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The Future of Noninterest Income at Financial Institutions

Abrigo

million customers over "deceptive" overdraft enrollment practices between 2014 and 2018, Banking Dive noted in a recent article about growth in overdraft fees. Capital One and Fifth Third Bank have launched programs to give customers early access to direct deposits, up to two days. Drive growth with integrated risk management.

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Finovate Debuts: Scalable Capital Brings Advanced Risk Management to Robo-advisory

Fintech Labs Insights

What does the world need with another robo-advisor, the founders of Scalable Capital , a Munich-based automated investment platform, asked from the Finovate stage in London earlier this year? Give average investors the same level of risk management as wealthier investors and watch the investment returns for individual investors improve.

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The impact of lower energy prices on banks

Abrigo

Banks operating in oil and gas intensive areas of the U.S. Lower energy prices have had only a modest effect on banks’ profitability and capital adequacy.” However, the oil- and gas-sensitive banks’ return on assets has converged toward the comparison groups since mid-2014. Image credit: Clinton Steeds , Flickr CC.

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April 2014: A Busy Month for Fraud Alerts!

Jack Henry

One such attack by the group Unlimited Operations was able to net over $40 million. These should serve as reminders for reviewing/updating and ensuring your risk management and compliance efforts continue to meet those expectations. However, it is important to not let these alerts become background noise.

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U.S. Regulations to Consider When Managing a Cryptocurrency Fund

Perficient

There is good reason for this shift in view; according to Marc Bernegger, co-founder of crypto fund AltAlpha Digital, “after last year’s explosion of crypto hedge funds around the globe, there are now over 400 active funds, excluding those focused on venture capital.”

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OCC outlines risk plan as Northeastern loan growth doubles

Abrigo

• Board risk parameters, adequacy of staffing, succession planning and audit. Asset and Liability Management: Asset and liability risk management was deemed a concern as continued low interest rates and pressure on traditional earnings sources cause many banks to increase long-term asset holdings.

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Alt-Lending Regulation Fears Won’t Stop Investors

PYMNTS

It feels like 2014 again with the ongoing popularity of alternative lending startups. Investors seem confident in the industry’s startups and their ability to provide adequate risk management and underwriting for their loans; VCs provided more than $11.5 Accounts Receivable Management. million funding round.

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