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Community Bank Hedging Options

South State Correspondent

Over the last 15 years, an ever greater percentage of community banks have embraced some form of interest rate hedging. Most of the top 100 banks (by asset size) have robust derivative solutions. Advantages and Disadvantages In Bank Hedging Options.

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Community Bank Hedging Options

South State Correspondent

Over the last 15 years, an ever greater percentage of community banks have embraced some form of interest rate hedging. Most of the top 100 banks (by asset size) have robust derivative solutions. Advantages and Disadvantages In Bank Hedging Options.

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The Difference Between a Community Bank and a Big Bank

Jeff For Banks

I recently spoke to a community group, and subsequently a community bank all-staff meeting regarding the definition of a community bank. But the FDIC did confess that a community bank was not easily defined. Big bank leaders are not.

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Survey: Small businesses seeking loan opportunities from community banks

ABA Community Banking

More than half of community bankers in a recent survey cited small business loans as a high priority in 2022, with most small business owners saying in the same poll that they plan to borrow an average of $2 million over the next two years.

Survey 91
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Quick Guide to Digital Lending for Regional & Community Banks

Ever wonder how some regional and community banks are able to outperform their larger rivals? One of the biggest keys to this success lies in digital transformation. In fact, digital lending technologies are helping banks make the transition faster so they can compete more effectively. Read this eBook to learn how to use lending technology to transform your bank’s outcomes, too!

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Community Banks Accelerate FinTech Integrations

PYMNTS

For more community banks, the latter strategy can fast-track digitization initiatives. Finastra Chosen by Community FI. The bank will also have access to FusionFabric.cloud, its developer platform and marketplace, to integrate pre-built solutions into its own offering.

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Podcast: Seeing Results from Community Bank Advocacy

ABA Community Banking

On the latest episode of the ABA Banking Journal Podcast, Ohio bank CEO Mike Vynalek discusses his own journey in community bank advocacy and how he's getting emerging leaders at his bank involved in advocacy.

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Best Community Banks to Work For 2022

Independent Banker

Clockwise from top left: Grand Ridge National Bank, Wheaton, Ill.; Community Financial Services Bank, Benton, Ky.; Bank of Montana, Missoula, Mont.; CNB Bank, Berkeley Springs, W.Va.; Midwest Bank, Norfolk, Neb. Bank of Montana: Breaking the mold.

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Community bank execs see recession in near future

ABA Community Banking

A recent survey of community bank leaders found that nearly all believe that a recession is just around the corner, with more than half of respondents blaming the Federal Reserve. The post Community bank execs see recession in near future appeared first on ABA Banking Journal.

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Brad M. Bolton: Putting the “community” in community banking

Independent Banker

People want to be a part of something bigger than themselves, and community banks provide that opportunity. Community banking is about serving the greater good. As community continuators, we are part of something bigger than ourselves. Photo by Chris Williams.

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How to Evaluate Business Lending Software for Your Bank

Business lending is a community bank’s secret weapon to increase total revenue and provide a great experience for their valued small business clients. But how can you get the right platform for your bank to issue business loans digitally? This eBook explains the features of a Business Lending Platform you need to make your top priority.

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One in 10 community banks planning to launch crypto services

ABA Community Banking

Insights from the 2022 Federal Reserve/CSBS survey of community banks. The post One in 10 community banks planning to launch crypto services appeared first on ABA Banking Journal.

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The Path Less Taken to the Community Bank C-Suite

ABA Community Banking

Not many bank CEOs can say their first bank job was. The post The Path Less Taken to the Community Bank C-Suite appeared first on ABA Banking Journal. Community Banking Featured Human Resources Diversity Leadership

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The Community Bank Contrarian

ABA Community Banking

Whether it’s buying a mortgage division in 2009 or building a diversified product set in an age of nichification, community bank CEO Luanne Cundiff zigs when pundits say to zag. The post The Community Bank Contrarian appeared first on ABA Banking Journal.

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Podcast: How CDFI status helps one community bank stay independent

ABA Community Banking

"We're a small bank, and it gets more expensive all the time to run a small community bank," says Andy Anderson, president and CEO of Bank of Anguilla in Anguilla, Mississippi. "As

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5 Reasons Banks Need a Digital SBA Lending Program Now

A digital-first strategy for SBA loans is required for community banks that want to grow.

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Community banks are thriving in Texas

Independent Banker

Ken Finley, president of Johnson City Bank, in downtown Johnson City with Shannon Sultemeier, executive vice president (left); and Brenda Haynes, vice president/cashier (right). Here’s how four community banks are thriving in this environment. billion-asset Frost Bank got busy.

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Podcast: Step-by-Step IT Transformation at a Community Bank

ABA Community Banking

At a community bank with limited staff and resources, tech transformation is all about setting priorities. The post Podcast: Step-by-Step IT Transformation at a Community Bank appeared first on ABA Banking Journal.

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To spur growth, Colorado community bank hires from bigger banks

American Banker

C-suite Growth strategies Community banks Recruiting

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CFPB report highlights reliance on community banks in rural areas

ABA Community Banking

In a data snapshot, the CFPB highlighted some of the unique challenges facing rural Americans, including an increased reliance on physical bank branches, given the limited access to high-speed internet and online banking options in many of these communities.

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Personalized Digital Engagement Is Essential Yet Undervalued in Financial Services

Download this perspective to learn about the: - Necessity of marketing automation - Importance of reviewing and utilizing customer data - Benefits of optimizing collected analytics - Growing need for digital engagement

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How community banks can help young homebuyers

Independent Banker

But there are ways community banks can help mortgage-seekers get on the property ladder. Burmis, senior vice president and retail lending manager at $450 million-asset Chelsea State Bank in Chelsea, Mich. So how can community banks help? Photo by Ridofranz/iStock.

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The top-performing community banks of 2021

Independent Banker

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. Bank Name. Brazos National Bank.

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Why community banks should partner with fintechs

Independent Banker

With consumer expectations seeming to evolve faster every year, community banks could consider partnering with a fintech to keep up with technological innovation. Those conversations, he says, centered around whether community banks could compete against this brash group of newcomers.

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How community banks can address cybercrime

Independent Banker

Community banks have a choice about addressing the problem: Remain vulnerable or be vigilant. Fraud and cybercrimes continue to increase, causing challenges for community banks. But there’s plenty community banks can do to meet this challenge.

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The Threat That Could End Community Banking & What To Do About It

A critical risk now facing community banks from the technology world and how to solve it.

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John V. Anderson: 75 years in community banking

Independent Banker

Anderson bought F&M Bank in the early 1970s. Anderson celebrates 75 years in community banking this year. The chairman emeritus of F&M Bank offers us a glimpse of his life, his career and the lessons he’s learned along the way. Name: F&M Bank. John V.

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Community Banks’ Early Technology Investment Pays Off During Pandemic

ABA Community Banking

Community banks that invested more in technology before COVID-19 made more loans and took in more deposits during the pandemic than did community banks that invested less in technology, according to a new FDIC report.

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CFPB Names New Members to Community Bank Advisory Council

ABA Community Banking

The CFPB today announced the appointment of new members to its Community Bank Advisory Council. The post CFPB Names New Members to Community Bank Advisory Council appeared first on ABA Banking Journal. Community Banking Newsbytes

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Putting the ‘Community’ into Community Banking

ABA Community Banking

Banks contribute to their communities and local organizations in ways that matter a lot during the pandemic. The post Putting the ‘Community’ into Community Banking appeared first on ABA Banking Journal.

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Level Setting and Peering Around the Corner— Tips for Success in Your Organization

Speaker: Steve Andrews, President & CEO of the Western Bankers Association 

This pandemic has tested the foundation of banks and the strength of the dollar. With all of us facing the same crisis, we are left with the same key questions, "Where are we now?" "Where are we going?" "How are we going to get there?" and "What impediments must we overcome?" Join Steve Andrews, President & CEO of the Western Bankers Association, for CBB's groundbreaking webinar! This exclusive webinar will go over the insider information your bank needs for level setting and peering around the corner. Steve will provide actionable insights, best practices, and real-world examples of the changing landscape of community banking.

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Community banks have a good ESG story to tell

ABA Community Banking

While certain aspects of ESG are complex and sometimes controversial, many banks are finding that they can embrace investors’ interest in ESG factors. The post Community banks have a good ESG story to tell appeared first on ABA Banking Journal.

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Podcast: The Community Bank Cycle of Opportunity

ABA Community Banking

When Gilda Nogueira's family immigrated to the United States, East Cambridge Savings Bank in Cambridge, Massachusetts, helped them land on their feet and begin their new life in America. Today, Nogueira pays this opportunity forward through community banking as president and CEO of ECSB.

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Will inflation drive more community banks into cost-cutting mode?

American Banker

Earnings Community banking

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2022 Best Community Banks to Work For Award

Independent Banker

Be recognized as one of community banking’s best employers. ICBA Independent Banker ‘s Best Community Banks to Work For award is your chance to show job hunters and current staff why your community bank is an unbeatable place to build a career.

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Overcoming Lending Challenges for Community Banks

South State Correspondent

Covid-19 and the responses to the pandemic are exerting various pressures on community banks. In this article, we focus on four key steps of what banks can do to continue to add earning assets to their balance sheet.