Independent Banker

APRIL 28, 2016

ROAA in 2015: 2.30 I personally sign every expense check and review every bill weekly, and we have saved hundreds of thousands of dollars by doing this. A major challenge for our bank, like all banks, is excessive regulation and keeping up with the technology to deliver the services our customers want. HNB National Bank.

Community Bank 70

Community Bank Community National US 70

PYMNTS

JULY 28, 2017

Even though the short same-day ACH settlement windows will reduce credit risk, financial institutions will likely want to continue putting businesses through a full ACH underwriting process,” wrote MineralTree CEO BC Krishna in an article in 2015 for American Banker on the potential impact of Same Day ACH on B2B payments.

Data 103

Data Payments Cards Analytics 103

Gonzobanker

APRIL 18, 2017

Commercial cash management/fee income (sixth in 2015, second for 2016 and 2017). Small business market share (fourth in 2015, third in 2016, and now eighth in 2017). Bankers may need reminding of some critical metrics that still apply to the small business segment: One half to two-thirds of small businesses in a region don’t borrow.

Lending 60

Lending Strategy Management Marketing 60

Fintech Labs Insights

MAY 18, 2015

2015 FinovateSpring Spree. American Banker. Finovate Spring 2015: Fintech innovation for banking and wealth management. Sizing Up Small Business Lending: Onsite Coverage. Moven and Accenture team up to sell digital tools to banks. FinovateSpring 2015 Best of Show Winners Announced. Link (sign up wall).

San Jose 12

San Jose Video Apple Innovation 12

Jessica Ellerm

MARCH 14, 2016

Too often policy holders or individuals are seen through the prism of dollar signs and annual bonuses, rather than as the people they actually are. A study involving 200 bankers , conducted by author and investigative journalist Joris Luyendijk highlights this exact point. But for general banking and fintech, where to from here?

Fintech 40

Fintech Leadership US Policies 40

Independent Banker

FEBRUARY 24, 2016

Curry offers a brief update about a few current regulatory issues on his mind, including his agency’s concerns about signs of growing credit risk throughout the banking industry. IB: What steps should community bankers take to ensure their institutions are secure from cyberattacks? Comptroller of the Currency Thomas J.

Community Bank 70

Community Bank Community Regulation Compliance 70

PYMNTS

JANUARY 14, 2017

That is a big drop from the 2015 report that indicated that 21 percent of consumers thought they were going to leave their descendants nothing but debt. In this year’s report, 24 percent of respondents said they had no debt at all, up from 22 percent last year and 14 percent in 2014. And using credit wisely, it seems, is on the uptick.

Millennials 100

Millennials Data Cards Study 100

Fintech Labs Insights

NOVEMBER 18, 2014

I''ve got another installment or two in the pipeline, but since it''s already starting to feel like we are making our final descent into 2015, I wanted to take a step back and explain WHY those projects rose to the top. brick-and-mortar footprint will fall 30% to 40% by 2020 Thoughts : I get that people like the local branch. It took an hour!

Lending 30

Lending Mobile Online Digital Banking 30

ZootBlog

MARCH 29, 2016

In this case, the technology didn’t live up to its promise to streamline the process. In this case, the technology didn’t live up to its promise to streamline the process. Ally also increased its remote deposit capture limit from $2,500 up to $50,000 to better meet customers’ needs. Technology is great, but it must deliver.

Fintech 60

Fintech Customer Experience Mobile Security 60

Javelin Strategy & Research

FEBRUARY 12, 2015

Fast forward to the wobbly yet substantive financial recovery and nearly every banker had the same question: with CFOs reigning in budgets and mobile and digital commanding such a steep price, can banks or credit unions charge a direct fee for digital services? Many digital and retail leaders are frustrated. they ask. “ is another one.

Austin 40

Austin Customer Experience Data Retail 40

CB Insights

OCTOBER 29, 2018

In 2015, the acquisition was written down for $7.6B. On the eve of Yahoo’s acquisition of social networking platform Tumblr, then Yahoo CEO Marissa Mayer wrote a Tumblr post promising “not to screw it up.” By 2015, however, Tumblr was still failing to turn a profit. The Sad State of Corporate Innovation. Price: $7.9B.

Google 76

Google Software Innovation Company 76

Tomorrow's Transactions

JULY 24, 2016

Thinking about it, the only time I can remember using my home banking application in recent times was to search back through transactions to check on some payments on behalf of one of my kids at university and to set up a new payee for Faster Payments. Thus, everything that goes across the Internet must be encrypted and digitally signed.

Mobile 37

Mobile Security Apple Maine 37

Gonzobanker

DECEMBER 22, 2015

Well, what do we say about 2015? And, give or take a stumble or two, we snuck through it and did a reasonable job on 2015 objectives, in our humble opinion. And, give or take a stumble or two, we snuck through it and did a reasonable job on 2015 objectives, in our humble opinion. 2015 Executive Call-out. That’s two.

Community Bank 60

Community Bank Apple Community Technology 60

Fintech Labs Insights

AUGUST 31, 2015

If you’ve been keeping up with the blog, you’ve seen enough Sneak Peek posts to know that FinovateFall is just around the corner. In fact, in just two weeks, on September 16 & 17, we’ll open up the networking hall in the New York Hilton Midtown ( register here ). Who else can you expect to see there?

New York 12

New York Financial Technology California Conference 12

PYMNTS

AUGUST 22, 2016

Samantha and Nick would boot up “Jack” every couple of days. The storyline, of course, seems a bit at odds with the title of the show (which not surprisingly lasted only one season) but it stayed with me. He’d teach them about a variety of things going on in the world – science, math, archaeology, literature. He’s a pretty smart guy.

Payments 100

Payments Bitcoin Cards Taxes 100

Perficient

MAY 21, 2021

Within mere weeks, 22 women are in the final stages of completing a Perficient-sponsored coding bootcamp in Detroit; their final project includes designing their own apps, all of which serve the world in various ways and all certain to make an impact. Learn More About Perficient’s Bright Paths. Celeste Rowe’s Bright Paths Project: Grow Better.

Milwaukee 348

Milwaukee Software Course Detroit 348

Independent Banker

AUGUST 31, 2021

Bob Moore, Augusta Food Bank’s executive director, says traffic was backed up for miles. That day’s event was just one of the many ways in which Kennebec Savings Bank stepped up to help its community in 2020. A local stalwart since its founding in 1870, the community bank was signed into existence by Civil War hero and Gov.

Community Bank 196

Community Bank Community National Fresno 196

Independent Banker

DECEMBER 28, 2015

Happy New Year, fellow community bankers! We certainly closed out 2015 with great wins in Washington, so I want to thank so many of you who stepped up to make change happen last year. That’s why it’s vital that we step up, stand up and speak up. For more, read this month’s Washington Watch column).

Community Bank 70

Community Bank Washington Community Ohio 70

CFPB Monitor

DECEMBER 7, 2015

The CFPB’s Ombudsman’s Office has issued its fourth annual report covering the Office’s activities during fiscal year 2015 (October 1, 2014 through September 30, 2015). The report’s “The Ombudsman in Practice” section provides examples of CFPB “process issues” that the Ombudsman shared with the CFPB in FY 2015.

Report 60

Report Industry System Groups 60

Fintech Labs Insights

AUGUST 12, 2016

Diverging fortunes among these companies is a good sign. Million Loss – American Banker. TechCrunch recently reported that in 2015 and the first half of 2016, fintech accounted for 21% of all VC funding in Southeast Asia. billion in 2015 , triple what European fintech firms received during the same period.

Trends 12

Trends Lending Fintech blockchain 12

Gonzobanker

DECEMBER 19, 2022

All of you with your hands up… … uh huh. It would have required a few trips to the local dispensary to dream up what bankers have endured this year. 1 issue raised by CEOs in our surveys, bankers had to craft a new and compelling post-Covid value proposition to attract it. OK, show of hands. Pull ’em down. Nobody did.

Community 216

Community Fintech Industry Innovation 216

William Mills

SEPTEMBER 9, 2016

Check back for new updates throughout the day. An App Store for FinTech applications. I’ve seen these folks before, it’s pretty slick. Showing how someone can connect to other vendors for free for their clients. Showing how someone can connect to other vendors for free for their clients. I like what they are doing and I think they could be very big.

social media 40

social media ATM Mobile Customer Experience 40

PYMNTS

APRIL 11, 2017

Joseph sat down with Karen Webster in 2015, shortly before his induction into the Payments Hall of Fame. Of the 30 million users signed into M-Pesa today, Kenya (its birthplace) represents 18 million of its users. It seems when it comes time to pay the piper in the store, consumers in the U.S. And viral it has gone.

Mobile 119

Mobile Study Survey United States 119

Gonzobanker

DECEMBER 22, 2014

We are seeing it show up lots of places, it’s real and it’s great for this industry. That’s one helluva move up. Cornerstone: Okay, let me back up a second. We could hand you a load of bull about skewering the guilty and praising the exalted, etc., but let’s just dive into it! THE BANKING AWARDS. Buena suerte, Bradley!

Los Angeles 101

Los Angeles Apple Risk Management California 101

Fintech Labs Insights

OCTOBER 3, 2016

With the third annual FinDEVr Silicon Valley 2016 only a few weeks away (and tickets still available ), it’s a great time to look back and see what the FinDEVr alums have been up to this year. Ranked as one of the top 10 most promising cloud banking solutions of 2015. Named 2015 CFO of the Year (Kurt Ishaug) by Minneapolis-St.

San Francisco 18

San Francisco Taxes Lending Colorado 18

CB Insights

OCTOBER 31, 2019

In this report, we round up the industries where the real “chatbot revolution” is taking place — and highlight the most important lessons for companies hoping to leverage the technology. That year, Facebook made the Messenger bot platform the centerpiece of its F8 developer conference. There are many reasons why chat didn’t take off in 2016.

Industry 78

Industry Examples Tools Retail 78

CB Insights

NOVEMBER 9, 2017

Indeed, co-founder Alejandro Resnik, the CEO, told the WSJ in 2015 that it was looking to raise a “monster round” of $300 million at a $2 billion valuation to fuel its national expansion. For those who’ve been reading, we’ve had failure on the brain recently. Some of the fail-related research we’ve issued includes: The Downround Tracker.

Capital 78

Capital Company San Francisco Operations 78

PYMNTS

FEBRUARY 24, 2017

While everyone is gearing up for the Oscars, some of us may be in La La Land blithely ignoring smoke coming from the auto industry. Turns out numbers are popping up in other places that corroborates the bigger picture. Mobile is the wave of the future in payments, and the wave shows no sign of cresting. From Ring comes ca-ching.

Lending 101

Lending New York Retail CA 101

PYMNTS

NOVEMBER 28, 2016

That’s not so clear based on the economic circumstances of people in households that made less than $40,000 a year in 2015 — about 42 percent of people 18 or older that year — found by the Federal Reserve Board’s report on the economic wellbeing of households. These days, consumers definitely need consumer financial protection. Of them, 17.7

Lending 100

Lending Regulation Cards Maine 100

Fintech Labs Insights

SEPTEMBER 1, 2015

So pick up your ticket while you still can and join the 1,500-person gathering in Manhattan September 16 & 17. To whet your appetite for two days of fintech innovation, we’re releasing the full and final lineup of presenting companies for FinovateFall 2015. Auvenir is a smarter way to audit financial statements.

Company 12

Company Software Analytics Mobile 12

Abrigo

JULY 23, 2021

Takeaway 1 The threat of the proliferation of weapons of mass destruction is very significant and the consequences are severe. Takeaway 2 Nuclear proliferation is a threat across the globe due to proliferators' worldwide procurement methods. Included as a Priority is Proliferation Financing. Foreign proliferation threats.

National 195

National Training United States Regulation 195