PYMNTS

JANUARY 24, 2017

“SMEs need better integration into the digital economy across the globe, including understanding government policy, building digital infrastructure and enhancing ePayment tools,” the report concluded, adding that increased competition has also hampered SMEs’ global trade efforts.

Regional 100

Regional Analysis Policies Report 100

BankUnderground

MAY 11, 2021

How is household consumption affected by borrowing constraints in the mortgage market? We show that HTB boosted household consumption in addition to stimulating housing market activity. Relaxing the down payment constraint thus has important macroeconomic effects that extend beyond the housing market. Housing market.

Marketing 119

Marketing Regional Payments Policies 119

PYMNTS

FEBRUARY 24, 2020

In Europe, the continued evolution of data policies and regulation now point toward a single market across the Continent. As reported mid week, the European Commission is planning a single European market for data , in hopes that by pooling talent, the region can compete with Big Tech in Silicon Valley and China.

Data 130

Data Marketing Taxes Regulation 130

BankUnderground

MARCH 5, 2020

We focus on firm level employment and ask which firms do the most hiring and firing when monetary policy adjusts. Furthermore, do these patterns of responses tell us something about how monetary policy affects the economy? This blurs differences between firms’ access to finance and the market conditions they face.

Policies 55

Policies Regional US Groups 55

PYMNTS

JUNE 14, 2017

Turkey, the report found, was the most complex market for regulatory compliance, followed by Brazil, Italy, Greece and Vietnam. In South and Central America, compliance complexities are attributed to complex tax layers, though Argentina is the region’s most complex country for reporting, while Mexico is its most complex for bookkeeping.

Compliance 146

Compliance Marketing Taxes Groups 146

PYMNTS

MAY 16, 2020

According to various embodiments, cash may be removed from the markets in a frictionless manner and the payment ecosystem may be improved.”. A central entity may implement a monetary policy and issue currency. A central entity may maintain exclusive rights to create or destroy currency in a region such as a nation.

System 320

System blockchain Regional Security 320

PYMNTS

AUGUST 1, 2018

A new report by the Bipartisan Policy Center recommended several reforms that would help the U.S. Small businesses are essential job generators, and the major driver of economic growth and vibrancy for all regions of the country.”.

Policies 100

Policies Report Regulation Maine 100

BankUnderground

FEBRUARY 26, 2021

Chart 1 shows two text-based measures of uncertainty produced by Baker, Bloom and Davis , which quantify newspaper coverage of economic and policy-related uncertainty. Note: US economic policy uncertainty measure is constructed using media citations of terms related to economic policy uncertainty. China -0.7 -1.2 Conclusion.

Policies 69

Policies US Analysis Exercises 69

BankUnderground

JUNE 27, 2023

Existing estimates based on a range of housing markets globally imply that a 1 percentage point increase in interest rates could reduce average house prices by between 2% and 20% in a couple of years – a wide range. There are widely-used estimates of housing supply elasticity for regions of the US.

Regional 98

Regional Policies US Study 98

PYMNTS

MAY 22, 2020

Detailing similar efforts in India and the Asia-Pacific region, the new Tracker looks at faster payments systems getting built around the world to ignite whole economies. Having led on issues like consumer data privacy, the European Union (EU) is trying to pull ahead on real-time payments as well. “The The Fed’s Failure. Problem No.

Payments 344

Payments Policies Guidelines National 344

PYMNTS

DECEMBER 1, 2020

The fourth quarter of 2020 and the first quarter of 2021 are expected to be weaker than forecasted unless “pandemic dynamics change significantly,” the IMF stated, indicating fiscal and monetary stimulus could be necessary in order to help support the region. “A The IMF pointed to the 390 billion euro ($465.8

Policies 168

Policies National Regional Analysis 168

BankUnderground

JULY 5, 2023

Chart 1 compares two popular measures of supply pressure, the NY Fed GSCPI Index (cyan line, which focuses on supply chain frictions), and the Dallas Fed IGREA (orange line, which captures the global commodity market pressure) – with a Composite Supply Pressure Index (CSPI, purple line, which we construct as a simple average of the two).

Policies 94

Policies Exercises US Maine 94

BankUnderground

NOVEMBER 23, 2023

Banks tend to price mortgages off interest rate swaps, which reflect the market’s expectations of future policy rates. It compares them to Bank Rate (the Bank of England policy rate) and the two-year swap rate, both of which are considered risk-free rates. percentage points and two-year mortgage rates have risen by around 4.5

Policies 101

Policies Analysis Comparison Regional 101

PYMNTS

MAY 20, 2020

Making cross-border payments in the EU therefore requires interconnectivity between the regions’ various real-time payments rails. This marked the first real-time payments regulatory framework in the region that addressed all EU countries. Official guidelines and regulations can only go so far, however.

Payments 210

Payments Guidelines Regional Strategy 210

PYMNTS

JANUARY 22, 2019

21) in Skift said Travelstop has entered seven new markets across Asia, expanding beyond its home market of Singapore. In addition to its expansion in Asia, Travelstop is launching an iPhone app in support of the high penetration rate of mobile devices in the region. Reports Monday (Jan. million, reports said.

Mobile 134

Mobile Regional Taxes Management 134

PYMNTS

FEBRUARY 19, 2020

Investors are betting that strong continued support from central banks will make sure that credit markets keep ticking over. Gavan Nolan, a director at IHS Markit, said the market was being driven by monetary policy expectations, and that everything else was “taking a back seat.” companies, fell to [43.81

Regional 175

Regional Policies Marketing Company 175

PYMNTS

NOVEMBER 22, 2019

Richard Ashton, deputy general counsel for litigation, enforcement and system matters, said at a conference in New York that the Federal Reserve is considering an audit of tech firms’ compliance policies and governance structures. 19-21 is run by The Clearing House (THC) and the Banking Policy Institute (BPI).

Security 116

Security Policies Conference Compliance 116

BankUnderground

JANUARY 26, 2023

Changes in the UK housing market trends since the start of the pandemic To analyse trends in the housing markets during the pandemic, we examine differences in growth rates of housing prices across different regions of the UK, as well as across different types of housing (such as flats versus detached, semi-detached or terraced houses).

Regional 101

Regional Analysis Policies Trends 101

PYMNTS

APRIL 27, 2020

But this year the company, with more than 300 million consumers and merchants in more than 200 markets, said its many missions were overshadowed by its response to the coronavirus pandemic. PayPal said it implemented measures to protect employees through remote working policies and increased paid time off through a crisis leave program.

Report 168

Report Community California Regional 168

BankUnderground

JUNE 13, 2023

One possible explanation is that labour market attachment declines with unemployment duration and so a higher long-term unemployment share may weaken wage competition. Therefore, by the time that LTU starts to rise, the economy would have already transitioned to a flatter region of the Phillips curve. We offer two tentative ideas.

Policies 86

Policies US Regional Exercises 86

TrustBank

DECEMBER 1, 2022

The Federal Open Market Committee (FOMC) is the monetary policy-making body of the Federal Reserve System. The FOMC is composed of 12 members — the seven-member Board of Governors and five members drawn from the 12 regional Reserve Bank presidents. We had no idea how right we would be.

Kansas City 52

Kansas City Minneapolis Regional Kansas 52

PYMNTS

DECEMBER 20, 2018

Reuters , citing analysts, reported that obtaining insurance would be a huge step in bringing legitimacy to the cryptocurrency market and enabling the exchanges and Asian traders to lure investment dollars from mainstream fund managers.

cryptocurrency 168

cryptocurrency Bitcoin Regulation Regional 168

PYMNTS

FEBRUARY 22, 2018

Regulatory efforts to promote FinTech innovation, a bustling climate for blockchain and interest from other markets eyeing the region for expansion have all led to Southeast Asia’s impressive standing in this space.

Fintech 104

Fintech Regional Resources blockchain 104

BankUnderground

JUNE 8, 2022

The second approach is to estimate capital shortfalls for banks arising from the ‘stranding’ of specific sectors exposed to climate policy ( Battiston et al (2017) ). Setting capital requirements or buffers based on market-based climate risk measures is problematic for two reasons.

Capital 103

Capital Policies Tools Regulation 103

PYMNTS

FEBRUARY 24, 2020

billion-strong, high-spending consumers and their willingness to adapt to new technologies, trends and products may represent the economy of the future for many banks and businesses, but it is notoriously difficult for firms to enter and compete in this market.

Regulation 160

Regulation Policies Data Compliance 160

PYMNTS

DECEMBER 2, 2019

China has implemented a new policy requiring citizens who want new phone service to scan their faces to verify identities instead of simply presenting ID cards, according to a report in The Wall Street Journal. The new requirement went into effect Sunday (Dec.

Policies 130

Policies Mobile Maine Fraud 130

PYMNTS

JANUARY 15, 2018

The sources couldn’t provide more details about the types of policies China will implement. The government is also going after companies and individuals who enable cryptocurrency trading by providing services such as market making, settlement and clearing. Small peer-to-peer (P2P) trades aren’t on the radar of the Chinese government.

cryptocurrency 146

cryptocurrency Bitcoin Regional Regulation 146

PYMNTS

DECEMBER 8, 2019

B-North wants to disrupt the £154 billion UK business lending market. The majority of SME lending is via the big High Street banks and our experience shows they often use outdated ‘legacy’ systems, rigid lending policies, and faceless, centralized processing centers. UK-based business lender B-North is looking to raise £1,750,000 ($2.3

Lending 131

Lending Regional Policies Operations 131

PYMNTS

OCTOBER 8, 2018

Also in Europe, the European financial markets regulator has said that it wants to spend one million euros to promote market stability in the region as pertains to cryptocurrencies and FinTechs. That document focuses on budgets and regulatory efforts across the region. Regulatory Fines, on a Global Scale.

United States 174

United States Regulation cryptocurrency Cleveland 174

PYMNTS

SEPTEMBER 30, 2020

Consumers and businesses have been moving online in recent years, and regulators from the European Union to the Middle East and North Africa (MENA) region have worked to keep up with this migration. Many merchants are global entities, after all, which means they must now worry about security regulations in their own markets and abroad.

Regulation 175

Regulation Data Regional Examples 175

PYMNTS

FEBRUARY 25, 2020

Chinese banking and business practices’ potential impacts are favored topics for bankers and merchants: Changes in this market often have ripple effects on global finances. This further complicates the complex market for entities wishing to enter the country, especially as FIs are already under greater scrutiny. and the U.S.

Regulation 140

Regulation Compliance Online Data 140

Abrigo

DECEMBER 18, 2023

Takeaway 2 Advisors recommend that financial institutions look behind some of the headlines and examine their own markets before ruling out CRE altogether. But understanding trends in their own portfolios and local markets can allow lenders to identify risk-appropriate CRE credits. The impact is not consistent.”

Risk Management 221

Risk Management Management Lending Capital 221

PYMNTS

JULY 17, 2019

In an interview with Karen Webster, Trulioo General Manager Zac Cohen took a multi-market look at government and thematic approaches to setting (and settling on) ID infrastructures. It remains to be seen how such oversight might carry over, or not, into other markets. But looking globally, a fragmented landscape frames the debate.

Course 185

Course Regional Policies Data 185

PYMNTS

SEPTEMBER 25, 2017

Australia is now the Asia Pacific region’s second-largest alternative finance market, largely due to a favorable regulatory climate, according to new KPMG analysis. The Australian market is quickly becoming a hotbed of alternative lending , and new analysis from KPMG suggests it has risen up in the ranks.

Lending 100

Lending Regional Analysis Survey 100

PYMNTS

FEBRUARY 11, 2020

That was its largest market with over 3,400 stores, and more than any other non-U.S. Gabriela Buenrostro Ortega, a spokesperson for the company in that region, said the expansions would allow Walmart to keep offering the best possible prices for Mexican families and to continue working for the welfare of the people.

Regional 131

Regional America Policies Retail 131

PYMNTS

JUNE 6, 2019

Around the world, banks and FinTech firms are addressing challenges associated with enabling fund disbursements in real time — and some markets are developing real-time networks faster than others. In other markets, the growth of instant and mobile payments is breeding more competition by the day.

Security 162

Security social media Innovation Regional 162

PYMNTS

MARCH 13, 2019

market volatility is undeniable for many firms around the world. In addition, new research from Atradius revealed the end is near for businesses most exposed to market risks. retail market, according to USA Today reported. Ongoing uncertainty over Brexit has sounded alarms over U.K. Geographic Breakdown. ”

Regional 108

Regional Analysis Marketing Retail 108