Study: US Consumers Weigh In On D2C Conversions And ‘Must-Haves’ Vs ‘Nice-To-Haves’

PYMNTS

Subscription Commerce ecommerce grocery News PYMNTS Study Retail sticky.io Survey over 2,000 U.S. consumers about subscription experiences, and you’re bound to get illuminating answers. Like how much people love their subscriptions. Until they don’t.

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Five Key Takeaways From PYMNTS’ BNPL Study

PYMNTS

According to PYMNTS’ new study, Buy Now, Pay Later: Millennials and the Shifting Dynamics of Online Credit , which surveyed nearly 15,000 U.S. BNPL may not be widely used today compared to other online payment options, but the same cannot be said for BNPL’s market potential, the study said.

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Study: COVID-19 Fraud Reaches $100M

PYMNTS

Maine led the pack, where monthly complaints of coronavirus scams and identity theft quadrupled from March through July, the study said. SocialCatfish.com, the identity verification nonprofit, reported U.S.

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Study: 69 Percent Of Consumers Say They Want Subscription Bundles

PYMNTS

Th e study also found that consumers with the most subscription plans more commonly prefer subscription bundles. Subscription bundles are making a comeback, especially as consumers spend more time at home under lockdown measures as the number of COVID-19 cases continues to rise.

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Realizing the Benefits of Automated Machine Learning

How are organizations using machine learning and artificial intelligence (AI) to derive business value? Renowned author and professor Tom Davenport explains the rise of automated machine learning, its benefits, and success stories from businesses that are already using it.

New Study: Restaurant Loyalty Programs Getting Businesses Boiling Again

PYMNTS

Restaurant innovation Consumer Spending loyalty rewards News PYMNTS Study QSRs Restaurants RetailWhat can we learn from the humble pizza?

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New Healthcare Study: Emergency Intervention Needed For Patient Payments, Experiences

PYMNTS

Some study findings have a way of leaping out, like this one: The Healthcare Payment Experience Report found that nearly two-thirds of patients want access to payment plans. Healthcare Editors' Picks Healthcare Payment Experience Report News payments PYMNTS Study Rectangle Health

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New Study: Static Web Content Bad For Account Holder Engagement

PYMNTS

These results suggest that consumers find it difficult to access the information they are looking for because relevant information is often buried,” per the study. Digital Banking banking digital shift News PYMNTS Study SundaySky

Study 163

Study: Manual AR Processes Slow Payments Collection By As Much As 67 Percent

PYMNTS

This is the key takeaway from a study of 2,203 small to large businesses representing a variety of sectors. B2B Payments accounts receivable American Express automation B2B Payments Innovation Readiness Playbook DSO Invoices Main Feature News PYMNTS Study

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Telekom Slovenije Google Play & Fortumo case study

Mobile Payments Today

Telekom Slovenije Google Play & Fortumo case study: doubling Google Play spend limits

Best Practices for a Marketing Database Cleanse

As frustrating as contact and account data management can be, this is still your database – a massive asset to your organization, even if it is rife with holes and inaccurate information. Entrusting a vendor to help maintain its accuracy and completeness is no ordinary engagement. Download ZoomInfo’s latest data-driven eBook aimed to help marketing leaders understand the best practices around choosing a B2B contact data provider.

Study: Many Consumers Will Buy Insurance From Their Bank If Offered The Option

PYMNTS

Banking banking Franklin Madison Insurance News PYMNTS StudyWould it surprise you to learn that Gen Z consumers — the oldest of whom turn 24 this year — are the most likely of all demographic groups to seek information on life insurance?

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New Study: Firms Wait 18 Percent Longer To Get Paid Without AR Automation

PYMNTS

B2B Payments accounting AR automation B2B collections Innovation News PYMNTS StudyAt a time when rapid digitization is the order of the day, many businesses are still relying on manual accounts receivable (AR) processes that decelerate collections and cash flow.

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Singapore Case Study: One Wallet. Multiple Uses.

Mobile Payments Today

This case study focuses on how Telepin was able to help a large Signapore telecommunications company provide mobile financial services to an economically diverse clientel

Brainard says Fed studying potential for US digital currency

Bank Innovation

central bank is studying the feasibility of a digital currency, said Federal Reserve Governor Lael Brainard. The U.S.

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How Banks Are Winning with AI and Automated Machine Learning

Banks have always relied on predictions to make their decisions. Estimating the risks or rewards of making a particular loan, for example, has traditionally fallen under the purview of bankers with deep knowledge of the industry and extensive expertise. But times are changing. Today, banks realize that data science can significantly speed up these decisions with accurate and targeted predictive analytics. By leveraging the power of automated machine learning, banks have the potential to make data-driven decisions for products, services, and operations. Read the white paper, How Banks Are Winning with AI and Automated Machine Learning, to find out more about how banks are tackling their biggest data science challenges.

Study finds mobile surpasses PC enrollments

Bank Innovation

According to a study from IDology, an identity verification and fraud prevention company, 61% of Americans used a smartphone to enroll in some sort of an account this year, while 56% used a computer or laptop. The study also found a 19% jump […]. Mobile enrollments made some major leaps this year, surpassing even computer enrollments.

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Study Reveals Consumers’ Mobile Shopping Behaviors

PYMNTS

However, according to the Remote Payments Study conducted by PYMNTS in September 2018, behavior habits are shared by consumers based on income, age and gender. Mobile Commerce consumer behavior mcommerce Mobile Payments Mobile shopping News Payment Methods Remote Payments Study Retail SmartphonesConsumer dependence on smartphones is often derided as a distraction, but they have also become a vital mobile shopping and buying tool – whether in-store or from a living room sofa.

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Case Studies in Loan Restructuring

Banker to Banker

We have been writing on the various strategies available to community banks when structuring commercial loans in this current challenging business and credit environment.

New Study Shows Retailers Are Stepping Up For Safety

PYMNTS

With the most recent COVID-19 studies from PYMNTS reinforcing the need for health and safety in the retail world, some retailers are stepping up to accommodate consumers’ concerns. The PYMNTS studies suggest that the 90-day estimate may be conservative.

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Five Essential Pieces of a Prospecting Solution

As organizations chase new revenue targets, B2B sales leaders must examine cutting edge prospecting solutions that proactively help reps identify, connect with, and close qualified buyers faster. This eBook aims to help B2B sales leaders better understand the five essential features your prospecting solution must include.

New Study Shows Retailers Win With Exclusive Online Sales Events

PYMNTS

In fact, when it comes to spurring big-ticket purchases, the study revealed that appliances topped all other segments, with an average purchase price of $527, followed by $424 on auto parts and accessories.

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FSS Digital Banking Case study

Mobile Payments Today

Engaging customers over digital channels has become table stakes in financial services, A leading bank in India has deployed Mobile Pay, our Digital Banking Solution, to build an expansive partner ecosystem to engage customers and achieve services differentiation

Study: The 12 Features That Have Helped Restaurants Make 2020’s Digital Shift — And Drive Sales

PYMNTS

Restaurant innovation curbside pickup customer engagement delivery Innovation loyalty Main Feature Mobile ordering News Paytronix PYMNTS Study QSRs RESTAURANT READINESS INDEX Restaurants rewards programs

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FIs Expect Cybersecurity Spending To Increase In 2021, Study Finds

PYMNTS

And in another recent study, J.P. Financial firms expect that the cost to defend against cyberattacks will continue to increase in 2021, according to Bloomberg , citing a survey done by Deloitte & Touche LLP.

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How Banks Are Winning with AI and Automated Machine Learning

Banks have always relied on predictions to make their decisions. Estimating the risks or rewards of making a particular loan, for example, has traditionally fallen under the purview of bankers with deep knowledge of the industry and extensive expertise. But times are changing. Today, banks realize that data science can significantly speed up these decisions with accurate and targeted predictive analytics. By leveraging the power of automated machine learning, banks have the potential to make data-driven decisions for products, services, and operations. Read the white paper, How Banks Are Winning with AI and Automated Machine Learning, to find out more about how banks are tackling their biggest data science challenges.

PSCU Study Shows Overall Spending Down Amid Coronavirus Pandemic

PYMNTS

As the coronavirus pandemic continues to disrupt personal finances, a study by credit union service organization (CUSO) PSCU shows that overall credit card spending is down 29 percent for the week ending April 5, compared to the same period in 2019.

Study 163

Fed Study: Wholesale Payments Vulnerable In Bank Cyberattack

PYMNTS

In the scenarios offered in the study, one assumption is that an attacked institution receives payments but is unable to send them for a single full day. Safety and Security cyberattacks Cybersecurity Editors' Picks federal reserve News report study wholesale payments

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PYMNTS Study Tracks COVID-19 Changing Life In America

PYMNTS

The first study in the series went into the field on March 6-7 and revealed that the public had moved with greater speed than government health officials by engaging in protective behavior that was more stringent than official guidance in the early weeks.

Study 163

EasyPark & Fortumo case study: carrier billing for mobile parking

Mobile Payments Today

This case study looks at how Europe’s leading provider of digital parking services EasyPark implemented Fortumo’s carrier billing platform to collect payments from drivers

Study Shows Americans Struggling As Savings Dry Up

PYMNTS

University of Chicago economist Peter Ganong studied the data and told the New York Times that American are surviving on the leftover crumbs from the CARES Act as the country heads into the holiday season and winter weather.

Study 203

X9 forms real-time payments study group

Payments Source

The Accredited Standards Committee X9 is forming a group to study faster and real-time payments activity in the financial industry and eventually recommend new X9 standards and upgrades that would enhance interoperability and adoption. Real-time payments Compliance

Study 79

Study Puts Values To Online Data, Privacy

PYMNTS

A study of how consumers in different nations value their personal data found that German users of Facebook would want the company to pay them roughly $8 a month for providing their contact data. The study found a tech platform would need to pay consumers $8.44

Study 170

Aftonbladet & Fortumo case study: direct carrier billing for digital publishers

Mobile Payments Today

This case study looks at how Aftonbladet (part of Schibsted Media Group) uses telco solutions for subscriber and revenue growth

Banks not meeting needs of SME clients, Forrester study says

Bank Innovation

As big banks focus on attracting more small business clients, they should be leaning more on digital than human, according to a recent Forrester Research study. Peter Wannemacher, principal analyst at Forrester and an author of the study, said banks should be investing more in digital services that make onboarding processes simpler for their small […].

Get An Education Loan For Your Kid’s Higher Studies

BankBazaar

An education loan will cover tuition fees, exam and library fees, the cost of books, accommodation costs, travelling expenses for overseas study, equipment charges like the cost of a laptop, and any other education-related expenses. Education Loans Funding studies Higher education Loans

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