Mobifone case study: how does Google Play carrier billing impact telco revenue?

Mobile Payments Today

In our latest case study with the leading Vietnamese telco Mobifone, we find that this is not the case. Download the case study and find out how launching carrier billing for Google Play increased Mobifone's ARPU by 130

Commercial risk rating: Case study

Sageworks

At a recent Sageworks event, we discussed a specific case study regarding components of risk rating for a particular business loan to see how the institutions in the audience would have handled a particular scenario. Working through this case study, the experienced bankers at the Sageworks event had a mix of responses that factored into these recommendations. Banks and credit unions are in the business of measuring and managing credit risk.

Globe case study: increasing carrier billing revenue with Fortumo

Mobile Payments Today

This case study looks at how Globe has increased its revenue from its digital content through carrier billing in partnership with Fortumo: both by enabling server-to-server payments to merchants like Spotify, as well as enabling carrier billing through Fortumos turnkey products for Badoo, Viber, Game Insight and others

Terminal Management Service Delivers 30% Cost Savings | POS Case Study | Retail

Mobile Payments Today

Read our case study to find out more TNS' Terminal Management Service has helped a firm with 15,000 POS terminals realize cost savings of 30% over its incumbent provider.

Case Study: Paymark Partners with TNS to Reinforce EFTPOS Services | Wireless | IP POS | Dial | Mobile

Mobile Payments Today

Download this case study to discover how Paymark, the leading processor in New Zealand with 140,000 EFTPOS terminals, is partnering with TNS to reinforce its EFTPOS services with a new range of alternative, feature rich and highly reliable payment solutions

Case Study: Majestic Wine Upgrades to High Speed Fully Redundant Payments Network

Mobile Payments Today

Download our case study to learn more TNS and Majestic Wine have designed a fully redundant managed service which provides point-of-sale retail services via a dedicated payments network with the ability to use multiple failover capabilities.

Case study: Garanti Bank

ATM Marketplace

Garanti Bank offers optimum service across all channels – simple and customer friendly

Case Study: AVEO Group Reaches Major New Multi-Million Euro Agreement with TNS | France | Dial | POS | PSTN

Mobile Payments Today

This case study reveals how TNS is helping AVEO Group, on behalf of its Credit Agricole Group entities, to strengthen its payments infrastructure. The TNS solution has been designed to deliver all types of transaction traffic and provides real-time visibility, monitoring and reporting

Targeting a Secure Future: iGaming as a Case Study

Dataconomy

The post Targeting a Secure Future: iGaming as a Case Study appeared first on Dataconomy.

Blockchain – Bitcoin as a Mainstream Case Study

Let's Talk Payments

In my latest LTP article, I have attempted to provide high-level and (hopefully) user-friendly enough (i.e., not requiring high-tech knowledge) overview of the underlying cryptography behind blockchain and how it.

The Amazonisation of Banking

Chris Skinner

Case Studies Digital Bank Grid TechnologyLast week, our good friend Dave Birch posted a great blog about the Amazonisation of Banking, most of which I agreed with. So I asked Dave if I could repost it here and he said “yes, of course” Thanks Dave. Enjoy! The Amazonisation of Banking… …is very different from Amazon being … The post The Amazonisation of Banking appeared first on Chris Skinner's blog.

Case Study: Scalable, Customizable, & Reduce Operating Costs for Mobile Remote Deposit Capture (mRDC)

Mobile Payments Today

a2ia Mobility delivers a proven Check21 compliant application that is scalable, and reduces operating costs for financial institutions

Case study: SmartShootâ??s financial transformation

Bobs Guide

When organizations think of finance transformation, it often involves adding some automation tools or hiring staff. Very rarely does it involve completely reforming the company while also reshaping the economics of an entire industry. Yet this is the story of SmartShoot, a fast growing marketplace

Wells Fargo, USA - An NCR Selfserv ATMs Case Study

ATM Marketplace

Wells Fargo worked with NCR to design and develop a new innovative ATM solution that allows them to offer more customer services in more locations

Case study: global acquiring for Russiantrains

Bobs Guide

The 2018 FIFA World Cup Russia, spread out across 12 stadiums in 11 Russian cities, offers a chance for leading travel platforms to demonstrate the capabilities of their online booking systems. As a major sporting event, the World Cup is expected to attract over 1.5 million foreign tourists between

MOF Case Study

ATM Marketplace

FSS was chosen as the partner for the state of Madhya Pradesh (MP), the second largest state in India, comprising an area of 3,00,000 square kilometers

BrandBank Branch Transformation Case Study

ATM Marketplace

In the ultra-competitive world of retail banking, success comes from developing and growing relationships with individual and business customers and then continuing to adapt to changes in customer demands.

Is Amazon About to Burst Banks?

Chris Skinner

Case Studies Digital Bank Fintech Future Grid Opinion TechnologyI get press releases all the time and generally ignore them. In fact, I don’t know why they email me, as I never post them on the blog. Uh-oh. I just got one that I’m posting on the blog. Floodgates opening.

Rwanda: Africa’s first cashless economy?

Chris Skinner

Case Studies Fintech Grid Innovation Mobile Numbers PaymentsAnother presentation that was enlightening was delivered by Jean Claude Gaga, CEO of RSwitch Ltd, the national e-payment switch of Rwanda.

Tech firms will be regulated like banks in future

Chris Skinner

Case Studies Digital Bank Future Grid Opinion Regulation TechnologyI just listened to a presentation by Nick Thompson, editor-in-chief at Wired, about all things in the future of tech. A lot of it was focused upon Artificial Intelligence and Machine Learning towards the end, but the first half was interesting as it focused upon why there is a backlash against Silicon … The post Tech firms will be regulated like banks in future appeared first on Chris Skinner's blog.

The imperative for self-sovereign identification (get lost Equifax)

Chris Skinner

Blockchain Case Studies Digital Bank Fintech Future Grid Innovation TechnologyI’m making a presentation on cybersecurity this week at our Nordic Finance Innovation meetings.

The compelling case of Alipay and Christmas

Chris Skinner

It’s been very successful as it was initially launched to … The post The compelling case of Alipay and Christmas appeared first on Chris Skinner's blog. Case Studies Fintech Grid Innovation Payments

Rivermark Community Credit Union Case Study

ATM Marketplace

NCR Interactive Teller enabled Rivermark Community Credit Union to increase its member accounts by 52% within 18 months and serve their members an additional 25 hours per week with no increase to teller staff costs

The truth about Ant Financial …

Chris Skinner

Case Studies GridI finally finished writing my new book. I’m not going to say too much about, except that you should buy it when it comes out. It’s very good. But then I would say that, wouldn’t I?

Proving digital transformation works for shareholder returns

Chris Skinner

Case Studies Digital Bank Grid Numbers

America versus Europe and the fight for truth in data

Chris Skinner

Case Studies Digital Bank Future Grid Opinion TechnologyI met a Washington insider this week. During the banter, I mentioned how much better the European authorities are at beating up the US tech giants than the Americans. This is illustrated well by the recent New York Times feature on Margrethe Vestager, Europe’s competition commissioner. Vestager, 50 and … The post America versus Europe and the fight for truth in data appeared first on Chris Skinner's blog.

Some banks are technology companies

Chris Skinner

Case Studies Digital Bank Grid Innovation Numbers Opinion TechnologyI was having a chat about Artificial Intelligence (AI) in banking the other day. It was an interesting conversation, although most of the examples were for customer service via Chatbots, which doesn’t impress me much. I know that systems like Erica, short for Bank of AmErica, are up and running … The post Some banks are technology companies appeared first on Chris Skinner's blog.

What is the worst thing a bank can do?

Chris Skinner

Case Studies Digital Bank Grid TechnologyBanks are trusted guardians of our money. As long as our money is safe, then we trust them. It’s when our money is breached or lost that banks misbehave, which is why the 2008 financial crisis was so concerning. The run on Northern Rock and Bear Stearns were terrible moments … The post What is the worst thing a bank can do? appeared first on Chris Skinner's blog.

Inside the mind of Jack Ma

Chris Skinner

Case Studies Future Grid OpinionI am very taken by the articulate and charismatic Jack Ma. Not because he’s one of the richest men in the world, but more because of his experiences and beliefs. If you haven’t listened to his interviews and thoughts at this years World Economic Summit, then I’d recommend you take … The post Inside the mind of Jack Ma appeared first on Chris Skinner's blog.

Comparisons of platforms vs banks by the numbers

Chris Skinner

Case Studies Grid NumbersI’m not a financial analyst but a technologist and so, unsurprisingly, I got called out by some pedantic accountants over my simplistic assertion that Ant Financial is 35x more productive than banks like Barclays, as I was simply using their revenues per employee to make comparisons. Similarly, in previous discussions … The post Comparisons of platforms vs banks by the numbers appeared first on Chris Skinner's blog.

InsurTech: changing the world of risk

Chris Skinner

Case Studies Fintech Grid Innovation ValueWebI haven’t blogged about InsurTech much, as this is a banking blog, but having started life in the insurance industry I guess it’s time to shine a light on this corner of the financial world.

Digital banks are 35+ times more productive than traditional banks

Chris Skinner

Blog Index Case Studies Chris Skinner Digital Bank Fintech Future Grid Inclusion Innovation Mobile Numbers Opinion Payments TechnologyI’m launching the new book Digital Human in New York on the evening of April 12. If you would like to get a signed copy of the book, just register here.

What makes DBS different?

Chris Skinner

Case Studies Digital Bank Grid The SIBOS BlogI just had a whirlwind visit to Indonesia to support DBS in the rollout of their digibank service there. It was a very short visit, but a packed evening of presentations and discussions.

Unleashing $3.7 trillion of producitivty through a mobile phone

Chris Skinner

Case Studies Fintech Grid Inclusion Innovation OpinionI just hosted a couple of conferences in Africa and you cannot attend a conference in Africa without financial inclusion, mobile wallets and microfinance coming up. It’s always on the agenda and top of mind, because most Africans have been excluded from financial services to date. In particular, focusing upon … The post Unleashing $3.7

Financial Inclusion in Mexico: Saldazo’s overnight success

Chris Skinner

Case Studies Digital Bank Fintech Grid Innovation Numbers PaymentsI now think I am a good friend of Pablo García Arabéhéty, CGAP’s Regional Representative for Latin America and the Caribbean.

WeChat: the real Beast from the East

Chris Skinner

Case Studies Digital Bank Fintech Grid InclusionI’ve written a lot about Alibaba, Ant Financial and Alipay. This is not because I endorse or want to advertise the company, but because they are the first company to have embarked on a global financial inclusion strategy and have been marking it happen. Ant Financial is now some of … The post WeChat: the real Beast from the East appeared first on Chris Skinner's blog.

Thawing the frozen middle (how to change the bank)

Chris Skinner

Case Studies Digital Bank Grid InnovationI sometimes think I’m too harsh on the financial community, with my continual banter about core systems change, lack of digital leadership, inability to see how critical digital is to their future and the impact FinTech is making on global financial structures. I sound like a broken record and rarely … The post Thawing the frozen middle (how to change the bank) appeared first on Chris Skinner's blog.

Case Study Spotlight: Thinking Differently About Loyalty

FICO

The post Case Study Spotlight: Thinking Differently About Loyalty appeared first on FICO Retail loyalty programs are ubiquitous and predictable — except in the Canadian grocery space.

What is the real difference between a challenger bank and an incumbent?

Chris Skinner

Case Studies Digital Bank Fintech Grid Innovation OpinionI was reading about banks being average to poor at marketing, and wondered about it. Banks’ advertising generally is about either being cool or in love with you. Here are a few examples from British banks. Lloyds: we’re old but still here with a big horse Nationwide: we have no … The post What is the real difference between a challenger bank and an incumbent? appeared first on Chris Skinner's blog.

Why big banks fail

Chris Skinner

Case Studies Crime Grid OpinionA good example of that big bank thinking I referred to yesterday is Santander, and an incident that I fumed about the other day. I usually make payments to EU companies via my business account, which pays no fees on EU payments as per PSD2 and SEPA principles. However, I … The post Why big banks fail appeared first on Chris Skinner's blog.