Study: US Housing Market Slows Down As Homeowners Stay Put Longer


homeowners’ decision to stay in their homes longer is keeping much-needed inventory off the real estate market, causing a slip in home sales. The predicament has reduced the number of homes for sale, making for a more competitive market for buyers. I rarely see offers with home sale contingencies accepted in Salt Lake City because the market is competitive.”.

Global Payments Market to Hit $1trn by 2023, Study Says

Banking Exchange

Rapid growth is being accelerated by measures put in place to combat the spread of COVID-19 Payments Feature3 Feature Financial Trends Financial Research Customers Cards Fintech. 1Payments

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Study: Amazon Private-Label Products Aren’t Market Disruptors


A new study by Marketplace Pulse showed that Amazon-owned private-label brands aren’t as successful as many think, according to a report in Bloomberg. All under the ‘Our Brands’ umbrella, a collection of Amazon private brands and a curated selection of brands sold exclusively on Amazon,” the study said. The company has, however, been successful in the battery department, and a 2016 study showed that it had 94 percent of all online battery sales.

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Best Way to Drive In-Store Traffic? Facebook, Study Says

Bank Innovation

conducted by digital marketing technology company Netsertive. DataBank Databank Marketing Online Retail Social Media Facebook small businesses SMBsFacebook is the key to online traffic—but most small businesses run to the social media king to drive in-store traffic, too. More than 40% of SMBs will turn to Facebook for a boost in in-store traffic, according to a survey of 250 SMBs across the U.S., For banks and […].

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Best Practices for a Marketing Database Cleanse

As frustrating as contact and account data management can be, this is still your database – a massive asset to your organization, even if it is rife with holes and inaccurate information. Entrusting a vendor to help maintain its accuracy and completeness is no ordinary engagement. Download ZoomInfo’s latest data-driven eBook aimed to help marketing leaders understand the best practices around choosing a B2B contact data provider.

Why It Is Critical to Update Your Core Deposit Study


In some markets, retail deposit rates are still catching up to the past increases on the wholesale side. Time to update to the core deposit study? If you are one of the lucky institutions having already completed a core deposit study, you have your own decay rates (deposit attrition) and repricing coefficients (beta factors), which describe how deposits would behave and reprice in different interest rate scenarios.

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CFPB Study Finds Mixed Results for ‘Credit-Builder’ Loans

ABA Community Banking

The Consumer Financial Protection Bureau today released a study of the effects of so-called credit-builder loans on credit scores. The post CFPB Study Finds Mixed Results for ‘Credit-Builder’ Loans appeared first on ABA Banking Journal. Community Banking Newsbytes Retail and Marketing Consumer lending Credit reporting Credit scoring Economic inclusion

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Case Study: How To Win More Loan Business

Banker to Banker

We witness the good, the bad, the ugly, and occasionally the very bizarre in bank marketing, underWe work on thousands of lending transactions every year with hundreds of community banks across the country.

Commercial risk rating: Case study


At a recent Sageworks event, we discussed a specific case study regarding components of risk rating for a particular business loan to see how the institutions in the audience would have handled a particular scenario. Working through this case study, the experienced bankers at the Sageworks event had a mix of responses that factored into these recommendations. Banks and credit unions are in the business of measuring and managing credit risk.

Case Study: Getaround Gets Around Vehicle Owners’ Trepidation


This rapidly growing market is expected to be worth $11 billion by 2024 , especially as municipalities push vehicle ownership alternatives to ease congested roadways and help residents save money. The following case study explores how the company earns vehicle owners’ trust by authenticating those who want to access their automobiles. One of the sharing economy ’s most powerful selling points is its promise of financial empowerment.

Study: Economic Damage Would Be Worse Without Lockdowns, Social Distancing


A new study reveals that government-imposed shutdowns and social distancing could cut the economic impact of COVID-19 in half. Without any social distancing, the workforce would be highly impacted, and the economy would contract by as much as 30 percent per month as their industries bore the brunt of the virus, the study found. The study considered several lockdown scenarios and examined how each would impact the economy.

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Study: Tech Unicorns Overvalued By Nearly 50 Percent


As stock markets sit at what seems to be continuously new highs, it’s worth considering an old cartoon that ran long ago: A broker, seated behind a desk, is shouting into the phone: “What’s the valuation? The markets are going up, that’s the valuation!”.

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Study Shows Strong Relationship Between Credit Score Review and Credit Score Increase

Bank Innovation

candidates in Quantitative Marketing at Stanford Graduate School of Business, to find out. Can regularly checking your credit score actually help improve your results? We wanted to know the answer to that critical question, so Credit Sesame partnered with Megan Hunter Antill and Jessica Yu, Ph.D., We conducted an analysis of consumer behavior patterns and […].

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Study: Americans Overestimate Their Financial Literacy


A new study reveals that while Americans are generally overconfident in their financial knowledge, only a few could score a top grade on a financial quiz. The “ Financial Literacy: Prosperity Begins with Knowledge ” study from Raddon, a provider of innovative research, also found that the vast majority have never attended a financial education program, although many think such a program would be extremely or very valuable.

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Deep Dive: How Studying Up On International Payments Helps Marketplaces Recruit Freelance Educators


Marketplaces must often manage currency conversions and meet other localized payment preferences that vary by market. Global markets are volatile, and hirers and freelance tutors are likely to value the transparency of having prices and payments listed in their domestic currencies.

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Case study: Bellin and Mubea drive automotive market


For multinational groups, the ability to instantly appraise cash positions has long been a challenge. Selecting the right treasury management system (TMS) can be key to liquidity and the ongoing running of the business. Mubea – the German multinational automotive parts producer – chose

Study: Virus Has Sent Most Adult Children To Live At Home


economy overall , reflecting the importance of the housing market to overall economic growth,” the survey said. For the first time since the Great Depression, most adult children in the U.S. are living with their families, according to a new report. An analysis of U.S

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Facebook Launches New Market Research App


Facebook announced that it is launching a new market research app called Study from Facebook. “We’ve learned that what people expect when they sign up to participate in market research has changed, and we’ve built this app to match those expectations. “We also notify users on the Study from Facebook website and in the Play Store description about what information we collect, and how it will be used.

The Buyers: Studying Chinese Consumers’ Online Interactions


When it comes to the ramifications for the retail industry, a Deloitte study found that 56 cents of every dollar spent in retail stores today is influenced by digital interactions. As such, it would behoove retailers to invest wisely in incorporating social media strategies into their overall marketing campaigns. s study , Digital Lifestyles in China , zeroed in on online Chinese consumer behavior as it relates to social networks, shopping preferences and video content consumption.

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Chatbots Overlooked When SMBs Invest In Tech: Study


Banking and financial services SMBs lead the way in small business chatbot adoption, but even this market only sees a 35 percent deployment rate. A new survey of small business owners suggests that small businesses are struggling to find the right targets for their technology investments.

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Cyberattacks On Track To Lead Corporate Insurance Claims: Study


The global insurance technology ( InsurTech ) market is slated to become a $1.1 billion industry by 2023, analysts have predicted, with growing analytics and artificial intelligence (AI) functionality accelerating innovation in the insurance market. Important to note, however, is that Allianz is one of the largest providers of insurance for the aviation space, meaning that Allianz data may not represent the whole of the insurance market.

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IBM Algo FIRST becomes IBM FIRST Risk Case Studies

Insights on Business

In the continued evolution of the IBM Governance Risk and Compliance (GRC) product line, I am pleased to announce that effective today, Algo FIRST (FIRST) is rebranded to IBM FIRST Risk Case Studies. What else changes with the rebranding to IBM FIRST Risk Case Studies? . IBM FIRST Risk Case Studies continues to offer the same excellent external risk case study database that our customers have subscribed to for many years. About FIRST Risk Case Studies.

Cost Adjustments: Why Living in the 1990s Might Be Depressing Your Financial Institution’s Market Value Premium


Key Takeaways Financial institution executives wondering about changes in their market value premiums might need to look at the assumption used for modeling deposit servicing costs. The marketing budget just shifts focus. Have your own cost study data, or if you can’t, try to estimate.

JPMorgan Chase: First Among Equals

Chris Skinner

When The Financial Times does what they’re good at – covering financial markets and not technology – then they do produce some fascinating content. Case Studies Digital Bank Grid Innovation Numbers Opinion

Study: Lyft Growing 2x As Fast As Uber


consumer ridesharing market. A new report has found that Lyft is growing twice as fast as its chief rival Uber. While both companies grew their revenue since last year, according to Second Measure , Lyft’s grew 32 percent — two times faster than Uber. As of October, Uber and Lyft together owned almost 98 percent of the U.S. Uber held 69.2 percent (3 percentage points lower than the previous year), while Lyft held 28.4 percent (3 percentage points higher than last year).

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Digital Wallets Are on the Rise, But Consumers Still Don’t See the Value

Bank Innovation

Digital wallets are becoming more and more prevalent in the fintech world, but according to a recent survey of 9,600 by Market Force Information, they are not gaining much ground with the average consumer. Consumers are actually questioning the value [of digital wallets],” said Cheryl Flink, chief strategy officer for Market Force. Mobile Online Payments Technology contactless pay digital wallets market force Mobile banking PayPal study

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UK’s CMA Announces Study on Big Tech Marketplace Dominance


News came this week that the UK’s Competition and Markets Authority, per disclosure Wednesday, is debuting a new study that would look at the dominance larger tech firms have over sectors such as advertising. Public comment on the study, which will focus on competition and data collection, must be submitted by July 30 th , according to a release. In a statement, CMA Chairman Andrew Tyrie said that “much about these fast-changing markets is a closed book to most people.

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Study Says Millennials Business-Savvy Over Selfies


Believe it or not, the report found that millennial business owners are not only forward-focused in the market, but they’re also the most prepared when starting and owning a business. Whether you’re annoyed that they take selfies or that they would rather share than own things, plenty of people knock millennials, especially when it comes to work ethic. That may be more stereotype than truth. That’s according to the recent Small Business Indicator report from Nationwide.

DOJ Investigates Bitcoin For Market Manipulation


Justice Department is investigating whether bitcoin’s record-breaking performance last year was caused by market manipulation. Late last year, the value of a single bitcoin hit $9,143, climbing nearly six points in just 24 hours for a market cap north of $152 billion. The U.S.

Study: Merchants To Lose $130B In Digital CNP Fraud


A new study has revealed that retailers will lose around $130 billion in digital CNP (Card-not-Present) fraud between 2018 and 2023. Juniper Research’s new report, Online Payment Fraud: Emerging Threats, Segment Analysis & Market Forecasts 2018-2023 , explained that complex cross-channel fraud will become the “new normal” in the coming years — and retailers are simply not prepared to fight against it.

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Study: China To Generate More Data Than U.S. By 2025


in data generation by 2025, according to a study reported by CNBC. The study, which was done by the International Data Corporation (IDC) and data storage firm Seagate, found that as China continues to venture into new technologies, like the Internet of Things (IoT), it will outpace average global data generation by 3 percent a year. Data can sometimes be used to create new revenue streams, reach new markets or even improve customer service.

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IBM Algo FIRST becomes IBM FIRST Risk Case Studies

Insights on Business

In the continued evolution of the IBM Governance Risk and Compliance (GRC) product line, I am pleased to announce that effective today, Algo FIRST (FIRST) is rebranded to IBM FIRST Risk Case Studies. What else changes with the rebranding to IBM FIRST Risk Case Studies? . IBM FIRST Risk Case Studies continues to offer the same excellent external risk case study database that our customers have subscribed to for many years. About FIRST Risk Case Studies.

Big banks feel pressure to compete with digital lenders: S&P

Bank Innovation

The past year saw digital lenders enhance their product suites beyond credit, as big banks focused on adding features to their digital platforms to keep customers in their ecosystems, S&P Market Intelligence reported in a December research note.

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Fintechs show appetite for growth despite market anxieties


The pandemic and upcoming negotiations around Brexit are causing unprecedented uncertainty for fintech market participants, but many are still seeking to expand internationally, according to research conducted by Newfound, seen by bobsguide. The study – which was produced in July and

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Nielsen Study: Facebook Apps Tops In 2016


According to Nielsen, last year was a big year for digital — including new devices, new apps and the market for virtual reality (VR) devices. In a recent study, the research firm took a look at the top trends. “There’s [still] an app for that,” as they say, and there were even more in 2016. The research shows Facebook was yet again topping smartphone app category with 146 million average unique monthly users, up 14 percent over last year.

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