Payments Dive

JANUARY 26, 2023

At the card giant’s annual meeting Tuesday, CEO Al Kelly showed no signs of backing off crypto. He also suggested Visa’s management team may change after he exits as CEO

Meeting 375

Meeting Cards Payments Management 375

Jeff For Banks

JANUARY 26, 2023

I recently spoke to a community group, and subsequently a community bank all-staff meeting regarding the definition of a community bank. The FDIC has defined community banks in their December 2020 Community Banking Report that either exclude or include the following criteria: Seems complicated.

Community Bank 120

Community Bank Community Risk Management Meeting 120

South State Correspondent

JANUARY 23, 2023

No doubt you have heard other bankers talking about ChatGPT. This AI-powered digital assistant, technically called “generative AI,” has taken banking, and society, by storm. In three months, it has become the primary tool of many bankers, helping make banks more efficient across the organization.

Tools 311

Tools UX Analysis Google 311

Flipboard

JANUARY 27, 2023

Artificial intelligence Risk management Technology

Risk Management 101

Risk Management Management Technology 101

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A detailed look at why automation is the future of loan documentation and how this technology adds value to the attorney relationships, creating a next-generation workflow.

Software

ATM Marketplace

JANUARY 27, 2023

The ATM industry is no stranger to high profile acquisitions and the bitcoin side of the industry has joined the trend. Bitstop, a bitcoin ATM provider, has acquired Genesis Coin, which powers more than 12,000 bitcoin ATMs in the U.S., and accounts for 31.9% of all such machines worldwide

ATM 85

ATM Bitcoin Trends Industry 85

Perficient Digital Transformation

JANUARY 25, 2023

2023 has commenced, and rates are climbing, inflation is bubbling, and banking customers are continuing to demand hyper-personalized products and experiences from their institutions. Here are five banking trends we’re forecasting for the new year.

Trends 89

Trends Banking Trends Customer Experience FDIC 89

Banking Exchange

JANUARY 23, 2023

In separate initiatives, the ABA and CFPB are seeking to add to consumer protection measures related to mortgage lending Mortgage Credit Feature Mortgage Mortgage Compliance Mortgage/CRE Feature3 Compliance/Regulatory Duties 1Mortgage/CRE

Compliance 124

Compliance Regulation Lending 124

BankUnderground

JANUARY 26, 2023

Martina Fazio and Gary Harper During recessions, and indeed pandemics, housing prices usually fall. Yet between March 2020 and December 2021 (‘the pandemic’), housing prices grew in the UK, reaching at the time their highest growth rate in a decade.

Regional 81

Regional Analysis Policies Trends 81

SWBC's LenderHub

JANUARY 26, 2023

As we discussed in Part 1 of Modernizing the Property Valuation Process , the housing market has experienced dramatic changes that have presented many challenges for appraisers. Although the market has shifted, the challenges remain.

Marketing 78

Marketing Industry Lending 78

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As the CRE market continues to tighten, the rejection of substandard loan documentation is on the rise. Don’t put your loans at risk. Check out the Infographic.

Marketing

Payments Dive

JANUARY 24, 2023

The wallet, which is expected to launch in the second half of the year, aims to compete with PayPal and Apple, sources told The Wall Street Journal. But serious competition may take a while, an analyst said

Operations 311

Operations Report Apple Payments 311

Perficient Digital Transformation

JANUARY 24, 2023

In the first blog in this series, Getting Started On Embedded Finance , we defined embedded finance and took a high-level look at the goals and strategy a firm should take at the outset of its modern embedded finance journey.

Branding 90

Branding Customer Experience Cards Strategy 90

TheGuardian

JANUARY 24, 2023

Stephen Fry, Emma Thompson and Mark Rylance add their voices to Richard Curtis’s Make My Money Matter campaign A raft of famous names including Stephen Fry, Emma Thompson and Mark Rylance have joined activists and businesses in calling on the UK’s big five banks to stop financing new oil, gas and coal expansion.

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114

American Banker

JANUARY 27, 2023

Fintech Fraud Technology College planning

Fintech 72

Fintech Fraud Technology 72

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Providing commercial lenders with key insights into how commercial lenders can automate small-balance, mid-market, and large-cap loan documentation with advanced technology.

Technology

BankInovation

JANUARY 23, 2023

Microsoft Corp. is investing $10 billion in OpenAI, whose artificial intelligence tool ChatGPT has lit up the internet since its introduction in November, amassing more than a million users within days and touching off a fresh debate over the role of AI in the workplace.

Innovation 75

Innovation Tools 75

Payments Dive

JANUARY 27, 2023

The card companies said that consumer demand, including for travel, remained healthy in the fourth quarter of 2022, though growth moderated

Cards 247

Cards Payments Company 247

ATM Marketplace

JANUARY 24, 2023

Going into 2023, ATMs are at a crossroads both in terms of overall banking strategy and the shift to more personalized banking

ATM 72

ATM Strategy 72

TheGuardian

JANUARY 26, 2023

Government lifted cap on bankers’ bonuses in September, allowing them to ‘help themselves’ to unlimited payouts, TUC said Bankers’ pay has risen more than three times as fast as nurses’ pay since the 2008 financial crisis, according to an analysis by the TUC, which said low paid nurses are being forced to rely on handouts from food banks.

Analysis 83

Analysis 83

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The CRE multifamily sector has created tremendous momentum that won’t be slowed by interest rate hikes. Check out the facts right here!

American Banker

JANUARY 27, 2023

Treasury Department Regulation and compliance Politics and policy

Policies 69

Policies Compliance Regulation 69

Bussman Advisory

JANUARY 28, 2023

social media 52

social media Course Industry Apple 52

Payments Dive

JANUARY 23, 2023

In a new report, a group of international organizations give a broad overview of routes for improving international payments systems

Groups 265

Groups System Report Payments 265

CFPB Monitor

JANUARY 26, 2023

In a letter to Director Chopra , five banking trade groups address the CFPB’s obligation to comply with the Small Business Regulatory Enforcement Fairness Act of 1996 (SBREFA) before proposing a rule on credit card late fees and late payments.

National 78

National America Community Groups 78

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Not all automated loan doc prep solutions are created equal. That is why we have put together a checklist to help you evaluate potential partners and find the best-automated documentation system for your requirements and needs.

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TheGuardian

JANUARY 26, 2023

High street banks have now announced 87 closures so far this year – see full list of NatWest closures below NatWest is to shut another 23 branches in England and Wales, adding to a raft of high street banking closures already announced this month. The sites will close in the first half of this year.

Online 79

Online Mobile Groups 79

American Banker

JANUARY 27, 2023

Wells Fargo Industry News Compensation

Industry 64

Industry 64

BankInovation

JANUARY 27, 2023

JPMorgan Chase & Co. has a head start when it comes to developing and deploying artificial intelligence in banking, according to a new study.

Study 52

Study Innovation Technology 52

Payments Dive

JANUARY 26, 2023

The Democratic senator called SEC Chair Gary Gensler “the right leader to get the job done,” but said regulators need to do more to bolster their scrutiny of the industry

Regulation 212

Regulation Industry Payments 212

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