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With technology, one plus one is often greater than two. AI and video technologies complement one another perfectly, and combining them can deliver tremendous value to any financial institution MORE
Consumers pay a significant amount of money for beauty products, with much of the prices set by middlemen. Function of Beauty , however, aims to create a more functional direct-to-consumer (DTC) model designed to pair shoppers with custom-picked haircare products. MORE
PREMIUM - When was the last time you went to your bank branch to deposit money? Still thinking? That's because most of the daily banking activity has shifted from branches to the smartphone. But that's not to say people don’t use bank branches at all. MORE
As he made the introduction, he gave a personal account of how technology had changed the world during his lifetime. So, … The post How the world has changed with technology appeared first on Chris Skinner's blog. MORE
This is a blog about technology and finance, not the economy and politics. This idea is cropping up more and more … The post Solving state corruption with technology appeared first on Chris Skinner's blog. MORE
Supply chain management has morphed into a strategic business initiative combining technological adoption, event forecasting and even politics: awareness of its complexities has never been higher thanks to threats of a trade war between the U.S. Technology to the Rescue — Maybe. MORE
The partnership between Mastercard and Accion aims to introduce digital technology, services and training to assist high-potential microbusinesses boost revenues and achieve greater financial security. MORE
Quick-service restaurants (QSRs) are intensely competitive and have very little margin for error, causing many to employ technologies such as mobile apps and self-service kiosks. MORE
Gartner has found that … The post The next ten years of technology from Gartner and Skinner appeared first on Chris Skinner's blog. Future Grid Opinion TechnologyI just spotted that Gartner have made a series of ten bold predictions for IT 2018 and beyond. MORE
A common response to technology is to test it. The problem with testing technology is that it is just a test. For example, I remember one UK bank testing new technologies in one branch, to … The post The danger of the technology testing hole appeared first on Chris Skinner's blog. A false implementation. It is not designed for reality and can lead to false results. MORE
Many carmakers have softened their stances on driverless technology because they’re not sure if the tech is quite ready for the mainstream. Now, carmakers are shifting to less exciting terrain: the education and regulation of the new technology. MORE
Some countries are still reliant on cash whilst others are … The post Is the world being democratised through technology? Someone told me I should start a travel blog, as I fly more than most pigeons do. But I’m not sure my travel blog would be read so much. MORE
Automakers from Honda to GM and Hyundai see mobile payment technology as a key component in developing connected car technology MORE
Another interesting nuance of the FinTech Bank is the integration of business and technology. I’ve referenced this a few times, but wanted to be explicit that these banks think technology is business and business is technology. MORE
” Technology can “level the playing field” for small businesses to compete, Priest added, though another recent survey revealed that SMBs often struggle to use technology to its full advantage. MORE
Credit card startup Brex announced it is teaming with the Magento Technology Partner program, which is part of Adobe , in a press release Thursday (Aug. This partnership is part of a growing list of technology vendors on the Magento commerce platform. MORE
Well, … The post Fintech foundations lie with both financial and technology people appeared first on Chris Skinner's blog. I was talking to a Securitisation conference the other day. Securitisation? What’s that? MORE
To help improve the productivity of workers and enrich the customer experience, Walgreens is tapping into mobile technology as it bridges the digital and brick-and-mortar store experiences. Zebra said that the technology can help workers with their daily tasks and helping customers. MORE
It started as a ledger system a thousand years ago so that pilgrims could travel to the Holy Land under the … The post Banks need to be technology giants appeared first on Chris Skinner's blog. I got into one very interesting discussion with a digital banker. MORE
I do adjust the … The post The diversity of financial technologies appeared first on Chris Skinner's blog. I was listening to questions at a meeting this week where one of the audience asked if I needed to adjust what I say on my travels, to suit the culture of different countries. MORE
BANK TECHNOLOGY INVESTMENT Back in the 1980s, there were more banks, smaller banks, and little technology. We were still driving checks around, there was no online banking, and networked ATMs was the latest in bank technology. MORE
That realisation is a simple but important one, and it is this: dealing with technology is very different to dealing with money; furthermore, dealing with money through technology is very different to dealing with technology through … The post Are you in banking or technology? MORE
I know that systems like Erica, short for Bank of AmErica, are up and running … The post Some banks are technology companies appeared first on Chris Skinner's blog. Case Studies Digital Bank Grid Innovation Numbers Opinion TechnologyI was having a chat about Artificial Intelligence (AI) in banking the other day. It was an interesting conversation, although most of the examples were for customer service via Chatbots, which doesn’t impress me much. MORE
In restaurant technology, cloud kitchens have emerged as a new model driven by the rise of online ordering. Today In Data AML athleisure Commerce Digital Banking DTC fraud protection Innovation News online ordering payments Restaurants Retail Technology Today in Data MORE
Instead, I’ve hand-picked some of my favourite predictions made out there … The post 2020 technologies – the year of SD-WAN, PIE and 5G appeared first on Chris Skinner's blog. Start of a New Year and there are websites everywhere making predictions on everything from elections to economies. I used to write my own predictions but honestly cannot be bothered anymore when you have 1,000 other people doing it. MORE
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The travel and hospitality industries , however, are changing to accommodate more complex payment technologies. Hotels, airlines and homesharing platforms need strategies to satisfy the travel needs of four generations of jetsetters, who each have different booking and payment preferences. MORE
For all the negative views of technology, the positive is that it is enabling and inclusive. The main critique of my book is that it is too optimistic about the future of technology, and should be more balanced. Future Grid Mobile Numbers Opinion Technology MORE
I’ve been illustrating my frustration with incumbent banks for some time, saying that they lack technology leadership. Almost a third of my new book talks about the biggest challenge for banks to respond to Fintech, Big Data, Cloud, Blockchain and all those other issues is to have leadership. MORE
Technological innovation is a reality that is impacting every facet of society. No area of human endeavour from retail, to transportation, to banking has not seen some form of disruptive technology replace the long-established modus operandi. MORE
Leafbuyer Technologies, the cannabis technology company, announced Thursday (November 8) it has acquired Greenlight Technologies, a California-based application development company. MORE
Another interesting nuance of the FinTech Bank is the integration of business and technology. I’ve referenced this a few times, but wanted to be explicit that these banks think technology is business and business is technology. MORE
The Telegraph ran a conference about it (I was there); The White House has published a report on it; America’s Celebrity Apprentice has one of our own on it; and The Banker has run a magazine feature dedicated to it.There’s even a … The post Technology is key to banking future … really? Future Grid TechnologyIt’s intriguing to see how the world has now got the FinTech message. MORE
The … The post Throwing technology over the wall appeared first on Chris Skinner's blog. Digital Bank Fintech Future Grid Innovation Opinion Technology MORE
Three words are driving dramatic technological changes in the fast food space: quality, convenience and speed. A report found that 29 percent of restaurant operators think they are lagging in adopting technology. MORE
Carol Specogna, Fiserv's VP of card services, gives an overview of the market and talks about new technologies that FIs can leverage to boost their debit card revenue Despite the plethora of payment choices we have today, many of us are still using our debit cards. MORE
However, there is a massive difference between … The post We’re just a technology company that happens to have a banking licence appeared first on Chris Skinner's blog. I hear this a lot, and don’t like it. Many banks say it these days, and they say it to be cool. MORE
Mayo said, according to the outlet, “It’s been a rocky 25-year marriage for banking and technology, but it’s finally getting on course.”. Wells Fargo’s team of analysts in financial services and technology examined technology’s impact throughout the banking industry in the U.S. MORE
Sarah Stephens, cyber, media and technology practice leader at insurance broker Marsh TLC, said insurers are “choosing to exclude anything connected with technology,” and said clients were concerned. MORE
Here are his top 10 things … The post 2020: a decade in technology appeared first on Chris Skinner's blog. As a regular BA traveller, I’m always pleased to pick up their magazine Business Life as it often has some interesting articles. MORE
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If you are a customer of Chinese financial services group Ping An, … The post AI is not a technology change but a cultural one appeared first on Chris Skinner's blog. Digital Bank Grid Opinion Technology MORE
Merchant acquiring and payments firm Priority Technology has teamed with Company.com to provide access to its full stack of technology, services and payments solutions to Priority Technology’s clients. MORE
The need for high availability in banking systems is clear, and has become even more of a priority in a more digitally focused environment where a 24/7 service and instant payments are a minimum requirement rather than an added bonus MORE
The road to differentiation among fintech startups entered a new phase this week: patenting technology to put a brand’s stamp on it forever. On Tuesday, personal finance technology startup Movencorp confirmed that it patented its digital financial wellness product. MORE
That realisation is a simple but important one, and it is this: dealing with technology is very different to dealing with money; furthermore, dealing with money through technology is very different to dealing with technology through … The post Are you in banking or technology? MORE
Technology Related Topics Chris Skinner
FEBRUARY 21, 2019
Another interesting nuance of the FinTech Bank is the integration of business and technology. I’ve referenced this a few times, but wanted to be explicit that these banks think technology is business and business is technology.
Chris Skinner
JANUARY 8, 2020
Here are his top 10 things … The post 2020: a decade in technology appeared first on Chris Skinner's blog. As a regular BA traveller, I’m always pleased to pick up their magazine Business Life as it often has some interesting articles.
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Chris Skinner
SEPTEMBER 2, 2019
I do adjust the … The post The diversity of financial technologies appeared first on Chris Skinner's blog. I was listening to questions at a meeting this week where one of the audience asked if I needed to adjust what I say on my travels, to suit the culture of different countries.
Chris Skinner
AUGUST 18, 2019
If you are a customer of Chinese financial services group Ping An, … The post AI is not a technology change but a cultural one appeared first on Chris Skinner's blog. Digital Bank Grid Opinion Technology
Chris Skinner
FEBRUARY 19, 2019
That realisation is a simple but important one, and it is this: dealing with technology is very different to dealing with money; furthermore, dealing with money through technology is very different to dealing with technology through … The post Are you in banking or technology?
Chris Skinner
JANUARY 31, 2019
It started as a ledger system a thousand years ago so that pilgrims could travel to the Holy Land under the … The post Banks need to be technology giants appeared first on Chris Skinner's blog. I got into one very interesting discussion with a digital banker.
Chris Skinner
FEBRUARY 21, 2019
Another interesting nuance of the FinTech Bank is the integration of business and technology. I’ve referenced this a few times, but wanted to be explicit that these banks think technology is business and business is technology.
Chris Skinner
APRIL 6, 2018
I know that systems like Erica, short for Bank of AmErica, are up and running … The post Some banks are technology companies appeared first on Chris Skinner's blog. Case Studies Digital Bank Grid Innovation Numbers Opinion TechnologyI was having a chat about Artificial Intelligence (AI) in banking the other day. It was an interesting conversation, although most of the examples were for customer service via Chatbots, which doesn’t impress me much.
Chris Skinner
OCTOBER 21, 2018
Some countries are still reliant on cash whilst others are … The post Is the world being democratised through technology? Someone told me I should start a travel blog, as I fly more than most pigeons do. But I’m not sure my travel blog would be read so much.
Chris Skinner
JULY 1, 2019
Well, … The post Fintech foundations lie with both financial and technology people appeared first on Chris Skinner's blog. I was talking to a Securitisation conference the other day. Securitisation? What’s that?
PYMNTS
FEBRUARY 4, 2019
” Technology can “level the playing field” for small businesses to compete, Priest added, though another recent survey revealed that SMBs often struggle to use technology to its full advantage.
PYMNTS
OCTOBER 1, 2019
Mayo said, according to the outlet, “It’s been a rocky 25-year marriage for banking and technology, but it’s finally getting on course.”. Wells Fargo’s team of analysts in financial services and technology examined technology’s impact throughout the banking industry in the U.S.
Chris Skinner
APRIL 7, 2017
This is a blog about technology and finance, not the economy and politics. This idea is cropping up more and more … The post Solving state corruption with technology appeared first on Chris Skinner's blog.
Chris Skinner
SEPTEMBER 6, 2018
As he made the introduction, he gave a personal account of how technology had changed the world during his lifetime. So, … The post How the world has changed with technology appeared first on Chris Skinner's blog.
PYMNTS
JANUARY 21, 2020
Quick-service restaurants (QSRs) are intensely competitive and have very little margin for error, causing many to employ technologies such as mobile apps and self-service kiosks.
PYMNTS
DECEMBER 26, 2019
Sarah Stephens, cyber, media and technology practice leader at insurance broker Marsh TLC, said insurers are “choosing to exclude anything connected with technology,” and said clients were concerned.
PYMNTS
JANUARY 22, 2020
Consumers pay a significant amount of money for beauty products, with much of the prices set by middlemen. Function of Beauty , however, aims to create a more functional direct-to-consumer (DTC) model designed to pair shoppers with custom-picked haircare products.
Chris Skinner
JANUARY 6, 2020
Instead, I’ve hand-picked some of my favourite predictions made out there … The post 2020 technologies – the year of SD-WAN, PIE and 5G appeared first on Chris Skinner's blog. Start of a New Year and there are websites everywhere making predictions on everything from elections to economies. I used to write my own predictions but honestly cannot be bothered anymore when you have 1,000 other people doing it.
PYMNTS
SEPTEMBER 19, 2019
Supply chain management has morphed into a strategic business initiative combining technological adoption, event forecasting and even politics: awareness of its complexities has never been higher thanks to threats of a trade war between the U.S. Technology to the Rescue — Maybe.
Chris Skinner
AUGUST 16, 2018
For all the negative views of technology, the positive is that it is enabling and inclusive. The main critique of my book is that it is too optimistic about the future of technology, and should be more balanced. Future Grid Mobile Numbers Opinion Technology
Bank Innovation
JUNE 8, 2018
PREMIUM - When was the last time you went to your bank branch to deposit money? Still thinking? That's because most of the daily banking activity has shifted from branches to the smartphone. But that's not to say people don’t use bank branches at all.
Chris Skinner
MARCH 20, 2016
I’ve been illustrating my frustration with incumbent banks for some time, saying that they lack technology leadership. Almost a third of my new book talks about the biggest challenge for banks to respond to Fintech, Big Data, Cloud, Blockchain and all those other issues is to have leadership.
Bank Innovation
OCTOBER 3, 2019
The road to differentiation among fintech startups entered a new phase this week: patenting technology to put a brand’s stamp on it forever. On Tuesday, personal finance technology startup Movencorp confirmed that it patented its digital financial wellness product.
PYMNTS
OCTOBER 11, 2019
In restaurant technology, cloud kitchens have emerged as a new model driven by the rise of online ordering. Today In Data AML athleisure Commerce Digital Banking DTC fraud protection Innovation News online ordering payments Restaurants Retail Technology Today in Data
PYMNTS
NOVEMBER 8, 2018
Leafbuyer Technologies, the cannabis technology company, announced Thursday (November 8) it has acquired Greenlight Technologies, a California-based application development company.
Chris Skinner
SEPTEMBER 11, 2019
However, there is a massive difference between … The post We’re just a technology company that happens to have a banking licence appeared first on Chris Skinner's blog. I hear this a lot, and don’t like it. Many banks say it these days, and they say it to be cool.
PYMNTS
JANUARY 10, 2020
The travel and hospitality industries , however, are changing to accommodate more complex payment technologies. Hotels, airlines and homesharing platforms need strategies to satisfy the travel needs of four generations of jetsetters, who each have different booking and payment preferences.
Chris Skinner
OCTOBER 6, 2017
Gartner has found that … The post The next ten years of technology from Gartner and Skinner appeared first on Chris Skinner's blog. Future Grid Opinion TechnologyI just spotted that Gartner have made a series of ten bold predictions for IT 2018 and beyond.
PYMNTS
NOVEMBER 5, 2019
Merchant acquiring and payments firm Priority Technology has teamed with Company.com to provide access to its full stack of technology, services and payments solutions to Priority Technology’s clients.
Banker to Banker
AUGUST 28, 2019
BANK TECHNOLOGY INVESTMENT Back in the 1980s, there were more banks, smaller banks, and little technology. We were still driving checks around, there was no online banking, and networked ATMs was the latest in bank technology.
Mobile Payments Today
DECEMBER 17, 2019
Carol Specogna, Fiserv's VP of card services, gives an overview of the market and talks about new technologies that FIs can leverage to boost their debit card revenue Despite the plethora of payment choices we have today, many of us are still using our debit cards.
PYMNTS
NOVEMBER 1, 2018
The partnership between Mastercard and Accion aims to introduce digital technology, services and training to assist high-potential microbusinesses boost revenues and achieve greater financial security.
PYMNTS
JANUARY 22, 2020
Three words are driving dramatic technological changes in the fast food space: quality, convenience and speed. A report found that 29 percent of restaurant operators think they are lagging in adopting technology.
Chris Skinner
JULY 20, 2018
A common response to technology is to test it. The problem with testing technology is that it is just a test. For example, I remember one UK bank testing new technologies in one branch, to … The post The danger of the technology testing hole appeared first on Chris Skinner's blog. A false implementation. It is not designed for reality and can lead to false results.
Mobile Payments Today
NOVEMBER 19, 2019
With technology, one plus one is often greater than two. AI and video technologies complement one another perfectly, and combining them can deliver tremendous value to any financial institution
PYMNTS
JANUARY 9, 2019
Many carmakers have softened their stances on driverless technology because they’re not sure if the tech is quite ready for the mainstream. Now, carmakers are shifting to less exciting terrain: the education and regulation of the new technology.
Chris Skinner
FEBRUARY 19, 2019
That realisation is a simple but important one, and it is this: dealing with technology is very different to dealing with money; furthermore, dealing with money through technology is very different to dealing with technology through … The post Are you in banking or technology?
PYMNTS
JANUARY 9, 2019
To help improve the productivity of workers and enrich the customer experience, Walgreens is tapping into mobile technology as it bridges the digital and brick-and-mortar store experiences. Zebra said that the technology can help workers with their daily tasks and helping customers.
Insights on Business
JULY 11, 2018
Technological innovation is a reality that is impacting every facet of society. No area of human endeavour from retail, to transportation, to banking has not seen some form of disruptive technology replace the long-established modus operandi.
Mobile Payments Today
NOVEMBER 1, 2019
The need for high availability in banking systems is clear, and has become even more of a priority in a more digitally focused environment where a 24/7 service and instant payments are a minimum requirement rather than an added bonus
Mobile Payments Today
JANUARY 15, 2019
Automakers from Honda to GM and Hyundai see mobile payment technology as a key component in developing connected car technology
Chris Skinner
JANUARY 23, 2017
The Telegraph ran a conference about it (I was there); The White House has published a report on it; America’s Celebrity Apprentice has one of our own on it; and The Banker has run a magazine feature dedicated to it.There’s even a … The post Technology is key to banking future … really? Future Grid TechnologyIt’s intriguing to see how the world has now got the FinTech message.
PYMNTS
AUGUST 23, 2019
Credit card startup Brex announced it is teaming with the Magento Technology Partner program, which is part of Adobe , in a press release Thursday (Aug. This partnership is part of a growing list of technology vendors on the Magento commerce platform.
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