PYMNTS

JUNE 16, 2019

There is reportedly a $10 million minimum charge for prospective GlobalCoin node operators. Meaning some computation being done could kick you out of Uber, Facebook and Shopify, if you become a risk-management issue.”. The company is also pursuing partnerships with global brands such as Uber.

Data 116

Data blockchain social media cryptocurrency 116

PYMNTS

MARCH 7, 2018

LendingPoint Merchant Solutions combines LoanHero’s merchant onboarding, program management and reporting technology with LendingPoint’s credit underwriting, risk management and customer service expertise. The move comes after the company acquired LoanHero in Dec.

Retail 100

Retail San Diego Georgia Risk Management 100

FICO

NOVEMBER 23, 2021

He has held various roles in product development, risk management, software development and consulting for banks, hedge funds and software firms, including Standard Chartered Bank, TCG Group, HCL and Cognizant. Sid’s analyst research is focused on the intersection between risk management and high-performance analytics.

Meeting 52

Meeting Analytics Risk Management Management 52

PYMNTS

SEPTEMBER 24, 2020

With greater connectivity and the ability to forge partnerships with FinTechs, traditional FIs can pick and choose among the applications and services that are core to its “brand” and should be managed in-house, while offloading at least some, less critical functions to third parties.

Payments 237

Payments Data Fintech User Experience 237

PYMNTS

NOVEMBER 19, 2019

Among the biggest debates is how to construct and operate the best card program possible – a decision that served as the foundation for a new PYMNTS interview with Jim Geeslin, head of strategy for Elan Financial Services , an agent credit card issuer. “The They differ in terms of assumed risk and FIs’ control over their card programs.

Cards 140

Cards Apple Data Innovation 140

PYMNTS

JULY 20, 2017

Digital Shadows , the industry leader in digital risk management, revealed its findings on the changing habits and tactics of organized credit card fraud gangs, discovering a new trend in the form of remote learning “schools.”.

Study 124

Study Online Course Cards 124

PYMNTS

AUGUST 25, 2016

If it sounds a bit familiar, it is probably that the service has been operating for several years under the name clearXchange. But while well-known within payments and commerce, clearXchange was never marketed as a corporate brand, and only became part of Early Warning earlier this year as part of a change in its ownership structure.

Millennials 100

Millennials United States Mobile Risk Management 100

Bobsguide

FEBRUARY 22, 2022

Zions operates under local management teams and distinct brands in 11 western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington and Wyoming. Zions Bancorporation is one of the nation’s premier financial services companies with total assets exceeding $65 billion.

Software 78

Software Wyoming Idaho Nevada 78

PYMNTS

APRIL 21, 2017

Open source technology has become critical to companies that need solutions that fit right into their own operations. The possibilities for open source applications to impact corporate and B2B operations across eProcurement, financial management, payments and beyond are boundless. Take Oro, for instance.

Analysis 108

Analysis Software Security Compliance 108

PYMNTS

JULY 5, 2018

As one can easily imagine, that ruling, and the revenue it promises, presents money-making opportunities for such firms — not only for age authentication, but also in the compliance and risk management services that can keep online gambling providers from losing money, reputation and brand value. Market Size.

United States 103

United States Compliance Risk Management Online 103

Bobsguide

FEBRUARY 22, 2022

Through focused, innovative products, services, and a redefined operating model, BDB has been stimulating and driving entrepreneurial activity in the country. Furthering the government’s vision of moving operations and infrastructure to the cloud, BDB wanted to host the entire core banking platform on a public cloud.

Innovation 78

Innovation Customer Experience Strategy Operations 78

PYMNTS

AUGUST 10, 2017

From user interface technology to security and risk management, the only constant in the financial space is that nothing stays the same for long. We now have three brands under us – UAE Exchange, Xpress Money and via a shareholder vehicle, Travelex. FinTech operators are very nimble. Our chairman, Dr. B.

How To 136

How To Risk Management Technology US 136

PYMNTS

JULY 5, 2018

The inner workings of such a relationship are complex, not only as banks ensure that their FinTech partners’ solutions can integrate seamlessly into existing operations and infrastructure, but as banks face increasing regulatory pressures around data security.

Compliance 109

Compliance Fintech Marketing Security 109

PYMNTS

FEBRUARY 24, 2016

It would appear, then, that not a lot of retailers are putting their money where their mouth is when it comes to protecting against cybercrime from within their own operations. Investing in what has been identified as their greatest area of vulnerability, by rescreening employees, retailers can reduce their risks.

Retail 100

Retail Fraud Survey Branding 100

PYMNTS

JUNE 2, 2016

brands like apparel retailer Austin Reed, though, the weight of all that financial baggage is too much to crawl out from under. The Baltimore Sun is reporting that the Mars brand, which operates 13 stores across Maryland, will be selling off five of its locations and shuttering the remaining eight. For some U.K.

Austin 100

Austin Course Baltimore Branding 100

Abrigo

OCTOBER 20, 2020

For Jill Hudson, VP, Operations Officer at Vision Bank Vision Bank, it was important to learn strategies regarding supporting a strong company culture during this time. All of that keeps encouraging us about the brand.” . Lending & Credit Risk. Portfolio Risk & CECL. learn more. CRE Lending. Stress Testing.

Management 195

Management Lending Community Strategy 195

PYMNTS

JULY 13, 2016

According to a consultant hired by Total Hockey to help it right the ship, comparable same-store sales for the brand, which runs about 27 locations spread across the Midwest, were positive for every quarter up until Q4 2015, when they took an 8 percent dive. Not every brand that closes its doors did so last week in infamy, though.

California 100

California St. Louis Retail Branding 100

PYMNTS

JANUARY 30, 2020

For service providers, one of the most basic risks in the commerce arena is merchant risk. It goes without saying, perhaps, that for merchants, the brand is everything. In other words, money transmitters must monitor the “pay out” risk just as much as “pay in” risk. The Partnerships.

Payments 143

Payments Software Management Technology 143

Jeff For Banks

OCTOBER 29, 2016

In 2006, when the median asset size within my firm's profitability outsourcing service was $696 million, the operating cost per business checking account was $586 per year. billion, and the operating cost per business checking account is $710. In 2016, the median sized financial institution is $1.1 Make it near-automatic.

Training 60

Training FDIC Community Resources 60

FluentBanking

JUNE 25, 2021

The primary function of the treasury department is to manage all funds of the Bank as well as to play an important role in the money market of the country. The core objective of the unit is to predict and find solutions to future risks as well as deal with present areas which may contain risk for the Bank.

Management 52

Management Compliance Software Operations 52

PYMNTS

JUNE 30, 2016

Citing the lack of sales generated by the Forever 21 brand (2015’s weekly sales topped out at $780,000, while 2016’s have maxed at $428,000), EZ announced its pullout after it failed to reach a financing agreement with Forever 21. brand would have to pull up its roots and relocate to cities back on the continent.

Retail 101

Retail Branding social media Resources 101

PYMNTS

JUNE 23, 2016

The bankruptcy process gives us the ability both to fix our balance sheet by reducing our long-term debt by more than 65 percent and reduce our annual occupancy costs, either through landlord negotiations or lease rejections, appropriately adjusting the fixed costs of operating our stores to better match the shifting retail landscape.”.

New Jersey 101

New Jersey New York Connecticut Retail 101

PYMNTS

JUNE 9, 2016

have been picked up and deposited on the shoulders of brands in Merry Old England. “The tireless work and goodwill of the existing management team and employees of BHS, with the support of my team, were not enough to change the fortunes of the company.” After a lengthy period stuck in administration, the U.K.’s

Vermont 100

Vermont Retail Branding Seattle 100

Independent Banker

OCTOBER 1, 2022

It has implications for everything from regulatory compliance and risk management to a bank’s ability to engender trust in its customers. Respondents also indicated a 23% increase in purchase intent for brands and companies with responsible data practices. How to reassure customers that their data is protected. Did you know?

Data 91

Data How To Community Bank California 91

PYMNTS

JULY 13, 2016

Whatever the method, Adam Siegel, vice president for sustainability and retail operations at the Retail Industry Leaders Association, urged brands to get their ducks in a row — and fast.

Retail 100

Retail Analytics Online Branding 100

Jack Henry

JULY 2, 2014

Today, a proper IT risk management infrastructure has a direct impact on the character and value of a financial institution which places an unprecedented value on key IT employees. If you set expectations and communicate clearly, these regulations will continue to operate as a baseline from which your infrastructure can launch.

Cyber Security 102

Cyber Security Compliance Security FDIC 102

Gonzobanker

DECEMBER 22, 2020

While institutions wax poetically about spinning up data architectures and leveraging robotics, Citizens CEO David Brager and Chief Operations Officer David Harvey have led the usage of transparent cross-sales data to drive the leading commercial relationship banking culture at CBB. OneAZ Credit Union into the fold. Nicely done!

Idaho 181

Idaho Community Industry Strategy 181

FICO

JUNE 17, 2019

The customer keeps their vehicle, while the lender reduces the number of write-offs and significantly increases the customer’s loyalty to the brand. Decision Accuracy in Risk Determination. It’s difficult to accurately evaluate credit applications for risk in changing market conditions, and pricing that risk effectively.

Analytics 40

Analytics Customer Experience Strategy Risk Management 40

PYMNTS

AUGUST 3, 2016

According to an unnamed source speaking to The New York Post , teen brand Claire’s Stores is putting a good deal of eggs into the basket of high back-to-school sales. Even though trapper keepers and pencil cases have been replaced by laptops and iPads, back-to-school season still represents a kind of non-holiday shopping season.

Retail 100

Retail New York Operations Policies 100

PYMNTS

DECEMBER 16, 2019

The introduction of the iPhone in 2007 – and the birth of the apps ecosystem a year later in 2008 –inspired an entirely new class of innovators, stating the 2010s with a brand-new toolkit. There are Pays courtesy of mobile operating systems, like iOS/Apple and Android/Google and Samsung.

Payments 180

Payments Innovation Cards Google 180

PYMNTS

JANUARY 1, 2020

The introduction of the iPhone in 2007 – and the birth of the apps ecosystem a year later in 2008 –inspired an entirely new class of innovators, starting the 2010s with a brand-new toolkit. There are Pays courtesy of mobile operating systems, like iOS/Apple and Android/Google and Samsung.

Innovation 174

Innovation Cards Google Payments 174

PYMNTS

JULY 27, 2016

However, other brands that want to make a slight course correction can close stores with a lighter touch. That’s what Australia’s Woolworths is planning on doing with between 27 and 61 store fronts it might close as part of a strategic pullback.

Retail 100

Retail Texas Course Report 100

PYMNTS

MAY 26, 2016

Gap CEO Art Peck explained that the brand’s entire footprint in Japan – 53 stores from Hokkaido in the north to Okinawa in the South – will be shuttered by the end of fiscal year 2016. A bankruptcy announcement from an apparel retailer that doesn’t claim to be a member of the fast fashion set is hardly news anymore.

Retail 100

Retail Comparison Industry Maine 100

BankBazaar

DECEMBER 22, 2019

They want to own fancy gadgets and wear branded clothes to keep up with their peers. Financial literacy is a broad term, but in simple terms, it can be defined as understanding basic financial concepts such as income, expenses, budgeting, savings, insurance, investments, taxes, risk management, assets and liabilities.

Management 97

Management National Cards Course 97

Fintech Labs Insights

MARCH 20, 2017

by Lisa Moyle, Brand Strategy Director, Fintech Futures. The barriers that regulatory compliance and risk management can throw up when trying to serve the non-textbook consumer, can result in financial institutions simply deeming some customer segments too costly or risky to serve. First published on FinTech Futures.

Regulation 18

Regulation Compliance Risk Management Innovation 18

Lex Sokolin

SEPTEMBER 3, 2020

How does software operate? Where does it operate? We know that financial infrastructure derives both (1) top down, from the powers of the State over moneys and the risk-taking institutions that are entrusted to safekeep such value, and (2) individual human behaviors like paying, saving, trading, investing, and insuring.

blockchain 52

blockchain Software Capital Technology 52

South State Correspondent

MARCH 15, 2023

While we wrote about the root cause of the failure of Silicon Valley Bank (SVB) HERE , the lessons of the current banking crisis go beyond interest rate risk management. While interest rate risk caused the most significant impact on value, several other factors contributed to the terminality of each bank that was closed.

social media 195

social media FDIC Branding Management 195