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CECL audit & exam expectations

Abrigo

Model governance, Q factors are a focus of auditors A panel of CECL audit experts said model governance, qualitative factors, and sensitivity analysis will be on auditor and examiners' minds in the coming months. Key topics covered in this post: Model governance considerations Stress testing expectations Qualitative factors CECL-related merger considerations Reviewers expect ongoing attention to the CECL model CECL isn’t a one-and-done exercise.

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Apple doesn’t threaten Visa, Mastercard, judge rules

Payments Dive

Merchant arguments that Apple could displace Visa or Mastercard’s network dominance failed to support an antitrust case on swipe fees, a court found.

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Warren demands Zelle scam update

Payments Dive

In letters to Zelle’s bank owners, Sen. Elizabeth Warren and two other Democrats asked what the financial institutions are doing to protect customers using the digital payments service.

Payments 362
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How The Carry Trade is Hurting Banks

South State Correspondent

For decades community banks bolstered ROA/ROE by booking 5-year fixed-rate term loans funded with short-term deposits – called a carry trade. The carry trade has historically worked for banks because interest rates were in a long-term pattern (approximately 40yrs) of decline prior to the pandemic, resulting in improving NIM for most banks. What some bankers may not realize is that this same carry trade is now eroding NIM and ROA/ROE, and performance needs to be fortified through other sources o

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Stop Identity Fraud Before It Starts: The Verification Method That Works

Identity fraud costs businesses billions as fraudsters create perfect fake IDs that fool traditional verification methods. Visual inspection and OCR technology fail because modern fakes are nearly undetectable to human eyes and basic scanning. Even machine learning struggles with lighting, focus, and sophisticated counterfeits. The shocking truth: most verification only checks what you can see, ignoring the authoritative data hidden in ID barcodes.

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The Future Of Digital Banking: The Next-Gen Digital Banking Platform

Ron Shevelin

The digital banking revolution is over. Digital banking has become little more than a delivery channel for checking account access, not a platform for innovation.

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Avoiding real estate wire fraud: Key steps for financial institutions

Abrigo

Avoiding real estate wire fraud: Key steps for financial institutions Real estate transactions are prime targets for wire fraud , often involving large sums of money and multiple stakeholders communicating under tight deadlines. Fraudsters exploit this environment to deceive homebuyers and divert funds to fraudulent accounts, frequently leaving victims with little recourse.

Fraud 195
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AI, Open Data, and Finance: The Future of Lending for Financial Institutions

Jack Henry

Smarter lending starts with AI, open finance, and data. Download the Strategy Benchmark to discover how banks and credit unions can drive loan growth in 2025.

Lending 97
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When AI Goes Off The Rails: Lessons From The Grok Debacle

Ron Shevelin

The Grok debacle isn't just a tech ethics story. It’s a business, legal, and reputational risk story—one that businesses in nearly every industry shouldn’t ignore.

Industry 142
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ATM maintenance: 4 issues to be aware of

ATM Marketplace

Test Link CONTINUE TO SITE » or wait 15 seconds News Events Vendors Products | Subscribe News & Media Market Commentary Podcasts Topic Centers Back Bank / Credit Union Branch Transformation Digital Banking Software Security Payments Innovation MORE TOPICS Events Resources Webinars & Videos Vendor Solutions Products Press Releases Project Help More Links Back About ATM Marketplace Advertise With Us Design Guides Client Portal Contributors Blogger Signup Contact Us December 10-12 2025 Tamp

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Why Tech-Forward Tax and Accounting Firms Have the Inside Track to the Future

Speaker: Joe Wroblewski, Sales Engineer Manager

Automating time-consuming manual tasks can save your firm hundreds of hours–and thousands of dollars. But it can also have longer-lasting benefits, like helping you attract and retain the next generation of CPAs, and we don’t need to tell you how important that is amid the current generational staffing crisis in the tax and accounting profession. You'll want to save your seat for this new webinar with industry expert Joe Wroblewski, where we'll explore how to: Maximize ROI with Cost-Effective Te

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Citizens spies opportunity after Chase move

Payments Dive

As premium credit card fees climb, “it does create a little more room for us to compete in between,” the regional bank’s head of lending said.

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The Truth About Banking’s AI Challenges

Banking Exchange

Artificial Intelligence (AI) is redefining competitive advantage in the banking industry Artificial Intelligence (AI) is redefining competitive advantage in the banking industry. While frontrunners are already seeing measurable gains from AI, many institutions remain stuck in pilots. What’s holding.

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Cash Isas: Rachel Reeves pauses plans to reduce amount savers can put in

TheGuardian

Chancellor, who had been expected to announce changes next week, faced backlash over move Rachel Reeves has put on hold plans to reduce the amount savers can put into tax-efficient cash Isas after lobbying from banks, building societies and consumer groups. The chancellor had been expected to announce changes to the accounts in her Mansion House speech on Tuesday, with cuts to the £20,000 savings limit thought to be at the heart of the plans.

Taxes 81
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Generative AI As Infrastructure: A Productivity Playbook For Banks

Ron Shevelin

Just as cloud computing is now a part of modern IT architecture, the same will soon be true for generative AI. Generative AI is infrastructure—not a tool.

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Case Study: Anchor Loans Cuts Doc Prep Time by 90% with GoDocs Automation

Anchor Loans, one of the nation’s top private lenders, turned to GoDocs to modernize its document preparation process and keep pace with growing loan volume. By automating doc generation and integrating seamlessly with internal systems, Anchor Loans drastically reduced prep time and minimized risk—without adding headcount. Learn how GoDocs helped Anchor Loans begin finalizing loan packages in just minutes, enabling faster, more scalable lending with real-time compliance across 48 states.

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Digital signage is a game changer for banks

ATM Marketplace

Digital signage is a big deal for banks. Learn about how it's transforming the drive-thru experience and more in today's episode of the Bank Customer Experience Podcast.

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Shift4 strategy segues with Global Blue

Payments Dive

Skip to main content CONTINUE TO SITE ➞ Dont miss tomorrows Payments industry news Let Payments Dives free newsletter keep you informed, straight from your inbox. By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. You can unsubscribe at anytime. Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Shift4 strategy segues with Global Blue T

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Managed Service Providers: A Strategic Advantage in Consumer Debt Collections

SWBC's LenderHub

Collecting on delinquent consumer loans is a tough business. Economic conditions and other life events can have a considerable influence on the ability for borrowers to keep their accounts current. Other factors such as staying ahead of the latest industry innovations, tightening budgets, encroaching regulatory burdens, and an unpredictable workforce, can wear on an organization’s ability to keep pace with an oftentimes volatile receivables environment.

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Rishi Sunak takes advisory role with Goldman Sachs while serving as MP

TheGuardian

Conservative former PM to be restricted from lobbying government for another year and will give salary to charity UK politics live – latest updates Rishi Sunak is to take on a new job as an adviser to the investment bank Goldman Sachs while still serving as an MP. The Conservative former prime minister will be restricted from lobbying the government on behalf of the bank for another year and will give his salary from the role to the Richmond Project, a charity he set up to encourage numeracy.

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Live Demo - Supercharge your Month End Close

Automation generally supercharges any process and brings its value to the forefront. See how infusing automation such as ART (our month-end close solution), into your close can get you to the next level of closing. We will share a live demo of SkyStem's solution, ART and share the key elements of month-end close automation. Through ART, we'll take a look at: What month-end close automation entails Which process steps can and should be automated Benefits of achieving process automation, and Why i

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How Banks Can Be The Anti-Robinhood And Reverse Deposit Displacement

Ron Shevelin

Deposit displacement is pummeling banks and credit unions. They can reclaim trillions in lost funds by integrating investing services and becoming the Anti-Robinhood.

Fintech 104
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The Hidden Wisdoms Of Finance With Dad

BankBazaar

F rom “Money doesn’t grow on trees” to “Don’t eat out every day ”, dad’s one liners were less nagging and more finance masterclasses in disguise. Here’s a nostalgic tribute that decodes the real wealth behind every classic Indian dad’s financial wisdom. We realise how hard adulting is when we start managing our finances. We can’t go running back to dad asking for extra money because our monthly allowance was spent in 15 days.

US 78
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Court denies open banking briefs

Payments Dive

A federal judge said “friend of the court” briefs wouldn't be helpful in litigation over the Consumer Financial Protection Bureau’s open banking rule.

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New York Regulators Revisit Buy Now Pay Later Rules

Banking Exchange

Regulators will engage BNPL providers to refine New York’s BNPL Act after concerns arose Payments Feature3 Feature Compliance Duties Compliance/Regulatory

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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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Louisiana M&A deal was 15 years in the making

American Banker

Business First Bancshares CEO Jude Melville and Progressive Bancorp head George Cummings are both second-generation bank CEOs — common ground that helped propel an $83 million merger deal.

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Eftsure Joins Nacha as Preferred Partner to Strengthen ACH Payment Security

Trade Credit & Liquidity Management

From a Press Release dated July 2, 2025, Reston, VA Eftsure, a global leader in payment fraud prevention, has been named a Nacha Preferred Partner, joining a select group of technology providers recognized for advancing the ACH Network. Eftsure is designated as a Preferred Partner in three critical categories: Account Validation, Fraud Monitoring, and Risk and Fraud Prevention.

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Breaking down the bank-related provisions in the big budget bill

ABA Community Banking

Following the enactment of the One Big Beautiful Bill Act, hear from ABA experts on how key ABA-supported provisions on tax policy, rural real estate and health savings accounts in the budget reconciliation law will affect banks. The post Breaking down the bank-related provisions in the big budget bill appeared first on ABA Banking Journal.

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DailyPay lands novel funding

Payments Dive

Skip to main content CONTINUE TO SITE ➞ Dont miss tomorrows Payments industry news Let Payments Dives free newsletter keep you informed, straight from your inbox. By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. You can unsubscribe at anytime. Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Dive Brief DailyPay lands novel funding T

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State of AI in Sales & Marketing 2025

AI adoption is reshaping sales and marketing. But is it delivering real results? We surveyed 1,000+ GTM professionals to find out. The data is clear: AI users report 47% higher productivity and an average of 12 hours saved per week. But leaders say mainstream AI tools still fall short on accuracy and business impact. Download the full report today to see how AI is being used — and where go-to-market professionals think there are gaps and opportunities.