PYMNTS

AUGUST 1, 2018

A new report by the Bipartisan Policy Center recommended several reforms that would help the U.S. Small businesses are essential job generators, and the major driver of economic growth and vibrancy for all regions of the country.”. The center’s Task Force on Main Street Finance — co-chaired by former Senator Olympia Snowe, former U.S.

Policies 100

Policies Report Regulation Maine 100

BankUnderground

FEBRUARY 26, 2021

Chart 1 shows two text-based measures of uncertainty produced by Baker, Bloom and Davis , which quantify newspaper coverage of economic and policy-related uncertainty. Note: US economic policy uncertainty measure is constructed using media citations of terms related to economic policy uncertainty. China -0.7 -1.2 Conclusion.

Policies 68

Policies US Analysis Exercises 68

PYMNTS

MAY 20, 2020

Making cross-border payments in the EU therefore requires interconnectivity between the regions’ various real-time payments rails. This marked the first real-time payments regulatory framework in the region that addressed all EU countries. The ECB sees TIPS as more than just another real-time payments solution, however.

Payments 210

Payments Guidelines Regional Strategy 210

BankUnderground

JUNE 27, 2023

In this post I show that historically there have been large differences in how an interest rate shock affects prices in different areas of the country, even though interest rates are determined nationally. There are widely-used estimates of housing supply elasticity for regions of the US. The evidence for the UK is even less extensive.

Regional 95

Regional Policies US Study 95

PYMNTS

DECEMBER 2, 2019

China has implemented a new policy requiring citizens who want new phone service to scan their faces to verify identities instead of simply presenting ID cards, according to a report in The Wall Street Journal. The law doesn’t say anything about nationality or mobile virtual network operators, which are in the business of reselling services.

Policies 130

Policies Mobile Maine Fraud 130

BankUnderground

JULY 5, 2023

Chart 1 compares two popular measures of supply pressure, the NY Fed GSCPI Index (cyan line, which focuses on supply chain frictions), and the Dallas Fed IGREA (orange line, which captures the global commodity market pressure) – with a Composite Supply Pressure Index (CSPI, purple line, which we construct as a simple average of the two).

Policies 90

Policies Exercises US Maine 90

PYMNTS

FEBRUARY 24, 2020

billion-strong, high-spending consumers and their willingness to adapt to new technologies, trends and products may represent the economy of the future for many banks and businesses, but it is notoriously difficult for firms to enter and compete in this market.

Regulation 160

Regulation Policies Data Compliance 160

BankUnderground

NOVEMBER 23, 2023

Banks tend to price mortgages off interest rate swaps, which reflect the market’s expectations of future policy rates. It compares them to Bank Rate (the Bank of England policy rate) and the two-year swap rate, both of which are considered risk-free rates. Sources: Bank of England and Office for National Statistics.

Policies 98

Policies Analysis Comparison Regional 98

PYMNTS

JULY 17, 2019

In an interview with Karen Webster, Trulioo General Manager Zac Cohen took a multi-market look at government and thematic approaches to setting (and settling on) ID infrastructures. It remains to be seen how such oversight might carry over, or not, into other markets. But looking globally, a fragmented landscape frames the debate.

Course 185

Course Regional Policies Data 185

Abrigo

DECEMBER 18, 2023

Takeaway 2 Advisors recommend that financial institutions look behind some of the headlines and examine their own markets before ruling out CRE altogether. But understanding trends in their own portfolios and local markets can allow lenders to identify risk-appropriate CRE credits. The impact is not consistent.”

Risk Management 221

Risk Management Management Lending Capital 221

PYMNTS

SEPTEMBER 30, 2020

Consumers and businesses have been moving online in recent years, and regulators from the European Union to the Middle East and North Africa (MENA) region have worked to keep up with this migration. Many merchants are global entities, after all, which means they must now worry about security regulations in their own markets and abroad.

Regulation 175

Regulation Data Regional Examples 175

PYMNTS

FEBRUARY 25, 2020

Chinese banking and business practices’ potential impacts are favored topics for bankers and merchants: Changes in this market often have ripple effects on global finances. The reality is that the nation approaches cybersecurity and Open Banking from another angle. For example, parts of its Multi-Level Protection Scheme (MLPS) 2.0

Regulation 140

Regulation Compliance Online Data 140

BankUnderground

JANUARY 26, 2023

Changes in the UK housing market trends since the start of the pandemic To analyse trends in the housing markets during the pandemic, we examine differences in growth rates of housing prices across different regions of the UK, as well as across different types of housing (such as flats versus detached, semi-detached or terraced houses).

Regional 98

Regional Analysis Policies Trends 98

BankUnderground

NOVEMBER 16, 2023

Company accounts provide a window into how profits have evolved Large companies that are listed on the stock market publish company accounts at regular intervals, which give a summary of their operating performance. Bubble size is proportional to sectoral gross value added in the national accounts. Why look at large companies?

Company 105

Company Trends Policies Taxes 105

PYMNTS

FEBRUARY 4, 2019

FIs have made strides in establishing know your customer (KYC) and anti money laundering (AML) policies, but these changes are routinely challenged by emerging technology and cross-border transaction costs. The Dutch market faced the highest AML violation penalties in a decade in 2018. Following a joint investigation with U.S.

How To 161

How To Regulation Compliance Meeting 161

PYMNTS

NOVEMBER 3, 2016

With the recent announcement by Tradeshift that the firm would be expanding its operations into Australia and New Zealand, the firm has brought its strategy to bear on a region that serves as a springboard to growth for its own clients in their pursuit of expanded supply chains and also proximity to Asia.

Regional 100

Regional Policies National Industry 100

PYMNTS

OCTOBER 9, 2019

Alibaba, for its part, according to the report, has said that it has a policy in place where the company does not sell complete eCigarette or vaping products in the U.S. The incidences of injuries and deaths have, the newswire said, been linked to what are being termed “makeshift brands” other than the dominant market player, Juul Labs.

US 109

US United States Regional Report 109

TrustBank

JUNE 3, 2021

If you are looking to buy a house, you have likely observed that the real estate market is very competitive, with increased bidding activity leading to higher prices. One reason that the real estate market is so hot is that there is very low housing inventory available. National Home Price NSA Index reported a 13.2%

Metro 52

Metro Portland United States Washington 52

PYMNTS

AUGUST 7, 2018

Demonetization was launched in India in an effort to crack down on the nation’s underground economy, boost tax revenues and encourage the transition to a digital banking infrastructure. However, nearly two years after the policy launched in 2016, cash remains a key component of the nation’s economy. percent from 2016 to 2021.

Report 104

Report Policies Digital Banking Payments 104

BankUnderground

DECEMBER 15, 2022

It includes countries’ foreign reserves, Regional Financing Arrangements (RFAs), central bank swap lines, and IMF lending. First, it may be more challenging for major central banks to extend liquidity on a large scale to mitigate an unwarranted tightening in global financial conditions while domestic monetary policy is in a tightening cycle.

Capital 81

Capital Policies Resources Regional 81

Ublocal

APRIL 6, 2023

With many pandemic-related food relief programs ending—including increased SNAP benefits and free school lunches —as well as rising inflation and food costs , the risk of food insecurity for residents across our region is ever-growing. It’s also something that we can all work on together to eliminate.

New Hampshire 52

New Hampshire Vermont Community Regional 52

PYMNTS

JANUARY 7, 2020

Visner of the National Cybersecurity Federally Funded Research and Development Center (FFRDC) — managed by nonprofit MITRE , in support of the NIST National Cybersecurity Center of Excellence — said it’s important to put the cyberthreats, and Iran’s willingness to deploy them, in context. What Iran Wants.

National 145

National United States Operations System 145

NCR

OCTOBER 17, 2017

South-east Asia could soon witness some major changes in its regional payments infrastructure, as a result of two key markets – Singapore and Thailand – looking into the possibility of connecting their national digital payment platforms. million) in transfers. Image credit: iStock/ipopba.

System 45

System Payments Regional National 45

Gonzobanker

FEBRUARY 8, 2022

COVID may have accelerated things, but talk of booster shots and workplace policies wasn’t the most striking contrast at AOBA 2022. At the same time, Michaud shared compelling data concerning just how big players like PayPal and Square have become relative to the market caps of traditional banks. Let’s put COVID aside for a minute.

Fintech 167

Fintech Customer Experience Conference Technology 167

PYMNTS

NOVEMBER 23, 2016

“However, in the coming months, we will have a clearer picture of the new administration’s policy agenda as it relates to business. the Upper Plains region — saw a spike in small business bankruptcy rates, while Connecticut saw the largest increase in this metric in the third quarter. . “The U.S. Looking Out For 2017.

Policies 100

Policies Connecticut Oregon Capital 100

MyBankTracker

FEBRUARY 12, 2021

Founded in 1925, the Erie Insurance company is a Fortune 500 company with over 5 million policies in place. Even though Erie is a regional insurer, it still ranks high, even among national insurance companies: 12th largest auto insurer in the U.S. Service area is limited to the northeast and midwest region of the United States.

Policies 52

Policies Maine System Regional 52

PYMNTS

OCTOBER 8, 2019

There’s no question that the identity verification market is growing. billion by 2024, while the biometrics market is projected to reach more than $59 billion by 2025. The rule also called on city agencies to submit their policies for surveillance technology so the public could look at them. It’s expected to reach $12.8

San Francisco 110

San Francisco Video social media Security 110

PYMNTS

SEPTEMBER 30, 2016

banks to lose their pass-porting rights following the vote to leave the European Union poses real uncertainty about the future of FinTech in London,” Joseph Alfred, head of policy and technical at ACCA Singapore, told Finextra. The small nation made a push in support of FinTech innovation by reforming its payment laws.

Fintech 100

Fintech Regional Policies System 100

PYMNTS

DECEMBER 16, 2016

The former Soviet Union republic may be known for manufacturing tractors, but the region has its eye on becoming Eastern Europe’s Silicon Valley. This week, our Tech Center Roundup heads to Belarus to see how the nation has become one of the largest and most established places in Europe for information technology outsourcing.

Taxes 100

Taxes National Maine Regional 100

PYMNTS

JUNE 25, 2020

” Unison offers them that access point at a time when the product they offer has become particularly relevant to the market’s needs. ” Unison offers them that access point at a time when the product they offer has become particularly relevant to the market’s needs. Alleviating The Pressures Of The Present .

Las Vegas 255

Las Vegas Miami San Diego San Francisco 255

PYMNTS

OCTOBER 5, 2016

In fact, our research estimates a $300 billion increase in the amount of cash in the Eastern European market between 2015 and 2020. In Eastern Europe, where political unrest and economic insecurity are woven into the recent history of the region, spending cash is seen as more secure than using credit to make purchases or investing.

ATM 178

ATM Cards Mobile Regional 178

PYMNTS

MARCH 10, 2017

percent from Wednesday’s close and trending upward with a market cap over $19.2 In addition to the delay, Chinese bitcoin exchange Yunbi, which had been free of service disruption through February, announced on Wednesday a pause on bitcoin withdrawal to comply with anti-money laundering policy.

Bitcoin 116

Bitcoin Regional blockchain Regulation 116

PYMNTS

FEBRUARY 8, 2018

percent of domestic and cross-border payments in December 2017, SWIFT found, with the company’s Head of Payments Markets, Asia-Pacific, Michael Moon noting, “Experts suggest that capital controls and uncertainties over future regulations mean that a significant reversal of the decline in RMB usage for trade and payments is unlikely in 2018.”.

Innovation 111

Innovation Payments blockchain Analysis 111

Banking 2020

NOVEMBER 9, 2015

This is particularly true in the Asia-Pacific region, where new research is suggesting that payments made via these solutions are set for ‘explosive’ growth over the next few years. And Asia-Pacific will be one of the major contributors to this, as both developed and emerging markets increase their use of these payments.

Mobile 40

Mobile Payments Regional National 40

PYMNTS

OCTOBER 16, 2019

In August, Facebook instituted changes to its advertising policies as the result of a settlement it reached with anti-discrimination groups and the federal Department of Housing and Urban Development (HUD). In regard to big national banks, or even regional banks, he said, that rule makes some sense.

social media 110

social media Online Groups Community 110

PYMNTS

OCTOBER 2, 2017

Having network rules, offline authorization, security policies and generally good, standard business practices in place can all contribute to stability when the unexpected happens. Herziger-Snider said the market has consolidated over the last 50 years through a series of regionally-strategic mergers and acquisitions.

Florida 109

Florida ATM Texas Regional 109

PYMNTS

SEPTEMBER 11, 2019

As spotlighted in the Digital Banking Tracker , the global digital banking market is slated to grow by 16 percent, compounded annually. One of the first neobanks in the region, Nubank , traces its genesis back to 2013, having raised hundreds of millions of dollars to expand across several financing rounds.

Digital Banking 160

Digital Banking Millennials Mobile Regulation 160