The end of FinTech

Chris Skinner

Originally, I was a technologist; then a financial technologist; and now a FinTech guy. However, I see the FinTech piece as being irrelevant. Whether it’s FinTech or TechFin, it’s all still just finance and technology. Fintech Future Grid

When did FinTech become cool?

Chris Skinner

When did FinTech become FinTech? I guess the first thing is to define FinTech, which I did badly four years ago. I say badly because my definition back then was: FinTech [is] a new market that integrates finance and technology. Fintech Grid

Five phases of FinTech (2005-2027)

Chris Skinner

Three years ago, I blogged about three phases of FinTech. Three years later, I can expand on that theme and talk about five phases of FinTech. Fintech Future Grid

FinTech Forecasts for 2019

Chris Skinner

There are many pundits predicting change in banking and FinTech this year. American Banker published seven FinTech predictions for 2019 by Bob Legters, Chief Product Officer of Banking and Payments at FIS. Fintech Future Grid

How UK FinTech took over the world

Chris Skinner

The movie is all about the 11 years since the financial crisis hit and how the conditions led to the rise of FinTech and, specifically, UK FinTech. It’s an hour long, so set aside some … The post How UK FinTech took over the world appeared first on Chris Skinner's blog.

FinTech or TechFin (speech transcript)

Chris Skinner

I recently gave a speech where the title was FinTech or TechFin? Here it is: FinTech or TechFin? I’m a technologist … The post FinTech or TechFin (speech transcript) appeared first on Chris Skinner's blog. Digital Bank Fintech Future Grid Opinion Presentations

The best FinTech startups in Europe

Chris Skinner

The link provides a comprehensive article on European FinTech developments. THE BEST FINTECH STARTUPS IN EUROPE Government support for the financial … The post The best FinTech startups in Europe appeared first on Chris Skinner's blog. Case Studies Fintech Grid

Are these FinTech unicorns worth it?

Chris Skinner

The itch is an alarm call really, and it’s asking whether all this FinTech investment is worth it. billion was invested in over 12,000 start-up FinTech … The post Are these FinTech unicorns worth it? Fintech Grid Uncategorized

The new FinTech bank

Chris Skinner

The requests would get prioritisation and be delivered in sequence over time, sometimes a very long … The post The new FinTech bank appeared first on Chris Skinner's blog. Digital Bank Fintech Grid

When will the FinTech bubble burst?

Chris Skinner

Reading about FinTech unicorns and pizzas worth $80 million, you would think that the world was bubbling over with wealth. Everything … The post When will the FinTech bubble burst? Fintech Future Grid Opinion

FinTech’s lies, damned lies and statistics

Chris Skinner

So I quote that last year China processed USD$40 trillion (277 trillion yuan) of mobile payments, as reported by … The post FinTech’s lies, damned lies and statistics appeared first on Chris Skinner's blog. Fintech Grid Numbers

39 FinTech Unicorns Valued at $147.37 billion

Chris Skinner

39 FinTech Unicorns Valued at $147.37 billion 2018 was a phenomenal year for FinTech. Over a course of 12 months, Venture Capital-backed FinTech deals and funding set an annual … The post 39 FinTech Unicorns Valued at $147.37 Fintech Grid

Is Revolut leading a FinTech revolution … or destroying it?

Chris Skinner

In case you’re not aware, their CEO and founder has gone and now … The post Is Revolut leading a FinTech revolution … or destroying it? Fintech Future GridWe are regularly being bombarded with unicorn news. Some rise and some fail.

Does FinTech worry policymakers?

Chris Skinner

Not sure if anyone noticed that the Financial Stability Board – the world’s central banks tasked with maintaining financial stability – produced a white paper on FinTech last month. … The post Does FinTech worry policymakers? Fintech Grid Regulation

Time for a global FinTech platform?

Chris Skinner

I find it interesting when I read perspectives on FinTech, money and banking. It’s hard to go digital if the country has little infrastructure; … The post Time for a global FinTech platform? Digital Bank Fintech Future Grid Inclusion Innovation Numbers Opinion

How does MiFID II and FinTech work?

Chris Skinner

I don’t blog about this much these days, as my audience is firmly in the retail and payments technology space, but I still keep close track of the investment markets, clearing and settlement, … The post How does MiFID II and FinTech work? Fintech Grid Regulation

SMEs are the FinTech’s bees knees

Chris Skinner

I write a lot about FinTech payments, lending, roboadvice and such like. SMALL BUSINESS FINANCE People talk a lot about finance for SMEs – small to medium enterprises … The post SMEs are the FinTech’s bees knees appeared first on Chris Skinner's blog. Fintech Grid

GrandTech: the newest FinTech market niche

Chris Skinner

Fintech Grid InnovationWatching the BBC, I often see reports on the elderly being ripped off, scammed and targeted by fraudsters.

Women in FinTech … yes, we care

Chris Skinner

So, I blogged last week about women in FinTech and whether we care, and got lots of replies … from women … who said yes, we care. One interesting insight is that … The post Women in FinTech … yes, we care appeared first on Chris Skinner's blog.

FinTech is on fire and London is burning …

Chris Skinner

A regular question that comes up is: When will the Fintech bubble burst? The latter change is still underway after a … The post FinTech is on fire and London is burning … appeared first on Chris Skinner's blog. Fintech Future Grid

Banks and FinTech Partnerships: a Clash of Extremes

Chris Skinner

A few years ago, I posted a guest article from Philippe Gelis, co-founder and CEO of FX firm Kantox, on Why FinTech Banks will rule the world. Digital Bank Fintech Grid

Are banks serious about fintech?

Chris Skinner

I’m often asked how I got into FinTech. Back in the day, it wasn’t called FinTech. Interestingly, for almost a quarter century, tech … The post Are banks serious about fintech? Digital Bank Fintech Grid Opinion

How Lehmans collapse started the FinTech fire

Chris Skinner

It’s interesting that the Global Financial Crisis (GFC) sparked by Lehman Brothers collapse in September 2008 sparked the FinTech revolution, according to some. Fintech Grid Opinion

The UN’s SDG’s, FinTech and Banking

Chris Skinner

… The post The UN’s SDG’s, FinTech and Banking appeared first on Chris Skinner's blog. Fintech Future GridDue to various connections, I was asked to deliver the opening keynote speech at the United Nations High Level Political Forum last week (some coverage here).

The two big issues bank CEOs have with FinTech

Chris Skinner

For all the talk about how well FinTech start-ups are doing, I hear two regular laments from bank CEOs. First, why aren’t we valued like FinTechs? and second, why aren’t FinTechs regulated like us.

Qatar Boosts FinTech Focus

PYMNTS

In the continued drive for collaboration between the FI and FinTech, between governments and financial services providers, efforts this past week focused on the Middle East and support for new initiatives. The QFC aims to establish Qatar as an international FinTech hub, according to reports.

Five more FinTech themes …

Chris Skinner

I blogged about the FinTech themes that came out of the Celero conference the other day and forgot to mention that I recently joined a one-day retreat at Payments International in London, as a facilitator. Fintech Grid

How much is a FinTech CEO worth?

Chris Skinner

That’s because they asked 500 FinTech companies how much they pay the CEO? And it … The post How much is a FinTech CEO worth? Fintech GridGood question, and it all depends on the revenue forecast.

Five FinTech Themes from 2017

Chris Skinner

Following on from talking around the big ten tech themes last Friday, I thought I would follow up with five FinTech themes for right now. It was fun with the CEO, Bob … The post Five FinTech Themes from 2017 appeared first on Chris Skinner's blog. Fintech Grid Uncategorized

Revolut: the growing pains of a FinTech unicorn

Chris Skinner

One of the things I say fairly often is that the FinTech start-up community is fairly naïve. Equally, some but not all behave in a way which is not aligned … The post Revolut: the growing pains of a FinTech unicorn appeared first on Chris Skinner's blog. Fintech Grid Opinio

Fintech foundations lie with both financial and technology people

Chris Skinner

Well, … The post Fintech foundations lie with both financial and technology people appeared first on Chris Skinner's blog. Fintech GridI was talking to a Securitisation conference the other day. Securitisation? What’s that?

Where Top US Banks Are Betting On Fintech

Chris Skinner

Bearing in mind that the big American banks are all spending $10 billion plus each on technology, they should be updating, and CB Insights latest installment looks … The post Where Top US Banks Are Betting On Fintech appeared first on Chris Skinner's blog.

How will UK FinTech fare in the future?

Chris Skinner

I just chaired a nice session at the Innovate Finance Global Summit (IFGS) focused upon the future of UK FinTech. I didn’t really understand why we would … The post How will UK FinTech fare in the future? Brexit Fintech Future Grid

Women in FinTech … yes, we care

Chris Skinner

So, I blogged last week about women in FinTech and whether we care, and got lots of replies … from women … who said yes, we care. One interesting insight is that … The post Women in FinTech … yes, we care appeared first on Chris Skinner's blog. Digital Bank Fintech Future Grid OpinionInteresting that there were not so many replies from the other gender, but hey what do you expect?

Bank-FinTech Collaboration Drives B2B FinTech Funding

PYMNTS

Bank-FinTech collaborations have emerged as a viable, lucrative growth path for both sides of these partnerships. For FinTechs, the deals mean access to a broader range of customers through well-established industry names. investing money in B2B FinTechs disrupting their industries.

#Money2020 USA: reaching FinTech 3.0

Chris Skinner

The first session had Amazon discussing … The post #Money2020 USA: reaching FinTech 3.0 Fintech Grid OpinionI enjoyed chairing a half day stream at #Money2020 in Las Vegas focused upon breaking news and views.

Globalizing finance through FinTech

Chris Skinner

As this has happened, we have seen a counter-trend occurring, as the maturing FinTech specialists branch out to create global monoline services in platforms. Digital Bank Fintech Future Grid Opinion

FinTech and the Parent-Child relationship

Chris Skinner

Another theme that I talk about regularly, and that came up last week, is the FinTech relationship being like a parent and child. Fintech Grid Opinion

Banks push for more fintech startup collaborations, despite failures

Bank Innovation

When it comes to bank-fintech collaborations, banks are finding more failure than success. That’s according to a study by Bank Innovation and INV Fintech, a startup accelerator, released today. Carousel Innovation Strategy INV Fintech Startups

Women in FinTech: do you care?

Chris Skinner

… The post Women in FinTech: do you care? Fintech GridI’ve written quite often about Sexism in the City and am intrigued by discussions of diversity, or the lack thereof, in both banking and technology.

Fintech for the Snapchat generation

Chris Skinner

My good friend Slava of Life.SREDA has just written a book called The First Fintech Bank’s Arrival. Fintech for the … The post Fintech for the Snapchat generation appeared first on Chris Skinner's blog. Fintech Grid

The FinTech outlook for 2018

Chris Skinner

There are four big things for 2018 from a FinTech viewpoint that are obvious to me however, which are: Getting down to business with Artificial … The post The FinTech outlook for 2018 appeared first on Chris Skinner's blog. Fintech Future Grid OpinionI usually start the new year by making some predictions, but so many others have been writing about 2018 trends that I’m not going to.

Diving into the FinTech Wave

Chris Skinner

I keep trying to define and delineate more and more of this FinTech Wave. It is no longer FinTech, but PayTech, IDTech, InsurTech, WealthTech, RegTech, GulfTech and more. Fintech Grid Innovation Opinion Regulation