South State Correspondent

JANUARY 17, 2024

In our last article ( HERE ), we highlighted the methodology around why banks should calculate and drive value through customer profitability and product profitability. In this article, we wanted a different approach to arrive at the same conclusion but in a slightly different context. The answer is – most likely.

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Study Maine Analytics Capital 195

The Financial Brand

OCTOBER 29, 2023

This article NerdWallet Launches into Banking with New NerdUp Secured Credit Card appeared first on The Financial Brand. NerdWallet says its banking gambit is a way to be an even better affiliate marketing partner. NerdUp is more than just a new entrant in the credit builder space.

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PYMNTS

APRIL 16, 2019

A German markets regulator has filed a complaint with prosecutors alleging that shares of Wirecard were manipulated by someone who potentially had prior knowledge of a forthcoming damaging article written by the Financial Times , according to Reuters. . 30 article was released, accusing the payments company of financial malfeasance.

Regulation 116

Regulation Marketing Compliance Fraud 116

PYMNTS

DECEMBER 19, 2018

The bond market, on the other hand, isn’t the most likely of places for an entrepreneur to seek financing. Typically seen as a low-risk, low-rewards instrument reserved for middle-market and large enterprises, corporate bonds offer the opportunity for businesses to remain private while raising money and diversifying debt.

Marketing 134

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PYMNTS

JANUARY 11, 2021

Today in B2B payments, the SBA releases guidance for the next round of PPP loans, while xSuite secures Peppol invoice certification. With the new agreement, the companies will expand more in North America’s B2B market and offer new customized solutions for customers. SBA Unveils Guidance for Second Round of PPP Loans.

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PYMNTS

SEPTEMBER 22, 2017

It turns out even the Securities and Exchange Commission’s (SEC) computers aren’t super secure, even following a breach last year, according to a report in Reuters. The SEC said last year it had patched the weaknesses that led to the hack, though there may still be material issues from a cybersecurity perspective, the article noted.

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Cyber Security Security System Report 109

TrustBank

FEBRUARY 22, 2021

Emotions drive markets in the short term, so no matter how good your information is, trying to guess where the market will be in a year is just that – a guess. Therefore, our capital market assumptions are based on expectations for average returns over the next 10 years. annualized over the next 10 years.

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Perficient

DECEMBER 14, 2020

The COVID-19 pandemic has challenged the economic and labor markets, impacting all businesses regardless of their size. The Public Cloud Market Will Surge. For example, software-as-a-service (SaaS) enables applications to run on the provider’s servers over the internet, and it will likely remain the largest segment of the cloud market.

Technology 348

Technology Trends Software Resources 348

South State Correspondent

APRIL 23, 2023

Fair Value versus Amortized Cost The amortized cost of assets is the accounting treatment applied to securities known as held-to-maturity, or HTM. In the case of SVB, the bank’s HTM securities portfolio was $91.3Bn at the end of 2022, and the bank did not need to provide the fair value of these securities on its balance sheet.

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Management Security Risk Management social media 195

South State Correspondent

MARCH 26, 2024

In our previous articles ( here and here and here ) we discussed some of the drivers of commercial relationship profitability. In this article, we consider and define relationship banking and how relationship banking can increase commercial loan profitability.

Community Bank 195

Community Bank Community Security Resources 195

South State Correspondent

JULY 10, 2023

This article will review domestic banks’ adoption of interest rate swaps. Next week’s article will consider the challenges and possible solutions for community banks to adopt loan hedging programs. A recent paper analyzed domestic banks’ use of interest rate swaps, and we will summarize their findings in this article.

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Community Bank Community Tools Management 195

Perficient

JUNE 24, 2023

However, many enterprise organizations face challenges when it comes to coordinating the rollout of new marketing technology products and achieving scalable growth. Overcoming Hurdles and Driving Results In this series of articles, we will explore how Optimizely tools can help businesses overcome these hurdles and drive results.

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Perficient

MARCH 8, 2021

Make real time calls to more secure back-end systems to get that information. Don’t key information like social security number in the open. For example, you can have an area with relevant articles from a health library. YOU MAY ALSO ENJOY – Hip On HIPAA: The Secret Sauce to Successful Marketing Campaigns.

Compliance 410

Compliance Course Examples Online 410

South State Correspondent

MARCH 30, 2023

In this article, we look at 20 deposit-rich industries that have above-average profitability. Increasing Deposit Balances and Profit Consider this case study – customer acquisition costs for a company that provides security guards and patrol services are about $8,000. They are also more plentiful.

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Industry Resources Community Case Study 195

South State Correspondent

APRIL 30, 2022

Based on the futures market, the Federal Reserve is expected to raise the Fed Funds rate to 3.00% at its December 2022 meeting. In this article, we analyze the industry’s cost of funding earning assets (COF) and track how community banks’ COF behaves relative to larger banks. Historical Cost of Funds Analysis.

Community Bank 195

Community Bank Strategy Community FDIC 195

Banking 2020

AUGUST 7, 2015

Articles via BankThink, American Banker, The Financial Brand. The do’s and don’ts of marketing bank technology: While software updates might be a big deal to product and tech teams, they’re not what consumers care about. Below are interesting stories the Banking.com staff has been reading over the past week.

Millennials 40

Millennials Security Marketing Survey 40

PYMNTS

OCTOBER 26, 2020

And, because many of them are done at large discounts from market value, they could be tied to illegal activity. Vortex Blockchain Technologies has settled with the Securities and Exchanges Commission (SEC) in a case where Vortex's securities license was revoked as of Oct.

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PYMNTS

JULY 5, 2018

The company gained a higher profile on Thursday (July 5) via an article about it in The New York Times , and that is all but certain to inject fresh energy into the ongoing debates about consumer privacy and data security. Consumer use of smartphone and mobile apps also lead to more precise marketing messages, of course.

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Marketing Online Payments social media 110

PYMNTS

NOVEMBER 1, 2018

Or, as a recent CNBC article put it, quoting a source, “a mass extinction event.”. Among the latest chronicles of that struggle came this week via a CNBC article , which includes this quote from a 2016 McKinsey & Co. So far, at least, global banks are holding up, based on their most recent reporting periods,” the article says.

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Fintech UX Mobile FDIC 191

South State Correspondent

MARCH 13, 2023

While we will cover the general lessons HERE , in this article, we wanted to focus on the root cause – how and why interest rate risk caused the second-largest bank failure in US history (Washington Mutual was the largest in 2008). Equally important is the bank’s securities duration, as shown in the graph below.

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Risk Management Management Community Bank Community 221

South State Correspondent

OCTOBER 9, 2023

In two articles in the past few weeks ( here and here ), we discussed how the “higher-for-longer” interest rate environment will affect the community bank sector – continued increase in the cost of funds (COF), steady yields on loans, and a decrease in net interest margin (NIM) will put severe pressure on ROE for new loan originations.

Tools 195

Tools Community Bank Community Strategy 195

South State Correspondent

FEBRUARY 27, 2024

In this article, we would like to define loan pricing discipline and cover bid, why it matters, and demonstrate how most community banks currently are not using loan pricing discipline. Market Intelligence We analyzed the last 1000 loans priced on our hedging desk, and the credit spread, and size are plotted below.

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How To Community Bank Community Management 195

Abrigo

MARCH 8, 2024

Would you like other articles like this in your inbox? Tightening security Preventing pig butchering schemes So, how do we, as financial institutions and concerned citizens, stop clients, businesses, friends, and family from becoming a victim? Educate yourself about imposter scams and the methods used to gain your information.

Fraud 195

Fraud Technology Trends Training 195

South State Correspondent

FEBRUARY 28, 2023

This article uses data and machine learning to give banks three of the most critical lessons regarding deposit promotions. When media attention drives behavior, you want to run a deposit promotion to get the greatest return on your marketing investment. The same is true for deposit marketing.

Strategy 195

Strategy Marketing Meeting Trends 195

South State Correspondent

OCTOBER 31, 2023

We argued that a proper strategy and a well-crafted loan proposal letter could help lenders close loans quicker, eliminate more competitors, secure better pricing, and obtain the desired credit structure. In this article, we discuss the top four mistakes that we see in commitment/proposal letters.

Strategy 195

Strategy Examples Exercises Marketing 195

Perficient

FEBRUARY 10, 2021

In an article from NPR , Jeremy Novich, a clinical psychologist from New York City, said it best: ”You can’t have the vaccine distribution be a race between elderly people typing and younger people typing. Here are four techniques you should include as part of your healthcare marketing efforts to reach older patients: 1.

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New York City social media Community System 484

PYMNTS

FEBRUARY 1, 2019

Wirecard is being investigated for possible market manipulation. Shares in Wirecard fell as much as 25 percent after the article was published, and closed down 13.4 31) that it would investigate “if yesterday’s event constitutes potential market manipulation,” citing Article 12 of the EU market abuse regulation.

Regulation 144

Regulation Marketing Compliance Report 144

PYMNTS

JULY 21, 2019

and state regulators, although the dollar amount could change depending on how many people file claims, the WSJ article said. Among the biggest hacks in history, the impacted data included names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers.

Data 156

Data Exercises Security Policies 156

South State Correspondent

JANUARY 10, 2024

This article examines why the standard way to value a bank is flawed and how to have a better methodology. The Better Way to Calculate Value: Customers and Product If you lower deposit rates in this market, you will likely lose customers to competition that may be paying 5% or greater. Now, we want to add another layer.

Management 195

Management Examples Marketing Millennials 195

Abrigo

JULY 13, 2023

Avoid fraud losses from pig butchering scams FinCrime professionals looking to prevent pig butchering scams in the age of cryptocurrency can follow these steps to tighten security. Would you like other articles like this in your inbox? Many victims are lonely or isolated and don’t understand cryptocurrency markets.

Fraud 195

Fraud cryptocurrency Training social media 195

South State Correspondent

OCTOBER 4, 2022

The Federal Reserve Open Market Committee (FOMC) has raised short-term interest rates by 3.00% in the six months between March and September. The market is now forecasting an additional 1.25% in hikes by year’s end, with the next move coming on November 3rd. Bankers As Trusted Professionals.

How To 195

How To Marketing Examples Community 195

PYMNTS

NOVEMBER 6, 2020

The Digital Markets Act — another legislative package — will bring more mandates in order for a platform to hold a dominant market position. The finalized draft of the DSA will closely control the activity of large technology companies, the article said.

Data 215

Data Marketing Online Technology 215

PYMNTS

MARCH 26, 2019

In 2015, news outlets ran articles about the “ gold mine ” of venture capital investments in the alternative finance sector. But there is evidence that investors’ appetite for alternative lending startups is on the wane, even as overall FinTech funding continues to climb — and as the success of the alternative lending market grows, too.

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Lending Capital Fintech Security 190

PYMNTS

DECEMBER 5, 2018

The funding will be used to hire staff, “build out our infrastructure and secure the appropriate steps are taken to develop a regulated market for digital assets,” said ErisX Chief Executive Officer Thomas Chippas, according to Reuters. We found a proliferation of press releases, white papers and persuasively written articles.

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blockchain Bitcoin cryptocurrency Analysis 166

BankBazaar

DECEMBER 12, 2023

In this series of articles, we’ll discuss the different routes you can take to plan your retirement or strengthen your current financial standing. In this article, we’ll discuss two government – backed retirement plans. Contrary to common belief, NPS interest rates are market-driven and not fixed. return rate.

Taxes 78

Taxes National Marketing Regulation 78

PYMNTS

JULY 23, 2018

ClientWhys , a provider of marketing automation software and marketplace for cloud accounting and tax industries, has launched a new small business accounting marketplace. CountingWorks and TaxBuzz blogs also provide users with timely tax and accounting resources, as well as articles written by member professionals and industry experts.

social media 101

social media Marketing Automation Taxes Software 101

South State Correspondent

JULY 5, 2022

In this article, we analyze why 75% LTV may not protect banks from credit risk on commercial loans and why there is only one source of loan repayment. . Loans below 1.50X starting DSCR cannot withstand the current market expected rise in interest rates if cash flow decreases by just 10%. Background.

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Management Capital US Community Bank 195