How To Pay The Millennial Workforce

PYMNTS

Demand for instant and peer-to-peer (P2P) payments is heating up, and financial institutions (FIs) are seeking to cater to that need, knowing that if they don’t, their customers are likely to turn elsewhere. Dee p Dive: How RTP Has Changed the Bill Payments Game.

How to get rid of the legacy

Chris Skinner

It doesn’t have to happen. You can have an overlay of middleware to deal with it. You don’t need to change those old systems. And … The post How to get rid of the legacy appeared first on Chris Skinner's blog.

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How to be a Unicorn (Part One)

Chris Skinner

Marko Wenthin, co-founder of solarisBank, recently contributed to my blog and, as a mate, has sent some great insights about starting up a FinTech firm which I thought I would share of FinTech banks last week.

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How to be a Unicorn (Part Two)

Chris Skinner

As mentioned yesterday, Marko Wenthin is contributing this week on how to become a FinTech unicorn. How to be a Unicorn (Part Two) If you manage to get some investors interested … The post How to be a Unicorn (Part Two) appeared first on Chris Skinner's blog.

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Ten chairs: how to change the bank

Chris Skinner

I was in the middle of a conversation about how to change the bank, when we started talking about the boardroom issue.

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How to be a Unicorn (Part Three)

Chris Skinner

He began with funding and then moved on to the issues you face once you secure that funding. In this final part, he focuses upon why it may be better to focus upon B2B2C, rather than just B2C. Marko Wenthin is contributing this week.

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How To Break The Disbursements Check Habit

PYMNTS

There are many reasons for consumers to have a love/hate relationship with businesses that send them checks. There’s the unpredictability of knowing when they might arrive, as well as knowing when one will have access to those funds once they’re deposited.

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Good Dog On How To Find Man’s Best Friend

PYMNTS

Entrepreneurs are drawing from their personal and professional lives to connect prospective pet owners with their new best friends. It was really difficult to navigate as someone who didn’t really know much about the dog world,” McDevitt said.

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How To ‘Moneyball’ Restaurants

PYMNTS

National treasure Kim Kardashian has taught us all a series of invaluable lessons over the years: how to break the internet, that there is no such thing as too much eyeliner and that, if you are on the phone with Taylor Swift, the smart money is on hitting the record button. The problem is that getting to that elite status is not all that easy. There was no way I was getting in because they didn’t know me and because I am only able to get out once every three months.

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Banking 101: Cashier's Checks: When You Need One, How to Get One and How to Use One Safely

Deposit Accounts

Banking 101: Cashiers Checks: When You Need One, How to Get One and How to Use One Safely Square Cash App Review: What You Need to Know Before You Start Sending and Receiving Money Banking 101: What You Need to Know About Wire Transfers The Best Checking Accounts in April 2019.

How to break free from legacy infrastructure

Insights on Business

Three years ago, a group of IBM Cloud experts, myself included, answered an important question still facing nearly every incumbent bank worldwide today: How can we rethink our architecture to better serve our customers with more innovative applications, through more agile, faster development?

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How To Keep QSRs’ Digital Transformation Investments From Derailing

PYMNTS

Not to mention, all those late nights desperately striving to absorb all the information we should have learned over the course of weeks instead of hours, had we the good sense to keep pace with the work. The progress is easy to see.

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Deutsche Bank: How To Make FI/FinTech Partnerships Work

PYMNTS

It may be conventional wisdom to assume that banks and FinTech firms are on opposite ends of the financial services spectrum, where large, asset-rich, traditional financial institutions (FIs) stand in stark contrast to small, bootstrapped tech upstarts, competing for clients’ attention and spend.

How to use ElasticSearch for Natural Language Processing and Text Mining — Part 2

Dataconomy

Welcome to Part 2 of How to use Elasticsearch for Natural Language Processing and Text Mining. It’s been some time since Part 1, so you might want to brush up on the basics before getting started.

How To Fight Online Fraud: Ruin Cybercrime’s ROI

PYMNTS

Welcome to a different world — in this case, the world of digital thieves, hackers and other such criminals. The 2018 holiday season has barely ended and it’s a good bet that retailers and payments players have yet to identify all the fraud that took place.

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How To Optimize Loan Performance

CU Direct

Read more » The post How To Optimize Loan Performance appeared first on CU Direct Blog. Rapid growth in credit union indirect lending programs has triggered more examiner scrutiny and additional emphasis on the performance of these programs.

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How to Woo a Bank

Celent Banking

When it comes time to choose a business partner, banks will favor those who help them execute their third party risk management (TPRM) responsibilities over those who begrudgingly comply. Banker’s Guide to Third Party Risk Management, Part 1: Strategic, Complex, and Liable.

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Deep Dive: How To Improve Existing AML/KYC Requirements

PYMNTS

A series of regulations was established to encourage a safer, more transparent financial services environment following the 2008 financial crisis. The following Deep Dive examines both the financial penalties FIs can face as well as the best practices to remain AML/KYC regulation compliant.

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How to Motivate Lenders

Banker to Banker

It can be difficult for a community bank to attract the lending talent it needs, but we point out that many community banks are succeeding by investing in their culture and building an environment that goes beyond traditional compensation.

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How To Celebrate Emoji Day

PYMNTS

For those looking for something to celebrate this weekend, the world hasn’t really come through. Something rather ominously called a “ heat dome ” is setting up to effect over 75 percent of the U.S. Have the ability to send a text message with an emoji?

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How to differentiate your mobile payments strategy

Mobile Payments Today

Keith McAuliffe, the general manager of the financial services sector for Solace, believes it's necessary for providers to to cultivate the right experience for individual audiences

How To See The Customer ‘Beyond The Credit Score’

PYMNTS

A quick glance at the most famous lines written by Shakespeare for Romeo, in his most famous play, might lead one to conclude that the author and character both thought names were unimportant. Names, of course, are a big deal, even outside the context of famous 16th century tragedies, which is why a name change is not something to be taken lightly. The company wanted a new name to better capture its expanding view of its mission. “What’s in a name?

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How To Solve Consumers’ Real Commerce Troubles

PYMNTS

“It is not about changing the swipe or dip to a tap; it’s about using a [smart]phone to do things that you could not otherwise do.”. Who hasn’t suffered through the pain and agony of finding a parking space at the mall during the holidays only to discover that the item you wanted to buy was out of stock? To name but two. Among the problems consumers face in-store, no one seemed to complain about how they paid for the things they bought when there.

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How To Keep QSRs’ Digital Transformation Investments From Derailing

PYMNTS

Not to mention, all those late nights desperately striving to absorb all the information we should have learned over the course of weeks instead of hours, had we the good sense to keep pace with the work. The progress is easy to see.

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Banking 101: How to Cancel a Check and How Much It'll Cost to Stop Payment

Deposit Accounts

Banking 101: How to Cancel a Check and How Much Itll Cost to Stop Payment TransferWise Money Transfer Review Banking 101: 5 of the Best Options to Send Money Internationally Banking 101: Where to Exchange Currency Without Paying Big Fees. Forum. Banks.

Are You Smarter Than The Average American?

PYMNTS

Americans have come up with some great ideas: The iPhone, the internet, the assembly line, the telephone and telegraph, automobile, Coca-Cola, credit cards, debit cards, the Marshall Plan, the turducken, eCommerce and the Declaration of Independence were all above average American ideas, to say the least. Shakespeare famously said, “A fool thinks himself to be wise, but a wise man knows himself to be a fool.” Trying to think up the innovation for which the world is waiting?

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How to Choose an Outsourcing Provider for Your Business

PYMNTS

If you’re thinking about using outsourcing as a way to scale your business, one of the first things you may be considering is how to choose a provider. The best way to find out the true experience of their clients is from the past clients themselves.

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How To Growth Hack Banking

Banker to Banker

What makes a good banker is the ability to think in linear fashion. What makes a bad marketer is the ability to think in linear fashion. For hundreds of years banks think about acquiring customers in methodical progression – one client at a time.

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InfoSec CTO: How To Improve The Privacy IQ Of Smart Devices

PYMNTS

When it comes to the world of cybercrime touching the connected smart devices that consumers are increasingly using, it is easy to come across some disconcerting thoughts. So, how to tackle the security of smart devices in a world where more devices are becoming smart?

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How To Optimize Deposit Pricing

Banker to Banker

Earlier this week ( HERE ), we laid the foundation and highlighted the finer skills needed to be an expert in deposit pricing.

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Staying on brand: How to humanize virtual agents, just enough

Insights on Business

The use of VA’s is expected to grow by 1000% by the year 2020. Virtual agents use natural-language processing and analytics together to create an engaging human-like interaction with the end-user for simple or complex tasks and conversations.

Banking 101: How to Cash in Series EE Savings Bonds

Deposit Accounts

Banking 101: How to Cash in Series EE Savings Bonds Banking 101: What to Do When You’ve Lost a Money Order CD Rates Summary February 26, 2019 Federal Reserve, the Economy and CD Rate Forecast - Feb 26, 2019. Blog Banking 101: How to Cash in Series EE Savings Bonds.

What Tech Will Make Irrelevant For The Class of 2035

PYMNTS

Over the last 117 or so years, horseless carriages — also known as cars — were invented and roads were built to accommodate them, meaning horses were no longer needed for transportation. With the decline in horse use, knowing how to ride a horse became less of a required skill — something which might have seemed unthinkable back in 1900. That got us to thinking. What normal parts of our lives today will seem rather alien to our own children and grandchildren?

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Nice Diy Carport Design

BYM Agency

It is always a good idea to place diy carport near an entrance, versus so far from a front door. By designing carport to look good with your house, you can include it in place not far from the front door. Trim back size to fit your budget.

Popular Design Brown Paint Colors

BYM Agency

In the current decoration, they have become one of the essentials whenever we seek to create environments full of warmth. Decorations Brown Paint Colors For Bedrooms Brown Paint How To Make How To Make Light Brown Popular Brown Paint Colors Shades Of Brown Paint Chart

The Rising Tide Of Loyalty Fraud — And How To Stop It

PYMNTS

From banks to retailers to restaurants, companies are on the hunt for a strategy that will win over customers, with a growing share turning to rewards and loyalty programs. There’s good reason to offer incentives, too. According to Peter R.

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How to make your startup a success

Chris Skinner

Let’s say that it’s to make nice wooden caricatures of famous politicians. It still is, but when you go to a craft fare, the usual practice is cash only. What to do? So now you’ve moved your production to China. You have an idea.

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Fears of a Fintech Slowdown? How to Pivot Your Brand for a New Era

Bank Innovation

For most of the past decade, the fintech sector seemed to have nothing but blue skies ahead. But over the last 12 months, warnings that first signaled in 2016 have been flashing brighter.

How To Do Facebook Ads Right

PYMNTS

Advertisers know that social media is a cost-effective way to reach potential customers they never could have reached before, and ever since Facebook introduced new targeting options, it became even easier for brands and advertisers to get their products directly in the face of the consumer. While marketers are investing in the right channel, however, many have yet to truly unlock their ad revenue. according to Curalate.

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Anatomy Of An ATO: How To Spot A Fraudster

PYMNTS

It’s more difficult to catch, and the ensuing damages for both merchants and unsuspecting customers go beyond just stolen goods. Many people don’t realize, said Shem-Tov, that ATO is not just about the moment when a fraudster gains control of a consumer’s account and uses it to make a purchase. It’s about the series of events leading up to that as well as a long tail of consequences and mitigations following the incident. How does the user interact with the site?

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How to Integrate With Apple Pay

Mobile Payments Today

Apple Pay is the mobile payment and digital wallet service from Apple that lets users make payments using an iPhone, Apple Watch, iPad or Mac. It was first launched in the US in October 2014, and has since rolled out in more than 20 countries worldwide

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How to develop proactive advisory services

Sageworks

Attend any conference, webinar or professional development course and you will most likely hear the buzz on the importance of becoming more relevant to your clients, adding advisory services and delivering more value. A system is a way to produce more while saving time, energy and money.

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Sales Territory Management: The importance of automation & how to choose the right solution

Insights on Business

Territory management (TM) is one of the hardest – and most important – sales activities to get right. Gone are the simplistic days of sales reps simply “having a patch” to cover for selling their goods and services. Are there other ways to optimize your sales operations?