PYMNTS

AUGUST 8, 2018

JPMorgan is setting up a financial inclusion lab in India through a partnership with the Indian Institute of Management Ahmedabad’s (IIMA) Centre for Innovation, Incubation and Entrepreneurship (CIIE). According to FinTech Futures , the $9.5

United States 100

United States Fintech Community Innovation 100

PYMNTS

SEPTEMBER 13, 2016

In one recent case study tied to instant issuance, Entrust Datacard stated that Woodforest National Bank, a community bank operating across 17 U.S. states and 700 branches, sought to enhance customer experience with an instant issuance solution and also needed EMV capability.

Case Study 100

Case Study United States Analysis National 100

Jeff For Banks

JULY 5, 2022

My Remarks to Bank Client's Annual Meeting of Shareholders "I want to thank [Chairman] and the Board, [CEO] and the management team for asking me to come out and remark on where I think the banking industry is going over the next five years. By the way, so is your CEO and much of your management team. I'm bullish on community banking.

Millennials 78

Millennials Community Pennsylvania Community Bank 78

PYMNTS

MARCH 12, 2020

Offering additional non-postal products and services at USPS retail facilities could provide consumer, government or community benefits, but viability may be limited,” the report states. According to La Poste, its banking services generated net revenues of €5.5 billion in 2018, which was down from €5.6 billion in net revenue in 2017.

Retail 169

Retail US Survey Examples 169

Gonzobanker

DECEMBER 22, 2020

Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. And how did community banks and credit unions respond to the COVID craziness? Jill is continually demonstrating just how loud a $300 million community bank can roar!

Idaho 181

Idaho Community Industry Strategy 181

CFPB Monitor

AUGUST 22, 2016

The CFPB has announced the appointment of new members to its Consumer Advisory Board, Community Bank Advisory Council, Credit Union Advisory Council, and Academic Research Council. Lynn Drysdale, Managing Attorney, Consumer Law Unit, Jacksonville Area Legal Aid, Inc., Community Bank Advisory Council Members. Jacksonville, FL.

San Antonio 60

San Antonio Kansas City Groups CA 60

Jeff For Banks

DECEMBER 15, 2013

Fellow blogger Jim Marous asked me what I thought were hot stove issues for banking in 2014. If you are consolidating a branch into another in the next town over, select your best people to run the consolidated branch, ideally with residents from each community. Top of my list, branch consolidation. Those are my ideas. What are yours?

How To 89

How To Community New Jersey social media 89

Independent Banker

SEPTEMBER 25, 2014

Anticipating what’s new for your community bank’s next field examination. This is particularly true for community banks preparing to undergo their next regulatory safety and soundness or compliance examination. It’s not just about looking at the returns but having the due diligence and risk management folks involved.”.

Compliance 101

Compliance Regulation Community Bank Community 101

CFPB Monitor

DECEMBER 10, 2014

Director Cordray noted that the Columbus Metropolitan Library system was one of the first nine public libraries from across the country that joined the CFPB’s national pilot project. The CFPB is also providing training for library staff and managers.

Columbus 68

Columbus Chicago Community Training 68

Independent Banker

AUGUST 9, 2016

Community banks should evaluate solutions that align with their service-oriented traditions and bring value to customers throughout their communities. If unable to support in-house marketing teams, community banks should look for a program that offers branded marketing support. 2014, August 8). 2015, February 9).

Community 70

Community Millennials Community Bank America 70

PYMNTS

DECEMBER 3, 2019

SatoshiPay , a FinTech based in London and Berlin, launched in 2014 with the intention of solving micro consumer payments friction. For global businesses, national borders are less and less relevant,” SatoshiPay CEO Meinhard Benn recently told PYMNTS. “For A Borderless Blockchain.

Payments 134

Payments blockchain Tools Meeting 134

PYMNTS

SEPTEMBER 9, 2019

The government proposed the Australia Card , a national ID card system that was ultimately shelved due to widespread public opposition, in 1980. Thorpe noted that the program was born out of a 2014 report that explored banking and other financial services. Building community awareness also builds trust,” he said.

Security 100

Security System Cards Online 100

Independent Banker

SEPTEMBER 26, 2014

Many community bankers concluded that the EGRPRA is little more than a “check the box” process for regulators. In fact, our opening salvo in the 2014-16 EGRPRA review offers not just a sampling of banking regulation in need of reform, but also advice on how regulators could maximize their effectiveness over the next two years.

Washington 70

Washington Fort Worth Regulation Community Bank 70

PYMNTS

SEPTEMBER 3, 2019

The goal was to offer an easy mechanism within the eBay community to disseminate information on which sellers to trust and which to avoid. The national craze ended up pushing 6 percent of eBay’s sales on site. EBay, incidentally, also claims Beanie Babies were another big driver of the magic in 1997. eBay In The 21st Century .

San Jose 203

San Jose Online Illinois Payments 203

Jeff For Banks

AUGUST 12, 2018

The second quarter of 2018 saw growth of 4.1% (the highest quarterly growth since 2014) and the third quarter may be close. Housing has done well, despite median sales price growth which is less than national averages and lower inventories of properties for sale, which may be propping up prices. The economy has grown 2.2%

Marketing 60

Marketing Philadelphia Omaha US 60

PYMNTS

SEPTEMBER 28, 2016

Just look at the near-immediate struggle faced by Lending Club and OnDeck after their IPOs in 2014, or more recently, the knock-on effect Lending Club’s less-than-noble lending practices have had on investor confidence in other marketplace lenders. Investors have cooled off to alternative lending in the U.S. Industry Road B umps.

Lending 100

Lending Regulation Capital Industry 100

Jeff For Banks

DECEMBER 19, 2015

Before we begin and for comparison purposes, here are last year's top five , as measured in December, 2014: #1. Independent Bank Corporation (Nasdaq: IBCP) Independent Bank dates back to 1864 as the First National Bank of Iona. But management went to work. Open Bank (OTCQB: OPBK) #2. BofI Holdings, Inc. Nasdaq: BOFI) #3.

North Dakota 60

North Dakota Arizona Michigan Florida 60

Gonzobanker

DECEMBER 22, 2014

It’s time for the 2014 GonzoBanker Awards! It’s been a busy year integrating recent acquisitions, purchasing $1 billion+ in Banco Popular deposits, hiring former Los Angeles Mayor Antonio Villaraigosa to advise on community relations, and having former President Bill Clinton speak at a major financial literacy event.

Los Angeles 101

Los Angeles Apple Risk Management California 101

Independent Banker

SEPTEMBER 22, 2015

Recently Congress passed the Biggert-Waters Flood Insurance Reform Act of 2012, followed by the Homeowner Flood Insurance Affordability Act of 2014 (HFIAA). Both of these laws pointedly changed the National Flood Insurance Program requirements over which of the banking agencies have jurisdiction. Administration and management.

Regulation 70

Regulation Policies Community Bank Taxes 70

PYMNTS

AUGUST 10, 2016

Though it’s easy to see why other happenings in and around the country have overshadowed Brazil’s tech community, Rio de Janeiro’s tech scene is quickly earning notoriety. In fact, the venture and entrepreneurial ecosystem grew by 20 percent from 2014 to 2015 alone. Canada and Brazil. It looks like it’s no harm, no foul for Apple.

Innovation 100

Innovation Apple social media America 100

Tomorrow's Transactions

DECEMBER 21, 2014

Last year, we caved to the marketing pressures of modern business and put out a “ hot five ” technology blog post for 2014. From Retail malware: PCI-DSS is part of the problem, says retail security specialist Slava Gomzin – 07 Aug 2014 – Computing Feature ]. 11, 2014 /PRNewswire/ – ]. Why the quotes?

Apple 50

Apple Retail Technology Trends 50

Jeff For Banks

JULY 24, 2015

60% of them voted “no” in a national referendum on July 5 th and thus rejected a deal with creditors and the likely chance to stay in the Euro. On Easter Sunday, the Large Hadron Collider of Switzerland started up again after a two year period in 2013 and 2014 for maintenance and upgrades to add twice as much speed to the machine.

Puerto Rico 60

Puerto Rico Community Bank Community Risk Management 60

PYMNTS

OCTOBER 14, 2016

There is also a bitcoin vending machine that first appeared in 2014. A second ad due for release in a few weeks will provide information for local business owners on how to accept bitcoin and its benefits to the local community. The Central Banks Are Beckoning Bitcoin. Bitcoin In Asia. The news from Asia is good for bitcoin.

Bitcoin 100

Bitcoin Conference New Hampshire blockchain 100

Fintech Labs Insights

JULY 16, 2015

” Previous investors in the company include Live Oak Banking Company and Wellington Management, which led the company’s last funding round, a $6.5 million fundraising, in May 2014. Malauzai specializes in developing innovative banking apps for community banks and credit unions.

San Jose 12

San Jose Austin Iowa Software 12

Bankelele

APRIL 27, 2015

This one, at the American Centre in Lamu town, saw the Amu Power team meet with their community partners, and local county staff, led by the Lamu county commissioner, district officers and area chiefs, and DO’s. He noted that all projects have effects on the community, but with good mitigation measures these can be alleviated.

Community 28

Community Training social media Meeting 28

Tech and Finance

JULY 13, 2016

The largest national banks have pulled ahead in mobile, according a recent Forrester report — the 2016 U.S. Realize investment in technology is no longer optional: Regional and community banks may be underestimating the importance of a strong digital offering. Or at least they should be. Mobile Banking Functionality Benchmark.

Regional 28

Regional Mobile Millennials Study 28

Abrigo

NOVEMBER 29, 2021

Takeaway 3 Community banks have seen less volatility in noninterest income, and many are still eyeing growth across the category. Lawmakers and the regulatory community have taken notice of the increase in bank service charges and fee income and have responded, specifically regarding overdraft fees. Community banks target growth.

Community Bank 195

Community Bank Community FDIC Trends 195

Tech and Finance

APRIL 22, 2016

She moved to Shanghai and found a job at a management consulting firm. And, of course, millions of Middle Eastern refugees have been flowing out of Syria into adjacent countries, to Germany and other European nations and to Canada to escape war and start new lives. Mobile Capabilities Remove Financial Barriers. Refugees and jobs.

New York 28

New York Washington Idaho Study 28

Tomorrow's Transactions

AUGUST 30, 2016

Waitrose takes contactless, and they’ve implemented in properly (with CDCVM), so there’s no need to take cards as consumers are forced to do in less-developed nations. But guess what – I didn’t care. I had my phone in my hand, so I used that. It’s the future, you know….

Big Data 34

Big Data Mobile Cards Fintech 34

Tomorrow's Transactions

JULY 19, 2016

So, if Dr. Broadbent means that the Bank is thinking of using a shared ledger to manage personal accounts for individuals, where account transfers are settled instantly in central bank balances, then all to the well and good. Why on Earth would a central bank abandon its money supply management duties to a cryptographic algorithm?

Bitcoin 30

Bitcoin blockchain Policies cryptocurrency 30

PYMNTS

SEPTEMBER 12, 2016

There’s been a slow, steady drumbeat toward the movement for years, but ModCloth , the San Francisco-based vintage women’s clothing eTailer, prominently brought the issue back into the spotlight in 2014 when it signed a pledge that it would no longer make any post-production changes to any of its models or images.

social media 100

social media San Francisco Retail Branding 100

PYMNTS

DECEMBER 23, 2019

Shortly before the decade hit the halfway mark in 2014, the most favored method of communication among American consumers formally switched. The problem with most financial management tools , Affirm CEO Max Levchin told Karen Webster, isn’t that they aren’t well designed, well-intended and full of useful features.

Lending 131

Lending National System Management 131

PYMNTS

DECEMBER 14, 2020

Australian Treasurer Josh Frydenberg put forward the News Media and Digital Platforms Mandatory Bargaining Code and unveiled the particulars of his roadmap for Australia to become the first nation to make online platforms pay media for news. The legislation does not specify the manner in which a payment would be handled.

Google 132

Google social media Compliance Regulation 132

PYMNTS

MARCH 16, 2016

When analysts from SWIFT and its ISO 20022 Registration Authority took a look at the various efforts behind adoption of the global messaging standard in 2014, a report found that while implementation projects were on their way across Europe, Russia and Africa, among the laggards were the U.S. and Canada. in its faster payments initiatives.

Data 100

Data Payments National New York 100

Gonzobanker

DECEMBER 19, 2022

Since 2014, Seacoast has been on a buying spree acquiring 14 banks. Hats off to Thomas Shara at Lakeland and Tony Labozzetta of Provident for architecting the new $25 billion super-community bank in New Jersey. All of this while knocking out a stellar 1.35% ROA and leading industry, community, and philanthropic efforts everywhere.

Community 216

Community Fintech Industry Innovation 216

PYMNTS

FEBRUARY 13, 2017

After a high of 614,024 SMB openings in 2014, the Census reported that only 452,835 firms were started in the U.S. Today, subscription commerce platforms make “box of the month” businesses a manageable reality. Things went off the rails, not surprisingly, in 2008 — courtesy of the financial crisis. Economists don’t think so.

Retail 134

Retail Innovation Maine Community 134

Jeff For Banks

DECEMBER 12, 2017

The Bank, Old Second National Bank, lost a whopping $156 million in 2009 and 2010. Today, NPL/total loans is a manageable 0.94%, and the Bank ROA/ROE year-to-date is 1.22% and 11.61% respectively. Independent Bank Corporation (Nasdaq: IBCP) Independent Bank dates back to 1864 as the First National Bank of Iona.

Minnesota 60

Minnesota West Virginia Virginia Iowa 60