level trends in payment fraud are easy enough for industry professionals to surmise. Card fraud- both credit and debit- is on the rise, particularly in the fast-growing e-commerce channel.

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Bank Satisfaction And Your Strategic Plan [Study]

Banker to Banker

JD Power’s 2015 US Retail Banking Satisfaction Study that was released in part several weeks ago had some interesting information that might impact the strategy and tactics for community banks.

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Study Affirms Community Banks’ Small-Biz Leadership

Finer Points

It’s something ICBA and the community banking industry say all the time: community banks are the nation’s leading small-business lenders. And the numbers back it up. While community banks make up less than 20 percent of the banking system’s assets, they dole out more than half of its small-business loans. Still, some small businesses continue […]. Community Banks Credit Unions Economy Regulation Regulatory Relief Small Business Small Business Lending

Costco Tops Consumer Experience Study

PYMNTS

According to a new study from app research firm Dynatrace, one brand reigns supreme in this competition – and it might not be the most intuitive winner. Among the most successful brands in the Dynatrace study, their sites delivered 99.39 Providing top-notch user experiences online and on mobile isn’t limited to retail categories.

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Study Unveils US Manufacturer Digitization Progress Report

PYMNTS

Siemens’ president of its digital factory division, Raj Batra, commented on the study’s results and the importance of manufacturers moving forward with digitalization. Adjusting technologies to today’s standards is a common issue for many industries. As one of the largest and perhaps most impacted areas, manufacturing has wrestled with implementing digitization.

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Square Root Study Reveals Key Retail Weaknesses

PYMNTS

In Austin-based Square Root’s latest study with Forrester Consulting, Close The Gap Between High- and Low-Performing Stores: Management and Measurement of Brick-and-Mortar Retail Locations , retail store performance issues that affect customer experience and loyalty were identified. Upon surveying more than 100 retail operations leaders across 250 store locations, the study revealed barriers blocking growth and the key performance indicators being used for measurement.

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NEW STUDY: The Four Secrets To A Successful Subscription Offering

PYMNTS

Subscriptions are seemingly available for anything, from the more established Software-as-a-Service (SaaS) offerings like the latest iteration of Microsoft Office to video-streaming services like Netflix.

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Study: Big Brands Still Don’t Understand Their Customers

PYMNTS

Amido’s report found that businesses in all the industries studied struggled to create personalized services for customers, despite collecting their data and that “pools” of data were merely being siloed and not utilized. Amido , a vendor-agnostic technical consulting agency, believes that the majority of big brands are still failing to understand their customers, despite a number of technological solutions designed to help them do so.

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Study shows German youth are interested in cryptocurrencies

The Paypers

(The Paypers) Germans between 18 and 29 are more likely to be interested in cryptocurrency than seniors, according to a study conducted by the German Consumer Centers of Hesse and Saxony

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SMBs Financed Via Personal Debt Less Likely Thrive, Study Finds

PYMNTS

Small and medium-sized businesses (SMBs) that take on debt actually perform better than those that don’t, according to a new report, though analysts warned that companies taking on personal loans rather than small business loans aren’t seeing the same benefits. Reports in Forbes Monday (Feb. 19) said research from finance professors Rebel Cole at Florida Atlantic University and Tatyana Sokolyk at Brock University found a correlation between higher revenues and small business loans.

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