Jack Henry

APRIL 30, 2014

Most of the expectations outlined in these alerts should already be a part of your current risk based processes. These should serve as reminders for reviewing/updating and ensuring your risk management and compliance efforts continue to meet those expectations.

Fraud 88

Fraud Cyber Security ATM FDIC 88

ABA Community Banking

MARCH 13, 2015

3 specific malwares account for most attacks Risk Management Mobile Cyberfraud/ID Theft. 1Risk Management'

Risk Management 40

Risk Management Management Mobile 40

Bobsguide

MAY 18, 2022

The workshop is open to software engineers, data scientists, quantitative risk managers, and anyone who is interested in learning more about machine learning models and their applications in finance. *Autoencoder forward rate model in the Q-measure. Autoencoder term rate model in the P-measure. Hands-on examples in Python.

Training 146

Training Examples Risk Management Conference 146

PYMNTS

AUGUST 29, 2018

Meanwhile, others try their hand at FX trading with algorithms to get ahead of the competition; as early as 2014, more than 75 percent of all trades in the U.S. That may sound like a lot to take in, but learning the basics of FX portfolio risk management is a necessary step to protecting the value of foreign holdings.

Management 100

Management Risk Management Marketing System 100

Abrigo

NOVEMBER 21, 2014

However, Q3 commercial lending is down from the beginning of 2014 (quarter ending 3/31/2014) by about $67 billion. banks, the list was determined by reviewing a bank’s Q3 2013 C&I loan total alongside its Q3 2014 figure and calculating the percentage increase. banks is up $157 billion from the same period in 2013.

Lending 188

Lending South Carolina Miami Community Bank 188

Abrigo

NOVEMBER 10, 2014

However, the Q3 2014 Banking Compliance Index (BCI), shows otherwise. Many banks are beginning to hire a Chief Risk Officer (CRO) to manage regulatory compliance. have risk management programs, leaving CROs in high demand. Very few universities in the U.S. Involve the Board.

Risk Management 170

Risk Management Community Bank Compliance Community 170

Abrigo

MARCH 2, 2015

percent of banks reported stronger demand for auto loans in Q4 of 2014, up from 18.8 Credit union auto loan portfolios reached $225 billion as of the end of Q3 2014, according to Sageworks Bank Information. These changes were first reported in the OCC’s Semiannual Risk Perspective for Fall 2014.

Risk Management 150

Risk Management Tools Conference Management 150

PYMNTS

FEBRUARY 29, 2016

For Moody’s, the acquisition means it can offer its clients a broader, more robust tool in the field of credit risk management, strengthening its position, particularly for small business lenders. Finagraph’s technologies will become integrated into Moody’s Analytics Lending Cloud software and risk models, the firm added. “We

Lending 100

Lending Risk Management Analytics Analysis 100

Abrigo

NOVEMBER 2, 2016

And participants at Sageworks’ 2016 Risk Management Summit had an opportunity to discuss with peers their institutions’ challenges and best practices related to oil and gas loan concentrations. However, the oil- and gas-sensitive banks’ return on assets has converged toward the comparison groups since mid-2014.

Comparison 150

Comparison Regional Study Risk Management 150

Abrigo

OCTOBER 29, 2014

• Board risk parameters, adequacy of staffing, succession planning and audit. Asset and Liability Management: Asset and liability risk management was deemed a concern as continued low interest rates and pressure on traditional earnings sources cause many banks to increase long-term asset holdings.

Rhode Island 238

Rhode Island District of Columbia New Jersey West Virginia 238

PYMNTS

MARCH 7, 2018

LendingPoint Merchant Solutions combines LoanHero’s merchant onboarding, program management and reporting technology with LendingPoint’s credit underwriting, risk management and customer service expertise. Since its founding in 2014, LendingPoint has issued nearly $500 million in consumer loans to more than 70,000 borrowers.

Retail 100

Retail San Diego Georgia Risk Management 100

ABA Community Banking

MARCH 14, 2017

Class action suit involves dozens of banks and CUs in wake of 2014 breach—$2 a pop Payments Risk Management Cards Cyberfraud/ID Theft.

Risk Management 40

Risk Management Cards Management Payments 40

Fintech Labs Insights

MAY 18, 2016

In the case of Scalable Capital, what’s new and noteworthy about their effort to make investing easier is its proprietary risk management technology. Give average investors the same level of risk management as wealthier investors and watch the investment returns for individual investors improve. . Stefan Mittnik.

Risk Management 20

Risk Management Capital Management Retail 20

PYMNTS

AUGUST 12, 2016

The FAIR Institute , a nonprofit aimed at developing standard information risk management practices, announced on Thursday (Aug. 2014, the NIST CSF was released and has rapidly emerged among companies and government organizations as the leading taxonomy and set of best practices for managing cybersecurity risk, both in the U.S.

Resources 100

Resources National Technology Analysis 100

Jack Henry

DECEMBER 3, 2014

However, in May 2014 the software company announced that it was no longer supporting TrueCrypt and users should find another avenue to encrypt their data as there could be issues with using it securely. Information Security & Risk Management' Many companies and individuals used this software to encrypt data.

Security 83

Security Data Risk Management Software 83

Independent Banker

OCTOBER 14, 2014

According to a statistic released as part of the ICBA 2014 Top 50 Community Bank Leaders in Social Media, nearly 2,500 banks have a Facebook or Twitter presence, and the numbers continue to exponentially grow. The first tweet ever written was by co-founder Jack Dorsey on March 21, 2006, at 9:50 p.m., which read, “just setting up my twttr.”

social media 88

social media Risk Management Compliance Community Bank 88

ABA Community Banking

JANUARY 16, 2015

Leasing activity to build on 2014 improvement Management Financial Trends Risk Management Credit Risk. 1Management'

Risk Management 40

Risk Management Trends Management 40

Abrigo

MAY 9, 2022

The 2014 FinCEN guidance on "Culture of Compliance" states that "an institution's interest in revenue should not compromise efforts to manage and mitigate BSA/AML deficiencies and risks. As a matter of sound risk management, you would not turn a new employee loose without vetting their qualifications or checking their work.

Compliance 195

Compliance Fraud Regulation Resources 195

ABA Community Banking

MARCH 17, 2015

million victims in 2014 Risk Management Cyberfraud/ID Theft. 1Risk Management' $16 billion lost from 12.7

Trends 40

Trends Risk Management US Fraud 40

PYMNTS

MARCH 21, 2019

And the payment gateway from APACPAY gives access to more than 200 alternative payment methods, while its i-RiskCloud risk management service taps into artificial intelligence (AI) and big data. As it stands, the introduction of contactless came to the transportation network in 2014.

ATM 108

ATM Mobile Big Data Risk Management 108

PYMNTS

APRIL 10, 2018

. “When these constitute a sizable proportion of a company’s total annual turnover, their cash flow may be at risk.”. According to Coface, China’s recent economic growth has led risk managers to be more complacent, with fewer reporting the use of credit insurance or reliance on credit agency reports to mitigate those risks.

Risk Management 123

Risk Management Analysis Survey Report 123

Abrigo

MARCH 29, 2017

According to a 2014 report by Cornerstone Research, allegations of accounting fraud surged 47 percent in securities class actions lawsuits in 2013. Securities and Exchange Commission (SEC) in the 2013-2014 fiscal year. AI will not replace your job, or your need to be vigilant in risk mitigation.

Analytics 150

Analytics How To eBook Fraud 150

Independent Banker

MAY 2, 2016

Since joining TS Banking Group through our formal acquisition in October 2014, The Bank of Tioga’s focus has been on growth strategies and expanding our products and services, including a new website, mobile money app, instant-issue debit cards, and wealth management and trust services.

North Dakota 70

North Dakota Community Bank Community Risk Management 70

Abrigo

DECEMBER 30, 2019

One of the more important takeaways from 2019 is that all institutions, regardless of size or risk profile, must have a strong culture of compliance, as directed by FinCEN’s advisory in 2014. This is a must-have risk management concept. Lending & Credit Risk. Portfolio Risk & CECL. Learn More.

Training 195

Training Compliance Leadership Fraud 195

Independent Banker

FEBRUARY 24, 2016

Obviously these local lenders took notice when the Federal Reserve, the FDIC and the Office of the Comptroller of the Currency recently issued a joint statement pointing out increased risks in CRE lending. percent of its total assets—was nonperforming at the end of 2014, according to the bank’s most-recent annual report. “I

Community Bank 70

Community Bank Lending Community Regulation 70

Independent Banker

NOVEMBER 24, 2015

Wire fraud incidents nearly doubled to 27 percent in 2014, from 14 percent a year earlier, according to the 2015 AFP Payments Fraud and Control Survey. She is also the founder of Secura Risk Management in Atlanta, a firm that assists community banks in payments risk management and fraud prevention.

Community Bank 70

Community Bank Fraud Atlanta Community 70

PYMNTS

APRIL 20, 2016

Dodd-Frank, for example, deals with financial institutions and the people who use them; Basel III deals with risk management; the money market reform centers on finding conservative holdings and credit ratings. Regulatory frameworks for the above mandates are never one-size-fits-all. two years ago to 3.2

Taxes 100

Taxes Regulation Management Marketing 100

PYMNTS

JANUARY 10, 2020

David Chubak will head all retail sectors — branches, mortgages, wealth, risk management and small business, according to a memo. When Alexa was first introduced in November 2014, it didn’t look much like the next big thing in user interfaces. Citigroup Names New Retail Banking Leader. Alexa’s Expanding Ecosystem.

San Francisco 130

San Francisco Millennials Cards cryptocurrency 130

Perficient

MAY 27, 2022

Since 2014, New York has only allowed crypto companies to operate in the state if they obtain a BitLicense, and even then, licensed companies are limited in the types of digital assets they can sell. Maintaining a service provider oversight program to address risks to service provider relationships.

cryptocurrency 332

cryptocurrency Regulation Management Bitcoin 332

Jeff For Banks

JANUARY 18, 2014

We’ll Miss You, Ben Now that the holidays are over, it is time to recognize that January, 2014 marks the last month as Federal Reserve Chairman for our favorite helicopter pilot, Ben Bernanke. Cautious Growth for 2014 We expect that GDP growth will continue in a cautious mode in 2014, likely between 2% and 2.5% once again.

Philadelphia 86

Philadelphia Policies US Marketing 86

Jeff For Banks

MAY 2, 2014

Spring-At Last We are all thankful to leave the brutal winter of 2014 behind, especially the polar vortex! Cautious Growth for 2014 We still expect that GDP growth for 2014 will be between 2% and 2.5% The Federal Reserve released their updated economic projections on March 19, 2014. nationally. Her answer: More QE!

Philadelphia 89

Philadelphia Pennsylvania Regional Marketing 89

Abrigo

FEBRUARY 2, 2015

Risk management issues were also a high-ranking hurdle to growing banks, with 26 percent calling it a concern for 2015. The ICBA’s 2014 Community Bank Lending Survey suggests the shift is coming in the form of less consumer lending. The cost of compliance in these areas are also high for community bankers.

Community Bank 150

Community Bank Community Regulation Survey 150

PYMNTS

JULY 22, 2016

It feels like 2014 again with the ongoing popularity of alternative lending startups. Investors seem confident in the industry’s startups and their ability to provide adequate risk management and underwriting for their loans; VCs provided more than $11.5 Accounts Receivable Management. ezyCollect.

Lending 100

Lending Regulation Big Data Risk Management 100

PYMNTS

SEPTEMBER 28, 2017

Two-thirds of survey respondents said the cloud enables them to build relationships with their customers, while professionals cited the ability to receive advice on business strategy — with forecasting and risk management capabilities, for instance — and to engage with new businesses as key benefits of the cloud.

Trends 108

Trends Innovation Survey Software 108

Independent Banker

SEPTEMBER 25, 2014

Be aware of existing or emerging risk concerns. Implicit in managing operational risk is for banks to continue to maintain adequate capital and a solid balance sheet, he says. It’s not just about looking at the returns but having the due diligence and risk management folks involved.”. in Kent, Ohio.

Compliance 101

Compliance Regulation Community Bank Community 101

PYMNTS

AUGUST 16, 2018

According to a survey conducted last year by the Global Association of Risk Professionals (GARP), 88 percent of bank executives believe AI and ML adoption could provide “a foundational change” for risk management. Both were notable increases from 2014, which saw $11 billion and $1.9 billion to it during the same year.

Digital Banking 101

Digital Banking Fraud Data Tools 101

PYMNTS

JULY 25, 2017

Retailers and merchants are losing more than $3 for every dollar of fraud incurred as recently as 2014, and that number was up from $2.79 This is a certification given to retailers requiring advanced fraud and risk management smart technology for regular fraud checks. . the year before.

Fraud 120

Fraud Retail Cards National 120