Payments Dive

MAY 13, 2024

Digital wallets have grown in popularity as consumers have become accustomed to the convenience and flexibility of contactless payments.

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Payments 435

TheGuardian

MAY 13, 2024

Younger homebuyers are turning to ultra-long loans, prompting fears over the risk to their finances and the wider economy For a long time the traditional length of a UK mortgage has been 25 years, but runaway house prices and, more recently, dramatically higher borrowing costs are prompting more and more people to “go long” on their home loans. On Monday, the former pensions minister Steve Webb revealed that younger homebuyers were increasingly being forced to gamble with their retirement prospe

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Payments Dive

MAY 13, 2024

The 5th Circuit Court of Appeals blocked the Consumer Financial Protection Bureau’s $8 late fee cap on Friday, but the federal agency said it will continue to “defend” the rule.

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Commercial Lending USA

MAY 13, 2024

Explore Alternative Commercial Lenders with Commercial Lending USA. Fast approvals, flexible options, expert guidance. Contact us now!

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Lending US 98

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Payments Dive

MAY 13, 2024

The restaurant-focused payments company expects to see an impact from lowered interchange fees by the second half of 2025.

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Payments Dive

MAY 13, 2024

With CaaS, you can reimagine the payment process, offer new payment services and improve the customer or employee experience.

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BankInovation

MAY 13, 2024

Major banks in the United States are increasing tech investment for added efficiencies and frictionless digital experiences — which has become the consumer’s expectation since the pandemic.

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American Banker

MAY 13, 2024

What lies ahead for the banking industry this year? Here's what analysts and investors are tracking after the latest bank earnings reports.

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Report Industry Management Lending 83

BankInovation

MAY 13, 2024

Adoption is ticking up for The Clearing House’ Real Time Payments network and the Federal Reserve’s FedNow payments rail as financial institutions add payment services to their platforms. The RTP network has more than 500 institutions on its network, according to The Clearing House’s website.

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Speaker: Brian Muse-McKenney, Chief Revenue Officer & Matt Simester, Cards and Payments Expert

In today’s world of social media, dating apps, and remote work, businesses risk becoming irrelevant or getting "ghosted" if they fail to meet the evolving needs of Gen Z consumers. In this new webinar, Brian Muse-McKenney of Episode Six and Matt Simester of Payments Consultancy Limited will reveal key considerations banks should factor into their efforts to develop target products for the next generation of bank customers.

Fintech

American Banker

MAY 13, 2024

A federal judge has granted a preliminary injunction against the Consumer Financial Protection Bureau's credit card late fee rule, pausing it from being implemented days before it was meant to go live.

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The Paypers

MAY 13, 2024

Money Carer , in collaboration with Tag Systems and Fingerprints , have introduced biometric-enabled 'carer cards' to improve financial access for vulnerable people in the UK.

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American Banker

MAY 13, 2024

Branch office deposit data is among the most confidential information at a bank, especially those with many branches. Why have regulators made this sensitive competitive data public for banks and thrifts annually for over 50 years but not for credit unions?

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Data Regulation 69

The Paypers

MAY 13, 2024

Kima has partnered with FinSec Innovation Lab receiving a grant from the IIA to fund an initiative to connect decentralised finance (DeFi) applications with fiat systems.

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Speaker: Gary Dmitriev

Our upcoming webinar aims to demystify the process of selecting and implementing automation tools for financial institutes. This session will provide your roadmap for vetting potential solutions, focusing on due diligence, vendor assessments, and aligning technology with strategic goals. We’ll also address the critical issue of innovation fatigue, offering tips on maintaining enthusiasm and momentum for new initiatives.

Innovation

American Banker

MAY 13, 2024

Rep. Andy Barr, R-Ky., is asking the Federal Deposit Insurance Corp. to withdraw a corporate governance guidance proposal as FDIC chair Martin Gruenberg is set to testify in Congress later this week.

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The Paypers

MAY 13, 2024

Banque Internationale à Luxembourg (BIL) has gone live with Temenos core banking and payments to increase agility and efficiency of its retail, corporate, and private banking.

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Retail Payments 56

American Banker

MAY 13, 2024

Quaint Oak Bancorp sold its majority stake in an equipment lender less than two years after the partnership helped drive record profits at the Southampton-based company.

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Pennsylvania Company Community Bank Community 41

The Paypers

MAY 13, 2024

UK-based Open Banking payment provider Noda has launched a selection of end-user KYC solutions for online merchants.

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American Banker

MAY 13, 2024

The fintech topped American Banker's annual list this year. CEO Dave Buerger attributed the company's hands-off management style as one reason that draws in and keeps workers around.

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The Paypers

MAY 13, 2024

UK-based Fintech Farm , a startup that provides technology to medium-sized banks in developing markets to build digital tools, has raised USD 32 million in Series B funding.

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Fintech Operations Tools Technology 50

American Banker

MAY 13, 2024

The core provider's new CEO, Stephanie Ferris, vowed to refocus on banks as FIS reboots after selling off WorldPay.

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The Paypers

MAY 13, 2024

The Federal Reserve Board has released a summary of an exploratory pilot Climate Scenario Analysis (CSA) exercise conducted with six major US banks.

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Exercises Study Analysis US 50

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Shifting liability for digital fraud losses represents a significant challenge for financial institutions and payment service providers. In response to the global surge in digital fraud, regulators are introducing policies that transfer the cost of fraud from defrauded customers to financial institutions. ThreatMark’s newly released white paper, "The Liability Shift: Understanding Fraud Losses Responsibility and Mitigation," provides an in-depth analysis of this shift, its implications, and stra

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The Financial Brand

MAY 13, 2024

This article Marketers Must Shift Focus and Tactics to Fight Waning Consumer Loyalty appeared first on The Financial Brand. The primacy of product and offers, particularly among younger customers, prioritizes channel and messaging over brand. This article Marketers Must Shift Focus and Tactics to Fight Waning Consumer Loyalty appeared first on The Financial Brand.

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Marketing Branding Customer Experience Marketing Strategies 33

The Paypers

MAY 13, 2024

Global Market Insights ’ report has uncovered that the Banking-as-a-Service (BaaS) market is expected to reach a revenue collection of USD 64.7 billion by 2032.

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Marketing Report 45

The Financial Brand

MAY 13, 2024

This article AI is Set to Shake Up Banks’ Employee Ranks – But Maybe Not How You Think appeared first on The Financial Brand. AI is changing banking. But even amid the hype, what the technology means for employees remains to be seen. This article AI is Set to Shake Up Banks’ Employee Ranks – But Maybe Not How You Think appeared first on The Financial Brand.

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Branding Technology 27

The Paypers

MAY 13, 2024

US-based integrated payments company American Express has announced the expansion of its collaboration with Worldpay to provide additional payment capabilities for small businesses.

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