Finding credit needles in the (market) haystack

Insights on Business

Institutions invested in a broad range of corporate debt instruments can draw business benefit from adopting an integrated view of market and credit risks. This article seeks to illustrate some of these combined market and credit risk analysis benefits at a single security level.

Apple’s Trillion-Dollar Market Cap Sizzle


What tipped the week from good to sizzling was what happened on the stock market — when Apple’s market cap tipped over the $1 trillion mark, making it the first U.S.-listed history to both hit and close the day with a 13-digit market cap.

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Regulating the cryptocurrency markets

Chris Skinner

I guess that this is logical as my last line was that government control of cryptocurrencies is “not so easy for cryptocurrencies that have … The post Regulating the cryptocurrency markets appeared first on Chris Skinner's blog. Someone made the comment on my platform piece about what happens when there are no Jack Ma’s or Mark Zuckerberg’s, as the whole thing is decentralised?

Carrier billing in India: 2018 market report

Mobile Payments Today

India is the second largest smartphone market in the world. Learn more about the digital ecosystem of the country from Fortumo's latest market report

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Apple Surpasses $1 Trillion In Market Cap


to have a market capitalization of more than $1 trillion, hitting that milestone earlier on Thursday (Aug. In early-morning trading on Thursday, Apple hit the $1 trillion in market cap when shares passed $207.05. Apple may not stay at the $1 trillion mark for long, as the stock market and the stock itself has been volatile. It could also bounce back and forth between the $1 trillion market cap and below it in the next trading days, noted the report.

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Picking Up Pennies For Marketing?

Credit Union Geek

When was the last time you came up with a truly unique marketing effort? The post Picking Up Pennies For Marketing? Articles "With a little love and luck you will get by" - Jimmy Buffett ally bank campaign contest growth lucky penny marketing member engagement scavenger hunt strategy

Are Marketing Emails Overwhelming Customers?


Is there a limit to how many marketing emails customers will put up with? “Too many” appears to equate with five or more marketing emails per week, with two-thirds of the respondents to the First Insight survey categorizing that threshold as such.

Trump Wins, Markets Slide


Investors do not like surprises — and as Tuesday night gave way into Wednesday morning, the world markets got a heck of surprise: Donald Trump pulled off the biggest electoral upset since “Dewey Defeats Truman” and won the presidency of the United States. It was an event that Trump, as of Monday, was predicting would be Brexit plus, plus, plus — and it turns out the stock markets agrees with him entirely insofar as they seem to be as taken off guard by the results of the U.S.

Small Business Flexibility Tested In Ebbing Markets


The ebbs and flows of a volatile market are forcing small business owners to be flexible – so much so, says a new report from Direct Line for Business , that a new business model is forming. Analysts call it the “balloon business,” as companies expand and contract along with market pressures. While this malleability allows businesses to manage the peaks and valleys of the market, which has become increasingly volatile in the U.K.

LiveRamp Unveils Omnichannel Marketing Tool


Targeting the right customer at the right time is the key strategy for those in the retail advertising and marketing sectors. To help pinpoint customers and their preferred tastes, omnichannel identity resolution company LiveRamp announced its launch of its people-based targeting search for marketing onto its IdentityLink platform, using Google Customer Match. Through this offering, marketers can now coordinate their campaigns across search and other online avenues.

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Amazon Eyes Home Insurance Market


This wouldn’t be Amazon’s first foray into the home market. Amazon acquired Ring earlier this year for $1 billion to expand its reach in the home security market. Reports surfaced that Amazon is considering getting into the home insurance game, sending shares of some insurance companies down briefly on Wednesday (June 6).

Email, Social Media King For Retail Marketers


While most retail marketers have similar goals in 2017 in terms of enhancing consumer engagement and increasing sales, the online realm of marketing outreach remains king. According to research from a survey by Yes Lifecycle Marketing as quoted in eMarketer , most retail marketers are counting on email and social media to help reach their goals. What does this tell portend for marketing in today’s super connected world?

The Middle Market’s Expense Management Conundrum


Expense management technology is now a saturated market, particularly for the small business space – which is notoriously difficult to serve, because they are too small for large, enterprise-grade solutions, but too large for consumer-specialized tools. There is another market segment, however, that similarly struggles to secure this Goldilocks effect, with products that aren’t too small and aren’t too large: the middle market.

How TV Can Support Digital Marketing And Online Payments


Samba said it does not sell the data it collects but helps its clients direct relevant marketing messages to consumers based on their viewing habits. Despite its age, and the competition it faces from other technology and forms of entertainment, television still draws the crowds that marketers covet. Consumer use of smartphone and mobile apps also lead to more precise marketing messages, of course.

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Amazon Rolls Out Whole Foods Curbside Delivery In Two Markets


Amazon and Whole Foods Market announced Wednesday (August 8) the launch of curbside grocery pickup in Sacramento and Virginia Beach. With curbside delivery, Prime members can shop at Whole Foods Market online and pick up their order in thirty minutes without having to get out of their car. Amazon curbside delivery groceries Retail What's Hot Whole Foods Market

The Digital Small Markets Of The Future


There is a reason, Rizzoli said, that 2017-2018 will be the year that Poly’s computer vision technology will get its retail test drive; this is literally the first year the technology has been available in the market at a realistic price point. The Digital Market. Consumers can walk into their local market and begin grabbing goods as they go. Authentication AI Alberto Rizzoli cashless digital markets Featured News image recognition News Poly visual identification

On credit-augmented market risk analysis

Insights on Business

In such markets, low coupons and yields offered by top issuers may not be well suited to the refinancing of liabilities. Exposed to economic capital management frameworks, on-boarding spread sensitive instruments requires them to monitor more than market risks.

Carrier billing in Asia: 2018 market report

Mobile Payments Today

This market report gives an overview of the digital ecosystem and direct carrier billing landscape in South-East Asia

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Salesforce Buys Israeli AI Marketing Platform


Salesforce announced that it has signed a definitive agreement to acquire Datorama , a cloud-based, AI-powered marketing intelligence and analytics platform. Salesforce is excited to welcome Datorama’s incredible team to the Salesforce family,” Bob Stutz, chief analytics officer and CEO of Marketing Cloud, said in a press release. Partnerships / Acquisitions Acquisition AI technology artificial intelligence Dataorama M&A marketing News Salesforce What's Hot

For Mastercard, QR Codes, Developing Market By (Developing) Market


When it comes to payments, each market or country has its own preferences. So it is that QR codes are seeing increased adoption across developing markets. Use cases in certain developing markets, and specifically in a retail environment, said Bhalla, may be fashioned by specific consumer needs. India is a market that is taking off in digital in a big way.”

Amazon Eyes Mr. Market


Long ago, value investing proponents such as Warren Buffett and Benjamin Graham put forth the fictional embodiment of the stock market in the form “Mr. Market.” Think of Mr. Market, said these famed investors, as carried away by some of the more extreme mood swings of the age. The market may be efficient, arguably, but it is not always efficient. For investors, might the moody Mr. Market be less of an enigma?

August 2018 Market Commentary

SWBC's LenderHub

This week, emerging market investors were greeted by a plunging Turkish Lira, which as of this writing is down more than 15% relative to the major developed market currencies (see chart below). Global Investment Markets

PPRO: The 10 Fastest Growing Global eCommerce Markets


In western markets, eCommerce continues to grow steadily — but, more importantly, it’s taking significant hold in less developed markets, opening up opportunities for brands to secure footholds in new regions. Global merchants who wait until these markets are established will arrive too late. office in Atlanta, told PYMNTS which fast-growing markets global brands should be courting — and why these markets are expanding so fast. PPRO’s Top 10 Growth Markets.

Facebook Data Scandal Tanks Stock Market


The Federal Reserve starts its two-day meeting Tuesday, in which the markets largely expect it to raise interest rates. Facebook consumer data data privacy data protection News social media stock market Technology What's HotFollowing a technology stock sell-off led by Facebook, the Dow Jones Industrial Average plummeted in afternoon trading on Monday (March 19), at one point declining over 400 points.

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Zycus Steps Into Mid-Market Procurement


Procure-to-pay company Zycus is stepping into the middle market. The company announced Thursday it is launching a source-to-pay program for mid-market companies and small, high-growth firms looking to improve their procurement functions. The launch of Zycus Genesys signals the company’s expansion into the mid-market as it looks to automate procurement operations for its business customers.

Should Your Digital Marketing Strategy be Your Only Marketing Strategy?


They say the financial services industry is a decade behind other industries with the move to digital marketing strategies. The post Should Your Digital Marketing Strategy be Your Only Marketing Strategy?

Amid Job Market Growth, Consumer Delinquencies Wane


Debt ABA credit cards debt deliquency economy job market loans News What's HotEconomic tailwinds are helping consumers make timely loan payments. As American Banker reported Wednesday (April 4), delinquent payment rates waned a bit in the fourth quarter of last year, with late payments to banks slipping.

Good Housekeeping Revitalizes Content Marketing


One publication that’s helping to further evolve the publishing world when it comes to content marketing is Good Housekeeping. The 132-year-old magazine has taken content marketing to a new level following the hiring of its new Editor-in-Chief, Jane Francisco, just four years ago. In addition to creating this new kitchen space, it also served as a new way for the publication to conduct branding and marketing. The publishing world is one of the oldest industries.

Microsoft Catches Up To Amazon In Market Value


2, as Microsoft has rallied to be neck and neck with Amazon in terms of market capitalization. The two Washington state-based companies are within one percentage point of each other, with a market cap of about $723 billion, thanks to a week-long rally in Microsoft shares coupled with a slump in Amazon shares, reported 24/7 Wall St. Apple’s market cap remains well ahead of its two competitors at about $850 billion.

Passing The Middle-Market Automation Exam


Though many financial institutions recognize the opportunity to help middle-market businesses automate their AP payments, they have not been able to fully capitalize on the opportunity. Here the elusive payments opportunity meets or, in fact, doesn’t meet, the elusive audience: accounts payable automation for middle-market firms. Some observers will define this market as $10 million in the top line to $1 billion.

Six Ways Big Data Can Refine Your Digital Marketing Efforts


What’s the one thing that all digital marketers must know? The fact that data is king on today’s marketing landscape. Having comprehensive and accurate data is essential for making effective marketing decisions. BI & Analytics Contributors Featured Marketing & Sales

Flockgen: B2B Collaboration Vital To The Middle Market


For middle-market companies, the need for outsourcing is pressing. Middle-market firms are particularly embracing the outsourcing model, according to Mike Cassity, CEO of Flockgen , an online platform that connects B2B businesses to partners and customers. Reaching outside company walls for financial solutions is a popular choice for middle-market companies, Cassity recently told PYMNTS. It’s never been easier for B2B businesses to collaborate and connect.

India’s eCommerce Market Expected to Hit $150B By 2022


A new report says that India’s e-commerce market could hit $150 billion by 2022 due to rising incomes and a boost in Internet users. A ‘Make-for-India’ solution approach along with conducive policy environment can potentially make eCommerce a $150 billion market by 2022 with a globally leading compounded annualized growth rate of 35 percent,” the report said, according to Live Mint.

Amazon Hits $1 Trillion Market Cap Before Coming Back Down


company to surpass $1 trillion in market capitalization — Apple hit that milestone a few weeks ago on the heels of a strong quarter. 4), Amazon’s stock hit $2,050.50, surpassing $1 trillion in market cap. Amazon Amazon market cap Amazon Stocks Amazon Value Big Tech Jeff Bezos News What's HotIt’s official. Amazon has set a record as the second U.S.

Apple, Watch Your Market Cap — Amazon Is Coming


Apple has long been in the lead to become the first $1 trillion company based on its stock market value, but Amazon, the nation’s leading eCommerce player, is closing in on the iPhone maker. At the start of 2018, Bloomberg said Apple’s stock market value was 50 percent larger than Amazon’s, but now the gap is closer to 10 percent. As of stock market close on Friday (June 29), the spread between the two companies’ market caps sat around $85 billion.

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Chinese Smartphone Market Declines For First Time


The smartphone market declined for the first time ever in 2017, with shipments dropping 4 percent year-over-year, according to market research firm Canalys. The BBC , citing data from Canalys, reported that the decline marks the end of an eight-year period of growth in China’s smartphone market. China is still the world’s largest smartphone market, noted the report.

Developing Markets See Paycard Acceptance Boom


Developing markets are quickly increasing their rate at which paycards are accepted, according to the latest research by RBR. 23) with positive news for developing markets. According to the report, regulations, combined with FinTech innovation, are accelerating payment card adoption in these markets. These markets are also seeing boosts from regulatory action. Payment Methods card aceptance Emerging Markets MPOS News payment card payments regulation What's Hot

Fintech in emerging markets


Vaishali Naroola looks at the reasons why fintech is doing so well in emerging markets. Fintech in emerging markets on BankNXT. Fintech authentication cash digital identity digital trends fraud

UnionPay Enables Cross-Border B2B Payments For Yiwu Market


UnionPay International is expanding its support for cross-border B2B payments through an integration with wholesale eCommerce market Yiwu Market, based in China. 8), UnionPay’s Cross-Border B2B Payment Service Platform is now linked into the official Yiwu Market website, enabling corporate buyers outside China to pay for goods on Yiwu using UnionPay cards issued overseas. Yiwu Market is the largest commodities wholesale market in the world.

Beauty Market Ruled By Female Millennials


A lady may never reveal her age, but the beauty market can likely brag about its appeal with younger generations. Experts say the big business with the millennial females is indeed due to social media, digital influencers and certain brands that have come into the market and focused on the demographic. Retail beauty Beauty Market Millennials Women