TheGuardian

MARCH 14, 2023

In this week’s newsletter: While its quick slip into financial hardship has left American bankers reeling, its UK division is surprisingly fine. Sign up for the full article here Last week, if you had heard of Silicon Valley Bank UK, you probably worked in tech. Continue reading.

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Innovation Cards California US 57

Abrigo

DECEMBER 19, 2022

Checklists, guides, and more to help you and your AML-CFT staff Thousands of FinCrime professionals have accessed these guides, checklists, and other resources produced in 2022 by Abrigo's team, which includes former bankers, BSA officers, and regulators. . Would you like other articles like this in your inbox? Complimentary AML info.

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Resources Training Fraud Compliance 195

South State Correspondent

JUNE 22, 2022

In this article, we explore the Innovation Matrix and how to use it to better drive your bank’s efforts. Many banks don’t think in terms of innovation and are not set up for innovation. Every bank, no matter the size, should think and train bankers on where, and how to look for improvements. The Problem of Bank Innovation.

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Abrigo

JUNE 13, 2022

Would you like other articles on BSA/AML training in your inbox? The NCOA estimates the cost of elder financial abuse to older Americans to be up to $36.5 billion annually. A recent American Bankers Association Foundation (ABA) research study found that older Americans hold 65% of the deposited wealth in the United States.

Fraud 195

Fraud Training United States Survey 195

Abrigo

JULY 25, 2023

How offering FedNow instant payments affects fraud & AML/CFT compliance What financial crime staff can do to prepare fraud and AML functions for implementing the FedNow Service for instant payments. Would you like other articles on fraud and AML/CFT compliance in your inbox? Instant payments service What is FedNow?

Fraud 195

Fraud Payments Security Resources 195

PYMNTS

OCTOBER 6, 2017

5), Alenka Grealish, senior analyst at Celent, penned an article for American Banker with a prediction: The small business (SMB) credit space is headed for a “shake-up.” On Thursday (Oct. Between market consolidation and partnerships with traditional banks, alternative lending is certainly already an in-flux market.

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Lending Capital Marketing Report 152

Independent Banker

SEPTEMBER 22, 2015

Arecent National Mortgage News article pointed out that “consumers complain when lenders ask for information, even suggesting such requests are a violation of their privacy.” From my own experience, the reams of complex and confusing paperwork homebuyers must sign—and be bound by—to obtain a home mortgage continually astonishes them.

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Maine Regulation Washington Community 70

Abrigo

MAY 20, 2022

Would you like other articles like this in your inbox? Fraud on Alert for 2022 A review of SAR data , government agenc y releases, a nd fraud findings found these f raud c oncerns and trends to wat ch in 2022. Takeaway 1 An Abrigo review of SAR data, government agency releases, and fraud findings revealed fraud trends to watch for.

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Trends Fraud Training Survey 195

MyBankTracker

SEPTEMBER 3, 2020

That is, a lender will give you a business loan — if you sign a personal guarantee. Where do I sign? ” But, of course, it’s never a good idea to sign anything without fully understanding what you’re getting yourself into. Even if your business goes belly up. You could potentially wind up in court.

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Cards Policies Report Payments 52

South State Correspondent

APRIL 24, 2023

This article gives bankers a background on what it is, its risks, and how it will change everything from your infrastructure to your hiring practices. Tell it to text your customers as one of its goals, and it will sign up for a messaging app and send out a text.

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social media Data Marketing Technology 195

Jeff For Banks

DECEMBER 16, 2022

I call this "pulling into the pits" in my book: Squared Away-How Can Bankers Succeed as Economic First Responders. And I am weary of the persistent "get big or get out" mentality of many industry pundits. If their platitudes about scale are correct, then the largest FIs should logically demonstrate better shareholder returns, right?

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South State Correspondent

MARCH 15, 2023

This article highlights ten not-so-evident lessons of the banking crisis that every banker must consider going forward. While interest rate risk caused the most significant impact on value, several other factors contributed to the terminality of each bank that was closed. SVB’s 43% LTD used to be talked about with reverence.

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social media FDIC Branding Management 195

PYMNTS

JULY 28, 2017

Even though the short same-day ACH settlement windows will reduce credit risk, financial institutions will likely want to continue putting businesses through a full ACH underwriting process,” wrote MineralTree CEO BC Krishna in an article in 2015 for American Banker on the potential impact of Same Day ACH on B2B payments.

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Data Payments Cards Analytics 103

South State Correspondent

MARCH 7, 2024

In this article, we provide seven practical steps to prepare executives, technologists, and business line leaders for Copilot for banks and mitigate much of the risk. This tight integration allows bankers to boost productivity, be more accurathave more creativity. However, the technology is not without its risks.

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Training Data Tools Technology 195

Long Lasting Ideas

JANUARY 5, 2015

A generation ago, bankers could count on young people –piggy banks in hand — riding their parents’ coattails to the neighborhood branch. A recent article in the Wall Street Journal states that the average Class of 2014 graduate with student-loan debt has to pay back some $33,000. This is the most indebted class ever.

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Marketing Millennials Community Bank social media 40

South State Correspondent

AUGUST 31, 2022

In this article, we detail the state of document intelligence for banks and highlight how it leverages the latest in artificial intelligence (AI) and workflow automation. The challenge is that most of the data in documents are “dark data” or unstructured data that is hard to find, analyze and manipulate.

Training 74

Training Data Examples Taxes 74

Banking 2020

OCTOBER 19, 2015

Yet the question is still being asked, in a perfectly valid context, in a recent article in American Banker that evaluates just how much disruption there really has been in the industry. Technologies are now adopted by consumers at rates that defy the ability of many infrastructures to keep up.

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Video Resources Apple Technology 40

Gonzobanker

FEBRUARY 18, 2015

The Garb: Despite the exhortations in the conference guide that attendees should be in resort casual, it never ceases to amaze me that bankers still take themselves so seriously. Bankers, it’s time to think about a bit more diversity, with the board room being a good place to start. Spoiler Alert: All the attendees are in on the game.

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South State Correspondent

OCTOBER 28, 2022

Our teams just returned from back-to-back weeks at the Gartner Symposium in Orlando and Money 20/20 in Las Vegas. Gartner focused on technology infrastructure, while Money 20/20 was around fintech and payments. Despite those challenges, we pulled out the top ten needle-moving ideas and ten smaller, exciting ideas to bring to your organization.

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Conference Technology Las Vegas Trends 195

Gonzobanker

DECEMBER 19, 2017

For 35 years, Wilmers led M&T with creativity, integrity and the “old-school” wisdom of a community banker who created a $26 billion market cap company. Endless CRM and data management projects that shook our foundations and gutted our PMOs. Well, you can cross the last one off your list, because THE AWARDS ARE HERE.

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Conference Industry Community Bank Community 101

South State Correspondent

MAY 31, 2023

The concept that we allow the customer to choose how they want to bank often enables the bank to be passive in its position and give up agency. In this article, we look at cell phone tracking data for about 1,000 branches across the industry to derive insights to help banks increase branch engagement and boost branch profitability.

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Data Branch Strategies Strategy Mobile 195

Jeff For Banks

DECEMBER 12, 2015

A banker told me yesterday that if I wanted headlines in American Banker , put FinTech in my copy. So far I'm up to five mentions. We all know there is something to it. But look back five years to see what the doomsayers were predicting and you'll have a healthy dose of skepticism about their predictions today. Legit question.

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MyBankTracker

JUNE 12, 2020

When you sign up for the Bluebird program, you can give up to four debit cards to anyone you choose. When you sign up for the Bluebird program, you can give up to four debit cards to anyone you choose. Setup Cost: No activation fee, $0 to set up online, $5 to setup at retail locations. TD Go Card.

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Cards ATM Online Mobile 52

NCR

JULY 9, 2017

One of the big debates that has emerged in the build-up to PSD2 surrounds ‘screen-scraping’ European banks have argued that this practice, if it is allowed to continue under PSD2, could pose a risk to data privacy, cybersecurity and innovation. What is screen-scraping?

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Fintech Innovation Data Industry 75

William Mills

AUGUST 11, 2016

They discuss key insights from their article in the 2016 Bankers as Buyers Report titled, “The Payoff of Bank-Branded Mobile Wallets With Tender Reciprocity.” They authored an article for us for the 2016 Bankers as Buyers. Today they’re going to tell us a little bit more about that article.

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Branding Mobile Retail Strategy 40

South State Correspondent

SEPTEMBER 7, 2022

” Marketing would then put together some ideas for a print or digital campaign; Retail would sign off on it, and then they would roll it out. This article gives a live example and playbook of what is fast becoming the standard process in modern bank deposit marketing. The Wrong Way to Handle Deposit Marketing.

Marketing 195

Marketing Data Groups Analysis 195

South State Correspondent

MAY 2, 2022

As a result, bankers love the idea of a sales funnel – put enough prospects at the top of the funnel, and a certain number of customers will fall out the bottom. Unfortunately, there are many problems with sales funnels, and in this article, we will show why banks should be thinking in terms of “Growth Loops” instead.

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social media Management Marketing Resources 195

Abrigo

APRIL 19, 2022

Would you like other articles like this in your inbox? Credit and Lending Software Overcome Common Lending Problems Banks and credit unions that leverage an integrated lending and credit platform reap the benefits of a consistent, efficient and defensible lending program. Takeaway 1 Optimize the loan origination process. Learn more.

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Lending Software Management Handbook 195

Abrigo

DECEMBER 22, 2023

Download now Takeaway 1 AML/CFT and fraud professionals often keep up to date on industry trends by reading Abrigo's blog. Abrigo, a leading technology provider of software solutions for financial institutions, published more than 30 risk management articles on its industry-focused blog in 2023.

Fraud 221

Fraud Training Compliance Trends 221

PYMNTS

AUGUST 22, 2016

Samantha and Nick would boot up “Jack” every couple of days. The storyline, of course, seems a bit at odds with the title of the show (which not surprisingly lasted only one season) but it stayed with me. He’d teach them about a variety of things going on in the world – science, math, archaeology, literature. He’s a pretty smart guy.

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Payments Bitcoin Cards Taxes 100

Abrigo

DECEMBER 29, 2023

Takeaway 3 Insights related to risk rating processes, ag lending, and signs of contractor failure were also popular. Abrigo’s team of former bankers and other experts produced dozens of webinars , whitepapers, and blog articles in 2023 to help lending and credit staff.

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Resources Lending Risk Management Policies 221

Gonzobanker

DECEMBER 20, 2019

There is an understanding that technology and fintech are going to cause radical change, but the how, how big and when are still very unclear. Brutal competition is an everyday affair, as are product and price commoditization. They have a very simple answer to all of these headwinds: Bring. But that’s for next year. First, find a comfy chair.

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Idaho Conference Data Marketing 148

South State Correspondent

MAY 18, 2022

In this article, we explore the data around customer problem resolution and show why measuring associated metrics may be the most important thing you can do to be able to deliver on your value proposition of service. Ask almost any community banker, and they will tell you their value proposition around their bank revolves around service.

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social media Training Customer Experience Community Bank 195

Fintech Labs Insights

MAY 18, 2015

We’ll be adding articles as they are published throughout the next few weeks (if we missed your coverage, please send the article link to julie@finovate.com). American Banker. Sizing Up Small Business Lending: Onsite Coverage. Moven and Accenture team up to sell digital tools to banks. by Jacob Passy.

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San Jose Video Apple Innovation 12

South State Correspondent

MARCH 28, 2022

This article delves into 14 products that banks have that will create more customer and franchise value. These trends received more support this month when the President signed an Executive Order supporting the legal and equitable use of technology around a digital currency and digital assets ( HERE ).

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Payments Trends Data Fintech 195

Abrigo

MARCH 24, 2021

Would you like others articles like this in your inbox? Independent Banker Survey. The top banking challenges in 2021 are growing loans and earnings, according to Independent Banker’s recent 2021 Community Bank CEO Outlook survey. Technology sets up future lending success. Here's what they're doing.

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Lending Technology Survey Examples 221

Gonzobanker

NOVEMBER 18, 2014

And, man, did it ever … with the Aliens -esque signs of bankers getting their brains sucked out (or was it minds being blown by presenters, not sure?). He appealed to bankers to talk about their value creation and higher purpose instead of just making money. Innovation Showcase & Global Innovation Awards.

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Chicago Retail Branch Design Training 98