Abrigo

JULY 11, 2025

Model governance, Q factors are a focus of auditors A panel of CECL audit experts said model governance, qualitative factors, and sensitivity analysis will be on auditor and examiners' minds in the coming months. Key topics covered in this post: Model governance considerations Stress testing expectations Qualitative factors CECL-related merger considerations Reviewers expect ongoing attention to the CECL model CECL isn’t a one-and-done exercise.

Exercises 195

Exercises Trends Analysis Management 195

Payments Dive

JULY 14, 2025

Merchant arguments that Apple could displace Visa or Mastercard’s network dominance failed to support an antitrust case on swipe fees, a court found.

195

195

Payments Dive

JULY 8, 2025

In letters to Zelle’s bank owners, Sen. Elizabeth Warren and two other Democrats asked what the financial institutions are doing to protect customers using the digital payments service.

Payments 362

Payments 362

South State Correspondent

JULY 7, 2025

For decades community banks bolstered ROA/ROE by booking 5-year fixed-rate term loans funded with short-term deposits – called a carry trade. The carry trade has historically worked for banks because interest rates were in a long-term pattern (approximately 40yrs) of decline prior to the pandemic, resulting in improving NIM for most banks. What some bankers may not realize is that this same carry trade is now eroding NIM and ROA/ROE, and performance needs to be fortified through other sources o

Community Bank 195

Community Bank Community Groups Marketing 195

Advertiser: Intellicheck

Identity fraud costs businesses billions as fraudsters create perfect fake IDs that fool traditional verification methods. Visual inspection and OCR technology fail because modern fakes are nearly undetectable to human eyes and basic scanning. Even machine learning struggles with lighting, focus, and sophisticated counterfeits. The shocking truth: most verification only checks what you can see, ignoring the authoritative data hidden in ID barcodes.

Fraud

Ron Shevelin

JULY 8, 2025

The digital banking revolution is over. Digital banking has become little more than a delivery channel for checking account access, not a platform for innovation.

Digital Banking 199

Digital Banking Innovation Fintech 199

Abrigo

JULY 11, 2025

Avoiding real estate wire fraud: Key steps for financial institutions Real estate transactions are prime targets for wire fraud , often involving large sums of money and multiple stakeholders communicating under tight deadlines. Fraudsters exploit this environment to deceive homebuyers and divert funds to fraudulent accounts, frequently leaving victims with little recourse.

Fraud 195

Fraud Training Trends Strategy 195

Jack Henry

JULY 8, 2025

Smarter lending starts with AI, open finance, and data. Download the Strategy Benchmark to discover how banks and credit unions can drive loan growth in 2025.

Lending 97

Lending Data Strategy 97

Ron Shevelin

JULY 10, 2025

The Grok debacle isn't just a tech ethics story. It’s a business, legal, and reputational risk story—one that businesses in nearly every industry shouldn’t ignore.

Industry 142

Industry Fintech 142

ATM Marketplace

JULY 8, 2025

Test Link CONTINUE TO SITE » or wait 15 seconds News Events Vendors Products | Subscribe News & Media Market Commentary Podcasts Topic Centers Back Bank / Credit Union Branch Transformation Digital Banking Software Security Payments Innovation MORE TOPICS Events Resources Webinars & Videos Vendor Solutions Products Press Releases Project Help More Links Back About ATM Marketplace Advertise With Us Design Guides Client Portal Contributors Blogger Signup Contact Us December 10-12 2025 Tamp

ATM 84

ATM Software Security America 84

Speaker: Joe Wroblewski, Sales Engineer Manager

Automating time-consuming manual tasks can save your firm hundreds of hours–and thousands of dollars. But it can also have longer-lasting benefits, like helping you attract and retain the next generation of CPAs, and we don’t need to tell you how important that is amid the current generational staffing crisis in the tax and accounting profession. You'll want to save your seat for this new webinar with industry expert Joe Wroblewski, where we'll explore how to: Maximize ROI with Cost-Effective Te

Taxes

Payments Dive

JULY 10, 2025

As premium credit card fees climb, “it does create a little more room for us to compete in between,” the regional bank’s head of lending said.

Regional 221

Regional Lending US Cards 221

Banking Exchange

JULY 8, 2025

Artificial Intelligence (AI) is redefining competitive advantage in the banking industry Artificial Intelligence (AI) is redefining competitive advantage in the banking industry. While frontrunners are already seeing measurable gains from AI, many institutions remain stuck in pilots. What’s holding.

Industry 89

Industry 89

TheGuardian

JULY 11, 2025

Chancellor, who had been expected to announce changes next week, faced backlash over move Rachel Reeves has put on hold plans to reduce the amount savers can put into tax-efficient cash Isas after lobbying from banks, building societies and consumer groups. The chancellor had been expected to announce changes to the accounts in her Mansion House speech on Tuesday, with cuts to the £20,000 savings limit thought to be at the heart of the plans.

Taxes 81

Taxes Groups Policies 81

Ron Shevelin

JULY 14, 2025

Just as cloud computing is now a part of modern IT architecture, the same will soon be true for generative AI. Generative AI is infrastructure—not a tool.

87

87

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Anchor Loans, one of the nation’s top private lenders, turned to GoDocs to modernize its document preparation process and keep pace with growing loan volume. By automating doc generation and integrating seamlessly with internal systems, Anchor Loans drastically reduced prep time and minimized risk—without adding headcount. Learn how GoDocs helped Anchor Loans begin finalizing loan packages in just minutes, enabling faster, more scalable lending with real-time compliance across 48 states.

Case Study

ATM Marketplace

JULY 11, 2025

Digital signage is a big deal for banks. Learn about how it's transforming the drive-thru experience and more in today's episode of the Bank Customer Experience Podcast.

Customer Experience 129

Customer Experience 129

Payments Dive

JULY 7, 2025

Skip to main content CONTINUE TO SITE ➞ Dont miss tomorrows Payments industry news Let Payments Dives free newsletter keep you informed, straight from your inbox. By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. You can unsubscribe at anytime. Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Shift4 strategy segues with Global Blue T

Strategy 195

Strategy Policies Taxes Pennsylvania 195

SWBC's LenderHub

JULY 11, 2025

Collecting on delinquent consumer loans is a tough business. Economic conditions and other life events can have a considerable influence on the ability for borrowers to keep their accounts current. Other factors such as staying ahead of the latest industry innovations, tightening budgets, encroaching regulatory burdens, and an unpredictable workforce, can wear on an organization’s ability to keep pace with an oftentimes volatile receivables environment.

Management 78

Management Innovation Industry 78

TheGuardian

JULY 8, 2025

Conservative former PM to be restricted from lobbying government for another year and will give salary to charity UK politics live – latest updates Rishi Sunak is to take on a new job as an adviser to the investment bank Goldman Sachs while still serving as an MP. The Conservative former prime minister will be restricted from lobbying the government on behalf of the bank for another year and will give his salary from the role to the Richmond Project, a charity he set up to encourage numeracy.

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99

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Automation generally supercharges any process and brings its value to the forefront. See how infusing automation such as ART (our month-end close solution), into your close can get you to the next level of closing. We will share a live demo of SkyStem's solution, ART and share the key elements of month-end close automation. Through ART, we'll take a look at: What month-end close automation entails Which process steps can and should be automated Benefits of achieving process automation, and Why i

Groups

Ron Shevelin

JULY 9, 2025

Deposit displacement is pummeling banks and credit unions. They can reclaim trillions in lost funds by integrating investing services and becoming the Anti-Robinhood.

Fintech 104

Fintech 104

BankBazaar

JULY 7, 2025

F rom “Money doesn’t grow on trees” to “Don’t eat out every day ”, dad’s one liners were less nagging and more finance masterclasses in disguise. Here’s a nostalgic tribute that decodes the real wealth behind every classic Indian dad’s financial wisdom. We realise how hard adulting is when we start managing our finances. We can’t go running back to dad asking for extra money because our monthly allowance was spent in 15 days.

US 78

US Cards Management Strategy 78

Payments Dive

JULY 9, 2025

A federal judge said “friend of the court” briefs wouldn't be helpful in litigation over the Consumer Financial Protection Bureau’s open banking rule.

195

195

Banking Exchange

JULY 7, 2025

Regulators will engage BNPL providers to refine New York’s BNPL Act after concerns arose Payments Feature3 Feature Compliance Duties Compliance/Regulatory

New York 75

New York Regulation Compliance Payments 75

Advertiser: Trellis

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

Data

American Banker

JULY 8, 2025

Business First Bancshares CEO Jude Melville and Progressive Bancorp head George Cummings are both second-generation bank CEOs — common ground that helped propel an $83 million merger deal.

Louisiana 69

Louisiana Community Bank Community 69

Trade Credit & Liquidity Management

JULY 9, 2025

From a Press Release dated July 2, 2025, Reston, VA Eftsure, a global leader in payment fraud prevention, has been named a Nacha Preferred Partner, joining a select group of technology providers recognized for advancing the ACH Network. Eftsure is designated as a Preferred Partner in three critical categories: Account Validation, Fraud Monitoring, and Risk and Fraud Prevention.

Security 52

Security Payments Fraud Regional 52

ABA Community Banking

JULY 10, 2025

Following the enactment of the One Big Beautiful Bill Act, hear from ABA experts on how key ABA-supported provisions on tax policy, rural real estate and health savings accounts in the budget reconciliation law will affect banks. The post Breaking down the bank-related provisions in the big budget bill appeared first on ABA Banking Journal.

Taxes 52

Taxes Policies Community Bank Community 52

Payments Dive

JULY 7, 2025

Skip to main content CONTINUE TO SITE ➞ Dont miss tomorrows Payments industry news Let Payments Dives free newsletter keep you informed, straight from your inbox. By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. You can unsubscribe at anytime. Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Dive Brief DailyPay lands novel funding T

Louisiana 221

Louisiana Connecticut New York Policies 221

Advertiser: ZoomInfo

AI adoption is reshaping sales and marketing. But is it delivering real results? We surveyed 1,000+ GTM professionals to find out. The data is clear: AI users report 47% higher productivity and an average of 12 hours saved per week. But leaders say mainstream AI tools still fall short on accuracy and business impact. Download the full report today to see how AI is being used — and where go-to-market professionals think there are gaps and opportunities.

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