South State Correspondent

DECEMBER 8, 2023

Every Bank Has a Certain Level of Small Business Banking Channel Confusion While few said it, almost every major bank implied some level of channel confusion with small business banking as it overlaps with retail, commercial, and specialty lines of business. However, this was the most common structure.

Conference 195

Conference Retail Community Bank Technology 195

PYMNTS

JULY 2, 2020

As instances of the coronavirus quickly increase in a number of regions across the nation, Apple plans to shutter 30 more stores in the United States on Thursday (July 2) at the latest. The tech company, which has 271 retail shops in the United States, has recently closed 47 stores again, CNBC reported.

Apple 131

Apple Los Angeles South Carolina North Carolina 131

PYMNTS

APRIL 2, 2019

The vacancy rate of community shopping centers in the U.S. As the retail sector continues to undergo restructuring, a number of retail real estate markets face more vacancies and falling rents. On the regional front, Reis said the vacancy rate at regional malls increased 0.3 reached 10.2 percent to 9.3

Metro 125

Metro Regional Retail Community 125

PYMNTS

JANUARY 13, 2020

The two-level, 13,000-square-foot facility will be a destination for players and community members of all ability levels. and to create “The Simon Cup,” a national, amateur esports tournament featuring both online competition and in-person events.

Georgia 136

Georgia Atlanta United States Community 136

PYMNTS

APRIL 16, 2020

As it stands, Instacart partners with over 350 local, regional, and national retailers to provide delivery from over 25,000 stores. Prescription orders are sent to customers in a tamper-proof bag that is sealed for privacy and safety.

Illinois 161

Illinois California Washington New York 161

PYMNTS

NOVEMBER 9, 2017

Needless to say, the nation’s small banks and their representatives are less than wholly thrilled. Mixing banking and commerce is a bad idea that keeps recurring like a bad dream,” said Paul Merski with the Independent Community Bankers of America.“It’s The proposal by the OCC was made at a banking conference in New York.

Regulation 100

Regulation Retail New York Apple 100

PYMNTS

AUGUST 15, 2019

To deliver groceries to hundreds more communities across Canada, Walmart Canada and Instacart unveiled the national expansion of their relationship. Expanding our relationship with Instacart provides our customers with even more time-saving ways to shop at Walmart in their community.”. Canadian families are busy.

Community 134

Community Regional Online National 134

PYMNTS

SEPTEMBER 11, 2019

Different regions have their own unique payment rails, and no two abide by the same regulatory framework. Other initiatives are being spearheaded across regions. APIs serve as bridges connecting national or regional real-time payment rails. So, what’s the problem?

Payments 190

Payments Regional Operations Guidelines 190

Independent Banker

JANUARY 31, 2022

Here’s how four community banks are thriving in this environment. This region has the kind of energy that draws people to a place and helps them and their businesses thrive. That year, installations further south, in the region that includes Brownsville and Corpus Christi, supported an estimated 41,000 jobs and contributed about $4.6

Texas 182

Texas San Antonio Community Bank Community 182

South State Correspondent

JANUARY 4, 2023

Sectors like office, retail, and hospitality, are even worse. Many community banks have an inherent strategic advantage in bringing a new product to market faster than a national bank, yet they squander their position. As a result, national banks are eroding the customer base of the community bank. Conclusion.

Community Bank 195

Community Bank Capital Training Lending 195

PYMNTS

FEBRUARY 7, 2018

H-E-B is not only the neighborhood grocery store for many communities in Texas: It’s also an eCommerce retailer with digital features to better reach its customers. But not all retailers have the features that allow consumers to shop through whatever channel they choose, whether it be a brick-and-mortar store, website or mobile app.

Texas 116

Texas San Antonio Oklahoma City Oklahoma 116

PYMNTS

JANUARY 15, 2019

Visa said Monday evening at a New York gathering in anticipation of the launch that events through a year-long campaign will include interactive workshops, tailored on a community-by-community basis. 30 kickoff in Atlanta will include access to experts from Visa and entrepreneurs operating both nationally and globally.

Atlanta 189

Atlanta New York social media Community 189

PYMNTS

FEBRUARY 24, 2016

One of the most significant: the health and importance of small businesses, and in particular, the “mom and pop” shops that line the main streets and side streets of our local communities. This quarter’s edition shows what happened, through the end of 2015, to the businesses that keep our local communities thriving and surviving.

Maine 100

Maine South Carolina New Hampshire Capital 100

American Banker

FEBRUARY 29, 2016

Bankers in the Bakken Share region of Minnesota and North Dakota are keeping an eye on exposure to hotels, apartments and retail space as economic slowdowns occur in energy producing markets.

Regional 28

Regional North Dakota Minnesota Retail 28

PYMNTS

OCTOBER 7, 2019

Years were spent building up the content and community. To that end, the platform has tens of thousands of campgrounds listed on its platform through the United States, with a combination of federal campgrounds, state parks, national parks, BLM land, private campgrounds and private landowners. The Booking Experience.

Hawaii 123

Hawaii Resources Video Community 123

Independent Banker

APRIL 28, 2016

Finally, I focus on economic news in our markets, which include five communities south of Houston. The news will focus on capital spending and job creation with an emphasis on Galveston Island, which is where our community bank’s headquarters and largest market is. In fact, huge expansion projects are now underway across our region.

Dallas 131

Dallas Texas Houston Community 131

PYMNTS

FEBRUARY 12, 2020

At some point, we are likely to see community spread in the U.S. or in other countries,” said Dr. Nancy Messonnier, director of the CDC’s National Center for Immunization and Respiratory Diseases, on a conference call. The bigger picture in the surrounding regions is uncertain, he noted.

Apple 142

Apple Regional Conference Report 142

Tech and Finance

JULY 13, 2016

Regional and mid-tier banks face an uphill battle on the digital front, but have advantages they can capitalize on with some focus and determination. Alarm bells are sounding in boardrooms of regional and mid-tier banks across the U.S. Retail Banking Customer Satisfaction Study from J.D. Or at least they should be. The 2016 U.S.

Regional 28

Regional Mobile Millennials Study 28

Gonzobanker

DECEMBER 17, 2021

From nowhere, sizable regional players are being created. Some interesting finalists would be: M&T and People’s United Old National and First Midwest Webster and Sterling Columbia Bank and Umpqua. Performance and multiples continue to be solid, outperforming most regional banks. Bank Merger of the Year. 82% to over 2.3%

Fintech 143

Fintech Strategy Leadership Lending 143

PYMNTS

DECEMBER 31, 2020

Ninety-two percent of small FI respondents said they were considering, already offering or in the process of providing real-time payments for consumer retail transactions compared to 80 percent that said the same about commercial use cases.

Payments 168

Payments Resources Survey Examples 168

PYMNTS

OCTOBER 2, 2017

While credit unions tend to be highly regionalized, having just one or a handful of retail locations, Herziger-Snider said participating in the network gives them many of the same advantages enjoyed by much larger institutions but without having to compromise on core values. The Best Of Times.

Florida 109

Florida ATM Texas Regional 109

CFPB Monitor

JUNE 15, 2020

On May 20, 2020, the OCC issued a final rule to “strengthen and modernize” its existing Community Reinvestment Act (“CRA”) regulations. of Community Development Fund Advisors. Under the agency’s final rule, the same facts and circumstances will be evaluated in a similar manner regardless of the particular region or particular examiner.

Community 60

Community FDIC Lending Examples 60

PYMNTS

MARCH 20, 2020

Both of the nation’s mega-retail players have spent the week strategizing how to strike a balance between three goals — protecting their thousands of employees, serving their massive customer bases and keeping supply chains operating at as close to normal as imaginable given the highly abnormal circumstances.

North Carolina 130

North Carolina Retail Nevada Tennessee 130

Jeff For Banks

JULY 8, 2019

Which is becoming more challenging for the community financial institution due to heavy competition from money center and super-regional banks, credit unions, and fintech firms. I don't think community financial institutions can fund themselves solely from their commercial customers. My focus today is on consumer banking.

Retail 60

Retail Community Taxes Strategy 60

Independent Banker

NOVEMBER 24, 2014

Under the big Montana sky, Mark Zaback helps lead a community bank with a cowboy code. Western Region Award Recipient. Retail locations: Three. Our employees are encouraged to get involved in the community by attending events and participating in organizations they have a passion for. Mark Zaback, Jonah Bank of Wyoming.

Wyoming 94

Wyoming Kansas City Community Bank Community 94

Abrigo

MAY 20, 2015

When the Apple Watch hits retail shelves within the next few weeks, chief technology officers and developers at financial institutions will be working to make sure that their mobile app translates to the latest wearable tech. For community banks and credit unions, this may be more of a challenge.

Apple 150

Apple Comparison Mobile Innovation 150

PYMNTS

JULY 27, 2020

As it slowly starts to recover from the devastating losses of the restaurant business during the early days of the pandemic, shellfishing companies in the region are now trying to find new ways to get their product to market. They hired oyster farmers to hold oysters for them for their restoration programs.

Industry 157

Industry Strategy New York City Connecticut 157

PYMNTS

MARCH 15, 2017

International food retail group Ahold Delhaize (AD) saw a minor upward push in the past week, though a broader view shows prices down overall compared to all-time highs in July 2016. Mid-Atlantic regional supermarket chain Weis Markets announced strong Q4 and full-year financial results despite falling food prices. million, up 17.6

Marketing 100

Marketing Trends Online Retail 100

Independent Banker

FEBRUARY 24, 2016

New inspirations, fresh experiences await at ICBA’s national convention. Welcome to the Crescent City, where the largest educational gathering of community bankers convenes this month. It’s Community Banking LIVE 2016 in New Orleans. Independent Community Bankers of America. State/Regional Partners Reception*.

Community Bank 70

Community Bank Community Innovation Customer Experience 70

PYMNTS

FEBRUARY 19, 2020

And by the granular numbers, the picture looks even worse: Obesity among women has more than doubled in some regions over the last decade-and-a-half. Users also interact with the greater Noom community and have access to both individual coaching with a human health expert and the use of a virtual coach. “By recorded history.

Marketing 131

Marketing Exercises Course Big Data 131

PYMNTS

MARCH 5, 2018

By offering QR-based digital payments, smaller retailers can achieve these goals and create greater customer stickiness with little to no investment beyond the phone they already have,” said Jorn Lambert, EVP, Digital Channels and Regions, Mastercard. In spring 2018, participating U.S. In spring 2018, participating U.S.

Regulation 108

Regulation Data Regional America 108

South State Correspondent

APRIL 10, 2023

CRE Risk Background While ten years ago, community and regional banks use to make up some 55% of the CRE market, in 2023, these banks now compose approximately 72% (below). The risk here is that community banks continue to take on an above-average amount of CRE credit exposure.

Community Bank 195

Community Bank Community Los Angeles Regional 195

Bobsguide

FEBRUARY 22, 2022

Sanjeev Paul, Group CEO, Bahrain Development Bank, said, “BDB’s digital transformation program is a key pillar of delivering on the Bank’s vision to build BDB as a sustainable, industry leader and trusted partner for entrepreneurs in Bahrain, helping them to grow their businesses into successful and regionally competitive enterprises.

Innovation 78

Innovation Customer Experience Strategy Operations 78

PYMNTS

NOVEMBER 11, 2019

The fee-free card is Goldman Sachs’ latest inroad into the retail consumer business after establishing its online Marcus brand in 2016, which makes unsecured personal loans. The 350,000-square-foot facility is planned for Westborough, Massachusetts, a community roughly 35 miles west of Boston.

Apple 101

Apple Massachusetts Data Cards 101

NCR

DECEMBER 19, 2015

It comes after the Euro Retail Payments Board, a body chaired by the European Central Bank, voiced concerns that national schemes such as the UK’s Faster Payments could create a fragmented market “which would be prejudicial to the harmonisation of electronic payments”. What will SEPA real-time payments look like?

Payments 40

Payments System National Retail 40

PYMNTS

JULY 8, 2016

The Asia-Pacific region undoubtedly led the way, with India securing the largest investment of the week (alternative SME lending) and other deals reaching Australia and China in the logistics, cross-border payments and SaaS segments. Check out our breakdown of all the deals below. Don’t Scratch Your Head.

Capital 101

Capital Lending Industry Management 101

PYMNTS

DECEMBER 6, 2017

Boston-based meal kit company Just Add Cooking aims to address both by sourcing its kits from farms and businesses in the New England region. We know the pitfalls that national competitors have run into. The people who produce it are eating it; they’re living in my community,” said Mayo. “If

Boston 102

Boston Regional System Online 102