The Financial Brand

MARCH 27, 2024

This article A Focus on New Products May Push Varo to Profitability in 2024 appeared first on The Financial Brand. This article A Focus on New Products May Push Varo to Profitability in 2024 appeared first on The Financial Brand. A pivot from mass marketing to speedy product development drives customer growth and revenues.

Branding 32

Branding Marketing Banking Trends Trends 32

The Financial Brand

MARCH 18, 2024

This article Intelligent Banks Do More with Less appeared first on The Financial Brand. As they face growing headwinds in 2024, banks and credit unions must double down on optimization and efficiency. This article Intelligent Banks Do More with Less appeared first on The Financial Brand.

Branding 32

Branding Banking Trends Report Trends 32

The Financial Brand

MARCH 26, 2024

This article How a Regulatory Nudge Pushed Payday Lending into the Mainstream, Benefiting Borrowers and Banks appeared first on The Financial Brand. The big banks have embraced small dollar lending, saving millions of consumers billions of dollars annually, according to a new report.

Lending 32

Lending Branding Report Banking Trends 32

The Financial Brand

NOVEMBER 12, 2023

This article Financial Institutions Face Critical Crossroads in 2024 appeared first on The Financial Brand. 2024 will be a pivotal year for a banking industry faced with an uncertain economy – but also with significant opportunities for growth.

Branding 43

Branding Industry Banking Trends Trends 43

The Financial Brand

MARCH 14, 2024

This article Which Banks Offer HSAs to Customers (And Why Yours Should) appeared first on The Financial Brand. Here's how banks and credit unions both can capitalize on the popular savings vehicle and educate customers on HSAs.

Branding 32

Branding Capital Banking Trends America 32

The Financial Brand

DECEMBER 18, 2023

This article The Future of Retail Banking: A Look Into the Crystal Ball appeared first on The Financial Brand. Trends emerge for banks to reinvent customer lifetime value, personalization, digital platform thinking and reimagined experiences.

Retail 41

Retail Trends Branding Banking Trends 41

The Financial Brand

JANUARY 28, 2024

This article Playing Catch Up: Top Trends Banks Are Prioritizing in 2024 appeared first on The Financial Brand. This article Playing Catch Up: Top Trends Banks Are Prioritizing in 2024 appeared first on The Financial Brand.

Trends 36

Trends Branding Technology Banking Trends 36

The Financial Brand

APRIL 2, 2024

This article How Three Community Bank CEOs Are Tackling Tech, Talent and Deposit Challenges appeared first on The Financial Brand. Community banks find themselves at a crossroads, grappling with the dual pressures of technological advancement and shifting depositor expectations.

Community Bank 30

Community Bank Community Branding Technology 30

The Financial Brand

MARCH 6, 2024

This article CFPB Confirms Overdraft is Here to Stay appeared first on The Financial Brand. This article CFPB Confirms Overdraft is Here to Stay appeared first on The Financial Brand. Rather than threatening overdraft services, the CFPB's proposed rule shows that it acknowledges the value of these programs.

Branding 33

Branding Banking Trends Trends Strategy 33

The Financial Brand

FEBRUARY 4, 2024

This article Retail Banking Customers Seek Better Rates and Experiences As Satisfaction Plateaus appeared first on The Financial Brand. As economic uncertainty causes customers to reevaluate relationships, experience excellence becomes the battleground that will determine bank loyalty in the future.

Retail 36

Retail Branding Customer Experience Banking Trends 36

The Financial Brand

FEBRUARY 26, 2024

This article Philly Fed Says ‘Banking Deserts’ Are Growing. Cheat Sheet: Even as majors like Chase announce aggressive branch build-outs, the Philly Fed says bank deserts are growing. This article Philly Fed Says ‘Banking Deserts’ Are Growing. Does It Matter — and How Much is a Mirage?

Branding 36

Branding Banking Trends ATM Trends 36

The Financial Brand

APRIL 1, 2024

This article Major Shifts in Federal Bank Merger Policy Pending from Biden Regulators appeared first on The Financial Brand. This article Major Shifts in Federal Bank Merger Policy Pending from Biden Regulators appeared first on The Financial Brand. The Comptroller's Office and the Federal Deposit Insurance Corp.

Policies 28

Policies Regulation Branding Guidelines 28

The Financial Brand

FEBRUARY 14, 2024

This article The Outlook for Bank and Fintech M&A in 2024 appeared first on The Financial Brand. Banks and fintechs' interest in M&A is waning. This article The Outlook for Bank and Fintech M&A in 2024 appeared first on The Financial Brand.

Fintech 35

Fintech Branding Banking Trends Trends 35

The Financial Brand

FEBRUARY 15, 2024

This article Should Banks Beware Credit Score ‘Grade Inflation’? This article Should Banks Beware Credit Score ‘Grade Inflation’? appeared first on The Financial Brand. Stimulus payments and loan forbearance boosted credit scores during Covid. appeared first on The Financial Brand.

Branding 33

Branding Payments Banking Trends Trends 33

The Financial Brand

MARCH 20, 2024

This article The Importance of Primacy in Banking appeared first on The Financial Brand. Banks are over-reliant on new account metrics that don't correlate to profitability. This article The Importance of Primacy in Banking appeared first on The Financial Brand.

Branding 28

Branding Banking Trends Report Trends 28

The Financial Brand

APRIL 25, 2024

This article What Do Consumers Really Know about Overdraft Fees and Policies? Overdraft fees have long been a contentious issue in the banking industry. The Federal Reserve Bank of New York surveyed consumers to see what they actually know about their bank's policies. appeared first on The Financial Brand.

Policies 18

Policies New York Survey Branding 18

The Financial Brand

OCTOBER 31, 2023

This article How Fintech Transformation Impacts the Future of Retail Banking appeared first on The Financial Brand. As fintechs still reshape banking, their focus on profits over scale does not diminish the competitive threat — or collaborative opportunity.

Retail 42

Retail Fintech Branding Banking Trends 42

The Financial Brand

APRIL 24, 2024

This article Busting Three Myths about Community Banks and Open Banking appeared first on The Financial Brand. Are these common misconceptions about open banking putting your bank on the wrong path? This article Busting Three Myths about Community Banks and Open Banking appeared first on The Financial Brand.

Community Bank 17

Community Bank Community Branding Banking Trends 17

FICO

FEBRUARY 21, 2020

I jumped into the fray in 2019 by focusing on four areas of tactical concern within consumer banking that I feel bank executives will make significant progress addressing. I wrote an article in Bank Business about the big 3 consumer banking trends I see happening in 2020. Read more: [link].

Trends 52

Trends Banking Trends Analysis Lending 52

The Financial Brand

MARCH 20, 2024

This article Consumer Financial Stress Metric Shines Light On Economy’s Growing Debt Exposure appeared first on The Financial Brand. This article Consumer Financial Stress Metric Shines Light On Economy’s Growing Debt Exposure appeared first on The Financial Brand.

Branding 28

Branding Marketing Customer Experience Banking Trends 28

The Financial Brand

OCTOBER 8, 2023

This article Future-Proof Banking: Surviving in a World of Digital Ecosystems appeared first on The Financial Brand. Modern technologies are the foundation for a reset of existing business models in banking including AI, hybrid cloud, embedded solutions and BaaS.

Branding 42

Branding Technology Banking Trends Trends 42

The Financial Brand

MARCH 21, 2024

This article Why Conventional Wisdom is the Enemy of Success and Innovation appeared first on The Financial Brand. This article Why Conventional Wisdom is the Enemy of Success and Innovation appeared first on The Financial Brand.

Innovation 27

Innovation Leadership Branding Banking Trends 27

The Financial Brand

FEBRUARY 20, 2024

This article Moves By Chase and PNC Re-ignite the Branch Versus Digital Debate appeared first on The Financial Brand. As Chase, BofA and PNC build out with their branch networks, digital banking advocates challenge the need for more brick-and-mortar.

Branding 31

Branding Digital Banking Banking Trends America 31

The Financial Brand

DECEMBER 10, 2023

This article Why Bank of America Is Covering the Country with Branches appeared first on The Financial Brand. The bank also revamped older branches to remove teller lines. This article Why Bank of America Is Covering the Country with Branches appeared first on The Financial Brand.

America 36

America Branding Marketing Banking Trends 36

The Financial Brand

JANUARY 18, 2024

This article Banking at the Precipice: Navigating the Fifth Industrial Revolution appeared first on The Financial Brand. Banks must transition from a one-size-fits-all model of products and delivery to participatory engagement, where personal preference is king.

Industry 31

Industry Branding Customer Experience Banking Trends 31

The Financial Brand

DECEMBER 11, 2023

This article Five Key Takeaways from the Latest Senate Banking Hearing appeared first on The Financial Brand. Heads of JPMorgan Chase, Bank of America, Goldman, Wells Fargo and more got — and sometimes gave — an earful to the Senate Banking Committee.

America 36

America Branding Banking Trends Trends 36

The Financial Brand

JANUARY 4, 2024

This article Why New Market Conditions Require a Refreshed Approach to Banking Innovation appeared first on The Financial Brand. There's good news: Banks and credit unions may be uniquely positioned in 2024 to pursue radical reinvention.

Innovation 34

Innovation Marketing Branding Banking Trends 34

The Financial Brand

JANUARY 23, 2024

This article Charge-offs and Bigger Reserves: Inside the CRE Crisis at the Regional Banks appeared first on The Financial Brand. Regional banks with heavier exposure to office CRE take pains to show they're on it, while others emphasize their lack of exposure.

Regional 33

Regional Branding Banking Trends Groups 33

The Financial Brand

MARCH 18, 2024

This article Why the Best Choice Between Growth and Risk May Be…Both appeared first on The Financial Brand. Dr. Wendy Smith argues that success in banking often requires the embrace of competing priorities, simultaneously.

Branding 26

Branding Banking Trends Trends Strategy 26

The Financial Brand

SEPTEMBER 29, 2023

This article Bank of America CEO Brian Moynihan: ‘We Won’t Have a Recession’ appeared first on The Financial Brand. Citing spending data from Bank of America’s 68 million customers, CEO Brian Moynihan predicted a soft landing in a newly upbeat economic outlook.

America 40

America Branding Data New York 40

The Financial Brand

DECEMBER 31, 2023

This article Banking 2030, Part 1: The New Realities of Banking appeared first on The Financial Brand. Special Report: The first of a four-part series on the long-term future of the banking industry, looking past current challenges to future growth.

Branding 34

Branding Industry Report Banking Trends 34

The Financial Brand

FEBRUARY 13, 2024

This article Auto Lenders Shift Gears in a Race to Outrun Covid Aftereffects appeared first on The Financial Brand. This article Auto Lenders Shift Gears in a Race to Outrun Covid Aftereffects appeared first on The Financial Brand. Rising auto loan delinquencies are colliding with underwater loans when vehicles are repossessed.

Branding 29

Branding Banking Trends Trends Strategy 29

The Financial Brand

FEBRUARY 19, 2024

This article The Strategy Behind PNC’s $1-Billion Branch Build-out appeared first on The Financial Brand. This article The Strategy Behind PNC’s $1-Billion Branch Build-out appeared first on The Financial Brand. Bill Demchak's PNC seeks organic growth with a new commitment to expand branches in key markets by about 4%.

Strategy 28

Strategy Branding Marketing Banking Trends 28

The Financial Brand

DECEMBER 27, 2023

This article Trends 2024: Four Banking Growth Strategies for a Challenging Year appeared first on The Financial Brand. Beset by threats on all sides, banks and credit unions need to focus their efforts in 2024 on a short list of priorities.

Trends 33

Trends Strategy Branding Customer Experience 33

The Financial Brand

FEBRUARY 29, 2024

This article Is Being a ’Regional Bank‘ Now a Reputational Liability? This article Is Being a ’Regional Bank‘ Now a Reputational Liability? appeared first on The Financial Brand. A few high-profile failures have tarnished the category. How can regionals regain their shine? appeared first on The Financial Brand.

Regional 26

Regional Branding New York Banking Trends 26

The Financial Brand

JANUARY 2, 2024

This article Banking 2030, Part 2: The Seismic Forces Shaping the Industry appeared first on The Financial Brand. Special Report: In the second of a four-part series on the long-term future of the banking industry, we examine the four major industry transformations currently underway.

Industry 33

Industry Branding Report Banking Trends 33

The Financial Brand

JANUARY 2, 2024

This article An Inside Look at Ally Bank’s Measured Roll-Out of GenAI appeared first on The Financial Brand. How can banks harness AI's emergent capabilities before public opinion or regulatory sentiment turns? Ally's responsible and inclusive approach is a good start.

Branding 33

Branding Banking Trends Report Trends 33