PYMNTS

SEPTEMBER 22, 2020

In today’s top retail news, Philadelphia Real Estate Trust reopens its newest property, Ralph Lauren cuts its workforce and Mall of America offers space to local businesses. Mall of America To Provide 'Community Commons' For Local Companies. Philadelphia Mall Owner Takes Care Of Its Own.

Philadelphia 173

Philadelphia Retail Las Vegas America 173

Banking Exchange

JUNE 14, 2021

Bank of America ranks highest in banking mobile app satisfaction, reports JD Power Retail Banking Feature Lines of Business Technology Mobile Online Tech Management Feature3 Community Banking Consumer Compliance Customers.

Regional 88

Regional Mobile Survey Community Bank 88

Gonzobanker

NOVEMBER 26, 2018

Rapid consolidation in the banking industry is creating a growing band of regional banks that find themselves stuck in a solution provider market that isn’t fully capable of serving them. FIS has captured a dominant share in the regional banking space with its IBS core platform (formerly Metavante).

Regional 101

Regional Strategy Technology Innovation 101

PYMNTS

MARCH 17, 2020

It was supposed to be a thriving retail center in Milwaukee when it was built seven years ago. It’s one approach to a growing retail vacancy issue that local governments are getting more aggressive in trying to solve. Backers of the tax position it as a solution to the increasing amount of empty retail space in the city.

Retail 135

Retail Arlington San Francisco Milwaukee 135

Banking Exchange

NOVEMBER 24, 2021

Regional and community banks received high ratings from customers, while national banks, and super-regional banks trailed behind Community Banking Feature3 Feature Customers Retail Banking.

Community Bank 88

Community Bank Regional Community National 88

Bank Innovation

JANUARY 6, 2020

Jack Henry, the banking technology provider that specializes in community and regional banks, is expecting banks to increase their human-digital approaches in 2020.

Community 243

Community Regional Technology Company 243

PopularBank

OCTOBER 2, 2020

When we first opened our doors, we did so with a great sense of purpose and a vision to make a difference within our communities. I am proud to share that Popular’s commitment to meeting the diverse and growing needs of our customers and communities across all our regions is stronger than ever before.

Community 98

Community New York New Jersey Meeting 98

Celent Banking

JANUARY 26, 2015

One of the major themes will be regional integration, which is another way of saying the development of cross-border markets. There are at least two important threads here: the ongoing internationalization of China’s currency, and the development of the ASEAN Economic Community (AEC) in Southeast Asia.

Regional 100

Regional Trends Capital Regulation 100

PYMNTS

JULY 31, 2018

Meanwhile, Africa saw a regional payments system gain new momentum. Central Africa’s regional electronic money transfer platform, GIMAC, recently signed a deal with B2B mobile wallet transaction company TerraPay to support instant cross-border remittances within the Central African Economic and Monetary Community. Can The U.K.’s

Retail 148

Retail Trends Payments Regional 148

PopularBank

OCTOBER 28, 2020

Popular is committed to meeting the needs of our customers and communities, guided by our 127-year legacy. This realignment in our New York Metro market is consistent with our small business and retail services model in South Florida,” said Popular, Inc. President and CEO Ignacio Alvarez. “We

Puerto Rico 52

Puerto Rico New York Metro Community 52

Abrigo

DECEMBER 18, 2023

WATCH Takeaway 1 Banks and credit unions are critical sources of capital for businesses in their communities, so how institutions assess CRE credits matters. But that might not be the best move for your financial institution or your community. Certainly, one asset class, the regional mall, is quite dead,” Kirby said.

Risk Management 221

Risk Management Management Lending Capital 221

PYMNTS

JUNE 15, 2018

It’s been a week of experimentation in retail, with many big names opening new types of stores to — as the saying goes — see what sticks. It seems more likely that these brands will uncover their key rather than some universal master retail key that can solve the brick-and-mortar challenge across the board.

Retail 100

Retail Ohio Columbus San Antonio 100

The Banker

SEPTEMBER 13, 2022

The chairman of the World Savings and Retail Banking Institute shares his views on the role its members are playing in promoting sustainable and inclusive finance, as well as the economic and social well-being of their communities.

Regional 36

Regional Community Retail 36

South State Correspondent

DECEMBER 8, 2023

Every Bank Has a Certain Level of Small Business Banking Channel Confusion While few said it, almost every major bank implied some level of channel confusion with small business banking as it overlaps with retail, commercial, and specialty lines of business. However, this was the most common structure.

Conference 195

Conference Retail Community Bank Technology 195

PYMNTS

APRIL 5, 2019

Iconic American retailers that have been around more than 100 years are creating new concepts for the new era of retail. Boutros continued, “We are here to serve these communities and this is part of our strategy to maintain a presence in markets where we have right-sized our footprint.”. In Other Brick-And-Mortar Retail.

Retail 101

Retail Louisiana Kansas Alaska 101

MerhantsBanks

MAY 4, 2021

. – Long-time Northfield resident and experienced community banker, Kirk Muhlenbruck, has been named the new Market President for Merchants Bank in Northfield, according to Dan Massett, Central Region President. Muhlenbruck has more than 30 years of banking experience, serving mainly in senior commercial and retail leadership roles.

Marketing 98

Marketing Leadership Maine Regional 98

PYMNTS

OCTOBER 5, 2016

Retail mall vacancies fell to 7.8 Higher end regional malls are helping to fuel the resurgence, as smaller retail space in community centers continue to decline. Nationally, the vacancy rate for neighborhood and community shopping centers rose 10 percent, up 10 basis points compared to the second quarter.

Community 166

Community Retail Regional National 166

PYMNTS

JULY 21, 2020

As it begins a new period of growth, ALDI intends to open over 70 new retail locations by the conclusion of 2020. The grocer intends to break ground on its new Loxley, Alabama distribution center and regional headquarters next year. As it stands, the company operates 180 retail locations in Florida as well as Alabama.

Alabama 159

Alabama Phoenix Arizona Florida 159

South State Correspondent

JANUARY 3, 2023

Because most community banks do not use a risk-adjusted return-on-capital (RAROC) loan pricing model, the only variable that some bankers focus on is loan yield – the most easily measured variable. Banks in rapidly growing counties, states, and regions tend to outperform the industry. Operating Leverage – Scale matters.

Community Bank 221

Community Bank Community Data Marketing 221

PYMNTS

APRIL 2, 2019

The vacancy rate of community shopping centers in the U.S. As the retail sector continues to undergo restructuring, a number of retail real estate markets face more vacancies and falling rents. On the regional front, Reis said the vacancy rate at regional malls increased 0.3 reached 10.2 percent to 9.3

Metro 125

Metro Regional Retail Community 125

PYMNTS

DECEMBER 10, 2018

Among the names cited in the report, retailers WHSmith has payment terms that have stretched between 90 days to 120 days, and Boots has terms that range from 75 days to 120 days. Travel agency Thomas Cook took an average of 88 days to get suppliers paid. The terms stretch from 60 days to 90 days.

Report 159

Report Retail Payments Survey 159

South State Correspondent

AUGUST 8, 2022

Insight #1 – Deposit & Margin Management: Deposit runoff has started and will make it to community banks by October. For 2Q, larger community banks lost about 0.3% For retail accounts, for the first time since the pre-pandemic era, spending growth has outstripped income growth. Insights Based on 2Q Bank Earnings.

Trends 195

Trends Community Bank Community Retail 195

Independent Banker

NOVEMBER 24, 2014

“For Ron, giving back to the community is part of the essence of who he is. With vigor and a strong commitment to service, Ron Paul leads a rapidly growing community bank in Maryland. Eastern Region Award Recipient. Retail outlets: 22. Don’t expect to find him home on a weeknight!” Laurence Bensinger, EagleBank.

Community 70

Community Washington Community Bank Maryland 70

ABA Community Banking

JANUARY 8, 2020

Regions Bank exemplifies the latter mindset. The post Podcast: A Continuous Cycle of Tech Investment at Regions Bank appeared first on ABA Banking Journal.

Regional 52

Regional Innovation Technology Customer Experience 52

PYMNTS

JULY 2, 2020

As instances of the coronavirus quickly increase in a number of regions across the nation, Apple plans to shutter 30 more stores in the United States on Thursday (July 2) at the latest. The tech company, which has 271 retail shops in the United States, has recently closed 47 stores again, CNBC reported.

Apple 131

Apple Los Angeles South Carolina North Carolina 131

Celent Banking

MARCH 16, 2015

This last week the American Banker Retail Banking Conference 2015 was going on in Austin, TX. The conference was full of community bankers discussing evolving business models and the pressures its placing on their ability to gather deposits. The retailer combines the in-store and app experience to enhance the customer buying process.

Conference 100

Conference Retail Community Community Bank 100

PYMNTS

OCTOBER 7, 2019

“They affect companies large and small over a wide range of industries in communities at home and abroad. Retail, food service, travel/hospitality, banking/financial, entertainment and leisure, and self-service, have the majority of cases, reflecting a general pattern over 2017 and 2018 toward these types of organizations.”.

Retail 116

Retail Google Innovation Software 116

PYMNTS

JULY 29, 2020

The retail news is full of companies that have made brilliant and sometimes dramatic pivots to catch up with the shift to Digital 3.0. It contributes three cents for every pound purchased into the Carbon, Climate and Coffee initiative, which supports coffee farming communities. But sometimes the pre-pandemic plans work out just fine.

Milwaukee 130

Milwaukee Community Minneapolis Denver 130

PYMNTS

AUGUST 17, 2020

PREIT (Philadelphia Real Estate Investment Trust) is curating its first eCommerce offering in what it says is a unique avenue to engage consumers from a multi-retail perspective. PREIT has long been evolving the experience we bring to our communities, remaining laser-focused on innovating at rapid speed through times of change.

Philadelphia 164

Philadelphia Regional United States Community 164

PYMNTS

JUNE 22, 2020

On the optimistic side Elliot Nassim , president of Mason Asset Management, which co-owns the University Mall in Carbondale, Illinois, says: “We have always felt that the retail industry is evolving, despite what doomsday headlines would have you believe. Once seen as the least risky tenant of all, they are now the greatest question mark.

NJ 132

NJ New Jersey Illinois Retail 132

Banking Exchange

NOVEMBER 19, 2019

For community and regional banks one area that remains largely untapped is commercial lending Community Banking Feature Feature3 Bank Performance The Economy Management Financial Trends Lines of Business Technology Retail Banking.

Lending 60

Lending Trends Community Bank Regional 60

South State Correspondent

AUGUST 20, 2015

One problem with commercial loan portfolio due diligence is that there is no common underwriting standard between community banks. Mortgages, autos, consumer and other retail-type of loans tend to be more standardized since liquidity is greater. However, when it comes to commercial lending, the difference between banks can be wide.

Community Bank 150

Community Bank Regional Lending Community 150

PYMNTS

SEPTEMBER 29, 2020

But, as Shoihet said, these firms account for roughly 50 percent of trade volume in the LATAM region. The other 50 percent, he said, comes from the SMBs that are being overlooked by the traditional financial services community, he told PYMNTS — and who create a majority of jobs in the region.

United States 286

United States Regional America Trends 286

ABA Community Banking

FEBRUARY 4, 2019

Study found that large banks are increasing market share when it comes to financial advice Bank Performance Financial Research Feature Financial Trends Retail Banking Customers Community Banking Feature3.

Study 40

Study Regional Community Bank Community 40

Abrigo

FEBRUARY 17, 2015

Community banks (under $10 billion in assets) and regional banks (between $10 and $50 billion) represent 21 percent and nine percent, respectively. Regarding loan type, retail loans (residential mortgages, HELOCs, consumer loans) represent 44 percent of the total loan portfolio. trillion – the same level as 2010.

St. Louis 150

St. Louis Lending Community Bank Regional 150

ABA Community Banking

FEBRUARY 17, 2019

Institutional investors including hedge funds now own more than three quarters of the company’s stock Community Banking Profitability Feature3 M&A Bank Performance Financial Research Feature Retail Banking Bank Boardroom Performance Mortgage.

Regional 40

Regional Community Bank Community Retail 40

PYMNTS

MARCH 12, 2020

We believe that the impacts to our business are temporary, and we also believe that by taking the long-term view and making a difference for all Starbucks stakeholders – our partners, customers, communities and shareholders – we continue to strengthen the resilience of Starbucks and build an enduring company,” the letter said.

Seattle 190

Seattle Community Mobile Regional 190