South State Correspondent

JUNE 30, 2023

The real issue for many banks is that managers cannot easily identify and measure the service level or correctly measure granular returns at the customer, product, branch, region, or supervisor level. Banks can then calculate SVA by subtracting their cost of capital from net operating profit after tax for each client.

Resources 195

Resources Community Bank Capital Community 195

PYMNTS

JANUARY 16, 2019

In one example from the past several days, the China Banking Association (CBA) — the regulatory agency tied to the sector — has launched a new blockchain-underpinned initiative focused on trade finance. Separately, the South Korean government has been eyeing tax breaks for blockchain in a move that looks to bring innovation to the region.

blockchain 206

blockchain Taxes Security Survey 206

South State Correspondent

MARCH 30, 2022

We feel that banks must measure profitability at the customer, product, branch, region, or manager level so that management may properly allocate resources (superior service) to drive institutional profitability. In banking, this disconnect is hurting institutional performance as relationship pricing is not optimized.

Community Bank 195

Community Bank Resources Community Regional 195

PYMNTS

DECEMBER 17, 2020

Twenty-two percent of Americans have reported being targeted by pandemic-related fraud, for example, such as schemes involving fake personal protective equipment (PPE) merchants or fraudsters impersonating tax officials. For more on these and other digital fraud news items, download this month’s Tracker.

Fraud 255

Fraud Online Retail Examples 255

PYMNTS

AUGUST 28, 2018

regional bank executives were gearing up for a bumper year, according to Bloomberg. Crediting lower taxes, thanks to the end of the year tax reform bill passed by Congress, regional bank executives saw a sudden and notable pick up in both commercial loan demand and a big jump in spending on credit and debit cards.

Lending 100

Lending Taxes Rhode Island Regional 100

PYMNTS

APRIL 17, 2019

By way of example, during the quarter, the tech giant sold its mortgage servicing business to Mr. Cooper Group. CFO James Kavanaugh pointed to the Asia Pacific (AP) region, which saw revenue deceleration. For example, the company said it has worked with the shipping firm Maersk to help streamline international logistics.

blockchain 100

blockchain System Taxes Software 100

PYMNTS

JUNE 20, 2016

Expense management is scaling globally, literally, as Chrome River is opening an office in the Asia-Pacific region. Roy told PYMNTS that the region has specific payments and expense management considerations that extend, for example, to Australia’s goods and services tax.

San Francisco 101

San Francisco Regional Taxes Software 101

Independent Banker

JANUARY 31, 2022

This region has the kind of energy that draws people to a place and helps them and their businesses thrive. Corporate relocations and expansions—influenced by factors like affordability, low corporate tax rates, no personal income tax and a rich talent pool—have contributed to a momentum that isn’t likely to subside soon.

Texas 182

Texas San Antonio Community Bank Community 182

Abrigo

DECEMBER 18, 2023

For example, a recent study found that trips to central business districts in large cities have plateaued at about 60% of pre-pandemic levels, while those in smaller towns have fully bounced back. Certainly, one asset class, the regional mall, is quite dead,” Kirby said. The impact is not consistent.” Stay up to date with _.

Risk Management 221

Risk Management Management Lending Capital 221

PYMNTS

FEBRUARY 21, 2019

Beyond that, though, using the IRS rate can lead to unnecessary expenses, including tax-related ones, for employers. Lackey offered an example of how that approach can save money, via a case study of an unnamed California retailer with 9,000 employees and a group of “high-mileage regional managers.” Different Programs.

Taxes 128

Taxes San Francisco New York City Case Study 128

PYMNTS

MAY 8, 2020

Supreme Court decision allowed sports betting in 2018 and inspired 2019 laws that govern the fledging industry in 10 states and set guidelines such as how online casinos can operate and how sports betting would be taxed. Pennsylvania reported similar figures, with tax revenues from brick-and-mortar gambling declining to $50.5

Online 176

Online Industry New Jersey Pennsylvania 176

CFPB Monitor

OCTOBER 25, 2022

The Official Commentary states: “Reasonable sources of information may include, for example: information obtained from recent transfers to the same institution or the same country or region; fee schedules from the recipient institution; fee schedules from the recipient institution’s competitors; surveys of recipient institution fees in the same country (..)

Comparison 78

Comparison Hawaii Regional Resources 78

Abrigo

JANUARY 19, 2016

This isn’t surprising, considering valuations can often be a one-and-done kind of engagement – unlike many traditional accounting services, such as tax preparation and auditing where compliance requires clients to have the work performed annually. Efficiency of scale also motivates some valuation professionals to win new business.

Taxes 150

Taxes Regional Compliance Survey 150

PYMNTS

MARCH 5, 2019

Expectations can differ from region to region regarding timing of payments, taxes, currencies, regulatory differences – and we look at all of those variables.”. For example, a traveler may pay a deposit and part of the entire stay when making the original booking and be charged the remainder when the actual trip takes place.

Regional 148

Regional Mobile Security Fraud 148

Abrigo

JULY 15, 2015

The transition from compliance to consulting makes sense: tax season is just that, a “season,” and nearly 60 percent of respondents to a Sageworks survey indicated they saw an increase in total revenue by adding financial services to their accounting practice. Loans for small businesses are another avenue that you can advise clients to use.

Management 150

Management Resources Capital Taxes 150

BankUnderground

JANUARY 26, 2023

Changes in the UK housing market trends since the start of the pandemic To analyse trends in the housing markets during the pandemic, we examine differences in growth rates of housing prices across different regions of the UK, as well as across different types of housing (such as flats versus detached, semi-detached or terraced houses).

Regional 101

Regional Analysis Policies Trends 101

PYMNTS

MARCH 15, 2017

In Latin America, for example, EBANX has launched a new plugin for its payment gateway that allows merchants in the region to accept 12 different payment options. Beyond fraud protection services, other companies are rolling out solutions aimed at expanding the availability of local payment methods in various global markets.

Report 100

Report Taxes Fraud Tools 100

PYMNTS

FEBRUARY 6, 2020

We see a lot of opportunities in those new regions. Vietnam and India were the first markets we entered, and we have seen faster than expected growth in those regions, which gives us a lot of faith in the future growth yet to come,” Ning noted.

Regional 154

Regional Marketing social media Online 154

PYMNTS

MARCH 16, 2017

Add unexpected customs and tax charges after a purchase on top off that, and both parties are in for a rude awakening. Customers are likely to walk away from merchants after learning that the calculations of relevant taxes and customs were not included in the final bill.

Taxes 108

Taxes Meeting Tools Regional 108

Qudos Bank

FEBRUARY 15, 2024

For example, compare unit prices at the supermarket, switch to home-brand products, and seek out grocery specials to reduce your weekly spending. Our Visa Platinum Credit Card , for example, offers a competitive interest rate for the first five months^ and a low annual fee.

Management 52

Management Taxes Cards Resources 52

PYMNTS

DECEMBER 19, 2016

Reuters pointed to the appointments of former Goldman Sachs Partner Steve Mnuchin as Treasury Secretary and Wilbur Ross as Commerce Secretary as examples of pro-business appointments. Ross, for example, is an old hand at the leveraged loan market, while Mnuchin is cofounder of OneWest, a regional bank.

Lending 100

Lending Guidelines Examples Taxes 100

PYMNTS

MAY 22, 2017

The mall has also attracted tenants such as Bath and Body Works, as the mall has become a new “town square,” finding, for example, enthusiastic visitors, including kids’ sports teams from surrounding areas, sometimes dozens of miles away. Penney here, we actually get tax revenue off of that? But if you buy from Amazon, we don’t.’”.

Denver 100

Denver Regional Case Study Washington 100

PYMNTS

JULY 13, 2018

Kenya — the country that serves as the anchor for much of these trends — still represents one of the best examples of the continent’s embrace of mobile payments and commerce. Tax Hurdle? Again, Kenya provides perhaps the most recent example. Mobile Expansion.

Mobile 105

Mobile Payments social media Taxes 105

South State Correspondent

MARCH 16, 2022

For example, if the borrower wants to finance another property or amend the loan to include additional loan commitments, the current low rate can be preserved without prepayment (and tax) consequences for any future use if the bank can underwrite and approve the credit in the future.

How To 195

How To Community Bank Community National 195

PYMNTS

DECEMBER 12, 2017

The offering focuses on secure B2B payments and ensuring that companies are in sync with regulatory and compliance mandates in each new region they enter. In one example offered to PYMNTS, a single eCommerce company was able to bring operations to 17 countries in a four-month timeframe. To that end, ModusLink Corp.,

Taxes 103

Taxes Management Software Marketing 103

Abrigo

JANUARY 13, 2016

Sageworks recently announced its lineup for regional User Groups in 2016 , including events in Atlanta, Philadelphia, Los Angeles and Dallas. As one example, in working with thousands of credit analysts and lenders, the Sageworks consulting team has come across users who input data from both the 1040 Schedule E part II and K1s.

Analysis 150

Analysis Groups Los Angeles Philadelphia 150

PYMNTS

MAY 13, 2019

Yes, stock markets are swooning — with the broader Standard and Poor’s 500 stock index down, for example, 2.22 Thus far, Trump has levied 25 percent tariffs — think of them as akin to taxes — on $40 billion of items that are imported from China and which are directly bought by U.S. percent as this writing. percent in intraday trading.

Retail 116

Retail Course Taxes Regional 116

Bank Innovation

MAY 9, 2017

What are some examples of premium APIs that banks might deploy? Examples will range from the simple, like real time FX feeds to geo-based industry data to data aggregation APIs and identity infrastructure. This will lead to new and novel product opportunities where data flow from one industry can lead to product offerings in the other.

Data 191

Data Trends Industry Examples 191

PYMNTS

DECEMBER 21, 2020

The company’s core business is to enable businesses to access payment or collection of major expenses using credit cards where cards are not accepted, such as to pay rent, tax, invoices and payroll. The CardUp solution also addresses some of the region’s issues with cross-border payments. That slows down onboarding and adoption.

Cards 175

Cards Payments Tools Examples 175

South State Correspondent

MAY 31, 2023

Branching, for example, is too expensive to be all things to all people. Account opening, for example, should take less than five minutes and, unfortunately, takes 45 minutes at many banks. The below data, for example, is from last month and isn’t all that different from traffic patterns ten years ago.

Data 195

Data Branch Strategies Strategy Mobile 195

PYMNTS

OCTOBER 27, 2017

Xiaomi’s growth is a clear example of how a successful online brand can effectively enter the offline market while maintaining low overheads,” said Canalys Analyst Rushabh Doshi. Samsung shipped 9.4 million smartphones, almost 30 percent more than in Q3 last year, while Xiaomi increased shipments by over 290 percent to 9.2 million units.

Marketing 100

Marketing Samsung United States Apple 100

Abrigo

FEBRUARY 23, 2023

The local decision-making and strong relationships with customers that are hallmarks of small community banks provide leaders with fresh chances to positively affect their towns, cities, and regions while growing a healthy institution. I can’t pay them enough to come to Henderson, Texas, or Lebanon, Missouri, for example,’“ Kirby said. “So

Community Bank 195

Community Bank Kansas City Community Lending 195

BankUnderground

NOVEMBER 16, 2023

The profit measure we use is earnings before interest and taxes (EBIT), which is a standard accounting measure. This measure naturally avoids some of the issues that distort the national accounting data, such as the inclusion of non-market income, tax and self-employment or mixed income. Dotted line is a linear trend.

Company 108

Company Trends Policies Taxes 108

PYMNTS

JANUARY 14, 2019

The ingredients for a revolution in payments across the region, fueled by demographics and technology, seem to be there. You can imagine how all of these factors will come together to drive eCommerce across the region.”. Africa as next great eCommerce frontier? We are working on those issues, and they will get addressed,” he said.

Mobile 212

Mobile social media Taxes Technology 212

PYMNTS

MARCH 31, 2016

According to those who answered the OnDeck queries, economic growth tops the list at 67 percent as a critical issue, followed by tax policy at 46 percent and health care costs at 35 percent. What they want: tax cuts at 36 percent and lower health care costs at 19 percent. What’s important?

South Carolina 100

South Carolina US Survey Taxes 100

PYMNTS

OCTOBER 7, 2020

A drug dealer might open up a nail salon, for example, then put his drug money into the salon’s cash flow and report it to the Internal Revenue Service as revenue from salon customers. This means individual transactions are unlikely to pop up on regulators’ or tax officials’ radar, thus keeping the operations under wraps.

Payments 171

Payments Analytics Online Retail 171

PYMNTS

OCTOBER 10, 2017

Regional Trends. percent through 2020, led by growing global trade as B2B payment volumes in the region rise. While each region may have its own factors driving adoption of digital B2B payments, Capgemini and BNP Paribas did find commonalities in the factors preventing adoption. percent CAGR of non-cash transactions overall.

Payments 124

Payments Regional America Trends 124