Abrigo

NOVEMBER 22, 2024

This article covers these key topics: Benefits of FRAML for risk management Potential drawbacks of the FRAML approach Factors to consider in decision-making What is FRAML? At its core, FRAML is about taking a more holistic approach to financial crime risk management. Staying on top of fraud is a full-time job.

Fraud 195

Fraud Training Risk Management Compliance 195

South State Correspondent

MARCH 13, 2023

The post Silicon Valley Bank Failure – Lessons in Interest Rate Risk Management appeared first on SouthState Correspondent Division. The customer segment is such that they tend to follow each other and are active users of social media. That combination made their liabilities very sensitive to safety.

Risk Management 221

Risk Management Management Community Bank Community 221

Abrigo

APRIL 24, 2025

Effective loan review is a key element of managing concentration risk in loan portfolios. A recent Federal Reserve newsletter for community banks reiterated guidance and supervisory expectations for prudent concentration risk management practices. Learn more in this webinar.

Management 195

Management St. Louis Risk Management Analysis 195

Payments Dive

JUNE 8, 2023

The guidance is aimed at helping banks address the operational, compliance and strategic risks of third-party tie-ups, such as those with fintech firms.

Risk Management 243

Risk Management FDIC Management Compliance 243

Perficient

NOVEMBER 4, 2024

The report recommended that the agency develop a sector-specific AI Risk Management Framework. Model risk management Banks should review the FDIC’s Supervisory Guidance on Model Risk Management, which outlines the agency’s approach to quantitative models, including those using AI.

FDIC 170

FDIC Regulation Risk Management Compliance 170

South State Correspondent

MAY 20, 2025

However, what does it mean for community banks, their base case rate view, and risk management practices? But greater uncertainty can create opportunities for well-managed banks. Those that emphasize risk management over speculation are better positioned to serve clients, gain market share, and maintain profitability.

Risk Management 195

Risk Management Policies Community Bank Community 195

Abrigo

OCTOBER 9, 2024

Learn about the 4 Elements of effective CECL model validation DOWNLOAD Keep me informed Webinar Crafting an effective Q factor framework for CECL Read More Webinar Understanding audit and regulatory expectations for CECL Read More Webinar CECL aftermath: Credit union trends and future considerations Read More The post Crafting an effective CECL Q factor (..)

Risk Management 195

Risk Management Management Compliance Data 195

Abrigo

MARCH 21, 2023

If an institution wasn’t fully prepared, however, it can nevertheless meet its goals using tailored asset/liability management (ALM) strategies. Learn more strategies and tactics that are useful in managing funding in volatile environments with this on-demand webinar.

Risk Management 195

Risk Management Management Strategy Lending 195

Perficient

AUGUST 3, 2023

Risk Management , Anti-Money Laundering, & Fraud Protection Financial institutions invest heavily in security and risk management, but prevention and recovery progress are delayed by manual reporting and disparate systems.

Industry 83

Industry Risk Management Customer Experience Fraud 83

Perficient

OCTOBER 24, 2024

As noted at the time by the OCC, advances in computing capacity, increased data availability, and improvements in analytical techniques have significantly expanded opportunities for banks to leverage AI for risk management and operational purposes.

Regulation 221

Regulation Risk Management Compliance Fraud 221

Abrigo

DECEMBER 20, 2024

Managing the profitability of loans and deposits in a volatile interest rate environment will be a key focus for banks and credit unions, he said. Focusing on the economy, credit risk, and allowances Another rate-related issue that managers of credit portfolio risk management will face is economic uncertainty.

Management 195

Management Risk Management Trends Lending 195

Abrigo

NOVEMBER 18, 2024

Key topics covered in this post: Regulatory focus Key questons for ALCOs Governance and concentration risks Expect the unexpected Regulators 'could not be more clear' Today’s regulatory climate is turning up the heat on financial institutions when it comes to liquidity and interest rate risk management.

Risk Management 195

Risk Management Regulation Policies Management 195

South State Correspondent

MAY 22, 2019

MANAGING CREDIT RISK Most risk managers are intimately familiar with the expected loss for credit and interest rate risk. However, fewer risk managers are familiar with the concept of unexpected loss.

Lending 321

Lending Risk Management Management 321

Perficient

FEBRUARY 27, 2025

In 2025, AI will play a pivotal role in customer service, fraud detection, risk management, and personalized financial advice. Additionally, AI-driven algorithms will enhance banks’ ability to detect emerging fraud patterns and mitigate risks more effectively.

Banking Trends 221

Banking Trends Trends Digital Banking Customer Experience 221

Perficient

SEPTEMBER 15, 2021

Standards the Federal Reserve Must Apply: (i) Risk-based Capital Requirements and Leverage Limits. (ii) iii) Overall Risk Management Requirements including the Formation of a Risk Committee. (iv) ii) Liquidity Requirements. iv) Resolution Plan and Credit Exposure Report Requirements. (v) v) Concentration Limits. (vi)

Capital 90

Capital Risk Management Regulation Management 90

Abrigo

MARCH 31, 2025

The lender needs to put forth an accurate and complete picture of the borrowernot only for the borrowers sake, but also for the financial institutions risk management. Getting to just right Credit memos play a critical role in risk management and credit decisioning.

Analysis 195

Analysis Risk Management Management Data 195

The Paypers

MAY 2, 2025

FIS has launched its NextGen enterprise treasury platform, Treasury and Risk Manager – Quantum Cloud Edition.

Risk Management 56

Risk Management Management 56

Abrigo

FEBRUARY 12, 2025

deposits and CDs) Personalized customer relationships Stronger risk management frameworks Resources and relationships through financial education However, many of these advantages are being undermined by slow, outdated lending processes. Fintechs are thriving on our inertia," said Kirby.

Lending 195

Lending Risk Management Community Fintech 195

Abrigo

NOVEMBER 13, 2024

Thousands of banks, credit unions, and accounting firms use our risk management and lending solutions, contributing to this cooperative data model for banking intelligence. Abrigo’s proprietary analysis comes from the largest real-time database of private-company financial statement information in the United States. Nearly all U.S.

Lending 221

Lending Meeting Data Risk Management 221

Perficient

OCTOBER 30, 2024

In April 2021 a Statement and separate Request for Information on Model Risk Management was issued by FinCEN and the FDIC, Federal Reserve, NCUA, and OCC.

Regulation 221

Regulation FDIC Compliance Innovation 221

Abrigo

JANUARY 24, 2025

Pricing strategies are also important for lenders to balance new loan opportunities and CRE risk management. Newberry said competitive pressures often influence pricing more than sound risk-based strategies. You might also like this webinar, "Risk rating: The cornerstone of risk management."

Lending 221

Lending Trends Risk Management Management 221

South State Correspondent

MARCH 24, 2025

In this challenging environment, bankers have an unparalleled opportunity to step forward as trusted advisors, providing valuable guidance, innovative financial structures, and prudent risk management to support both their bank and commercial customers.

Risk Management 195

Risk Management Resources Management Marketing 195

Abrigo

APRIL 30, 2025

What advice about compliance risk do you have for BSA Officers or risk managers evaluating AI solutions? It is important to recognize that while AI solutions can enhance compliance operations, they can also introduce new risks if governance is inadequate. Are there ways to balance automation and the human element?

Compliance 221

Compliance Risk Management Lending Data 221

Abrigo

FEBRUARY 6, 2025

Meeting investment accounting and reporting requirements The right technology tools can help institutions manage investment accounting compliance and risk exposure across various investment types. Investment accounting compliance not only minimizes operational risks but also reduces regulatory scrutiny. banking regulations.

Compliance 195

Compliance Technology Operations Risk Management 195

Perficient

MARCH 25, 2025

Their focus on: Aligning data management with regulatory requirements Ensuring accurate financial reporting Improving decision-making processes resulted in better risk management, increased regulatory compliance, and enhanced customer trust through secure and reliable financial services.

Data 221

Data Case Study Compliance Regional 221

Abrigo

OCTOBER 22, 2024

Our intelligent fraud detection software and risk management tools help fraud professionals in their fight against financial crime. Jay Blandford is Chief Executive Officer of Abrigo, a leading provider of risk management, financial crime prevention, and lending software and services that help more than 2,500 U.S.

Security 221

Security Fraud Community National 221

South State Correspondent

MAY 11, 2025

If one believes in the directional value (if not the absolute value) of these indices, then risk management lights should be blinking red at all community banks. Uncertainty and Risk Economic uncertainty affects community banks through several transmission mechanisms.

Community Bank 195

Community Bank Community Policies Risk Management 195

Abrigo

APRIL 18, 2025

Software providers work together to improve treasury teams' workflows Integrating ledger accounting and risk management software offers treasury departments for banks and credit unions a streamlined workflow without a heavy IT lift. For example, bank treasuries in U.S.

Software 195

Software Risk Management System Resources 195

Perficient

AUGUST 4, 2024

Implementing API Management provides full lifecycle support for your API’s, API discovery, and a developer portal to streamline both development and operational needs. Enhanced Risk Management Risk management is a critical aspect of financial services.

Industry 467

Industry Compliance Examples Risk Management 467

Banking Exchange

JUNE 16, 2025

The associations put forward recommendations after a series of major cyber incidents Risk Management Feature Feature3 Cyberfraud/ID Theft Cybersecurity Security

Groups 88

Groups Risk Management Security Management 88

Gonzobanker

OCTOBER 31, 2024

The FDIC issued a consent order against Discover Bank last year for lacking oversight into third-party risk management and a compliance vendor management program. Smart leaders use performance scorecards to keep the board informed.

Risk Management 158

Risk Management Management FDIC Software 158

Abrigo

APRIL 11, 2025

It also demonstrated that loan review could be more than an oversight functionwe became active contributors to risk management. Better recommendations, higher impact, and more meaningful engagement with risk. That allowed us to make best practice recommendations that improved consistency and performance across all four markets.

Tools 195

Tools Lending Data Risk Management 195

Perficient

MARCH 17, 2025

AI-powered chatbots can handle routine inquiries, freeing human agents for complex issues, while AI-driven algorithms enhance fraud detection and risk management. New rules focused on data privacy , cybersecurity, and sustainability are being implemented to ensure stability and consumer protection.

Trends 221

Trends Analytics Compliance Strategy 221