South State Correspondent

NOVEMBER 29, 2023

One of the lessons that was driven home at the recent American Banker Small Business Banking Conference in Nashville was the difference in marketing between large national banks and community banks, particularly deposit marketing. ” This article explores the recency trap and discusses how to prevent it.

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South State Correspondent

JULY 10, 2023

This article will review domestic banks’ adoption of interest rate swaps. Next week’s article will consider the challenges and possible solutions for community banks to adopt loan hedging programs. A recent paper analyzed domestic banks’ use of interest rate swaps, and we will summarize their findings in this article.

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South State Correspondent

FEBRUARY 27, 2024

In this article, we would like to define loan pricing discipline and cover bid, why it matters, and demonstrate how most community banks currently are not using loan pricing discipline. Bankers need to manage credit relationships to ROA/ROE and not credit spreads. Community bankers need to practice realistic loan pricing discipline.

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Abrigo

MAY 19, 2016

Monitoring credit risk management, interest rate risk and banks’ ability to stress test loans affected by low oil prices are among the priorities for supervisors at the Office of the Comptroller of the Currency (OCC) these days, according to the agency’s recent mid-year status report on its operating plan.

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Perficient

AUGUST 25, 2020

Hiral Shah , lead technical consultant, recently shared her thoughts on advocating for your work with BuiltIn Boston and Laura Kenny , Talent Acquisition Coordinator , wrote about in the article How Perficient Employees Slay Impostor Syndrome , a topic that everyone has the potential to experience. Lisa Sherwood , senior agency manager.

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Jeff For Banks

NOVEMBER 24, 2019

The bank, First National Bank of Keystone, was $1.1 Harassment included a bellicose management team, scowls from the townspeople, and threatening sidewalk art outside of the bank. And so went the birth of First National Bank of Keystone's meteoric rise. The town, already depressed from coal's decline, had a population of 600.

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South State Correspondent

FEBRUARY 28, 2023

We will consider the minimal project DSCR in this article and cover the debt yield topic in future blogs. Why DSCR and LTV are Misleading Many banks believe that 1.20x DSCR and 75% LTV are good credit safeguards and that credits that started at those levels were unlikely candidates for special asset management.

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South State Correspondent

MAY 18, 2022

In two recent articles, we reviewed the banking industry’s deposit behavior with regard to cost of funding earning assets (COF) ( HERE ), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle ( HERE ).

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South State Correspondent

JUNE 21, 2022

This decision coincided with rate hikes by the Swiss National Bank, its first since 2007, the Bank of England, and the European Central Bank announced at an emergency meeting that they would raise interest rates next month and again in September. This secular change will allow better-managed banks to outperform their peers. Conclusion.

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Abrigo

OCTOBER 19, 2023

In this article, we’ll explore the history of Cybersecurity Awareness Month, how it impacts the financial services sector, and what financial institutions can do to promote cybersecurity awareness among their employees and customers. And what does it mean for banks and credit unions?

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South State Correspondent

JANUARY 10, 2024

This article will discuss how national, regional, and community banks may use loan hedging programs in 2024 to face earnings challenges. There are multiple good reasons why national and regional banks continue to offer fixed-rate loans to borrowers only via a loan hedging program, regardless of the interest rate cycle.

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Perficient

JANUARY 28, 2021

This article was co-written by Iman Watson, senior solutions architect, and Kailey Hughes, lead development representative. Enable 2FA: Use two-factor authentication for managing access to resources. Use a Password Manager: By leveraging a password manager like LastPass, Keeper, or Dashlane, you only need to remember one password.

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South State Correspondent

JANUARY 16, 2024

Barings Bank, Orange County (CA), Enron, Long-Term Capital Management, and other entities misused derivatives or didn’t understand the difference between hedging and speculating. We published various articles comparing community bank alternatives to LIBOR (such as SOFR, Ameribor, Fed Funds, and Prime).

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Abrigo

JULY 21, 2021

Would you like others articles like this in your inbox? As part of the Financial Crimes Enforcement Network’s (FinCEN) first national priorities list for anti-money laundering and countering the financing of terrorism (AML/CFT) policies, one important priority continues to be detecting, reporting, and preventing terrorist financing.

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Perficient

FEBRUARY 10, 2021

In an article from NPR , Jeremy Novich, a clinical psychologist from New York City, said it best: ”You can’t have the vaccine distribution be a race between elderly people typing and younger people typing. Family caregivers often play important roles in managing health and wellness for their aging loved ones.

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South State Correspondent

AUGUST 21, 2022

In this article, we will discuss what community banks should look for in a hedge provider, specifically in a loan-level hedging program. Meet Competitive Pressures: National and larger regional banks are specifically targeting better borrowers for seven, ten, or 20-year fixed-rate loans. How Your Hedge Provider Can Be Relational .

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South State Correspondent

JUNE 7, 2023

This article details why banks are a special case and then provides our interactive estimate to see what your bank might be eligible to receive. Drop in sales of particular offerings that require live interaction: notary fees, new accounts deposit opening in person, loans, wire transfers, wealth management, etc.

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BankBazaar

JANUARY 17, 2024

Investing is the way to go and this article is all you need to get started. Mutual funds are managed by professional fund managers who invest the money in a diversified portfolio of assets. Wanna know how to turn your pocket change into a fortune ? Gone are the days of investing and saving money being the same thing.

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South State Correspondent

AUGUST 22, 2023

If one product is the future of banking, it is treasury management. In this article, we detail the five steps to building a treasury management strategy, provide some tools to execute those steps, and then provide a complimentary survey to assess your strengths and weaknesses. It starts by targeting the right customers.

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Abrigo

JULY 10, 2015

A recent article from American Banker’s The C-Suite Series explored this executive role and just how little wiggle room there can be when it comes to compliance. The article explains that “a 100% success rate is now viewed by many as the only way to victory in compliance. Regulators want to know how a bank is complying.

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PYMNTS

JANUARY 1, 2020

By way of comparison, fees at Visa and Mastercard are roughly 2 percent to 3 percent, the article indicated. In addition, the proposed changes would divide the transaction fees equally among the eWallet companies, middle-men payment processors and the Indonesian lender consortium (the National Electronic Transaction Settlement).

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PYMNTS

OCTOBER 18, 2018

In July, reports in the Financial Times said Switzerland is working to open the nation’s traditional corporate banking market to cryptocurrency companies finding it difficult to get banked, thanks to fears over anti-money laundering (AML) violations and other compliance issues. “Time is pressing,” he said.

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South State Correspondent

DECEMBER 8, 2023

Where there is no correct answer, the takeaway was that the most successful banks have a clearly communicated definition and often meet with their retail, commercial, and specialty counterparts to manage issues and conflicts. After the seventh-month mark, conversion rates sharply decline. However, this was the most common structure.

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Perficient

AUGUST 16, 2020

This law will apply to manufacturers, sellers, lessors, and nay business that installs manages, or operates an MLTS. In short, if you had to take anything away from the article it would be: FCC rules require the dialing of 911, with no pre/post digits required to initiate the call (Kari’s Law). RAY BUAM’S Act.

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South State Correspondent

OCTOBER 12, 2022

Instead of trying to “Wow” your customer, in this article, we present the “time-on-task metric” (and its companion, the Customer Effort Score (CES) framework) and detail not only why it matters but why it can change the course of your bank. While “customer delight” is a worthy goal, few banks should focus on the concept.

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South State Correspondent

FEBRUARY 22, 2023

This article is about developing more of those expert-level deposit pricing skills. Non-Expert Deposit Pricing Management – How To Destroy Bank Franchise Value The best way to quickly destroy value is to peg a deposit product to an index such as SOFR, Prime, Fed Funds, or Treasuries.

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Abrigo

NOVEMBER 2, 2021

Would you like other articles like this in your inbox? On January 1, 2021, the Senate voted into law the National Defense Authorization Act (NDAA). The published Anti-Money Laundering and Countering the Financing of Terrorism National Priorities is one such example. With the 2021 change in administration in Washington, D.C.,

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PYMNTS

SEPTEMBER 10, 2019

Earlier this month, Paytm CEO Vijay Shekhar Sharma said Paytm is going public in the next two years, the article said. . Managed by the National Payments Corporation of India, UPI launched in India in 2016 and is fast becoming a payments game-changer as usage continues to soar.

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PYMNTS

AUGUST 16, 2019

This investment will help ShareChat grow and provide the company’s management team access to Twitter’s executives as thought partners,” Manish Maheshwari, managing director of Twitter India, said in a prepared statement. Hindi, a regional language, is spoken by about half a billion people, the article said.

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PYMNTS

SEPTEMBER 27, 2017

Toys“R”Us has just managed to secure $3.1 Those new funds, according to Toys“R”Us leadership, will go toward investing in the renovation and modernization of store locations across the nation, with a particular focus on improvements to layout, lighting and usability for customers.

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South State Correspondent

FEBRUARY 14, 2022

In this article, we discuss digital assets, officially known as “controllable electronic records” by the law, and glimpse into that future to make a case for why banks could be at the center of this next evolutionary change. A customer may want to borrow against a digital asset, manage the asset (i.e.,

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BankBazaar

DECEMBER 12, 2023

In this series of articles, we’ll discuss the different routes you can take to plan your retirement or strengthen your current financial standing. In this article, we’ll discuss two government – backed retirement plans. In this article, we’ll discuss two government – backed retirement plans.

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South State Correspondent

FEBRUARY 13, 2023

In this article, we expand on the lessons we learned from artificial intelligence regarding raising deposits and explore how we can better use the Formula, and its lessons, to optimize deposit gathering. If your local bank has the brand recognition that a national bank might have, then the Brand Recognition Factor is usually between 0.75

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Alex Jimenez

APRIL 7, 2024

Pausing Innovation This was on my mind when reading this article about Nike’s innovation woes. In the article Matt Powell , advisor at Spurwink River and senior advisor at BCE Consulting , is quoted, “What happened with Nike, and lots of brands during the pandemic, was they made a decision to play it very safe.”

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PYMNTS

OCTOBER 1, 2020

Google also introduced a "story-panel" concept to allow publishers to vary their content offerings via timelines, bullet points or related articles — teasing articles and further engaging users into heavier consumption of content. I think a number of us in the ecosystem want to step up and enable a better future for news.

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PYMNTS

DECEMBER 14, 2020

Five-day payment terms will be possible through Australia's new eInvoicing solution , the nation's Treasury announced recently. The data was cited by BuzzApex CEO Ivan Radmore in a recent article for BizNews. The analysis also found that small businesses spend an average of 89.5

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Abrigo

JUNE 8, 2021

Would you like others articles like this in your inbox? As such, only a payment with an exact Specially Designated Nationals (SDN) List match would trigger manual review. . Credit Risk Management. 3 Risks Asset/Liability Management (ALM) Addresses. Five things to look for in an OFAC scanning software. learn more.

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