The end of FinTech

Chris Skinner

Originally, I was a technologist; then a financial technologist; and now a FinTech guy. However, I see the FinTech piece as being irrelevant. Whether it’s FinTech or TechFin, it’s all still just finance and technology. Fintech Future Grid

Bye-bye FinTech

Chris Skinner

What lesson was the most important one I … The post Bye-bye FinTech appeared first on Chris Skinner's blog. Fintech GridI just spent time with a bank talking about Doing Digital. The host had read a preview copy of my new book and was asking a few questions about it.

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When did FinTech become cool?

Chris Skinner

When did FinTech become FinTech? I guess the first thing is to define FinTech, which I did badly four years ago. I say badly because my definition back then was: FinTech [is] a new market that integrates finance and technology. Fintech Grid

FinTech Forecasts for 2019

Chris Skinner

There are many pundits predicting change in banking and FinTech this year. American Banker published seven FinTech predictions for 2019 by Bob Legters, Chief Product Officer of Banking and Payments at FIS. Fintech Future Grid

Five phases of FinTech (2005-2027)

Chris Skinner

Three years ago, I blogged about three phases of FinTech. Three years later, I can expand on that theme and talk about five phases of FinTech. Fintech Future Grid

FinTech or TechFin (speech transcript)

Chris Skinner

I recently gave a speech where the title was FinTech or TechFin? Here it is: FinTech or TechFin? I’m a technologist … The post FinTech or TechFin (speech transcript) appeared first on Chris Skinner's blog. Digital Bank Fintech Future Grid Opinion Presentations

Does FinTech worry policymakers?

Chris Skinner

Not sure if anyone noticed that the Financial Stability Board – the world’s central banks tasked with maintaining financial stability – produced a white paper on FinTech last month. … The post Does FinTech worry policymakers? Fintech Grid Regulation

The best FinTech startups in Europe

Chris Skinner

The link provides a comprehensive article on European FinTech developments. THE BEST FINTECH STARTUPS IN EUROPE Government support for the financial … The post The best FinTech startups in Europe appeared first on Chris Skinner's blog. Case Studies Fintech Grid

Are these FinTech unicorns worth it?

Chris Skinner

The itch is an alarm call really, and it’s asking whether all this FinTech investment is worth it. billion was invested in over 12,000 start-up FinTech … The post Are these FinTech unicorns worth it? Fintech Grid Uncategorized

How UK FinTech took over the world

Chris Skinner

The movie is all about the 11 years since the financial crisis hit and how the conditions led to the rise of FinTech and, specifically, UK FinTech. It’s an hour long, so set aside some … The post How UK FinTech took over the world appeared first on Chris Skinner's blog.

When will the FinTech bubble burst?

Chris Skinner

Reading about FinTech unicorns and pizzas worth $80 million, you would think that the world was bubbling over with wealth. Everything … The post When will the FinTech bubble burst? Fintech Future Grid Opinion

39 FinTech Unicorns Valued at $147.37 billion

Chris Skinner

39 FinTech Unicorns Valued at $147.37 billion 2018 was a phenomenal year for FinTech. Over a course of 12 months, Venture Capital-backed FinTech deals and funding set an annual … The post 39 FinTech Unicorns Valued at $147.37 Fintech Grid

FinTech’s lies, damned lies and statistics

Chris Skinner

So I quote that last year China processed USD$40 trillion (277 trillion yuan) of mobile payments, as reported by … The post FinTech’s lies, damned lies and statistics appeared first on Chris Skinner's blog. Fintech Grid Numbers

Time for a global FinTech platform?

Chris Skinner

I find it interesting when I read perspectives on FinTech, money and banking. It’s hard to go digital if the country has little infrastructure; … The post Time for a global FinTech platform? Digital Bank Fintech Future Grid Inclusion Innovation Numbers Opinion

GrandTech: the newest FinTech market niche

Chris Skinner

Fintech Grid InnovationWatching the BBC, I often see reports on the elderly being ripped off, scammed and targeted by fraudsters.

SMEs are the FinTech’s bees knees

Chris Skinner

I write a lot about FinTech payments, lending, roboadvice and such like. SMALL BUSINESS FINANCE People talk a lot about finance for SMEs – small to medium enterprises … The post SMEs are the FinTech’s bees knees appeared first on Chris Skinner's blog. Fintech Grid

Does FinTech worry policymakers?

Chris Skinner

Not sure if anyone noticed that the Financial Stability Board – the world’s central banks tasked with maintaining financial stability – produced a white paper on FinTech last month. … The post Does FinTech worry policymakers? Fintech Grid Regulation

How does MiFID II and FinTech work?

Chris Skinner

I don’t blog about this much these days, as my audience is firmly in the retail and payments technology space, but I still keep close track of the investment markets, clearing and settlement, … The post How does MiFID II and FinTech work? Fintech Grid Regulation

Women in FinTech … yes, we care

Chris Skinner

So, I blogged last week about women in FinTech and whether we care, and got lots of replies … from women … who said yes, we care. One interesting insight is that … The post Women in FinTech … yes, we care appeared first on Chris Skinner's blog.

Best Fintechs to Work For

American Banker

The companies on Arizent’s third annual list of Best Fintechs to Work For share an ability to create personal connections with employees, and offer top-tier benefits like generous sabbaticals, fully-paid insurance, and parental leave on day one.

Are banks serious about fintech?

Chris Skinner

I’m often asked how I got into FinTech. Back in the day, it wasn’t called FinTech. Interestingly, for almost a quarter century, tech … The post Are banks serious about fintech? Digital Bank Fintech Grid Opinion

FinTech is on fire and London is burning …

Chris Skinner

A regular question that comes up is: When will the Fintech bubble burst? The latter change is still underway after a … The post FinTech is on fire and London is burning … appeared first on Chris Skinner's blog. Fintech Future Grid

Bank Wars, Episode XX: The Rise of FinTech

Chris Skinner

Nevertheless, I … The post Bank Wars, Episode XX: The Rise of FinTech appeared first on Chris Skinner's blog. Digital Bank Fintech Grid HumourOver the years, a few people have likened me to the Yoda of banking.

Banks and FinTech Partnerships: a Clash of Extremes

Chris Skinner

A few years ago, I posted a guest article from Philippe Gelis, co-founder and CEO of FX firm Kantox, on Why FinTech Banks will rule the world. Digital Bank Fintech Grid

How Lehmans collapse started the FinTech fire

Chris Skinner

It’s interesting that the Global Financial Crisis (GFC) sparked by Lehman Brothers collapse in September 2008 sparked the FinTech revolution, according to some. Fintech Grid Opinion

Is Revolut leading a FinTech revolution … or destroying it?

Chris Skinner

In case you’re not aware, their CEO and founder has gone and now … The post Is Revolut leading a FinTech revolution … or destroying it? Fintech Future GridWe are regularly being bombarded with unicorn news. Some rise and some fail.

Weekly Wrap: Coronavirus dislocation continues to rock fintech

Bank Innovation

In a week that saw the coronavirus pandemic amplify in the United States, the fintech sector continued to weather economic dislocation and uncertainty.

London is still the major European FinTech centre

Chris Skinner

FinTech investment numbers are variable dependent upon how they are counted. That number came from KPMG in 2019, who noted that most of that investment was flowing … The post London is still the major European FinTech centre appeared first on Chris Skinner's blog.

Ana Botin of Santander on FinTech and Blockchain

Chris Skinner

But when the interviewer, Erik Schatzker, asks her … The post Ana Botin of Santander on FinTech and Blockchain appeared first on Chris Skinner's blog. Blockchain Digital Bank Fintech Grid Innovation Payments Purpose

How much is a FinTech CEO worth?

Chris Skinner

That’s because they asked 500 FinTech companies how much they pay the CEO? And it … The post How much is a FinTech CEO worth? Fintech GridGood question, and it all depends on the revenue forecast.

Five FinTech Themes from 2017

Chris Skinner

Following on from talking around the big ten tech themes last Friday, I thought I would follow up with five FinTech themes for right now. It was fun with the CEO, Bob … The post Five FinTech Themes from 2017 appeared first on Chris Skinner's blog. Fintech Grid Uncategorized

Five more FinTech themes …

Chris Skinner

I blogged about the FinTech themes that came out of the Celero conference the other day and forgot to mention that I recently joined a one-day retreat at Payments International in London, as a facilitator. Fintech Grid

Revolut: the growing pains of a FinTech unicorn

Chris Skinner

One of the things I say fairly often is that the FinTech start-up community is fairly naïve. Equally, some but not all behave in a way which is not aligned … The post Revolut: the growing pains of a FinTech unicorn appeared first on Chris Skinner's blog. Fintech Grid Opinio

The UN’s SDG’s, FinTech and Banking

Chris Skinner

… The post The UN’s SDG’s, FinTech and Banking appeared first on Chris Skinner's blog. Fintech Future GridDue to various connections, I was asked to deliver the opening keynote speech at the United Nations High Level Political Forum last week (some coverage here).

Fintech Finastra Hit By Suspected Ransomware Attack

PYMNTS

Banking technology FinTech Finastra was hit with a security breach on Friday (March 20), and was forced to shutter key systems and send employees home, according to a report by KrebsonSecurity. Security & Fraud Data Breach Finastra FinTech hack News ransomware Security What's Hot