PYMNTS

DECEMBER 11, 2020

Instacart’s bonuses come at a time of rising competition in the grocery delivery industry, as rivals like Shipt, Peapod, Walmart and Amazon Fresh are all seeking to add employees to pick, pack and deliver orders for the fast-growing retail subset. Battle Goes Beyond Groceries.

Community 154

Community United States Guidelines Retail 154

PYMNTS

JANUARY 30, 2019

These challenges of ensuring authentication and following ever-shifting AML guidelines present a conundrum for businesses looking to expand globally. In addition, how can they remain confident that they are in compliance with existing AML laws? How FrontFundr Keeps Its Investment Platform Fraud-Free. About The AML/KYC Tracker.

How To 170

How To blockchain Compliance Regional 170

PYMNTS

OCTOBER 8, 2019

When considering the financial services (FinServ) challenges of the legal cannabis sector, the biggest point of friction that almost always comes to mind first is the point of sale (POS): enabling marijuana businesses to accept electronic payments from their retail customers. A Shifting Regulatory Landscape.

Compliance 114

Compliance Guidelines Industry Taxes 114

PYMNTS

OCTOBER 17, 2018

A few weeks before the CCC issued its final licenses, GFA Federal Credit Union of Gardner, Massachusetts, announced it would be willing to work with legalized marijuana businesses, extending financial services to the industry and providing marijuana retailers with the same financial benefits used by traditional businesses.

Colorado 126

Colorado Massachusetts US Industry 126

PYMNTS

MAY 8, 2020

In preparing to play … we will continue to make our decisions based on the latest medical and public health advice, in compliance with government regulations, and with appropriate safety protocols to protect the health of our fans, players, club and league personnel, and our communities,” NFL Commissioner Roger Goodell said in a statement.

Kansas City 130

Kansas City Houston Kansas Guidelines 130

PYMNTS

MAY 1, 2020

The challenge will be ongoing compliance with health and safety guidelines, and balance between cost management and product execution,” said Jyotin Sethi, owner of JKS. “In In our larger restaurants, it is easier to introduce the social distancing measures, but they have a larger cost.

Guidelines 145

Guidelines Survey Operations Conference 145

The Financial Brand

NOVEMBER 16, 2016

Marketing and compliance must work together to develop communications that meets government guidelines and improves the customer experience.

Compliance 12

Compliance Guidelines Retail Customer Experience 12

PYMNTS

SEPTEMBER 11, 2019

According to the new Simplifying Cross-Border Payments Playbook , there are five key criteria that an ideal cross-border payment solution should meet: speed, security, compliance, transparency and ubiquity. The banking industry must come together for the benefit of the digital economy to standardize retail and wholesale banking APIs.”.

Payments 190

Payments Regional Operations Guidelines 190

CFPB Monitor

NOVEMBER 12, 2018

3952(a)(1), generally requires a court order to be obtained before the vehicle of an active duty servicemember can be repossessed based on a default under a retail installment sales contract for the vehicle’s purchase as to which the servicemember made at least one deposit or installment payment before being called to active duty.

Guidelines 60

Guidelines United States New York Training 60

PYMNTS

NOVEMBER 22, 2018

Chalk it up to “unviability of operations” in the wake of new regulatory guidelines, mandating upgrades that focus on the actual management of the physical cash at those machines. New rules mean new compliance activities, which, of course, mean additional compliance costs for these stakeholders — as much as $489 million.

ATM 187

ATM Payments Compliance Google 187

PYMNTS

JUNE 28, 2019

Not having a set of guideline or rules” at the federal level “creates a lot of confusion and disruption.” And that, in turn, makes it more difficult for merchants of those age-restricted products — well, the good actors that want to operate in full compliance of laws and regulation, and stay a step ahead of political and parental pressure.

San Francisco 134

San Francisco Guidelines Report Maine 134

PYMNTS

MARCH 15, 2019

In January, reports said CPAs had urged the Internal Revenue Service (IRS) to further clarify the rules , despite having issued previous guidelines to address some of the uncertainty. “There’s a lot of conflicting advice out there,” said RLB Accountants CPA Jeffrey Berdahl in an interview with the publication at the time.

Taxes 193

Taxes South Dakota Software Survey 193

PYMNTS

SEPTEMBER 7, 2016

Apple has promised to remove old, outdated apps in the store, with the compliance onus being on the apps to shape up or get booted. The recently announced coming cleanup of the Apple App Store could see literally hundreds of thousands of apps purged from the ranks. ” Lack of compatibility updates is also a red flag.

Apple 100

Apple Guidelines Compliance Survey 100

FICO

MARCH 17, 2022

Thanks to FICO Platform, Mibanco can make quick changes and assist its customers while ensuring that risk keeps within the company’s guidelines. Mibanco did a great job optimizing their decisioning process to drive more automation,” said Armando Junior, general manager, risk and compliance at Dock and one of the FICO Decisions Awards judges.

Policies 52

Policies Lending Case Study Guidelines 52

PYMNTS

JUNE 6, 2019

14 deadline to put more stringent fraud decisioning processes in place, with strong customer authentication guidelines taking effect. In addition, retailers that get a significant portion of business from consumers transacting across mobile devices may see the impact of new frictions introduced into the checkout process.

Fraud 180

Fraud Exercises Regulation Study 180

Payments Source

MAY 17, 2016

But even though the card networks have explained their expectations in painstaking detail, the difference between strict rules and mere guidelines is much blurrier when finally given to the merchant. Visa's rules for card acceptance exceed 800 pages — plus supplements — and MasterCard's are nearly 300 pages.

Guidelines 75

Guidelines Cards Compliance Regulation 75

Insights on Business

NOVEMBER 20, 2017

Federal Reserve Bank are enabling their member banks with guidelines by being an advocate, educator, and, more importantly, a change agent to influence payments system policy and direction. By doing so, it also opens up the avenue for innovative players to provide value-added services on the back of this scheme.

Payments 79

Payments Guidelines Digital Banking Industry 79

CFPB Monitor

AUGUST 7, 2020

The guidance notes that the principles outlined in the joint statement apply to both commercial and retail loan accommodations and are consistent with the Interagency Guidelines Establishing Standards for Safety and Soundness. Targeted testing of the process for managing each stage of the accommodation is also advisable.

Risk Management 78

Risk Management Management Guidelines Report 78

CFPB Monitor

AUGUST 19, 2022

It took 44 years for the law to catch up to modern technology, but the CFPB finally did it in 2021 with Regulation F’s guidelines for FDCPA-compliant electronic communications like email and text messages. Opt out notices are required in all electronic communications. Both notices are consistent with the CFPB’s guidance (outlined above).

DC 78

DC Regulation social media Maryland 78

PYMNTS

JULY 5, 2017

Traditional providers like credit card companies, digital-only services like PayPal and retail companies, are all investing in digital experiences in different ways, though it remains to be seen what approach customers will fully embrace. Regardless, the ecosystem for creating these solutions is incredibly intricate.

Innovation 121

Innovation Customer Experience Mobile Security 121

CB Insights

OCTOBER 21, 2018

Regulatory & Compliance. Retail Investing & Secondary Markets. Regulatory & Compliance. Regulatory & Compliance. Regulatory & Compliance. Regulatory & Compliance. Regulatory & Compliance. Regulatory & Compliance. Regulatory & Compliance. NerdWallet.

Fintech 78

Fintech Lending Capital Analytics 78

Gonzobanker

JUNE 25, 2021

Maintain a sharp focus on compliance and safeguards against fraud, but find the fast path to put the customer first. For inquiries requiring escalation to a “tier two” expert, establish explicit guidelines and internal service levels. Optimize for first contact resolution.

Customer Experience 95

Customer Experience Fraud Policies Training 95

PYMNTS

MARCH 2, 2020

Lawmakers in New Jersey are proposing a bill to solidify data privacy guidelines and inflict tougher limits on the tech industry, The Wall Street Journal reported on Monday (March 2). The result of single-state legislation could result in a patchwork of laws that force businesses to establish state-specific compliance systems, he added. “It

NJ 249

NJ New Jersey Regulation Data 249

PYMNTS

NOVEMBER 26, 2019

Wayfair ruling have made tax compliance challenges highly visible. Struggles to understand and fulfill tax obligations are not new — states have worked for decades to manage these compliance difficulties. Where SSUTA Does — and Does Not — Ease Remote Sales Tax Compliance . SSUTA’s Role in South Dakota v.

Taxes 141

Taxes South Dakota District of Columbia Compliance 141

Tomorrow's Transactions

DECEMBER 19, 2016

The NIST guideline goes on to talk about using push notifications to applications on smart phones, which is how we think it should be done. From 8 Big Shifts In FI, Retail, Payments | PYMNTS.com. Not for tap-and-go NFC but for the next generation of retail, transit, utility and other payments across all channels. Hello 2017.

Mobile 30

Mobile Retail Trends Security 30

PYMNTS

SEPTEMBER 27, 2016

Concurrently, Walmart is reportedly also upping delivery compliance requirements in North America from 90 percent to 95 percent. Walmart first announced delivery compliance standards in 2010, which required items “must arrive by date” (MABD) for all merchandise from suppliers, who were given six months to comply. The good news?

Ohio 100

Ohio Guidelines Texas Compliance 100

PYMNTS

NOVEMBER 16, 2018

The government has provided some guidelines as to how financial service institutions can work with the legal cannabis industry in a compliant manner, in the form of 2013’s Cole memo. Alibaba’s Singles’ Day : A sizzle as the eCommerce retailer beat its previous record and logged $30.8 billion seen last year. As much as $1.4

Taxes 177

Taxes Payments District of Columbia Alabama 177

PYMNTS

NOVEMBER 8, 2017

It’s heavily regulated, only customers of a certain age can buy it – and the sale of it is governed by a three-tiered system wherein producers can only sell to wholesalers, who can only sell to retailers, who are the only ones allowed to sell to consumers. Particularly, he notes, because they so strictly adhere to that guideline. “I

Retail 101

Retail Regulation Compliance Massachusetts 101

Insights on Business

JUNE 27, 2018

Interest rate risk in the banking book (IRRBB) guidelines bring ALM analytics much closer to market risk standards and add more scenarios, so banks must dive deeper into the risks embedded in their loans, deposits, and derivatives. ALM and LR analytics require large volumes of data that traditional infrastructure struggles to handle.

Big Data 151

Big Data Data Risk Management Analytics 151

Independent Banker

AUGUST 1, 2016

052, and a typical retail price for Same Day transactions outside of Same Day ACH can be $.50 NOCs — Notice of Change (NOCs) and Pre-notes are both eligible if they meet the guidelines for Same Day ACH. Although the end result may be similar, cut-off times and cost will likely differ. Wholesale cost of Same Day ACH is $.052,

System 70

System Digital Banking Management Operations 70

Gonzobanker

OCTOBER 15, 2014

Compliance and implementation challenges have frustrated bankers. In the middle of trying to compete with large bank cash management offerings, community bankers have been smothered with compliance concerns around cash management security, business continuity, anti-money laundering and fraud.

Management 101

Management Community Bank Community Resources 101

CB Insights

JULY 23, 2020

Companies will have to look to guidelines from local and national authorities for each office location. It can also be used to track worker compliance. We discuss cashier-less checkout and other trends in our 2020 State of Retail Tech report. Finally, several of these solutions are relatively low in cost. Source: New York Times.

Meeting 101

Meeting Tools Survey Company 101

CFPB Monitor

OCTOBER 13, 2020

Supporters point out the Proposed Rule would result in strong and consistent supervision of bank-fintech partnerships across the country, ensuring fairness and compliance with applicable laws, and note the Proposed Rule would keep the costs of credit down and encourage innovation.

Lending 60

Lending Colorado FDIC National 60