INDUSTRY INSIGHTS YOUR PEERS ARE READING
Apple Pay is the mobile payment and digital wallet service from Apple that lets users make payments using an iPhone, Apple Watch, iPad or Mac. It was first launched in the US in October 2014, and has since rolled out in more than 20 countries worldwide MORE
Advertisers know that social media is a cost-effective way to reach potential customers they never could have reached before, and ever since Facebook introduced new targeting options, it became even easier for brands and advertisers to get their products directly in the face of the consumer. While marketers are investing in the right channel, however, many have yet to truly unlock their ad revenue. according to Curalate. MORE
Welcome to Part 2 of How to use Elasticsearch for Natural Language Processing and Text Mining. It’s been some time since Part 1, so you might want to brush up on the basics before getting started. MORE
From banks to retailers to restaurants, companies are on the hunt for a strategy that will win over customers, with a growing share turning to rewards and loyalty programs. There’s good reason to offer incentives, too. According to Peter R. MORE
It can be difficult for a community bank to attract the lending talent it needs, but we point out that many community banks are succeeding by investing in their culture and building an environment that goes beyond traditional compensation. MORE
National treasure Kim Kardashian has taught us all a series of invaluable lessons over the years: how to break the internet, that there is no such thing as too much eyeliner and that, if you are on the phone with Taylor Swift, the smart money is on hitting the record button. The problem is that getting to that elite status is not all that easy. There was no way I was getting in because they didn’t know me and because I am only able to get out once every three months. MORE
It is often a requirement for job applicants in Kenya to obtain a “clearance certificates” from a credit reference bureau (CRB) as one of the half-dozen source documents to be considered in their vetting. Have you ever seen your credit report? MORE
Three years ago, a group of IBM Cloud experts, myself included, answered an important question still facing nearly every incumbent bank worldwide today: How can we rethink our architecture to better serve our customers with more innovative applications, through more agile, faster development? MORE
An estimated 4 million consumers in the UK have been charged for mobile phones that they already own, at an additional cost of £490 million, according to recent research from Citizens Advice. The post How to Address Overpayment for Mobile Phones appeared first on FICO MORE
As financial institutions (FIs) invest in technology in an effort to position themselves more competitively against FinTech firms, the development of so-called chat bots and “robo advisors” has accelerated. Since releasing Personetics’ latest solution (its Self-Driving Finance platform, a solution for FIs to implement AI advisory services for their consumer and small business clients), Sosna said the reaction from SMBs has been strong. MORE
The post How to monetize your data in the right way appeared first on Dataconomy. MORE
It’s more difficult to catch, and the ensuing damages for both merchants and unsuspecting customers go beyond just stolen goods. Many people don’t realize, said Shem-Tov, that ATO is not just about the moment when a fraudster gains control of a consumer’s account and uses it to make a purchase. It’s about the series of events leading up to that as well as a long tail of consequences and mitigations following the incident. How does the user interact with the site? MORE
Let’s say that it’s to make nice wooden caricatures of famous politicians. It still is, but when you go to a craft fare, the usual practice is cash only. What to do? So now you’ve moved your production to China. You have an idea. MORE
A digital fiat currency and government-issued mobile money platform could transform the Sub-Saharan African economy, according to nanopay CEO Laurence Cooke , who recently visited East Africa to explore opportunities in the region and has returned with some key insights. Today, Cooke said, people are shifting away from physical tender to mobile money providers. The system should provide this capability, not require users to MacGyver their way around available tools. MORE
Juniper Research estimates that mobile operators will generate $9 billion in revenue by 2022 from carrier billing. The main growth drivers for the volume increase are music and video streaming merchants MORE
In the current decoration, they have become one of the essentials whenever we seek to create environments full of warmth. Decorations Brown Paint Colors For Bedrooms Brown Paint How To Make How To Make Light Brown Popular Brown Paint Colors Shades Of Brown Paint Chart MORE
Over the last 117 or so years, horseless carriages — also known as cars — were invented and roads were built to accommodate them, meaning horses were no longer needed for transportation. With the decline in horse use, knowing how to ride a horse became less of a required skill — something which might have seemed unthinkable back in 1900. That got us to thinking. What normal parts of our lives today will seem rather alien to our own children and grandchildren? MORE
I sometimes think I’m too harsh on the financial community, with my continual banter about core systems change, lack of digital leadership, inability to see how critical digital is to their future and the impact FinTech is making on global financial structures. I sound like a broken record and rarely … The post Thawing the frozen middle (how to change the bank) appeared first on Chris Skinner's blog. MORE
The prevalence of stress testing within banks and credit unions has risen considerably in recent periods thanks to increased regulatory attention and the benefit of greater insight into financial institutions’ portfolios. MORE
Attend any conference, webinar or professional development course and you will most likely hear the buzz on the importance of becoming more relevant to your clients, adding advisory services and delivering more value. A system is a way to produce more while saving time, energy and money. MORE
When it comes time to choose a business partner, banks will favor those who help them execute their third party risk management (TPRM) responsibilities over those who begrudgingly comply. Banker’s Guide to Third Party Risk Management, Part 1: Strategic, Complex, and Liable. MORE
September is self-improvement month, and many Ohioans feel they could stand to improve their financial wellness. In an Ohio Credit Union League 2018 consumer survey, respondents were asked to rate their financial wellness on a scale from one (lowest) to five (highest). percent, admitted to having financial weak spots. According to the U.S. adults on average rate their financial well-being as a 54 on a scale from zero to 100. MORE
Being in the payment industry for well over two decades, now, more than ever, we are seeing consumer experience and the demand for self-service solutions causing significant growth in online and mobile payments. MORE
If you’re thinking about using outsourcing as a way to scale your business, one of the first things you may be considering is how to choose a provider. The best way to find out the true experience of their clients is from the past clients themselves. MORE
By Rich Greene, CEO - Director, Clarus Advisors Finance and accounting are languages, languages of numbers, they speak to you, and you can see financial challenges looming for your clients through those numbers. Use business metrics to get to the financial issues. MORE
Understand the key criteria you should consider when choosing a partner to launch your restaurant digital engagement program MORE
For those looking for something to celebrate this weekend, the world hasn’t really come through. Something rather ominously called a “ heat dome ” is setting up to effect over 75 percent of the U.S. Have the ability to send a text message with an emoji? MORE
What makes a good banker is the ability to think in linear fashion. What makes a bad marketer is the ability to think in linear fashion. For hundreds of years banks think about acquiring customers in methodical progression – one client at a time. MORE
Planning an IT strategy for any organization is challenging, but financial institutions face additional complexities due to regulatory and security requirements. How can you balance your internal IT staff resources with the technical and business requirements of your financial institution? MORE
In fact, this valuation gap is the top reason private-company transactions fail to close, according to the 2017 Private Capital Markets Report by Pepperdine University. For more than half of the deals that flopped in 2016 due to a gap in pricing, the difference was at least 20 percent. MORE
Accounts payable (AP) automation offers lofty promises to the enterprise: nix paper, save money, cut out inefficiencies and provide more time for executives to focus on strategic tasks. And yet, many corporates still struggle to take even the beginning steps of automation. The accounts payable space, he said, has the potential to cause a “dramatic” transformation of the enterprise at large, but the process goes beyond automating invoice processing and payments. MORE
Are you looking for ways to expand your network? How are you going about it? This ebook was designed to help you identify and cultivate potential referral sources. There are also tips on what you can do to get the most out of networking events. MORE
Territory management (TM) is one of the hardest – and most important – sales activities to get right. Gone are the simplistic days of sales reps simply “having a patch” to cover for selling their goods and services. Are there other ways to optimize your sales operations? MORE
The use of VA’s is expected to grow by 1000% by the year 2020. Virtual agents use natural-language processing and analytics together to create an engaging human-like interaction with the end-user for simple or complex tasks and conversations. MORE
But what is it that makes a customer “loyal” to a brand? And how can retailers harness and exploit this trait? The folks at Internet Retailer took a look at brand loyalty, the importance of customer retention programs and why it’s cheaper to retain an existing customer than market to a new one by surveying hundreds of eCommerce companies and executives. Who doesn’t like it when a customer walks back through that door or buys another item from the website? MORE
Americans have come up with some great ideas: The iPhone, the internet, the assembly line, the telephone and telegraph, automobile, Coca-Cola, credit cards, debit cards, the Marshall Plan, the turducken, eCommerce and the Declaration of Independence were all above average American ideas, to say the least. Shakespeare famously said, “A fool thinks himself to be wise, but a wise man knows himself to be a fool.” Trying to think up the innovation for which the world is waiting? MORE
Wanna know the secret to launching a mobile payments network? Don’t make its value proposition to either merchants or consumers about payments. As many payments players know all too well, or should by now, it takes more than just giving consumers the ability to tap or scan a mobile device at the point of sale to get and keep end users’ attention. Savings never go out of style,” Priebatsch explained, “but it wasn’t enough to really matter.”. [link]. MORE
Keith McAuliffe, the general manager of the financial services sector for Solace, believes it's necessary for providers to to cultivate the right experience for individual audiences MORE
“It is not about changing the swipe or dip to a tap; it’s about using a [smart]phone to do things that you could not otherwise do.”. Who hasn’t suffered through the pain and agony of finding a parking space at the mall during the holidays only to discover that the item you wanted to buy was out of stock? To name but two. Among the problems consumers face in-store, no one seemed to complain about how they paid for the things they bought when there. MORE
Google the phrase, and one will literally find thousands of results, including articles on how to buy for difficult men and eCommerce sites dedicated entirely to finding the right gift for a special guy. Amazon even has a “For the Man Who Has Everything” subsection of its marketplace and, though a quick tour led us to wonder if the man-who-has-everything really needs so many mugs affirming what a great dad he is, we were impressed by the whiskey chilling rocks. MORE
How To Related Topics Insights on Business
AUGUST 27, 2018
Three years ago, a group of IBM Cloud experts, myself included, answered an important question still facing nearly every incumbent bank worldwide today: How can we rethink our architecture to better serve our customers with more innovative applications, through more agile, faster development?
PYMNTS
OCTOBER 10, 2016
National treasure Kim Kardashian has taught us all a series of invaluable lessons over the years: how to break the internet, that there is no such thing as too much eyeliner and that, if you are on the phone with Taylor Swift, the smart money is on hitting the record button. The problem is that getting to that elite status is not all that easy. There was no way I was getting in because they didn’t know me and because I am only able to get out once every three months.
Dataconomy
MAY 24, 2017
Welcome to Part 2 of How to use Elasticsearch for Natural Language Processing and Text Mining. It’s been some time since Part 1, so you might want to brush up on the basics before getting started.
Celent Banking
MARCH 2, 2017
When it comes time to choose a business partner, banks will favor those who help them execute their third party risk management (TPRM) responsibilities over those who begrudgingly comply. Banker’s Guide to Third Party Risk Management, Part 1: Strategic, Complex, and Liable.
Banker to Banker
MAY 20, 2015
It can be difficult for a community bank to attract the lending talent it needs, but we point out that many community banks are succeeding by investing in their culture and building an environment that goes beyond traditional compensation.
Mobile Payments Today
APRIL 3, 2018
Keith McAuliffe, the general manager of the financial services sector for Solace, believes it's necessary for providers to to cultivate the right experience for individual audiences
PYMNTS
JULY 16, 2016
For those looking for something to celebrate this weekend, the world hasn’t really come through. Something rather ominously called a “ heat dome ” is setting up to effect over 75 percent of the U.S. Have the ability to send a text message with an emoji?
PYMNTS
SEPTEMBER 11, 2017
“It is not about changing the swipe or dip to a tap; it’s about using a [smart]phone to do things that you could not otherwise do.”. Who hasn’t suffered through the pain and agony of finding a parking space at the mall during the holidays only to discover that the item you wanted to buy was out of stock? To name but two. Among the problems consumers face in-store, no one seemed to complain about how they paid for the things they bought when there.
Insights on Business
OCTOBER 31, 2018
Territory management (TM) is one of the hardest – and most important – sales activities to get right. Gone are the simplistic days of sales reps simply “having a patch” to cover for selling their goods and services. Are there other ways to optimize your sales operations?
Chris Skinner
MARCH 29, 2017
Let’s say that it’s to make nice wooden caricatures of famous politicians. It still is, but when you go to a craft fare, the usual practice is cash only. What to do? So now you’ve moved your production to China. You have an idea.
PYMNTS
JUNE 17, 2017
Americans have come up with some great ideas: The iPhone, the internet, the assembly line, the telephone and telegraph, automobile, Coca-Cola, credit cards, debit cards, the Marshall Plan, the turducken, eCommerce and the Declaration of Independence were all above average American ideas, to say the least. Shakespeare famously said, “A fool thinks himself to be wise, but a wise man knows himself to be a fool.” Trying to think up the innovation for which the world is waiting?
PYMNTS
DECEMBER 22, 2017
If you’re thinking about using outsourcing as a way to scale your business, one of the first things you may be considering is how to choose a provider. The best way to find out the true experience of their clients is from the past clients themselves.
BYM Agency
JULY 1, 2018
It is always a good idea to place diy carport near an entrance, versus so far from a front door. By designing carport to look good with your house, you can include it in place not far from the front door. Trim back size to fit your budget.
BYM Agency
JUNE 26, 2018
In the current decoration, they have become one of the essentials whenever we seek to create environments full of warmth. Decorations Brown Paint Colors For Bedrooms Brown Paint How To Make How To Make Light Brown Popular Brown Paint Colors Shades Of Brown Paint Chart
PYMNTS
OCTOBER 21, 2017
Over the last 117 or so years, horseless carriages — also known as cars — were invented and roads were built to accommodate them, meaning horses were no longer needed for transportation. With the decline in horse use, knowing how to ride a horse became less of a required skill — something which might have seemed unthinkable back in 1900. That got us to thinking. What normal parts of our lives today will seem rather alien to our own children and grandchildren?
Insights on Business
FEBRUARY 11, 2018
The use of VA’s is expected to grow by 1000% by the year 2020. Virtual agents use natural-language processing and analytics together to create an engaging human-like interaction with the end-user for simple or complex tasks and conversations.
Banker to Banker
NOVEMBER 5, 2015
What makes a good banker is the ability to think in linear fashion. What makes a bad marketer is the ability to think in linear fashion. For hundreds of years banks think about acquiring customers in methodical progression – one client at a time.
Chris Skinner
JUNE 21, 2018
I sometimes think I’m too harsh on the financial community, with my continual banter about core systems change, lack of digital leadership, inability to see how critical digital is to their future and the impact FinTech is making on global financial structures. I sound like a broken record and rarely … The post Thawing the frozen middle (how to change the bank) appeared first on Chris Skinner's blog.
Banker to Banker
MAY 19, 2016
Earlier this week ( HERE ), we laid the foundation and highlighted the finer skills needed to be an expert in deposit pricing.
Bankelele
NOVEMBER 13, 2018
It is often a requirement for job applicants in Kenya to obtain a “clearance certificates” from a credit reference bureau (CRB) as one of the half-dozen source documents to be considered in their vetting. Have you ever seen your credit report?
PYMNTS
APRIL 24, 2018
It’s more difficult to catch, and the ensuing damages for both merchants and unsuspecting customers go beyond just stolen goods. Many people don’t realize, said Shem-Tov, that ATO is not just about the moment when a fraudster gains control of a consumer’s account and uses it to make a purchase. It’s about the series of events leading up to that as well as a long tail of consequences and mitigations following the incident. How does the user interact with the site?
CFPB
SEPTEMBER 30, 2018
Paying down your debt is possible when you know what you owe and what you can do to repay it. Info for consumers Financial education Debt collection
PYMNTS
OCTOBER 1, 2018
As financial institutions (FIs) invest in technology in an effort to position themselves more competitively against FinTech firms, the development of so-called chat bots and “robo advisors” has accelerated. Since releasing Personetics’ latest solution (its Self-Driving Finance platform, a solution for FIs to implement AI advisory services for their consumer and small business clients), Sosna said the reaction from SMBs has been strong.
Dataconomy
OCTOBER 4, 2018
The post How to monetize your data in the right way appeared first on Dataconomy.
PYMNTS
OCTOBER 17, 2016
Advertisers know that social media is a cost-effective way to reach potential customers they never could have reached before, and ever since Facebook introduced new targeting options, it became even easier for brands and advertisers to get their products directly in the face of the consumer. While marketers are investing in the right channel, however, many have yet to truly unlock their ad revenue. according to Curalate.
PYMNTS
JULY 16, 2018
Accounts payable (AP) automation offers lofty promises to the enterprise: nix paper, save money, cut out inefficiencies and provide more time for executives to focus on strategic tasks. And yet, many corporates still struggle to take even the beginning steps of automation. The accounts payable space, he said, has the potential to cause a “dramatic” transformation of the enterprise at large, but the process goes beyond automating invoice processing and payments.
Sageworks
MAY 2, 2017
Attend any conference, webinar or professional development course and you will most likely hear the buzz on the importance of becoming more relevant to your clients, adding advisory services and delivering more value. A system is a way to produce more while saving time, energy and money.
Mobile Payments Today
MAY 22, 2018
Juniper Research estimates that mobile operators will generate $9 billion in revenue by 2022 from carrier billing. The main growth drivers for the volume increase are music and video streaming merchants
FICO
OCTOBER 4, 2018
An estimated 4 million consumers in the UK have been charged for mobile phones that they already own, at an additional cost of £490 million, according to recent research from Citizens Advice. The post How to Address Overpayment for Mobile Phones appeared first on FICO
Mobile Payments Today
SEPTEMBER 21, 2017
Apple Pay is the mobile payment and digital wallet service from Apple that lets users make payments using an iPhone, Apple Watch, iPad or Mac. It was first launched in the US in October 2014, and has since rolled out in more than 20 countries worldwide
PYMNTS
MARCH 28, 2018
A digital fiat currency and government-issued mobile money platform could transform the Sub-Saharan African economy, according to nanopay CEO Laurence Cooke , who recently visited East Africa to explore opportunities in the region and has returned with some key insights. Today, Cooke said, people are shifting away from physical tender to mobile money providers. The system should provide this capability, not require users to MacGyver their way around available tools.
MZ Bierly Consulting, Inc.
APRIL 20, 2016
Are you looking for ways to expand your network? How are you going about it? This ebook was designed to help you identify and cultivate potential referral sources. There are also tips on what you can do to get the most out of networking events.
Sageworks
FEBRUARY 8, 2017
By Rich Greene, CEO - Director, Clarus Advisors Finance and accounting are languages, languages of numbers, they speak to you, and you can see financial challenges looming for your clients through those numbers. Use business metrics to get to the financial issues.
PYMNTS
JUNE 29, 2016
Wanna know the secret to launching a mobile payments network? Don’t make its value proposition to either merchants or consumers about payments. As many payments players know all too well, or should by now, it takes more than just giving consumers the ability to tap or scan a mobile device at the point of sale to get and keep end users’ attention. Savings never go out of style,” Priebatsch explained, “but it wasn’t enough to really matter.”. [link].
Independent Banker
AUGUST 1, 2016
Planning an IT strategy for any organization is challenging, but financial institutions face additional complexities due to regulatory and security requirements. How can you balance your internal IT staff resources with the technical and business requirements of your financial institution?
Banker to Banker
APRIL 13, 2016
Lenders typically are thrilled when they bring new customers to the bank. While part of most lenders’ responsibilities is business development, retaining and enhancing existing accounts is the most important and efficient way to boost your portfolio’s return on assets
SWBC's LenderHub
OCTOBER 25, 2018
Being in the payment industry for well over two decades, now, more than ever, we are seeing consumer experience and the demand for self-service solutions causing significant growth in online and mobile payments.
PYMNTS
AUGUST 15, 2016
But what is it that makes a customer “loyal” to a brand? And how can retailers harness and exploit this trait? The folks at Internet Retailer took a look at brand loyalty, the importance of customer retention programs and why it’s cheaper to retain an existing customer than market to a new one by surveying hundreds of eCommerce companies and executives. Who doesn’t like it when a customer walks back through that door or buys another item from the website?
PYMNTS
OCTOBER 7, 2017
Google the phrase, and one will literally find thousands of results, including articles on how to buy for difficult men and eCommerce sites dedicated entirely to finding the right gift for a special guy. Amazon even has a “For the Man Who Has Everything” subsection of its marketplace and, though a quick tour led us to wonder if the man-who-has-everything really needs so many mugs affirming what a great dad he is, we were impressed by the whiskey chilling rocks.
Hopewell Federal
SEPTEMBER 12, 2018
September is self-improvement month, and many Ohioans feel they could stand to improve their financial wellness. In an Ohio Credit Union League 2018 consumer survey, respondents were asked to rate their financial wellness on a scale from one (lowest) to five (highest). percent, admitted to having financial weak spots. According to the U.S. adults on average rate their financial well-being as a 54 on a scale from zero to 100.
Sageworks
JUNE 21, 2017
In fact, this valuation gap is the top reason private-company transactions fail to close, according to the 2017 Private Capital Markets Report by Pepperdine University. For more than half of the deals that flopped in 2016 due to a gap in pricing, the difference was at least 20 percent.
Sageworks
NOVEMBER 24, 2014
The prevalence of stress testing within banks and credit unions has risen considerably in recent periods thanks to increased regulatory attention and the benefit of greater insight into financial institutions’ portfolios.
Mobile Payments Today
JUNE 19, 2018
Understand the key criteria you should consider when choosing a partner to launch your restaurant digital engagement program
121 
Let's personalize your content