INDUSTRY INSIGHTS YOUR PEERS ARE READING
Apple Pay is the mobile payment and digital wallet service from Apple that lets users make payments using an iPhone, Apple Watch, iPad or Mac. It was first launched in the US in October 2014, and has since rolled out in more than 20 countries worldwide MORE
Advertisers know that social media is a cost-effective way to reach potential customers they never could have reached before, and ever since Facebook introduced new targeting options, it became even easier for brands and advertisers to get their products directly in the face of the consumer. While marketers are investing in the right channel, however, many have yet to truly unlock their ad revenue. according to Curalate. MORE
Entrepreneurs are drawing from their personal and professional lives to connect prospective pet owners with their new best friends. It was really difficult to navigate as someone who didn’t really know much about the dog world,” McDevitt said. MORE
Welcome to Part 2 of How to use Elasticsearch for Natural Language Processing and Text Mining. It’s been some time since Part 1, so you might want to brush up on the basics before getting started. MORE
Not to mention, all those late nights desperately striving to absorb all the information we should have learned over the course of weeks instead of hours, had we the good sense to keep pace with the work. The progress is easy to see. MORE
From banks to retailers to restaurants, companies are on the hunt for a strategy that will win over customers, with a growing share turning to rewards and loyalty programs. There’s good reason to offer incentives, too. According to Peter R. MORE
Banking 101: How to Cancel a Check and How Much Itll Cost to Stop Payment TransferWise Money Transfer Review Banking 101: 5 of the Best Options to Send Money Internationally Banking 101: Where to Exchange Currency Without Paying Big Fees. Forum. Banks. MORE
It may be conventional wisdom to assume that banks and FinTech firms are on opposite ends of the financial services spectrum, where large, asset-rich, traditional financial institutions (FIs) stand in stark contrast to small, bootstrapped tech upstarts, competing for clients’ attention and spend. MORE
Not to mention, all those late nights desperately striving to absorb all the information we should have learned over the course of weeks instead of hours, had we the good sense to keep pace with the work. The progress is easy to see. MORE
It doesn’t have to happen. You can have an overlay of middleware to deal with it. You don’t need to change those old systems. And … The post How to get rid of the legacy appeared first on Chris Skinner's blog. MORE
Read more » The post How To Optimize Loan Performance appeared first on CU Direct Blog. Rapid growth in credit union indirect lending programs has triggered more examiner scrutiny and additional emphasis on the performance of these programs. MORE
It can be difficult for a community bank to attract the lending talent it needs, but we point out that many community banks are succeeding by investing in their culture and building an environment that goes beyond traditional compensation. MORE
National treasure Kim Kardashian has taught us all a series of invaluable lessons over the years: how to break the internet, that there is no such thing as too much eyeliner and that, if you are on the phone with Taylor Swift, the smart money is on hitting the record button. The problem is that getting to that elite status is not all that easy. There was no way I was getting in because they didn’t know me and because I am only able to get out once every three months. MORE
A series of regulations was established to encourage a safer, more transparent financial services environment following the 2008 financial crisis. The following Deep Dive examines both the financial penalties FIs can face as well as the best practices to remain AML/KYC regulation compliant. MORE
Demand for instant and peer-to-peer (P2P) payments is heating up, and financial institutions (FIs) are seeking to cater to that need, knowing that if they don’t, their customers are likely to turn elsewhere. Dee p Dive: How RTP Has Changed the Bill Payments Game. MORE
A quick glance at the most famous lines written by Shakespeare for Romeo, in his most famous play, might lead one to conclude that the author and character both thought names were unimportant. Names, of course, are a big deal, even outside the context of famous 16th century tragedies, which is why a name change is not something to be taken lightly. The company wanted a new name to better capture its expanding view of its mission. “What’s in a name? MORE
Three years ago, a group of IBM Cloud experts, myself included, answered an important question still facing nearly every incumbent bank worldwide today: How can we rethink our architecture to better serve our customers with more innovative applications, through more agile, faster development? MORE
Banking 101: How to Cash in Series EE Savings Bonds Banking 101: What to Do When You’ve Lost a Money Order CD Rates Summary February 26, 2019 Federal Reserve, the Economy and CD Rate Forecast - Feb 26, 2019. Blog Banking 101: How to Cash in Series EE Savings Bonds. MORE
It’s more difficult to catch, and the ensuing damages for both merchants and unsuspecting customers go beyond just stolen goods. Many people don’t realize, said Shem-Tov, that ATO is not just about the moment when a fraudster gains control of a consumer’s account and uses it to make a purchase. It’s about the series of events leading up to that as well as a long tail of consequences and mitigations following the incident. How does the user interact with the site? MORE
Let’s say that it’s to make nice wooden caricatures of famous politicians. It still is, but when you go to a craft fare, the usual practice is cash only. What to do? So now you’ve moved your production to China. You have an idea. MORE
When it comes to the world of cybercrime touching the connected smart devices that consumers are increasingly using, it is easy to come across some disconcerting thoughts. So, how to tackle the security of smart devices in a world where more devices are becoming smart? MORE
In the current decoration, they have become one of the essentials whenever we seek to create environments full of warmth. Decorations Brown Paint Colors For Bedrooms Brown Paint How To Make How To Make Light Brown Popular Brown Paint Colors Shades Of Brown Paint Chart MORE
Over the last 117 or so years, horseless carriages — also known as cars — were invented and roads were built to accommodate them, meaning horses were no longer needed for transportation. With the decline in horse use, knowing how to ride a horse became less of a required skill — something which might have seemed unthinkable back in 1900. That got us to thinking. What normal parts of our lives today will seem rather alien to our own children and grandchildren? MORE
Welcome to a different world — in this case, the world of digital thieves, hackers and other such criminals. The 2018 holiday season has barely ended and it’s a good bet that retailers and payments players have yet to identify all the fraud that took place. MORE
The global economy offers a wide range of opportunities for businesses to expand their reach, and promote their brands to new markets. What’s more, companies must also work to remain compliant with the laws in place across the different regions where they operate. MORE
Attend any conference, webinar or professional development course and you will most likely hear the buzz on the importance of becoming more relevant to your clients, adding advisory services and delivering more value. A system is a way to produce more while saving time, energy and money. MORE
When it comes time to choose a business partner, banks will favor those who help them execute their third party risk management (TPRM) responsibilities over those who begrudgingly comply. Banker’s Guide to Third Party Risk Management, Part 1: Strategic, Complex, and Liable. MORE
For most of the past decade, the fintech sector seemed to have nothing but blue skies ahead. But over the last 12 months, warnings that first signaled in 2016 have been flashing brighter. MORE
Banking 101: Cashiers Checks: When You Need One, How to Get One and How to Use One Safely Square Cash App Review: What You Need to Know Before You Start Sending and Receiving Money Banking 101: What You Need to Know About Wire Transfers The Best Checking Accounts in April 2019. MORE
I was in the middle of a conversation about how to change the bank, when we started talking about the boardroom issue. MORE
If you’re thinking about using outsourcing as a way to scale your business, one of the first things you may be considering is how to choose a provider. The best way to find out the true experience of their clients is from the past clients themselves. MORE
As mentioned yesterday, Marko Wenthin is contributing this week on how to become a FinTech unicorn. How to be a Unicorn (Part Two) If you manage to get some investors interested … The post How to be a Unicorn (Part Two) appeared first on Chris Skinner's blog. MORE
For those looking for something to celebrate this weekend, the world hasn’t really come through. Something rather ominously called a “ heat dome ” is setting up to effect over 75 percent of the U.S. Have the ability to send a text message with an emoji? MORE
What makes a good banker is the ability to think in linear fashion. What makes a bad marketer is the ability to think in linear fashion. For hundreds of years banks think about acquiring customers in methodical progression – one client at a time. MORE
He began with funding and then moved on to the issues you face once you secure that funding. In this final part, he focuses upon why it may be better to focus upon B2B2C, rather than just B2C. Marko Wenthin is contributing this week. MORE
Territory management (TM) is one of the hardest – and most important – sales activities to get right. Gone are the simplistic days of sales reps simply “having a patch” to cover for selling their goods and services. Are there other ways to optimize your sales operations? MORE
The use of VA’s is expected to grow by 1000% by the year 2020. Virtual agents use natural-language processing and analytics together to create an engaging human-like interaction with the end-user for simple or complex tasks and conversations. MORE
Americans have come up with some great ideas: The iPhone, the internet, the assembly line, the telephone and telegraph, automobile, Coca-Cola, credit cards, debit cards, the Marshall Plan, the turducken, eCommerce and the Declaration of Independence were all above average American ideas, to say the least. Shakespeare famously said, “A fool thinks himself to be wise, but a wise man knows himself to be a fool.” Trying to think up the innovation for which the world is waiting? MORE
Marko Wenthin, co-founder of solarisBank, recently contributed to my blog and, as a mate, has sent some great insights about starting up a FinTech firm which I thought I would share of FinTech banks last week. MORE
There are many reasons for consumers to have a love/hate relationship with businesses that send them checks. There’s the unpredictability of knowing when they might arrive, as well as knowing when one will have access to those funds once they’re deposited. MORE
Keith McAuliffe, the general manager of the financial services sector for Solace, believes it's necessary for providers to to cultivate the right experience for individual audiences MORE
“It is not about changing the swipe or dip to a tap; it’s about using a [smart]phone to do things that you could not otherwise do.”. Who hasn’t suffered through the pain and agony of finding a parking space at the mall during the holidays only to discover that the item you wanted to buy was out of stock? To name but two. Among the problems consumers face in-store, no one seemed to complain about how they paid for the things they bought when there. MORE
How To Related Topics PYMNTS
MARCH 29, 2019
Demand for instant and peer-to-peer (P2P) payments is heating up, and financial institutions (FIs) are seeking to cater to that need, knowing that if they don’t, their customers are likely to turn elsewhere. Dee p Dive: How RTP Has Changed the Bill Payments Game.
Chris Skinner
JANUARY 30, 2019
It doesn’t have to happen. You can have an overlay of middleware to deal with it. You don’t need to change those old systems. And … The post How to get rid of the legacy appeared first on Chris Skinner's blog.
Chris Skinner
FEBRUARY 25, 2019
Marko Wenthin, co-founder of solarisBank, recently contributed to my blog and, as a mate, has sent some great insights about starting up a FinTech firm which I thought I would share of FinTech banks last week.
Chris Skinner
FEBRUARY 26, 2019
As mentioned yesterday, Marko Wenthin is contributing this week on how to become a FinTech unicorn. How to be a Unicorn (Part Two) If you manage to get some investors interested … The post How to be a Unicorn (Part Two) appeared first on Chris Skinner's blog.
Chris Skinner
NOVEMBER 22, 2018
I was in the middle of a conversation about how to change the bank, when we started talking about the boardroom issue.
Chris Skinner
FEBRUARY 27, 2019
He began with funding and then moved on to the issues you face once you secure that funding. In this final part, he focuses upon why it may be better to focus upon B2B2C, rather than just B2C. Marko Wenthin is contributing this week.
PYMNTS
MARCH 5, 2019
There are many reasons for consumers to have a love/hate relationship with businesses that send them checks. There’s the unpredictability of knowing when they might arrive, as well as knowing when one will have access to those funds once they’re deposited.
PYMNTS
APRIL 4, 2019
Entrepreneurs are drawing from their personal and professional lives to connect prospective pet owners with their new best friends. It was really difficult to navigate as someone who didn’t really know much about the dog world,” McDevitt said.
PYMNTS
OCTOBER 10, 2016
National treasure Kim Kardashian has taught us all a series of invaluable lessons over the years: how to break the internet, that there is no such thing as too much eyeliner and that, if you are on the phone with Taylor Swift, the smart money is on hitting the record button. The problem is that getting to that elite status is not all that easy. There was no way I was getting in because they didn’t know me and because I am only able to get out once every three months.
Deposit Accounts
APRIL 12, 2019
Banking 101: Cashiers Checks: When You Need One, How to Get One and How to Use One Safely Square Cash App Review: What You Need to Know Before You Start Sending and Receiving Money Banking 101: What You Need to Know About Wire Transfers The Best Checking Accounts in April 2019.
Insights on Business
AUGUST 27, 2018
Three years ago, a group of IBM Cloud experts, myself included, answered an important question still facing nearly every incumbent bank worldwide today: How can we rethink our architecture to better serve our customers with more innovative applications, through more agile, faster development?
PYMNTS
JANUARY 22, 2019
Not to mention, all those late nights desperately striving to absorb all the information we should have learned over the course of weeks instead of hours, had we the good sense to keep pace with the work. The progress is easy to see.
PYMNTS
DECEMBER 27, 2018
It may be conventional wisdom to assume that banks and FinTech firms are on opposite ends of the financial services spectrum, where large, asset-rich, traditional financial institutions (FIs) stand in stark contrast to small, bootstrapped tech upstarts, competing for clients’ attention and spend.
Dataconomy
MAY 24, 2017
Welcome to Part 2 of How to use Elasticsearch for Natural Language Processing and Text Mining. It’s been some time since Part 1, so you might want to brush up on the basics before getting started.
PYMNTS
JANUARY 4, 2019
Welcome to a different world — in this case, the world of digital thieves, hackers and other such criminals. The 2018 holiday season has barely ended and it’s a good bet that retailers and payments players have yet to identify all the fraud that took place.
CU Direct
JANUARY 25, 2019
Read more » The post How To Optimize Loan Performance appeared first on CU Direct Blog. Rapid growth in credit union indirect lending programs has triggered more examiner scrutiny and additional emphasis on the performance of these programs.
Celent Banking
MARCH 2, 2017
When it comes time to choose a business partner, banks will favor those who help them execute their third party risk management (TPRM) responsibilities over those who begrudgingly comply. Banker’s Guide to Third Party Risk Management, Part 1: Strategic, Complex, and Liable.
PYMNTS
FEBRUARY 4, 2019
A series of regulations was established to encourage a safer, more transparent financial services environment following the 2008 financial crisis. The following Deep Dive examines both the financial penalties FIs can face as well as the best practices to remain AML/KYC regulation compliant.
Banker to Banker
MAY 20, 2015
It can be difficult for a community bank to attract the lending talent it needs, but we point out that many community banks are succeeding by investing in their culture and building an environment that goes beyond traditional compensation.
PYMNTS
JULY 16, 2016
For those looking for something to celebrate this weekend, the world hasn’t really come through. Something rather ominously called a “ heat dome ” is setting up to effect over 75 percent of the U.S. Have the ability to send a text message with an emoji?
Mobile Payments Today
APRIL 3, 2018
Keith McAuliffe, the general manager of the financial services sector for Solace, believes it's necessary for providers to to cultivate the right experience for individual audiences
PYMNTS
FEBRUARY 13, 2019
A quick glance at the most famous lines written by Shakespeare for Romeo, in his most famous play, might lead one to conclude that the author and character both thought names were unimportant. Names, of course, are a big deal, even outside the context of famous 16th century tragedies, which is why a name change is not something to be taken lightly. The company wanted a new name to better capture its expanding view of its mission. “What’s in a name?
PYMNTS
SEPTEMBER 11, 2017
“It is not about changing the swipe or dip to a tap; it’s about using a [smart]phone to do things that you could not otherwise do.”. Who hasn’t suffered through the pain and agony of finding a parking space at the mall during the holidays only to discover that the item you wanted to buy was out of stock? To name but two. Among the problems consumers face in-store, no one seemed to complain about how they paid for the things they bought when there.
PYMNTS
JANUARY 22, 2019
Not to mention, all those late nights desperately striving to absorb all the information we should have learned over the course of weeks instead of hours, had we the good sense to keep pace with the work. The progress is easy to see.
Deposit Accounts
MARCH 28, 2019
Banking 101: How to Cancel a Check and How Much Itll Cost to Stop Payment TransferWise Money Transfer Review Banking 101: 5 of the Best Options to Send Money Internationally Banking 101: Where to Exchange Currency Without Paying Big Fees. Forum. Banks.
PYMNTS
JUNE 17, 2017
Americans have come up with some great ideas: The iPhone, the internet, the assembly line, the telephone and telegraph, automobile, Coca-Cola, credit cards, debit cards, the Marshall Plan, the turducken, eCommerce and the Declaration of Independence were all above average American ideas, to say the least. Shakespeare famously said, “A fool thinks himself to be wise, but a wise man knows himself to be a fool.” Trying to think up the innovation for which the world is waiting?
PYMNTS
DECEMBER 22, 2017
If you’re thinking about using outsourcing as a way to scale your business, one of the first things you may be considering is how to choose a provider. The best way to find out the true experience of their clients is from the past clients themselves.
Banker to Banker
NOVEMBER 5, 2015
What makes a good banker is the ability to think in linear fashion. What makes a bad marketer is the ability to think in linear fashion. For hundreds of years banks think about acquiring customers in methodical progression – one client at a time.
PYMNTS
JANUARY 4, 2019
When it comes to the world of cybercrime touching the connected smart devices that consumers are increasingly using, it is easy to come across some disconcerting thoughts. So, how to tackle the security of smart devices in a world where more devices are becoming smart?
Banker to Banker
MAY 19, 2016
Earlier this week ( HERE ), we laid the foundation and highlighted the finer skills needed to be an expert in deposit pricing.
Insights on Business
FEBRUARY 11, 2018
The use of VA’s is expected to grow by 1000% by the year 2020. Virtual agents use natural-language processing and analytics together to create an engaging human-like interaction with the end-user for simple or complex tasks and conversations.
Deposit Accounts
MARCH 4, 2019
Banking 101: How to Cash in Series EE Savings Bonds Banking 101: What to Do When You’ve Lost a Money Order CD Rates Summary February 26, 2019 Federal Reserve, the Economy and CD Rate Forecast - Feb 26, 2019. Blog Banking 101: How to Cash in Series EE Savings Bonds.
PYMNTS
OCTOBER 21, 2017
Over the last 117 or so years, horseless carriages — also known as cars — were invented and roads were built to accommodate them, meaning horses were no longer needed for transportation. With the decline in horse use, knowing how to ride a horse became less of a required skill — something which might have seemed unthinkable back in 1900. That got us to thinking. What normal parts of our lives today will seem rather alien to our own children and grandchildren?
BYM Agency
JULY 1, 2018
It is always a good idea to place diy carport near an entrance, versus so far from a front door. By designing carport to look good with your house, you can include it in place not far from the front door. Trim back size to fit your budget.
BYM Agency
JUNE 26, 2018
In the current decoration, they have become one of the essentials whenever we seek to create environments full of warmth. Decorations Brown Paint Colors For Bedrooms Brown Paint How To Make How To Make Light Brown Popular Brown Paint Colors Shades Of Brown Paint Chart
PYMNTS
OCTOBER 26, 2018
From banks to retailers to restaurants, companies are on the hunt for a strategy that will win over customers, with a growing share turning to rewards and loyalty programs. There’s good reason to offer incentives, too. According to Peter R.
Chris Skinner
MARCH 29, 2017
Let’s say that it’s to make nice wooden caricatures of famous politicians. It still is, but when you go to a craft fare, the usual practice is cash only. What to do? So now you’ve moved your production to China. You have an idea.
Bank Innovation
MARCH 15, 2019
For most of the past decade, the fintech sector seemed to have nothing but blue skies ahead. But over the last 12 months, warnings that first signaled in 2016 have been flashing brighter.
PYMNTS
OCTOBER 17, 2016
Advertisers know that social media is a cost-effective way to reach potential customers they never could have reached before, and ever since Facebook introduced new targeting options, it became even easier for brands and advertisers to get their products directly in the face of the consumer. While marketers are investing in the right channel, however, many have yet to truly unlock their ad revenue. according to Curalate.
PYMNTS
APRIL 24, 2018
It’s more difficult to catch, and the ensuing damages for both merchants and unsuspecting customers go beyond just stolen goods. Many people don’t realize, said Shem-Tov, that ATO is not just about the moment when a fraudster gains control of a consumer’s account and uses it to make a purchase. It’s about the series of events leading up to that as well as a long tail of consequences and mitigations following the incident. How does the user interact with the site?
Mobile Payments Today
SEPTEMBER 21, 2017
Apple Pay is the mobile payment and digital wallet service from Apple that lets users make payments using an iPhone, Apple Watch, iPad or Mac. It was first launched in the US in October 2014, and has since rolled out in more than 20 countries worldwide
Sageworks
MAY 2, 2017
Attend any conference, webinar or professional development course and you will most likely hear the buzz on the importance of becoming more relevant to your clients, adding advisory services and delivering more value. A system is a way to produce more while saving time, energy and money.
Insights on Business
OCTOBER 31, 2018
Territory management (TM) is one of the hardest – and most important – sales activities to get right. Gone are the simplistic days of sales reps simply “having a patch” to cover for selling their goods and services. Are there other ways to optimize your sales operations?
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