PYMNTS

DECEMBER 23, 2019

The Reserve Bank of India (RBI), in a move to protect the interests of consumers, has passed a regulation that says the allowable exposure of a lender to all of its borrowers should not go over Rs 50 lakh ($70,000) at any time on a peer-to-peer (P2P) platform, according to a report by Business Insider. “On

Lending 132

Lending Guidelines System ATM 132

Perficient

AUGUST 14, 2020

This same shift has been occurring within retail for over a decade and has taken precedence over building storefronts. A digital network is a platform that is dynamic enough to handle a variety of transactions; in healthcare, this would include virtual care, digital engagement, consumerism and retail offerings.

System 519

System Analytics Strategy Guidelines 519

PYMNTS

JUNE 21, 2016

Online clothing retailer, ModCloth, has been stepping up its efforts recently to lobby for passage of H.R. 4445, a bill that would allow the Federal Trade Commission to develop regulations and guidelines over the use of Photoshop and other image-altering programs in advertising.

Retail 102

Retail Guidelines Survey Lending 102

PYMNTS

SEPTEMBER 28, 2020

Banks, businesses and consumers fundamentally altered how they interacted with each other in the early months of the COVID-19 pandemic — and regulators tasked with making sure their data and payments are kept safe took notice. Regulators in countries like Egypt have only recently rolled out their data protection rules.

Online 151

Online Report Payments Regulation 151

PYMNTS

JANUARY 7, 2019

Government Accountability Office (GAO) said that financial regulators should look more closely at the role of non-bank tech companies in the small business (SMB) lending and consumer lending markets. Those interviewed by the GAO also said that guidelines would be of help in making sure lending is done efficiently.

Lending 150

Lending Fintech Data Wyoming 150

PYMNTS

APRIL 28, 2020

Plus, Airbnb has introduced new “cleaning protocol” guidelines for hosts. Set to launch in May, these “cleaning protocol” guidelines include suggested cleaning standards, a requirement that rentals stay vacant for 24 hours between customers and a certification program. Airbnb to Launch COVID-19 Safety Program for Rentals.

Apple 130

Apple Guidelines Payments Meeting 130

PYMNTS

SEPTEMBER 16, 2016

The FDA also sent warning letters to 28 cigar and e-cigarette retailers and three websites that sell cigars. Retailers who received warnings from the FDA included gas stations, convenience stores and drugstores, although no vape shops were warned about selling to minors, according to WSJ.

Online 100

Online Guidelines Retail Regulation 100

PYMNTS

OCTOBER 8, 2020

Steve Boland, president of Retail at Bank of America, said in the post. Federal regulators followed that up in May with an additional nudge to banks laying out detailed guidelines for such small loans.

Charlotte 131

Charlotte America FDIC Guidelines 131

PYMNTS

JULY 23, 2020

Regulators in Mexico passed a law governing FinTechs in March 2018, just two months after PSD2 went into effect in the European Union, and others in the region have since followed suit. Brazilian lawmakers have been developing open banking plans since 2019, for example, outlining rough guidelines to be enacted late this year.

America 165

America Regulation Regional Tools 165

PYMNTS

SEPTEMBER 4, 2020

In addition, The Rink, the 33,000-square-foot space National Hockey League regulation-size ice skating rink, will also open. Still, the mega-mall has a list of guidelines for customers. Since then, many retailers that might have planned to join the mall have gone bankrupt. .

New Jersey 141

New Jersey Minnesota Guidelines Groups 141

PYMNTS

OCTOBER 8, 2018

The impact of Europe’s General Data Protection Regulation ( GDPR ) continues to take shape roughly five months after taking effect, and Facebook could be on the hook for billions of dollars in fines tied to a data breach of about 50 million user accounts. Crypto Regulations. Regulatory Fines, on a Global Scale.

United States 174

United States Regulation cryptocurrency Cleveland 174

PYMNTS

APRIL 28, 2020

Women’s apparel retailer Chico’s FAS, Inc. Brooks said in the statement that “store openings will be consistent with local health and safety guidelines and regulations.”. will open its stores again in phases beginning in early May, according to a statement from Chief Executive Officer and President Bonnie Brooks.

Guidelines 116

Guidelines Software National Tools 116

PYMNTS

MAY 8, 2020

consumers more frugal, but other individuals are still turning to retail therapy to cope with stresses. The importance of fast, secure disbursements might hold a different weight now that players are betting online more often and more readily looking for the speeds they experience with typical retail transactions.

Online 176

Online Industry New Jersey Pennsylvania 176

PYMNTS

APRIL 20, 2020

The company will also now have to look at third-party retailers offering its plans to make sure the payment guidelines are laid out clearly there, as well. The company will also have to get customers’ express, clear consent before billing them for services. Commissioners Rohit Chopra and Rebecca Kelly Slaughter dissented.

Georgia 139

Georgia Guidelines Policies Fraud 139

PYMNTS

JANUARY 30, 2019

They face the challenge of offering customers a smooth onboarding process while also remaining rigorous in know your customer (KYC) efforts, taking care to remain compliant with local anti-money laundering (AML) regulations that aim to keep criminals from using legitimate operations to move money illegally.

How To 170

How To blockchain Compliance Regional 170

PYMNTS

MARCH 15, 2017

Naturally, investors are taking notice — though marijuana is still classified as a Schedule I narcotic by federal guidelines, and regulations in states where cannabis is legal can get complicated. billion in state tax revenue from retail sales by 2020. percent loss in revenues in the retail beer space. and Canada.

District of Columbia 101

District of Columbia Technology Guidelines Software 101

PYMNTS

AUGUST 2, 2016

The Australian Tax Office has pushed for a nationwide standard of electronic invoices after a private-public council approved of the framework for implementing the guidelines, reports said on Monday (Aug. The Australian government is likely to follow suit by adopting the guidelines that have already been adopted by the retail industry.

Guidelines 100

Guidelines Taxes National Retail 100

PYMNTS

SEPTEMBER 16, 2019

has not implemented regulations like GDPR or SCA, but there has been a groundswell of interest, at least from the private sector. The latest PSD2 Tracker looks into how EU merchants and retailers could leverage biometric authentication to better comply with SCA. Previous efforts for the U.S. a fingerprint), what they have (e.g.,

Compliance 130

Compliance Guidelines Regulation National 130

PYMNTS

JUNE 6, 2019

When new regulations take effect, especially sweeping ones that impact eCommerce, at least some firms take a “wait-and-see” approach. As McLain noted, when it comes to privacy and GDPR for merchants, “at the end of the day, it’s about allowing consumers to exercise their rights under that regulation.” Call it the chain of doubt.

Fraud 180

Fraud Exercises Regulation Study 180

PYMNTS

NOVEMBER 15, 2019

We’ve updated our App Store Review Guidelines to reflect that apps encouraging or facilitating the use of these products are not permitted,” Apple said. “As We’re constantly evaluating apps and consulting the latest evidence, to determine risks to users’ health and well-being,” Apple said in a statement to Axios.

Apple 155

Apple Guidelines Regulation Community 155

PYMNTS

JUNE 15, 2020

The pandemic has hit telehealth with the force of a meteor, pushing regulators to amend or suspend guidelines that critics say held back telemedicine’s advance in the U.S. Senate Committee To Consider Telehealth’s Future. Walmart, Shopify And The Shot Across Amazon’s (Marketplace) Bow.

Guidelines 131

Guidelines Payments Digital Banking Company 131

PYMNTS

JULY 10, 2020

eateries — such as the Los Angeles area’s Spago and Wolfgang Puck at Hotel Bel-Air — are gradually reopening as social-distancing regulations ease, albeit sometimes only to allow outdoor dining. He believes some 25 percent of small U.S. restaurants will never reopen. Puck’s signature U.S.

Los Angeles 158

Los Angeles Texas US Guidelines 158

PYMNTS

JUNE 22, 2020

Charlie Baker said that Phase II of the Bay State’s four-phase reopening plan allows eateries to serve meals indoors under strict guidelines. “We Among the regulations: Tables must be at least six feet apart, closer if separated by barriers; the size of a party seated cannot exceed six; and patrons are not allowed at the bar.

Massachusetts 130

Massachusetts New Jersey Guidelines New York 130

Insights on Business

JUNE 27, 2018

Interest rate risk in the banking book (IRRBB) guidelines bring ALM analytics much closer to market risk standards and add more scenarios, so banks must dive deeper into the risks embedded in their loans, deposits, and derivatives. Regulators are no longer willing to accept ALM and LR metrics once a month.

Big Data 151

Big Data Data Risk Management Analytics 151

PYMNTS

OCTOBER 17, 2018

A few weeks before the CCC issued its final licenses, GFA Federal Credit Union of Gardner, Massachusetts, announced it would be willing to work with legalized marijuana businesses, extending financial services to the industry and providing marijuana retailers with the same financial benefits used by traditional businesses.

Colorado 126

Colorado Massachusetts US Industry 126

Perficient

JANUARY 7, 2021

They had to change the way they operate with new social distancing guidelines. From retail to consumer goods, online and mobile sales are up significantly. The government has regulations for greenhouse gas emissions, and companies have carbon-neutral goals. No one knew what to make of it.

Marketing 309

Marketing Industry Mobile Massachusetts 309

PYMNTS

MAY 8, 2020

In preparing to play … we will continue to make our decisions based on the latest medical and public health advice, in compliance with government regulations, and with appropriate safety protocols to protect the health of our fans, players, club and league personnel, and our communities,” NFL Commissioner Roger Goodell said in a statement.

Kansas City 130

Kansas City Houston Kansas Guidelines 130

PYMNTS

OCTOBER 8, 2019

When considering the financial services (FinServ) challenges of the legal cannabis sector, the biggest point of friction that almost always comes to mind first is the point of sale (POS): enabling marijuana businesses to accept electronic payments from their retail customers.

Compliance 114

Compliance Guidelines Industry Taxes 114

CFPB Monitor

AUGUST 19, 2022

It took 44 years for the law to catch up to modern technology, but the CFPB finally did it in 2021 with Regulation F’s guidelines for FDCPA-compliant electronic communications like email and text messages. Regulation F’s call frequency limits do not apply to email, text messages, or other electronic communications.

DC 78

DC Regulation social media Maryland 78

PYMNTS

SEPTEMBER 8, 2016

But it may still be some time before drone delivery becomes a retail reality. Earlier this year, the Federal Aviation Administration (FAA) released updated regulations on the use of commercial drones in U.S. Earlier this year, the Federal Aviation Administration (FAA) released updated regulations on the use of commercial drones in U.S.

Guidelines 100

Guidelines System Community Regulation 100

PYMNTS

JUNE 28, 2019

Not having a set of guideline or rules” at the federal level “creates a lot of confusion and disruption.” And that, in turn, makes it more difficult for merchants of those age-restricted products — well, the good actors that want to operate in full compliance of laws and regulation, and stay a step ahead of political and parental pressure.

San Francisco 134

San Francisco Guidelines Report Maine 134

PYMNTS

SEPTEMBER 14, 2020

It’s a world where the parent company has such as tight rein that one step out of the guidelines and regulations can merit a devastating suspension. There are roughly 25,000 sellers on Amazon with more than $1 million in yearly sales, and 200,000 sellers with more than $100,000 in sales.

Capital 214

Capital Long Beach Branding Guidelines 214

Celent Banking

JULY 4, 2016

Whilst there are some legal guidelines and processes, given that the European Union is an economic union governed by politicians, it’s fair to say that the process will be very political in nature. For example, it may choose, voluntarily to adopt regulation such as PSD2. Particularly as Article 50 is not very precise.

Regulation 124

Regulation Guidelines Examples Cards 124

PYMNTS

MARCH 2, 2020

Lawmakers in New Jersey are proposing a bill to solidify data privacy guidelines and inflict tougher limits on the tech industry, The Wall Street Journal reported on Monday (March 2). The California Consumer Privacy Act went into effect in January, and the European Union’s General Data Protection Regulation ( GDPR ) went into effect in 2018.

NJ 249

NJ New Jersey Regulation Data 249

PYMNTS

SEPTEMBER 11, 2019

In July, SWIFT released its first set of guidelines for financial institutions using the ISO 20022 payments messaging standard to complete cross-border transactions. The banking industry must come together for the benefit of the digital economy to standardize retail and wholesale banking APIs.”.

Payments 190

Payments Regional Operations Guidelines 190

Payments Source

MAY 17, 2016

But even though the card networks have explained their expectations in painstaking detail, the difference between strict rules and mere guidelines is much blurrier when finally given to the merchant. Visa's rules for card acceptance exceed 800 pages — plus supplements — and MasterCard's are nearly 300 pages.

Guidelines 75

Guidelines Cards Compliance Regulation 75

BankUnderground

JANUARY 21, 2021

However, competition regulators have found practices in specific markets that harm consumers. In July 2020 there were 375 UK-based, and 806 non-UK branches authorised by the Prudential Regulation Authority (PRA) to sell insurance in the UK. Other in-depth studies by competition regulators are able to supplement our analysis.

Marketing 104

Marketing Analysis Policies Regulation 104