INDUSTRY INSIGHTS YOUR PEERS ARE READING
It’s no surprise that in-store technology is increasingly a priority among brick-and-mortar retailers as a means to boost operations, meeting consumer demand and competing with the growth of Commerce’s market share (especially Amazon). To get a better sense of the priorities within the larger push toward digitization, U.K.-based based IT software provider Zynstra recently surveyed retail execs and tech managers across the U.S. and U.K. MORE
MaineHousing is an independent state agency that provides affordable rental and ownership properties in Maine Bank Performance Human Resources Feature Management Performance Customers Community Banking Feature3 Commercial. 1Community Banking MORE
Part 2: Cyber risks that small firms face and how to understand their scope Risk Management CSuite Cyberfraud/ID Theft Community Banking. 1Risk Management MORE
While Donald Trump’s victory may have propelled the Dow Jones to an all-time high, it had little effect on the state of Main Street. According to the index, Main Street merchants scored 1.7 So, is Main Street sounding the alarm? Main Street USA boasted a 1.7 MORE
Banks Industry Insight Main Street Focus Tess Ousley expanded her Chicago child development center, All About Kids Learning Academy Inc., with financing from Urban Partnership Bank. A Special Mission. Urban Partnership Bank builds up people and communities. By Ed Avis. MORE
Joss & Main just announced its partnership with HGTV ‘s Beachfront Bargain Hunt: Renovation series. Starting June 10, Joss & Main’s pieces will be on HGTV’s show for six weeks. Joss & Main’s general manager, Paul Toms, commented on this joint endeavor and what it means for shoppers. “We’re Retail Beachfront Bargain Hunt: Renovation furnishings furniture HGTV home renovation Joss & Main News retailer Wayfair MORE
Behind most every Main Street success story is opportunity-seeking passion and a willingness to risk it all to make the business succeed. Main Street’s Social Sweet Spot. SMBs Amsterdam Falafel Main Street Merchant MORE
Armed with that knowledge, and an unshakable confidence that cookie dough had a future on main street, Dahlquist made the jump from studying entrepreneurship to living it. He noted that the two blocks that separate Main Street from the campus can be an entire world away for a surprisingly large number of local residents. The goal today is not so much to reinvent retail as it is to reinvent main street on a Main Street that needs reinvention. “I MORE
The post BAI Beacon: Reshaping the Banking Industry’s Main Stage appeared first on Financial PR and Marketing Agency & Financial Public Relations. MORE
attorneys’ offices and the Better Business Bureau (BBB), the FTC has released the results of Operation Main Street: Stopping Small Business Scams. The Federal Trade Commission (FTC) has announced a new law enforcement initiative targeting operations seeking to defraud small businesses. In partnership with the offices of eight state attorneys general (AGs), the New York division of the U.S. Postal Inspection Service, two U.S. MORE
It’s a good time to be a business owner on Main Street USA. In a week sorely in need of some good news, PYMNTS’ Store Front Business Index™ has some to offer. According to the latest Store Front Business Index™, a PYMNTS and CAN Capital collaboration, the past 12 months have been a profitable time for many store front businesses. Growth has outpaced GDP and seems well on the path to continue to increase at an accelerated rate. . MORE
Camden National in Camden, Maine, is uniting its trust and bank units to form a wealth management division. breaking_news dealmaking-strategy people womenin-banking wib-scan corporate-governance me community-banking MORE
We can add Maine to the list of states to have enacted a “Student Loan Bill of Rights” that requires student loan servicers to be licensed. State CFS Monitor State Licensing Student Loans licensing Maine MORE
Our Small Business Revolution – Main Street team recently finished its 2019 series of small business marketing seminars. The post Main Street, USA = Community Financial Institutions + Small Businesses appeared first on Deluxe FS. MORE
The post Learnings from the Main Stage at DX18 appeared first on Deluxe FS. MORE
Customers of Marcus, the consumer lending arm that launched in 2016, defy easy categorization, according to an executive at the Wall Street bank. Digital banking Marketplace lending Consumer lending Customer data Goldman Sachs MORE
Main Street USA isn’t just growing — it’s exploding. Main Street USA now boasts 3.4 Specifically, the index focuses on “storefronts,” or the shops that line the main and side streets of our local communities. MORE
It mainly offers on-the-go breakfast items, fresh food, and daily use products out of its 10+ stores in Beijing. MORE
Once again, Sibos was the place to be to discover, discuss and understand how disruptive innovations are transforming the financial services landscape. Looking at the opportunities amidst the disruption, this year’s conference also further explored the evolving relationship and collaboration. MORE
But years later, shoppers traded Woolworth’s along with other Main Street stores for locations near the highways. Long before Five Below started selling items like Bluetooth headsets and Spalding basketballs for $5 or less, Frank Woolworth opened Utica, New York’s The Great 5¢ Store in 1879. MORE
As companies grow and as technology advances, using an on-premise solution for all of an organization’s technical needs may reach a point where it’s no longer economically sound to do so and inhibits its ability to scale. MORE
Pepper, a robot developed by SoftBank and robotics firm Aldebaran, is entering the retail banking market with the robot’s debut at HSBC ’s main bank branch in New York City. According to a report in Digital Trends , Pepper, which is a 120-centimeter tall robot that can recognize faces and emotions, respond via voice or on an embedded tablet and can be programmed with data so that it can perform specific tasks, will demonstrate to customers of HSBC a bit of what the future will bring. MORE
Both Uber and its main competitor in India, Ola, hold more than 70 percent of their revenue from only five cities in the whole country: Bengaluru, Hyderabad, Chennai, Delhi-National Capital Region and Kolkata. Ridesharing in India is expanding quickly. In fact, India is on pace to overtake Uber’s U.S. market, which currently stands at number one. MORE
Latvia’s parliament has passed new regulation to bolster the fight against money laundering and terrorism financing. After a series of recent scandals, the country’s government was accused of being too lenient with banks. MORE
(The Paypers) The Tezos cryptocurrency project is preparing to launch the main version of its network that underpins a new virtual token MORE
SMBs main street usa National Business Week News SBA Small Business Administration SMB technology Store Front Businesses What's HotThe 3.4 million storefront businesses that form the lifeblood of the U.S. economy are on a run and are seemingly gaining momentum. According to the latest findings of the PYMNTS Store Front Index , small businesses across the U.S. are continuing to build on their gains from 2016. The Index, which saw a decline in Q1 2016 when it fell from 115 points to 114.6 MORE
Community banking Credit unions Agriculture industry Commercial lending MaineThe credit union's organizers believe there is a funding gap in the state for agriculture — and they want to fill the void. MORE
Payment processor Square is sticking with its food delivery service, inking a deal to acquire Main Line Delivery, a startup that has been around for about eight years and delivers food to the Main Line area in Philadelphia. Dan Ritterman, one of the Main Line founders, will come on board at Caviar. “We’ve Partnerships / Acquisitions Caviar food delivery Main Line Delivery Square What's Hot MORE
In other news, the Tezos cryptocurrency project is finally set to launch its main network this week, according to Reuters. Samsung has revealed that South Korea’s customs authority has agreed to use the company’s Nexledger blockchain tech for its decentralized customs clearance system. In addition, 48 domestic institutions, including public agencies and shipping and insurance companies, have also signed the memorandum of understanding (MoU), according to CoinDesk. MORE
The post Learnings from the Main Stage at DX18 appeared first on Deluxe FS. MORE
Eliminating the Cartwheel app may be a learning curve for some consumers because Cartwheel is more popular than the main Target app, TechCrunch reports. Target appears to have grown weary of maintaining separate apps – one as its flagship phone application and another displaying its Cartwheel deals – and has decided to merge the two formats into one, Chain Store Age reports. Users who want to find the app will now find it listed using the term “Target — now with Cartwheel.”. MORE
The National Credit Union Administration granted a federal charter and share insurance coverage to Maine Harvest Federal Credit Union (Unity, ME) on August 14, 2019. The credit union will serve the employees and roughly 13,000 members of the Maine Organic Farmers and Gardeners Association and the Maine Farmland Trust. MORE
Community banking Branch deals Growth strategies MaineThe company will buy eight locations, along with loans and deposits, from People's United. MORE
Sibos 2016 – fintech on the main stage on BankNXT. JP Nicols hosts this Breaking Banks episode from Sibos 2016 in Geneva, and talks about fintech, innovation, and coffee! MORE
Neither entrepreneur is hoping to disrupt the world with noodles or sandwiches — but both would very much like a chance at disrupting Main Street in their respective towns. MORE
One of the most significant: the health and importance of small businesses, and in particular, the “mom and pop” shops that line the main streets and side streets of our local communities. With the 2016 presidential race in full swing, many important economic issues are being discussed. MORE
Economic development may hinge on high-speech connections—or some bankers’ time and sweat Blogs Talking Credit Community Banking. 1Talking Credit MORE
The post Financial Stress Now Main Reason Why Millennials Lose Sleep appeared first on The Financial Brand. New data help financial marketers understand the needs and concerns of this huge generation with its different views of the American Dream. MORE
Brazil is among the most attractive places to invest in FinTech and has already attracted the attention of several global venture capital and private equity funds. Thr top three FinTechs. Fintech Insights ContaAzul Creditas Guiabolso insights Kitado Magnetis Nubank South America US MORE
Industry Insight On Main Street Viewpoints A Second Cyberdefense. By Noah W. Wilcox, Grand Rapids State Bank. Information is the new coin of the realm, and financial information is the most widely prized. MORE
And, behind the scenes, the brewery’s story is that of an exacting journey of finding Main Street success. and Portland, Maine, where craft breweries are seemingly on almost every street corner like coffee shops, Marvil pointed out. MORE
The personal lending space in the United States, conservatively estimated to be around $3 trillion in 2016, is seeing continued disruption. MORE
Peer to Peer (P2P) lending is one of those situations and banks have started to experiment with it, taking P2P lending to main street. I believe it will have them as main actors, therefor competing directly with the fintech-startups, such as the P2P lending companies. Authorities are not concerned about the systemic risk; their main concern is banks’ responsibility regarding delinquent or bad credit. Can old dogs learn new tricks? What about banks? MORE
Community banking Corporate governance Banks, thrifts and holding companies MaineNortheast Bancorp also expects the move to make it more efficient. MORE
Maine Related Topics Independent Banker
FEBRUARY 16, 2015
Industry Insight On Main Street Viewpoints A Second Cyberdefense. By Noah W. Wilcox, Grand Rapids State Bank. Information is the new coin of the realm, and financial information is the most widely prized.
Independent Banker
SEPTEMBER 26, 2014
Banks Industry Insight Main Street Focus Tess Ousley expanded her Chicago child development center, All About Kids Learning Academy Inc., with financing from Urban Partnership Bank. A Special Mission. Urban Partnership Bank builds up people and communities. By Ed Avis.
PYMNTS
MARCH 21, 2017
Main Street USA isn’t just growing — it’s exploding. Main Street USA now boasts 3.4 Specifically, the index focuses on “storefronts,” or the shops that line the main and side streets of our local communities.
PYMNTS
JUNE 13, 2019
Latvia’s parliament has passed new regulation to bolster the fight against money laundering and terrorism financing. After a series of recent scandals, the country’s government was accused of being too lenient with banks.
PYMNTS
SEPTEMBER 19, 2016
Behind most every Main Street success story is opportunity-seeking passion and a willingness to risk it all to make the business succeed. Main Street’s Social Sweet Spot. SMBs Amsterdam Falafel Main Street Merchant
PYMNTS
DECEMBER 11, 2018
Neither entrepreneur is hoping to disrupt the world with noodles or sandwiches — but both would very much like a chance at disrupting Main Street in their respective towns.
BankThink
JULY 8, 2019
Community banking Branch deals Growth strategies MaineThe company will buy eight locations, along with loans and deposits, from People's United.
PYMNTS
DECEMBER 6, 2016
While Donald Trump’s victory may have propelled the Dow Jones to an all-time high, it had little effect on the state of Main Street. According to the index, Main Street merchants scored 1.7 So, is Main Street sounding the alarm? Main Street USA boasted a 1.7
PYMNTS
MARCH 22, 2017
And, behind the scenes, the brewery’s story is that of an exacting journey of finding Main Street success. and Portland, Maine, where craft breweries are seemingly on almost every street corner like coffee shops, Marvil pointed out.
Celent Banking
JANUARY 22, 2015
Peer to Peer (P2P) lending is one of those situations and banks have started to experiment with it, taking P2P lending to main street. I believe it will have them as main actors, therefor competing directly with the fintech-startups, such as the P2P lending companies. Authorities are not concerned about the systemic risk; their main concern is banks’ responsibility regarding delinquent or bad credit. Can old dogs learn new tricks? What about banks?
ForwardBanker
MAY 23, 2019
Our Small Business Revolution – Main Street team recently finished its 2019 series of small business marketing seminars. The post Main Street, USA = Community Financial Institutions + Small Businesses appeared first on Deluxe FS.
PYMNTS
DECEMBER 8, 2016
Payment processor Square is sticking with its food delivery service, inking a deal to acquire Main Line Delivery, a startup that has been around for about eight years and delivers food to the Main Line area in Philadelphia. Dan Ritterman, one of the Main Line founders, will come on board at Caviar. “We’ve Partnerships / Acquisitions Caviar food delivery Main Line Delivery Square What's Hot
ForwardBanker
MARCH 7, 2018
The post Learnings from the Main Stage at DX18 appeared first on Deluxe FS.
PYMNTS
FEBRUARY 24, 2016
One of the most significant: the health and importance of small businesses, and in particular, the “mom and pop” shops that line the main streets and side streets of our local communities. With the 2016 presidential race in full swing, many important economic issues are being discussed.
The Paypers
SEPTEMBER 17, 2018
(The Paypers) The Tezos cryptocurrency project is preparing to launch the main version of its network that underpins a new virtual token
CFPB Monitor
JUNE 27, 2019
We can add Maine to the list of states to have enacted a “Student Loan Bill of Rights” that requires student loan servicers to be licensed. State CFS Monitor State Licensing Student Loans licensing Maine
PYMNTS
MAY 5, 2017
SMBs main street usa National Business Week News SBA Small Business Administration SMB technology Store Front Businesses What's HotThe 3.4 million storefront businesses that form the lifeblood of the U.S. economy are on a run and are seemingly gaining momentum. According to the latest findings of the PYMNTS Store Front Index , small businesses across the U.S. are continuing to build on their gains from 2016. The Index, which saw a decline in Q1 2016 when it fell from 115 points to 114.6
PYMNTS
JUNE 7, 2017
Joss & Main just announced its partnership with HGTV ‘s Beachfront Bargain Hunt: Renovation series. Starting June 10, Joss & Main’s pieces will be on HGTV’s show for six weeks. Joss & Main’s general manager, Paul Toms, commented on this joint endeavor and what it means for shoppers. “We’re Retail Beachfront Bargain Hunt: Renovation furnishings furniture HGTV home renovation Joss & Main News retailer Wayfair
PYMNTS
AUGUST 29, 2017
Eliminating the Cartwheel app may be a learning curve for some consumers because Cartwheel is more popular than the main Target app, TechCrunch reports. Target appears to have grown weary of maintaining separate apps – one as its flagship phone application and another displaying its Cartwheel deals – and has decided to merge the two formats into one, Chain Store Age reports. Users who want to find the app will now find it listed using the term “Target — now with Cartwheel.”.
PYMNTS
SEPTEMBER 17, 2018
In other news, the Tezos cryptocurrency project is finally set to launch its main network this week, according to Reuters. Samsung has revealed that South Korea’s customs authority has agreed to use the company’s Nexledger blockchain tech for its decentralized customs clearance system. In addition, 48 domestic institutions, including public agencies and shipping and insurance companies, have also signed the memorandum of understanding (MoU), according to CoinDesk.
ABA Community Banking
NOVEMBER 28, 2018
MaineHousing is an independent state agency that provides affordable rental and ownership properties in Maine Bank Performance Human Resources Feature Management Performance Customers Community Banking Feature3 Commercial. 1Community Banking
PYMNTS
JUNE 27, 2018
Pepper, a robot developed by SoftBank and robotics firm Aldebaran, is entering the retail banking market with the robot’s debut at HSBC ’s main bank branch in New York City. According to a report in Digital Trends , Pepper, which is a 120-centimeter tall robot that can recognize faces and emotions, respond via voice or on an embedded tablet and can be programmed with data so that it can perform specific tasks, will demonstrate to customers of HSBC a bit of what the future will bring.
Let's Talk Payments
JUNE 12, 2017
Brazil is among the most attractive places to invest in FinTech and has already attracted the attention of several global venture capital and private equity funds. Thr top three FinTechs. Fintech Insights ContaAzul Creditas Guiabolso insights Kitado Magnetis Nubank South America US
ForwardBanker
MARCH 7, 2018
The post Learnings from the Main Stage at DX18 appeared first on Deluxe FS.
Keith Leggett's Credit Union Watch
AUGUST 24, 2019
The National Credit Union Administration granted a federal charter and share insurance coverage to Maine Harvest Federal Credit Union (Unity, ME) on August 14, 2019. The credit union will serve the employees and roughly 13,000 members of the Maine Organic Farmers and Gardeners Association and the Maine Farmland Trust.
PYMNTS
JUNE 19, 2018
attorneys’ offices and the Better Business Bureau (BBB), the FTC has released the results of Operation Main Street: Stopping Small Business Scams. The Federal Trade Commission (FTC) has announced a new law enforcement initiative targeting operations seeking to defraud small businesses. In partnership with the offices of eight state attorneys general (AGs), the New York division of the U.S. Postal Inspection Service, two U.S.
Bank Innovation
DECEMBER 2, 2016
The personal lending space in the United States, conservatively estimated to be around $3 trillion in 2016, is seeing continued disruption.
PYMNTS
NOVEMBER 6, 2018
But years later, shoppers traded Woolworth’s along with other Main Street stores for locations near the highways. Long before Five Below started selling items like Bluetooth headsets and Spalding basketballs for $5 or less, Frank Woolworth opened Utica, New York’s The Great 5¢ Store in 1879.
BankThink
JANUARY 7, 2019
Community banking Corporate governance Banks, thrifts and holding companies MaineNortheast Bancorp also expects the move to make it more efficient.
BankThink
JUNE 21, 2019
Customers of Marcus, the consumer lending arm that launched in 2016, defy easy categorization, according to an executive at the Wall Street bank. Digital banking Marketplace lending Consumer lending Customer data Goldman Sachs
BankNXT
OCTOBER 3, 2016
Sibos 2016 – fintech on the main stage on BankNXT. JP Nicols hosts this Breaking Banks episode from Sibos 2016 in Geneva, and talks about fintech, innovation, and coffee!
PYMNTS
APRIL 14, 2017
It’s no surprise that in-store technology is increasingly a priority among brick-and-mortar retailers as a means to boost operations, meeting consumer demand and competing with the growth of Commerce’s market share (especially Amazon). To get a better sense of the priorities within the larger push toward digitization, U.K.-based based IT software provider Zynstra recently surveyed retail execs and tech managers across the U.S. and U.K.
ABA Community Banking
JULY 10, 2015
Economic development may hinge on high-speech connections—or some bankers’ time and sweat Blogs Talking Credit Community Banking. 1Talking Credit
William Mills
SEPTEMBER 15, 2016
The post BAI Beacon: Reshaping the Banking Industry’s Main Stage appeared first on Financial PR and Marketing Agency & Financial Public Relations.
PYMNTS
JUNE 14, 2016
It’s a good time to be a business owner on Main Street USA. In a week sorely in need of some good news, PYMNTS’ Store Front Business Index™ has some to offer. According to the latest Store Front Business Index™, a PYMNTS and CAN Capital collaboration, the past 12 months have been a profitable time for many store front businesses. Growth has outpaced GDP and seems well on the path to continue to increase at an accelerated rate. .
The Financial Brand
AUGUST 5, 2019
The post Financial Stress Now Main Reason Why Millennials Lose Sleep appeared first on The Financial Brand. New data help financial marketers understand the needs and concerns of this huge generation with its different views of the American Dream.
BankThink
NOVEMBER 2, 2018
Community banking Credit unions Agriculture industry Commercial lending MaineThe credit union's organizers believe there is a funding gap in the state for agriculture — and they want to fill the void.
PYMNTS
SEPTEMBER 21, 2016
Both Uber and its main competitor in India, Ola, hold more than 70 percent of their revenue from only five cities in the whole country: Bengaluru, Hyderabad, Chennai, Delhi-National Capital Region and Kolkata. Ridesharing in India is expanding quickly. In fact, India is on pace to overtake Uber’s U.S. market, which currently stands at number one.
CB Insights
SEPTEMBER 6, 2017
It mainly offers on-the-go breakfast items, fresh food, and daily use products out of its 10+ stores in Beijing.
PYMNTS
APRIL 20, 2017
As companies grow and as technology advances, using an on-premise solution for all of an organization’s technical needs may reach a point where it’s no longer economically sound to do so and inhibits its ability to scale.
PYMNTS
FEBRUARY 14, 2018
Armed with that knowledge, and an unshakable confidence that cookie dough had a future on main street, Dahlquist made the jump from studying entrepreneurship to living it. He noted that the two blocks that separate Main Street from the campus can be an entire world away for a surprisingly large number of local residents. The goal today is not so much to reinvent retail as it is to reinvent main street on a Main Street that needs reinvention. “I
ABA Community Banking
JUNE 8, 2015
Part 2: Cyber risks that small firms face and how to understand their scope Risk Management CSuite Cyberfraud/ID Theft Community Banking. 1Risk Management
American Banker
SEPTEMBER 13, 2016
Camden National in Camden, Maine, is uniting its trust and bank units to form a wealth management division. breaking_news dealmaking-strategy people womenin-banking wib-scan corporate-governance me community-banking
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