Will Exercise Junkies ‘Save’ The Smartwatch?


The activity tracker became the device of choice for the middle-aged consumer looking to get in better shape by starting an exercise routine. That said, activity tracker companies must continue to broaden their portfolios to satisfy more exercise-focused consumers, combining specialist functions with generalist capabilities.”. So, if the smartwatch has a future — and companies like Apple are praying that it does — maybe it’s with the uber-fit exercise junkies?

An Exercise in Biometric Payments

Payments Source

The early morning exercisers who stop at Thrive Café in Loves Park, Ill. may be drenched in sweat and dressed in outfits devoid of any pockets, but they can still pay for their post-workout refreshments without a wallet or phone. security technology risk-analytics

Fitness Goes Micro With ‘Workout Pods’ Designed For On-Demand Exercise

CB Insights

With 1.35 billion people – or roughly 20% of the world’s population – living in China, real estate is at a premium in the country’s urban areas. As a result, brick-and-mortar businesses in China’s big cities are going small.

PSD2: Another painful compliance exercise or an opportunity?

Bobs Guide

The European Commission’s revised Payment Services Directive (PSD2) will bring about one of the biggest changes that the banking sector has ever faced. However, as the Commission has indicated this is not a change being dictated by banks; it is a reaction to the ongoing disruption of payments

Note to Regulators: Exercising Fiduciary Responsibility is Not a Community Bank Board Problem – But You Might Make It One!

Finer Points

As community bankers we have a fiduciary responsibility to our customers and communities as well as our shareholders. While it may not always be an explicit legal duty, it’s inherent to the community bank relationship business model and serves a key role in our success—after all, community banks only succeed when their customers and communities do the same. That’s […]. Community Banks

Strategic alignment exercise

CU Insight

Here’s an exercise to do in that quiet moment. Management/Leadership Communication Credit Unions CUES CUES Skybox Customer engagement exercise Growth Members profitability Scott McClymonds by: Scott McClymonds.

4 reasons exercising makes better leaders

CU Insight

One of the most common goals people set at the start of a new year is to exercise more often. However, daily exercise can improve more than just your physical health – it can also make you a more effective leader.

Getting ready for a credit union tabletop exercise

CU Insight

At Ongoing Operations, we facilitate hundreds of credit union tabletop exercises a year. To help you prepare your staff for an internal tabletop exercise, we’ve put together this checklist for you to use. What Is A Credit Union Tabletop Exercise?

Credit Union ‘Jump Starts’ Staff Passion for Hispanic Member Service with Immersion Exercises, Training


Coopera’s staff took us through an immersion exercise where we went to a local market for lunch,” said Jakubowski. “We Buy-in from management was a critical first step to developing the Prime Financial Credit Union’s (PFCU) Hispanic member growth plan. And it did not come easily. After all, the credit union was still recovering from a conservatorship, and prudent board members wanted to be sure the plan would be strategic and well-executed. “We

What are some key credit union table top exercises?

CU Insight

Table top exercises enable you to work through what would happen in a similar situation, and set clear expectations for each employee’s roles and responsibilities. Eventually, you can run a table top exercise before you do your Disaster Recovery (DR) test.

Is GSE capital proposal an academic exercise — or a whole lot more?


No plan will be implemented as long as Fannie Mae and Freddie Mac remain in conservatorship, but a capital framework for the companies could still have a substantive impact. Housing finance reform GSE reform Financial regulations Minimum capital requirements Mel Watt Fannie Mae Freddie Mac FHFA

Strategic planning guide, Part I: Pre-planning exercise

CU Insight

Before you embark on the strategic planning process, consider completing the exercises below (Hint: this is a good exercise for your management team): 1. Exercise: Why does your company value having a strategic plan in place? (Is

Wirz: NCUA Charter Conversion Rules An Exercise in Government Abuse

Keith Leggett's Credit Union Watch

Henry Wirz, the CEO of SAFE CU in North Highlands, CA, wrote that NCUA''s rules governing the charter conversion process are "an exercise in government control." Earlier this week, I wrote that NCUA''s conversion rules needed to be re-examined. Adding fuel to the fire is Henry Wirz''s scathing commentary on NCUA''s role regarding credit union conversions in the October 15th edition of Credit Union Journal (paid subscription).

Exercise to be a better leader

CU Insight

Exercise is a word you hear often this time of year, and it’s usually surrounded by words of regret. For example, “I wish I had made it to the gym more this year,” or “I definitely didn’t exercise as much as I would have liked the past few months.”. But what if we decided exercise could make us better leaders? Shelley DuBois, in FORTUNE, says exercise shows a person’s true colors. Management/Leadership Berger Credit Unions exercise leader Leadership

Two exercises to help your credit union tell a better digital story

CU Insight

This exercise you have completed has not been done in vain. Considering the critical role your website and other digital channels play in helping to guide a consumer to open an account or apply for a loan, I would now like you to conduct a second exercise.

Groupon And The Big Business Of Beauty


Retail anti-aging products beauty beauty products Cosmetics exercise facials Featured News fitness floatation tank grooming Groupon gym memberships hand cream Health laser hair removal makeup Massage mobile app moisturizer News shaving products spas supplements waxingBeauty is and always has been one of humanity’s favorite topics. English poet Thomas Overbury famously observed that it is only skin deep, while Irish poet Margaret Wolfe Hungerford noted that it is “in the eye of beholder.”

Dimon's Defense of Big-Bank Model: An Exercise in Hubris


JPMorgan chief Jamie Dimon tried to defend his bank''s size and scope by suggesting that community banks are just as vulnerable in a crisis. But he succeeded only in proving that Wall Street firms will make the same mistakes all over again unless the government takes steps to disincentivize their risky behavior. community-banking

Noom’s New Approach To Solving The Obesity Epidemic


The brand is frequently billed as the Weight Watchers for millennials – in fact, the two share some similarities: Users set a weight loss goal, and then undertake a customized diet and exercise plan to attack that goal over 16 weeks, during which time they log their food consumption and activity, which is pretty standard for any weight-loss app. The accountability aspect — inputting data such as caloric intake, sleep, exercise, etc.

The boom after the storm; Berkshire exercises B of A warrants


Following short-term disruptions from Harvey, Texas bankers expect a long-term lift to the local economy; Buffett’s company officially becomes the bank’s largest shareholder. Morning scan Payday lending Reverse mortgages CFPB Berkshire Hathaway Federal Reserve Bank of America

3 takeaways from the Ongoing Operations digital incident response joint exercise

CU Insight

Recently, I had the pleasure of co-facilitating a Digital Incident Response Joint Exercise hosted by Ongoing Operations and TruShield. Next, test these incidents out in tabletop exercises. The post 3 takeaways from the Ongoing Operations digital incident response joint exercise appeared first on CUInsight. Cybersecurity workshops for credit unions have become more important than ever.

Uber Of X: SwitchFit Is The Uber Of Workout Regimens


uber of x exercise fitness gyms Retail studios SwitchFit Uber of X working out workoutYear after year, it’s safe to say that most New Year’s resolutions include some form of getting in better shape. People join a gym with good intentions, but then their rate of going either slows down or stops altogether. Consumers seem to want to be in physically good shape, but when it comes to that journey, most have a hard time committing to a specific gym or routine.

NextGen Know-How: A powerful visioning exercise for 2017

CU Insight

The post NextGen Know-How: A powerful visioning exercise for 2017 appeared first on CUInsight. Credit unions that have a vision of where they want to go and can align the entire organization around that vision create momentum towards their goals.

Credit union ‘jump starts’ staff passion for Hispanic member service with immersion exercises, training

CU Insight

Coopera’s staff took us through an immersion exercise where we went to a local market for lunch,” said Jakubowski. “We The post Credit union ‘jump starts’ staff passion for Hispanic member service with immersion exercises, training appeared first on CUInsight.

Black Friday credit union marketing exercise: get to the malls

CU Insight

This exercise can be done in a few ways. by: James Robert Lay. You have a choice to make on Black Friday. Sleep in and eat leftover turkey. Or hit the malls early and wait in line. If you are planning to grow your credit union in 2015, make sure to set your alarm. When was the last time you spent time talking to consumers? Better yet, when was the last time you spent time watching consumers? Storytelling Starts With Observation. Now is a great time to hit the mallm but not to shop.

Cryptomathic signs on as PCI SSC participating organization

Mobile Payments Today

The company hopes its experience as a designer of secure software solutions can help PCI become 'a business enabler, rather than a simple compliance exercise

A banker’s guide to Facebook’s new advertising rules


Banks will likely continue to exercise caution in the wake of Facebook's announcement that it’s restricting the way providers of housing, employment and credit advertise on its site. Social media Digital marketing Race discrimination Age discrimination Facebook Forrester Research

4 reasons you should hit the gym (other than weight loss)

CU Insight

Studies have shown that exercise directly effects the quality of your sleep. Less sickness: Regular exercise can help decrease your chance of heart disease, as well as other illnesses like diabetes and osteoporosis. Lifestyle energy exercise happiness John Pettit life sickness sleep

Study 22

Beneficial finds local still sells in Philly

ABA Community Banking

Bank with savings roots grows via commercial, exercises caution on CRE Management Financial Trends CSuite Community Banking. 1Community Banking

5 takeaways from mid-size stress tests

ABA Community Banking

First “live” DFAST exercise yields mixed results for banks and regulators Management Duties Risk Management Operational Risk. 1Management

Lawsuit: Peloton Used 1,000+ Songs Illegally


The National Music Publishers’ Association (NMPA) is suing streaming exercise bike company Peloton , saying the service used upwards of 1,000 songs without licensing them properly, according to reports.

Samsung Unveils Foldable Phone At Developer Event


The Galaxy Watch comes equipped with a heart rate monitor that provides breathing exercises, advanced sleep tracking and advanced fitness tracking features.

Mastercard Acquires Transfast To Expand Cross-Border Services


Mastercard) has today exercised its right to terminate the cooperation agreement entered into by Bidco and Earthport with immediate effect,” the company said in a statement. Microsoft disclosed on Friday (Mar.

Marlboro Sees Opportunity In Canadian Cannabis


The agreement also allows Altria to acquire an additional ownership interest in Cronos at a price of CAD $19 per share exercisable over four years from the closing date. If exercised in full, it would increase Altria’s ownership in Cronos to approximately 55 percent.

3 Blind Spots Your Bank Board Can Protect Management From

Banker to Banker

While there has not been clear guidance in this area, one area where boards can exercise credible challenge is on the subject of strategic direction and assessing management bias For years, regulators have talked about enterprise risk management (“ERM”).

12 questions to ponder in this fast-paced, complicated world

CU Insight

2. Are you getting enough exercise? Community Management/Leadership build up Coach Emails exercise forms HMDA improve Lead NCUA Policies procedures RBC Regulatory Compliance Seminar struggle The CFPB TRIDAs I walk to the podium, I’ll know one thing for sure. .

B of A’s biggest shareholder is now Warren Buffett


His Berkshire Hathaway exercised 6-year-old warrants to buy 700 million shares at an $11.5 billion discount. Capital Commercial banking Bank of America

Peloton Eyes 2019 IPO


Peloton, which is based in New York, offers exercise bikes that come with tablets and allow spin class subscriptions, enabling customers to tap into the atmosphere of a spin class from their own homes. Heading toward potentially becoming a public company, Peloton Interactive Inc.

Oil flow causes stress

ABA Community Banking

SNL Report: Last year's Fed stress test included $110 oil—showing limits of exercise Management Risk Management CSuite Credit Risk. 1Risk Management

Interested in loyalty? Make it easy

CU Insight

Managing career, school, kids, exercise, housework, charity, and community involvement takes a lot of energy. We are a busy society. When you ask people how they are doing, you can be sure that you will hear, “I’m busy” early on in the course of the conversation.

Combatting stress in your life

CU Insight

Management/Leadership Communication conflict Corporate Culture Dan Berger Decision Making exercise Goals honesty IDEAS Leadership learning Management optimism organizational change Outdoors passion Priorities Productivity Recreation Stress SuccessStress: A very common feeling in today’s world.

The cyber security threat landscape in financial services

Insights on Business

He outlined four key steps to effective implementation: Exercise and test your strategy and plan. It takes a long time to produce a proper exercise. ” Meshell wrapped up the presentation saying, “Every six weeks there is an IBM cybersecurity response exercise for senior executives to drive awareness.

Pros and cons of remote work

CU Insight

Management/Leadership Airman and Family Readiness Center chief executive officer chief financial officer Chief Marketing Officer chief operations officer Cyber Security exercise IT nutrition

Optimising the bank-fintech relationship


Daniel Latimore provides four expert tips for exercising the 'collaboration muscle' when it comes to developing the relationship between banks and fintech.