PYMNTS

APRIL 3, 2020

is growing the purview of its export insurance policy. The country joins other nations that have offered supply chain insurance support, The New York Times reported. A government department, UK Export Finance , has grown the program to handle transactions with the European Union, Canada, New Zealand and Iceland, among other regions.

Payments 176

Payments New York National Regional 176

PYMNTS

NOVEMBER 19, 2019

These steps would allow much more rapid liquidation of an insurance policy, including a ‘disaster dividend,’ or a ‘harm’s way’ claim, which could be used to pay for evacuation-related expenses,” the agency stated in its latest National Advisory Draft Report to the FEMA Administrator.

blockchain 217

blockchain Puerto Rico Virgin Islands United States 217

PYMNTS

OCTOBER 19, 2020

As a mix of regional and national measures are put into place amid a “second wave” on the continent, governments throughout Europe have put forward more limitations to stem the proliferation of the coronavirus. Also, the Republic of Ireland will transition into “Level Five” limitations, ABC News reported. “We

United States 229

United States Regional Policies National 229

BankUnderground

FEBRUARY 26, 2021

Chart 1 shows two text-based measures of uncertainty produced by Baker, Bloom and Davis , which quantify newspaper coverage of economic and policy-related uncertainty. Note: US economic policy uncertainty measure is constructed using media citations of terms related to economic policy uncertainty. Conclusion.

Policies 67

Policies US Analysis Exercises 67

BankUnderground

JUNE 27, 2023

In this post I show that historically there have been large differences in how an interest rate shock affects prices in different areas of the country, even though interest rates are determined nationally. There are widely-used estimates of housing supply elasticity for regions of the US. The evidence for the UK is even less extensive.

Regional 92

Regional Policies US Study 92

PYMNTS

MAY 20, 2020

Making cross-border payments in the EU therefore requires interconnectivity between the regions’ various real-time payments rails. This marked the first real-time payments regulatory framework in the region that addressed all EU countries. The ECB sees TIPS as more than just another real-time payments solution, however.

Payments 210

Payments Guidelines Regional Strategy 210

CFPB Monitor

AUGUST 30, 2022

I n a blog post published last week , the CFPB looked at the connection between eligibility for financial assistance under policies mandated by the Affordable Care Act (ACA) and medical collections. The ACA requires nonprofit hospitals to establish financial assistance policies for consumers who are unable to pay for their medical expenses.

Policies 78

Policies Regional Report Taxes 78

PYMNTS

DECEMBER 2, 2019

China has implemented a new policy requiring citizens who want new phone service to scan their faces to verify identities instead of simply presenting ID cards, according to a report in The Wall Street Journal. The law doesn’t say anything about nationality or mobile virtual network operators, which are in the business of reselling services.

Policies 130

Policies Mobile Maine Fraud 130

BankUnderground

JULY 5, 2023

In this region, a change in demand leads to a small change in inflation and a large change in output, as per the commonly held view. This results in simultaneity between supply shocks (eg a change in energy prices) and demand shocks (ie the monetary policy response). We consider two cases in the panels in Chart 2.

Policies 87

Policies Exercises US Maine 87

BankUnderground

NOVEMBER 23, 2023

Banks tend to price mortgages off interest rate swaps, which reflect the market’s expectations of future policy rates. It compares them to Bank Rate (the Bank of England policy rate) and the two-year swap rate, both of which are considered risk-free rates. Sources: Bank of England and Office for National Statistics.

Policies 96

Policies Analysis Comparison Regional 96

PYMNTS

MAY 21, 2020

A central entity may implement a monetary policy and issue currency. A central entity may maintain exclusive rights to create or destroy currency in a region such as a nation. A central entity may be associated with a government of such a region.”.

United States 244

United States Regional cryptocurrency Retail 244

PYMNTS

SEPTEMBER 15, 2020

In Berlin, where last week saw a two-day meeting of financial officials from Europe, central bankers discussed digital payments and the confines of digital, national currencies. She said, too, that “an increase in protectionist policies” may present risks in a landscape where foreign payment service firms still hold sway.

Boston 227

Boston Retail Meeting Maine 227

PYMNTS

FEBRUARY 14, 2020

In perhaps the most sweeping example, the member states of the United Nations have embraced, as part of “sustainable development goals,” a target to “provide legal identity for all, including birth registration,” by 2030. s policy represents “the right goal to set. An ambitious goal, to be sure, and one that the U.N.

How To 205

How To National Fraud Data 205

PYMNTS

JUNE 19, 2020

Norway celebrated this week as it reopened its borders to the rest of the Nordic region. Critics of the decision to keep the economy open said it led to the death of 5,053 of Swedish residents compared to less than 1,200 in the other four nations, WHO data reveals. But no one was rejoicing in nearby Sweden because it was excluded.

Regional 141

Regional Policies Survey National 141

Abrigo

AUGUST 31, 2023

From a security standpoint, forcing customers into Western nomenclature can lead to missed OFAC specially designated nationals (SDN) list matches, and open-source information searches could be lost or overlooked. When customers have no legally issued ID, alternative know-your-customer policies are indispensable.

Compliance 195

Compliance Community Training System 195

PYMNTS

JULY 17, 2019

Beyond the technological advances, of course, China’s push toward a digital economy comes as the government has also digitalized the national ID card, which must be wielded by every citizen over the age of 16. National efforts to issue digital IDs to everyone may be hallmarks of China and India.

Course 185

Course Regional Policies Data 185

PYMNTS

FEBRUARY 24, 2020

Financial institutions (FIs) and merchants from other regions have been dipping their toes into the Chinese market, but open banking has compounded the difficulty involved in setting up operations. Firms also need to be aware of how shifting Chinese policies could cause global impacts on the ways data and money are kept and transferred.

Regulation 160

Regulation Policies Data Compliance 160

BankUnderground

FEBRUARY 9, 2023

It provides insurers with an option to pass the flood-risk element of their policies on to the reinsurer at a lower fixed price according to property council tax band. To gauge heterogeneous effects of the policy, we then estimate our regression in different subsamples. Flood Re is expected to be phased out in 2039.

Marketing 74

Marketing Policies Regional Data 74

PYMNTS

SEPTEMBER 30, 2020

Consumers and businesses have been moving online in recent years, and regulators from the European Union to the Middle East and North Africa (MENA) region have worked to keep up with this migration. The pandemic is dramatically altering how merchants can transact, which data they can store and where they can store it, however.

Regulation 175

Regulation Data Regional Examples 175

Independent Banker

MARCH 18, 2015

National Award Recipient. Eastern Region Award Recipient. Central Region Award Recipient. Western Region Award Recipient. Advocacy & Policy Banks Featured People & Banks' Shirley Nelson. Founder, chairman and CEO of Summit Bank, Oakland, Calif. Ronald Paul. Chairman and CEO of EagleBank, Bethesda, Md.

Community 70

Community Oakland Wyoming Video 70

BankUnderground

NOVEMBER 16, 2023

This measure naturally avoids some of the issues that distort the national accounting data, such as the inclusion of non-market income, tax and self-employment or mixed income. Bubble size is proportional to sectoral gross value added in the national accounts. Dotted line is a linear trend. Excludes companies with negative profits.

Company 102

Company Trends Policies Taxes 102

American Banker

NOVEMBER 3, 2016

is the only industrialized nation without mandated paid parental leave, but innovative leave policies are an opportunity to attract and retain employees in a highly competitive industry.

Policies 28

Policies National Innovation Industry 28

PYMNTS

JUNE 8, 2017

The place to place might expand a bit — as in regionally, as in moving into the countryside. Monetary policy is unlikely to boost rates. United Nations data via the Office on Drugs and Crime show that robberies in the U.S. and Europe are multiples higher than are seen in Japan.

Regional 100

Regional Policies Security National 100

PYMNTS

JUNE 14, 2017

Efforts to promote fair competition and boost international trade could offer some relief eventually, especially as the nation aims to harmonize its regulations with those of the European Union. Top Challenge Areas.

Compliance 146

Compliance Marketing Taxes Groups 146

PYMNTS

NOVEMBER 3, 2016

With the recent announcement by Tradeshift that the firm would be expanding its operations into Australia and New Zealand, the firm has brought its strategy to bear on a region that serves as a springboard to growth for its own clients in their pursuit of expanded supply chains and also proximity to Asia.

Regional 100

Regional Policies National Industry 100

PYMNTS

NOVEMBER 1, 2016

Hitachi is teaming up with a regional bank in Japan to introduce anti-fraud ATMs. Joyo Bank, a regional lender located north of Tokyo, will begin operating the new anti-fraud ATMs early next year. “We We discussed the issue with Hitachi and decided to implement this solution.”. billion yen ($252 million).

ATM 100

ATM Fraud Mobile Regional 100

CFPB Monitor

APRIL 22, 2021

The agencies are the Comptroller of the Currency, Farm Credit Administration, FDIC, Federal Reserve Board, and National Credit Union Administration (Agencies). making, increasing, extending or renewing a loan), the lender must review the policy to determine if it meets the mandatory purchase criteria.

Policies 60

Policies Compliance Meeting Regulation 60

BankUnderground

JANUARY 26, 2023

Changes in the UK housing market trends since the start of the pandemic To analyse trends in the housing markets during the pandemic, we examine differences in growth rates of housing prices across different regions of the UK, as well as across different types of housing (such as flats versus detached, semi-detached or terraced houses).

Regional 95

Regional Analysis Policies Trends 95

PYMNTS

FEBRUARY 4, 2019

FIs have made strides in establishing know your customer (KYC) and anti money laundering (AML) policies, but these changes are routinely challenged by emerging technology and cross-border transaction costs. Following a joint investigation with U.S. The bank was fined $900 million to settle the investigation.

How To 161

How To Regulation Compliance Meeting 161

PYMNTS

OCTOBER 9, 2019

Alibaba, for its part, according to the report, has said that it has a policy in place where the company does not sell complete eCigarette or vaping products in the U.S. The latest national and regional findings suggest products containing THC play a role in the outbreak.”. based users, according to reports.

US 109

US United States Regional Report 109

PYMNTS

APRIL 17, 2020

For New York City, the policy means that SummerStage in Central Park, which was set to start June 22, and the Brooklyn Half Marathon, which had been set for May 16, would be canceled. The news comes one day after Governor Andrew Cuomo put forward the extension of New York’s closure of nonessential companies to May 15. .

New York City 141

New York City New York US Pennsylvania 141

Ublocal

APRIL 6, 2023

With many pandemic-related food relief programs ending—including increased SNAP benefits and free school lunches —as well as rising inflation and food costs , the risk of food insecurity for residents across our region is ever-growing. It’s also something that we can all work on together to eliminate.

New Hampshire 52

New Hampshire Vermont Community Regional 52

PYMNTS

FEBRUARY 25, 2020

China is looking to keep up with consumers, financial institutions (FIs) and merchants that send funds and information through online channels, and several of the country’s related regulations resemble those from regions where such transactions are now commonplace. For example, parts of its Multi-Level Protection Scheme (MLPS) 2.0

Regulation 140

Regulation Compliance Online Data 140

PYMNTS

AUGUST 7, 2018

Demonetization was launched in India in an effort to crack down on the nation’s underground economy, boost tax revenues and encourage the transition to a digital banking infrastructure. However, nearly two years after the policy launched in 2016, cash remains a key component of the nation’s economy. percent from 2016 to 2021.

Report 104

Report Policies Digital Banking Payments 104

Abrigo

DECEMBER 18, 2023

Use portfolio risk management tools, which make it easier to continue supporting local and national economies prudently. Certainly, one asset class, the regional mall, is quite dead,” Kirby said. Policies and procedures should be well articulated and consistent with risk appetite, and the appraisal review process needs to be effective.

Risk Management 221

Risk Management Management Lending Capital 221

Jeff For Banks

MARCH 21, 2024

Our lives changed forever from this whole experience of the government’s declaration of a national emergency, leading to forced shutdowns of businesses and schools, mandated mask wearing, forcing 6-foot distances between people, travel restrictions, fear mongering with case and death counts, and forced vaccines/boosters. 4Q) is 3.40%.

Marketing 148

Marketing Policies Report Atlanta 148

PYMNTS

OCTOBER 28, 2019

Wayfair case that allowed states and individual cities to launch tax policies aimed at remote sellers and marketplaces is still reverberating in 2019 and will likely affect online retail in 2020. The 2018 South Dakota v. In Q3 2019, 14 states started collected online sales tax and 11 more followed in October. Don’t cry for eBay, though.

Taxes 102

Taxes Online San Jose South Carolina 102