INDUSTRY INSIGHTS YOUR PEERS ARE READING
It often takes an underlying development, such as a major executive change or the launch of a new product or partnership to excite investors, but Diebold Nixdorf stock prices jumped Wednesday in the wake of a solid, but not outstanding, fourth quarter earnings report. ATMs Fintech Earnings Diebold Nixdorf MORE
The renminbi is now the world's fifth most popular international payment currency, and has the fourth placed Japanese yen in its sights. Financial policy reform and the introduction of new clearing centres have been crucial to this rise, but will the troubles the Chinese economy has experienced in the past few months derail its progress MORE
Battle lines are hardening in the fight against stores that eschew cash, as New York City’s Committee on Consumer Affairs plans to hear arguments Thursday on a proposal to ban cashless stores like Amazon Go. Compliance Retailers Point-of-sale Cash Digital payments Amazon New York MORE
As some of Facebook's partners pull out of the Libra cyrptocurrency project, Sen. Mike Rounds, R-S.D., encouraged a company located in his state to remain involved. Libra Policymaking Payments Facebook Federal Reserve Senate Banking Committee MORE
Of course we need to rip up the roads, because our mode of transport has changed dramatically. A great example of this change is just the very nature of the … The post Of course we need to rip up the roads appeared first on Chris Skinner's blog. I often write some things that I don’t believe, such as yesterday’s blog about the fact that we don’t need to rip up the roads. MORE
As some of Facebook's partners pull out of the Libra cyrptocurrency project, Sen. Mike Rounds, R-S.D., encouraged a company located in his state to remain involved. Libra Policymaking Payments Facebook Federal Reserve Senate Banking Committee MORE
Now two years on from the U.S. EMV liability shift, chip cards are commonplace in American wallets. But the benefits of EMV cards — a longer five-year lifespan and a reduced need to reissue in the event of fraud — have muted the demand for new cards. EMV Payment cards Payment fraud Fraud liability MORE
Thousands of data science learners complete their education in Springboard’s mentored data science courses and they’ve given Springboard courses an average rating of 4.9/5 on CourseReport and Switchup. Springboard is a leader in data science education. MORE
The regulator of the government-sponsored enterprises retreated from an earlier proposal that had barred VantageScore because of its ties to the credit bureaus. Credit scores GSEs Mark Calabria FHFA Fannie Mae Freddie Mac VantageScore Solutions FICO MORE
(The Paypers) The Institute of Technology Sligo has launched an online e-Invoicing course to train companies in time for the EU’s compliance deadline of April 2019 MORE
More and more banks are using advanced geographic information systems to help make decisions around branch consolidation, lending in low-income communities, monitoring fraud and even deploying talent. Branch management Branch network Predictive analytics Big data Auto lending BB&T MORE
Cracks are emerging in the post-crisis drive to harmonise global financial regulation, with policy-makers diverging in everything from payments to data residency. The effects could be profound, as Danielle Myles discovers MORE
Finance is changing at a dramatic pace – from robo-advisors to Artificial Intelligence, from big data to blockchain -, but many universities have barely adapted their finance courses, and include no reference to technology or innovation. MORE
The Dodd-Frank Act allows the Consumer Financial Protection Bureau to litigate its own cases independently of the Department of Justice — except before the Supreme Court. If the landmark PHH v. CFPB case makes it that far, how will a Trump Department of Justice respond? MORE
Jeff Sessions, R-Ala., President-elect Donald Trump's pick to head the Department of Justice, could play a key role in the fate of the agency. Law and regulation Dodd-Frank Retailers Donald Trump CFPB MORE
New Merchant Advisory Group chief John Drechny will push open standards for payments acceptance and security technology that doesn't impact customer experience. Retailers Payment processing Tokenization PCI Edit License MORE
For young students, there are full degree programs and specialized courses to prepare them for the data-driven world. The post 10 Online Big Data Courses and Where to Find Them 2016 appeared first on Dataconomy. Data Science 101 Courses data science education online courses Resources MORE
New York isn’t giving up on the digital-ledger technology that makes Bitcoin and other tokens work even after last year’s collapse of the cryptocurrency market. Blockchain Bitcoin New York MORE
In an earlier post I talked about risk management spending and whether money is being allocated to the right places. Managing the investment across finance, risk and technology is important, but it isn’t the only step banks and financial institutions. Read more. MORE
Neither Amazon nor Starbucks could be described as a traditional retailer. But they both use their shared headquarters city as a playground for developing digital and in-store innovations that all merchants and payment companies will have to respond to the years ahead. Retailers Mobile payments Loyalty and rewards Washington China MORE
Ralf Gladis, CEO of Computop, examines why he believes PayPal made the change MORE
(The Paypers) Euro Exim Bank has signed up for payment network RippleNet, putting Ripple ’s digital currency XRP on a potential path to replace correspondent banking MORE
Flytrex claims to have the first “golf course delivery system” in the United States, as well as an aerial mail delivery program in the Ukraine. For the golf course deliveries, Flytrex delivers items to customers at previously selected geofenced locations. MORE
New data from Coinbase has found that 56 percent of the world’s top 50 universities now offer at least one course on crypto or blockchain — up from 42 percent last year. MORE
banks don’t see 2018’s wild ending as reason enough for the Federal Reserve to reverse course. Leaders of the biggest U.S. Monetary policy James Gorman Brian Moynihan Jamie Dimon Federal Reserve FOMC MORE
FHFA Director Mel Watt warned Thursday that to prevent a potential draw on the Treasury Department by the government-sponsored enterprises, he is willing to act unilaterally to rebuild capital at Fannie and Freddie. Housing finance reform GSE reform Housing Sailthru NMN origination no display Mike Crapo Sherrod Brown Mel Watt FHFA Fannie Mae Freddie Mac Treasury Department MORE
(The Paypers) Abu Dhabi Global Market and FINTECH Circle have launched a new range of fintech edecation courses for the United Arab Emirates MORE
16) that it has been named the official payment processing partner of the National Golf Course Owners Assn. In a press release, TSYS said the not-for-profit organization is the only trade association dedicated exclusively to owners and operators of daily-fee, semi-private, private and resort golf courses. We are looking forward to working with golf course owners and operators over the coming years to help them fulfill their payment needs. MORE
As companies mature out of their startup phase, their sales growth curves begin to flatten and costs start to rise — unless, of course, they change their business model. And that’s exactly what Square is doing to maintain its startup-style growth. Mobile point-of-sale Point-of-sale Earnings Square MORE
PARS for a New Course. When it comes to payments, old habits die hard. That proves especially true in business-to-business payments. The paper check game is an old one, entrenched in the interactions between firms. Stubbornly entrenched, some would say. How, then, to un-entrench? How to streamline payments between buyers and suppliers who are unaware that new technology can significantly enhance operational efficiencies? MORE
Retailers are entering that time of the year where high temperatures settle over just about every part of the continental U.S., so blaming poor sales on equally poor weather won’t be a viable tactic much longer. No, now that May has given way to June, the lowest-achieving merchants out there have nothing but the warm light of day in which to reflect on their follies. Granted they’re still solvent enough to actually reflect on said mistakes. Bankruptcies. MORE
Very few organizations have adopted blockchain technology for any meaningful day-to-day use. But a change could be afoot. Blockchain Cross border payments MORE
may be changing course in its efforts to break up the Big Four accountancy firms after the Competition and Markets Authority (CMA) decided against such action late last year. The U.K. Reports in Bloomberg on Monday (April 1) said a U.K. Parliament committee has announced a possible forced breakup of the Big Four – PricewaterhouseCoopers , Deloitte, EY and KYMG – which account for more than 90 percent of U.K. audits for large businesses. MORE
The contradictory nature of data privacy and anti-money-laundering rules in the U.S. and E.U. pose a big challenge for multinational banks. But the financial sector can help fix the problem by establishing industry standards that balance national security with individual rights. law-regulation MORE
(The Paypers) The European Parliament has revealed plans to host a conference to educate members of the European Parliament about distributed ledgers and virtual currencies MORE
Absent some policy change, nearly a third of the loans backed by Fannie Mae and Freddie Mac could be in violation of the Consumer Financial Protection Bureau's Qualified Mortgage rule in two years. Qualified mortgage rules GSEs GSE reform Housing finance reform Qualified Mortgages Kathy Kraninger FHFA CFPB Fannie Mae Freddie Mac MORE
Drones may still be having a land-grab moment. Startups in the category have already seen significant investment, with venture funding booming by 214% in 2015. And now the category is evolving beyond hardware, with investments and activity moving to drone … Continued. Drones Funding & Dealflow Internet of Things Robotics MORE
Cracks are emerging in the post-crisis drive to harmonise global financial regulation, with policy-makers diverging in everything from payments to data residency. The effects could be profound, as Danielle Myles discovers MORE
A simple walkthrough on creating a bank sales training course. See how to train and assess communication skills through dialogue simulations. Sponsored Technology simulation TalkMaster MORE
Does your young-adult student need a crash course in personal finance? A financial literacy survey by the National Foundation for Credit Counseling (NFCC) reveals that the majority of adults say they learned the most about personal finance from their parents. MORE
With the help of technology and customization, online boat rental platforms are aiming to build an ecosystem around marketplaces that link owners and renters as they chart a sharing economy course. MORE
Our 21-day email course can help you meet your financial goals. Get tools delivered to your inbox. Info for consumers Online resources Financial education Debt collection Financial empowerment MORE
Two words came from the Fed chair last week that show that — election shocker notwithstanding — monetary policy will stay the course. The more things change, the more they may stay the same … when it comes to interest rates. Those two words were “relatively soon” — as in a rate hike will be in the cards in the near term. Perhaps next month? Maybe so, though if not, within the subsequent month or two. Janet Yellen reserved the right to shift the rate hike outlook should that be needed. MORE
Course Related Topics PYMNTS
JULY 29, 2019
With the help of technology and customization, online boat rental platforms are aiming to build an ecosystem around marketplaces that link owners and renters as they chart a sharing economy course.
Chris Skinner
SEPTEMBER 30, 2016
Of course we need to rip up the roads, because our mode of transport has changed dramatically. A great example of this change is just the very nature of the … The post Of course we need to rip up the roads appeared first on Chris Skinner's blog. I often write some things that I don’t believe, such as yesterday’s blog about the fact that we don’t need to rip up the roads.
PYMNTS
AUGUST 17, 2017
16) that it has been named the official payment processing partner of the National Golf Course Owners Assn. In a press release, TSYS said the not-for-profit organization is the only trade association dedicated exclusively to owners and operators of daily-fee, semi-private, private and resort golf courses. We are looking forward to working with golf course owners and operators over the coming years to help them fulfill their payment needs.
Bank Innovation
MARCH 22, 2017
A simple walkthrough on creating a bank sales training course. See how to train and assess communication skills through dialogue simulations. Sponsored Technology simulation TalkMaster
PYMNTS
AUGUST 29, 2019
New data from Coinbase has found that 56 percent of the world’s top 50 universities now offer at least one course on crypto or blockchain — up from 42 percent last year.
Dataconomy
JULY 11, 2016
For young students, there are full degree programs and specialized courses to prepare them for the data-driven world. The post 10 Online Big Data Courses and Where to Find Them 2016 appeared first on Dataconomy. Data Science 101 Courses data science education online courses Resources
PYMNTS
APRIL 3, 2019
may be changing course in its efforts to break up the Big Four accountancy firms after the Competition and Markets Authority (CMA) decided against such action late last year. The U.K. Reports in Bloomberg on Monday (April 1) said a U.K. Parliament committee has announced a possible forced breakup of the Big Four – PricewaterhouseCoopers , Deloitte, EY and KYMG – which account for more than 90 percent of U.K. audits for large businesses.
BankThink
AUGUST 13, 2019
The regulator of the government-sponsored enterprises retreated from an earlier proposal that had barred VantageScore because of its ties to the credit bureaus. Credit scores GSEs Mark Calabria FHFA Fannie Mae Freddie Mac VantageScore Solutions FICO
Dataconomy
JUNE 2, 2017
Thousands of data science learners complete their education in Springboard’s mentored data science courses and they’ve given Springboard courses an average rating of 4.9/5 on CourseReport and Switchup. Springboard is a leader in data science education.
Payments Source
OCTOBER 17, 2019
As some of Facebook's partners pull out of the Libra cyrptocurrency project, Sen. Mike Rounds, R-S.D., encouraged a company located in his state to remain involved. Libra Policymaking Payments Facebook Federal Reserve Senate Banking Committee
Mobile Payments Today
FEBRUARY 6, 2018
Ralf Gladis, CEO of Computop, examines why he believes PayPal made the change
Disruptive Finance
SEPTEMBER 18, 2016
Finance is changing at a dramatic pace – from robo-advisors to Artificial Intelligence, from big data to blockchain -, but many universities have barely adapted their finance courses, and include no reference to technology or innovation.
Accenture
SEPTEMBER 10, 2015
In an earlier post I talked about risk management spending and whether money is being allocated to the right places. Managing the investment across finance, risk and technology is important, but it isn’t the only step banks and financial institutions. Read more.
PYMNTS
DECEMBER 4, 2017
PARS for a New Course. When it comes to payments, old habits die hard. That proves especially true in business-to-business payments. The paper check game is an old one, entrenched in the interactions between firms. Stubbornly entrenched, some would say. How, then, to un-entrench? How to streamline payments between buyers and suppliers who are unaware that new technology can significantly enhance operational efficiencies?
Payments Source
AUGUST 29, 2018
Very few organizations have adopted blockchain technology for any meaningful day-to-day use. But a change could be afoot. Blockchain Cross border payments
American Banker
DECEMBER 7, 2016
The Dodd-Frank Act allows the Consumer Financial Protection Bureau to litigate its own cases independently of the Department of Justice — except before the Supreme Court. If the landmark PHH v. CFPB case makes it that far, how will a Trump Department of Justice respond?
PYMNTS
NOVEMBER 22, 2016
Two words came from the Fed chair last week that show that — election shocker notwithstanding — monetary policy will stay the course. The more things change, the more they may stay the same … when it comes to interest rates. Those two words were “relatively soon” — as in a rate hike will be in the cards in the near term. Perhaps next month? Maybe so, though if not, within the subsequent month or two. Janet Yellen reserved the right to shift the rate hike outlook should that be needed.
The Paypers
JANUARY 15, 2019
(The Paypers) Euro Exim Bank has signed up for payment network RippleNet, putting Ripple ’s digital currency XRP on a potential path to replace correspondent banking
The Paypers
MARCH 26, 2018
(The Paypers) Abu Dhabi Global Market and FINTECH Circle have launched a new range of fintech edecation courses for the United Arab Emirates
BankThink
FEBRUARY 4, 2019
Absent some policy change, nearly a third of the loans backed by Fannie Mae and Freddie Mac could be in violation of the Consumer Financial Protection Bureau's Qualified Mortgage rule in two years. Qualified mortgage rules GSEs GSE reform Housing finance reform Qualified Mortgages Kathy Kraninger FHFA CFPB Fannie Mae Freddie Mac
The Paypers
AUGUST 22, 2018
(The Paypers) The Institute of Technology Sligo has launched an online e-Invoicing course to train companies in time for the EU’s compliance deadline of April 2019
Payments Source
FEBRUARY 13, 2019
It often takes an underlying development, such as a major executive change or the launch of a new product or partnership to excite investors, but Diebold Nixdorf stock prices jumped Wednesday in the wake of a solid, but not outstanding, fourth quarter earnings report. ATMs Fintech Earnings Diebold Nixdorf
Payments Source
FEBRUARY 14, 2019
Battle lines are hardening in the fight against stores that eschew cash, as New York City’s Committee on Consumer Affairs plans to hear arguments Thursday on a proposal to ban cashless stores like Amazon Go. Compliance Retailers Point-of-sale Cash Digital payments Amazon New York
CFPB
OCTOBER 17, 2017
Our 21-day email course can help you meet your financial goals. Get tools delivered to your inbox. Info for consumers Online resources Financial education Debt collection Financial empowerment
The Banker
DECEMBER 12, 2017
Cracks are emerging in the post-crisis drive to harmonise global financial regulation, with policy-makers diverging in everything from payments to data residency. The effects could be profound, as Danielle Myles discovers
Payments Source
NOVEMBER 8, 2018
As companies mature out of their startup phase, their sales growth curves begin to flatten and costs start to rise — unless, of course, they change their business model. And that’s exactly what Square is doing to maintain its startup-style growth. Mobile point-of-sale Point-of-sale Earnings Square
Payments Source
JANUARY 10, 2019
New York isn’t giving up on the digital-ledger technology that makes Bitcoin and other tokens work even after last year’s collapse of the cryptocurrency market. Blockchain Bitcoin New York
Payments Source
DECEMBER 17, 2018
Neither Amazon nor Starbucks could be described as a traditional retailer. But they both use their shared headquarters city as a playground for developing digital and in-store innovations that all merchants and payment companies will have to respond to the years ahead. Retailers Mobile payments Loyalty and rewards Washington China
BankThink
AUGUST 27, 2015
The contradictory nature of data privacy and anti-money-laundering rules in the U.S. and E.U. pose a big challenge for multinational banks. But the financial sector can help fix the problem by establishing industry standards that balance national security with individual rights. law-regulation
BankThink
JANUARY 24, 2019
banks don’t see 2018’s wild ending as reason enough for the Federal Reserve to reverse course. Leaders of the biggest U.S. Monetary policy James Gorman Brian Moynihan Jamie Dimon Federal Reserve FOMC
PYMNTS
JUNE 2, 2016
Retailers are entering that time of the year where high temperatures settle over just about every part of the continental U.S., so blaming poor sales on equally poor weather won’t be a viable tactic much longer. No, now that May has given way to June, the lowest-achieving merchants out there have nothing but the warm light of day in which to reflect on their follies. Granted they’re still solvent enough to actually reflect on said mistakes. Bankruptcies.
The Banker Technology
DECEMBER 12, 2017
Cracks are emerging in the post-crisis drive to harmonise global financial regulation, with policy-makers diverging in everything from payments to data residency. The effects could be profound, as Danielle Myles discovers
Payments Source
OCTOBER 26, 2017
Now two years on from the U.S. EMV liability shift, chip cards are commonplace in American wallets. But the benefits of EMV cards — a longer five-year lifespan and a reduced need to reissue in the event of fraud — have muted the demand for new cards. EMV Payment cards Payment fraud Fraud liability
BankThink
JUNE 8, 2017
The Consumer Financial Protection Bureau said banks and other first-party creditors are responsible for the accuracy of information on consumer debts. Policymaking Distressed Debt Richard Cordray CFPB
BankThink
FEBRUARY 14, 2017
More and more banks are using advanced geographic information systems to help make decisions around branch consolidation, lending in low-income communities, monitoring fraud and even deploying talent. Branch management Branch network Predictive analytics Big data Auto lending BB&T
Payments Source
DECEMBER 8, 2016
Jeff Sessions, R-Ala., President-elect Donald Trump's pick to head the Department of Justice, could play a key role in the fate of the agency. Law and regulation Dodd-Frank Retailers Donald Trump CFPB
CB Insights
NOVEMBER 23, 2016
Drones may still be having a land-grab moment. Startups in the category have already seen significant investment, with venture funding booming by 214% in 2015. And now the category is evolving beyond hardware, with investments and activity moving to drone … Continued. Drones Funding & Dealflow Internet of Things Robotics
BankThink
MAY 11, 2017
FHFA Director Mel Watt warned Thursday that to prevent a potential draw on the Treasury Department by the government-sponsored enterprises, he is willing to act unilaterally to rebuild capital at Fannie and Freddie. Housing finance reform GSE reform Housing Sailthru NMN origination no display Mike Crapo Sherrod Brown Mel Watt FHFA Fannie Mae Freddie Mac Treasury Department
PYMNTS
JANUARY 8, 2019
Flytrex claims to have the first “golf course delivery system” in the United States, as well as an aerial mail delivery program in the Ukraine. For the golf course deliveries, Flytrex delivers items to customers at previously selected geofenced locations.
The Paypers
APRIL 19, 2016
(The Paypers) The European Parliament has revealed plans to host a conference to educate members of the European Parliament about distributed ledgers and virtual currencies
The Banker Technology
SEPTEMBER 21, 2015
The renminbi is now the world's fifth most popular international payment currency, and has the fourth placed Japanese yen in its sights. Financial policy reform and the introduction of new clearing centres have been crucial to this rise, but will the troubles the Chinese economy has experienced in the past few months derail its progress
Payments Source
AUGUST 30, 2018
New Merchant Advisory Group chief John Drechny will push open standards for payments acceptance and security technology that doesn't impact customer experience. Retailers Payment processing Tokenization PCI Edit License
Hopewell Federal
APRIL 4, 2015
Does your young-adult student need a crash course in personal finance? A financial literacy survey by the National Foundation for Credit Counseling (NFCC) reveals that the majority of adults say they learned the most about personal finance from their parents.
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