PYMNTS

JUNE 12, 2019

The myth of the lone (and possibly mad) scientist died out a long time ago, as the industrial age led to teams of researchers working together (or at healthy cross purposes) to enable innovation. The basic idea behind LISNR is to send data securely via audio. Science and invention are collective pursuits. That’s the tech part.

Innovation 192

Innovation Retail Metro Case Study 192

PYMNTS

MAY 13, 2019

Their portability and low price points enable SMBs to participate in the commercial scene while presenting various payment options to consumers. . Commonplace operations such as food trucks and nonprofits are using these products, as are furniture restoration merchants and even buskers. Security risks and defenses .

Security 123

Security Cards Branding Payments 123

PYMNTS

MAY 24, 2019

The Financial Crimes Enforcement Network ( FinCEN ) is launching an initiative called the FinCEN Innovation Hours Program, as a call to private sector companies that have developed tech to fight money laundering and terrorist financing, the organization said in a release. FinCEN expects to hold events in the Washington, D.C.

Innovation 124

Innovation US Metro Washington 124

PYMNTS

SEPTEMBER 3, 2019

Two hundred and seventy-four years later, those words are the perfect framework for understanding what will define the next decade of innovation in payments and any ecosystem that touches it. Sometimes those innovations disrupted old models and players; other times they made them better and more efficient. The Invisible Innovators .

Innovation 223

Innovation Payments Branding Cards 223

Perficient

APRIL 14, 2022

With the rise in vaccination rates and a hopeful return to a “new normal,” it won’t be possible to put the genie back in the bottle and return to legacy operations. New product opportunities are being driven by innovation and market conditions. New skill sets are required to operate in a digital environment.

Strategy 332

Strategy Tools Industry Customer Experience 332

PYMNTS

DECEMBER 31, 2020

Fast-forward to the present, and Afterpay now counts more than 11 million active customers at 63,000 retailers – and most recently reported doing $2.1 One is regulatory trends, where regulators are looking to increase competition in this field and drive innovation. The other is technological innovation. According to J.P.

Innovation 289

Innovation Payments Trends Regulation 289

Perficient

OCTOBER 6, 2020

Keep your crucial legacy applications secure and reduce costs by migrating them to Microsoft Azure with our Application Migration Accelerator. Most companies accumulate legacy applications over time, leading to issues with compliance, security, increasing support costs, and complex performance management. What It Is. What’s Included.

Strategy 429

Strategy Training Analysis Security 429

PYMNTS

SEPTEMBER 15, 2016

Patent and Trademark Office for security risk detection technology. The patent covers methods and systems to map risks arising from credentials, especially privileged credentials, present on machines in the network that, once compromised, enable attackers to access and compromise other machines in the network.

Security 100

Security Technology Innovation System 100

Cisco

DECEMBER 21, 2020

It is imperative that as financial institutions embrace multi-cloud, the impact of how services are consumed from different clouds but presented in a consistent manner for the desired Customer Experience is vital. And best of all, your developers would have time and flexibility to innovate instead of chasing alerts. On multiple clouds?

Customer Experience 99

Customer Experience Innovation Policies Security 99

PYMNTS

JUNE 21, 2019

After all, college is not only a place where many young men and women learn who they really are, but where operators of commerce, big and small, often find their next lucrative ideas. Mobile Innovation. Students have had to make tough choices when presented with their course material,” Markson said.

Retail 100

Retail Innovation Mobile Course 100

Cisco

AUGUST 11, 2020

The first half of 2020 has demonstrated the remarkable adaptability of the financial services industry in the face of simultaneous disruption to economic, operational, and customer behavior conditions. The post Cisco’s Connected Experiences: Helping Financial Institutions Achieve Sustainable Innovation appeared first on Cisco Blogs.

Innovation 123

Innovation Customer Experience Survey Meeting 123

PYMNTS

AUGUST 13, 2019

The eCommerce operator recently announced that it is launching its Off-to-College store, geared toward college students and all of their shopping needs — be it furnishing a dorm room or purchasing class supplies. Students have had to make tough choices when presented with their course material,” Markson said. Program Challenges.

Retail 127

Retail Innovation Course Trends 127

PYMNTS

JANUARY 17, 2020

Artificial intelligence (AI) is moving from cool concept toward everyday consumer reality, and signs of that innovation are increasingly appearing in the retail space. Take the issue of retail security as one example. Fresh foods present a particular problem for grocers when it comes to keeping their shelves stocked.

Retail 149

Retail Security Fraud Illinois 149

Cisco

SEPTEMBER 8, 2020

When asked if the current disruption was creating a full plate for the bank, he simply said “It’s not a plate, it’s a buffet” There’s a good bit of positivity in that comment despite the on-going disruption to normal business operations.

Security 65

Security Data Operations Innovation 65

PYMNTS

JANUARY 15, 2018

It was only (relatively) recently that B2B payments finally secured significant attention and investment from innovators. ” Finexio is just one of the B2B payments startups to have recently secured investor attention. And despite these statistics, B2B payments innovators remain confident that progress will be made.

Innovation 139

Innovation Payments blockchain Florida 139

PYMNTS

DECEMBER 23, 2020

News came this week that the United States Securities and Exchange Commission has filed suit against Ripple over its XRP cryptocurrency. billion unregistered securities offering, and named CEO Brad Garlinghouse and Co-Founder Chris Larsen in the suit. billion to fund Ripple’s operations and enrich Larsen and Garlinghouse.”

cryptocurrency 234

cryptocurrency Security Bitcoin Regulation 234

PYMNTS

OCTOBER 16, 2020

Numerous quick-service restaurants (QSRs) have deployed these technologies to support their operations, tailor their customer service approaches and even boost sales, but many players, including several big names, have been reluctant to invest in such innovations. Mobile ordering fraud presents an even greater challenge for QSRs.

Analytics 273

Analytics Data Fraud Tools 273

Perficient

NOVEMBER 2, 2020

, we’re happy to see Oracle’s transparency in a note that Bruce Palsulich, Vice President, Safety Product Strategy, sent out to the company’s Safety Consortium members: “Presently a significant majority of our customers utilize Argus on-premise, with increasing numbers moving to the Oracle cloud every year.

Strategy 322

Strategy System Community Meeting 322

PYMNTS

NOVEMBER 23, 2020

There’s no shortage of consulting advice and press clippings that will state the importance of actionable data for companies as a selling, operational and marketing strategy. The end result: Innovation that benefits all stakeholders — banks, digital-first firms (and digital-only ones) and consumers alike.

Data 293

Data Innovation Big Data Marketing Strategies 293

PYMNTS

JULY 11, 2017

The basis of innovation is not the desire to create something new or even the inspiration to do so. Innovation occurs where there is a problem and a person with the tools to solve it. Anyone can have a good idea,” Lowthers said; innovation is about what you do with it. PYMNTS: Where do you look for innovative ideas, and why?

Innovation 101

Innovation social media Security Leadership 101

PYMNTS

APRIL 19, 2019

payroll processing company Payescape , said this area of the back office may have a larger influence on how accountants operate than some may believe. This presents a few opportunities for the profession, Jones told PYMNTS in a recent interview. That’s particularly true when it comes to compliance and data security.

Innovation 154

Innovation Compliance Technology Resources 154

PYMNTS

MAY 29, 2020

We have deep dives on Main Street’s digital shift, ATM innovation and PPP loans. The pandemic has sped up the digital roadmap for everyone in financial services, providing for more innovation in the last few months than had been seen during several years. Innovating The ATM Beyond Cash. The Flaw In Demonizing Big Tech.

Maine 130

Maine ATM Innovation Millennials 130

PYMNTS

NOVEMBER 4, 2016

The seed of FinTech innovation often comes from a desire to do things differently. But as finance and payments tech expands, these traditional FIs are learning that perhaps the best way to meet the demands of their corporate clients isn’t to compete with FinTech innovators but to collaborate with them. ”

Management 100

Management Innovation blockchain Capital 100

South State Correspondent

MARCH 21, 2023

This article breaks down how you can use the ERC Assist product to generate deposits in an innovative way. ERC Assist provides clients with a technology platform that showcases bank innovation and demonstrates the bank is forward-thinking. This will raise public and regulatory questions about ERC operations.

Taxes 195

Taxes Community Bank Community Operations 195

PYMNTS

JUNE 21, 2016

The effort provides innovative early-stage startups with access to an immersive six-month program where they receive guidance and support from MasterCard on scaling their operations and entering new markets and industries. “It’s not a random set of companies.

Innovation 103

Innovation Groups Operations blockchain 103

PYMNTS

NOVEMBER 6, 2017

The Social Security number (SSN) was never meant to get this much attention. In a wide-ranging discussion, Socure CEO Sunil Madhu and PYMNTS’ Karen Webster discussed the brave new world of identity security and verification, and what those terms mean when it should be assumed that all of your data has been compromised.

Security 109

Security Data Fraud Regulation 109

PYMNTS

FEBRUARY 21, 2020

It is critical for platforms that serve niche groups to be able to engineer trust, according to Francois de Landes, co-founder and chief operating officer for LGBTQ-focused global travel marketplace misterb&b. The platform presently lists approximately one million properties for rent and serves about 100,000 travelers each year.

Security 225

Security Fraud Examples Payments 225

Perficient

JULY 11, 2022

Since Square purchased Afterpay, customers can get an Afterpay card to use with participating retailers that operate with Square, which lets customers use Afterpay for in-store purchases. This illusion of feeling more financially secure than one is that often comes with using BNPL services is where they garner a lot of criticism, however.

Fintech 474

Fintech Trends South Dakota Apple 474

PYMNTS

JANUARY 13, 2020

That was the subject of a recent PYMNTS discussion between Karen Webster and Chris Bayley, co-founder and chief innovation officer of Cover Genius. The company has relationships with numerous insurance companies throughout the world (Cover Genius operates in more than 60 countries, and in all 50 U.S.

Policies 135

Policies Retail Data Innovation 135

PYMNTS

SEPTEMBER 17, 2020

In notes on its most recent (August) meeting of the bank’s Payments System Board, the members said that “at present there is not a strong public-policy case for issuance in Australia, given that the electronic payments system in Australia compares very favorably with those in many other countries and access to cash remains good.”.

Policies 181

Policies Boston Examples ATM 181

PYMNTS

JANUARY 27, 2020

Fraudsters’ attempts to access systems and steal valuable information are becoming more innovative, and research suggests they are also increasingly successful. Phishing attempts threaten many firms’ security operations, often tricking employees into revealing email addresses, login credentials, passwords or other sensitive details.

Fraud 249

Fraud Policies Security Resources 249

PYMNTS

JUNE 22, 2017

A new report from Vesta Corporation finds fraud positions itself in the way of innovation and growth, even compliance. Nearly two-thirds surveyed (and 62 percent of CFOs, specifically) said the same about chargebacks related to card-not-present transactions. Citing Nielsen Report statistics, Vesta noted $16.3

Fraud 108

Fraud Innovation Survey eBook 108

PYMNTS

JULY 1, 2020

By rapidly increasing our capacity to deliver trade finance, IFC and Citi can help businesses maintain their operations during the crisis and speed their recovery when the pandemic eases.”. The partnership has secured financing for 4,600 trade transactions through 185 banks in 48 emerging market countries.

Marketing 232

Marketing Washington New York Fintech 232

PYMNTS

DECEMBER 8, 2020

. Traditional bank account opening methods have long involved visits to branches and face-to-face meetings with officials in which physical identification documents are presented. Jumio said the offering can reduce operational costs by as much as 90 percent, eliminate in-person visits and paper costs, and simplify archival processes.

Video 211

Video Report Meeting United States 211

Abrigo

MARCH 24, 2020

Bad actors, especially sophisticated ones, view the current epidemic as a golden opportunity and are deploying more resources toward criminal operations in Italy. Fraudsters are ferociously seizing on the increase in potential victims, especially those less savvy and less security-conscious. the elderly). Artificial Intelligence.

Fraud 150

Fraud Software Resources Security 150

PYMNTS

JULY 21, 2020

The digitization and acceleration of back-office financial workflows have presented the opportunity for organizations of all sizes to become more agile, with more data available to treasurers for clearer, real-time visibility into cash positions. And their challenge is only going to grow. ” Challenge Turned Opportunity. .

Management 160

Management Innovation System Fraud 160

PYMNTS

DECEMBER 31, 2020

Branch banking’s demise may be exaggerated at present, but no one doubts the trend or the figures that prove it. Some leverage smartphone integrations that allow customers to interact with the machines while others deploy biometric verification instead of physical PIN pads for security.” Safer, Interactive In-Branch Banking.

ATM 307

ATM Massachusetts Study Operations 307