Community Bank Hedging Options

South State Correspondent

Over the last 15 years, an ever greater percentage of community banks have embraced some form of interest rate hedging. Most of the top 100 banks (by asset size) have robust derivative solutions. Advantages and Disadvantages In Bank Hedging Options.

Community Bank Hedging Options

South State Correspondent

Over the last 15 years, an ever greater percentage of community banks have embraced some form of interest rate hedging. Most of the top 100 banks (by asset size) have robust derivative solutions. Advantages and Disadvantages In Bank Hedging Options.

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FDIC names new community banking committee members

ABA Community Banking

The FDIC has appointed seven new members to its Advisory Committee on Community Banking. Twelve of 19 on the panel are with ABA member banks. The post FDIC names new community banking committee members appeared first on ABA Banking Journal.

Community Banks Accelerate FinTech Integrations

PYMNTS

For more community banks, the latter strategy can fast-track digitization initiatives. Finastra Chosen by Community FI. The bank will also have access to FusionFabric.cloud, its developer platform and marketplace, to integrate pre-built solutions into its own offering.

5 Reasons Banks Need a Digital SBA Lending Program Now

A digital-first strategy for SBA loans is required for community banks that want to grow.

Podcast: Seeing Results from Community Bank Advocacy

ABA Community Banking

On the latest episode of the ABA Banking Journal Podcast, Ohio bank CEO Mike Vynalek discusses his own journey in community bank advocacy and how he's getting emerging leaders at his bank involved in advocacy.

The Path Less Taken to the Community Bank C-Suite

ABA Community Banking

Not many bank CEOs can say their first bank job was. The post The Path Less Taken to the Community Bank C-Suite appeared first on ABA Banking Journal. Community Banking Featured Human Resources Diversity Leadership

How community banks can help young homebuyers

Independent Banker

But there are ways community banks can help mortgage-seekers get on the property ladder. Burmis, senior vice president and retail lending manager at $450 million-asset Chelsea State Bank in Chelsea, Mich. So how can community banks help? Photo by Ridofranz/iStock.

Podcast: How middleware can accelerate community bank innovation

ABA Community Banking

Christian Ruppe co-founded a fintech firm when he was in college — and later he brought his experience in-house in the community banking space. The post Podcast: How middleware can accelerate community bank innovation appeared first on ABA Banking Journal.

With rates soaring, Florida community bank bails on national mortgage lending

American Banker

Mortgage rates Community banking

Personalized Digital Engagement Is Essential Yet Undervalued in Financial Services

Download this perspective to learn about the: - Necessity of marketing automation - Importance of reviewing and utilizing customer data - Benefits of optimizing collected analytics - Growing need for digital engagement

How community banks can address cybercrime

Independent Banker

Community banks have a choice about addressing the problem: Remain vulnerable or be vigilant. Fraud and cybercrimes continue to increase, causing challenges for community banks. But there’s plenty community banks can do to meet this challenge.

Community banks are thriving in Texas

Independent Banker

Ken Finley, president of Johnson City Bank, in downtown Johnson City with Shannon Sultemeier, executive vice president (left); and Brenda Haynes, vice president/cashier (right). Here’s how four community banks are thriving in this environment. billion-asset Frost Bank got busy.

Texas 173

The Community Bank Contrarian

ABA Community Banking

Whether it’s buying a mortgage division in 2009 or building a diversified product set in an age of nichification, community bank CEO Luanne Cundiff zigs when pundits say to zag. The post The Community Bank Contrarian appeared first on ABA Banking Journal.

Why community banks should partner with fintechs

Independent Banker

With consumer expectations seeming to evolve faster every year, community banks could consider partnering with a fintech to keep up with technological innovation. Those conversations, he says, centered around whether community banks could compete against this brash group of newcomers.

The Threat That Could End Community Banking & What To Do About It

A critical risk now facing community banks from the technology world and how to solve it.

CFPB report highlights reliance on community banks in rural areas

ABA Community Banking

In a data snapshot, the CFPB highlighted some of the unique challenges facing rural Americans, including an increased reliance on physical bank branches, given the limited access to high-speed internet and online banking options in many of these communities.

The top-performing community banks of 2021

Independent Banker

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. Bank Name. Brazos National Bank.

Podcast: Step-by-Step IT Transformation at a Community Bank

ABA Community Banking

At a community bank with limited staff and resources, tech transformation is all about setting priorities. The post Podcast: Step-by-Step IT Transformation at a Community Bank appeared first on ABA Banking Journal.

2022 Best Community Banks to Work For Award

Independent Banker

Be recognized as one of community banking’s best employers. ICBA Independent Banker ‘s Best Community Banks to Work For award is your chance to show job hunters and current staff why your community bank is an unbeatable place to build a career.

Level Setting and Peering Around the Corner— Tips for Success in Your Organization

Speaker: Steve Andrews, President & CEO of the Western Bankers Association 

This pandemic has tested the foundation of banks and the strength of the dollar. With all of us facing the same crisis, we are left with the same key questions, "Where are we now?" "Where are we going?" "How are we going to get there?" and "What impediments must we overcome?" Join Steve Andrews, President & CEO of the Western Bankers Association, for CBB's groundbreaking webinar! This exclusive webinar will go over the insider information your bank needs for level setting and peering around the corner. Steve will provide actionable insights, best practices, and real-world examples of the changing landscape of community banking.

Connecticut community bank deploys AI-powered spending insights

American Banker

Fintech Community banking Technology

FDIC Quarterly highlights community bank performance in manufacturing states

ABA Community Banking

The latest issue of the FDIC Quarterly explores loan performance at community banks in five manufacturing-concentrated states: Indiana, Kentucky, Louisiana, Michigan and Wisconsin. Community Banking Newsbytes Community banking

Community banks have a good ESG story to tell

ABA Community Banking

While certain aspects of ESG are complex and sometimes controversial, many banks are finding that they can embrace investors’ interest in ESG factors. The post Community banks have a good ESG story to tell appeared first on ABA Banking Journal.

Tighten up your community bank’s security

Independent Banker

ICBA’s Bank Security Institute offers critical incident response strategies to keep your physical branch location safe. The pandemic forced industries to accelerate their adoption of digital applications, and community banking was no exception.

Texas community bank launches oil-and-gas financing unit

American Banker

Community banking Commercial lending

Texas 61

Survey: Community bank CEOs focused on growing loans

ABA Community Banking

A new survey of more than 100 top executives at community and regional banks and credit unions found that a majority list growing loans as their top strategic priority. The post Survey: Community bank CEOs focused on growing loans appeared first on ABA Banking Journal.

Community Banks’ Early Technology Investment Pays Off During Pandemic

ABA Community Banking

Community banks that invested more in technology before COVID-19 made more loans and took in more deposits during the pandemic than did community banks that invested less in technology, according to a new FDIC report.

CFPB Names New Members to Community Bank Advisory Council

ABA Community Banking

The CFPB today announced the appointment of new members to its Community Bank Advisory Council. The post CFPB Names New Members to Community Bank Advisory Council appeared first on ABA Banking Journal. Community Banking Newsbytes

Putting the ‘Community’ into Community Banking

ABA Community Banking

Banks contribute to their communities and local organizations in ways that matter a lot during the pandemic. The post Putting the ‘Community’ into Community Banking appeared first on ABA Banking Journal.

Podcast: The Community Bank Cycle of Opportunity

ABA Community Banking

When Gilda Nogueira's family immigrated to the United States, East Cambridge Savings Bank in Cambridge, Massachusetts, helped them land on their feet and begin their new life in America. Today, Nogueira pays this opportunity forward through community banking as president and CEO of ECSB.

How the top community banks outperform their peers

American Banker

Community banking Top Banks 2022 Growth strategies

Top-performing U.S. community bank shows value of revenue diversification

American Banker

Community banking Growth strategies

7 ways community banks can boost profitability

Independent Banker

Here’s what community bankers need to know when planning their budgets for the next year. of digital banking customers said they switched to digital banking because of the pandemic. Source: 2021 Provident Bank survey. That’s the approach Sunrise Banks in St.

Podcast: The Community Bank Digital Transformation Roadmap for 2022

ABA Community Banking

What's on the community bank roadmap for digital process improvement in 2022? On the latest episode of the ABA Banking Journal Podcast, Chris Bailey lifts the curtain on his bank's investments in digital signature management, conversational capabilities and client business optimization.

Overcoming Lending Challenges for Community Banks

South State Correspondent

Covid-19 and the responses to the pandemic are exerting various pressures on community banks. In this article, we focus on four key steps of what banks can do to continue to add earning assets to their balance sheet.