Ripple Expects MoneyTap to Follow Alipay’s Example

Bank Innovation

EXCLUSIVE— Ripple expects the banks integrated into its new Japanese MoneyTap app will create new businesses and features on the platform, similar to the way companies are doing on China’s most popular mobile payment service, Alipay.

Example: A Rewards Program For Your Bank

Banker to Banker

We are here at the ICBA Annual Conference in New Orleans and we have a variety of topics we are trying to research.

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An Example of Loan Value: Construction through Perm – SBA 504

Banker to Banker

The most common question we received is to give finite examples of how to create a unique product in the marketplace to garner above average pricing Yesterdays’ article on branding loans generated many comments.

Asian firms set a payments innovation example for the world

Payments Source

Ant Financial's success is instructive in the way it developed products that reach many different areas of their finances. And it's hardly the only success story to come out of the Asia Pacific Region, says Rapyd's Eric Rosenthal.

Panera's mobile blueprint serves as an example for retailers

Mobile Payments Today

Panera Bread is still going full throttle in expanding payment strategies to reduce consumer friction points and enhancing the customer experience

Flyt acquisition example of opportunities in platform integration space

Daily Fintech

Flyt may not be a household name, like Uber Eats, but it powers a good number under the hood, and it’s another example of how integration layers and platform connectors are embracing the huge opportunity that comes with the expansion of the digital food market.

Petal a flowering example of brand led fintech

Daily Fintech

Petal is a fintech startup to follow if you are hungry for brands using sophisticated design and unconventional approaches to positioning their product. The brave startup has taken on an industry with a bad reputation – credit.

Berlin’s Flourishing FinTech Scene in 30 Inspiring Examples

Let's Talk Payments

As one of Europe’s hubs of innovation along with London, Berlin has an impressive array of FinTech companies successfully operating both within and beyond Germany’s FinTech ecosystem. In this article, Fintech Insights.

UK Setting The Wrong Example In eProcurement, Says Think Tank


Government eProcurement and digital invoice mandates set an example for an economy overall, helping private businesses understand the process of and benefits to implementing digital procurement, payment and accounting procedures.

TransferGo launches with Ripple, but doesn't follow MoneyGram's example

Payments Source

London-based TransferGo is using Ripple’s blockchain platform to support digital money transfers from Europe to India. But TransferGo isn’t the first remittance company to work with Ripple — and it isn't on the same path that others have taken. Cross border payments Cryptocurrencies Ripple U.K. Europe India

ADA, assistive technology and the leading example of ATMs

ATM Marketplace

In part 3 of our series: Assistive technology for the disabled has become more sophisticated and pervasive in recent years, giving kiosk manufacturers and deployers the ability to better serve an important customer base — and meet ADA requirements

Data Is Driving Innovation In Financial Services [With 2 Examples]

Perficient Financial Servies

For example, when it comes to underwriting, Mike Cagney, CEO, chairman and co-founder of SoFi, an organization that offers lending, wealth management, and insurance products, said the company can perform comprehensive underwriting assessments with just five pieces of data: your name, your address, your date of birth, the school you attended, and the amount of money you earn. The post Data Is Driving Innovation In Financial Services [With 2 Examples] appeared first on Financial Services.

Three Examples Where Doing Nothing Is a Bad Idea

New York's State of Mind

That is why, for example, umpires hate to call ball four when the count is 3-0. Social scientists will tell you that when faced between two difficult choices, the natural inclination is to choose to do nothing. Realistically however, when policy makers decide to do nothing to solve obvious problems, they are making a decision, […]. General New York State Regulatory GAO House Oversight Committee marijuana related business

Using Data & Tech For Regulatory And Compliance Initiatives [With Examples]

Perficient Financial Servies

From these very examples and our active work in the industry, we highlight several trends that we expect to continue to transpire in 2018. The data that SoFi leverages enables the company to be quick and efficient – two things that people value in companies. However, the data and technology that make SoFi successful also addresses some of the regulatory concerns by essentially forcing it to be blind to applications.

Three Examples of How Banks Implement Diversity Initiatives

ABA Community Banking

It is crucial to be intentional in carrying out an environment where a diverse workforce can grow and feel heard by the company Human Resources Management Compliance People Compliance Management Community Banking Feature3. 1Management



The post THREE UNUSUAL EXAMPLES OF INDUSTRY INTEGRATION IN BLOCKCHAIN appeared first on Dataconomy. How a bunch of tech savvy entrepreneurs are using blockchain to solve problems in the areas of graphics rendering, identification processes and diamond trade.

100+ Examples Of Digital Transformation In Financial Services

Perficient Financial Servies

Download our new guide to see over 100 real-life examples of digital transformation in financial services. 100+ Examples Of Digital Transformation In Financial Services was first posted on January 4, 2017 at 6:45 am. Similar to the way digital transformation means different things to different people, there are myriad types of projects and initiatives that.

The Best Example Of Regulatory Overkill

New York's State of Mind

Today’s blog is for two groups of readers: First it is for those of you visiting Dysfunction Junction(AKA Washington DC) and thinking of how best to articulate to your elected representatives the negative consequences of the regulatory frenzy that the CFPB, aided by some of the very lawmakers you will be meeting with, has unleashed […]. Advocacy Compliance Regulatory HMDA Regulation C

The Role of Social Media in Extending Financial Opportunities – FinTech Examples

Let's Talk Payments

Facebook alone gathers 98 personal data points for targeted ads The number of worldwide social media users reached 2.34 billion, and is expected to grow to ~2.95 billion by 2020. Insights Social Media Asia Credit Sudhaar DemystData Europe FriendlyScore Happy Mango insights Kabbage Kreditech Lenddo LendUp Neo TrustingSocial US ZestFinance

One more example of how the big banks threaten the economy

New York's State of Mind

Before the mortgage meltdown I was a proud free market extremist who would patiently explain to a misguided dinner guest how the Free-Market was a better regulator of businesses and the financial system than government ever could be. Then I watched as the Captains of Capitalism were bailed just out as the Free Market was about […]. General Comodities too big to fail

Rebeca Romero Rainey: Do today for tomorrow

Independent Banker

For example, we are making financial investments in the future of technology through the ThinkTECH Accelerator. “As community bankers, making the next right choice today will ensure we have a strong, flourishing future.”. We have entered a challenging environment, to say the least.

Rebeca Romero Rainey: A world of opportunity

Independent Banker

For example, the ICBA ThinkTECH Accelerator features early stage companies that are working to bring the latest technologies to community bankers. “Today’s technology environment opens the door to a world of opportunity for community bankers.”.

Are the big banks failing the people?

Chris Skinner

For example, I listened to the ideas of Curl on Thursday who are running a campaign to Save Our … The post Are the big banks failing the people? I wouldn’t usually blog on a Saturday, but these are exceptional times and these are exceptional ideas.

Rebeca Romero Rainey: We resolve to support you

Independent Banker

For example, if you are looking to establish or evolve your payments plan, the ICBA Bancard Digital Payments Strategy Tool and Guide offers a resource to provide direction.

Little Bó peeps … creeps … and sleeps … why big banks fail at digital banks

Chris Skinner

In the latest example of a bank that couldn’t hack the digital bank market, RBS gave up on Bó last week. It surprised me as the bank only launched last November, to a fanfare of £100 million investment and the acquisition of the start-up they had been co-funding, Loot.

The real reason people don’t change banks

Chris Skinner

By way of example, an email from a friend: I am just exactly as loyal to my bank as they are to me, which is to say not … The post The real reason people don’t change banks appeared first on Chris Skinner's blog. Interesting conversation about switching accounts.

Why dumb old banks can’t compete

Chris Skinner

To illustrate this, I have three examples. Now that’s a contentious title for a blog, but purposefully so. Old banks can compete in the new world if they’re smart … it’s just that so many of them are dumb. Dumb with data, as I’ve blogged before.

The Finanser’s Week: 30th March 2020 – 5th April 2020

Chris Skinner

For example, I listened to the … The post The Finanser’s Week: 30th March 2020 – 5th April 2020 appeared first on Chris Skinner's blog. The main blog headlines are … Are the big banks failing the people?

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Rebeca Romero Rainey: Embrace the opportunity

Independent Banker

For example, according to Engagement Labs, Gen Z will account for 40% of all shoppers by next year—and this group pays with a digital-first mindset. “A plethora of new digital payments offerings now must factor into business strategies.”.

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The 10-year-old who runs a blockchain company

Chris Skinner

I often talk about the world changing thanks to young people who can code.

What is banking in the cloud?

Chris Skinner

For example, if they use cloud services … The post What is banking in the cloud? Over ten years ago, I started blogging about cloud computing and financial services. Many banks dismissed the idea back then as “the regulator wouldn’t allow it”.

Another one bites the dust: RBS shutters Bo app 

Bank Innovation

The Royal Bank of Scotland and its subsidiary NatWest are shutting down Bo, the bank’s stand-alone personal finance app, in the latest example of a big bank digital offshoot’s failure to gain traction with consumers. “Bo

RBC revamps direct investing on mobile app

Bank Innovation

The bank’s new platform is designed for customers who direct their own investing, for example buying their own mutual funds or stocks, as opposed to guided interactions with wealth advisors.

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What does “purpose-driven” really mean?

Chris Skinner

During my writing about a purpose-driven bank, I tried to find good examples of what purpose-driven actually means. Googling the question the number one result is from the Plato Project, who outline eight great purpose-driven organisations.

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And even if finance gets a #Brexit deal, equivalence is not the answer

Chris Skinner

Following yesterday’s discussion of Brexit and it’s implications on financial services, there’s a little more to be said on this.