INDUSTRY INSIGHTS YOUR PEERS ARE READING
Technology has certainly seen a big evolution over the last few decades. As a result, it should come as no surprise that the technology used in the retail industry has evolved over the past thirty years. Brick-and-mortar technology. MORE
This explainer will offer simple definitions and analogies for blockchain technology. It will also define Bitcoin, Ethereum, blockchain broadly, and initial coin offerings, and highlight promising use cases for the technology. Where does distributed ledger technology make sense? MORE
PREMIUM - When was the last time you went to your bank branch to deposit money? Still thinking? That's because most of the daily banking activity has shifted from branches to the smartphone. But that's not to say people don’t use bank branches at all. MORE
As he made the introduction, he gave a personal account of how technology had changed the world during his lifetime. So, … The post How the world has changed with technology appeared first on Chris Skinner's blog. MORE
A new survey from K2E Canada suggests small business accountants understand that technological disruption is a major challenge, yet few are addressing the issue. Reports in Canadian Accountant on Tuesday (July 31) said that K2E Canada’s report, “Accounting Operations and Technology Survey,” revealed more than a quarter of accountants cite understanding and knowledge of new technology as one of their top three industry challenges. MORE
This is a blog about technology and finance, not the economy and politics. This idea is cropping up more and more … The post Solving state corruption with technology appeared first on Chris Skinner's blog. MORE
The partnership between Mastercard and Accion aims to introduce digital technology, services and training to assist high-potential microbusinesses boost revenues and achieve greater financial security. MORE
A common response to technology is to test it. The problem with testing technology is that it is just a test. For example, I remember one UK bank testing new technologies in one branch, to … The post The danger of the technology testing hole appeared first on Chris Skinner's blog. A false implementation. It is not designed for reality and can lead to false results. MORE
Gartner has found that … The post The next ten years of technology from Gartner and Skinner appeared first on Chris Skinner's blog. Future Grid Opinion TechnologyI just spotted that Gartner have made a series of ten bold predictions for IT 2018 and beyond. MORE
Some countries are still reliant on cash whilst others are … The post Is the world being democratised through technology? Someone told me I should start a travel blog, as I fly more than most pigeons do. But I’m not sure my travel blog would be read so much. MORE
Mitek Systems , the financial technology provider to banks, is pushing back from a takeover offer from Elliott Management , the hedge fund and ASG Technologies , the software company. Partnerships / Acquisitions ASG Technologies Elliott Management M&A Mitek Systems News What's Hot MORE
Touted by observers and industry players as one of the top trends that could impact medical billing and data management for 2018, the technology is increasingly being viewed as part of the path to better efficiency in payments. But that’s not stopping payment and commerce players from trying to use technology to bring more efficiency to the system. The firm’s technology also enables patients to work with providers to come up with flexible payment plans, and do so via a mobile app. MORE
A&A Vending Services is expanding its relationship with self-service retail market payment technology service provider USA Technologies (USAT). USA Technologies has been guiding us through the process, offering insight and support to ensure our financial commitment pays off as quickly as possible. Vending Machines cashless payments Unattended Retail USA Technologies USAT What's Hot MORE
With the increased usage of digital healthcare technology, will the independent physician still be able to maintain the walk-in base of customers? This blog will explore a few trends implying that digital healthcare technology could be the future of care. Medical Technology High Cost. Digital healthcare technology is here to stay. New technologies encourage us to grow both mentally and professionally. Why fear change? MORE
Our partners, and 7-Eleven in particular, have always been very forward-thinking and innovative when it comes to this sort of payment technology market,” Kaplan said. But there are fewer consumers who are unfamiliar or uncomfortable with digital payment technology every day. MORE
A session at the recent Money20/20 conference in Las Vegas attempted to clarify the roles that technology companies are playing in financial services and how traditional financial institutions are working with them MORE
Even blockchain, the technology often touted as the silver bullet in supply chain management, cannot address these challenges alone. It takes many technologies, and many participants, to bring true progress to global supply chains, said Eric Piscini, CEO of Citizens Reserve , a startup deploying technologies like blockchain to offer Supply-Chain-as-a-Service via its SUKU platform. The first is technology. Complex supply chains breed complex problems. MORE
Today In Data connected devices consumer preferences customer preferences digital payments Internet of Things IoT Mobile Payments News Retail retail data retail technology Today in Data MORE
Retailers, payment technology providers and others are rolling out new services to make it easier to complete transactions on mobile platforms MORE
I know that systems like Erica, short for Bank of AmErica, are up and running … The post Some banks are technology companies appeared first on Chris Skinner's blog. Case Studies Digital Bank Grid Innovation Numbers Opinion TechnologyI was having a chat about Artificial Intelligence (AI) in banking the other day. It was an interesting conversation, although most of the examples were for customer service via Chatbots, which doesn’t impress me much. MORE
As facial recognition technology explodes worldwide, 7-Eleven expands the reach of its artificial intelligence platform to 11,000 stores across Thailand. The facial recognition technology, which was developed by U.S.-based The rollout at Thailand’s 7-Eleven stores is, however, the biggest expansion of the technology to date, particularly in a retail context: It could potentially be the largest number of facial recognition cameras to be adopted by one company in history. MORE
USA Technologies, the payment technology service provider for the self-service retail market , announced Wednesday (Nov. In a press release , USA Technologies said it developed the connector due to guidelines out in Nov. Becoming compliant with the new standards has become paramount, and USA Technologies is the only payments solutions provider that offers a simple fix that eliminates expensive equipment upgrades. MORE
Broadcom has agreed to buy software company CA Technologies for $18.9 He added that the deal will help the company expand in a market for infrastructure technology that amounts to $200 billion, about triple the size of its current opportunity. s technological competition with China, as well as hinder research and development at Qualcomm against foreign rivals racing to develop next-generation wireless technology. MORE
Instead, it is honing in on technology services, CNBC reported. Yet, technology services is becoming a larger part of Ant Financial’s sales. By comparison, the company’s technology services were approximately 34 percent of revenues in 2017. International Alipay App Ant Financial banking regulation Chinese Economy FinTech China News revenue TechnologyAmid China’s crackdown on financial risk, Ant Financial is moving away from consumer finance and payments. MORE
Technological innovation is a reality that is impacting every facet of society. No area of human endeavour from retail, to transportation, to banking has not seen some form of disruptive technology replace the long-established modus operandi. MORE
For all the negative views of technology, the positive is that it is enabling and inclusive. The main critique of my book is that it is too optimistic about the future of technology, and should be more balanced. Future Grid Mobile Numbers Opinion Technology MORE
I’ve been illustrating my frustration with incumbent banks for some time, saying that they lack technology leadership. Almost a third of my new book talks about the biggest challenge for banks to respond to Fintech, Big Data, Cloud, Blockchain and all those other issues is to have leadership. MORE
Leafbuyer Technologies, the cannabis technology company, announced Thursday (November 8) it has acquired Greenlight Technologies, a California-based application development company. MORE
Ant Financial , the Alibaba affiliate, expects its core business will be technology services down the road as it expands beyond only payments. His comments come as Ant Financial recently unveiled a new brand that is aimed at selling technology services to financial firms, including banks. MORE
20), Ant Financial announced the launch of Ant Financial Technology, a unit designed “to support the growth of financial institutions by improving user experience and lowering cost.” The unit will launch with five key technologies for FI customers, including transaction, security, financial intelligence, next-generation interaction and blockchain tools. The brand was announced at the 2018 Ant Technology Exploration Conference. MORE
The Telegraph ran a conference about it (I was there); The White House has published a report on it; America’s Celebrity Apprentice has one of our own on it; and The Banker has run a magazine feature dedicated to it.There’s even a … The post Technology is key to banking future … really? Future Grid TechnologyIt’s intriguing to see how the world has now got the FinTech message. MORE
The … The post Throwing technology over the wall appeared first on Chris Skinner's blog. Digital Bank Fintech Future Grid Innovation Opinion Technology MORE
Jeff believes that big data and artificial intelligence (AI) are two core technologies that are transforming financial services business models. MORE
Rental car giant Hertz recently announced it teamed up with startup Shift Technologies , said Fortune. Shift Technologies is an online used-car marketplace. Under the new deal, Shift Technologies will feature and sell used vehicles from Hertz’s rental inventory, giving Hertz access to an additional retail sales channel. Shift Technologies is reportedly looking to use the deal as a means to expand its offerings beyond its current market in San Fransisco and Los Angeles. MORE
Emergent Technology, the blockchain technology company, announced on Tuesday (Sept. In a press release , Emergent Technology said T Stamp, which is known as Trust Stamp, makes artificial intelligence and biometric hashing technology for the purpose of verifying identities. Emergent Technology said it is deploying Trust Stamp’s technology across its G-Coin and Responsible Gold businesses. MORE
USAA , the insurance company and bank serving current and former military members and their families, filed a federal lawsuit against Wells Fargo Bank over its use of USAA’s RDC technology. This appears to be the first legal action USAA has taken since it asked financial institutions to license its technology, for which it holds around 50 patents. “To USAA has not licensed its competitors such as Wells Fargo to use these patented technologies.”. MORE
Bottomline Technologies posted fiscal first quarter results that showed subscription and transaction revenue growth of double digits as management pointed to opportunities and gains in the B2B payments space. MORE
Payment Cloud Technologies announced Tuesday (Nov. Payment Cloud Technologies said the new banking platform will help An Post’s brand, its diversification and will serve to strengthen the company’s services to meet a broader range of customers. ‘We Bank.VISION is a solution for everyone,” said Ian Clowes, CEO of Payment Cloud Technologies, in the press release. Payment Cloud Technologies wants to provide fairer access to financial services and thus the launch of bank.VISION. MORE
It uses technology like natural language processing, which can understand and learn, and ultimately provide the GRC professional team with the necessary information to make informed, fact-based decisions, in a fraction of the time and cost. MORE
Technology has the power to help a business rise up from the competition. Small businesses, too, have an appetite for technology. But for smaller companies, procuring technology can be a financial and administrative burden, and a lot of times, the problems that can be solved with technology were created by technology in the first place. So, why aren’t small businesses adopting automation technology for their procure-to-pay needs? MORE
It's a common refrain from bank CEOs -- "My bank is a technology company." But the reality is much rarer. JPMorgan Chase is showing it takes fintech seriously by building (or buying) a Silicon Valley campus, which will house 1,000 employees, including 250 from recently acquired WePay. MORE
Our mission is to create the most personal luxury shopping experience in the world, so we wanted an environment where we could initiate conversations with our customers and create a global sense of community enabled through the power of technology,” CEO Ulric Jerome said. And while the physical experience of the store is romantic and relaxed on the front end, on the back end, technological investment looms large and busy. MORE
In a landscape where new technology arises, gets implemented and goes mainstream in a heartbeat, I wanted to cover five of the most impactful trends currently impacting the FinTech industry today: 1. Technology is gauging our emotional state based on our interactions with our devices. MORE
Small businesses struggling to embrace digitization must take the first step to adopt technologies, says Teamleader. According to Teamleader product owner Pieter Reel, entrepreneurs understand the need to adopt technology, even if they haven’t yet taken action to do so. A lack of resources exacerbates this struggle, plus, entrepreneurs can find it difficult to implement a new technology, fearing it will actually slow down existing work flows. MORE
Technology Related Topics PYMNTS
NOVEMBER 8, 2018
Leafbuyer Technologies, the cannabis technology company, announced Thursday (November 8) it has acquired Greenlight Technologies, a California-based application development company.
PYMNTS
NOVEMBER 1, 2018
The partnership between Mastercard and Accion aims to introduce digital technology, services and training to assist high-potential microbusinesses boost revenues and achieve greater financial security.
PYMNTS
NOVEMBER 14, 2018
Ant Financial , the Alibaba affiliate, expects its core business will be technology services down the road as it expands beyond only payments. His comments come as Ant Financial recently unveiled a new brand that is aimed at selling technology services to financial firms, including banks.
Chris Skinner
OCTOBER 21, 2018
Some countries are still reliant on cash whilst others are … The post Is the world being democratised through technology? Someone told me I should start a travel blog, as I fly more than most pigeons do. But I’m not sure my travel blog would be read so much.
PYMNTS
NOVEMBER 9, 2018
Bottomline Technologies posted fiscal first quarter results that showed subscription and transaction revenue growth of double digits as management pointed to opportunities and gains in the B2B payments space.
Chris Skinner
SEPTEMBER 6, 2018
As he made the introduction, he gave a personal account of how technology had changed the world during his lifetime. So, … The post How the world has changed with technology appeared first on Chris Skinner's blog.
Chris Skinner
NOVEMBER 8, 2017
The … The post Throwing technology over the wall appeared first on Chris Skinner's blog. Digital Bank Fintech Future Grid Innovation Opinion Technology
Mobile Payments Today
NOVEMBER 9, 2018
A session at the recent Money20/20 conference in Las Vegas attempted to clarify the roles that technology companies are playing in financial services and how traditional financial institutions are working with them
PYMNTS
SEPTEMBER 20, 2018
20), Ant Financial announced the launch of Ant Financial Technology, a unit designed “to support the growth of financial institutions by improving user experience and lowering cost.” The unit will launch with five key technologies for FI customers, including transaction, security, financial intelligence, next-generation interaction and blockchain tools. The brand was announced at the 2018 Ant Technology Exploration Conference.
PYMNTS
AUGUST 1, 2018
A new survey from K2E Canada suggests small business accountants understand that technological disruption is a major challenge, yet few are addressing the issue. Reports in Canadian Accountant on Tuesday (July 31) said that K2E Canada’s report, “Accounting Operations and Technology Survey,” revealed more than a quarter of accountants cite understanding and knowledge of new technology as one of their top three industry challenges.
Insights on Business
JULY 11, 2018
Technological innovation is a reality that is impacting every facet of society. No area of human endeavour from retail, to transportation, to banking has not seen some form of disruptive technology replace the long-established modus operandi.
Chris Skinner
AUGUST 16, 2018
For all the negative views of technology, the positive is that it is enabling and inclusive. The main critique of my book is that it is too optimistic about the future of technology, and should be more balanced. Future Grid Mobile Numbers Opinion Technology
Mobile Payments Today
NOVEMBER 16, 2018
Retailers, payment technology providers and others are rolling out new services to make it easier to complete transactions on mobile platforms
PYMNTS
SEPTEMBER 4, 2018
Small businesses struggling to embrace digitization must take the first step to adopt technologies, says Teamleader. According to Teamleader product owner Pieter Reel, entrepreneurs understand the need to adopt technology, even if they haven’t yet taken action to do so. A lack of resources exacerbates this struggle, plus, entrepreneurs can find it difficult to implement a new technology, fearing it will actually slow down existing work flows.
PYMNTS
JULY 27, 2017
Technology has certainly seen a big evolution over the last few decades. As a result, it should come as no surprise that the technology used in the retail industry has evolved over the past thirty years. Brick-and-mortar technology.
Insights on Business
NOVEMBER 12, 2018
It uses technology like natural language processing, which can understand and learn, and ultimately provide the GRC professional team with the necessary information to make informed, fact-based decisions, in a fraction of the time and cost.
Chris Skinner
APRIL 7, 2017
This is a blog about technology and finance, not the economy and politics. This idea is cropping up more and more … The post Solving state corruption with technology appeared first on Chris Skinner's blog.
Chris Skinner
JULY 20, 2018
A common response to technology is to test it. The problem with testing technology is that it is just a test. For example, I remember one UK bank testing new technologies in one branch, to … The post The danger of the technology testing hole appeared first on Chris Skinner's blog. A false implementation. It is not designed for reality and can lead to false results.
PYMNTS
OCTOBER 17, 2016
Technology has the power to help a business rise up from the competition. Small businesses, too, have an appetite for technology. But for smaller companies, procuring technology can be a financial and administrative burden, and a lot of times, the problems that can be solved with technology were created by technology in the first place. So, why aren’t small businesses adopting automation technology for their procure-to-pay needs?
Perficient Financial Servies
OCTOBER 9, 2018
With the increased usage of digital healthcare technology, will the independent physician still be able to maintain the walk-in base of customers? This blog will explore a few trends implying that digital healthcare technology could be the future of care. Medical Technology High Cost. Digital healthcare technology is here to stay. New technologies encourage us to grow both mentally and professionally. Why fear change?
PYMNTS
OCTOBER 11, 2018
Mitek Systems , the financial technology provider to banks, is pushing back from a takeover offer from Elliott Management , the hedge fund and ASG Technologies , the software company. Partnerships / Acquisitions ASG Technologies Elliott Management M&A Mitek Systems News What's Hot
Bank Innovation
JUNE 8, 2018
PREMIUM - When was the last time you went to your bank branch to deposit money? Still thinking? That's because most of the daily banking activity has shifted from branches to the smartphone. But that's not to say people don’t use bank branches at all.
Chris Skinner
MARCH 20, 2016
I’ve been illustrating my frustration with incumbent banks for some time, saying that they lack technology leadership. Almost a third of my new book talks about the biggest challenge for banks to respond to Fintech, Big Data, Cloud, Blockchain and all those other issues is to have leadership.
PYMNTS
SEPTEMBER 25, 2018
Emergent Technology, the blockchain technology company, announced on Tuesday (Sept. In a press release , Emergent Technology said T Stamp, which is known as Trust Stamp, makes artificial intelligence and biometric hashing technology for the purpose of verifying identities. Emergent Technology said it is deploying Trust Stamp’s technology across its G-Coin and Responsible Gold businesses.
Bank Innovation
OCTOBER 23, 2018
It's a common refrain from bank CEOs -- "My bank is a technology company." But the reality is much rarer. JPMorgan Chase is showing it takes fintech seriously by building (or buying) a Silicon Valley campus, which will house 1,000 employees, including 250 from recently acquired WePay.
PYMNTS
JULY 30, 2018
Today In Data connected devices consumer preferences customer preferences digital payments Internet of Things IoT Mobile Payments News Retail retail data retail technology Today in Data
PYMNTS
MAY 25, 2018
Touted by observers and industry players as one of the top trends that could impact medical billing and data management for 2018, the technology is increasingly being viewed as part of the path to better efficiency in payments. But that’s not stopping payment and commerce players from trying to use technology to bring more efficiency to the system. The firm’s technology also enables patients to work with providers to come up with flexible payment plans, and do so via a mobile app.
PYMNTS
SEPTEMBER 13, 2018
Even blockchain, the technology often touted as the silver bullet in supply chain management, cannot address these challenges alone. It takes many technologies, and many participants, to bring true progress to global supply chains, said Eric Piscini, CEO of Citizens Reserve , a startup deploying technologies like blockchain to offer Supply-Chain-as-a-Service via its SUKU platform. The first is technology. Complex supply chains breed complex problems.
PYMNTS
MARCH 16, 2018
As facial recognition technology explodes worldwide, 7-Eleven expands the reach of its artificial intelligence platform to 11,000 stores across Thailand. The facial recognition technology, which was developed by U.S.-based The rollout at Thailand’s 7-Eleven stores is, however, the biggest expansion of the technology to date, particularly in a retail context: It could potentially be the largest number of facial recognition cameras to be adopted by one company in history.
Chris Skinner
OCTOBER 6, 2017
Gartner has found that … The post The next ten years of technology from Gartner and Skinner appeared first on Chris Skinner's blog. Future Grid Opinion TechnologyI just spotted that Gartner have made a series of ten bold predictions for IT 2018 and beyond.
CB Insights
NOVEMBER 21, 2017
This explainer will offer simple definitions and analogies for blockchain technology. It will also define Bitcoin, Ethereum, blockchain broadly, and initial coin offerings, and highlight promising use cases for the technology. Where does distributed ledger technology make sense?
PYMNTS
NOVEMBER 17, 2016
USA Technologies, the payment technology service provider for the self-service retail market , announced Wednesday (Nov. In a press release , USA Technologies said it developed the connector due to guidelines out in Nov. Becoming compliant with the new standards has become paramount, and USA Technologies is the only payments solutions provider that offers a simple fix that eliminates expensive equipment upgrades.
PYMNTS
JUNE 11, 2018
USAA , the insurance company and bank serving current and former military members and their families, filed a federal lawsuit against Wells Fargo Bank over its use of USAA’s RDC technology. This appears to be the first legal action USAA has taken since it asked financial institutions to license its technology, for which it holds around 50 patents. “To USAA has not licensed its competitors such as Wells Fargo to use these patented technologies.”.
PYMNTS
JULY 12, 2018
Broadcom has agreed to buy software company CA Technologies for $18.9 He added that the deal will help the company expand in a market for infrastructure technology that amounts to $200 billion, about triple the size of its current opportunity. s technological competition with China, as well as hinder research and development at Qualcomm against foreign rivals racing to develop next-generation wireless technology.
PYMNTS
SEPTEMBER 17, 2018
Our mission is to create the most personal luxury shopping experience in the world, so we wanted an environment where we could initiate conversations with our customers and create a global sense of community enabled through the power of technology,” CEO Ulric Jerome said. And while the physical experience of the store is romantic and relaxed on the front end, on the back end, technological investment looms large and busy.
PYMNTS
AUGUST 24, 2016
A&A Vending Services is expanding its relationship with self-service retail market payment technology service provider USA Technologies (USAT). USA Technologies has been guiding us through the process, offering insight and support to ensure our financial commitment pays off as quickly as possible. Vending Machines cashless payments Unattended Retail USA Technologies USAT What's Hot
PYMNTS
DECEMBER 14, 2016
Rental car giant Hertz recently announced it teamed up with startup Shift Technologies , said Fortune. Shift Technologies is an online used-car marketplace. Under the new deal, Shift Technologies will feature and sell used vehicles from Hertz’s rental inventory, giving Hertz access to an additional retail sales channel. Shift Technologies is reportedly looking to use the deal as a means to expand its offerings beyond its current market in San Fransisco and Los Angeles.
Insights on Business
DECEMBER 7, 2017
In a landscape where new technology arises, gets implemented and goes mainstream in a heartbeat, I wanted to cover five of the most impactful trends currently impacting the FinTech industry today: 1. Technology is gauging our emotional state based on our interactions with our devices.
Insights on Business
JUNE 6, 2017
Jeff believes that big data and artificial intelligence (AI) are two core technologies that are transforming financial services business models.
PYMNTS
JUNE 5, 2018
Instead, it is honing in on technology services, CNBC reported. Yet, technology services is becoming a larger part of Ant Financial’s sales. By comparison, the company’s technology services were approximately 34 percent of revenues in 2017. International Alipay App Ant Financial banking regulation Chinese Economy FinTech China News revenue TechnologyAmid China’s crackdown on financial risk, Ant Financial is moving away from consumer finance and payments.
PYMNTS
NOVEMBER 23, 2016
Payment Cloud Technologies announced Tuesday (Nov. Payment Cloud Technologies said the new banking platform will help An Post’s brand, its diversification and will serve to strengthen the company’s services to meet a broader range of customers. ‘We Bank.VISION is a solution for everyone,” said Ian Clowes, CEO of Payment Cloud Technologies, in the press release. Payment Cloud Technologies wants to provide fairer access to financial services and thus the launch of bank.VISION.
PYMNTS
MARCH 5, 2017
Our partners, and 7-Eleven in particular, have always been very forward-thinking and innovative when it comes to this sort of payment technology market,” Kaplan said. But there are fewer consumers who are unfamiliar or uncomfortable with digital payment technology every day.
Chris Skinner
JANUARY 23, 2017
The Telegraph ran a conference about it (I was there); The White House has published a report on it; America’s Celebrity Apprentice has one of our own on it; and The Banker has run a magazine feature dedicated to it.There’s even a … The post Technology is key to banking future … really? Future Grid TechnologyIt’s intriguing to see how the world has now got the FinTech message.
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